BENEFITS GUIDE. RBC Cash Back MasterCard. Earn cash back fast

Transcription

1 BENEFITS GUIDE RBC MasterCard Ear cash back fast

2 T:6.325 No aual fee. No complicatios. Just cash back. Thak you for choosig the RBC MasterCard. It gives you the purchasig power, flexibility ad security you expect of a credit card, plus the beefit of 2% cash back credits o grocery store purchases ad up to % cash back credits o all your other everyday purchases. All with o aual fee. Quick Card Overview Store 2% o purchases of up to $6, % o purchases of up to $6,000 % o purchases % o purchases Spet Mothly Spet Aually % $250 $3,000 2% $60 $550 $6, % $30 $600 % $6 Store $96 with your o aual fee RBC MasterCard Ad with o poits or expiry dates to moitor, you wo t have to keep track of your cash back credits. They accumulate automatically ad appear o your mothly statemet. Cogratulatios! Cogratulatios! You have received i OF 2 You have received i RBC MasterCard Purchase Security isurace Exteded Warraty isurace Zero Liability provided you have take reasoable precautios to protect your PIN ad your card, as set out i your RBC Royal Bak Credit Card Agreemet Chip PIN techology for ehaced security astercard PayPass pay with a simple tap M of your card RBC MasterCard DR. HEATHER SMITH Set up pre-authorized paymets to your DEC 27 DEC 28 RBC MasterCardSTATEMENT accoutfrom ad DEC ear 4,eve 20 TO JAN 3, 202 more cash back credits, effortlessly! Paymets for subscriptios ad memberships ca help you ear faster. Importat steps for ew cardholders: CASH BACK CREDIT. Activate your card. SHOES ONLINE - CALGARY Morig Coffee EZY-HAIR BOOKS FOR YOU F:4.25 PAYMENT - THANK YOU PRIMARY THE KITCHEN STORE DEC 27 DEC 28 PAYMENT - THANK YOU A NEIGHBOURHOOD STORE ANYWHERE JANDRUG 0 JAN THE-KITCHEN STORE ON Foreig Currecy - EUR 4.70 rate DRUG STORE - ANYWHERE ON OF JANExchage 2 A NEIGHBOURHOOD BOOKS FOR YOU Use your RBC MasterCard for all kids of everyday items big or small ad ear up to 2% cash back credits quickly. Eve small ticket purchases ca quickly add up to cash back. Chip PIN security CASH BACK Balace O CASH BACK O Other Balace Credited This Statemet O New Balace O Other Credited This Statemet New Balace $8.0 $8.0 BOOKS FOR YOU CASH BACK CREDIT SUSHI 00 - MISSISSJANA CASH ADVANCE CASH ADVANCE 3.99% JAN 2 SUNGLASS TENT - SHERWAY Trasportatio P.O. BOX 406, STATION A JAN 2 CINEPLEX 300 HD - VJANHAN SUBTOTAL OF MONTHLY ACTIVITY CASH ADVANCE CASH ADVANCE PURCHASE $0.7 PIZZA IS US - MARKHAM JAN 2 THE OVER A DOLLAR STORE - HEARTLAND SUSHI 00 - MISSISSJANA RAYMOND SMITH JAN 2 CINEPLEX 300 HD - VJANHAN SUNGLASS TENT - SHERWAY JAN 2 ABCD SUPER ESTORE - NASHVILLE, TENNESSEE F:4.25 Gisele Allaire Beefit Guide - MasterCard 0667 GUD_MC_04952_068_E.idd 5 over 5 Cya Mageta Yellow Black PMS 877 C Perf lie Tap ad Go with PayPass Whe speed is essetial, MasterCard PayPass is like havig exact chage wherever you go. A simple tap of your card is all it takes to pay at the checkout. 00% of Fial Size x 8.5 Noe x 8.75 Noe x x 8.5 Noe Christie Tremblay Omar Sáchez CREATIVE MANAGER: Dorothy McKezie Aliso Rashleigh APPROVALS: desiger MasterCard paymetnewrbc Miimum Paymet Paymet optios Telephoe bakig Credit $, Olie bakig RBC Royal Bak ATM RBC Royal Bak Brach By mail Note: Colour lasers do Not accurately represent the Colours in the finished product. laser proofs are for layout and CoNteNt purposes only. Detach ad retur with paymet Please do ot sed cash through the mail Please do ot staple or damage this form : advaces (Expires Ja3/2): PAYMENT DUE OtherMINIMUM Rates PAYMENT (Refer to Iterest FEB 03, 202 <prit scale> Noe CALCULATING YOUR RBC MasterCard IterestPAYMENT DUE MINIMUM PAYMENT The state-of-the-art chip PIN techology embedded i your RBC MasterCard card helps protect you agaist couterfeitig ad fraud ad makes a already safe paymet system eve more secure. Aual iterest $ P.O. BOX 406, STATION A RAYMOND SMITH CO-APPLICANT Other Iterest Rates (Refer to Iterest FEBRATES 03, 202 CREATION : :9 PM LAST MODIFIED: :09 PM $0.7 TENNESSEE ABCD SUPER ESTORE - NASHVILLE, CALCULATING Collect Outside North America YOUR (46) JAN 2 ABCD SUPER ESTORE - NASHVILLE, TENNESSEE RBC AMOUNT Rewards Travel Redemptio Statemet Balace $, Merchadise Redemptio Paymets credits PIZZA IS US - MARKHAM debits Web $50.00 JAN 2 THE OVER A DOLLAR STORE - HEARTLAND advaces MAMMA S KITCHEN - TORONTO Magazie Subscriptios Movie Tickets SUSHI 00 - MISSISSJANA SIR RAYMOND JOHN FRANK CHAMBERLAIN SMITH JAN 2 CINEPLEX 300 HD - VJANHAN / Lost Stole Customer Service JAN CO-APPLICANT 0 SUNGLASS TENT - SHERWAY Sacks Foreig Currecy - EUR 4.70 Memberships If you have ay questios about your card, please call us at -800 ROYAL -2 (). OF 2 Exchage rate Customer / Lost Stole CustomerService Service / Lost Stole Collect Outside North America (46) Collect Outside North America (46) CASH BACK CREDIT RBC Rewards Travel Redemptio SHOES ONLINE - CALGARY RBC Merchadise Rewards Redemptio Travel Redemptio Web SHOES ONLINE - CALGARY $50.00 Merchadise EZY-HAIR Redemptio MAMMA S KITCHEN - TORONTO Web RATES EZY-HAIR $50.00 CASH BACK PRIMARY CASH ADVANCE Miimum paymet MAMMA S KITCHEN - TORONTO CASH ADVANCE 3.99% $0.7 Paymet Credit RATES Balace AMOUNT CASH ADVANCE CASH ADVANCE CASH ADVANCE Miimum paymet O$0.7 Aual iterest JAN3.99% PURCHASE CASH ADVANCE $0.7 O$28.57 Paymet : Other DEC 27 DEC 28 PAYMENT - THANK YOU advaces (Expires Ja3/2): CASH ADVANCE CreditedCredit OtherStatemet Rates (Refer to Iterest This THE KITCHEN STORE CASH ADVANCE CO-APPLICANT $0.7 Balace New $8.0 CALCULATING YOUR iterest Statemet Balace - ANYWHERE A NEIGHBOURHOOD DRUG JAN STORE 0 JAN PURCHASEON $28.57 Aual Paymets credits PIZZA IS US - MARKHAM : Foreig Currecy - EUR 4.70 SUBTOTAL Exchage rate debits - HEARTLAND OF MONTHLY ACTIVITY JAN 2 THE OVER A DOLLAR STORECONTACT US advaces advaces(expires Ja3/2): DON T FORGET! 2. View your Beefits Guide olie at rbc.com/ofeecashbackifo PRIMARY Isurace Coverage made with your RBC MasterCard are automatically protected agaist loss, theft or damage for up to 90 days from the date of purchase. The coverage also doubles the maufacturer s origial Caadia warraty for up to oe extra year. Please keep your receipts i the evet you eed to make a claim, ad refer to the Certificate of Isurace for complete details regardig this coverage. Protectio agaist uauthorized use of your card i perso or olie is absolutely essetial. Zero Liability protects you from fraudulet charges, provided you have take reasoable precautios to protect your PIN ad your card, as set out i your RBC Royal Bak Credit Card Agreemet. RBC MasterCard STATEMENT FROM DEC 4, 20 TO JAN 3, (06/207) Zero Liability Cogratulatios! You have received i Purchase Security ad Exteded Warraty Isurace Oce your cash back balace is over $25, you ca have the full amout credited to your accout at ay time. Or simply wait ad, for your coveiece, it will be automatically credited to your accout i February. Credits Total Credits Security ad protectio. T:8.5 $0 Every time you use your RBC MasterCard to pay, you ca ear as much as 2% cash back credits, of the amout you sped. If you use your card every day for all kids of purchases you ca ear cash back credits o practically all your shoppig. Ad as you ca see, over the course of the year it could really add up STATEMENT FROM DEC 4, 20 TO JAN 3, 202 Aual Fee Additioal Beefits Get cash back whe you eed it. Credits Earig cash back is easy. RBC CREATIVE PRODUCTION MANAGEMENT Statemet Balace Notes: <Notes> NOTES: Eglish Paymets creditspaymet optios Telephoe bakig debits Olie bakig RBC Royal Bak ATM advaces RBC Royal Bak Brach By mail Iterest Detach ad retur with paymet Please do ot sed cash through the mail Please do ot staple or damage this form F: F:4

3 T:6.325 No aual fee. No complicatios. Just cash back. Thak you for choosig the RBC MasterCard. It gives you the purchasig power, flexibility ad security you expect of a credit card, plus the beefit of 2% cash back credits o grocery store purchases ad up to % cash back credits o all your other everyday purchases. All with o aual fee. Quick Card Overview Store 2% o purchases of up to $6, % o purchases of up to $6,000 % o purchases % o purchases Spet Mothly Spet Aually % $250 $3,000 2% $60 $550 $6, % $30 $600 % $6 Store $96 with your o aual fee RBC MasterCard Ad with o poits or expiry dates to moitor, you wo t have to keep track of your cash back credits. They accumulate automatically ad appear o your mothly statemet. Cogratulatios! Cogratulatios! You have received i OF 2 You have received i RBC MasterCard Purchase Security isurace Exteded Warraty isurace Zero Liability provided you have take reasoable precautios to protect your PIN ad your card, as set out i your RBC Royal Bak Credit Card Agreemet Chip PIN techology for ehaced security astercard PayPass pay with a simple tap M of your card RBC MasterCard DR. HEATHER SMITH Set up pre-authorized paymets to your DEC 27 DEC 28 RBC MasterCardSTATEMENT accoutfrom ad DEC ear 4,eve 20 TO JAN 3, 202 more cash back credits, effortlessly! Paymets for subscriptios ad memberships ca help you ear faster. Importat steps for ew cardholders: CASH BACK CREDIT. Activate your card. SHOES ONLINE - CALGARY Morig Coffee EZY-HAIR BOOKS FOR YOU F:4.25 PAYMENT - THANK YOU PRIMARY THE KITCHEN STORE DEC 27 DEC 28 PAYMENT - THANK YOU A NEIGHBOURHOOD STORE ANYWHERE JANDRUG 0 JAN THE-KITCHEN STORE ON Foreig Currecy - EUR 4.70 rate DRUG STORE - ANYWHERE ON OF JANExchage 2 A NEIGHBOURHOOD BOOKS FOR YOU Use your RBC MasterCard for all kids of everyday items big or small ad ear up to 2% cash back credits quickly. Eve small ticket purchases ca quickly add up to cash back. Chip PIN security CASH BACK Balace O CASH BACK O Other Balace Credited This Statemet O New Balace O Other Credited This Statemet New Balace $8.0 $8.0 BOOKS FOR YOU CASH BACK CREDIT SUSHI 00 - MISSISSJANA CASH ADVANCE CASH ADVANCE 3.99% JAN 2 SUNGLASS TENT - SHERWAY Trasportatio P.O. BOX 406, STATION A JAN 2 CINEPLEX 300 HD - VJANHAN SUBTOTAL OF MONTHLY ACTIVITY CASH ADVANCE CASH ADVANCE PURCHASE $0.7 PIZZA IS US - MARKHAM JAN 2 THE OVER A DOLLAR STORE - HEARTLAND SUSHI 00 - MISSISSJANA RAYMOND SMITH JAN 2 CINEPLEX 300 HD - VJANHAN SUNGLASS TENT - SHERWAY JAN 2 ABCD SUPER ESTORE - NASHVILLE, TENNESSEE F:4.25 Gisele Allaire Beefit Guide - MasterCard 0667 GUD_MC_04952_068_E.idd 5 over 5 Cya Mageta Yellow Black PMS 877 C Perf lie Tap ad Go with PayPass Whe speed is essetial, MasterCard PayPass is like havig exact chage wherever you go. A simple tap of your card is all it takes to pay at the checkout. 00% of Fial Size x 8.5 Noe x 8.75 Noe x x 8.5 Noe Christie Tremblay Omar Sáchez CREATIVE MANAGER: Dorothy McKezie Aliso Rashleigh APPROVALS: desiger MasterCard paymetnewrbc Miimum Paymet Paymet optios Telephoe bakig Credit $, Olie bakig RBC Royal Bak ATM RBC Royal Bak Brach By mail Note: Colour lasers do Not accurately represent the Colours in the finished product. laser proofs are for layout and CoNteNt purposes only. Detach ad retur with paymet Please do ot sed cash through the mail Please do ot staple or damage this form : advaces (Expires Ja3/2): PAYMENT DUE OtherMINIMUM Rates PAYMENT (Refer to Iterest FEB 03, 202 <prit scale> Noe CALCULATING YOUR RBC MasterCard IterestPAYMENT DUE MINIMUM PAYMENT The state-of-the-art chip PIN techology embedded i your RBC MasterCard card helps protect you agaist couterfeitig ad fraud ad makes a already safe paymet system eve more secure. Aual iterest $ P.O. BOX 406, STATION A RAYMOND SMITH CO-APPLICANT Other Iterest Rates (Refer to Iterest FEBRATES 03, 202 CREATION : :9 PM LAST MODIFIED: :09 PM $0.7 TENNESSEE ABCD SUPER ESTORE - NASHVILLE, CALCULATING Collect Outside North America YOUR (46) JAN 2 ABCD SUPER ESTORE - NASHVILLE, TENNESSEE RBC AMOUNT Rewards Travel Redemptio Statemet Balace $, Merchadise Redemptio Paymets credits PIZZA IS US - MARKHAM debits Web $50.00 JAN 2 THE OVER A DOLLAR STORE - HEARTLAND advaces MAMMA S KITCHEN - TORONTO Magazie Subscriptios Movie Tickets SUSHI 00 - MISSISSJANA SIR RAYMOND JOHN FRANK CHAMBERLAIN SMITH JAN 2 CINEPLEX 300 HD - VJANHAN / Lost Stole Customer Service JAN CO-APPLICANT 0 SUNGLASS TENT - SHERWAY Sacks Foreig Currecy - EUR 4.70 Memberships If you have ay questios about your card, please call us at -800 ROYAL -2 (). OF 2 Exchage rate Customer / Lost Stole CustomerService Service / Lost Stole Collect Outside North America (46) Collect Outside North America (46) CASH BACK CREDIT RBC Rewards Travel Redemptio SHOES ONLINE - CALGARY RBC Merchadise Rewards Redemptio Travel Redemptio Web SHOES ONLINE - CALGARY $50.00 Merchadise EZY-HAIR Redemptio MAMMA S KITCHEN - TORONTO Web RATES EZY-HAIR $50.00 CASH BACK PRIMARY CASH ADVANCE Miimum paymet MAMMA S KITCHEN - TORONTO CASH ADVANCE 3.99% $0.7 Paymet Credit RATES Balace AMOUNT CASH ADVANCE CASH ADVANCE CASH ADVANCE Miimum paymet O$0.7 Aual iterest JAN3.99% PURCHASE CASH ADVANCE $0.7 O$28.57 Paymet : Other DEC 27 DEC 28 PAYMENT - THANK YOU advaces (Expires Ja3/2): CASH ADVANCE CreditedCredit OtherStatemet Rates (Refer to Iterest This THE KITCHEN STORE CASH ADVANCE CO-APPLICANT $0.7 Balace New $8.0 CALCULATING YOUR iterest Statemet Balace - ANYWHERE A NEIGHBOURHOOD DRUG JAN STORE 0 JAN PURCHASEON $28.57 Aual Paymets credits PIZZA IS US - MARKHAM : Foreig Currecy - EUR 4.70 SUBTOTAL Exchage rate debits - HEARTLAND OF MONTHLY ACTIVITY JAN 2 THE OVER A DOLLAR STORECONTACT US advaces advaces(expires Ja3/2): DON T FORGET! 2. View your Beefits Guide olie at rbc.com/ofeecashbackifo PRIMARY Isurace Coverage made with your RBC MasterCard are automatically protected agaist loss, theft or damage for up to 90 days from the date of purchase. The coverage also doubles the maufacturer s origial Caadia warraty for up to oe extra year. Please keep your receipts i the evet you eed to make a claim, ad refer to the Certificate of Isurace for complete details regardig this coverage. Protectio agaist uauthorized use of your card i perso or olie is absolutely essetial. Zero Liability protects you from fraudulet charges, provided you have take reasoable precautios to protect your PIN ad your card, as set out i your RBC Royal Bak Credit Card Agreemet. RBC MasterCard STATEMENT FROM DEC 4, 20 TO JAN 3, (06/207) Zero Liability Cogratulatios! You have received i Purchase Security ad Exteded Warraty Isurace Oce your cash back balace is over $25, you ca have the full amout credited to your accout at ay time. Or simply wait ad, for your coveiece, it will be automatically credited to your accout i February. Credits Total Credits Security ad protectio. T:8.5 $0 Every time you use your RBC MasterCard to pay, you ca ear as much as 2% cash back credits, of the amout you sped. If you use your card every day for all kids of purchases you ca ear cash back credits o practically all your shoppig. Ad as you ca see, over the course of the year it could really add up STATEMENT FROM DEC 4, 20 TO JAN 3, 202 Aual Fee Additioal Beefits Get cash back whe you eed it. Credits Earig cash back is easy. RBC CREATIVE PRODUCTION MANAGEMENT Statemet Balace Notes: <Notes> NOTES: Eglish Paymets creditspaymet optios Telephoe bakig debits Olie bakig RBC Royal Bak ATM advaces RBC Royal Bak Brach By mail Iterest Detach ad retur with paymet Please do ot sed cash through the mail Please do ot staple or damage this form F: F:4

4 T:6.325 No aual fee. No complicatios. Just cash back. Thak you for choosig the RBC MasterCard. It gives you the purchasig power, flexibility ad security you expect of a credit card, plus the beefit of 2% cash back credits o grocery store purchases ad up to % cash back credits o all your other everyday purchases. All with o aual fee. Quick Card Overview Store 2% o purchases of up to $6, % o purchases of up to $6,000 % o purchases % o purchases Spet Mothly Spet Aually % $250 $3,000 2% $60 $550 $6, % $30 $600 % $6 Store $96 with your o aual fee RBC MasterCard Ad with o poits or expiry dates to moitor, you wo t have to keep track of your cash back credits. They accumulate automatically ad appear o your mothly statemet. Cogratulatios! Cogratulatios! You have received i OF 2 You have received i RBC MasterCard Purchase Security isurace Exteded Warraty isurace Zero Liability provided you have take reasoable precautios to protect your PIN ad your card, as set out i your RBC Royal Bak Credit Card Agreemet Chip PIN techology for ehaced security astercard PayPass pay with a simple tap M of your card RBC MasterCard DR. HEATHER SMITH Set up pre-authorized paymets to your DEC 27 DEC 28 RBC MasterCardSTATEMENT accoutfrom ad DEC ear 4,eve 20 TO JAN 3, 202 more cash back credits, effortlessly! Paymets for subscriptios ad memberships ca help you ear faster. Importat steps for ew cardholders: CASH BACK CREDIT. Activate your card. SHOES ONLINE - CALGARY Morig Coffee EZY-HAIR BOOKS FOR YOU F:4.25 PAYMENT - THANK YOU PRIMARY THE KITCHEN STORE DEC 27 DEC 28 PAYMENT - THANK YOU A NEIGHBOURHOOD STORE ANYWHERE JANDRUG 0 JAN THE-KITCHEN STORE ON Foreig Currecy - EUR 4.70 rate DRUG STORE - ANYWHERE ON OF JANExchage 2 A NEIGHBOURHOOD BOOKS FOR YOU Use your RBC MasterCard for all kids of everyday items big or small ad ear up to 2% cash back credits quickly. Eve small ticket purchases ca quickly add up to cash back. Chip PIN security CASH BACK Balace O CASH BACK O Other Balace Credited This Statemet O New Balace O Other Credited This Statemet New Balace $8.0 $8.0 BOOKS FOR YOU CASH BACK CREDIT SUSHI 00 - MISSISSJANA CASH ADVANCE CASH ADVANCE 3.99% JAN 2 SUNGLASS TENT - SHERWAY Trasportatio P.O. BOX 406, STATION A JAN 2 CINEPLEX 300 HD - VJANHAN SUBTOTAL OF MONTHLY ACTIVITY CASH ADVANCE CASH ADVANCE PURCHASE $0.7 PIZZA IS US - MARKHAM JAN 2 THE OVER A DOLLAR STORE - HEARTLAND SUSHI 00 - MISSISSJANA RAYMOND SMITH JAN 2 CINEPLEX 300 HD - VJANHAN SUNGLASS TENT - SHERWAY JAN 2 ABCD SUPER ESTORE - NASHVILLE, TENNESSEE F:4.25 Gisele Allaire Beefit Guide - MasterCard 0667 GUD_MC_04952_068_E.idd 5 over 5 Cya Mageta Yellow Black PMS 877 C Perf lie Tap ad Go with PayPass Whe speed is essetial, MasterCard PayPass is like havig exact chage wherever you go. A simple tap of your card is all it takes to pay at the checkout. 00% of Fial Size x 8.5 Noe x 8.75 Noe x x 8.5 Noe Christie Tremblay Omar Sáchez CREATIVE MANAGER: Dorothy McKezie Aliso Rashleigh APPROVALS: desiger MasterCard paymetnewrbc Miimum Paymet Paymet optios Telephoe bakig Credit $, Olie bakig RBC Royal Bak ATM RBC Royal Bak Brach By mail Note: Colour lasers do Not accurately represent the Colours in the finished product. laser proofs are for layout and CoNteNt purposes only. Detach ad retur with paymet Please do ot sed cash through the mail Please do ot staple or damage this form : advaces (Expires Ja3/2): PAYMENT DUE OtherMINIMUM Rates PAYMENT (Refer to Iterest FEB 03, 202 <prit scale> Noe CALCULATING YOUR RBC MasterCard IterestPAYMENT DUE MINIMUM PAYMENT The state-of-the-art chip PIN techology embedded i your RBC MasterCard card helps protect you agaist couterfeitig ad fraud ad makes a already safe paymet system eve more secure. Aual iterest $ P.O. BOX 406, STATION A RAYMOND SMITH CO-APPLICANT Other Iterest Rates (Refer to Iterest FEBRATES 03, 202 CREATION : :9 PM LAST MODIFIED: :09 PM $0.7 TENNESSEE ABCD SUPER ESTORE - NASHVILLE, CALCULATING Collect Outside North America YOUR (46) JAN 2 ABCD SUPER ESTORE - NASHVILLE, TENNESSEE RBC AMOUNT Rewards Travel Redemptio Statemet Balace $, Merchadise Redemptio Paymets credits PIZZA IS US - MARKHAM debits Web $50.00 JAN 2 THE OVER A DOLLAR STORE - HEARTLAND advaces MAMMA S KITCHEN - TORONTO Magazie Subscriptios Movie Tickets SUSHI 00 - MISSISSJANA SIR RAYMOND JOHN FRANK CHAMBERLAIN SMITH JAN 2 CINEPLEX 300 HD - VJANHAN / Lost Stole Customer Service JAN CO-APPLICANT 0 SUNGLASS TENT - SHERWAY Sacks Foreig Currecy - EUR 4.70 Memberships If you have ay questios about your card, please call us at -800 ROYAL -2 (). OF 2 Exchage rate Customer / Lost Stole CustomerService Service / Lost Stole Collect Outside North America (46) Collect Outside North America (46) CASH BACK CREDIT RBC Rewards Travel Redemptio SHOES ONLINE - CALGARY RBC Merchadise Rewards Redemptio Travel Redemptio Web SHOES ONLINE - CALGARY $50.00 Merchadise EZY-HAIR Redemptio MAMMA S KITCHEN - TORONTO Web RATES EZY-HAIR $50.00 CASH BACK PRIMARY CASH ADVANCE Miimum paymet MAMMA S KITCHEN - TORONTO CASH ADVANCE 3.99% $0.7 Paymet Credit RATES Balace AMOUNT CASH ADVANCE CASH ADVANCE CASH ADVANCE Miimum paymet O$0.7 Aual iterest JAN3.99% PURCHASE CASH ADVANCE $0.7 O$28.57 Paymet : Other DEC 27 DEC 28 PAYMENT - THANK YOU advaces (Expires Ja3/2): CASH ADVANCE CreditedCredit OtherStatemet Rates (Refer to Iterest This THE KITCHEN STORE CASH ADVANCE CO-APPLICANT $0.7 Balace New $8.0 CALCULATING YOUR iterest Statemet Balace - ANYWHERE A NEIGHBOURHOOD DRUG JAN STORE 0 JAN PURCHASEON $28.57 Aual Paymets credits PIZZA IS US - MARKHAM : Foreig Currecy - EUR 4.70 SUBTOTAL Exchage rate debits - HEARTLAND OF MONTHLY ACTIVITY JAN 2 THE OVER A DOLLAR STORECONTACT US advaces advaces(expires Ja3/2): DON T FORGET! 2. View your Beefits Guide olie at rbc.com/ofeecashbackifo PRIMARY Isurace Coverage made with your RBC MasterCard are automatically protected agaist loss, theft or damage for up to 90 days from the date of purchase. The coverage also doubles the maufacturer s origial Caadia warraty for up to oe extra year. Please keep your receipts i the evet you eed to make a claim, ad refer to the Certificate of Isurace for complete details regardig this coverage. Protectio agaist uauthorized use of your card i perso or olie is absolutely essetial. Zero Liability protects you from fraudulet charges, provided you have take reasoable precautios to protect your PIN ad your card, as set out i your RBC Royal Bak Credit Card Agreemet. RBC MasterCard STATEMENT FROM DEC 4, 20 TO JAN 3, (06/207) Zero Liability Cogratulatios! You have received i Purchase Security ad Exteded Warraty Isurace Oce your cash back balace is over $25, you ca have the full amout credited to your accout at ay time. Or simply wait ad, for your coveiece, it will be automatically credited to your accout i February. Credits Total Credits Security ad protectio. T:8.5 $0 Every time you use your RBC MasterCard to pay, you ca ear as much as 2% cash back credits, of the amout you sped. If you use your card every day for all kids of purchases you ca ear cash back credits o practically all your shoppig. Ad as you ca see, over the course of the year it could really add up STATEMENT FROM DEC 4, 20 TO JAN 3, 202 Aual Fee Additioal Beefits Get cash back whe you eed it. Credits Earig cash back is easy. RBC CREATIVE PRODUCTION MANAGEMENT Statemet Balace Notes: <Notes> NOTES: Eglish Paymets creditspaymet optios Telephoe bakig debits Olie bakig RBC Royal Bak ATM advaces RBC Royal Bak Brach By mail Iterest Detach ad retur with paymet Please do ot sed cash through the mail Please do ot staple or damage this form F: F:4

5 T:6.325 No aual fee. No complicatios. Just cash back. Thak you for choosig the RBC MasterCard. It gives you the purchasig power, flexibility ad security you expect of a credit card, plus the beefit of 2% cash back credits o grocery store purchases ad up to % cash back credits o all your other everyday purchases. All with o aual fee. Quick Card Overview Store 2% o purchases of up to $6, % o purchases of up to $6,000 % o purchases % o purchases Spet Mothly Spet Aually % $250 $3,000 2% $60 $550 $6, % $30 $600 % $6 Store $96 with your o aual fee RBC MasterCard Ad with o poits or expiry dates to moitor, you wo t have to keep track of your cash back credits. They accumulate automatically ad appear o your mothly statemet. Cogratulatios! Cogratulatios! You have received i OF 2 You have received i RBC MasterCard Purchase Security isurace Exteded Warraty isurace Zero Liability provided you have take reasoable precautios to protect your PIN ad your card, as set out i your RBC Royal Bak Credit Card Agreemet Chip PIN techology for ehaced security astercard PayPass pay with a simple tap M of your card RBC MasterCard DR. HEATHER SMITH Set up pre-authorized paymets to your DEC 27 DEC 28 RBC MasterCardSTATEMENT accoutfrom ad DEC ear 4,eve 20 TO JAN 3, 202 more cash back credits, effortlessly! Paymets for subscriptios ad memberships ca help you ear faster. Importat steps for ew cardholders: CASH BACK CREDIT. Activate your card. SHOES ONLINE - CALGARY Morig Coffee EZY-HAIR BOOKS FOR YOU F:4.25 PAYMENT - THANK YOU PRIMARY THE KITCHEN STORE DEC 27 DEC 28 PAYMENT - THANK YOU A NEIGHBOURHOOD STORE ANYWHERE JANDRUG 0 JAN THE-KITCHEN STORE ON Foreig Currecy - EUR 4.70 rate DRUG STORE - ANYWHERE ON OF JANExchage 2 A NEIGHBOURHOOD BOOKS FOR YOU Use your RBC MasterCard for all kids of everyday items big or small ad ear up to 2% cash back credits quickly. Eve small ticket purchases ca quickly add up to cash back. Chip PIN security CASH BACK Balace O CASH BACK O Other Balace Credited This Statemet O New Balace O Other Credited This Statemet New Balace $8.0 $8.0 BOOKS FOR YOU CASH BACK CREDIT SUSHI 00 - MISSISSJANA CASH ADVANCE CASH ADVANCE 3.99% JAN 2 SUNGLASS TENT - SHERWAY Trasportatio P.O. BOX 406, STATION A JAN 2 CINEPLEX 300 HD - VJANHAN SUBTOTAL OF MONTHLY ACTIVITY CASH ADVANCE CASH ADVANCE PURCHASE $0.7 PIZZA IS US - MARKHAM JAN 2 THE OVER A DOLLAR STORE - HEARTLAND SUSHI 00 - MISSISSJANA RAYMOND SMITH JAN 2 CINEPLEX 300 HD - VJANHAN SUNGLASS TENT - SHERWAY JAN 2 ABCD SUPER ESTORE - NASHVILLE, TENNESSEE F:4.25 Gisele Allaire Beefit Guide - MasterCard 0667 GUD_MC_04952_068_E.idd 5 over 5 Cya Mageta Yellow Black PMS 877 C Perf lie Tap ad Go with PayPass Whe speed is essetial, MasterCard PayPass is like havig exact chage wherever you go. A simple tap of your card is all it takes to pay at the checkout. 00% of Fial Size x 8.5 Noe x 8.75 Noe x x 8.5 Noe Christie Tremblay Omar Sáchez CREATIVE MANAGER: Dorothy McKezie Aliso Rashleigh APPROVALS: desiger MasterCard paymetnewrbc Miimum Paymet Paymet optios Telephoe bakig Credit $, Olie bakig RBC Royal Bak ATM RBC Royal Bak Brach By mail Note: Colour lasers do Not accurately represent the Colours in the finished product. laser proofs are for layout and CoNteNt purposes only. Detach ad retur with paymet Please do ot sed cash through the mail Please do ot staple or damage this form : advaces (Expires Ja3/2): PAYMENT DUE OtherMINIMUM Rates PAYMENT (Refer to Iterest FEB 03, 202 <prit scale> Noe CALCULATING YOUR RBC MasterCard IterestPAYMENT DUE MINIMUM PAYMENT The state-of-the-art chip PIN techology embedded i your RBC MasterCard card helps protect you agaist couterfeitig ad fraud ad makes a already safe paymet system eve more secure. Aual iterest $ P.O. BOX 406, STATION A RAYMOND SMITH CO-APPLICANT Other Iterest Rates (Refer to Iterest FEBRATES 03, 202 CREATION : :9 PM LAST MODIFIED: :09 PM $0.7 TENNESSEE ABCD SUPER ESTORE - NASHVILLE, CALCULATING Collect Outside North America YOUR (46) JAN 2 ABCD SUPER ESTORE - NASHVILLE, TENNESSEE RBC AMOUNT Rewards Travel Redemptio Statemet Balace $, Merchadise Redemptio Paymets credits PIZZA IS US - MARKHAM debits Web $50.00 JAN 2 THE OVER A DOLLAR STORE - HEARTLAND advaces MAMMA S KITCHEN - TORONTO Magazie Subscriptios Movie Tickets SUSHI 00 - MISSISSJANA SIR RAYMOND JOHN FRANK CHAMBERLAIN SMITH JAN 2 CINEPLEX 300 HD - VJANHAN / Lost Stole Customer Service JAN CO-APPLICANT 0 SUNGLASS TENT - SHERWAY Sacks Foreig Currecy - EUR 4.70 Memberships If you have ay questios about your card, please call us at -800 ROYAL -2 (). OF 2 Exchage rate Customer / Lost Stole CustomerService Service / Lost Stole Collect Outside North America (46) Collect Outside North America (46) CASH BACK CREDIT RBC Rewards Travel Redemptio SHOES ONLINE - CALGARY RBC Merchadise Rewards Redemptio Travel Redemptio Web SHOES ONLINE - CALGARY $50.00 Merchadise EZY-HAIR Redemptio MAMMA S KITCHEN - TORONTO Web RATES EZY-HAIR $50.00 CASH BACK PRIMARY CASH ADVANCE Miimum paymet MAMMA S KITCHEN - TORONTO CASH ADVANCE 3.99% $0.7 Paymet Credit RATES Balace AMOUNT CASH ADVANCE CASH ADVANCE CASH ADVANCE Miimum paymet O$0.7 Aual iterest JAN3.99% PURCHASE CASH ADVANCE $0.7 O$28.57 Paymet : Other DEC 27 DEC 28 PAYMENT - THANK YOU advaces (Expires Ja3/2): CASH ADVANCE CreditedCredit OtherStatemet Rates (Refer to Iterest This THE KITCHEN STORE CASH ADVANCE CO-APPLICANT $0.7 Balace New $8.0 CALCULATING YOUR iterest Statemet Balace - ANYWHERE A NEIGHBOURHOOD DRUG JAN STORE 0 JAN PURCHASEON $28.57 Aual Paymets credits PIZZA IS US - MARKHAM : Foreig Currecy - EUR 4.70 SUBTOTAL Exchage rate debits - HEARTLAND OF MONTHLY ACTIVITY JAN 2 THE OVER A DOLLAR STORECONTACT US advaces advaces(expires Ja3/2): DON T FORGET! 2. View your Beefits Guide olie at rbc.com/ofeecashbackifo PRIMARY Isurace Coverage made with your RBC MasterCard are automatically protected agaist loss, theft or damage for up to 90 days from the date of purchase. The coverage also doubles the maufacturer s origial Caadia warraty for up to oe extra year. Please keep your receipts i the evet you eed to make a claim, ad refer to the Certificate of Isurace for complete details regardig this coverage. Protectio agaist uauthorized use of your card i perso or olie is absolutely essetial. Zero Liability protects you from fraudulet charges, provided you have take reasoable precautios to protect your PIN ad your card, as set out i your RBC Royal Bak Credit Card Agreemet. RBC MasterCard STATEMENT FROM DEC 4, 20 TO JAN 3, (06/207) Zero Liability Cogratulatios! You have received i Purchase Security ad Exteded Warraty Isurace Oce your cash back balace is over $25, you ca have the full amout credited to your accout at ay time. Or simply wait ad, for your coveiece, it will be automatically credited to your accout i February. Credits Total Credits Security ad protectio. T:8.5 $0 Every time you use your RBC MasterCard to pay, you ca ear as much as 2% cash back credits, of the amout you sped. If you use your card every day for all kids of purchases you ca ear cash back credits o practically all your shoppig. Ad as you ca see, over the course of the year it could really add up STATEMENT FROM DEC 4, 20 TO JAN 3, 202 Aual Fee Additioal Beefits Get cash back whe you eed it. Credits Earig cash back is easy. RBC CREATIVE PRODUCTION MANAGEMENT Statemet Balace Notes: <Notes> NOTES: Eglish Paymets creditspaymet optios Telephoe bakig debits Olie bakig RBC Royal Bak ATM advaces RBC Royal Bak Brach By mail Iterest Detach ad retur with paymet Please do ot sed cash through the mail Please do ot staple or damage this form F: F:4

6 Get more with additioal cardholders. Add a co-applicat or authorized user to your accout ad you ca take advatage of the followig beefits: Ear cash back credits faster by cosolidatig all your spedig i oe accout. All trasactios o oe mothly statemet, sorted by card umber. All cardholders protected by the same isurace coverages. You set the spedig s Whe you add authorized users to your accout, you ca assig a pre-set credit to each user. It s a coveiet way to give older childre, or caregivers, ed access to fuds i case of a emergecy. Ad, if you add a co-applicat, they will ejoy full access to the credit ad all purchasig privileges that come with the card. Call us at or visit your earest RBC Royal Bak brach to add a co-applicat or authorized user today. Ejoy all the advatages of your credit card Worldwide acceptace Access to cash advaces Time-savig autopaymet service RBC Royal Bak Olie Bakig estatemets Emergecy card replacemet For a complete descriptio of all your card beefits, please visit us olie at rbc.com/ofeecashbackifo

7 / Trademarks of Royal Bak of Caada. RBC ad Royal Bak are registered trademarks of Royal Bak of Caada. All other trademarks are the property of their respective ower(s). You will ear i) $2.00 back for every (2% Credit) i Store you make, up to a maximum of $6,000 per Aual Period, ii) $.00 back for every (% Credit) i Store you make i excess of $6,000 durig a Aual Period, ued, iii) $0.50 back for every (0.5% Credit) i Net you make (icludig pre-authorized bill paymets), other tha Store, up to a maximum of $6,000 per Aual Period, ad iv) $.00 back for every (% Credit) i Net you make (icludig pre-authorized bill paymets), other tha Store, i excess of $6,000 durig a Aual Period, ued. Store are purchases made at merchats classified by MasterCard s Merchat Category Code as grocery stores ad supermarkets (MCC 54). Royal Bak of Caada ( Royal Bak ) caot guaratee that ay merchat, operatig i whole or i part as a grocery store, is classified by MCC 54, ad i o evet will Royal Bak be liable or resposible for ay claims with respect to a grocery store purchase made at a merchat that is ot classified by MCC 54. To cosult the list of participatig merchats, please visit Provided your New Balace is $25 or greater, Credits eared durig the Aual Period will i) automatically be credited to your Jauary Accout balace ad appear o your February Accout Statemet, ad/or ii) be credited at ay other time, upo request. Credits are eared o Net oly; they are ot eared o Advaces (icludig balace trasfers, -Like trasactios ad bill paymets that are ot pre-authorized charges that you set up with a merchat), iterest charges or fees, ad credits for returs ad adjustmets will reduce or cacel the cash back credits eared by the amouts origially charged. For complete details, please refer to the RBC Program Terms ad Coditios at Co-applicat is fully resposible with you for all amouts owig o the accout, icludig trasactios made by authorized users, if ay. Advaces, icludig cash withdrawals from a ATM ca be made up to your available ad daily s. There is o iterest-free period for Advaces, which meas that iterest is charged from the day the Advace is made util we receive your paymet for the total amout you owe. Advace fees may apply depedig o the type of Advace. Please refer to your RBC Royal Bak Credit Card Agreemet for more details. Coverage uderwritte by Aviva Geeral Isurace Compay i the Provice of Quebec ad by RBC Isurace Compay of Caada i the rest of Caada. All isurace is subject to atios ad coditios. Please refer to the Certificate of Isurace i your welcome kit for details.

8 Importat iformatio. RBC Royal Bak Customer Service Card iquiries ad iformatio I Caada/U.S.: -800 ROYAL -2 () Outside Caada/U.S.: call collect Lost or stole cards, 24 hours/7 days I Caada/U.S.: -800 ROYAL -2 () Iteratioal: (Access code) 800 ROYAL (Access code) ( ) Collect: If you prefer ot to have telephoe access to your accout iformatio, please call -800 ROYAL -2 () to disable this service. RBC Credits Call -800 ROYAL -2 () VPS (06/208)