Holt s Military Bank Current Account & Instant Saver Application

Transcription

1 Holt s Military Bank Current Account & Instant Saver Application Please complete this form in BLOCK CAPITALS and in black ink. Please mark option boxes with an X. Service Royal Navy Royal Marines Army Royal Air Force Current Account selection New Recruit Other Rank Officer Other Select Account. This account suits my/our needs Reward. I/We am/are aware that this Reward account cost 2 per month and that there are a range of fee paying and non- fee paying accounts available. I/We am/are also aware of how to earn Rewards on this account. Savings Account Selection Instant Saver Information on our full Savings range I/We would like to open a: Sole Account Joint Account Before completing this application form, please read: Your Current Account Terms; What You Need To Know; Financial Services Compensation Scheme Information Sheet & Exclusions List Applicants for Reward also read: My Reward Terms Applicants for Instant Saver also read: RBS Personal and Private Savings Accounts Terms; Personal & Private Savings Account Additional Charges & Fees Information Please read these documents carefully as they contain all the information you need to be aware of before opening your Holt s Select account. If you do not have any of the above documents, please contact Holt s to obtain those you are missing. For more information about our range of accounts or how to fill in this form, please call As part of our aim to protect existing and potential customers from the risks of fraud and to minimise the instances of money laundering, we must undertake identification and address verification for ALL new accounts opened. Please contact us on to discuss requirements. After speaking to us, please fill in this form and return it directly to us at the address below: Holt s Military Banking 200 Fowler Avenue Farnborough, Hampshire GU14 7JP Page 1 of 12

2 How we will use your information Before continuing with this application, please read the information below which explains how we and others will use your personal and financial information during this application process. For full information about how we use the personal and financial information of our customers, please see our terms. Who we are The organisation responsible for processing your personal and financial information is The Royal Bank of Scotland plc, a member of the Royal Bank of Scotland Group ( RBS ) How we will use and share your information (a) Credit reference and fraud prevention agencies We may request information about you from credit reference agencies to help verify your identity, and to check your credit status to help assess what product you are most suitable for and/or your ability to repay any credit. Those agencies may keep a record of our request(s) and this may affect your ability to obtain credit elsewhere. When assessing this application, we may consider any financial connections you have with third parties (for example from any joint accounts or joint mortgage you hold/have held). If this is a joint application then a new financial connection may be created. Any financial connection will remain on your record until you request the third party s information to be removed from your record by filing a notice of disassociation with the credit reference agencies. Further information about credit reference agencies, and financial connections and how they may be ended, can be obtained from the credit reference agencies: Experian ( Equifax ( and Callcredit ( Application decisions may be taken based on solely automated checks of information from credit reference agencies and internal RBS records. In order to prevent and detect fraud and/or money laundering, the information provided in this application may be checked with fraud prevention agencies. If fraud is identified or suspected details may be recorded with these agencies to prevent fraud and money laundering. (b) With other RBS companies We and other RBS companies worldwide will use the information you supply in this application (and any information we or other RBS companies may already hold about you) in connection with processing your application and to assess your suitability for our products. If your application is declined we will keep your information for as long as it is required by us or other RBS companies in order to comply with legal and regulatory requirements. We and other RBS companies may use your information in order to improve the relevance of our products and marketing. (c) With other third parties The information provided in this application may be used for compliance with legal and regulatory screening requirements, including confirming your eligibility to hold a UK bank account and sanctions screening. We may be required to disclose certain information to regulators, government bodies and similar organisations around the world, including the name, address, tax number, account number(s), total gross amount of interest paid or credited to the account and the balance or value of the account(s) of our customers to HM Revenue and Customs ( HMRC ). HMRC may exchange this information with other countries tax authorities. Page 2 of 12

3 1. Customer details Rank First name Middle name(s) Surname Military ID number Date of birth Mobile number address If we hold an address or mobile phone number for you, we may use this to communicate with you and in particular, we may alert you to any concerns we may have about activity on your account. This may include Act Now Alerts if you provide a valid UK mobile number or . These are sent if you are at risk of exceeding your agreed limit or we are unable to make all your payments. Memorable word No more than 15 characters. This may be used to confirm certain transactions. 2. Home address details or military base (if resident) Address line 1 Address line 2 Address line 3 Address line 4 OR overseas country Postcode Date of entry BFPO Is this property a flat? Yes No If you have lived at your current address for less than 3 years, please provide your previous address Previous address line 1 Previous address line 2 Previous address line 3 Previous address line 4 OR overseas country Postcode Date of entry BFPO Residential status Service accommodation Homeowner Renting Living with parents Page 3 of 12

4 3. Nationality & tax details Country of residence Country of birth Place of birth (town/city) Country of nationality Do you hold any other citizenships/nationalities? If yes, list here Do you have more than 5 citizenships/nationalities? Yes No In which country are you resident for tax purposes? What is your tax number, National Insurance number social security number or equivalent? Are you tax resident in other countries? Yes No If yes please list here and provide your tax number / social security number or local equivalent Country Tax number 4. Employment details Occupation Employer s name Date joined service Net monthly income (after tax) H M F O R C E S M O D W H I T E H A L L L O N D O N. p How often are you paid? Monthly Fortnightly Weekly Other How are you paid? Cheque Direct to Royal Bank Direct to other bank Other Page 4 of 12

5 5. Current banking details Please give details of your main bank (where you hold your current or savings account) if not The Royal Bank of Scotland. Main bank Account number Type of account Current OR Savings Sort code 6. Financial status main applicant Have you ever been insolvent, bankrupt, sequestrated, involved in any court proceedings for debt or made arrangements with your creditors? Yes No Under 18s please go to section For customers aged 18 and over who wish to apply for an overdraft. 7.1 Arranged overdraft application If your salary is not already credited to an account with The Royal Bank of Scotland, please enclose your original payslips or other evidence of income for the previous 3 months. These will be returned. I wish to apply for an arranged overdraft facility of. p Value of your savings. p Value of your shares or other investable assets. p Do you have a payment/debit card? Yes No How many credit cards do you have? Total outstanding balance of all credit cards. p Please give details of your main credit card. This is the one with the greatest balance. Type of card (e.g. MasterCard/ Visa/storecard) Issuer Name of account/cardholder Credit limit. p Balance. p 7.2 Other credit cards/charge cards whether taken solely in your name or jointly with others, but excluding mortgage(s). All credit and store cards to be entered here. Type of card (e.g. MasterCard/ Visa/storecard) Issuer Name of account/cardholder Page 5 of 12

6 Credit limit. p Balance. p Type of card (e.g. MasterCard/ Visa/storecard) Issuer Name of account/cardholder Credit limit. p Balance. p 7.3. Income and commitments Income Per month Commitments Per month Net drawings/salary. p Mortgage/rent. p Spouse/partner s net salary State benefits (e.g. Child Benefit). p Council Tax. p Royal Bank loan repayments Non Royal Bank loan repayments Other regular repayments. p. p Investment income. p. p Other regular income. p. p Total income. p Total commitments. p 7.4. Assets and liabilities Property details Date purchased Main residence Other property Purchase price Mortgage outstanding Estimated present value Property owned Solely Jointly Solely Jointly Lender main residence Lender other property Page 6 of 12

7 7.5 Joint application Customer Details joint applicant Rank/title First name Middle name(s) Surname Date of birth Mobile number address If we hold an address or mobile phone number for you, we may use this to communicate with you and in particular, we may alert you to any concerns we may have about activity on your account. This may include Act Now Alerts if you provide a valid UK mobile number or . These are sent if you are at risk of exceeding your agreed limit or we are unable to make all your payments. Memorable word No more than 15 characters. This may be used to confirm certain transactions Home address details or military base (if resident) Address line 1 Address line 2 Address line 3 Address line 4 OR overseas country Postcode/BFPO Date of entry Is this property a flat? Yes No If you have lived at your current address for less than 3 years, please provide your previous address Previous address line 1 Previous address line 2 Previous address line 3 Previous address line 4 OR overseas country Postcode/BFPO Date of entry Residential status Service accommodation Homeowner Renting Living with parents Page 7 of 12

8 Nationality & tax details Country of residence Country of birth Place of birth (town/city) Country of nationality Do you hold any other citizenships/nationalities? If yes, list here Do you have more than 5 citizenships/nationalities? Yes No In which country are you resident for tax purposes? What is your tax number, National Insurance number social security number or equivalent? Are you tax resident in other countries? Yes No If yes please list here and provide your tax number / social security number or local equivalent Country Tax number Employment details Occupation Employer s name Date joined Net monthly income (after tax). p How often are you paid? Monthly Fortnightly Weekly Other How are you paid? Cheque Direct to Royal Bank Direct to other bank Other Page 8 of 12

9 7.5.5 Current banking details Please give details of your main bank (where you hold your current or savings account) if not The Royal Bank of Scotland. Main bank Account number Type of account Current OR Savings Sort code Arranged Overdraft application joint applicant If your salary is not already credited to an account with The Royal Bank of Scotland please enclose your original payslips or other evidence of income for the previous 3 months. These will be returned. I wish to apply for an arranged overdraft facility of. p Value of your savings. p Value of your shares or other investable assets. p Do you have a payment/debit card? Yes No How many credit cards do you have? Total outstanding balance of all credit cards. p Please give details of your main credit card. This is the one with the greatest balance. Type of card (e.g. MasterCard/ Visa/storecard) Issuer Name of account/cardholder Credit limit. p Balance. p Other credit cards/charge cards whether taken solely in your name or jointly with others, but excluding mortgage(s). All credit and store cards to be entered here. Type of card (e.g. MasterCard/ Visa/storecard) Issuer Name of account/cardholder Credit limit. p Balance. p Type of card (e.g. MasterCard/ Visa/storecard) Issuer Page 9 of 12

10 Name of account/cardholder Credit limit. p Balance. p Income and commitments Income Per month Commitments Per month Net drawings/salary. p Mortgage/tent. p Spouse/partner s net salary State benefits (e.g. Child Benefit). p Council Tax. p Royal Bank loan repayments Non Royal Bank loan repayments Other regular repayments. p. p Investment income. p. p Other regular income. p. p Total income. p Total commitments. p 7.6. Assets and liabilities Property details Date purchased Main residence Other property Purchase price Mortgage outstanding Estimated present value Property owned Solely Jointly Solely Jointly Lender main residence Lender other property Financial status joint applicant Have you ever been insolvent, bankrupt, sequestrated, involved in any court proceedings for debt or made arrangements with your creditors? Yes No 8. Giving your consent By continuing with this application, you agree that we may use your information in the ways described above and are happy to proceed. 9. Marketing information RBS would like to keep you informed by letter, phone, and text message about products, services and offers that we believe may be of interest to you. Are you happy for us to do this? Yes No RBS will not share your information with third parties for their own marketing purposes. Page 10 of 12

11 10. Communications about your account Notwithstanding your marketing choices above, we will contact you with information relevant to the operation and maintenance of your account by a variety of means including online banking, mobile banking, , text message, post and/or telephone. 11. Declaration and signature 1. I/we declare that the details provided are correct and agree to notify you of any changes. 2. I/we have received the Information sheet relating to the protection of my deposits held with The Royal Bank of Scotland which are covered by the Financial Services Compensation Scheme. The following declaration applies if you have applied for a Select or Reward account: 3. I/we hold a copy of Your Current Account. I/we accept that upon signing this application, I/we will become bound by the terms contained in that document and in the other documents whose receipt I/we have acknowledged. 4. I/we apply for a debit card with this account. 5. I/we understand that you may at any time at your discretion, on giving written notice to me, amend the limit on any arranged overdraft (and that overdrafts are only available to applicants aged 18 years and over) The following declaration applies if you have applied for an Instant Saver Account: 1. I/we hold a copy of RBS Personal and Private Savings Accounts Terms. I accept that upon signing this application, I will become bound by the terms contained in that document and in the other documents whose receipt I have acknowledged. 2. I/we apply for a cash card with this account For accounts in joint names only 1. Statement of Account Do you request and authorise us not to comply with the requirement of the Consumer Credit Act 1974 to provide separate periodical statements of account? Yes No 2. Joint account overdraft requests If you are applying for an arranged overdraft or apply for one in the future, we need to provide you with some information about the overdraft before it s set up (including the interest rate and any charges you may have to pay). We call this precontract information or PCI. If you have a joint account, we need to provide PCI to each account holder unless you tell us that you are happy for PCI to only be provided to one account holder. If you would like PCI to be provided to all account holders before an overdraft is agreed, this may delay setting up the overdraft as if one account holder is not present at the time that you request an overdraft, we need to send PCI to the other account holder and receive their consent that they re happy to proceed with the overdraft request. If you re all happy for PCI to be given to one account holder only, we don t need to send PCI to anyone else but please note that all account holders will always receive a copy of the overdraft agreement that is sent out after the overdraft has been agreed. Please let us know: We would like PCI to be provided to one account holder We would like PCI to be provided to all account holders Customer signature Joint applicant (if applicable) Date Date Please ensure your signature is inside the box, as it will be stored electronically and may be used for verification purposes. Page 11 of 12 Holt s is a trading name of The Royal bank of Scotland Group. Calls may be recorded. The Royal Bank of Scotland plc. Registered in Scotland No Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB.

12 For branch use only Application reference number Account number allocated Main applicant CIN Sort code Joint applicant CIN Is the V marker present? Yes No If No, undertake KYC process. For joint applications, if both are required to sign, joint account mandate attached B of E Industrial code B of E Institutional code Overseas resident code NOR R85 Lead code Seller code Portfolio code Page 12 of 12 Holt s is a trading name of The Royal bank of Scotland Group. Calls may be recorded. The Royal Bank of Scotland plc. Registered in Scotland No Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB.