Business Banking/Savings application form

Transcription

1 Business Banking Page 1 of 12 Business Banking/Savings application form For use by Sole Traders, Partnerships, LLP s, Limited Companies, Charities, Clubs, Societies and Unincorporated Associations This form is not to be used if applying for a General Client Account or Designated Client Account Please also refer to the separate Application Checklist for guidance when completing this form Santander is able to provide literature in alternative formats. The formats available are: large print, Braille, audio tape and PC disk. If you would like to register to receive correspondence in an alternative format please give us a call and ask for a Preferred Communication Request form. Office use only Branch number RM/Adviser name Scheme code Staff number 1a Which type of account(s) would you like to open? Which of the following business products would you like to apply for? Business Bank Account (Please tick if required) Business Bond Account Transfer Service/Switcher Transfer any standing orders, Direct Debits or any other automated transfers from your existing account provider to your new Business Bank Account. (When this facility is requested an Account Transfer Service form will be sent to you to complete to activate the account transfer.) Time Deposit 1b About your business Business Direct Saver Business Reward Saver You will automatically be registered for online banking if the account you are applying for allows for this and a card is requested. Please complete in BLOCK CAPITALS and in black ink, ticking boxes where appropriate. a) To be completed for all Business Banking/Savings applications. What is the name of your business? (Company trading name) Registered name (if different) When did your business start/ What is the anticipated start date? D D M M Y Y Y Y How long have you been operating in this sector? What does your business do? (as registered) What is the status of your business? Sole Trader Partnership Limited Company (LTD) Club/Society Other (please state) Limited Liability Partnership Other Company registration number (if applicable) (8 digits with leading zeroes OR 2 letters followed by 6 digits) FSA registration number (if applicable) Charity number (if applicable) (6 digits, no letters) (6 or 7 digits beginning with 1) Contact details for your business Business/trading address (No PO Box or c/o addresses) This is the address that we will send all correspondence to unless you tell us otherwise Date the business moved here D D M M Y Y Y Y Does the business share a mail box? Yes No Previous address (Only complete if the business has been at the current address for less than three years. Please list all your previous addresses for the last three years. Please attach an additional sheet if required) Other number (if applicable) Country of registration Registered address (only complete if different from business address) Date the business moved here D D M M Y Y Y Y Correspondence address (Please complete only if different from business/trading address shown above)

2 Page 2 of 12 1b About your business (continued) Telephone number (including area code) Fax number (including area code) address Business website address How do you expect to make future payments into the account? (e.g. CHAPs, cash, cheque) (not applicable Time Deposit and Business Bond applications) Purpose of Business Bank Account Main trading account Secondary (main business bank account with another provider) Running your business How many Directors/Partners/Owners are there? How many employees does the business have? What is the anticipated turnover of the business as a whole over the next 12 months? How much do you expect to pay into your account with us on a monthly basis? Business Bank Account (Not applicable for Time Deposit or Business Bond applications) Business Savings Account Purpose of Business Savings Account Source of funds If you are opening the account with 10,000 or more please tell us the source of the money Shareholder funds Sale of asset Trading income Directors loan Bank finance b) Only to be completed if you are applying for a Business Bank Account. If your business has an existing account with Santander, please provide us with Nature of businesses premises Rented Owned Lease Office at home Owned outright Property value Mortgage outstanding Owned with mortgage 2 Who owns and runs the business Details of all Directors, Partners, Shareholders with a holding greater than 25%, and any other operators. a) To be completed for all Business Banking/Savings Account applications. Are you Male Female Your title Mr Mrs Ms Miss First name Date of birth D D M M Y Y Y Y Nationality Second nationality (if dual nationality) Country of residence Middle name(s) Surname Previous surname (if applicable) Other names you re known by or commonly use (not nicknames) (please include title, first name and surname) Your relationship to the business Owner Director/Partner/Member More than 25% Shareholder Authorised user How much of the business do you own? % How many years have you been involved in this type of business?

3 Page 3 of 12 2 Who owns and runs the business (continued) Your current home address (No PO Box or c/o addresses) Date you started living here D D M M Y Y Y Y Your contact details Daytime telephone number (including area code) Date you started living here D D M M Y Y Y Y Do you share a mail box? Yes No (For example, in a block of flats or a converted house where letterbox is shared with people you don t live with) If Yes, please specify which branch you want us to send your card to Branch number (if known) Branch name City Mobile telephone number Personal address If you have an existing personal account with Santander please provide us with If you leave the above empty we will send it by default to the nearest branch of your business postcode Previous address (previous address information is only required for Directors and Partners) (If you have been living at this address for less than three years, please list all previous addresses over the last three years. Attach additional sheet if required) b) Only to be completed if you are applying for a Business Bank Account and you are a Director or Partner of the business. Home details Is your property: Owned outright Owned with mortgage Property value Rented Mortgage outstanding Marketing preferences If I prefer not to receive up to date information on other products and services or to be included in market research, I can tick the following boxes: Please do not contact me by telephone, by post, by electronic media, for market research. Unless I have indicated otherwise, by continuing with this application, I consent to you contacting me via any of the channels above.! PleASe remember to COmPlete SuPPlementAry SheetS (SeCtiOn 7 use PhOtOCOPieS if required) for each ADDitiOnAl DireCtOr/PArtner/mAJOr ShArehOlDer With A holding Of more than 25% AnD AuthOriSeD users AnD to SenD this Off AlOng With your COmPleteD APPliCAtiOn form.

4 Page 4 of 12 3 Data Protection Statement Please read this section as this tells you how your personal information will be used by us. I confirm that I am entitled to disclose information to you about any joint applicant or person named on this application form and that I have their consent to act on their behalf. Where there are two or more people named on this application form, this declaration applies to each person separately. Whether or not I become a customer, you may share and use all the information I give to you Santander UK plc (Santander) or you hold on me as a personal or business customer, with the group of companies to which you belong (the Santander Group), your associated companies, service providers or agents who may be based in other countries. This includes information about the conduct (including details of transactions) of any account that I have with you, a group company or an associated company. I understand that you will make sure that my information is only used in line with your instructions and your own strict policies on confidentiality. If you transfer my information to another country, you will also make sure that you give it the same levels of protection as needed under the UK Data Protection Act. I agree that my information may be used in this way for administration purposes and to: n provide and run the account or service I have applied for and develop and improve your products and services; n identify and advise me by post, telephone, fax or electronic media (including and SMS) of products or services, which your group of companies and its associated companies think may interest me. (When deciding whether to provide me with details of a credit product you may check my details and those of my business against a credit reference agency. A record of any searches will not be made available to other lenders who search my file); n invite me to take part in market research surveys. If I would prefer not to receive up to date information on the other products and services, or be included in the market research I can indicate this in Section 2, Who owns and runs the business. Before you can open my account, you will check my details with fraud prevention agencies, and may make searches at credit reference agencies who will supply you with information including information from the electoral register, for the purposes of verifying my identity. Scoring methods may be used to verify my identity. A record of this process will be kept that may be used to help other companies to verify my identity. If I give you false or inaccurate information and fraud is identified, details will be sent to fraud prevention agencies. Law enforcement agencies may access and use this information. You and other organisations may search and use the records held by credit reference and fraud prevention agencies about me and my financial associates or partner/spouse and others in my household, to prevent crime, fraud and money laundering and for example: n to check details provided on applications for credit and credit related or other facilities; n to verify my identity if I or my financial associate applies for other facilities; n to help make decisions about credit and credit related services, insurance proposals and claims, and all types of facilities for me, my financial associate or partner/spouse and other members of my household; n to check the operation of credit and credit related accounts and to manage accounts and facilities, including tracing debtors and recovering debt; n to help make decisions about job applicants and employees; and n to undertake statistical analysis and system testing. You and other organisations may search and use from other countries the information recorded at fraud prevention agencies. For further information on the credit reference agencies and fraud prevention agencies please refer to the leaflet Your application and credit scoring use of your personal and business information available online at santander.co.uk/business, in branch or by calling You may also give essential information about this account and cards (if any) to others if necessary to run this account and for regulatory purposes. If I have cards on this account, I understand that you may give information on transactions I have made using my cards on my account to any payment system under which you issue my cards (e.g. Visa or MasterCard), who may transfer the information overseas to deal with the transactions, to resolve disputes and for statistical purposes. Information about me and the business will be kept after this account is closed. I understand I have the right to see certain records you hold about me on payment of a fee and that an information sheet explaining my rights is available from any branch. For Business Bank Account applications only: I understand that when you assess this application and any future request for new/increased credit and/or overdraft facilities, you will use the information (including information about the conduct of any of my accounts) for credit assessment, which may include credit scoring. You may make any enquiries and take up such references relating to me and my business that you consider necessary (e.g. from another financial institution) and search the files of credit reference agencies at my business and home address. A record will be kept of each search. This could impact on my ability to obtain credit elsewhere within a short period of time. Details about this application (whether or not it proceeds) will be recorded at the credit reference agency. If an association linking my financial records with those of any other person already exists at the credit reference agency, my application will be assessed with reference to these associated records. This situation will continue until one of us successfully files a disassociation at the credit reference agency. Details about me, my business and the conduct of my account will also be passed to credit reference agencies. I understand that this will include any failure to make agreed credits to my account and that this information may affect my ability to obtain credit. 4a Opening your business bank Account We would like to open this account (minimum deposit 50) by Cheque made payable to the business Transfer from an existing Santander account Account name Where do you want interest to be paid? Same account Santander account External account Would you like a chequebook? Yes No

5 Page 5 of 12 4b Opening your business Direct Saver We would like to open this account (minimum deposit 1) by Cheque made payable to the business Transfer from an existing Santander account Account name Where do you want interest to be paid? Same account Santander account External account Do you require interest to be paid Monthly? Annually? 4c Opening your business reward Saver We would like to open this account (minimum deposit 30,000) by Cheque made payable to the business Transfer from an existing Santander account Account name Where do you want interest to be paid? Same account Santander account External account Do you require interest to be paid Monthly? Annually? 4d Opening your time Deposit We would like to open a Time Deposit (minimum deposit 50,000 (10,000 for charities)). Please complete the following details, indicating the account from which the funds are being transferred. To be completed in full Name of bank/building society Account name Term Please complete if transferring funding from an existing Santander account. I give consent for an immediate transfer. When making your deposit from an account outside Santander you need to initiate an electronic funds transfer to Santander UK plc, quoting the following details to your bank, together with your business name. Investment amount (see note 1) Please note funds can only be accepted via CHAPS transfers Quoting Ref: Time Deposit + Business name (e.g. Time Deposit + James & Robert Ltd). Note 1: Minimum investment required of 50,000. 4e Opening your business bond Please complete the following details, indicating the account from which the funds are being transferred. The Business Bond is only available to new and existing customers who are transferring or paying in funds from outside Santander. To be completed in full Name of bank/building society Account name Investment amount Term When making your deposit from an account outside Santander you need to initiate an electronic funds transfer to Santander UK plc, quoting the following details to your bank, together with your business name. Please note funds can only be accepted via CHAPS transfers Quoting ref: Business Bond + Business name (e.g. Business Bond + James & Robert Ltd).

6 Page 6 of 12 4f Application for gross interest We are eligible under Income Revenue regulations to receive interest gross and this account is not a relevant deposit as set out in Section 481 of the Income and Corporation Taxes Act We understand that you may ask our local tax office to satisfy you that we are eligible to receive interest gross. Tick if applicable. 5 Who will operate the account? What type of card is required? Debit card a debit card will enable you to operate your company s Business Bank Account and can be linked to any other Business accounts you hold. Operator Card An Operator Card can be provided when applying for a Business Bank Account, Business Direct Saver and Business Reward Saver an operator card will allow you to: n access the cash machine network to make deposits and view balances; n access the telephone banking service; and n have view only access via online banking. What you cannot do with an Operator Card: n make purchases in shops, online or over the phone; or n withdraw cash from a cash machine. Cash Card Cash Cards are provided for Business Reward Saver and Business Direct Saver n allows you to transact via the ATM. Who do you want to operate the account? Please tell us who you would like to operate your account. All applicants that are listed in the table below must have completed Section Only those people named here will be able to sign on behalf of the business, and receive a card. The people listed here will be able to operate the account in any way, including changing the operating instructions if they are fully authorised and have a debit card. 2. Even if personal details are recorded in sections 2 or 7 only those listed below will be able to operate the account. 3. It is advisable that at least two people are listed below, and if the operating instructions require the joint authority of two or more signatures to operate the account, we recommend that you have at least one more person listed, e.g. if any two signatures are required you should have at least three people listed below. Name Position Is a card required? (Yes/No) Type of card required? See details above. Debit card, Cash Card or Operator Card Please process transactions on the account(s) applied for on this application form, on the instructions of Any one signature Any two signatures If you want to change the operating instructions please tell us in writing. Please note: If the operating instructions require the joint authority of two or more people to operate the account, then only an Operator Card can be issued. All signatures

7 Page 7 of 12 6 Declarations Declaration A please complete Part 1 in all cases (except for Clubs, Societies and Unincorporated Associations), ALL account operators regardless of business type must complete Part 2. Charities should also complete Declaration B. Clubs, Societies and Unincorporated Associations should complete Declaration C. Please do not sign this form until you have read the Data Protection Statement and the terms and conditions of each account and/or investment you have designated at section 4 of this form. Declaration A Part 1 Part 1 should be signed as follows: n Sole Trader the Sole Trader is required to sign; n Partnership by a minimum of 2 Partners; n LLP by a minimum of 2 Designated Members; n Private Limited Company by 2 Directors or by 1 Director and the Company Secretary. If there is no Company Secretary and only a Sole Director, or if the Sole Director is also the Company Secretary then the Sole Director must sign. In this instance the Sole Director must sign in the presence of a witness who attests the signature; n PLC by a minimum of 2 Directors or 1 Director and the Company Secretary. By signing this Application Form we agree that: n We have read and understand the Data Protection Statement, and agree that you can use our information as stated in the Statement. n We confirm the validity of the Account operators. n The information contained in this application is true and correct. n Santander UK plc is duly authorised by the business named at section 1(b) of this form, to operate the account(s) and/or investment(s) designated at section 4 of this form. By signing this declaration, I confirm that I have read and I accept, on behalf of the business named in section 1(b) of the form, all the terms and conditions of the account(s) and/or investment(s) designated at section 4 of this form, and that I am duly authorised to accept such terms and conditions on behalf of such entity. Position Position To be completed only by a Witness who is attesting the signature of a Sole Director of a Private Limited Company. Permanent residential address Occupation Part 2 to be completed by ALL account operators We do not require any Personal Identification Documentation for you.

8 Page 8 of 12 Declaration b Charity (please complete only if your organisation is a charity) This Declaration should be signed by two authorised officials of the Charity. (This includes the Chair Person, Secretary, Director, Treasurer or other officer acting in such a capacity and authorised to sign by the directors/managing body). By signing this application form we agree that n For Registered Charities, we declare that this account is being opened by a Charity in respect of which exemption is granted under Section 505 (1) (c) of the Income and Corporation Taxes Act We undertake that, if the taxation status of the Charity should change, you will be notified of the fact without delay. n We have read and understand the Data Protection Statement, and agree that you can use our information as stated in the Statement. n We confirm the validity of the account operators. n The information contained in this application is true and correct. n Santander UK plc is duly authorised by the business named at section 1(b) of this form, to operate the account(s) and/or investment(s) designated at section 4 of this form. By signing this declaration, I confirm that I have read and I accept, on behalf of the business named in section 1(b) of the form, all the terms and conditions of the account(s) and/or investment(s) designated at section 4 of this form, and that I am duly authorised to accept such terms and conditions on behalf of such entity. 1 Capacity in which signed 2 Capacity in which signed Declaration C Clubs, Societies and unincorporated Associations This Declaration should be signed by the Chairman and Secretary of the Club/Society/Unincorporated Association. By signing this Application Form we agree that: of Chairman of the meeting n We confirm the validity of the account operators. n We confirm that the information contained in this application is true and correct. n We have read and understand the Data Protection Statement, and agree that you can use our information as stated in the Statement. We declare that it has been resolved that Santander UK plc be appointed to act as bankers in respect of the Account(s) and/or investment(s) designated at section 4 of this form for the business names quoted at section 1(b) of this form ( Applicant ). Santander UK plc is authorised to accept this application form as binding on the Applicant, provided the form is signed on the Applicant s behalf by us. We declare and confirm that the above is an accurate record of what was resolved at the meeting. We also declare and confirm that we have read and we accept, on behalf of the Applicant, all the terms and conditions of the account(s) and/or investment(s) designated at section 4 of this form and we, being the persons named in the application form have the relevant authority to act on behalf of the Applicant in the opening and operating of this/these account(s) and/or investment(s). Both Chairman and Secretary MUST sign below. Name (see note 2) of Secretary at the meeting Name (see note 2) Note 2: Must be completed by different people.

9 Page 9 of 12 Checklist business account application form general 1. Please complete all fields on the application form using BLOCK CAPITALS and in black ink, marking boxes not applicable (N/A) where appropriate. 2. Supplementary pages should be used for each additional Director/Partner, over 25% Shareholders and extra account user. 3. If you do have any questions regarding the completion of the application form please contact us on Lines are open between 8am and 9pm Monday to Friday and 8am and 1pm on Saturday. About your business 1. What is the name of your business? Please enter the name that your business is known by e.g. A Jones t/a Jones the Butcher, M & M Art Ltd etc. 2. What does your business do? Please enter the main activity that your business is involved in as it is registered, e.g. plumbing. Include if any import/export, from which regions, and of what type of product. 3. What is the legal status of your business? a. Legal status if the legal status of your business is not covered by the first four boxes, for example if your business is limited by guarantee, please tick the other box and provide further details in the space provided. b. Business registration number if your business has a registration number of any kind, please give full details, e.g. Limited Company registration number, Charity registration number etc. If your business has more than one registration number please provide all, e.g. if registered as both a Limited Company and a Charity. 4. Contact details for your business a. Please tell us your business/trading address. This could be the same as your personal address if you are trading from home. This is the address that we will send all correspondence to unless you tell us otherwise. b. If your business has been at the current address for less than three years please tell us the previous address(es) during this time. If there has been more than one previous address please provide details on a separate piece of paper. 5. Running your business a. How many employees does the business have? please include all paid employees including yourself. If your business is in the process of being set up please detail the expected number of employees once up and running. b. What is the anticipated turnover of the business over the next 12 months? please estimate the annual turnover of the business as a whole, including accounts with other Banks if necessary. If your business is still in the process of being set up please estimate the likely turnover once up and running. c. Future Payments please tell us how you expect to make future payments into the account, for example by CHAPS payment, Standing Order or by cheque. Who owns and runs the business 1. a. For ALL applicants please complete a supplementary sheet for each additional Director/over 25% Shareholder/ Partner/Authorised account user as required and enclose this with your application. b. For Registered companies only to comply with UK regulations, the Directors/Partners detailed on the application form must match those registered at Companies House. 2. Your home address If you have lived at your current address for less than three years please tell us the previous address(es) during this time. If there has been more than one previous address please provide details on a separate piece of paper. 3. Do you share a mailbox? Please note we are unable to accept PO Box or Care of addresses. 4. Previous address This is only required if you have lived in your current address for less than three years. 5. How much of the business do you own? Please tell us what percentage of the company you own. If your business is still in the process of being set up please tell us what percentage of the company you will own once it is up and running. Data Protection Statement 1. Please read this section as this tells you how your personal information will be used by us. Which products or services would you like? 1. Register for telephone banking This will allow you to access a range of banking services via the telephone. We will provide you with a security password for identification purposes. 2. Online banking This will allow you access to a range of banking services via our secure internet site: 3. Account Transfer Service (Switcher) If you have any standing orders, Direct Debits or other automated transfers set up on your existing account, our Account Transfer Service can make the move to your new Business Bank Account easier. If you select Yes we will send you details of how to do this. 4. Opening your Business Bank Account Initial deposits can be made by cheque, made payable to your business, or an instruction can be provided for this deposit to be taken electronically. Cheques made payable to Santander will be returned and cannot be paid into your account. 5. Chequebook Please indicate if you would like to be sent a chequebook. Declarations Sole Trader the Sole Trader is required to sign. Partnership a minimum of two Partners are required to sign. LLP a minimum of two Designated Members are required to sign. Private Limited Company by two Directors or by one Director and the Company Secretary. If the Company has a Sole Director and has not appointed a Company Secretary, the Director must sign in the presence of a witness. Public Limited Company by two Directors OR by a Director and the Company Secretary. Supplementary sheet Please ensure that you complete a supplementary sheet for each additional Director/Partner, over 25% Shareholder and Authorised User and send this off along with your completed application form. What to do next Please make sure you (tick to confirm): Fill in all relevant sections of this application form (if any information is missing, we will be unable to process the application). Send us all the necessary identification and paperwork. Staple or fasten all paperwork together and return to the Business Banking Centre, Santander House, 301 St Vincent Street, Glasgow G4 5HN. All Directors/Operators/over 25% Shareholders must complete the application form and ensure they provide proof of identity, if operating the account. If you have any questions, or would like help to fill in this form, please give us a call on

10 Page 10 of 12 Checklist business Account Application form (continued) id requirements ID is required for both personal verification and business entity verification. Documentation required for Personal Verification if you are operating the account. Please supply an item from each of the two lists below. list A Please tick to indicate which ONE from the list you have provided: list b Valid passport (black and white photocopy acceptable). Valid UK photocard driving licence (black and white photocopy acceptable). Please tick to indicate which ONE from the list you have provided: Bank statement (not internet printed) that is less than three months old. Credit card statement (not internet printed) that is less than three months old. Utility bill (not mobile phone, satellite/cable TV or internet printed bills) that is less than three months old. The Witness is not required to supply any personal identity documentation. Documentation required for Verification of Business Entity (Please note that if you are applying for a Time Deposit or a Business Bond AND the funds are coming from outside Santander, you must supply a Business Bank Account statement in the business name confirming the sort code and account number entered in section 4d/4e, and also the title of the account. A statement printed from the internet is not acceptable.) Sole Trader or Partnerships of less than five partners If your trading address does not match the personal address of the Sole Trader or one of the Partners in the organisation, please provide one document from the list below: Please tick to indicate which ONE from the list you have provided: Business Bank statement (not internet printed) that is less than three months old. HM Revenue & Customs Certificate issued within the last year. Letter from an Accountant or Solicitor that is less than three months old. Recent utility bill or statement in the name of the Business for the Business Premises that is less than three months old. Current business letterhead or company letterhead. Partnership (with more than five partners) the following is required: A letter containing a list of all current partners which must be on business letterhead paper. Private Limited Company, PLC and Limited Liability Partnership No further documentary evidence is required, however if the Directors/Secretary/Designated Members details have recently changed, copies of relevant forms from Companies House should be supplied as appropriate. Clubs and Societies A copy of the signed meeting record authorising the opening of the account and listing of all operators on headed paper. If you do not have the above documentation please call for a full list of acceptable ID and documentation.

11 Page 11 of 12 7 Supplementary sheet Details of all Directors, Partners, Shareholders with a holding greater than 25%, and any other operators. a) To be completed for all Business Banking/Savings Account applications. Are you Male Female Your current home address (No PO Box or c/o addresses) Your title Mr Mrs Ms Miss First name Middle name(s) Surname Previous surname (if applicable) Other names you re known by or commonly use (not nicknames) (please include title, first name and surname) Date of birth D D M M Y Y Y Y Date you started living here D D M M Y Y Y Y Do you share a mail box? Yes No (For example, in a block of flats or a converted house where letterbox is shared with people you don t live with) If Yes, please specify which branch you want us to send your card to Branch number (if known) Branch name City If you leave the above empty we will send it by default to the nearest branch of your business postcode Previous address (previous address information is only required for Directors and Partners) (If you have been living at this address for less than three years, please list all previous addresses over the last three years. Attach additional sheet if required) Nationality Second nationality (if dual nationality) Country of residence Your relationship to the business Owner Director/Partner/Member More than 25% Shareholder How much of the business do you own? How many years have you been involved in this type of business? Authorised user % Date you started living here D D M M Y Y Y Y Your contact details Daytime telephone number (including area code) Mobile telephone number Personal address If you have an existing personal account with Santander please provide us with b) Only to be completed if you are applying for a Business Bank Account and you are a Director or Partner of the business. Home details Is your property: Owned outright Rented Owned with mortgage Property value Mortgage outstanding Marketing preferences If I prefer not to receive up to date information on other products and services or to be included in market research, I can tick the following boxes: Please do not contact me by telephone, by post, by electronic media, for market research. Unless I have indicated otherwise, by continuing with this application, I consent to you contacting me via any of the channels above.

12 Page 12 of 12 Santander UK plc. Registered Office: 2 Triton Square, Regent s Place, London NW1 3AN, United Kingdom. Registered Number Registered in England. Telephone Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number Santander and the flame logo are registered trademarks. Santander UK plc advises on mortgages, a limited range of life assurance, pension and collective investment scheme products and acts as an insurance intermediary for general insurance. ANB JAN 10 TDD