Buy a new home from Berkeley with just 5% deposit*

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1 Buy a new home from Berkeley with just 5% deposit*

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3 NewBuy with Berkeley It can be hard to save for that all important mortgage deposit but now NewBuy is here to assist. NewBuy* is an innovative new government scheme designed to help you buy your new Berkeley home for 500,000 or less with just a 5 10% deposit and a 90 95% loan to value (LTV) mortgage from participating lenders. 1. Choose a home from a range of developments available under the scheme. NewBuy is available on houses and apartments, with a purchase price of 500,000 or less. 2. We will put you in contact with Independent Financial Advisors or sometimes direct to the participating lender, to take you through the pre-qualification process and your mortgage application. 3. Subject to lenders approval, you will be required to pay a minimum deposit of 5% and a maximum deposit of 10% and pay a reservation fee of 2,000 to secure your home. NewBuy is not available for shared ownership or shared equity purchases and applies to repayment not interest only mortgages.

4 Who qualifies for NewBuy? To take advantage of NewBuy: The purchase price of the property must be 500,000 or less and is available on properties that will be completed within 6 months from reservation You must be able to secure a mortgage with a participating lender This must be your main home (not second home or buy-to-let) You must be a UK citizen or have indefinite leave to remain in the UK Your deposit must have been saved without any assistance from a local authority or public body You must be able to pay a minimum of 5% of the cost of your new home as a deposit You will need to meet the participating lender s own lending conditions

5 NewBuy Terms & Conditions YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE *Subject to NewBuy scheme rules. The NewBuy scheme is available subject to eligibility, status and terms and conditions. Mortgage offer is subject to application and status. Contact us for more information. Full details will be supplied to you prior to you reserving your property provided you tell us you wish to use the NewBuy scheme. Most mortgages are valid for a limited period, if you exchange without a mortgage offer or this offer expires before completion your deposit and reservation fee are at risk if you are not able to fund the balance of the purchase on completion. If purchasing before construction is complete (off-plan) and your chosen unit is not due to be finished within the life of your mortgage offer, we will not be able to hold the unit for you if you choose not to exchange contracts until construction is nearing completion. Alternative units may, however be available. Imagery depicts Royal Arsenal Riverside, Kidbrooke Village, Marine Wharf, Parkwest, Wye Dene and lifestyle. The Berkeley Group plc, Berkeley House, 19 Portsmouth Road, Cobham, Surrey, KT11 1JG. May 2012

6 Start as you mean to go on, with Berkeley With NewBuy, enjoy a new Berkeley home, built by Britain s leading developer of high quality, sustainable new homes. We have a wide range of highly sought after locations in cities, towns, coast and countryside. All our properties are covered by a 10 year new home warranty and 2 years of aftercare from Berkeley (see website for details). Exceptional customer service also sets us apart. We are committed to making the buying process as straightforward and as enjoyable as possible, and consistently high levels of customer satisfaction prove that we do. When you buy with Berkeley, you will have a dedicated Customer Manager allocated to you, who will guide you through every stage of the purchasing journey. You can find full details of all Berkeley developments and the NewBuy scheme by visiting: