IPB/Dividend Structure Support Guide

Transcription

1 IPB/Dividend Structure Support Guide Last Revised on: 05/01/2015 EPL, Inc. 22 Inverness Parkway Suite 400 Birmingham, Alabama (205) EPL (4375)

2 Property of EPL, Inc., 22 Inverness Center Parkway, Birmingham, AL , (205) , Fax (205) EPL, Inc. believes this document is accurate and reliable, and much care has been taken in its preparation. However, EPL, Inc. cannot accept any responsibility, financial or otherwise, for any consequences arising out of the use of this material. The information contained herein is subject to change. Revisions may be issued to advice of such changes or additions. The information and techniques contained in this document are the property of EPL and may not be disclosed in total or in part without the written permission of EPL, Inc EPL, Inc. All rights reserved.

3 Table of Contents OVERVIEW NAME AND ADDRESS AREA NAME ADDRESS CITY STATE ZIP MANAGER PHONE SHARE AREA SHARE MIDAS CLOSE FLAG NA ZERO BALANCE SHARE AREA ZERO CLOSE SHARE STANDARD SHARE DIVIDEND PLAN SHARE AREA MAXIMUM NUMBER OF WITHDRAWALS MAXIMUM INSURANCE SHARES SHARE AREA SHARE MONETARY DEFINITION CODE SSN AS ACCOUNT NUMBER SHARE AREA MAXIMUM SHARE BALANCE SHARE PAY DIVIDEND AT CLOSE SHARE AREA SHARE NEGATIVE BALANCE SHARE EXCESS WITHDRAWAL PERIOD SHARE AREA EXCESS WITHDRAWAL CHARGE SHARE AREA EXCESS WITHDRAWAL MINIMUM BALANCE EXCESS WITHDRAWAL COUNT CHECK GRACE DAYS MEMBERSHIP FEE CERTIFICATE AREA DIVIDEND PAY FLAG NEXT DIVIDEND DATE SEQUENCE LAST DATE RUN CERTIFICATE AREA DIVIDEND DATE FLAG DAYS BEFORE NOTICE DAYS FOR NOTICE CERTIFICATE AREA... 31

4 DAYS FOR MATURITY GRACE DAYS CERTIFICATE AREA PENALTY CALCULATION MIDAS AREA MIDAS SHARE CLOSE MWD (ZP0) FLAG MWK (ZP1) MWK (ZPC) MIDAS AREA PAYROLL SYSTEM PAYROLL CHANGE MIDAS SOURCE FILE MAINTENANCE MIDAS AREA PAYROLL LOAN DISTRIBUTION DESCRIPTION M M MIDAS AREA M M M PAYROLL LOAN DISTRIBUTION OPTION CLIENT NOTIFY OPTIONS NEW ADDRESS NOTIFY DAYS ATM ORDER WARNING DAYS OLD ADDRESS NOTIFY DAYS INCLUDE NEW ADDR ON NTC INCLUDE OLD ADDR ON NTC TRANSACTION RETENTION SHARE RETENTION LOAN RETENTION CLUB RETENTION FILE MAINTENANCE RETENTION SHARE DRAFT RETENTION TRANSACTION RETENTION CERTIFICATE OF DEPOSIT RETENTION CREDIT CARD RETENTION CHECK RETENTION MORTGAGE LOAN RETENTION BUSINESS DATE SHARE EFFECTIVE DATE LOAN EFFECTIVE DATE ATM EFFECTIVE DATE CLUB EFFECTIVE DATE SHARE DRAFT EFFECTIVE DATE BUSINESS DATE CERTIFICATE OF DEPOSIT EFFECTIVE DATE MORTGAGE LOAN EFFECTIVE DATE... 41

5 ATM AREA CD DY CY CD ISS YRS SR REST DB SR REST CR SR REST FR SR RSET TO CNT PRO SH WD CNT LOC SH WD ATM AREA CNT REG SH WD RT NBR ONL WS SV ONL ODX FEE ATM AREA ONL NSF FEE CARD FEE TRX FEE FEE EXC PRO WD FEE EXC LOC WD FEE EXC REG WD FDR DEBIT GENERAL LEDGER GL TYPE SYSTEM GL HIGH BRANCH GL LAST PERIOD GL JOURNAL SOURCE GL KEY MAX-MIN VALUES MAXIMUM NUMBER OF TELEPHONE INQUIRIES MAX BR MINIMUM BALANCE DATE LAST PAR CHARGE QUARTER STATEMENTS FICHE HD FL STMT DET LNS REP NXT DVND SEPARATE PRINT FILE AND MULTIPLE PAGES HOLD NO MAILS QUARTER STATEMENTS MONTH SHARE STATEMENT STATEMENT ONE UP STATEMENT LEDGER STATEMENT FROM DATE STATEMENT HEAD FLAG QUARTER STATEMENTS MICRO SW ACH DEBIT ACH REG ROUTING & TRANSIT NUMBER ACH REG ROUTING & TRANSIT CHECK ACH REG DESCRIPTION... 50

6 ACH INSTITUTION ROUTING & TRANSIT NUMBER ACH INSTITUTION ROUTING & TRANSIT CHECK TEFRA FEDERAL WITHHOLDING PERCENTAGE FEDERAL WITHHOLDING EXEMPT AMOUNT STATE WITHHOLDING PERCENTAGE STATE WITHHOLDING EXEMPT AMOUNT TEFRA TEFRA WITHHOLDING FLAG COMBINED STATEMENT AREA STATEMENT OPTION STATEMENT DROP CODE PRINT DIVIDEND MESSAGE COMBINED STATEMENT AREA PRINT HOME EQUITY LOANS DRAFTS STATEMENT SORT COMBINED STATEMENT AREA CLUB DEFAULT STATEMENT DESCRIPTION SHARE DEFAULT STATEMENT DESCRIPTION SHARE DRAFT DEFAULT STATEMENT DESCRIPTION COMBINED STATEMENT AREA CERTIFICATE OF DEPOSIT DEFAULT STATEMENT DESCRIPTION COMBINED STATEMENT AREA DESCRIPTION NUMBER DESCRIPTION DESCRIPTION NUMBER DESCRIPTION DESCRIPTION NUMBER DESCRIPTION COMBINED STATEMENT AREA DESCRIPTION NUMBER DESCRIPTION DESCRIPTION NUMBER DESCRIPTION DESCRIPTION NUMBER DESCRIPTION DESCRIPTION NUMBER DESCRIPTION DESCRIPTION NUMBER COMBINED STATEMENT AREA DESCRIPTION DESCRIPTION NUMBER DESCRIPTION DESCRIPTION NUMBER DESCRIPTION LOAN AREA LOAN CHARGED OFF FILE MAINTENANCE CHARGED OFF ACCOUNT FLAG LOAN GRACE DAYS... 60

7 LOAN AREA LOAN DELINQUENT GRACE DAYS LOAN AREA CREDIT LIFE INSURANCE DEFAULT LATE CHARGE CODE LOAN AREA STANDARD LINE OF CREDIT AMOUNT STANDARD LOC LOAN SUFFIX STANDARD LOAN PAYMENT METHOD LOAN AREA STANDARD LOAN PAYMENT FREQUENCY LOAN AREA MAXIMUM LATE CHARGE AMOUNT CA MAXIMUM LATE CHARGE MAXIMUM LOAN AMOUNT FOR CU PAID LOAN INSURANCE LOAN AREA MAXIMUM LOAN AMOUNT FOR MEMBER PAID LOAN INSURANCE MAXIMUM LOAN BALANCE MINIMUM LATE CHARGE AMOUNT LOAN AREA CA MINIMUM LATE CHARGE SHARE REDUCING PLEDGE LOAN AREA LOAN BALANCE OVER THE CREDIT LIMIT LOAN CHARGED OFF SEQUENCE LOAN DUE DATE ADJUSTMENT LOAN AREA LOAN DUE DATE ADJUSTMENT (CONTINUED) LOAN AREA LATE CHARGE IMPLEMENTATION DATE ZERO CLOSE LOAN HOME EQUITY ANNUAL FEE LATE CHARGE DAYS LOAN AREA LOC LOAN TYPE PAYMENT PERCENTAGE LOC DRAFT STATEMENT FLAG LOAN AREA LOAN 10 D CYCLE LOAN PAYMENT NOTICE LOAN PAYMENT PERCENT LOAN AREA MINIMUM OVERDRAFT LOAN PAYMENT AMOUNT END OF MONTH DAYS DELINQUENT VCU120 PRINT ID... 73

8 LOAN AREA USE CHARGE NEXT NON ADV FLAG OVERDRAFT LOAN AMOUNT INTEREST CODE LOAN AREA CUDIS FORM PERCENTAGE OF PAYMENT USE STANDARD OR ALTERNATE LOAN AREA LOAN HIGH COLLATERAL CODE LOAN LOW COLLATERAL CODE DEPOSIT COLLATERAL CODE LOAN AREA LOAN FEE BY CHECK CREDIT LIFE / DISABILITY FACTORS LOAN AREA LATE FACTORS LOAN AREA LATE FACTORS LOAN INTEREST RATES DELINQUENT LOAN AREA MONTHS DELINQUENT CARD LOAN NAME PRINT FLAG LOAN DELINQUENT TOTALS MUSCLE FLAG DELINQUENT LOAN AREA LOAN FCU PARTIAL PAYMENT REPORT DELINQUENT SORT DELINQUENT LOAN AREA CREDIT CARD DELINQUENT FLAG OPTIONAL LATE CHARGE AREA MINIMUM LATE CHARGE MAXIMUM LATE CHARGE MINIMUM LATE CHARGE MAXIMUM LATE CHARGE SAFE DEPOSIT BOX AREA MODULE AVAILABLE DATE LAST NOTICE SENT DELINQUENT NOTICE FREQUENCY SAFE DEPOSIT BOX AREA RENEWAL NOTICE FREQUENCY REFUND OPTION MORTGAGE LOAN AREA ML GRACE DAYS ML DELINQUENT GRACE DAYS... 86

9 ML PERCENTAGE INTEREST CHARGED ML PERCENTAGE PAYMENT CHARGED MORTGAGE LOAN AREA ML FIXED LATE CHARGE AMOUNT ML MAXIMUM LATE CHARGE AMOUNT MAXIMUM LATE CHARGE AMOUNT ML MINIMUM LATE CHARGE AMOUNT ML MINIMUM LATE CHARGE MORTGAGE LOAN AREA ML LATE CHARGE CALCULATION CODE ML ESCROW NEGATIVE CODE ML ESCROW OVERAGE CODE MORTGAGE LOAN AREA ML ESCROW MAXIMUM DEFAULT ML ESCROW CHECK DISBURSEMENT ML TAX VERIFICATION ROSTER REPORT MORTGAGE LOAN AREA ML TAX PRE-PAY ROSTER REPORT ML PREADJUSTMENT NOTICE ML INSURANCE CONFIRMATION NOTICE ML CANCELLATION NOTICE ML ESCROW ADJUSTMENT NOTICE MORTGAGE LOAN AREA ML ESCROW ADJUSTMENT OPTION ML APPLY EXCESS CODE ML MINIMUM COUPONS MORTGAGE LOAN AREA ML ADVANCE DAYS ML NON ADVANCE FLAG ACH RETURNS/XREF AREA ACH RETURNS FINALIZED ACH CREATE NEXT SOURCE ACH CREATE STANDARD SOURCE SHARE DRAFT AREA NSF CHARGE OVERDRAFT TRANSFER CHARGE SHARE DRAFT AREA NSF NOTICE FLAG OVERDRAFT NOTICE FLAG SHARE DRAFT BANK ID SHARE DRAFT AREA SHARE DRAFT CYCLE ASSIGNMENT CODE SHARE DRAFT CYCLE ASSIGNMENT DIGIT SHARE DRAFT AREA STOP PAYMENT EXPIRE DAYS STOP PAYMENT POSTING FLAG SHARE DRAFT CHECK HOLD... 97

10 SHARE DRAFT AREA STANDARD SERVICE CHARGE ACTIVITY CODE STANDARD SERVICE CHARGE BALANCE CODE NEGATIVE AFTER TRANSFER CHARGE SHARE DRAFT AREA TRANSFER CHARGE SHARE ON MONTHLY SHARE DRAFT ST DRAFT PRINT ID FLAG DWNLN REPORT FLAG SHARE DRAFT PRINT ID SHARE DRAFT AREA SHARE DRAFT PRINT ID STANDARD OVERDRAFT PRIVILEGE STANDARD OVERDRAFT DEPOSIT SUFFIX SHARE DRAFT AREA STANDARD SERVICE CHARGE EXEMPTION CODE STANDARD CYCLE CODE SHARE DRAFT FUNDS SRC SHARE DRAFT MISCELLANEOUS CHARGE SHARE DRAFT AREA LINE OF CREDIT MINIMUM BALANCE SHARE DRAFT FORMAT ID SHARE DRAFT PROC ID SHARE DRAFT FORMAT ID SHARE DRAFT AREA SHARE DRAFT PROC ID SHARE DRAFT FORMAT ID SHARE DRAFT PROC ID LOAN DRAFT REP SEP LOAN DRAFT AMORTIZATION TERM SHARE DRAFT AREA SHARE DRAFT STOP PAYMENT CHARGE SHARE DRAFT CHECK TRUNCATION SHARE DRAFT AREA INCREMENTAL OVERDRAFT AMOUNT FROM SHARE, DRAFT OR CLUB INCREMENTAL OVERDRAFT AMOUNT FROM LOANS SHARE DRAFT AREA SHARE DRAFT RETURN MODULE SHARE DRAFT AREA SHARE DRAFT RETURN COMPLETE OVERDRAFT CHARGE PER BATCH OR ITEM SHARE DRAFT AREA OVERDRAFT AUTOMATIC REG D NSF COUNTER SHARE DRAFT AREA SHARE DRAFT MICR REQUIRED SORT ASCENDING ORDER

11 SHARE DRAFT AREA NSF FEE AUTOMATICALLY DRAFT SERVICE CHARGE PART FL AGE EXEMPT DAYS BEFORE CLOSING NO AVLP FLG DRAFT SERVICE CHARGE MINIMUM CHARGE GRACE DAYS NEGATIVE BALANCE AFTER CHARGE DRAFT SERVICE CHARGE AGE CODE MAINTENANCE MIN SH LRB SERVICE CHARGES BASED ON ACTIVITY ACTIVITY CHARGES - DEBIT CHARGE ACTIVITY CHARGES CHECK CHARGE ACTIVITY CHARGES CREDIT CHARGE ACTIVITY CHARGES DEBIT LIMIT SERVICE CHARGES BASED ON ACTIVITY ACTIVITY CHARGES CHECK LIMIT ACTIVITY CHARGES CREDIT LIMIT ACTIVITY CHARGES EXCESS DEBIT CHARGE ACTIVITY CHARGES EXCESS CHECK CHARGE ACTIVITY CHARGES EXCESS CREDIT CHARGE CHECK ORDER AREA CHECK ORDER PROCESSOR ID CHECK ORDER FREQUENCY CHECK ORDER TAX EXEMPTIONS CHECK ORDER AREA CHECK ORDER PRINTER ID CHECK ORDER LAST ORDER DATE CHECK ORDER DEFAULT STARTING NUMBER CHECK ORDER AREA CHECK ORDER AUTOMATED ORDER ENTRY CUSTOMER NUMBER CHECK ORDER ROUTING NUMBER CHECK ORDER BRANCH FLAG OVERDRAFT SEQUENCE SUFFIXES OVERDRAFT SEQUENCE SUFFIX SERVICE CHARGE BASED ON BALANCE RANGES BALANCE BASIS CODE MAINTENANCE FEE SERVICE CHARGE BASED ON BALANCE RANGES BALANCE LIMIT BALANCE CHARGE DRAFT AND MONEY MARKET FUND AREA

12 SHARE DRAFT RECORD TYPE SHARE DRAFT CLASS CODE DRAFT AND MONEY MARKET FUND AREA MMF MINIMUM BALANCE MMF MINIMUM DEPOSIT AMOUNT DRAFT AND MONEY MARKET FUND AREA MMF MINIMUM OPENING DEPOSIT AMOUNT MMF MINIMUM WITHDRAWAL AMOUNT DRAFT AND MONEY MARKET FUND AREA MMF DEFAULT REG D RESERVE CODE REG D OPTION DRAFT AND MONEY MARKET FUND AREA REG D OPTION(CONT) DRAFT AND MONEY MARKET FUND AREA MMF WITHDRAWAL FEE DRAFT AND MONEY MARKET FUND AREA SHARE DRAFT PAY DIVIDEND AT CLOSE CLUB DIVIDEND AREA CLUB ACCRUAL DATE CLUB TYPE CLUB DIVIDEND AREA CLUB DIVIDEND RECORD TYPE CLUB DAILY ACCRUAL METHOD CLUB MINIMUM BALANCE CLUB DIVIDEND AREA CLUB MINIMUM DEPOSIT AMOUNT CLUB MINIMUM OPENING DEPOSIT AMOUNT CLUB MINIMUM WITHDRAWAL AMOUNT CLUB DIVIDEND AREA CLUB NEGATIVE BALANCE PAY DIVIDEND AT CLS IRA DISTRIBUTION AREA IRA FEDERAL TAX RATE IRA STATE TAX RATE IRA STATE TAX RATE IRA WITHHOLDING TAX IRA DISTRIBUTION AREA IRA MULTIPLE WITHDRAWAL TRANSACTION IRA FEDERAL TAX AMOUNT IRA STATE TAX AMOUNT IRA STATE TAX AMOUNT MISCELLANEOUS INST INQ SW SHARE NSF CHARGE IRA END OF YEAR CUT OFF DATE

13 SKIP PAYDAY MISCELLANEOUS SF MO MRG BAL FLG ALL EXCP AMT MODE CERTIFICATE OF DEPOSIT DIVIDEND BY CHECK FLAG MISCELLANEOUS SHARE DIVIDEND BY CHECK FLAG SHARE DRAFT DIVIDEND BY CHECK FLAG CK CB FLAG LIQUIDATING CLUB WITHDRAWALS BY CHECK FLAG IRA DISTRIBUTION BY CHECK FLAG MISCELLANEOUS BATCH BRANCH REMIT BRANCH CHECK WRITING REPORT DATE MISCELLANEOUS SHORT RECEIPT EFT HIST CODE ML PY WNDW ML PY TLLR MISCELLANEOUS JOINT OWNER DISPLAY/PRINT LITERALS CHECK RECONCILIATION FLAG CD NOTICE RUN DAY CREDIT UNION TAX ID NUMBER MISCELLANEOUS LARGE TRANSACTION AMOUNT NUMBER OF DAYS FOR DORMANCY REPORTING EXCEPTION FLAGS MISCELLANEOUS VERIFY CODE SAVING BONDS MODULE FLAG FSA HOST RECEIPT PASSBOOK ALLOWED MISCELLANEOUS PASSBOOK MAXIMUM NUMBER OF NO-BOOK TRANSACTIONS CBM STATION NUMBER RELATIONSHIP PRICING MODULE NOTICE DATA FLAG MISCELLANEOUS NOTICE HEADER LITERAL DATE LAST FILE MAINTENANCE OPTION TIME LAST FILE MAINTENANCE OPTION REPORT LINES MISCELLANEOUS TIME ZONE

14 FEDERAL ACH ROUTING & TRANSIT NUMBER MISC SD ID MISCELLANEOUS INSURANCE ID MISCELLANEOUS LAST PAYOFF PAID LOAN REPORT FREQUENCY CONSUMER LOAN NUMBER OF ADVANCE DAYS CREDIT BUREAU GRANTER CODE COMPUTER DATA CENTER MISCELLANEOUS COUPON PRODUCER CLIENT NUMBER IRS TRANSMITTER ID NUMBER MEMBER SEARCH ORDER MIDAS SOURCE SEARCH ORDER MISCELLANEOUS LAST ACCOUNT NUMBER LAST NOTE NUMBER MOD 6 FLASH ADDR CASHIERS CHECK - - CREDIT UNION ACCOUNT NUMBER CASHIERS CHECK - - DRAFT SUFFIX NUMBER MISCELLANEOUS TODAY S BUSINESS DATE TODAY LRB TODAY DVN MN TRANSACTION EFFECTIVE DATE TOMORROW LRB MISCELLANEOUS TOMORROW DVN MO CREDIT UNION TRANSACTION TYPE MAXIMUM INSURABLE AGE FOR CU PAID INSURANCE MISCELLANEOUS MAXIMUM INSURABLE AGE FOR MEMBER PAID INSURANCE PLEDGED SHARE AVAILABLE BALANCE BACKUP WITHHOLDING DEFAULT MISCELLANEOUS INST TYPE LOAN COUPON FLAG PAY SKIP CODE MO IN DVND CY NOTICE FLAG MISCELLANEOUS CHECK HOLD DAYS NON-LOCAL CHECK HOLD DAYS LOCAL REG CC RELEASE AMOUNT LANGUAGE CHANGE FLAG MISCELLANEOUS STATE TAX ID MODEL OWNER DEBIT CARD TRANSACTION HOLD DAYS GROUP INQUIRIES

15 REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS

16 REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS REPORT FLAGS EXCEPTION FLAGS EXCEPTION FLAGS EXCEPTION FLAGS EXCEPTION FLAGS EXCEPTION FLAGS EXCEPTION FLAGS OVERRIDE CONDITIONS OVERVIEW OVERRIDE CONDITIONS CHANGING AN OVERRIDE LEVEL OVERRIDE CONDITIONS OVERRIDE FLAGS OVERRIDE CONDITIONS OVERRIDE FLAGS OVERRIDE CONDITIONS OVERRIDE FLAGS OVERRIDE CONDITIONS OVERRIDE FLAGS OVERRIDE CONDITIONS OVERRIDE FLAGS OVERRIDE CONDITIONS OVERRIDE FLAGS OVERRIDE CONDITIONS OVERRIDE FLAGS SPECIAL REPORT FLAGS SPCL REPORT FLAGS FUTURE FIELDS FF FLAG

17 FF FLAG USER AMT USER FLAG USER AMT USER FLAG PROGRAM PRINT FILE ID INCREMENTS PRINT FILE ID GENERAL LEDGER AREA GL ACCOUNTING BASIS GL LAST CLOSE DATE GL TRANSACTION SORT FLAG GL SUSPENSE ACCOUNT GL BUSINESS DATE GENERAL LEDGER AREA GL DEFAULT BRANCH GL NEXT TO LAST CLOSE DATE GL UNDIVIDED PROFIT ACCOUNT GL CLOSING DATE GL DEFAULT JOURNAL SOURCE GENERAL LEDGER AREA GL NEXT CLOSE DATE GL CLOSING FREQUENCY GL JOURNAL SOURCE/ SUSPENSE ACCOUNT GL BRANCH NUMBERS GL CASH ACCOUNTS GENERAL LEDGER AREA VAULT CASH ACCOUNT BANK CASH ACCOUNT TELLER CASH OVER/SHORT TELLER CHECK OVER/SHORT GL SHARED BRANCH CASH GL SHARED BRANCH CHECKS GENERAL LEDGER AREA GL FTI PC GL BASIC GL CASH ACCT POINTERS GENERAL LEDGER AREA DIVIDEND STRUCTURE DIVIDEND RATE TYPE DIVIDEND LRB MO DIVIDEND LRB MO DIVIDEND STRUCTURE DIVIDEND FREQUENCY DIVIDEND SHARE VALUE DIVIDEND GRACE DAYS DIVIDEND MINIMUM BALANCE DIVIDEND TYPE DIVIDEND STRUCTURE

18 DATE LAST DIVIDEND DATE THIS DIVIDEND DATE NEXT DIVIDEND DIVIDEND STRUCTURE EXAMPLES OF DATES: CONVERTING MID-QUARTER AND PAYING ON THE LAST DAY OF THE PERIOD DIVIDEND STRUCTURE DIVIDEND NOTICE FLAG DIVIDEND SPLIT RATE FLAG DIVIDEND NO POST LOCKOUT DIVIDEND STRUCTURE DIVIDEND POSTING MONTH DIVIDEND POSTING FREQUENCY DIVIDEND POSTING FLAG DIVIDEND LOW DOLLAR DIVIDEND STRUCTURE DIVIDEND HIGH DOLLAR DIVIDEND RATE BREAK DIVIDEND STRUCTURE CRITICAL INFORMATION VCUDVC INPUT DECK VCUDVN INPUT DECK VCUDVN INPUT DECK VCUDVN INPUT DECK INDEX

19 Overview This document provides information on: 1. IPB fields shown on the IPB Listing report that is produced by the program VCUIPC 2. Dividend Structure fields shown on the Dividend Calculation Variables report produced by the program VCUDVN. Each field is documented as follows: Neg Bal IP-NEG-BAL (1) Allow shares (sub account 00) to be withdrawn below 0 via the Withdrawal screen. 0 = Do not allow. "S" override ineffective. 1 = Allow if "S" override is used. (OL2020) Neg Bal IP-NEG-BAL (1) Size and description of the field. The name of the field as it appears on the IPB Listing or the Dividend Calculation Variables report. The name that the i-power programs use. Sometimes referred to as the DASDL name. Examples: (#) Numeric only; contains # number of digits; no decimal. (S#) (S#a,#b) Alpha (#) Numeric only; contains # number of digits; is signed (can be positive or negative); no decimal. Numeric only; contains #a number of digits with #b number of digits to the right of the decimal. Alphanumeric contains # number of characters. (OL2020) (Not in standard i-power) (Not used in standard i- POWER) The program(s) that uses this field. This field is not in any i-power program or if it is included in a program it has been remarked out (bypassed). A i-power source code user may use the field. This field is included in i-power source code but is not referenced or used any program. Page 19 of 219

20 Name and Address Area Name IP-NAME Alpha (40) CU name. Address IP-ADDR Alpha (38) CU address. Note: Notices will only print the first 35 characters of IP-NAME and IP-ADDRESS. City IP-CITY Alpha (20) CU city. State IP-STATE Alpha (2) CU state. Zip IP-ZIP-CODE (5) IP-ZIP-EXT (4) All of the above fields will be printed on every notice produced by i-power Manager IP-MANAGER Alpha (30) (Not in standard i-power) Phone IP-TELEPHONE-NR (10) Can be printed on Lender PLUS forms. (OLVPCL) Page 20 of 219

21 Share Area Share MIDAS Close Flag IP-SH-MID-CL-FL (1) MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. 0 = Display the message: "Account: ### - 0 ACTIVE DISTR SEQUENCE" when attempting to close a share account that has an open payroll or funds transfer distribution. Overrides are ignored. User must delete all MIDAS distributions prior to completing the Close Account transaction command. (This is to alert the CU that a member is on payroll.) 1 = Automatically close all distributions when the share account is closed either through the Close Account transaction command or file maintaining the Date Closed field. Can be used in conjunction with IP-ZERO-CLOSE-SH (OLSCRN & OL2020) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. NA Zero Balance IP-NA-ZERO-BAL (1) Allow the opening of zero balance for the following suffixes: Shares Drafts and MMF Drafts Clubs IRA clubs Tax & Insurance Escrow clubs Loss Draft Escrow clubs NOTE: i-power will not allow the opening of zero balance certificates or IRA certificates. NOTE: For Xpress Accounts, this field must be set to 1 0 = Do not allow override ineffective. If attempted the error, "ONLINE ERROR IN POSTING TRANSACTION", "ZERO TRANSACTION AMT(s)" is returned. 1 = Allow (TELLER & OL2020) Page 21 of 219

22 Share Area Zero Close Share IP-ZERO-CLOSE-SH (1) MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. Automatically close a share account when the share balance reaches 0 after a transaction via the Withdrawal transaction command. This will not close existing 0 balance share accounts. (This field can be used with IP-SH-MID-CL- FL). 0 = Do not close and allow share account to have a 0 balance after a transaction. 1 = Automatically close; if no other sub accounts (suffixes) exist. If a sub account (suffix) exists and a Withdrawal transaction command is attempted that would result in a 0 balance, the error "INV CLOSE-TRLR ### ACTIVE" is returned. (### = the open sub-account) If IP-ZERO-CLOSE-SH = 1 Then VCI262 - Missing Critical Data, If SH-DT-CLOSED > 0 and SH-CURR- BAL = 0 then the account is bypassed. Also, a share account will not be automatically closed if the account has an existing charged-off loan. (OL2020) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. Standard Share Dividend Plan MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. IP-STD-SH-DVN-PLN (1) This denotes which rate type in the dividend structure (share area) to use. (VCISCN) (0 at Installation) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. Page 22 of 219

23 Share Area Maximum Number of Withdrawals MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. IP-MAX-NR-WDLS (2) Number of (Cash or Check) withdrawals allowed on a share and/or club before an excess withdrawal fee (IP-EXCESS-WDL-CHG) is assessed. When a withdrawal exceeds this field, IP-EXCESS-WDL-CHG will be withdrawn on each subsequent withdrawal. Shares: COUNT) Clubs: COUNT) MTD (SH-MTH-WDL-COUNT) or QTD (SH-QTR-WDL- MTD (CB-MTH-WDL-COUNT) or QTD (CB-QTR-WDL- (CLUBS: used with IP-EXCESS-WDL-PRD, IP-EXCESS-WDL-CHG & IP-REPT-FLG(57)) EXAMPLE: If IP-MAX-NR-WDLS = 3, the member would get three "free" withdrawals and beginning with the fourth withdrawal and all subsequent withdrawals, IP-EXCESS-WDL-CHG would also be withdrawn. (OL2020) This field is now read from and populated in the Share Product Class and the Club Product Class structures within i-power. Please refer to the Share Options Guide and the Club Options Guide for detailed information on the setup and maintenance of these fields. Maximum Insurance Shares MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. IP-MAX-INS-SHARES (S7) (Whole dollars) Maximum share balance for CU-Paid Share Insurance. Used to calculate insured/uninsured shares (Life Savings) on the Uninsurability Report (RMG2621#). (VCI262) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. Page 23 of 219

24 Share Area Share Monetary Definition Code MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. IP-SH-MON-DEF-CD (1) Determines when zero balance share accounts are opened that they become "dummy" share accounts. "Dummy" share accounts can be file maintained and inquired against but share monetary transactions are not allowed. 0 = No affect on new zero balance share accounts 1 = All NEW zero balance share accounts will be "dummy" accounts If IP-SH-MON-DEF-CD = 1 then all share accounts opened with a zero balance will have a 1 defaulted into "Monetary Code" field.(sh-monetary-code). Any share monetary transaction attempted will have the error "MONETARY NOT ALLOWED TO SHARES" returned. (IP-NA-ZERO-BAL must equal 1; to allow the opening of zero balance shares) (OL2020) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. SSN as Account Number IP-SH-ACCT-CHECK (1) Determines whether a new share account number must equal the member's SSN. 0 = No 1 = Yes, account number must = SSN i-power will check Collection Remarks/Comments and, if present, will display "Pending Collection Remarks for this Soc Sec Nbr." (OLSCRN & TELLER) (0 Conversion Standard) Page 24 of 219

25 Share Area Maximum Share Balance IP-MAX-SHARE-BAL (S7) MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. (Whole dollars) Maximum share balance that the online will allow. If a deposit causes the balance to exceed this amount the override condition 607 DEPOSIT WILL BRING BAL OVER MAXIMUM ALLOWED is returned = $9,999,999. (does not designate unlimited) (TELLER, OL2020 & OLSCRN) ( Conversion Standard) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. Share Pay Dividend at Close IP-SH-CL-DVND-PMT (1) Determines whether the Pay Accrued Dividends check-box field is checked or unchecked on the i-power Close Share Account screen. If checked is defaulted, the withdrawal amount will include the accrued dividends. 0 = unchecked, do not pay accrued dividends 1 = checked, pay accrued dividends (OL2020, TELLER and VCU123) Page 25 of 219

26 Share Area Share Negative Balance IP-NEG-BAL (1) MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. Allow an online user to perform a share withdrawal that would result in a negative current balance. Does not affect whether user can withdraw more than the available balance. If a share withdrawal causes the current share balance to go negative, the override condition 507 ACCOUNT WILL GO NEGATIVE AFTER WITHDRAWAL is returned. 0 No, do not allow a negative current balance 1 Yes, allow a negative current balance (OL2020) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. Share Excess Withdrawal Period MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. IP-EXCESS-WDL-PRD (1) The time period to use when assessing excess share withdrawal fee(s). 0 = Monthly 1 = Quarterly 2 = Do not assess excess share withdrawal fees (OL2020) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. Page 26 of 219

27 Share Area Excess Withdrawal Charge IP-EXCESS-WDL-CHG (S7,2) Excess share and/or club withdrawal fee amount. STRIPE ATM withdrawals can take the account negative, if necessary, to withdraw the fee. (Used with IP-MAX-NR-WDLS, IP-EXCESS-WDL-PRD and IP-REPT-FLG (57)) (If using online ATM's, set IP-SH-CNT-XXX-ATM & IP-SH-FEE-XXX-ATM in the ATM Area of the IPB) If the (withdrawal amount + excess withdrawal fee) < = Available Balance No override is needed; the fee is withdrawn. If the (withdrawal amount + excess withdrawal fee) > Available Balance and (withdrawal amount ) < = Current Balance the error message "Below Min Bal - Override Required" is returned. "T" override is required; the fee is withdrawn. If the (withdrawal amount + excess withdrawal fee) > Current Balance and withdrawal amount) < = Available Balance the error message "Acct Subject to Withdrawal Fee" is returned. "T" override is required; the fee is not withdrawn. If the (withdrawal amount + excess withdrawal fee) > Current Balance and (withdrawal amount) > Available Balance the error message "Transaction Exceeds Available Balance. "S" override required to complete the transaction" is returned. "S" override is required; the fee is not withdrawn. (Tran codes are "SHFW" or "CBFW") (For $2.00 ; enter ) (OL2020 & PEPCOMN2 macro) (Not in VCU517, Service Centers or Batch ATMs) (CONVERSION NOTE: INTERNAL TRANSFERS ARE NOT COUNTED. WITHDRAWALS BY CASH OF CHECK ONLY) MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. CQ# Setup and Maintain Club Product Classes. This field is now read from and populated in the Share Product Class and the Club Product Class structures within i-power. Please refer to the Share Options Guide and the Club Options Guide for detailed information on the setup and maintenance of these fields. Page 27 of 219

28 Share Area Excess Withdrawal Minimum Balance IP-EX-WDL-MIN-BAL (Not in standard i-power) (0 Conversion Standard) (S4) Excess Withdrawal Count Check IP-EX-WDL-CNT-CHK (1) (Not in standard i-power) (0 Conversion Standard Grace Days IP-SH-GRACE-DAYS (2) (VCUEOD) (0 at Installation) Membership Fee IP-MEMBERSHIP-FEE (S4,2) MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. Fee amount that is defaulted into Member Fees Due - SHFMPM screen (SH- FEES-DUE) when a share (00) is opened which will be deducted from the first deposit (online or batch) that is greater than the fees due amount. Deposits using the WIREIN or MISD screens will not have the fee deducted. (Tran code is "SHFE") (For $2.00; enter 0200.) (OL2020, TELLER & PEPCOMN2 macro) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. Page 28 of 219

29 Certificate Area Dividend Pay Flag IP-CD-DVND-PY-FL (1) All certificates (Regular and IRA) will pay dividends on this basis 0 = Calendar (date set by CU) 1 = Anniversary of the issue/maturity date (Used with IP-CD-DVND-DT-FL) (VCU301) Next Dividend Date IP-CD-NXT-DVND-DT (8) (Not in standard i-power) (0 CONVERSION STANDARD) Sequence IP-CD-SEQ (1) Determines the type(s) of Certificate Trial Balance(s) to be produced. 0 = ACCOUNT NBR, CERT NBR THEN ALPHA ORDER. 1 = Account number order only 2 = Alpha order only 3 = Cert Nbr order only 4 = Account number then alpha order 5 = Account number then Cert Nbr order 6 = Alpha then Cert Nbr order (VCI305) (1 at EPL Data Center Installation) Last Date Run IP-CD-LST-DT-RUN (8) The date that certificate dividends were last posted. The last execution date of VCU301 (CCYYMMDD) If Impending Maturity Notices are run on a date other than a Friday date, this field must be manually changed to that specific Friday date before running VCI305. This will avoid problems of printing duplicate notices or missing notices. (VCU301 & VCI305) (set to same as IP-TODAY-CAL at Installation) Page 29 of 219

30 Certificate Area Dividend Date Flag IP-CD-DVND-DT-FL (1) If IP-CD-DVND-PY-FL = 0 then when the certificate automatically renews this field will determine whether to set the Next Dividend - CDxxPM screen (CD- NXT-INT-DUE-DT) to the first or last day of the month according to Frequency - CDxxPM screen (CD-INT-PYMT-FREQ): 0 = Change to the last day of the month 1 = Change to the first day of the month (VCU301 & VCU302) Days Before Notice IP-CD-DYS-B4-NOT (2) For definition, refer to the box below. (VCU301 & VCI305) (7 or a multiple of 7 at EPL Data Center ) Days for Notice IP-CD-DYS-FOR-NOT (2) For definition, refer to the box below. (VCU301 & VCI305) (21 or a multiple of 7 at EPL Data Center ) If a certificate's maturity date is < IP-CD-LST-DT-RUN > IP-CD-LST-DT-RUN + IP-CD-DYS-FOR-NOT + IP-CD-DYS-FOR-NOT then VCI305 will print an impending maturity notice. EXAMPLE: on March 1 - IP-CD-DYS-B4-NOT If maturity date < March 1 and >= March days +21 days March 22-7 days March 15 So, if the maturity date is between March 15 & 22, an impending maturity notice will be produced. Page 30 of 219

31 Certificate Area Days for Maturity IP-CD-DYS-FOR-MAT (2) Number of days into the future from the last run date of VCU301 (IP-CD-LST- DT-RUN) to determine if a certificate will appear on the Certificate Maturity Report (RCD30510). If a certificate's Maturity Date (CD-DEP-MAT-DT) is greater than IP-CD-LST- DT-RUN and less than IP-CD-LST-DT-RUN + this field, the certificate will appear on the Certificate Maturity Report. (VCU301 & VCI305) (21 at EPL Data Center installation) Grace Days IP-CD-GRACE-DYS (2) Number of days to delay the maturing/renewing of certificates. When the certificates are matured/renewed, the Maturity Date is used as the effective date for the dividend posting and for the renewed Maturity Date. Also, the number of days to delay notice production. (VCU301 & VCI305) (0 at installation) Page 31 of 219

32 Certificate Area Penalty Calculation IP-CD-PLTY-CALC (1) Determines whether to use Available Dividend - CDxxSC screen (CD-ACCUM- INT) or not in the certificate penalty calculation. 0 = Use CD-CURR-BAL (which includes Available Dividend (CD-ACCUM- INT) or Withdrawal amount. ("Y" defaults to "Auto Penalty Deduction" on the certificate WDL and CLS screens) 1 = Use (CD-CURR-BAL minus CD-ACCUM-INT) or (Withdrawal amount minus CD-ACCUM-INT). ("Y" defaults to "Auto Penalty Deduction" on the certificate WDL and CLS screens) 9 = CU calculates the certificate penalty; i-power will not calculate a certificate penalty. ("N" defaults to "Auto Penalty Deduction") (OL2020 & TELLER) If IP-CD-PLTY-CALC = 0 or 1 i-power will calculate a certificate penalty by withdrawal amount x penalty rate x penalty days calculation basis Page 32 of 219

33 MIDAS Area MIDAS Share Close IP-M-SHR-CLOSE (1) (Not in standard i-power) (0 Conversion Standard) Mwd (ZP0) Flag IP-MWD-FLAG (1) Indicates whether or not a MIDAS (debit) ZP0=== file exists which was created by VCU504 to be used by VCU = ZP0=== file exists 0 = ZP0=== file does not exist (VCUZRO, VCU504 & VCU514) (0 at Installation) Mwk (ZP1) IP-MWK-FLAG (1) Indicates whether or not a MIDAS evening (credit) ZP1=== file exists which was created by VCU504 and to be used by VCU = ZP1=== file exists 0 = ZP1=== file does not exist (VCUZRO, VCU504 & VCU520) (0 at Installation) Mwk (ZPC) IP-ACH-MWK-FLAG2 (1) Indicates whether or not a MIDAS morning (credit) ZPC=== file exists which was created by VCU504 and to be used by VCU = ZPC=== file exists 0 = ZPC=== file does not exist (VCUZRO, VCU504 & VCU520) (0 at Installation) Page 33 of 219

34 MIDAS Area Payroll System IP-PYRL-SYSTEM (1) (Not used by standard i-power) (OL2020) (0 at Installation) Payroll Change IP-REP-PRL-CHANGE (1) (Not used by standard i-power) (OL2020) (0 at Installation) MIDAS Source File Maintenance IP-M-SOURCE-FM (1) Allow the maintenance to the member's deduction amount or distribution screen while the exception source (that the member is attached to) is scheduled to post. 0 = Do not allow maintenance via the MDFMDI screen 1 = Allow maintenance Maintenance via the MDFMPD screen is always available. Does not prevent a distribution from being created or a loan sub account (suffix) being added to an existing distribution when new loan maintenance is performed. (OLSCRN) Page 34 of 219

35 MIDAS Area Payroll Loan Distribution Description IP-PRL-LN-DST-DSC (3) Determines which sub account (suffix) to default with the excess distribution code "03" when a new loan is maintained onto a direct or exception source. Used only when the new loan is creating the account's distribution. This is not used when creating transfer sources. (OL2020 & OLFM20) (Used with IP-PRL-LN-DST-OPT) Valid Values: 000 = Shares * 050 = Account's 1st club sub account (suffix) = Specific club sub account (suffix) 070 = Account's 1st draft sub account (suffix) = Specific draft sub account (suffix) 080 = Account's 1st certificate sub account = Specific certificate sub account (suffix) and = Specific certificate sub account (suffix) * If the sub account (suffix) that is defaulted is an IRA or Escrow club, then 000 will be defaulted instead. If an account does not have the specified sub account (suffix) or a "first" sub account (suffix) then 000 is defaulted. M-501 IP-501 (1) The number of executions of VEU501. (Formats Non-ACH account number order tapes) (VEU501 & VCUEOD) (0 at Installation) M-502 IP-502 (1) The number of executions of VEU502 and VCU502. Used as the print file increment. Valid values are : 0-4. (Formats ACH account number order tapes) (VEU502, VCU502 & VCUEOD) (0 at Installation) Page 35 of 219

36 MIDAS Area M-503 IP-503 (1) The number of executions of VEU503. (Formats and creates xref file for ACH tapes that are in SSN or payroll order) (VEU503 & VCUEOD) (0 at Installation) M-506 IP-506 (1) The number of executions of VEU506. (VEU506 & VCUEOD) (0 at Installation) M-514 IP-514 (1) The number of executions of VCU514 & VCU517. Used as the print file increment. (VCU514, VCU517, VCUPST & VCUEOD) (0 at Installation) Payroll Loan Distribution Option IP-PRL-LN-DST-OPT (1) Determines where to default the excess distribution code "03" when a new loan is maintained onto a direct or exception source. Used only when the loan maintenance is creating the account's MIDAS distribution. (used with IP-PRL-LN-DST-DSC) 0 = "03" as the last line 1 = "03" as the first line (OL2020 & OLFM20) Page 36 of 219

37 Client Notify Options New Address Notify Days IP-MAIL-CHG-BEGIN-NOTIFY-DAYS (5) Number of days prior to a new address becoming active to notify the client of the pending address change. (0 Conversion Standard) ATM Order Warning Days IP-MAIL-CHG-ATMORDER-WARN-DAYS (5) Number of days for an online/warning alert to the user when attempting to order an ATM/Debit card and there has been a mailing address change within this number of days (0 Conversion Standard) Old Address Notify Days IP-MAIL-CHG-EXPIRE-NOTIFY-DAYS (5) Number of days prior to an active address expiring to notify the client of the pending address change. (Please note that this field appears on IPB Listing but is not used by any other programs with the release of AR300) (0 Conversion Standard) Include New Addr on Ntc IP-MAIL-CHG-NEW-ADDR-CODE (1) Option to include the new address on the client notify notice for the expiring old addresss (0 Conversion Standard) Include Old Addr on Ntc IP-MAIL-CHG-OLD-ADDR-CODE (1) Option to include the old address on the client notify notice for the beginning new address (0 Conversion Standard) Page 37 of 219

38 Transaction Retention The following fields are the number of months to retain the specified application for online history. Share Retention IP-RETAIN-SH (2) Share (sub account 00) (VCU004) (3 at EPL Data Center Installation) Loan Retention IP-RETAIN-LN (2) Consumer/Loandraft loans (sub accounts 01-29) (VCU004) (3 at EPL Data Center Installation) Club Retention IP-RETAIN-CB (2) Non-IRA Clubs and IRA deposits (sub accounts 51-69) (VCU004) (6 at EPL Data Center Installation) File Maintenance Retention IP-RETAIN-FM (2) Maintenance on i-power and/or i-power and STRIPE. (ATM101; SW 6 on, VCU096) (0 at EPL Data Center Installation) Share Draft Retention IP-RETAIN-SD (2) Drafts / MMF Drafts (sub account 71-79) (VCU004) (2 at EPL Data Center Installation) Page 38 of 219

39 Transaction Retention Certificate of Deposit Retention IP-RETAIN-CD (2) Non-IRA Certificates and IRA deposits (sub accounts & ) (VCU004) (12 at EPL Data Center Installation) Credit Card Retention IP-RETAIN-CC (2) Credit Cards (sub accounts ) (VCU004) (3 at EPL Data Center Installation unless otherwise specified) Check Retention IP-RETAIN-CK (2) Check retention for official checks Mortgage Loan Retention IP-RETAIN-ML (2) Mortgage Loans (sub accounts 31-39) (VCU004) (3 at EPL Data Center Installation unless otherwise specified) File Maintance History will be available for 7 calendar days when IP-RETAIN- FM = 0 (VCU096 SW 6 - off). If IP-RETAIN-FM > 0 ; run VCU096 with SW 6 - on. Teller totals are available for 7 calendar days (VCU095). IRA Club and IRA Certificate withdrawal transactions will be available for the entire current year regardless of IP-RETAIN-xx. Escrow club transactions will be available for 15 months from the closing transaction regardless of IP-RETAIN-CB. Page 39 of 219

40 Business Date Share Effective Date IP-SH-EFF-DT (8) (Not in standard i-power) (0 Conversion Standard) Loan Effective Date IP-LN-EFF-DT (8) (Updated by VCU600) (0 Conversion Standard) ATM Effective Date IP-AT-EFF-DT (8) (ATMEOD & VCUEOD) (0 Conversion Standard) Club Effective Date IP-CB-EFF-DT (8) (Not in standard i-power) (0 Conversion Standard) Share Draft Effective Date IP-SD-EFF-DT (8) Business date for share draft transactions (CCYYMMDD) (VCU170) (Live Installation date - 1 business day at Installation.) Compared to the Date Last Dividend (DV-LST-DVN) to determine whether the Draft Daily Accrual program has accrued for the day. If this date <= Date Last Dividend, VCU409 will display "Daily Interest has been Accrued for Dvnd Record Type #". (VCU409) Page 40 of 219

41 Business Date Certificate of Deposit Effective Date IP-CD-EFF-DT (8) (Not in standard i-power) (0 Conversion Standard) Mortgage Loan Effective Date IP-ML-EFF-DT (8) (Updated by VMU600) (0 Conversion Standard) Page 41 of 219

42 ATM Area Cd Dy Cy IP-ATM-CD-DY-CY (3) (Not in standard i-power) (0 Conversion Standard) CD Iss Yrs IP-ATM-CD-ISS-YRS (2) (Not in standard i-power) (0 Conversion Standard) Sr Rest Db IP-ATM-SR-REST-DB (1) (Not in standard i-power) (0 Conversion Standard) Sr Rest Cr IP-ATM-SR-REST-CR (1) (Not in standard i-power) (0 Conversion Standard) Sr Rest Fr IP-ATM-SR-REST-FR (1) (Not in standard i-power) (0 Conversion Standard) Sr Rset To IP-ATM-SR-REST-TO (1) (Not in standard i-power) (0 Conversion Standard) Cnt Pro SH Wd IP-SH-CNT-PRO-ATM-SW (1) Increment the withdrawal counters for Proprietary ATM share withdrawals. (0 Conversion Standard) Cnt Loc SH Wd IP-SH-CNT-LOC-ATM-SW (1) Increment the withdrawal counters for Local ATM share withdrawals. (0 Conversion Standard) Page 42 of 219

43 ATM Area Cnt Reg SH Wd IP-SH-CNT-REG-ATM-SW (1) Increment the withdrawal counters for Regional ATM share withdrawals. Withdrawal counters includes: SH-MTH-WDL-COUNT SH-QTR-WDL-COUNT SH-YR-WDL-COUNT CB-MTH-WDL-COUNT CB-QTR-WDL-COUNT CB-YR-WDL-COUNT The values in IP-REPT-FLG (57) and IP-EXCESS-WDL-PRD determine which counters to update. True = 1 = Increment False = 0 = Do not increment (OL2020) (0 Conversion Standard) Rt Nbr IP-ATM-R-T-NR (8) (Not in standard i-power) (0 Conversion Standard) Onl Ws Sv IP-ATM-ONL-WD-SW (1) (Not in standard i-power) (0 Conversion Standard) Onl ODX Fee IP-ATM-INST-OF-AM (S7,2) Amount of overdraft transfer charge for ATM/Debit Card transactions online (Not in standard i-power) (0 Conversion Standard) Page 43 of 219

44 ATM Area Onl NSF Fee IP-ATM-INST-ON-AM (S7,2) Amount of NSF charge for ATM Debit card transaction online (Not is standard i-power) (0 Conversion Standard) Card Fee IP-ATM-CARD-FEE (S7,2) (Not in standard i-power) (0 Conversion Standard) Trx Fee IP-ATM-TRX-FEE (S7,2) (Not in standard i-power) (0 Conversion Standard) Fee Exc Pro Wd IP-SH-FEE-PRO-ATM-SW (1) Assess the excess withdrawal fee on Proprietary ATM share and/or club withdrawals. (0 Conversion Standard) Fee Exc Loc Wd IP-SH-FEE-LOC-ATM-SW (1) Assess the excess withdrawal fee on Local ATM share and/or club withdrawals. (0 Conversion Standard) Fee Exc Reg Wd IP-SH-FEE-REG-ATM-SW (1) Assess the excess withdrawal fee on Regional ATM share and/or club withdrawals. False/no = 0 = Do not assess the fee True/yes = 1 = Assess the fee (OL2020) (0 Conversion Standard) FDR Debit IP-FDR-DEBIT-SW (1) Assess name/address change when running vcu115 for file for ATMFDR False/no = 0 = Do not assess True/yes = 1 = Assess (0 Conversion Standard) Page 44 of 219

45 General Ledger GL Type System IP-GL-TYPE-SYSTEM (1) 0 = No GL system available 1 = Basic GL 3 = FTI Micro GL 4 = FTI Host GL (OLGBMI, OLSH01, VCI101, VCU115, VCU149, VGI006, VJIFTI, VJIMRG & TELLER) GL High Branch IP-GL-HIGH-BR (2) Highest branch number allowed. 0 = Not on branch accounting >0 = On branch accounting 99 = Using FTI Micro & FTI Host GL interface, does not apply to Basic GL (OL2020, OLFHHY, OLMNHY, OLSCRN, OLSH01, VGI006 & TELLER) If > 0 ; i-power will not allow : 1) A GL account number to be opened with a branch number > than this field. 2) Branch Number (MA-ACCT-BRANCH-NR) SHxxSC screen > than this field. SECTRMA's "BR #" is used for TR-BRANCH-NR and GI-CASH-POINTERS. MA-ACCT-BRANCH-NR is used for TR-HOME-BRANCH. GL Last Period IP-GL-LST-PERIOD (8) The date the credit union last finalized. (Basic GL only) (OLSH01) GL Journal Source GL Key IP-GL-JS-GL-KEY (4) Default journal source to be used if a number in not entered in the Journal Source field when keying a GL transaction. (Basic GL only) (9000 Conversion Standard for Basic GL) Page 45 of 219

46 Max-Min Values Maximum Number of Telephone Inquiries IP-MAX-NR-TEL-INQ (2) Determines whether an asterisk '*' is displayed on the monetary history screen between the member's name and SSN. When Nbr Phone Inq MTD (SHxxUF screen) is greater than this field, the '*' is displayed. (OL2020, OLMNHY & OLFHHY) (0 Conversion Standard) Max Br IP-MAX-BR (3) (Not in standard i-power) (0 Conversion Standard) Minimum Balance IP-MIN-BAL (S7) MR2.1.0 Release May 2005 CQ# Setup and Maintain Share Product Classes. (Whole dollars) Minimum share balance used to calculate the available share balance and restrict withdrawals to the available balance. "S" in the override field will allow withdrawals below this amount. (OL2020 & TELLER) This field is now read from and populated in the Share Product Class structure within i-power. Please refer to the Share Options Guide for detailed information on the setup and maintenance of these fields. Date Last Par Charge IP-DT-LS-PAR-CHG (8) Business date of the last execution of the Share Par Value Charge program. (CCYYMMDD) (VCU123) Page 46 of 219

47 Quarter Statements Fiche Hd Fl IP-FICHE-HEAD-FL (1) (Not in standard i-power) (0 Conversion Standard) Stmt Det Lns IP-STMT-DET-LINES (2) (Not in standard i-power) (0 Conversion Standard) Rep Nxt Dvnd IP-REP-NEXT-DVND (1) (Not in standard i-power) (0 Conversion Standard) Separate Print File and Multiple Pages IP-SEP-MULTPLS (1) Create 1 statement print file or separate print files for single and multiple page statements. 0 = No, create 1 print file 1 = Yes, separate (VCI171, VCI176 & VCI740) (0 at EPL Data Center Installation) Hold No Mails IP-HOLD-NOMAILS (1) All statements with MA-MAIL-CODE > 1 will be separated to a unique print file. 0 = No ; do not separate 1 = Yes ; separate (VCI171, VCI176 & VCI740) (1 at EPL Data Center Installation) Page 47 of 219