Aims of the class (ciljevi časa):

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1 Aims of the class (ciljevi časa): Key vocabulary: Unit 6. Banking, New Insights into Business, str. 56 Conditional 1 - Prvi tip kondicionalnih klauza ne učite za kolokvijum, već za ispit Past Perfect Simple a new tense

2 SOURCE: Tullis, G. & Trappe, T. (2000). New Insights into Business, page 56 Track: 21 (Listening) Unit 6. Banking - Key vocabulary

3 Unit 6. Banking - Key vocabulary Task Instructions: Fill in the gaps with the keywords given below. clearing banks, supervised by, accepting deposits, commercial banks, making loans, monetary policy, managing, The Bank of England, accounts, mergers, branches, acquisitions, merchant banks, corporate finance The banking sector in the United Kingdom is made up of a variety of institutions which are supervised by the country s central bank, The Bank of England.This bank looks after the government s finance and monetary policy and acts as banker to other banks. However, for the general public and many businesses, banking services are provided by, commercial banks or, clearing banks which have branches throughout the country. These banks offer a wide range of services, which include accepting deposits, making loans and managing customers. accounts, Merchant banks on the other hand, do not deal with the public but specialize in services for companies or corporate customers. They are particularly active in arranging mergers and acquisitions and in advising on aspects of. corporate finance

4 Match the words with their synonyms / definitions: The Bank of England (BoE) commercial banks deposit loan monetary (adj.) merchant banks to supervise merger acquisition money that somebody lends you=zajam to oversee the country s central bank connected with money banking services for the general public and many businesses a sum of money paid into a bank account = ulog specialize in services for companies or corporate customers the act of joining 2 or more companies together=fuzija a company that has been bought by another company

5 A short quiz on expressions related to finance 1. Can you please... us some money until we get paid next week? (a) lend (b) give (c) borrow (d) grant 2. When a fire broke out at the Louvre, at least twenty... paintings were destroyed, including two by Henri Matisse. (a) worthless (b) priceless (c) valueless (d) useless 3. Can you take this money to the bank and make a... for me? (a) loan (b) transaction (c) deposit (d) withdrawal

6 Read this short extract from The New York Times and answer the questions: What can be a threat to a traditional banking system? What is your opinion on e-banking? Do you use it? Americans in their 20s and early 30s, analysts say, offer a glimpse of tomorrow s banking market. 'Their relationship with the financial system is very different it s an electronic one, on their smartphones,' said Mark Zandi, chief economist at Moody s Analytics. That can and will be very disruptive to the banking system [...] In 2010, 40 percent of Americans with bank accounts visited a physical branch once a week, while only 9 percent made a mobile transaction weekly, according to survey research by Javelin Strategy and Research. By 2014, the percentage reporting weekly visits to bank branches fell to 28 percent, while the weekly mobile banking share tripled, to 27 percent... For young Americans, most relationships with the financial system are electronic. Source: As More Pay by Smartphone, Banks Scramble to Keep Up. The New York Times, nology/upstarts-are-leading-the-fintechmovement-and-banks-take-heed.html Web

7 Banking and using money Complete the sentences below with a word or phrase from the box. 1. American Express, VISA and Mastercard are. 2. A plastic card that I can use to pay for goods in shops that means that money is IMMEDIATELY transferred to the shop s bank is called. 3. If you need cash urgently, you can usually get some even at night from a. 4. When you use your bank card to get cash, you have to know your. 5. Most people who have a bank account can, apart from credit cards, pay for goods and services by using a. 6. Carrying out simple banking operations such as checking your account, making transfers or payments from home, either by phone or using a computer is. 7. A computer printout sent by a bank to a customer, showing recent activity on his/her account is a. Find in your books. References. Sweeney, S. (2007) Professional English Finance, PENGUIN ENGLISH GUIDES, p. 11 cheque book; home-banking; credit cards; PIN number (personal identification number); cash point; bank statement; debit card.

8 Conditional 1 (Prvi tip kondicionalnih klauza) teorija: knjiga Engleski poslovni jezik, str IF I STUDY, I WILL PASS THE EXAM. AKO UČIM, POLOŽIĆU ISPIT.

9 Complete the following sentences using your own words 1. If I decide to go out this weekend, I probably 2. Most people will be happier if 3. If I win a lot of money, I 4. If someone pays me a compliment, I Conditional 1, close to you 123 West Main Street New York, NY P: F:

10 Conditional zadatak, Engleski poslovni jezik, str. 126

11 Past Perfect Simple a new tense - form FORM: HAD + past participle (prošli particip: -ed ili III kolona) I had worked. Had you worked? I had not worked. Teorija: Knjiga Engleski poslovni jezik, str. 51

12 Past Perfect Simple a new tense - use TENSE USAGE (upotreba vremena) UPOTREBA: RADNJA KOJA SE DOGODILA PRE NEKE DRUGE PROŠLE RADNJE.

13 Past Perfect Simple OTHER USE Posle izraza I wish, If only, I'd rather If only I I wish I I'd rather he'd asked me before taking my car. PRILOZI: when, after, before, by that time, already

14 Zadaci, Past Perfect Knjiga Engleski poslovni jezik, str. 113 zad. 101 Complete the sentences in Past Perfect. Without any reason, the customer returned the goods that we (deliver). had delivered Before Ellen could say anything, Cindy (hang had hung up up) the phone. When William was employed, I (work / already) here for three years. had just started had already worked I (start / just) to type the letter, when the phone rang. When I (send) had sent the mail, I realised that I (forget) had forgotten to attach the file. Sue and Tom are best friends, though before the meeting last month they had not even known (know / not even) each other. Catherine (meet had not met / not) Phil Brown before the trade fair in May. had taken place We spoke about the conference that (take place) the week before.

15 NASTAVAK Engleski poslovni jezik, str. 113 zad. 101 After the meeting I thanked Misses Last, who had managed (manage) everything. Had you gained (you / gain) experiences in that field before you started to work for us?

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