OpportunityTexas Building a Strong Middle Class 2011 RAISE Texas Summit Dallas, TX November 2, 2011 Laura Rosen, OpportunityTexas Coordinator Don
|
|
- Barbara Watkins
- 5 years ago
- Views:
Transcription
1 OpportunityTexas Building a Strong Middle Class 2011 RAISE Texas Summit Dallas, TX November 2, 2011 Laura Rosen, OpportunityTexas Coordinator Don Baylor, Jr., Senior Policy Analyst, CPPP 1
2 2
3 Opportunity Digest Join us on Facebook 3
4 OT Releases Ready, Steady, Go! Paper on College Financial Preparation Outlines postsecondary financial barriers in Texas, including high unmet need Makes following program & policy recommendations: Make financial aid adequate & accessible Encourage college savings Improve financial education, screening and planning 4
5 Strategies to Enhance Financial Preparation for College FAFSA Completion Financial Screening = EFC/Unmet Need Estimate College Savings Financial Education 5
6 Promoting Savings Tax-time VITA/Community Tax Centers Help More Texas Children Open Savings Accounts Identify, Inventory & Promote Saver-Friendly Accounts Integrate Texas Saver Enrollment with Financial Education Texas Saves Week (February 19-26, 2012) RAISE Texas Save n Smile Media (Social & Traditional) Outreach & Engagement Sign up Savers Distribute Savings Resources to Clients Offer Incentives to Individuals to Open Savings Accounts 6
7 OpportunityTexas Innovation & Investment Fund Making annual grants to support innovative asset building projects and projects with potential to scale 2011 Investments Texas Council on Economic Education - Smarter Texas Catholic Charities Diocese of Fort Worth Expanded VITA sites into two rural counties in North Texas through a mobile VITA site Foundation Communities, United Ways of Texas Incentivized filers to save in 9 communities across the state 7
8 TY 2010 Savings Project Results 265 filers received incentive, generated participant savings of nearly $30,000 74% of incentive recipients said it was their first time to save a portion of their tax refund Take-up Rate range across VITA sites and incentives - < 1% - 8.5% (Avg=2.1%) Education was the most common reported savings purpose, with over 30% of incentive recipients reporting this savings goal 8
9 Tax-time Savings in Texas Saving Increases at Texas VITA Sites Calendar Year Filers that Split Refund Tax Returns Prepared 93, , (31%) - OpportunityTexas Projects 472 (56%) - Save USA OT Releases Tax-Time Savings Guide Percentage of VITA Filers that Split Refund # VITA Sites Where Clients Saved on Tax Return.08%.80% Total VITA Sites % VITA Sites With Filers that Saved on Tax Return 15% 31% Average Tax Return $1,962 $1,935 9
10 OpportunityTexas Innovation & Investment Fund 2012 Tax-time Savings Grants Foundation Communities ($10,000) United Ways of Texas ($10,000) $25 gift card incentive for purchasing Savings Bond with tax refund Promote tax-time savings incentive projects in your communities! 10
11 TX County and Municipal Average debt outstanding for 9 debt categories including: student loans, first mortgage, and credit cards Trades past due Accounts in bankruptcy Credit limit utilization Credit Score distribution Local Data Available Upon Request Credit Score Data 11
12 Credit Scores in Texas: A Snapshot Texas average credit score is 674, well below the national average (700) 41% of Texas consumers fall into the subprime credit score category (credit score below 660) How Texas Compares to Other States 46 th in average credit score 47 th in share of trades past due 47 th in the share of consumers with poor credit scores (below 580) 50 th in high auto finance debt 12
13 13 June 2009 Credit Scores, Credit & Debt in Texas Counties Average Credit Score Lowest in West, East and South Texas
14 Many of Texas Largest Cities Have Credit Scores Below State Average (674) City Average Credit Score Percentage of Residents with Subprime Credit Score (below 660) Laredo % Brownsville % Lubbock % El Paso % Ft. Worth % Houston % San Antonio % Dallas % Corpus Christi % Amarillo % Austin % 14
15 Update on HHSC s Self Service and Community Partner Portals Medicaid TANF SNAP $ MEPD YourTexasBenefits.com Applicants Provide a one-stop shop for HHSC benefits CBOs Online Application Assistance Project Goals Streamline the Eligibility Process Facilitate Application Process for Clients Strengthen Community Partnerships 15
16 Future Enhancements Current Capabilities Self Service and CBO Portal s Online Features 16
17 Project Details & Timeline Community partners will pick level of participation and receive appropriate training & certification (MOU) Pilot of community partner portal (January-April 2012) Soft launch with larger & more diverse groups, including VITA/asset building practitioners that want to provide application assistance (May 2012) 17
18 Texas Regional Opportunity Index Identifies, develops, and compares economic mobility indicators across regions in Texas: County-Based Councils of Government (COG) Three-Tier County Population Groupings Incorporates National (Survey/Census) Data Federal & State Agency Data Proprietary Data Customized Sources & Queries Updated Periodically Beginning in 2012 Final Product: Web-Based Platform with GIS Capability (TROI) 18
19 TROI Landscape Types of County-Level Opportunity Indicators Primary Indicators (50-60): bite-size data points that reflect local outcomes and initiatives to expand economic opportunity. Secondary Indicators (70-80): Background (raw) data on opportunity measures not comparable across counties Widespread Economic Conditions (10-15): macro-level indicators such as poverty and unemployment Opportunity Gap: ways to show demographic disparities for various indicators based upon race/ethnicity; educational attainment, and income, etc. Also Includes Correlations Between Indicators 19
20 60.0% Share of UI Claimants Experiencing Long-Term Unemployment Texas % 59.0% 58.0% 57.0% 56.0% 55.0% 54.0% 53.0% Midland County Permian Basin COG Mid-Major Metro Regions 20
21 Aransas County Income and Financial Stability Indicator Aransas County COG Non-Metro Texas Share of Family Income Spent on Housing and Utilities f 34.8% 31.8% 30.8% 30.5% Share of Total EITC Returns Prepared by Volunteer Agencies 14.6% 5.0% 4.5% 9.6% CHIP Actual Renewal Rate 47.8% 57.6% 56.6% 63.6% Share of Income-Eligible Pop. Receiving SNAP 59% 65.8% 56.8% 51.2% Share of Residents with Food Insecurity 17.0% 17.7% 18.7% 17.1% Share of Low-Income Children (Aged 0-14) Enrolled in CHIP & Medicaid 57.2% 59.7% 53.9% 48.1% 21
22 80% 70% 60% Share of 4 year olds Enrolled in Pre-K 72% Texas 60% 57% 50% 40% 36% 30% 20% 10% 0% Midland Permian Basin COG Mid-Major Metro 22
23 Savings, Assets, & Health Across Counties Indicator Major Metro Mid-Major Metro Non-Metro Texas Bankruptcy Rate Estimated Foreclosure Rate 3.6% 4.1% 4.4% 3.6% % with Sub Prime Credit Score 31.2% 27.6% 33.8% 31.7% Student Debt to Income Ratio 11.8% 12.5% 13.2% 12.6% Credit Card Debt to Total Income 4.8% 5.2% 5.4% 5.2% Share of Mortgages Reported as Subprime 7.6% 8.8% 17.1% 9.1% 23
24 OpportunityTexas Desk Implementation/Rulemaking HB 2615 (Financial Education/HHSC) HB 2594 (Texas Financial Education Endowment) HB 3708 (Save & Match) Texas Saves Week/Tax Time Savings New CPPP Family Budget Estimator HHSC Benefits Access TROI Feedback & Development Innovations in Savings Report Innovation & Investment Fund Announcements 24
25 Laura Rosen OpportunityTexas Coordinator Don Baylor Senior Policy Analyst, CPPP 25
26 Wednesday, November 16 Four Seasons Hotel Keynote Speaker Jim Lehrer 26
27 27
28 Use of This Presentation The Center for Public Policy Priorities encourages you to reproduce and distribute these slides, which were developed for use in making public presentations. If you reproduce these slides, please give appropriate credit to CPPP. The data presented here may become outdated. For the most recent information or to sign up for our free Updates, visit CPPP Center for Public Policy Priorities 900 Lydia Street Austin, TX P 512/ F 512/
POLICY PAGE. 900 Lydia Street Austin, Texas PH: / FAX:
POLICY PAGE Center for Public Policy Priorities 9 Lydia Street Austin, Texas 7872 PH: 512.32.222 / FAX: 512.32.227 www.cppp.org September 26 For More Information: Don Baylor, baylor@cppp.org No. 269 THE
More informationThe An alternative to the Federal Poverty Measure
The Family Budget Estimator The An alternative to the Federal Poverty Measure The Neighborhood Place October 4, 2007 Frances Deviney, Senior Research Associate & Texas KIDSCOUNT Director (deviney@cppp.org)
More informationEarned Income Tax Credit (EITC): A Major Financial Benefit to Low Income Families
Earned Income Tax Credit (EITC): A Major Financial Benefit to Low Income Families Budget, Finance and Audit Committee September 4, 2012 What is the Earned Income Tax Credit (EITC)? A tax refund for working
More information35% 26% 57% 51% PROFILE. CIty of durham: Assets & opportunity ProfILe. key highlights. ABoUt the ProfILe ASSETS & OPPORTUNITY
CIty of durham: Assets & opportunity ProfILe ASSETS & OPPORTUNITY PROFILE key highlights 35% of Durham County households live in asset poverty Cities have long been thought of as places of opportunity
More informationGOOD DEBT, BAD DEBT, AND UPWARD MOBILITY
April 13, 2009 Contact: Don Baylor, baylor@cppp.org No. 09-388 GOOD DEBT, BAD DEBT, AND UPWARD MOBILITY An Analysis of San Antonio s West Side Families The Center for Public Policy Priorities and the Annie
More informationEmily De Maria Senior Director of Programs, Capital Area Food Bank Board Member, RAISE Texas
Emily De Maria Senior Director of Programs, Capital Area Food Bank Board Member, RAISE Texas Capital Area Food Bank Mission: To nourish hungry people and lead the community in ending hunger. Largest hunger
More informationTexas Economic Growth and Volatility
Texas Economic Growth and Volatility Ali Anari Research Economist AT TEXAS A&M UNIVERSITY TECHNICAL REPORT 1 8 5 0 JANUARY 2008 TR Texas Economic Growth and Volatility M. Ali Anari Research Economist Texas
More informationNORTH TEXAS ECONOMY Emily Kerr Federal Reserve Bank of Dallas October 19, 2017
NORTH TEXAS ECONOMY Emily Kerr October 19, 217 The views expressed are of the speaker and should not be attributed to the Dallas Fed or the Federal Reserve System. North Texas Overview Home to over 7.2
More information2005 SECC Higher Education
Texas Woman's University 2005 SECC TWU-Dallas Center 105 45 43% $ 69.78 $ 7,327.00 $ 4,660.00 5 Texas Woman's University 900 768 85% $ 63.22 $ 56,901.00 $ 42,649.00 33% Texas Womans University - Houston
More informationUNIVERSITY-SPECIFIC FINANCIAL AID POLICIES AND REQUIREMENTS
UNIVERSITY-SPECIFIC FINANCIAL AID POLICIES AND REQUIREMENTS The list below is meant to inform students who have DACA and/or are able to travel outside of the Rio Grande Valley to pursue higher education
More informationConstruction Spending, Labor & Materials Outlook
Construction Spending, Labor & Materials Outlook San Antonio Chapter-AGC June 17, 2016 Ken Simonson Chief Economist, AGC of America simonsonk@agc.org Construction spending & employment, 2006-16 $1,250
More informationCONSTRUCTION STAFFING. Mario R. Jorge, P.E. District Engineer San Antonio District
CONSTRUCTION STAFFING Mario R. Jorge, P.E. District Engineer San Antonio District October 11 th, 2017 Previous Work Load Staffing Analysis District Workload/Workforce Analysis report prepared internally
More informationFederal Housing Legislation and Dallas Foreclosure Update. A Briefing To The Housing Committee September 2, 2008
Federal Housing Legislation and Dallas Foreclosure Update A Briefing To The Housing Committee September 2, 2008 Purpose To provide: An update on the status of foreclosures in the City of Dallas and the
More informationTexas Economic Outlook: Tapping on the Brakes
National Economy Picking Up After Q1 Pause Texas Economic Outlook: Tapping on the Brakes Keith Phillips Assistant Vice President and Senior Economist Consumer spending picked up in 1 as housing prices
More informationThe widening gap between home price and household
Still Affordable James P. Gaines and Clare Losey August 17, 2017 Publication 2176 The widening gap between home price and household income has recently sparked concerns over housing affordability. The
More informationAn Evaluation of the 2009 NHTS Add-on Surveys in Texas
An Evaluation of the 2009 NHTS Add-on Surveys in Texas Stacey Bricka, Ph.D. David Pearson, Ph.D. Lisa Larsen Ed Hard A Member of the Texas A&M University System Overview TxDOT Travel Survey Program Texas
More information2016 Texas Economic Outlook: Riding the Energy Roller Coaster Keith Phillips Assistant Vice President and Senior Economist
216 Texas Economic Outlook: Riding the Energy Roller Coaster Keith Phillips Assistant Vice President and Senior Economist The views expressed in this presentation are strictly those of the presenter and
More informationHelping Families Build and Keep Their Assets. National League of Cities October 2007
Helping Families Build and Keep Their Assets National League of Cities October 2007 Our Public Purpose The Department of Community Initiatives provides family strengthening, human development, and community
More informationTexas Cities Debt Summary
Texas Cities Debt Summary Quick Facts FY 2009 Number of Issuers 224 Number of Bond Issues 393 Total New Money Issued 5,012,273,054 Total Refunding Money Issued $3,211,729,106 Total Par Amount Issued $8,224,002,160
More information2017 UNIFIED TRANSPORTATION PROGRAM AND HB 20 IMPLEMENTATION
2017 UNIFIED TRANSPORTATION PROGRAM AND HB 20 IMPLEMENTATION Texas Transportation Commission Workshop 06/29/16 Commission Workshop Outline Introduction of performance-based planning and programming processes.
More informationDecomposing Regional Variation in Publicly Funded Newborn Care
WENNBERG INTERNATIONAL COLLABORATIVE SPRING POLICY MEETING 2018 Decomposing Regional Variation in Publicly Funded Newborn Care Cecilia Ganduglia 1, Youngran Kim 1, Luisa Franzini 2, Jared Wasserman 3,
More information... TEXPERS. The Texas Association of Public Employee Retirement Systems
. TEXPERS TEXPERS One Riverway, Suite 1401 Houston, TX 77056-1904 Phone (713) 622-8018 Fax (713) 622-7022 Report on the Asset Allocation and Investment Performance of Texas Public Employee Retirement Systems..........
More informationTexas Mid-Year Economic Outlook: The Skies are Beginning to Clear Keith Phillips Assistant Vice President and Senior Economist
Texas Mid-Year Economic Outlook: The Skies are Beginning to Clear Keith Phillips Assistant Vice President and Senior Economist The views expressed in this presentation are strictly those of the presenter
More informationSNAP Employment & Training: Exit Cohort Five-Year Longitudinal Study
AUTOMATED FOLLOW-UP SYSTEM 2010 Report SNAP Employment & Training: 2004-2005 Exit Cohort Five-Year Longitudinal Study Hiwot Berhane and Jesse Sampson Contact: jesse.sampson@twc.state.tx.us SNAP Employment
More informationOverview of the Homestead Exemption Increase (SJR 1 and SB 1, 84 th Legislature)
Overview of the Homestead Exemption Increase (SJR 1 and SB 1, 84 th Legislature) PRESENTED TO THE HOUSE COMMITTEE ON WAYS AND MEANS LEGISLATIVE BUDGET BOARD STAFF SEPTEMBER 2016 WAM Interim Charge #8 House
More informationTexas Poll Results Cruz 47%, O Rourke 40%, Jenkins 6% (7% undecided) Abbott 50%, White 39% (10% undecided) Abbott 48%, Valdez 36% (16% undecided)
Texas Poll Results Cruz 47%, O Rourke 40%, Jenkins 6% (7% undecided) Abbott 50%, White 39% (10% undecided) Abbott 48%, Valdez 36% (16% undecided) POLLING METHODOLOGY For this poll, a sample of likely households
More informationTEXAS TRANSPORTATION FUNDING, INCLUDING TEXAS CLEAR LANES AND CONGESTION RELIEF UPDATE
TEXAS TRANSPORTATION FUNDING, INCLUDING TEXAS CLEAR LANES AND CONGESTION RELIEF UPDATE Presentation for Texas Transportation Commission March 28, 2018 Purposes of the Workshop The Texas Transportation
More informationSelected Economic Data for Texas Cooperative Extension, Central Texas District (8)
Panhandle (1) Selected Economic Data for Texas Cooperative Extension, Central Texas District (8) Dennis U. Fisher February 14, 2002 South Plains (2) Rolling Plains (3) North Texas (4) West Central (7)
More informationMunicipal Bonds in the Lone Star State
Municipal Bonds in the Lone Star State An overview of the Texas Municipal Bond Market Kimberly Edwards Vice President, Municipal Finance Kim.edwards@fmr.com 512-514-6625 CFA Society of Houston January
More information... TEXPERS. The Texas Association of Public Employee Retirement Systems
. TEXPERS TEXPERS One Riverway, Suite 1401 Houston, TX 77056-1904 Phone (713) 622-8018 Fax (713) 622-7022 Report on the Asset Allocation and Investment Performance of Texas Public Employee Retirement Systems..........
More informationLocal Government Annual Report
Local Government Annual Report Texas Bond Review Board Fiscal Year Ended August 31, 2012 Texas Bond Review Board Local Government Annual Report 2012 Fiscal Year Ended August 31, 2012 Rick Perry, Governor
More informationIn Baltimore City today, 20% of households live in poverty, but more than half of the
Building Economic Opportunity in Baltimore: A Data Profile Baltimore Highlights In Baltimore City today, 20% of households live in poverty, but more than half of the city s population 55% is financially
More informationDRAFT UTP November Update - Funding Adjustments Summary EXHIBIT A REVISION DATE 11/7/14. (Amounts in millions) Sum $0
UTP November Update - Funding Adjustments Summary (Amounts in millions) District/Division//TMA Fiscal Year Adjusted Amount Post Public Meeting Adjustments Austin 3 SH 130 Concession FY $6,500,000 3 SH
More informationHOW THE BIPARTISAN CHIP REAUTHORIZATION ACT OF 2007 HELPS TEXAS AND HOW THE MCCONNELL-LOTT-CORNYN ALTERNATIVE HURTS TEXAS
HOW THE BIPARTISAN CHIP REAUTHORIZATION ACT OF 2007 HELPS TEXAS AND HOW THE MCCONNELL-LOTT-CORNYN ALTERNATIVE HURTS TEXAS On October 18, Congress will vote on whether to override the President s veto of
More informationBuilding Financial Stability Policies to Help Lower Income Households Access Reasonably Priced Financial Services
Building Financial Stability: Policies to Help Families Access Reasonably Priced Financial Services Melissa Koide Deputy Director, Asset Building Program New America Foundation Building Financial Stability
More informationUnited Way Financial Stability Partnership
United Way Financial Stability Partnership what matters. Financial Stability: A New National Initiative for United Way The United Way movement seeks to identify and address root causes as an effective
More informationKuyper College Verification Worksheet Dependent Student
Kuyper College 2018-2019 Verification Worksheet Dependent Student Your 2018-2019 Free Application for Federal Student Aid (FAFSA) was selected for review by the Federal Government in a process called verification.
More information27% 42% 51% 16% 51% 19% PROFILE. Assets & opportunity ProfILe: PortLANd. key highlights. ABoUt the ProfILe ASSETS & OPPORTUNITY
Assets & opportunity ProfILe: PortLANd ASSETS & OPPORTUNITY PROFILE key highlights 27% of Portland households live in asset poverty Cities have long been thought of as places of opportunity for low-income
More informationThe Uninsured in Texas
H E A L T H P O L I C Y C E N T E R Funded by The Uninsured in Texas Statewide and Local Area Views Matthew Buettgens, Linda J. Blumberg, and Clare Pan December 2018 The number of insured people in the
More informationPeopleFund 2017 Overview. Gary Lindner, President & CEO
PeopleFund 2017 Overview Gary Lindner, President & CEO Who We Are Certified Texas Non-profit 501(c)3 - Established 1994 Certified Community Development Financial Institution (CDFI) Commitment to underserved
More informationHalting the Loss of Billions of Dollars in Earned Income Tax Credit Benefits in Texas April 2008
Halting the Loss of Billions of Dollars in Earned Income Tax Credit Benefits in Texas April 2008 This tax season, the Earned Income Tax Credit (EITC) will benefit millions of low- and modestincome working
More informationKuyper College Verification Worksheet Independent Student
Kuyper College 2018-2019 Verification Worksheet Independent Student Your 2018-2019 Free Application for Federal Student Aid (FAFSA) was selected for review by the Federal Government in a process called
More informationSTATE OF WORKING ARIZONA
Fall, 2008 STATE OF WORKING ARIZONA Public Policy Helps Arizona Families Move Ahead with Education, Child Care and Health Care In 2008, the mortgage crisis toppled Arizona s housing market, dramatically
More informationState & National Issues Affecting Health Care in the 81 st Legislative Session
State & National Issues Affecting Health Care in the 81 st Legislative Session Presentation to ATCMHMR Quality Leadership Team January 23, 2009 Eva DeLuna Castro deluna.castro@cppp.org Outline Overview
More information31% 41% 11% 50% 18% PROFILE ASSETS & OPPORTUNITY PROFILE: SAN FRANCISCO KEY HIGHLIGHTS ABOUT THE PROFILE ASSETS & OPPORTUNITY
ASSETS & OPPORTUNITY PROFILE: SAN FRANCISCO ASSETS & OPPORTUNITY PROFILE KEY HIGHLIGHTS 31% of San Francisco residents live in asset poverty Cities have long been thought of as places of opportunity for
More informationSalvador Contreras University of Texas Rio Grande Valley January 27, Research Assistants: Jacob Almaguer Ruth Cano Ivan Vazquez
Salvador Contreras University of Texas Rio Grande Valley January 27, 2017 Research Assistants: Jacob Almaguer Ruth Cano Ivan Vazquez Outline of presentation Rio Grande Valley The big numbers Where we are
More informationThese tariff sheets have an effective date of July 2, 2013.
Texas Regulatory AT&T Texas Congress Avenue Suite 00 Austin, TX 0- Tariff Control No: July 0, 0 Filing Clerk Public Utility Commission of Texas 0 N. Congress Austin, TX - Dear Filing Clerk: Re: Tariff
More informationCLAIM YOUR CREDIT! Policy Brief
Policy Brief THE EARNED INCOME TAX CREDIT, THE CHILD TAX CREDIT, AND THE CHILD January 26, 2005 AND DEPENDENT CARE CREDIT Contact: Celia Hagert, hagert@cppp.org The Earned Income Tax Credit (EITC), the
More informationSTATE OUTCOME & POLICY REPORT OUTCOME RANK POLICIES ADOPTED
STATE OUTCOME & POLICY REPORT OUTCOME RANK POLICIES ADOPTED 31 12 out of 50 OUTCOME HIGHLIGHTS POLICY HIGHLIGHTS 59.6% of Indiana households kept emergency savings in the past year Has state eliminated
More informationTEXAS METROPOLITAN MOBILITY PLAN: FUNDING NEW OPPORTUNITIES
TEXAS METROPOLITAN MOBILITY PLAN: FUNDING NEW OPPORTUNITIES Public Meetings June 12 and 13, 2006 Michael Morris, P.E. Director of Transportation Michael Burbank, AICP Principal Transportation Planner FOCUS
More informationPopulation Change in the United States
Population Change in the United States Steve H. Murdock Michael E. Cline Mary Zey Deborah Perez P. Wilner Jeanty Population Change in the United States Socioeconomic Challenges and Opportunities in the
More informationFY 2015 TTUS Combined Annual Financial Report
Review of the Unaudited FY 2015 TTUS Combined Annual Financial Report Jim Brunjes, Vice Chancellor and CFO Kim Turner, Chief Audit Officer May 19, 2016 Page 1 Combined Statement of Net Position as of August
More informationWhat is an IDA? Asset Choices. First Home. Small Business. Post Secondary Education. Matching
What is an IDA? COOK INLET TRIBAL COUNCIL, INC. EMPLOYMENT & TRAINING SERVICES DEPARTMENT INDIVIDUAL DEVELOPMENT ACCOUNTS Assets for Independence Demonstration Program (AFIA) A 5 year grant from the Administration
More informationSTATE OUTCOME & POLICY REPORT OUTCOME RANK POLICIES ADOPTED
STATE OUTCOME & POLICY REPORT OUTCOME RANK POLICIES ADOPTED 20 28 out of 53 OUTCOME HIGHLIGHTS POLICY HIGHLIGHTS 30.8% of Connecticut households live in liquid asset poverty Has state enacted a refundable
More informationTexas Medicaid: Overview, ACA issues, and Block Grant Proposals
Texas Medicaid: Overview, ACA issues, and Block Grant Proposals October 19, 2012 TMA Medicaid Congress Austin, Texas Anne Dunkelberg, Assoc. Director, dunkelberg@cppp.org Center for Public Policy Priorities
More informationTHE TEXAS RECOVERY PLAN
No. 09-378 THE TEXAS RECOVERY PLAN March 2009 Texans created public structures like Medicaid, Food Stamps, and Unemployment Insurance to help families in tough economic times and to help the economy recover
More informationBudget and Revenue Outlook
Budget and Revenue Outlook Eva DeLuna Castro deluna.castro@cppp.org Dick Lavine lavine@cppp.org Chandra Villanueva villanueva@cppp.org Friday, February 8, 2013 CPPP.org Sponsored by Methodist Healthcare
More informationAssets: The Key to Family Economic Success
Assets: The Key to Family Economic Success Rourke O Brien Policy Analyst, Asset Building Program New America Foundation obrien@newamerica.net 202-986-2700 National Conference of State Legislatures June
More informationWhite Paper. An Industry Dialogue with Student Loan Servicers and the Council for the Management of Educational Finance.
White Paper An Industry Dialogue with Student Loan Servicers and the Council for the Management of Educational Finance Introduction On June 13, 22, Texas Guaranteed (TG) and its partner, the Council for
More informationClick to edit Master title style
Update: Click to edit Master title style Texas and the Affordable Care Act Click Anne Dunkelberg, to edit Associate Master Director subtitle dunkelberg@cppp.org style Center for Public Policy Priorities
More informationPolicy Points. New Laws Benefit Lower-Income Arkansans. Arkansas Housing Trust Fund. Volume 34, August 2009
Volume 34, August 2009 Policy Points A publication of the Southern Good Faith Fund Public Policy program, an affiliate of Southern Bancorp New Laws Benefit Lower-Income Arkansans Several significant bills
More informationBasic Needs Insecurity Among Undergraduates. Jed Richardson November 7, 2017
Basic Needs Insecurity Among Undergraduates Jed Richardson November 7, 2017 Basic Needs Insecurity Past work Student interviews Hungry to Learn Real College 1 & 2 Hungry and Homeless in College Upcoming
More informationWAGE COMPARABILITY STUDY of TEXAS CSBG Entities April 2010
WAGE COMPARABILITY STUDY of TEXAS CSBG Entities April Texas Association of Community Action Agencies, Inc. IH South, Suite Austin, Texas 787 () 6- () 6- Fax www.tacaa.org tacaa@tacaa.org TABLE OF CONTENTS
More informationPerspectives. R AISE Texas. RAISE Texas: Moving Texans Toward Financial Success
Banking and Community Perspectives ISSUE 2 2008 Federal Reserve Bank of Dallas R AISE Texas has rolled out a multi- year action agenda to improve financial self-sufficiency for lowincome Texans. RAISE
More informationThe tariff sheets have an effective date of July 3, 2012.
Texas Regulatory AT&T Texas Congress Avenue Suite 00 Austin, TX 0- Tariff Control No: 0 July 0, 0 Filing Clerk Public Utility Commission of Texas 0 N. Congress Austin, TX - Dear Filing Clerk: Re: Tariff
More informationTEXAS DEPARTMENT OF TRANSPORTATION
TEXAS DEPARTMENT OF TRANSPORTATION STATEWIDE TRANSPORTATION IMPROVEMENT PROGRAM STIP 2015-2018 STATEWIDE FINANCIALS May 2015 Quarterly Revision HIGHWAY MAY 2015 FY 2015-2018 STIP Analysis Estimated s by
More informationOutlook for the Texas Economy
Outlook for the Economy LUIS TORRES RESEARCH ECONOMIST WESLEY MILLER RESEARCH ASSISTANT TECHNICAL REPORT 2 MAY 217 TR Contents About this Report... 3 March 217 Summary... Economic Activity... 7 Business
More informationCommunity Investments Vol 15, Issue 3 Reclaiming Native American Tax Dollars
Community Investments Vol 15, Issue 3 Reclaiming Native American Tax Dollars Author(s): Ana Marie Argilagos, Senior Consultant, Annie E. Casey Foundation November 2003 The Annie E. Casey Foundation is
More information10% 21% 37% 24% 71% 10% PROFILE ASSETS & OPPORTUNITY KEY HIGHLIGHTS ABOUT THE PROFILE ASSETS & OPPORTUNITY PROFILE: NEW ORLEANS
ASSETS & OPPORTUNITY PROFILE: NEW ORLEANS ASSETS & OPPORTUNITY PROFILE KEY HIGHLIGHTS of New Orleans working households don t have access to a vehicle Cities have long been thought of as places of opportunity
More informationPaycheckPLUS: Early Lessons from Testing an Earnings Supplement for Single Adults. Caroline Schultz, MDRC
PaycheckPLUS: Early Lessons from Testing an Earnings Supplement for Single Adults Caroline Schultz, MDRC NAWRS Annual Workshop, August 25, 2015 A C K N O W L E D G M E N T S We wish to thank the following
More informationPeopleFund Overview. Gary Lindner President & CEO
PeopleFund Overview Gary Lindner President & CEO Who We Are Certified Texas Non-profit 501(c)3 - Established 1994 Certified Community Development Financial Institution (CDFI) Commitment to underserved
More informationPayday Lending. City Council Meeting September 1, 2015
Payday Lending City Council Meeting September 1, 2015 Background Payday Loans Small cash advances, typically $300 to $500, made for a short period of time Loans are secured by a post-dated check or electronic
More informationDo you consider yourself to be of Hispanic/Latino descent: (Yes or No)
University of North Texas Health Science Center 2012-2013 Scholarship for Disadvantaged Student Physician Assistant Program Priority Deadline: March 15, 2013 Students will be selected for awards on a first-come,
More informationVerification Worksheets Dependent Student
2019 2020 Verification Worksheets Dependent Student Your 2019 2020 Free Application for Federal Student Aid (FAFSA) was selected for review in a process called verification. The law says that before awarding
More informationNAHEFFA March 26, The views expressed are my own and do not necessarily reflect official positions of the Federal Reserve System.
NAHEFFA March 26, 219 The views expressed are my own and do not necessarily reflect official positions of the Federal Reserve System. National Economy Growing Strongly Jobs grew 1.8% in 218 the fastest
More informationSection C Forms
2010-2011 Section C Forms Texas Hotel Occupancy Tax Exemption Certificate C - 1 Tax Exemption C - 2 Texas Sales and Use Tax Exemption Certificate C - 3 Motor Vehicle Rental Exemption C - 4 Motor Vehicle
More informationSouthwest Mortgagee Advisory Council (SWAC) Conference May 9-11, 2018
Southwest Mortgagee Advisory Council (SWAC) Conference May 9-11, 2018 Southwest Region MF Priorities Multifamily Leadership Meeting Manage Business Needs Each Region has specific business needs SW Region
More informationALLEGANY COUNTY UNITED WAY INCOME IMPACT COUNCIL STRATEGIES AND APPROACHES
ALLEGANY COUNTY UNITED WAY INCOME IMPACT COUNCIL STRATEGIES AND APPROACHES VISION: Provide people of all ages with the structural opportunities that result in economic self-sufficiency. The Allegany County
More informationRavalli County. Montana Poverty Report Card
1 County Poverty Report Card June 216 Summary The poverty rate for County increased from 15.% in 21 to 16.8% in 213. For the month of December in 211 and 214, the county s unemployment rate decreased from
More informationGranite County. Montana Poverty Report Card
1 County Poverty Report Card June 216 Summary The poverty rate for County increased from 12.1% in 21 to 15.1% in 213. For the month of December in 211 and 214, the county s unemployment rate decreased
More informationSeminole State College Financial Aid Office Independent Verification Form
*2004* 2004 Seminole State College Financial Aid Office 2014 2015 Independent Verification Form Standard Group Please Complete In Black Ink. Your application has been selected for review in a process called
More informationDawson County. Montana Poverty Report Card
1 County Poverty Report Card June 216 Summary The poverty rate for County increased from 9.3% in 21 to 16.% in 213. For the month of December in 211 and 214, the county s unemployment rate decreased from
More informationUNTHSC is required to request the following information for statistical reporting purposes. Gender: M / F
University of North Texas Health Science Center 2014-2015 Scholarship for Disadvantaged Student Physician Assistant Program Priority Deadline: October 31, 2014 Students will be selected for awards on a
More informationOffice of Student Financial Aid
Office of Student Financial Aid 500 W. University Ave, Mike Loya Bldg., #204 El Paso, Texas 79968 PH: (915)747-5204 FAX: (915)747-5631 V6 DEPENDENT HOUSEHOLD RESOURCES WORKSHEET 2016-2017 Your 2016 2017
More informationI: Student Non-Tax Filers:
South Georgia State College University System of Georgia Dependent Student s 2015 Verification Worksheet (V1) Office of Financial Aid 100 West College Park Drive Douglas, GA 31533 (Douglas) 2001 South
More informationIntegrated Child Support System:
Integrated Child Support System: Opt-Out Summary and Interim Findings Report Daniel Schroeder Ashweeta Patnaik July 2015 3001 Lake Austin Blvd., Suite 3.200 Austin, TX 78703 (512) 471-7891 TABLE OF CONTENTS
More informationVerification Worksheet Dependent Student
2015 2016 Verification Worksheet Dependent Student (SNAP EXCLUDED) Your 2015 2016 Free Application for Federal Student Aid (FAFSA) was selected for review in a process called verification. The law says
More informationDealing with Organizational Legacy Costs. Presented by City Manager Sheryl Sculley City of San Antonio, Texas
Dealing with Organizational Legacy Costs Presented by City Manager Sheryl Sculley City of San Antonio, Texas CITY OF SAN ANTONIO 467 Square Miles 1.4 Million Population $2.4 Billion City Budget 11,700
More informationFlathead County. Montana Poverty Report Card
1 County Poverty Report Card June 216 Summary The poverty rate for County increased from 11.7% in 21 to 14.2% in 213. For the month of December in 211 and 214, the county s unemployment rate decreased
More information36% 50% 11% 59% 35% PROFILE ASSETS & OPPORTUNITY PROFILE: CHARLOTTE KEY HIGHLIGHTS ABOUT THE PROFILE ASSETS & OPPORTUNITY
ASSETS & OPPORTUNITY PROFILE: CHARLOTTE ASSETS & OPPORTUNITY PROFILE KEY HIGHLIGHTS 36% of Charlotte households live in asset poverty Cities have long been thought of as places of opportunity for low-income
More information15,790. Bryan Waco Region. Do you own or lease a personal vehicle? What is your primary means of transportation?
Bryan Waco Region 1 Houston 2 Dallas 3 Fort Worth 4 San Antonio 5 Austin 6 Laredo Pharr 7 Corpus Christi Yoakum 8 Bryan Waco 9 Atlanta Beaumont Lufkin Paris Tyler 10 Amarillo Childress Lubbock Wichita
More information17,321 13,351. Overall Statewide Results. How was the survey taken? Do you own or lease a personal vehicle?
10 Overall Statewide Results 3 2 How was the survey taken? 1 Houston 2 Dallas 3 Fort Worth 4 San Antonio 5 Austin 6 Laredo / Pharr 7 Corpus Christi / Yoakum 12 11 5 4 7 8 1 9 Internet Mail Phone 35% 61%
More informationPublic Transportation Advisory Committee. Meeting Handouts January 24, 2019
Public Transportation Advisory Committee Meeting Handouts January 24, 2019 AGENDA ITEM 3 Approval of Minutes from September 2018 Meeting MINUTES FOR ADOPTION Public Transportation Advisory Committee Teleconference
More informationWe appreciate the assistance provided by management and staff from UTEP s Department of Intercollegiate Athletics.
System Audit Office 210 West 7th Street Austin, Texas 78701 512-499-4390 Fax: 512-499-4426 WWW.UTSYSTEM.EDU January 16, 2018 Diana Natalicio, Ph.D., President The University of Texas at El Paso 500 West
More informationState of Texas Habitat for Humanity Economic Impact Study
State of Texas Habitat for Humanity Economic Impact Study Dr. Tiffany Deluze Associate Professor of Accounting University of Mary Hardin-Baylor Belton Texas and Dr. James Matthew Moten Jr., CFP, ChFC,
More informationHigher Education Employees Group Insurance Contributions Summary of Recommendations - Senate Historical Funding Levels (Millions)
Page III-41 Higher Education Employees Group Insurance Contributions Summary of Recommendations - Senate Historical Funding Levels (Millions) Section 1 Emily Schmidt, LBB Analyst Method of Financing 2016-17
More informationNovember 7, 2017 $18,000,000 Capital Improvements Bond. Public Information Forum
LONDON INDEPENDENT S CHOOL D ISTRICT November 7, 2017 $18,000,000 Capital Improvements Bond Public Information Forum Austin Corpus Christi Dallas Fort Worth Houston Permian Basin Rio Grande Valley San
More informationYOUR SCHOOL MAY ASK FOR ADDITIONAL INFORMATION
2016 2017 V6 Verification Worksheet Dependent Student Your 2016 2017 Free Application for Federal Student Aid (FAFSA) was selected for review in a process called verification. The law states that before
More information45% 42% 1 IN 4 2 IN 5 CONSUMERS IN DALLAS COUNTY HAVE PRIME CREDIT SCORES DALLAS. Assets and Opportunity in Dallas, TX. Data Highlights SAVINGS ASSETS
DALLAS Data Highlights In 2012, the Communities Foundation of Texas, the Thomson Family Foundation and Prosperity Now (formerly CFED) published the Asset & Opportunity Profile of Dallas, which provided
More information39% 22% 56% 49% 35% 60% PROFILE. Assets & opportunity ProfILe: winston-salem ANd forsyth CoUNtY. KeY HIgHLIgHts. AboUt the ProfILe
Assets & opportunity ProfILe: winston-salem ANd forsyth CoUNtY ASSETS & OPPORTUNITY PROFILE KeY HIgHLIgHts 39% of Winston-Salem households live in asset poverty Cities have long been thought of as places
More information