Terms & Conditions governing MakeMyTrip ICICI Bank Platinum Credit Card Features & Offers

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1 Terms & Conditions governing ICICI Bank Platinum Credit Card Features & Offers Last updated on: October 2, 2018 Onboarding privileges Welcome aboard with 500 My Cash in MyWallet + Lemon Tree Hotel voucher worth Rs. 2,000 as joining benefits. Cardholder will receive these benefits within 45 business days of payment of the joining fee (except Lemon Tree Hotel voucher which is part of the welcome kit). What is My Cash? 1. Rewards earned on the ICICI Bank Credit Cards are transferred to MyWallet as My Cash 2. For the purposes of the ICICI Bank Credit Cards Programme, 01 My Cash = INR 01; 3. My Cash may be used to make bookings or to purchase partner vouchers through platform; 4. If the ICICI Bank Credit Cardholder wants to redeem My Cash for bookings, My Cash should be applied on the checkout page at the Website, Mobile Site or Mobile Application; 5. There are no usage restrictions in terms of My Cash amount that can be redeemed for bookings made on platform. 6. My Cash earned with regard to the ICICI Bank Credit Card shall be valid for a period of one (01) year post credit in MyWallet of the Co-Branded Credit Cardholder. 7. My Cash cannot be used for rail, offline holiday bookings and Pay at Hotel bookings. 8. Pay at Hotel bookings are not eligible for earning My Cash under the platform. 9. My Cash earned cannot be encashed or transferred to the bank account. My Cash as Joining Benefit 1. Cardholders will qualify for 500 My Cash as Joining Benefit on receipt of payment for joining fees. 2. Only primary credit card holders are eligible for My Cash as Joining Benefit. 3. The cardholder should make the payment of the joining fee post fee levy and before the 2 nd statement cycle due date, where the first statement will be the one in which the joining fee is levied. 4. The payments made against the first or the second statement should be greater than or equal to the joining fee excluding applicable taxes. The payment can happen in parts but should meet the above mentioned criteria. 5. My Cash as joining benefit shall be credited to the Cardholder s designated MyWallet within 45 business days post payment of the Joining Fee and if the Cardholder s Account is not delinquent or cancelled at the time of such credit. Lemon Tree Hotel voucher 1. Cardholders will receive the Lemon Tree Hotel Voucher as part of their Credit Card Welcome Kit.

2 2. The Hotel Voucher can be redeemed only on bookings made prior to the voucher expiry date mentioned in the welcome leaflet. 3. The Hotel check-in date should be on or before the voucher expiry date. 4. Offer is valid only for Lemon Tree hotel room booked through Website, Mobile Site or Mobile Application. 5. There is no minimum booking amount to avail this offer. 6. Maximum discount that can be availed through this offer is INR 2,000. Additional amount if any can be paid by the customer through any of the payment modes available on the platform. 7. The voucher is applicable for single usage only. 8. For each account ID, only one voucher can be availed. 9. Taxes as applicable shall be borne by the User. 10. In case of cancellation of the booking, only the amount paid by the User over & above the voucher amount shall be reimbursed for refundable bookings subject to the terms and conditions applicable to the bookings; User will not receive replacement discount voucher in case the booking where the voucher is used stands cancelled. 11. The discount cannot be availed for "Pay At Hotel" bookings. 12. The voucher cannot be encashed or transferred to the bank account. 13. The voucher cannot be replaced in case of damage and/or loss. 14. The provisioning of service under the benefit redeemed through the voucher shall be as per the terms and conditions and privacy policy of Lemon Tree. Privileges on card spends made through ICICI Bank Platinum Credit Card Spends category My Cash (per 200 spent) Domestic spends outside 1.00 International spends outside 1.25 Spends on flight bookings on 2.00 Spends on hotel/holiday bookings on 3.00 My Cash earned on card spends 1. Cardholders will qualify to earn My Cash upon undertaking qualifying spends transactions. 2. The following spends shall not be considered as qualifying spends for the purpose of earning My Cash: a. Cash advance including but not limited to such other transaction which may be considered as cash advance(s) to the sole discretion of ICICI Bank; b. Fuel transactions done on the ICICI Bank Credit Card; c. Service charge or interest levied for non-payment or part payment of the amount due on the ICICI Bank Credit Card;

3 d. Late payment charges and any other charges in relation to and/or connected with the ICICI Bank Credit Card; e. Joining Fee and Renewal Fee for the ICICI Bank Credit Cards and Add-on ICICI Bank Credit Card, if any; and f. Expenditure in the form of equated monthly installments (EMI) payments, balance transfer (BT), personal loan on credit cards (PLCC). 3. My Cash earned on platform for a particular booking using ICICI Bank Credit Card will be added to the Primary Cardholder s account within 45 business days of monthly credit card statement generation as per the existing cycle if the Cardholder s Account is not delinquent or cancelled at the time of such credit. 4. My Cash earned outside platform using ICICI Bank Credit Card will be added to the Primary Cardholder s account within 45 Business Days of monthly credit card statement generation as per the existing cycle if the Cardholder s Account is not delinquent or cancelled at the time of such credit. 5. Qualifying spends transactions undertaken by the Supplementary Cardholder will also be credited in the Primary Cardholder s account as per the method followed for the Primary Cardholder My Cash credit (earned against qualifying spends transactions). Milestone Linked My Cash: Spend Rs. 2.5 Lakhs using the ICICI Bank Platinum Credit Card and earn 1,000 My Cash each anniversary year Spend Rs. 50,000 on flights/hotels/holiday bookings on Website, Mobile Site or Mobile Application using the ICICI Bank Platinum Credit Card and earn 1,000 My Cash each anniversary year 1. Cardholders will qualify for Milestone Linked My Cash when the User crosses predefined spends threshold. 2. For the first milestone spend to the tune of Rs. 50,000, please note that only the spends towards flight, hotel and holiday bookings on Website, Mobile Site or Mobile Application shall be considered. For the second milestone to the tune of Rs. 2.5 lakhs, all card spends shall be considered except the spends specifically exempted under the terms herein. 3. One customer will be eligible only once per anniversary year for each pre-defined milestone benefit. 4. Qualifying spends towards milestone benefit calculation for the 1st year when the customer joins the ICICI Bank Credit Cards Programme will be considered for the period starting from the card set up date till the end of the anniversary year. For the 2nd year, the spends will be considered from the 1st anniversary date till the 2nd anniversary date of the card and so on. The cumulative spends counter will be reset post the completion of each anniversary cycle. 5. The following spends shall not be considered towards milestone benefit: a) Cash advance including but not limited to such other transaction which may be considered as cash advance(s) to the sole discretion of ICICI Bank;

4 b) Service charge or interest levied for non-payment or part payment of the amount due on the Co-Branded Credit Card; c) Late payment charges and any other charges in relation to and/or connected with the Co- Branded Credit Card; d) Joining Fee and Renewal Fee for the ICICI Bank Credit Card and Addon Co-Branded Credit Card, if any; and 6. Qualifying spends on customer s primary credit card as well as add-on credit card(s) will be considered for determining the eligibility towards milestone achievement. 7. Once the customer qualifies for a milestone benefit, My Cash will be credited in the primary cardholder s account within 45 business days post the customer achieving the eligible milestone. Illustration - Enjoy benefits worth up to 20,000 Spends type Net annual spends ( ) My Cash earnings Domestic spends outside 3,75,000 1,875 International spends outside Spends on flight bookings on Spends on hotel/holiday bookings on 25, , , Total My Cash earnings possible on card spends (A) 3, Possible My Cash earnings on achieving card spend milestone thresholds (B) = Spend Rs. 50,000 on flights/hotels/holiday bookings on Website, Mobile Site or Mobile Application and earn 1,000 My Cash +Spend INR 2.5 Lakhs and earn 1,000 My Cash = 2,000 My Cash Total annual My Cash earnings possible = (A)+(B)= 3, ,000= 5, My Cash Benefits My Cash on Joining Fee payment Lemon Tree Hotel voucher Possible annual My Cash earning on card spends * Waiver of 1% fuel surcharge on INR 5,000 spent pm BookMyShow Vouchers (2 tickets of INR 250 pm) Airport Lounge Access** Monetized value (in INR) 500 2,000 5, ,000 3,000

5 Railway Lounge Access## Culinary Treats^ Total 2,000 1,800 21,181 Assumptions (per annum): *Total spends = INR 5Lacs: Domestic spends outside MMT= INR 3.75L; International spends outside MMT= INR 0.25L; Spends on flight bookings on =INR 0.5L; Spends on hotel/holiday bookings on =INR 0.5L. **Assuming the customer utilizes the domestic airport lounge facility 4 times in a year ##Assuming the customer utilizes the railway lounge facility 4 times in a year ^Assuming INR 1,000 is spent per month at restaurants which have a tie-up with ICICI Bank Culinary Treats program.