Build on Our Expertise. Grow your mortgage business with PNC Partnership Solutions, LLC
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1 Build o Our Expertise Grow your mortgage busiess with PNC Partership Solutios, LLC
2 Partership Solutios 1 To some, ew obstacles. For you, ew opportuities. The mortgage ladscape has chaged i recet years, but its growig complexity eed t keep you from offerig a full array of mortgage solutios to your customers. Through a joit veture with PNC Partership Solutios a subsidiary of PNC Bak, NA processig home loas for your customers has ever bee easier.* Strategically desiged aroud your busiess goals, our mortgage services address the realities of the marketplace ad the evolvig eeds of today s borrowers through cost-efficiet ad easily implemeted solutios. The result: whe you form a joit veture with PNC Partership Solutios, the joit veture will have access to a atioal, leadig mortgage leder structured to provide premier mortgage services to your customers. *Joit vetures are able to eter i a service agreemet with PNC Mortgage, a divisio of PNC Bak, NA. The purpose of this agreemet is to provide certai services to the joit veture, icludig some services related to origiatio of loas, such as uderwritig, processig, ad closig services. There are also provisios for services related to the operatio of the joit veture, such as admiistratio services, huma resources, traiig ad marketig.
3 2 Partership Solutios We ve built a better mortgage solutio. At PNC Partership Solutios your compay s eeds form the foudatio of our mortgage ledig partership. It s a busiess partership that gives you access to a full, custom-built suite of itegrated mortgage solutios. The streamlied ledig process greatly reduces the logistical ad fiacial burdes typically associated with offerig such services to customers. Here are just a few of the may beefits: Broades your product service lie to ehace ad stregthe customer relatioships. Provides a more streamlied mortgage process, makig it easier for customers to purchase a home ad obtai a mortgage. Assists customers i reachig mortgage closigs more quickly improvig your potetial reveue stream ad ehacig your customers borrowig ad home buyig experieces. Partership Solutios 3
4 4 Partership Solutios Partership Solutios 5 Broader product offerigs. Deeper customer relatioships. New reveue streams. The breadth of the PNC Partership Solutios program provides you with access to iovative aveues for buildig capital, icreasig reveue ad stregtheig relatioships with customers. Provide competitive mortgage products, icludig ed-to-ed mortgage ledig. Rely o a advaced techology ifrastructure for origiatig ad processig mortgage loas. Focus o your core busiess while we focus o regulatory ad compliace requiremets. Deploy a state-of-the-art Affiliated Busiess Arragemet (AfBA) marketig platform braded with your joit veture compay ame. Cout o our third-party Huma Resource group to hadle all aspects of the employmet process from payroll to beefits ad employmet regulatios to assistace i the recruitmet ad traiig of professioal loa officers. Effectively, a joit veture with PNC provides you with far more tha the opportuity for a ew capability. It provides comprehesive access to a team with more tha 150 years of mortgage market leadership, experiece ad kowledge to help you succeed i the mortgage idustry.
5 6 Partership Solutios Partership Solutios 7 Take owership of a full-service mortgage operatio. A better mortgage service platform comes from access to better techology. Through PNC Partership Solutios your compay becomes the co-ower of a ew busiess etity, set up to service customers uder a AfBA. Operatig uder a AfBA, you share the profits i this ew limited liability compay. Yet as your busiess parter, PNC provides the ifrastructure platform, service, process ad expertise eeded to eable ad support a efficiet ledig ifrastructure. The ew mortgage ledig busiess icludes a full rage of loa products (varyig by state): Fixed- ad adjustable-rate covetioal loas Jumbo ad balloo mortgages Purchase ad refiace services FNMA, FHLMC, FHA/VA Home Affordable Refiace Program (HARP) Commuity Home Buyer Mortgages Your joit veture with PNC gives you access to a most valuable asset: our advaced techology ifrastructure for origiatig, processig ad servicig mortgage loas. While other leders may retool their existig systems ad processes over time to keep up with the chagig regulatory eviromet, PNC has ivested i buildig a state-of-the-art techology platform from scratch. Oe that has bee optimized for the post-fiacial-crisis mortgage market. Our web-based, geographically eutral system is capable of trackig the mortgage process from origiatio through closig. It ehaces your customers experiece by greatly simplifyig the applicatio process, while makig maagemet of the mortgage process much more efficiet. This streamliig results i superior customer service. For istace, with SM PNC Mortgage ISight, customers upload documets electroically to their mortgage applicatio. It also provides them with a olie view of their applicatio as it moves through the approval process, eablig them to kow the status of their applicatio at ay give poit of time. USDA With PNC you gai all the beefits of a mortgage operatio icludig the additioal reveue it ca brig without devotig the time ad expese to maagig the complex process yourself. Our maagemet reportig system provides up-to-the-miute reports ad views of every loa, from iitial applicatio right through closig day.
6 PNCM Partership Solutios Partership Solutios 9 Take owership of a full-service mortgage operatio. Posters Brochures Our joit vetures beefit from havig access to a full complemet of marketig ad advertisig materials. Each is braded with your joit veture s compay ame. They ve reached the threshold of their dream. Frequetly Asked Questios Available i a wide rage of prited ad olie media, these materials address the variety of commuicatio tasks you will face, icludig: Makig compay employees aware of the ew busiess Equippig loa officers to reach out to prospective customers Showcasig the busiess ad its mortgage services to targeted cosumers Help them take the last step. What does our mortgage program do for you? Through the olie PNC Brad Ceter, all of these materials may be persoalized, providig the power ad flexibility to reach each specific target audiece vital to growig your joit veture. Each piece also shares a commo theme: ivitig customers to step through the Doors of Opportuity ito their ew home. Cosistecy i the creative desig ad copy helps reiforce a uified brad idetity i your customers mids. parterco,llc p r e m i e r m o r t a g e p r o v i d e r l e a r more at pa r t e r co.co m. Parterco, LLC is a affiliate of PNC Mortgage, a divisio of PNC Bak, Natioal Associatio. All loas are subject to credit approval ad property appraisal. Terms ad coditios of this offer are subject to chage without otice The PNC Fiacial Services Group, Ic. All rights reserved. Customer-facig Website parterco,llc P R E M I E R M O R T G A G E P R O V I D E R
7 10 Partership Solutios Partership Solutios 11 Wherever you stad today, we ca help you move forward. Whe you re i busiess with us, you re i busiess with a prove leader. Our commuity roots ru deep. Our orgaizatioal experiece is vast. Ad, our mortgage ledig busiess rests o the stregth, expertise ad stability of PNC Bak, NA. PNC Bak is: #151 i the Fortue 5001 Bak of the Year i the Uited States2 Oe of the atio s leadig baks ad oe of the top leders i the U.S. for mortgage origiatio ad service PNC is also a fast-growig player i the atioal mortgage idustry, with the leadig-edge techological resources to support our advaced mortgage platform. CIO 100 for Techology Iovatio3 Most Admired Compaies4 Top 125 Compaies for Employee Traiig5 With the power ad commitmet of PNC behid us, we are able to take care of your customers mortgage ledig eeds. Fortue magazie, 5/5/11 The Baker, 2010 CIO, Fortue magazie, Traiig magazie, 2/11/
8 12 Partership Solutios A better mortgage service platform comes from access to better techology. We preset our solutios with oe simple goal i mid makig the mortgage ledig process as easy ad efficiet as possible so that you ca cocetrate o servig your customers omortgage eeds. A mortgage joit veture further ehaces your busiess by providig: The foudatio o which you ca expad your product portfolio ad icrease your reveue base. The ideal opportuity to move forward with a busiess parter who brigs a ew, streamlied techologically advaced approach. Whe you eter ito a busiess partership with PNC Partership Solutios, we do t just share a busiess, we share your passio for helpig people achieve their dreams of home owership. If you wat to ope more doors of opportuity for your customers while maximizig ad achievig your busiess goals cosider a joit veture with: the mortgage busiess partership that s built for the future. To lear more, please visit us at pc.com/jv or call to schedule a appoitmet with a PNC relatioship maager.
9 PNC is a registered service mark of The PNC Fiacial Services Group, Ic. ( PNC ). This offer is made o behalf of PNC Partership Solutios, LLC, a wholly owed subsidiary of PNC Bak, NA The PNC Fiacial Services Group, Ic. All rights reserved. This iformatio is provided for busiess ad professioal uses oly ad is ot to be provided to a cosumer or the public. This iformatio is provided to assist real estate professioals ad is ot a advertisemet to exted cosumer credit as defied by Sectio of Regulatio Z. Programs, iterest rates, ad fees are subject to chage without otice. PNCM Prited o recycled paper.
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