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1 1 Adda247 No. 1 APP for Banking & SSC Preparation

2 Q1. In which of the following state, the Achanakmar Wildlife Sanctuary situated? (a) Rajasthan (b) Kerala (c) West Bengal (d) Chhattisgarh (e) Odisha Q2. A is a bank certificate issued in more than one country for shares in a foreign company. (a) Gross national product (GNP) (b) Global Depositary Receipt (GDR) (c) Gross domestic product (GDP) (d) Society for Worldwide Interbank Financial Telecommunication (SWIFT) (e) Eurobond Q3. is a secure messaging standard developed to serve as a platform for intra-bank and inter-bank applications. (a) Structured Financial Messaging System (SFMS) (b) Centralized Funds Management Systems (CFMS) (c) Society for Worldwide Interbank Financial Telecommunication (SWIFT) (d) Institute for Development & Research in Banking Technology (IDRBT) (e) Electronic Funds Transfer (EFT) Q4. Please refer to the Guidelines for Licensing of Payments Banks ( Licensing Guidelines ) dated 27th November 2014, under which in-principle approvals/licences were issued to the applicants for setting up of the payments banks. Which of the following is not true about payment Bank? (a) The minimum paid-up equity capital for payments banks shall be Rs. 100 crore. (b) Acceptance of demand deposits. Payments bank will initially be restricted to holding a maximum balance of Rs. 100,000 per individual customer. (c) Issuance of ATM/debit cards. Payments bank can issue the credit cards. (d) The promoter's minimum initial contribution to the paid-up equity capital of such payments bank shall at least be 40 per cent for the first five years from the commencement of its business. (e) The payments bank should have a leverage ratio of not less than 3 percent, that is its outside liabilities should not exceed times its net worth (paid-up capital and reserves). Q5. A is the risk of default on a debt that may arise from a borrower failing to make required payments. (a) current risk (b) export risk (c) operational risk (d) market risk (e) credit risk 2 Adda247 No. 1 APP for Banking & SSC Preparation

3 Q6. The risk is the risk that an investment's value will change due to a change in the absolute level of interest rates, in the spread between two rates, in the shape of the yield curve. (a) current risk (b) interest risk (c) operational risk (d) market risk (e) credit risk Q7. BD Mishra is present governor of which state? (a) Assam (b) Tamil Nadu (c) Meghalaya (d) Arunachal Pradesh (e) Bihar Q8. Balphakram National Park is home to wide species of plants and animals and is located in the midst of the Garo Hills in- (a) Meghalaya (b) Mizoram (c) Arunachal Pradesh (d) Manipur (e) Tripura Q9. Vienna is the capital and largest city of- (a) Canada (b) Australia (c) Yemen (d) Russia (e) Austria Q10. UCO Bank has launched UCO Skill Loan Scheme for providing loan facility to individuals who intend to take up skill development courses. Where is the Headquarters of UCO Bank? (a) Bengaluru (b) Mumbai (c) Kolkata (d) New Delhi (e) Chennai Q11. LAF is a monetary policy tool which allows banks to borrow money through repurchase agreements or repos. What is the meaning of "L" in LAF? (a) Lose (b) Lesson (c) Lease (d) Labour (e) Liquidity 3 Adda247 No. 1 APP for Banking & SSC Preparation

4 Q12. FATF is an inter-governmental body established in 1989 by the Ministers of its Member jurisdictions. What is the meaning of "A" in FATF? (a) Agriculture (b) Assets (c) Association (d) Action (e) Assembly Q13. The Ukai Dam is the largest reservoir in which state? (a) Rajasthan (b) Maharashtra (c) Gujarat (d) Punjab (e) Kerala Q14. Who is a leading Indian economist and Vice Chairman of NITI Aayog? (a) Narendra Modi (b) Rajiv Kumar (c) Bibek Debroy (d) Ramesh Chand (e) VK Saraswat Q15. Name the person, who demolished Nick Kyrgios to win his sixth title of the season at the China Open? (a) Rafael Nadal (b) Stan Wawrinka (c) Roger Federer (d) Andy Murray (e) Novak Djokovic Q16. Dhirubhai Ambani Solar Park is a 40-megawatt (MW AC) photovoltaic power station in- (a) Rajasthan (b) Gujarat (c) Maharashtra (d) Kerala (e) West Bengal Q17. "Hand-in-Hand" is the annual exercise between- (a) Japan and Russia (b) India and China (c) USA and Sri Lanka (d) France and India (e) India and Japan 4 Adda247 No. 1 APP for Banking & SSC Preparation

Q18. The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2017 was awarded to- (a) Michael Rosbash (b) Aaron Klug (c) Richard H Thaler (d) Kazuo Ishiguro (e) Richard Henderson

5 Q18. The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2017 was awarded to- (a) Michael Rosbash (b) Aaron Klug (c) Richard H Thaler (d) Kazuo Ishiguro (e) Richard Henderson Q19. Sanjeev Stalin is related to which game? (a) Cricket (b) Football (c) Tennis (d) Archery (e) Wrestling Q20. NACH is a centralised system, launched with an aim to consolidate multiple ECS systems running across the country and provides a framework for the harmonization of standard & practices and removes local barriers/inhibitors. What is the meaning of "H" in NACH? (a) House (b) Home (c) Handle (d) Host (e) Honest Q21. Which among the following Indian States has became first Indian state to call online attention adjournment motions and proposals? (a) Kerala (b) Maharashtra (c) Gujarat (d) Rajasthan (e) Haryana Q22. Bharatiya Reserve bank Note Mudran press located in Salboni, West Bengal and another one in- (a) Hoshangabad (b) Mysore (c) Nashik (d) Mumbai (e) Noida 5 Adda247 No. 1 APP for Banking & SSC Preparation

Q23. of a bank is the ratio of deposits in current and saving accounts to total deposits. (a) RASA ratio (b) FARA ratio (c) SADA ratio (d) NASA ratio (e) CASA ratio Q24.

6 Q23. of a bank is the ratio of deposits in current and saving accounts to total deposits. (a) RASA ratio (b) FARA ratio (c) SADA ratio (d) NASA ratio (e) CASA ratio Q24. The Shanghai Cooperation Organisation summit, 2017 was held in- (a) Beijing, China (b) Tashkent, Uzbekistan (c) Astana, Kazakhstan (d) Tokyo, Japan (e) New Delhi, India Q25. Who was Lekh Tandon? (a) Indian filmmaker and actor (b) Indian Writer and Dancer (c) Indian Composer and Doctor (d) Indian Producer and Musician (e) None of the given options is true 6 Adda247 No. 1 APP for Banking & SSC Preparation

7 Q26. A parliamentary committee has decided to examine the whole gamut of Sino (China)-Indian relations, including the border situation. This committee is headed by- (a) Murli Manohar Joshi (b) Veerappa Moily (c) Shashi Tharoor (d) LK Advani (e) Mallikarjun Kharge Q27. Where does JRD Tata Sports Complex Stadium? (a) Lucknow (b) Ranchi (c) Kolkata (d) Patna (e) Jamshedpur Q28. Which city was hosted the 48th Conference of Governors? (a) New Delhi (b) Kolkata (c) Patna (d) Chennai (e) Jaipur Q29. The third International Conference on Yoga was inaugurated in on 10th October 2017 by Indian Vice President, M Venkaiah Naidu. (a) Pune (b) Jaipur (c) Ahmedabad (d) New Delhi (e) Dehradun Q30. An is used by startups to bypass the rigorous and regulated capital-raising process required by venture capitalists or banks. (a) Ending Coin Offering (b) Initial Coin Offering (c) Banking Coin Offering (d) External Coin Offering (e) Economy Coin Offering Q31. The is where overnight (one day) loans can be availed by banks to meet liquidity. (a) Call Money (b) Notice Money (c) Short Money (d) Half Money (e) Soft Money 7 Adda247 No. 1 APP for Banking & SSC Preparation

8 Q32. Name the organisation, which regulates microfinance given by NBFC? (a) RBI (b) SEBI (c) NABARD (d) SIDBI (e) IRDAI Q33. Commercial operations at Benghazi port ended in 2014 when armed groups took control of the city. Benghazi port situated in which country-? (a) Yemen (b) Libya (c) Canada (d) Pakistan (e) Syria Q34. CAGR is the mean annual growth rate of an investment over a specified period of time longer than one year. CAGR stands for- (a) Compound Annual General Rate (b) Compound Annual Growth Rate (c) Compound Annual Growth Ratio (d) Cancel Annual Growth Rate (e) Compound Assembly Growth Rate Q35. Dr Virendra Kumar is the member of Lok Sabha. His Constituency is- (a) Darbhanga, Bihar (b) Allahabad, Uttar Pradesh (c) Tikamgarh, Madhya Pradesh (d) Haridwar, Uttarakhand (e) Jaipur, Rajasthan Q36. Rashtriya Chemicals and Fertilizers Limited (RCF) is one of the most revered public sector undertakings in India. Where is the headoffice of Rashtriya Chemicals and Fertilizers Limited? (a) Pune (b) New Delhi (c) Mumbai (d) Chennai (e) Kolkata 8 Adda247 No. 1 APP for Banking & SSC Preparation

Q37. An ELSS is a diversified equity mutual fund which has a majority of the corpus invested in equities. What is the meaning of "L" in ELSS? (a) Least (b) Limited (c) Lose (d) Level (e) Linked Q38.

9 Q37. An ELSS is a diversified equity mutual fund which has a majority of the corpus invested in equities. What is the meaning of "L" in ELSS? (a) Least (b) Limited (c) Lose (d) Level (e) Linked Q38. Credit card facility has not given by which institution? (a) Payment Banks (b) Nationalised Banks (c) Public Sector Banks (d) Regional Rural Banks (e) Foreign Banks Q39. The government has notified raising the threshold limit of PF withdrawal for deduction of tax (TDS) from existing Rs 30,000 to- (a) Rs 90,000 (b) Rs 70,000 (c) Rs 40,000 (d) Rs 50,000 (e) Rs 60,000 Q40. National Institute of Securities Markets (NISM) is a public trust, established by- (a) NABARD (b) SEBI (c) RBI (d) SIDBI (e) IRDAI Q41. is an accounting term that refers to the process of allocating the cost of an intangible asset or reduction in amount of loan over a period of time. (a) Liability (b) Inflation (c) Depreciation (d) NPA (e) Amortization 9 Adda247 No. 1 APP for Banking & SSC Preparation

10 Q42. The government stated that post the abolition of the FIPB, ministries will have to decide on FDI proposals within of the application and any rejection will need concurrence of the DIPP. (a) 30 days (b) 70 days (c) 40 days (d) 60 days (e) 50 days Q43. CRISIL pioneered the first corporate sector rating in It is what type of a company? (a) Lendar (b) Geographical (c) Analytical (d) Insurance (e) None of the given options is true Q44. Multilateral Investment Guarantee Agency (MIGA) is an international financial institution which offers political risk insurance and credit enhancement guarantees. Where is the head office of MIGA? (a) Vienna (b) Washington DC (c) Paris (d) London (e) New York Q45. Private sector lender HDFC Bank Ltd has been declared a domestic-systemically important bank (D-SIB), the Reserve Bank of India (RBI). On what basis D-SIB tag is given to banks? (a) Banks with assets that exceed 2% of GDP will be considered part of this class of lenders (b) Banks with assets that exceed 5% of GDP will be considered part of this class of lenders (c) Banks with assets that exceed 15% of GDP will be considered part of this class of lenders (d) Banks with assets that exceed 7% of GDP will be considered part of this class of lenders (e) Banks with assets that exceed 10% of GDP will be considered part of this class of lenders Q46. The MPC of India is a committee of the Reserve Bank of India that is responsible for fixing the benchmark interest rate in India. What is the meaning of "P" in MPC? (a) Policy (b) Production (c) Purchase (d) Product (e) Primary 10 Adda247 No. 1 APP for Banking & SSC Preparation

Q47. Paris Agreement (PACC) which entered into-force on 04th November 2016. It is related to- (a) Global Warming (b) Climate Change (c) Pollution (d) Fuel Consumption (e) Carbon Copy Q48.

11 Q47. Paris Agreement (PACC) which entered into-force on 04th November It is related to- (a) Global Warming (b) Climate Change (c) Pollution (d) Fuel Consumption (e) Carbon Copy Q48. Loan disbursed under MUDRA yojna is insured by- (a) SEBI (b) Banking Lokpal (c) CGTMSE (d) RBI (e) DICGC Q49. The Varishtha Pension Bima Yojana 2017, a pension scheme for senior citizens, was approved by the Union Cabinet. It provide an assured pension based on a guaranteed rate of return of 8 per cent for-? (a) 25 (b) 20 (c) 15 (d) 10 (e) 5 Q50. is a specific division of banking related to the creation of capital for other companies, governments and other entities. (a) Narrow Banking (b) Current Banking (c) Universal Banking (d) Retail Banking (e) Investment banking 11 Adda247 No. 1 APP for Banking & SSC Preparation

12 12 Adda247 No. 1 APP for Banking & SSC Preparation

1 Adda247 No. 1 APP for Banking & SSC Preparation Website:store.adda247.com

1 Adda247 No. 1 APP for Banking & SSC Preparation Solutions S1. Ans.(d) Sol. The Achanakmar Wildlife Sanctuary is an Indian sanctuary in Mungeli district, Chhattisgarh State. S2. Ans.(b) Sol. A global