Investor Presentation Q3 FY 12
|
|
|
- Andrew Haynes
- 5 years ago
- Views:
Transcription
1 Investor Presentation Q3 FY 12
2 Performance Highlights Profitability Measure ROA Shareholder Value Measure ROE Efficiency Measure COST-INCOME Risk Appetite Measure NET NPA% Q3 FY 11 Q2 FY 12 Q3 FY 12 2
3 Financial Highlights Q3 FY 11 V/S Q3 FY 12 Net Profit at Rs Cr (up by 41.07%) Other Income gone up to Rs Cr (up by 13.34%) Total income increased to Rs Cr (up by 40.33%) Operating profit improved to Rs Cr (up by 17.39%) NIM at 3.94% (4.31%) EPS at Rs (33.47) Net NPA at 0.74% (0.81%) BV per Share at Rs (298.53) ROA at 1.41% (1.30) ROE at 14.56% (11.37) Cost to Income decreased to 37.13% (37.30) Capital Adequacy Ratio at 15.91% 3
4 Business Growth Deposits % DEPOSIT GROWTH CASA % Retail Deposits % NRE Deposits % Net Advance % SME Advance % Retail Advance % CREDIT GROWTH Corporate Credit % 4
5 Key Financials Q3 FY 11 Q2 FY 12 Q3 FY 12 Y-o-Y Interest Income % Interest Expenses % Net Interest Income % Other Income % Total Income % Total Expenditure % Operating Profit % Net Profit % Net Interest Margin (%) % Cost to Income Ratio (%) % 5
6 Balance Sheet Q3 FY 11 Q2 FY 12 Q3 FY 12 LIABILITIES Capital Reserves & Surplus Deposits Borrowings Other Liabilities & Provisions TOTAL ASSETS Cash & Balance with RBI Bal. with banks & money at call Investments Advances Fixed Assets Other Assets TOTAL
7 Profit & Income Growth Q3 FY 11 Q3 FY Net Profit Opearting Profit Other Income Net Interest Income Total Income* *Total Income = Other Income + Net Interest Income 7
8 28,240 33,607 33,206 36,914 47,263 46,742 Core Business Portfolio Advance Deposit Q3 FY 11 Q2 FY 12 Q3 FY 12 8
9 Deposit Growth Q3 FY 11 Q3 FY 12 Savings Deposits Demand Deposits High Value Deposits Other Term Deposits Total Deposits Constitution of Total Business 29% CASA HIGH VALUE OTHER TERM DEPOSIT 54% 17% 9
10 Deposit Growth - Retail Q3 FY 11 Q3 FY Savings Deposits Demand Deposits NRE Deposits Retail Deposit 10
11 Deposit Composition RETAIL DEPOSIT LOW COST DEPOSIT NRE TD SB CD Others FCAB CASA Q3 FY 11 Q3 FY 12 Q3 FY 11 Q3 FY 12 11
12 Credit Growth Q3 FY 11 Q3 FY 12 LARGE CORPORATE ADVANCE LARGE CORPORATE ADVANCE SME ADVANCE RETAIL ADVANCE SME ADVANCE RETAIL ADVANCE GROSS ADVANCE % 37% Agri Advance % Q3 FY 11 Q3 FY % 42% 29% Q3 FY 11 Q3 FY 12 12
13 Retail Book Composition Q3 FY 12 3% 2% 3% 5% 11% 4% 19% 53% Adv against Dep Education Loan Gold Loan 4% 5% 1% 6% 10% 3% 10% Housing Loan Mortgage Loan Other Retail Loans Personal Loan 62% Vehicle Loan Q3 FY 11 13
14 Top Industrial Exposure SECTOR Q3 FY 11 POWER 1949 NBFC 1899 HOUSING FINANCE (INDIRECT) 1249 PETROLEUM 803 IRON AND STEEL 799 FOOD CREDIT 770 ROAD & PORT 735 AVIATION 413 ENGG CONTRACTOR 399 TELECOM 362 Exposure to Infrastructure at Rs 3622 Cr 14
15 Treasury Portfolio Q3 FY 11 Q2 FY 12 Q3 FY 12 HFT AFS HFT + AFS HTM Total Investments of which SLR Non-SLR IFR
16 Cost, Yield & NIM Q3 FY 11 Q2 FY Q3 FY Cost of deposit Yield on Advance Yield on Investment Net Interest Margin 16
17 Margins Q3 FY 11 (3 months) Q3 FY 12 (3 months) Yield on Advance Cost of Deposits Interest Spread Yield on Investments Net Interest Margin Cost to Income Ratio
18 NIM & Cost of Funds NIM Q2 FY 11 Q3 FY 11 Q4 FY 11 Q1 FY 12 Q2 FY 12 Q3 FY Q2 FY 11 Q3 FY 11 Q4 FY 11 Q1 FY 12 Q2 FY 12 Q3 FY 12 Average Cost of Funds 18
19 NPA Movement Gross NPA Net NPA Q3 FY 11 Q4 FY 11 Q1 FY 12 Q2 FY 12 Q3 FY Provision Coverage Ratio at 80.54% Net NPA % Q3 FY 11 Q4 FY 11 Q1 FY 12 Q2 FY 12 Q3 FY 12 19
20 Restructured Portfolio & Provisions No. Amount Standard Sub-standard TOTAL RESTRUCTURED ADVANCE PROVISIONS Q3 FY 11 Q2 FY 12 Q3 FY 12 Investment Losses Loan Losses Other purposes Tax TOTAL
21 Other Income Q3 FY 11 Q2 FY 12 Q3 FY 12 Exchange, Commission & Brokerage Income Other Fee Income Net Profit on Forex Transactions Profit on sale of securities Recovery from assets written off Other Receipts Total
22 Key Ratios Q3 FY 11 Q2 FY Q3 FY 12 RETURN ON ASSETS (%) RETURN ON EQUITY (%) EARNINGS PER SHARE BOOK VALUE PER SHARE 22
23 Productivity Ratios PROFIT PER EMPLOYEE Q3 FY 11 Q2 FY 12 BUSINESS PER EMPLOYEE Q3 FY PROFIT PER BRANCH BUSINESS PER BRANCH 23
24 Distribution Network State No of Br Andhra Pradesh 26 Assam 6 Bihar 1 Chandigarh 1 Chattisgarh 2 Goa 4 Gujarat 20 Haryana 9 Jammu & Kashmir 1 Jharkhand 5 Karnataka 60 Kerala 491 Madhya Pradesh 3 Maharashtra 77 Meghalaya 1 Mizoram 1 Nagaland 1 New Delhi 19 Orissa 5 Puducherry 2 Punjab 6 Rajasthan 4 Tamilnadu 62 Uttar Pradesh 10 Uttarakhand 1 West Bengal 17 Grand Total branches spread across 27 states Presence across various geographies 124 branches in metros, 173 in urban centres, 408 in semi-urban centres and 130 in rural areas Two currency chests Corporate Banking Branches at Mumbai and New Delhi One Overseas Representative Office at Abudhabi, UAE 8 Zonal Offices across the country 31 Regional Offices across the country 6 Extension Counters at various locations 891 ATMs across 129 metro centres, 231 urban centres, 441 semi-urban locations and 90 rural areas Retail and SME hubs established across major centers in India for faster processing of loans and advances 24
25 Business Distribution DEPOSITS Kerala Outside Kerala ADVANCES 50% 50% 39% 61% 25
26 Product Range Deposits Loans Other services RETAIL BANKING Savings Bank variants Current Account variants Fixed Deposits Recurring Deposits Car / 2 wheeler loans Home Loans Home Overdrafts Mortgage Loans Loans against securities Educational Loans Gold Loans Personal Loans Gold Coin sales Debit Cards POS terminals On-line bill payments NRI Services Insurance Product sales Mutual Fund sales Depository Services On-line equity trading PIS for NRI s CORPORATE BANKING TREASURY Working Capital Term Loans Collection of bills Currency Futures Structured products to HNIs Derivative products G-Sec retailing Retailing of debt instruments Buyer s credit Letter of credit Bank Guarantee Forex and Derivatives Cash Management Services Syndication OTC Contracts Outward remittances hub On-line SME forex trading Rate Research Data Cell Option Trading Offshore Banking unit
27 External Ratings Fixed Deposit Certificate of Deposit P1+ P1+ Bonds AA- (Ind) Bonds AA The Fixed Deposits and Certificates of Deposits enjoy the highest rating in that class Bonds have been a rating, which are considered to offer high safety and carrying very low credit risk 27
28 Subsidiaries & JVs IDBI Federal Life Insurance Co. Ltd. Bank s Joint Venture Life Insurance Company, in association with IDBI Bank and Ageas Federal Bank holds 26 % equity in the J.V. Started selling life insurance products from March 2008 FedBank Financial Services Ltd. Fully owned subsidiary of the Bank with NBFC license Marketing Retail Asset Products of the Bank Retail Hubs established at major centres all over India Separate mechanism established for speedy and dedicated processing of retail loans sourced through this channel UAE Representative Office Representative Office at Abu Dhabi, Capital of U.A.E., established in 2008 Gateway of the Bank to the whole of Middle East Increased the reach of the Bank among Non-Resident Indians in the Gulf countries 28
29 Major Investments Entity % Equity Fedbank Financial Services Limited % IDBI Federal Life Insurance Company of India Limited 26.00% Credit Analysis and Research Limited 5.00% United Stock Exchange of India Limited 6.00% Experian Credit and Information Company of India Limited 5.00% 29
30 Share Holding Pattern 19% 12% Mutual Funds 7% Financial Inst. & Banks 6% 1% FIIs Corporate Bodies 14% GDR Foreign Corporate Bodies 41% Individuals 30
31 Thank You 31
Q2 FY 12 INVESTOR PRESENTATION
Q2 FY 12 INVESTOR PRESENTATION PERFORMANCE HIGHLIGHTS Profitability Measure ROA 1.34 1.15 1.44 11.48% 11.28% 14.29% Shareholder Value Measure ROE 38.60% 38.91% Efficiency Measure COST-INCOME 33.90% 0.68
INVESTOR PRESENTATION FEDERAL BANK
INVESTOR PRESENTATION FY 2010-11 Fourth Quarter & Annual Results as on 31.03.2011 PERFORMANCE HIGHLIGHTS Q4 FY 11 FY 2011 (YOY growth) (YOY growth) Net Interest Income Fee Income Total Income Net Profit
Q4 FY 13. Investor Information
Q4 FY 13 Investor Information Key Messages : FY 13 Retail Advance grew by 25.47% (12.58%) SME Advance grew by 22.44% (9.49%) Retail & SME Customer base increased by 79.8% in 12 months (32.90%) Other Income
INVESTOR PRESENTATION FEDERAL BANK FY
INVESTOR PRESENTATION FY 2010-11 Second Quarter Results as on 30.09.2010 PERFORMANCE HIGHLIGHTS (Q2 FY 2011 vs Q2 FY 2010) Net Interest Income up by 32.86 % from Rs.329.95 Cr to Rs.438.37 Cr Operating
Financial Results Q2 & H1 FY November 06, 2015
Financial Results Q2 & H1 FY 2015-16 November 06, 2015 Highest Gainer in Brand Value Brand value rises 72% on accelerated digitalization efforts. 2 Structural Transformation Initiative 3 Performance Highlights
Market Share in Advances increases to 1.01%. Up by 6bps. Market Share in deposits increases to 0.91%. Up by 3bps Y-o-Y
Key Messages Robust and Diversified Credit Growth Continues. Blended Y-o-Y Growth rate of 22% Refined Retail Asset delivery architecture yields results (HL grows 26% Y-o-Y; 7% Q-o-Q and Auto grows 68%Y-o-Y;15%Q-o-Q;
Credit growth significantly ahead of the Industry average (26% growth Y-o-Y) Fourth consequent quarter of Slippages trending downwards
Key Messages Business momentum continues robust growth of 25% Y-o-Y Highest ever Operating Profit; Y-o-Y growth of 35%; Qtly Oper. Profit @ Rs.549 Cr. Credit growth significantly ahead of the Industry
Robust Operating Momentum
Key Messages Operating Momentum Continues to make Strong Progress **** Healthy Core Engine Robust Operating Momentum Highest ever Operating Profit @ 708cr, grows 26% Y-o-Y Highest ever Net Profit @ 334Cr,
Strong, Consistent & Sustainable Growth. Bank further cements its position as a national player through the Why Settle for Less? Marketing Campaign
Key Messages Credit continues growth trend. Book grows by 25% Y-o-Y. Credit Growth spread evenly across all segments. Ahead of system growth continues New client acquisition across all segments shows robust
Financial Results Q1 FY July 28, 2015
Financial Results Q1 FY 2015-16 July 28, 2015 A Step Towards Digitalization 2 Performance Highlights Business Opex Profitability Global Business increased by 8.6% to ` 582817 crore Savings Deposits grew
Investor Presentation June-2014
Investor Presentation June-2014 1 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
NIM on consistent growth trend Up by 3 bps at 3.31% Total Business Crosses Rs.1.5L Cr. Balance Sheet Size Crosses Rs.1L Cr
Key Messages Operating Profit continues dynamic growth. Reflects core strength. Total Income (NII + Other Income) exhibits robust growth NIM on consistent growth trend Up by 3 bps at 3.31% Consistent credit
INVESTOR PRESENTATION MARCH 2012
INVESTOR PRESENTATION MARCH 2012 South Indian Bank At A Glance 83 Years 700 663 `64136 Cr 27% 25% `401 Cr 3.10 % 14.00% 0.28% Number of years in banking business Number of branches Number of ATM s Business
Investor Presentation
Investor Presentation 31.12.2016 Awards and Accolades IDRBT Award for the Best Bank Among Small Banks for Digital Banking, 2015-16 on 18.07.2016 IDRBT Award for the Best Bank Among Small Banks for Managing
Investor Presentation March-2014
Investor Presentation March-2014 1 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
Growth Powered by Technology, Driven by Customers. Financial Results 31 st March 2017
Financial Results 31 st March 2017 Performance Highlights Q4 FY 2016-17 NET INTEREST INCOME ` 989.49 cr NON INTEREST INCOME ` Rs.450.16 cr OPERATING PROFIT ` Rs.703.12 cr NET PROFIT ` 203.99 cr NET INTEREST
Financial Results Q3/FY February 2019
Financial Results Q3/FY18-19 08 February 2019 HIGHLIGHTS - DEC 2018 Total Business Total Deposit Gross Advance Operating Profit (Q-3) Rs. 291519 Crore Rs. 177906 Crore Rs.113610 Crore Rs. 381 Crore Basel
INVESTOR PRESENTATION DEC 2011
INVESTOR PRESENTATION DEC 2011 South Indian Bank At A Glance 83 Years 674 614 `58884 Cr 27% 25% `280 Cr `102 Cr 3.05 % 12.03% 0.24% Number of years in banking business Number of branches Number of ATM
Strong Operating Momentum. Operating Profit grows 20% Y-o-Y Robust Growth across all Business Segments Highest ever
Key Messages Robust Operating Momentum **** Healthy Core Engine Strong Operating Momentum Operating Profit grows 20% Y-o-Y Robust Growth across all Business Segments Highest ever NII @1022Cr Granular Liability
INVESTOR PRESENTATION
INVESTOR PRESENTATION 1 South Indian Bank At A Glance 83 Years 644 568 `56386 Cr 31% 25% `177 Cr `95 Cr 3% 13.48% 0.25% Number of years in banking business Number of branches Number of ATM s Business as
Investor Presentation Sept-2014
Investor Presentation Sept-2014 1 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
ROLE OF PRIVATE SECTOR BANKS FOR FINANCIAL INCLUSION
270 ROLE OF PRIVATE SECTOR BANKS FOR FINANCIAL INCLUSION ABSTRACT DR. BIMAL ANJUM*; RAJESHTIWARI** *Professor and Head, Department of Business Administration, RIMT-IET, Mandi Gobindgarh, Punjab. **Assistant
Financial Results Q4 FY & FY May 13, 2016
Financial Results Q4 FY 2015-16 & FY 2015-16 May 13, 2016 Table of Contents #1 Story of Transformation #2 Business Performance #3 Financials 2 Structural Transformation 3 Structural Transformation Medium
Investor Presentation
FINANCIAL RESULTS FOR THE QUARTER & NINE-MONTH ENDED DEC 2013 Investor Presentation UCO BANK 1 BANKS OPERATING ENVIRONMENT Positives in Q3: Improving liquidity situation Ebbing stress on cost of funds
Audited Financial Results. For Q / FY. March, 2015
Audited Financial Results For Q / FY March, 2015 1 BUSINESS PROFILE 200000 150000 100000 50000 0 Advances Business Mar-13 Mar-14 Mar-15 Parameter Mar 13 Mar 14 Mar 15 Y-o-Y % Growth Gross Advances 66,457
Performance Analysis:
Performance Analysis: Q3 FY 2016 (April December 2015) February 13, 2016 2016 Bank of Baroda. All Rights Reserved 1 Bank of Baroda: Our Key Strengths Bank of Baroda is a 107 years old State-owned Bank
State Government Borrowing: April September 2015
November 5, 2015 Economics State Government Borrowing: April September 2015 State Development Loans (SDL) are debt issued by state governments to fund their fiscal deficit. States in India like the centre,
FOREWORD. Shri A.B. Chakraborty, Officer-in-charge, and Dr.Goutam Chatterjee, Adviser, provided guidance in bringing out the publication.
FOREWORD The publication, Basic Statistical Returns of Scheduled Commercial Banks in India, provides granular data on a number of key parameters of banks. The information is collected from bank branches
International Journal for Research in Applied Science & Engineering Technology (IJRASET) Status of Urban Co-Operative Banks in India
Status of Urban Co-Operative Banks in India Siddhartha S Vishwam 1, Dr. B. S. Chandrashekar 2 1 Research Scholar, DOS in Economics and Co-operation, University of Mysore, Manasagangothri, Mysore 2 Assistant
Post and Telecommunications
Post and Telecommunications This section presents operating and financial data relating to the different branches of the Department of Posts including the Post Office Savings Banks. It comprises statistics
Insolvency Professionals to act as Interim Resolution Professionals or Liquidators (Recommendation) Guidelines, 2018
Insolvency Professionals to act as Interim Resolution Professionals or Liquidators (Recommendation) Guidelines, 2018 Provisions in the Insolvency and Bankruptcy Code, 2016 31 st May, 2018 1. Section 16(3)(a)
Welcome to Analysts Meet
PERFORMANCE HIGHLIGHTS For the Quarter Ended 30 th JUNE, 2013 Welcome to Analysts Meet 31 st July- 2013 Mumbai INDEX Sl. No. Slide Details Slide No. 1 Financial Highlights 4 2 Earnings Cross Section 5
Q1FY18 FINANCIALS JULY 27, 2017
IDFC BANK Q1FY18 FINANCIALS JULY 27, 2017 3 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17 Key Highlights: Q1 FY18 No. of Customers (Total: 16.0 lacs IBL customers: 10.1 lacs) (In 000 s) 1129 1237 1378 1605 Network
LOGO LOGO
www.themegallery.com 2 HISTORY & BACKGROUND 3 ONE OF THE OLDEST BANKS IN SOUTH INDIA. INCORPORATED ON JANUARY 25, 1929.HEAD OFFICE: THRISSUR, KERALA FIRST AMONG PRIVATE SECTOR BANKS IN KERALA TO BECAME
Banking Sector Liberalization in India: Some Disturbing Trends
SPECIAL REPORT Banking Sector Liberalization in India: Some Disturbing Trends Kavaljit Singh In the first week of August 2005, Reserve Bank of India (RBI), country s central bank, issued a list of 391
DF-3 Capital Adequacy- Qualitative Disclosure
DF-3 Capital Adequacy- Qualitative Disclosure The Bank actively manages its capital requirement by taking in to account the current and future Business growth of the Bank. Stress tests are used as a part
Un-Audited/ Reviewed Financial Results For the Quarter ended June 30,2018
Un-Audited/ Reviewed Financial Results For the Quarter ended June 30,2018 1 BUSINESS PROFILE 200000 150000 100000 50000 0 Advances Deposit Business June-17 March-18 June-18 Parameter June 17 Mar 18 June
REPORT ON THE WORKING OF THE MATERNITY BENEFIT ACT, 1961 FOR THE YEAR 2010
REPORT ON THE WORKING OF THE MATERNITY BENEFIT ACT, 1961 FOR THE YEAR 2010 1. Scope and Objective 1.1 The Maternity Benefit Act, 1961 extends to the whole of the Indian Union and applies to every factory,
Financial Results. 31st March Reorienting towards retail business and recovery for a sustained path of growth and profitability.
Get Instant Loan Approval!!! Financial Results 31st 2016 Get Instant Loan Approval!!! CANARA BANK MULTI CURRENCY TRAVEL PREPAID CARD Reorienting towards retail business and recovery for a sustained path
FORM L-1-A : Revenue Account. FORM L-1-A : Revenue Account UP TO THE QUARTER ENDED ON JUNE Non Participating (Linked) Total
Insurer : DHFL Pramerica Insurance Company Limited Registration No. 140 ; Date of Registration with the IRDAI: June 27, 2008 Revenue Account For the quarter Ended June 30, 2017 FORM L-1-A : Revenue Account
JOINT STOCK COMPANIES
This section contains statistics relating to joint stock companies which are based on returns received from Registrars of Joint Stock Companies. Tables 25.1 (A) (B) to 25.4 These tables present data regarding
Corporate Presentation. February 2015
Corporate Presentation February 2015 Disclaimer This document does not constitute or form part of and should not be construed as an offer to sell or issue or the solicitation of an offer to buy or acquire
NET PROFIT (Q4) INCREASED BY 110% Y-O-Y TOTAL NUMBER OF BRANCHES CROSSED 2500 PROVISION COVERAGE RATIO IMPROVED TO 58.93
1 NET PROFIT (Q4) INCREASED BY 110% Y-O-Y NIM @ 3.00% FOR FY 2014-15 TOTAL NUMBER OF BRANCHES CROSSED 2500 PROVISION COVERAGE RATIO IMPROVED TO 58.93 CASA DEPOSITS CROSSED 27% NET NPAs BELOW 3% 2 BRANCH
Regional Rural Banks- Sustainability through Outreach. Amarendra Sahoo Chief General Manager RBI, Mumbai
Regional Rural Banks- Sustainability through Outreach Amarendra Sahoo Chief General Manager RBI, Mumbai Scheme of Presentation I. RRBs mandate and to what extent fulfilled II. Perceived tension between
Performance Highlights
Presentation on Financial Performance for the Quarter/FY March 2015 1 Performance Highlights Top Line Milestones: Global Assets- Rs. 6.0 Lac Global Deposit- Rs. 5.0 Lac Saving Deposit- Rs. 1.5 Lac Overseas
IRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st MARCH 2018 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
IndusInd Bank and Bharat Financial Inclusion Merger Update
IndusInd Bank and Bharat Financial Inclusion Merger Update Building A Sustainable Platform for Financing Livelihoods November 10, 2018 Agenda 1 2 3 4 5 6 Merger Status Summary Transaction Structure Merger
FY First Quarter Results. Investor Presentation
FY 2009-10 First Quarter Results Investor Presentation 1 Performance Highlights Q1FY10 Net Profit Net Interest Income Fee Income Operating Revenue Operating Profit 70% YOY 29% YOY 17% YOY 40% YOY 47% YOY
Capital Adequacy Ratio (Basel III) Earnings Per share, Book Value Per Share & Share Holdings Pattern
1 Sl. No. Areas of Presentation Slide No 1 Highlights 3 2 Business Cross Section 4 3 Domestic CASA 5 4 Domestic Advances 6 5 Retail Credit Components 7 6 Industry & NBFC Exposure 8 7 Restructured Advances,
Welcomes. Analyst Friends for the Presentation on
Welcomes Analyst Friends for the Presentation on 2 To be a Bank of choice of every Indian & A Preferred banking partner Globally To achieve consistent growth in Business. To Endeavour for inclusive development.
RELIANCE GENERAL INSURANCE COMPANY LIMITED - NON- LIFE INSURANCE COMPANIES
Disclosures - NON- LIFE INSURANCE COMPANIES S.No. Form No Description 1 NL-1-B-RA Revenue Account 2 NL-2-B-PL Profit & Loss Account 3 NL-3-B-BS Balance Sheet 4 NL-4-PREMIUM SCHEDULE Premium 5 NL-5-CLAIMS
IRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st DECEMBER 2016 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
DF-2 Capital Adequacy- Qualitative Disclosure
DF-2 Capital Adequacy- Qualitative Disclosure A Premier Public Sector Bank The Bank actively manages it s capital requirement by taking in to account the current and future Business growth of the Bank.
RELIANCE GENERAL INSURANCE COMPANY LIMITED Disclosures - NON- LIFE INSURANCE COMPANIES. S.No. Form No Description
Disclosures - NON- LIFE INSURANCE COMPANIES S.No. Form No Description 1 NL-1-B-RA Revenue Account 2 NL-2-B-PL Profit & Loss Account 3 NL-3-B-BS Balance Sheet 4 NL-4-PREMIUM SCHEDULE Premium 5 NL-5-CLAIMS
IRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st MARCH 2017 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
IRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st DEC 2018 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
Board Presentation Quarter / Year ended 31 st March TH APRIL 2016
Board Presentation Quarter / Year ended 31 st March 2016 19 TH APRIL 2016 1 SUMMARY FINANCIAL STATEMENT Amounts In Rs. Lakhs Financial Snapshot * Figures are annualized Quarter Ended Q-o-Q Year Ended
154 years in service of the Nation and going strong
Financial Results Q4 & Welcome Board of Directors 11 th May 2018 154 years in service of the Nation and going strong The Bank s Key Strengths Robust CASA Stable Operating Profit Young & energetic workforce
Business Delivery Channels. Branches Extension Counters ATMs Satellite Offices TOTAL
1 Branch Mix METRO RURAL SEMI-URBAN URBAN Business Delivery Channels 31.12.2014 31.03.2015 31.12.2015 Branches 2287 2507 2748 27% 16% Extension Counters 9 8 4 ATMs 2156 2232 2323 Satellite Offices 35 35
History 1.Axis Bank Limited 3. Axis Bank 6.Axis Bank
Company Profile History 1.Axis Bank Limited is an Indian financial services corporation headquartered in Mumbai, Maharashtra. 2. It had begun operations in 1994, after the Government of India allowed new
Earnings Presentation. Annual Results FY16-17
Earnings Presentation Annual Results FY16-17 1 Safe Harbor Except for the historical information contained herein, statements in this release which contain words or phrases such as will, aim, will likely
HIGHLIGHTS OF WORKING RESULTS
1 HIGHLIGHTS OF WORKING RESULTS 2 Business Global Business at ` 4,67,626 Crore Savings Deposits grew by 23% (Y-o-Y) Income Non - Interest Income increased by 38% (Y-o-Y) Profit Advances Consistent and
FORM L-1-A : Revenue Account. FORM L-1-A : Revenue Account UP TO THE QUARTER ENDED ON JUNE Non Participating. (Linked) Individual
Insurer : DHFL Pramerica Insurance Company Limited Registration No. 140 ; Date of Registration with the IRDAI: June 27, 2008 Revenue Account For the quarter Ended March 31, 2018 FORM L-1-A : Revenue Account
FINANCIAL RESULTS HY 1 / Q2 FY 18
1 FINANCIAL RESULTS HY 1 / Q2 FY 18 2 EMERGING ECONOMIC & BANKING SCENARIO Domestic Economy Reset in New Normal Govt s Mega Recapitalization Plan Improved Economic Macros Credit Growth shows green shoots
... (Please leave one blank box between two words) 2. Permanent Account Number (PAN) of the person (see instructions)
FORM NO. 66 [See rule 114E of income-tax rules, 1962] Annual Information Return under section 285BA of the Income-tax Act, 1961 (PART-A) Please see the instructions and fill up relevant columns Name of
FINANCIAL INCLUSION: PRESENT SCENARIO OF PRADHAN MANTRI JAN DHAN YOJANA SCHEME IN INDIA
FINANCIAL INCLUSION: PRESENT SCENARIO OF PRADHAN MANTRI JAN DHAN YOJANA SCHEME IN INDIA *Dr. P. Chellasamy Associate Professor, School of commerce, Bharathiar University, Coimbatore. **Mr. R. Selvakumar
Total Business Gross Advances Total Deposits 12.05% 9.91% 13.82% NIM CASA. CRAR Basel III 2.59% 11.20% 12.52%
1 Total Business Gross Advances Total Deposits 12.05% 9.91% 13.82% CASA NIM CRAR Basel III 12.52% 2.59% 11.20% 2 PARTICULARS 31.03.2015 31.03.2016 No. of Share % Holding No. of Share % Holding Govt of
FINANCIAL HIGHLIGHTS FOR THE 1 ST QUARTER ENDED 30 TH JUNE 2018
FINANCIAL HIGHLIGHTS FOR THE 1 ST QUARTER ENDED 30 TH JUNE 2018 PERFORMANCE HIGHLIGHTS- FY 20 Total Business of the Bank increased to Rs. 4,68,535 crore as at June 30, 2018 compared to Rs. 4,66,360 crore
IRDA PUBLIC DISCLOSURES FOR THE QUARTER ENDED JUNE 30, 2014
IRDA PUBLIC DISCLOSURES FOR THE QUARTER ENDED JUNE 30, 2014 Name of the Insurer: HDFC Standard Life Insurance Company Limited Registration Number and Date of Registration with the IRDA : 101 dated 23rd
EXPORT OF GOODS AND SOFTWARE REALISATION AND REPATRIATION OF EXPORT PROCEEDS LIBERALISATION
Corporate Law Alert J. Sagar Associates advocates and solicitors Vol.16 April 30, 2011 RBI EXPORT OF GOODS AND SOFTWARE REALISATION AND REPATRIATION OF EXPORT PROCEEDS LIBERALISATION The Reserve Bank of
THE BANKER TO EVERY INDIAN. Quarterly Results Q1 FY 2012
THE BANKER TO EVERY INDIAN Quarterly Results Q1 FY 2012 1 Rs. In Crores NII growth drives Profitability Parameter Q1 FY 11 Q4 FY 11 Q1 FY 12 YOY Growth % Interest Income 18452 21721 24197 31.14 Interest
www.allahabadbank.in Business Mix Sl. No. Parameters Jun'15 Mar'16 Jun'16 Variation Q-o-Q Y-o-Y Jun'16 over Mar'16 Jun'16 over Jun'15 Amt. (%) Amt. (%) 1 Business 334548 358352 350848-7504 -2.09 16300
HIGHLIGHTS OF WORKING RESULTS
1 HIGHLIGHTS OF WORKING RESULTS 2 Business Global Business at ` 4,96,122 Crore. Grew by 6% (Y-o-Y) Global Advances at ` 2,23,346 Crore. Grew by 8%(Y-o-Y) Income Net - Interest Income increased by 4% (Y-o-Y)
(b) whether the Government has paid insurance claims as compensation for damage of crops due to floods and drought during the current year;
O.I.H. GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE LOK SABHA UNSTARRED QUESTION NO.2026 TO BE ANSWERED ON THE 14 TH MARCH,
Q4FY17 FINANCIALS APRIL 25, 2017
Q4FY17 FINANCIALS APRIL 25, 2017 INDEX 1. Key Highlights 4 2. Financial Highlights 8 3. Business Highlights 12 4. Shareholding 20 Key Highlights: FY17 (1 of 2) No. of Customers (Total: 13.8 lacs IDFC Bharat
Financial Results Q4-10 & FY Analyst Presentation
Financial Results Q4-10 & FY 2010 Analyst Presentation 6th May, 2010 HIGHLIGHTS OF BUSINESS GROWTH Total Business increased from Rs.236968 Cr. to Rs.291289 Cr. an increase of 22.92% Total Deposits registered
Disclosures - LIFE INSURANCE COMPANIES- WEBSITE
Disclosures - LIFE INSURANCE COMPANIES- WEBSITE Form NO. L-1-A-RA L-2-A-PL L-3-A-BS L-4-PREMIUM SCHEDULE L-5-COMMISSION SCHEDULE L-6-OPERATING EXPENSES SCHEDULE L-7-BENEFITS PAID SCHEDULE L-8-SHARE CAPITAL
The Bank that begins with Financial Results Q1, F.Y
The Bank that begins with Financial Results Q1, F.Y. 2012-13 Analyst Meet August 8 th, 2012 Performance Highlights Jun - 2011 Jun - 2012 Percent 153264 Total Business 130201 17.7 Deposit 77104 89639 16.3
THE INDIAN HOUSEHOLD SAVINGS LANDSCAPE
THE INDIAN HOUSEHOLD SAVINGS LANDSCAPE Cristian Badarinza National University of Singapore Vimal Balasubramaniam University of Oxford Tarun Ramadorai University of Oxford, CEPR and NCAER July 2016 Savings
Domestic Branch Network
Domestic Branch Network RURAL SEMI-URBAN URBAN METRO 20% 19% 20% 41% Branches 2716 Rural-1105 S-Urban-553 Urban-551 Metro-507 3000 2500 2000 1500 Branches 2415 2259 2286 2716 2516 FY'09 FY'10 FY'11 FY'12
Microfinance Industry Penetration in India: A State - wise Analysis in Context of Micro Credit
24 Microfinance Industry Penetration in India: A State - wise Analysis in Context of Micro Credit Laxmi Devi, Assistant Professor, Gargi College, University of Delhi Umed Yadav, Student, Dept. of Commerce,
Mending Power Sector Finances PPP as the Way Forward. Energy Market Forum
Mending Power Sector Finances PPP as the Way Forward Energy Market Forum AF Mercados EMI 11 th February 2011 Structure of the Presentation Current Status of Power Sector Generation Transmission Distribution
Financial Results. 30th September Reorienting towards retail business and recovery for a sustained path of growth and profitability.
Get Instant Loan Approval!!! Financial Results 30th September 2016 Get Instant Loan Approval!!! CANARA BANK MULTI CURRENCY TRAVEL PREPAID CARD Reorienting towards retail business and recovery for a sustained
Note on ICP-CPI Synergies: an Indian Perspective and Experience
2 nd Meeting of the Country Operational Guidelines Task Force March 12, 2018 World Bank, Washington, DC Note on ICP-CPI Synergies: an Indian Perspective and Experience 1. Meaning and Scope 1.1 International
Year Ended March 31, 2011
FORM NL-1-B-RA Name of the Insurer: TATA AIG GENERAL INSURANCE COMPANY LIMITED IRDA Registration No. 108, dated January 22, 2001 REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2011 Particulars Schedule Year
Analyzing Data of Pradhan Mantri Jan Dhan Yojana
Technical Report 217 Analyzing Data of Pradhan Mantri Jan Dhan Yojana Tulika Dutta and Ashish Das Department of Mathematics Indian Institute of Technology Bombay Mumbai-476, India May 217 Indian Institute
Audited Quarterly & Full-Year Results March 31, 2015
Earnings Update Audited Quarterly & Full-Year Results March 31, 2015 The Board of Directors of The Jammu & Kashmir Bank Ltd. at their meeting held on May 16, 2015 took on record the Audited Financial Results
FY Annual Results. Investor Presentation
FY 2011-12 Annual Results Investor Presentation Performance Highlights Q4FY12 12M FY12 Net Profit 25% YOY 25% YOY Net Interest Income 26% YOY 22% YOY Fee Income 8% YOY 25% YOY Operating Revenue 18% YOY
Fire Marine Miscellaneous Total Fire Marine Miscellaneous Total 3,37,441 23,19,275 2,14,17,685 2,40,74,401 2,67,675 22,58,259 1,81,45,741 2,06,71,675
FORM NL-1-B-RA Name of the Insurer: TATA AIG GENERAL INSURANCE COMPANY IRDA Registration No. 108, dated January 22, 2001 REVENUE ACCOUNT FOR THE YEAR ENDED Particulars Schedule For the YEAR ENDED For the
Analyst Presentation Q1 FY16 2
Q1 FY 2016 Disclaimer: Certain statements contained in this presentation may be statements of future expectations and other forward-looking statements that are based on third party sources and involve
PERIODIC DISCLOSURES FORM NL-1-A-REVENUE ACCOUNT TATA AIG GENERAL INSURANCE COMPANY LIMITED IRDAI Registration No. 108, dated January 22, 2001
FORM NL-1-A-REVENUE ACCOUNT IRDAI Registration No. 18, dated January 22, 21 1 Premium earned (Net) NL-4- Premium Schedule 2 Profit/ Loss on sale/redemption of Investments Schedule REVENUE ACCOUNT FOR THE
www.allahabadbank.in Business Mix Sl. No. Parameters Mar'15 Sep'15 Variation Q-o-Q Y-o-Y over Sep'15 over Amt. (%) Amt. (%) 1 Business 331196 346519 340101 344709 4608 1.35 13513 4.08 2 Deposit 184544
FINANCIAL HIGHLIGHTS FOR THE QUARTER ENDED
FINANCIAL HIGHLIGHTS FOR THE QUARTER ENDED 30 th JUNE 2015 PERFORMANCE HIGHLIGHTS- FY 20 Total Business of the Bank increased to Rs. 4,51,739 crore from Rs. 4,26,829 crore in June 2014, recording Y-o-Y
IRDA Public Disclosures
IRDA Public Disclosures QUARTER ENDED 31st DECEMBER 2017 Aviva Life Insurance Company India Limited S. No. Form No. Description Page No. 1 L-1 REVENUE ACCOUNT 1-2 2 L-2 PROFIT & LOSS ACCOUNT 3 3 L-3 BALANCE
Page 1
Page 1 HIGHLIGHTS MARCH 2015 Major HIghlights Net profit at 2703 crore, up by 10.8% y.o.y. Gross profit at 6950 crore, up by 2.3% y.o.y. Total provisions at 4248 crore compared to 4358 crore in FY14 Non-interest
DENA BANK. WELCOMES YOU AT ANALYST MEET 6 th November Un-Audited [Reviewed] Quarterly/Half Yearly Financial Results For September 30, 2012
![DENA BANK. WELCOMES YOU AT ANALYST MEET 6 th November Un-Audited [Reviewed] Quarterly/Half Yearly Financial Results For September 30, 2012](/thumbs/88/115527137.jpg "DENA BANK. WELCOMES YOU AT ANALYST MEET 6 th November Un-Audited [Reviewed] Quarterly/Half Yearly Financial Results For September 30, 2012")
DENA BANK WELCOMES YOU AT ANALYST MEET 6 th November 01 Un-Audited [Reviewed] Quarterly/Half Yearly Financial Results For September 30, 01 KEY INDICATORS [` cr] Full Year Quarter March 1 Sept 11 Sept 1
MUTHOOT FINANCE LIMITED
Financial Results Q3 FY December 2017 MUTHOOT FINANCE LIMITED SAFE HARBOUR STATEMENT This presentation may include statements, which may constitute forward-looking statements. All statements that address
Set up by an IDBI Act IDBI Repeal Act Act of
Presentation to Analysts July 2011 Genesis 1964-1976 1994-00 2003-06 2007-10 Set up by an IDBI Act IDBI Repeal Act Act of amended to passed in Parliament in permit private December 2003 1964 as a ownership
Corporate Presentation. October 11, 2017
Corporate Presentation October 11, 2017 IndusInd Bank Building Scale with Profitability Strength Growth Returns CRAR at 16.18%; CET1 at 14.28% Strong Asset Quality with impaired assets proportion amongst
Particulars Schedule FOR THE QUARTER ENDED MARCH 31, (a) Premium 7,708,794 22,405,865 8,363,801 24,295,165
FORM L-1-A-RA Name of the Insurer: PNB MetLife India Insurance Company Limited Registration No. and Date of Registration with the IRDA:117, August 6, 2001 REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2014