Payment Instruction - File Specification

Transcription

1 Payment Instruction - File Specification This document describes the file layout which is used by our payments system to receive incoming payment instructions from other computer systems. The ordering company will be the company that is making the payment and the beneficiary is the company to whom the payment is being made. This file layout should be used for any payments being made other than BACS payments, as there is a different file layout for BACS payments. The basic payment types are; debiting your account with SHB London to credit a beneficiary anywhere in the world (an international payment), debiting your account with SHB London to credit a beneficiary in the UK via CHAPS (a CHAPS payment), debiting your account with SHB London to allow a cheque or draft to be issued to a beneficiary in the UK or anywhere in the world. Notes on the File Format The file layout must be provided in ASCII format, with each payment instruction on a different line, separated by a carriage return; Ascii Code 13 and Ascii Code 10. The format is fixed width, without any character separating individual fields, i.e. the account number will be the 13th to 28th characters in the line. Fields should be space filled to the field width. All fields should be left aligned unless otherwise stated. Fields marked in bold are mandatory.

2 Field Position Width Field Description Details BO8CLT Client Identifier This must be the same on all payment instructions and is defined by the bank. B08ACC Account Number The ordering companies account number to be debited, up to 16 characters long. B08NUM 29-7 Payment Number Not used B08REF Customer Reference Your internal reference for the payment. BO8MTP Message Type Always PMT B08PTY 55 1 Message Priority Not Used B08VLD Value Date The date that the payment should be made in the format yyyymmdd, where yyyy=year, mm=month, dd=day of month, e.g is 31st December BO8CCY Currency Code 3 character Swift currency code of the payment, e.g. GBP (Britain), SEK (Sweden), FIM (Finland), NOK (Norway), DKK (Denmark). A full list of other currency codes is attached B08AMT Payment Currency Amount The amount of the payment, without a decimal point, in the actual currency of the payment. This should be right aligned and zero filled, i.e would be B08LCY Local Currency Code Not used B08LCA Local Currency Amount Not used B08EXC Local Currency FX Rate Not used B08MAT Maturity Date Not used B08CHG Charges Code "OUR" or BEN to indicate whether charges are for the ordering company (OUR) or the beneficiary (BEN). B08SWC Swift Destination Not used BO8AD1 BO8AD2 BO8AD3 B08541 B Company Addressee 1 Company Addressee 2 Company Addressee 3 Receivers Correspondent 1 Receivers Correspondent 2 The name and address of the ordering company 3 lines of Not used B Receivers Correspondent 3 Post Code of the Beneficiary. B Beneficiary Name Beneficiaries Name B08592 B08593 B Beneficiary Address 1 Beneficiary Address 2 Beneficiary Address 3 Beneficiaries Address, this is mandatory for payments to the USA 3 lines of

3 B Beneficiary Account No The account number must be preceded with / e.g. / B Beneficiary Bank Code The beneficiaries bank code. Except for Swift Codes, the code should be preceded by //SC for Sort Codes, //CH for CHIPS ID or //BL for Bank Leitzahl codes. B08572 B08573 B Beneficiary Bank Add. 2 Beneficiary Bank Add. 3 Beneficiary Bank Add. 4 3 lines of B Narrative 1 B Narrative 2 B Narrative 3 4 lines of B Narrative 4 B Sender to Receiver Inf. 1 B Sender to Receiver Inf. 2 B Sender to Receiver Inf. 3 B Sender to Receiver Inf. 4 B08AUT Authentication Result Not used The name and address of the beneficiaries bank. Details of the payment. Used to inform the beneficiary of the reason for the payment. Used to inform the bank of special instructions for the payment by means of specific code words (see following). B08PBK Prebook Y/N If a payment is being paid in a cuurency other than the account currency and a rate has already been agreed set to Y, otherwise field can be N or blank B08PRF Prebook Ref Enter the reference quoted when the prebooked FX rate was arranged B08BCT Bank Code Type Optional can be derived from the beneficiary bank if a sort code or swift address is in the beneficiary bank., BSC for Sort code, SWC for Swift Code CHQ for Cheque OTH for Other B08CSW Correspondent Bank This field is not mandatory and should only be completed where the beneficiary has requested that a specific Correspondent bank Swift/BIC be used. B08HOC Head Office Swift Code This field is not mandatory and should only be completed where the Swift/BIC address for the beneficiary bank branch is unknown. The Swift/BIC of the beneficiary bank Head Office is usually located in the financial capital of the respective country and should only be entered in this field if

4 B08ISW B08SET B08BTP known. 12 Intermediary Swift address used SepaEToE Sepa End to End reference 25 SepaBenTpSecId Sepa Beneficiary ID type See list of types below B08SBN B08SBS B08SOR Bo8cty SepaBen Sepa Beneficiary ID 25 SepaOrigTpSecId Sepa originator ID type See list of types below SepaOrig Sepa originator ID 2 Country Code Country Code Specific code words for use in the Instructions to SHB London field B08721 to B08724 when preparing payments: /FAST/ For use with GBP only payments within the UK where the receiving Bank is registered to receive Faster Payments. /URGENT When a Euro payment, within the EEA, containing a valid IBAN Account number and SWIFT/BIC code is not to be sent via SEPA but effected with the same day value. /OURCHG/ To be used when you wish to pay all other Correspondent Bank charges. /HEADOFF/XXX To be used in conjunction with Beneficiary Bank Details Field when the Other button is selected and the Bank details are entered in free format text. The SWIFT address of the Beneficiary Bank's MAIN OFFICE located in the country of destination should be entered where XXX appears. Other examples for the use of this code word are as follows: 1) When Paying a Non-Domestic currency to a small branch of a Bank e.g. US$ to Credit Agricole in Lyon then the code word would be /HEADOFF/AGRIFRPP (Credit Agricole Paris). 2) Domestic US$ payments to America via a 9 digit Fed Wire, ABA or Routing number, the Bank Code line should be //FW followed by the 9 digits with the full Bank name and Address on lines 2,3 and 4. The code word should be /HEADOFF/BOFAUS3N.

5 Currency Codes This list of Currency Codes also contains the /HEADOFF/ code word to be used when a free format Beneficiary Bank name and address is used in field B08572 to B08574 for a domestic payment in the local currency. Currency Code Currency Name /HeadOff/ Code for free format Domestic Payments AUD Australian Dollars /HEADOFF/WPACAU2F CAD Canadian Dollars /HEADOFF/TDOMCATT CHF Swiss Francs /HEADOFF/UBSWCHZH80A DKK Danish Kronor /HEADOFF/HANDDKKK EUR European Currency Unit /HEADOFF/HANDDEFF GBP Sterling /HEADOFF/MIDLGB22 HKD Hong Kong Dollars /HEADOFF/HANDHKHH INR Indian Rupee /HEADOFF/GRNDINBB JPY Japanese Yen /HEADOFF/BOTKJPJT KWD Kuwait Dinar N/A MYR Malaysian Ringitts N/A NOK Norwegian Kronor /HEADOFF/HANDNOKK NZD New Zealand Dollars /HEADOFF/BKNZNZ22985 PKR Pakistan Rupee N/A PHP Philippine Peso N/A SAR Saudi Arabian Riyals N/A SEK Swedish Kronor /HEADOFF/HANDSESS SGD Singapore Dollars /HEADOFF/HANDSGSG THB Thailand Baht /HEADOFF/BKKBTHBK TWD New Taiwan Dollar N/A TRL Turkish Lira N/A USD US Dollars /HEADOFF/BOFAUS3N

6 SEPA Identification Types Type Code Text Beneficiary Originator AlnRegnNb Alien Registration Number Y N BkPtyId Bank Party Identification Y Y BEI Business Entitiy Identifier BEI Y Y BIC Bank Identification Code BIC Y Y CstmrNb Proprietary Identification Y N DrvrsLicNb Drivers License number Y N DtAndPlcOfBirth Date and Place of Birth Y N DUNS Data Universal Numbering system Y Y EANGLN Global Location Number Y Y IdntyCardNb Identity Card Number Y N IBEI International Business Entity Y Y Identifier MplyrIdNb Employer Identification number Y N OrgTaxIdNb Organisation Tax Identification Y Y Number OthrId Other Identification Y N PrtryId Proprietary Identification Y Y PrvtTaxIdNb Private Tax Identification Number Y Y PsptNb Passport Number Y N SclSctyNb Social Security Number Y N USCHU CHIPS Universal Identifier Y Y