E-BOOK GOLDEN VISA. By: PTGoldenVisa. Contact Person: Luisa Aguiar. Tel Whatsapp/ Viber / WeChat

Transcription

1 E-BOOK GOLDEN VISA Residence Permit Citizenship by Investment 9 th Edition Portugal - September 2015 By: PTGoldenVisa Contact Person: Luisa Aguiar Tel Whatsapp/ Viber / WeChat contact@ptgoldenvisa.com / info@ptgoldenvisa.com Skype: PTgoldenvisa Residence Permits and Passport for PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

2 Investor E-Book PTGoldenVisa - Index I Introduction 3 II Investor Visa Program Simple Overview 4 III How to obtain Investor Visa (Residence and Passport) 6 IV Renewal of Residence Permit 12 V Family Reunification and Residency Permit 12 VI Our Office Services 13 VII Next Steps- Proceed with First Steps 16 VIII Example of Full Investment Costs for a Family of 3 persons 17 IX Contacts 20 This EBook is directed to Investors who for any reason would like to obtain Residence permit in Portugal and consequently in Europe (Schengen space), Investors who would like to obtain Portuguese citizenship or Investors that would like to take the opportunity with current Portuguese investment opportunities to collect their benefits by submitting their application. This is sutiable for people who want to collect the benfits without having to live in Europe or families you intend to relocate now or in furture. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

3 - Introduction Welcome and thanks for choosing our services. We are very pleased to be at your service and happy to assist you anytime you need. Investor Visa started in Portugal on October Since then Portuguese government has granted several investor visas (over 2500 applications), which represents so far an investment of over 1.5 billion euros, where 95% of these investments were done by electing real estate as the preferred investment choice and 5% choose to make a capital investment by depositing in a bank account. a. Who are we Our team is specialized in full process of Investor Visa application. We help investors to choose their preferred investment options and provide full application for Residence Permit and Citizenship. Within our team we have Investment Consultants, Economists, Real Estate Legal Advisers, Realtors and Lawyers fully specialized in immigration law that can guide you into Portuguese Economy and Real Estate Investments. We are already in Investments and Law market for over 8 years and currently focused on full service solution to our investors customers which we guide from early beginning of Investor Visa program. Our success rate so far is 100% for all investor applications. (General Government approval rate is 97%). Our Main Qualities: - Great quality team with capacity to solve all your problems - Proactive solutions and reducing your Risk to almost zero - Empower your Assets into High Profitable Solutions - Excellence on Legal Advice and Resolution of your Problems - Large experience in Immigration Law PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

4 - Investor Visa Program - Simple Overview Introduction With new legal opportunities to apply for residence permit in Portugal (Europe Schengen Space ) pursuing investment activities that open your life to free traveling, free work and study in Europe and allow you to settle down in any of the European countries (Schengen Space). Getting a Portuguese Investor Visa is more than just obtaining a Residence Permit Card, is also the opportunity of becoming a Portuguese Citizen (European Union Citizen). To obtain Residence Permit Visa (Investor Visa) you need to fulfill investment requirements: A Investor Visa is only granted for foreign individuals non EU citizens that for minimum period of 5 years fulfill one of these requirements: a) Purchase Real Estate in total value equal or greater than Euro (half a million Euro) for new properties or greater than Euro (four hundred thousand Euros) for new properties in areas with less than 100 habitants per km2 or greater than Euro (three hundred and fifty thousand Euros) for old proprieties built over 30 years ago or greater than Euro (two hundred and eighty thousand Euros) for old properties built over 30 years ago in areas with less than 100 habitants per km2. In this case you are entitled to buy one or more than one property and it does not need to be residential property. You can choose between doing your investment in Residential, Commercial or Rural or Plots. The investment amount is a net amount; additionally you need to consider the Property taxes on top of this value (maximum level for transfer tax on residential properties is 6% and Stamp Tax is 0.8%). You can rent or use your property and it can always be a source of income. b) Transfer capital in an amount equal or greater than Euro (1 million) into a Portuguese Financial Institution for a period of 5 years. The certification of this transfer needs to be provided by Financial Institution in order to be able to apply for Investor Visa. c) The creation of a company that holds 10 permanent jobs. All this jobs need to be newly created and certified by local Social Security Institution that proves the legal employee certificates. d) Capital transfer with a value equal to or above 500 thousand Euros, for purchasing shares in investment funds or in venture capital geared to capitalize small and medium companies, that, in turn, must present a feasible capitalization plan. e) Capital transfer with a value equal to or above 250 thousand Euros for investing in artistic output or supporting the arts, for reconstruction or refurbishment of the national heritage, through the local and central authorities, public institutions, public corporate sector, public foundations, private foundations of public interest, networked local authorities, local corporate sector organizations, local associations and public cultural associations, pursuing activities of artistic output, and reconstruction or maintenance of the national heritage PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

5 f) Capital transfer with a value equal to or above 350 thousand Euros for investing in research activities conducted by public or private scientific research institutions involved in the national scientific or technologic system This investment can be performed in the name of a company as long as you are the sole or first holder of the shares of the company in the amount percentage of capital invested being equal or greater to one million Euro. Once you obtain your Investor Visa you are entitled to freely travel, live or work between Schengen Space that is composed by 26 countries and use same visa policy. (Germany, Austria, Belgium, Denmark, Slovakia, Slovenia, Estonia, Spain, Finland, France, Greece, Hungary, Iceland, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, Norway, Czech Republic, Netherlands, Poland, Portugal, Sweden and Switzerland). PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

6 - How to Obtain Investor Visa and European Passport (Portugal) Before you start the application to the Visa you are required to complete your full investment option. Only after that you will be able to request your Visa - Residence permit Card. To request the Residence Permit, we will need to submit your application to Portuguese Immigration Service (SEF). It is done by us and without your presence required. However for your information please find bellow fully complete application form and legal documents required: Passport Full Copy (all pages) and Scan with a validity of at least three months (please send to us at info@ptgoldenvisa.com); Proof of health insurance (if you have an international health insurance please bring a letter from your insurance company informing that you have a coverage including Portugal, if not we will provide you an health insurance solution in Portugal which will be a very competitive cost (example: 1000 euro/year for a family of 4 or 600 euro for 3 persons); Police Clearance Certificate from Residence Country of Past 3 years issued within last 6 month, duly recognized by apostille certification or by the corresponding Portuguese Embassy from issuing country if no apostille is available; Sworn statement by the Investor, attesting that the same will comply with the minimum quantitative and time requirements regarding the investment activity in Portugal (we will provide this form to you); Declaration issued by the Portuguese Tax Authorities and social security attesting the inexistence of any debts of the foreign national to the said entities (we will get this declarations in your name); Proof of one of the types of investment, mentioned above (we will obtain this for you once you have completed your investment). It s mandatory that all foreign documents must be officially translated to Portuguese and with apostille certification. (if your country has not signed Apostille Hague convention, the certification of the documents needs to be done with documents translated into Portuguese or English and presented at the Portuguese Consulate or Embassy corresponding to the country of origin of the documents). Once the request has been made with the Portuguese immigration authorities (SEF), with all the necessary documentation, the application request shall be decided within a minimum of 2 weeks till 12 weeks. Usual time for Investor Visas to be granted is 6 weeks after submission and around 3-4 weeks to collect the residence cards. (Lately due to high demand on the program the approval is taking over 6 weeks to be approved and issuing residence permit cards another 4 weeks). After approval you are requested to travel to Portugal for Biometric data submission for Immigration Department to be able to issue your residence card. This time you will spend in Portugal will already count for 7 days minimum stay. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

7 Apostille Certification Please find bellow the countries, which have apostille certification. If the country issuing your documents is not mentioned bellow you need to request Portugal Embassy to Certify your documents: Albania, Andorra, Antigua and Barbuda, Argentina, Armenia, Azerbaijan, Australia, Austria, Bahamas, Bahrain, Barbados, Belarus, Belgium, Belize, Bosnia and Herzegovina, Botswana, Brunei Darussalam, Bulgaria, Burundi, Cape Verde, Colombia, Cook Islands, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Dominica, Commonwealth of, Dominican Republic, Ecuador, El Salvador, Estonia, Fiji, Finland, France, Georgia, Germany, Greece, Grenada, Honduras, Hong Kong*, Hungary, Iceland, India, Ireland, Israel, Italy, Japan, Kazakhstan, Korea, Republic of (South), Kyrgyzstan, Latvia, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Macao*, Macedonia, FYR of, Malawi, Malta, Marshall Islands, Mauritius, Mexico, Moldova, Monaco, Mongolia, Montenegro, Namibia, Netherlands, New Zealand, Nicaragua, Niue, Norway, Oman, Panama, Paraguay, Peru, Poland, Portugal, Romania, Russian Federation, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Sao Tome and Principe, Samoa, San Marino, Serbia, Seychelles, Slovakia, Slovenia, South Africa, Spain, Suriname, Swaziland, Sweden, Switzerland, Tonga, Trinidad and, Tobago, Turkey, Ukraine, United Kingdom, Uruguay, USA, Uzbekistan, Vanuatu, Venezuela. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

8 Embassies where to Stamp the Documents if no Apostille Certification is available AFEGANISTAN ANGOLA BANGLADESH BENIN BOLIVIA BOTSWANA BRAZIL BURKINA FASO BURMA/MIANMAR BUTAN CAMAROON CAMBODJA CANADA CENTRAL AFRICAN REPUBLIC CHAD CHILE CHINA COMORES CONGO BRAZAVILLE CUBA DEMOCRATIC REPUBLIC OF CONGO DJIBOUTI EAST TIMOR EQUATORIAL GUINEA ERITREA ETHIOPIA GABON GAMBIA GANA GUATEMALA GUINEA GUINEA BISSAU GUYANA HAITI INDONESIA IRAK IRAN IVORY COAST Embassy of Portugal in Ankara General Consulate of Portugal in Luanda / General Consulate of Portugal in Benguela Embassy of Portugal in New Delhi Embassy of Portugal in Abuja Embassy of Portugal in Lima General Consulate of Portugal in Johannesburg Embassy of Portugal in Brasília/ General Consulate in Rio de Janeiro/ General Consulate of Portugal in Sao Paulo/ General Consulate of Portugal in S. Salvador da Baía/ General Consulate of Portugal in Belo Horizonte b) Embassy of Portugal in Dakar Embassy of Portugal in Bangkok Embassy of Portugal in New Delhi Embassy of Portugal in Abuja Embassy of Portugal in Bangkok Embassy of Portugal of Portugal in Otava/ General Consulate of Portugal in Montreal/ General Consulate of Portugal in Toronto/ General Consulate of Portugal in Vancouver Embassy of Portugal in Kinshasa Embassy of Portugal in Abuja Embassy of Portugal in Santiago Embassy of Portugal Beijing/ General Consulate of Portugal in Shangai General Consulate of Portugal in Maputo Embassy of Portugal in Kinshasa Embassy of Portugal in Havana Embassy of Portugal in Kinshasa Contact vistos@dgaccp.pt Embassy of Portugal in Dili Embassy of Portugal in São Tomé General Consulate of Portugal in Maputo Embassy of Portugal in Sao Tome Embassy of Portugal in Dakar Embassy of Portugal in Abuja Embassy of Portugal in Mexico City Embassy of Portugal in Dakar Embassy of Portugal in Bissau General Consulate of Portugal in Caracas Embassy of Portugal in Havana Embassy of Portugal in Jakarta Contact vistos@dgaccp.pt Embassy of Portugal in Tehran Embassy of Portugal in Dakar PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

9 JAMAICA JORDAN KENYA KIRGUISTÁN KIRIBATI KUWEIT LAOS LEBANON MADAGASCAR MALAWI MALAYSIA MALDIVES MALI MOZAMBIQUE NAURU NEPAL NIGER NIGERIA NORTH KOREA NORTH MARIANA (ISLANDS) PAKISTAN PALAU PALESTINIAN AUTHORITY PAPUA-NEW GUINEA PERU PHILIPPINES QATAR RWANDA SALOMON (ISLANDS) SAUDI ARABIA SENEGAL SIERRA LEONE SINGAPORE SOMALIA SOUTH KOREA SRI LANKA SUDAN SYRIA TAIWAN TAJIKISTAN TANZANIA THAILAND TOGO TURKEMENISTAN UGANDA UNITED ARAB EMIRATES UZBEKISTAN General Consulate of Portugal in New York Embassy of Portugal in Cairo General Consulate of Portugal in Maputo Embassy of Portugal in Moscow Embassy of Portugal in Canberra Embassy of Portugal in Riyadh Embassy of Portugal in Bangkok Embassy of Portugal in Nicosia Embassy of Portugal in Pretoria Embassy of Portugal in Harare Embassy of Portugal in Bangkok Embassy of Portugal in Bangkok Embassy of Portugal in Dakar General Consulate of Portugal in Maputo/ General Consulate of Portugal in Beira Embassy of Portugal in Canberra Embassy of Portugal in New Delhi Embassy of Portugal in Abuja Embassy of Portugal in Abuja Embassy of Portugal in Seoul Embassy of Portugal in Canberra Embassy of Portugal in Islamabad Embassy of Portugal in Canberra Temporary Mission of Portugal in Ramallah Embassy of Portugal in Canberra Embassy of Portugal in Lima Embassy of Portugal in Jakarta Embassy of Portugal in Qatar General Consulate of Portugal in Maputo Embassy of Portugal in Canberra Embassy of Portugal in Riyadh Embassy of Portugal in Dakar Embassy of Portugal in Dakar Embassy of Portugal in Bangkok General Consulate of Portugal in Maputo Embassy of Portugal in Seoul Embassy of Portugal in New Delhi Embassy of Portugal in Cairo Embassy of Portugal in Nicosia General Consulate de Portugal in Macao Embassy of Portugal in Moscow General Consulate of Portugal in Maputo Embassy of Portugal in Bangkok Embassy of Portugal in Abuja Embassy of Portugal in Moscow General Consulate of Portugal in Maputo Embassy of Portugal in Riyadh or Abu Dhabi Embassy of Portugal in Moscow PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

10 VIETNAM Embassy of Portugal in Bangkok YEMEN Embassy of France in Muscat a) ZAMBIA Embassy of Portugal in Harare ZIMBABWÉ Embassy of Portugal in Harare PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

11 - Main Requirements The Investor must consider the following general requirements, regarding the investment, and the required minimum stay period in the country: I) A five-year minimum investment time is required, counting from the date of the granting of the residence permit; II) Minimum periods of permanence in the national territory are 7 days in the first year, and 14 days in the subsequent 2 years; The minimum stay requirement can be done with several trips or with just one. There is no restriction. III) The initial permit is valid for 1 year, and renewable subsequently for a period of 2 years, by meeting the requirements above mentioned. A) Real Estate Option In order to obtain the golden residence permit through the acquisition of real estate assets, it is necessary to present the following documents: I) The purchase and sale public deed, or the promissory purchase and sale agreement, in which shall be included a declaration issued by a financial institution certifying the effective transfer of capital for the purchase, or for payment of the down payment in the amount equal to or greater than minimum investment requirement (we will do the deed for you and collect the declaration from Bank); II) Updated land registry certificate, attesting the name of the investor as the owner of the real estate; (we will collect that for you) III) Purchase the property in co-ownership, as long as each co-owner invests the amount equal to or greater than minimum investment required for the option selected; IV) Through a promissory sale and purchase agreement, in which is required a down payment of an amount equal or greater than minimum investment requirement; In case of the Promissory Purchase and sale Agreement, the down payment of minimum required investment the actual purchase should be effected before the first renewal of the residence permit; V) Please note that the law refers to properties (plural), or real state assets, in the amount equal or greater to minimum investment required, which means the investor may, for example, purchase two properties each in half of the amount of the minimum investment required; VI) The property purchased may be leased or given to commercial, agricultural or touristic exploitation. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

12 A1. Tax Implications When buying a property in Portugal the investor has to pay the following taxes: 1. Municipal Transfer Tax (IMT) this is a property purchase tax that must be paid before the final deed. As the payment takes place, a document is issued by the Local tax office, which proves its payment. the tax to pay depends on the price of the property or, if higher, on the ratable value that is registered on the Property tax document; 2. Residential purposes real estate A sliding scale applies, and a maximum of 6% is applied to values over ; 3. Commercial property or Touristic Properties or land for construction 6,5%; 4. Rustic property (without building permission) will be charged at a flat rate of 5%.; 5. Stamp Tax when signing a deed, the purchaser must pay the stamp duty, which varies according to the type of deed or operation. For real estate property, a sale and purchase is assessed at 0.8%; 6. Annual City Hall Tax ( IMI ) tax payable by whoever owns the property on 31 december of the year and taking into consideration the official valuation of the property for tax purposes. the rate varies between 0,3% and 0,5% for urban properties (the actual tax rate is fixed annually by the respective municipality) and 0,8% for rural properties; 7. Notary and Registration fees the investor will be responsible for paying these notary and registration fees once the final deed is signed. Expect to pay around 800 in total. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

13 B) The Transfer of one million euros option For this option the investor only need s to open a Portuguese bank account, transfer the amount of one million euros to that account. Please note that applications made with several bank accounts are not accepted. The expected return on fix deposit as this moment is quite low (less than 1%). Each year the interest provided from the deposit of that amount will be taxed 28% by the Portuguese Government. C) For other available options mentioned above please consult us. - Renewal of the Residence permit Investor Visa The residence permit is valid for a period of 1 (one) year, from the date of issue, and may be renewed subsequently for periods of 2 (two) years, provided that the initial conditions of granting are maintained. For renewal of the Golden Visa, applicants must prove that they have stayed in Portugal for at least 7 (seven) days in the first year and 14 (fourteen) days in each subsequent period of 2 (two) years. - Family Reunification and Residency Permit for Family Members Holders of Golden Residence Permit for Investment Activity may apply for family reunification under the provisions of the general Law, for family members (parents, spouse and children), who are outside the country, which have lived in another country and are dependent; (Please note that for over 18 years old children the law requires them to be studying.) The Application for Residency Permit may also be extensive to all who are dependent of the applicant. A Residence Permit is granted to the family members for the same duration as the resident permit holder. Permanent Residence Permit and Portuguese Citizenship the holder and the family member of the investor visa may obtain a Permanent Residence Permit after (5) years, as well as Portuguese Citizenship after 6 years, according to legal provisions in force, by meeting the following conditions: i) Has held a legal residence permit for at least 6 years; ii) Possesses subsistence means; iii) Has guaranteed accommodation; iv) Has sufficient basic knowledge of Portuguese language with a score over 50% on a Portuguese language test. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

14 - Our Office Services Regarding the real estate option we provide legal services which cover several operations such as the purchase and sale of property, distressed debt acquisition, commercial leasing, property management, licensing of various real estate projects in tourism, commercial, industrial and retail, structuring and joint ventures, loans arrangements, real estate investment fund formation, planning, construction and urban rehabilitation. We also perform all the necessary due diligence in the purchase process, assisting in the negotiations with the seller, drafting of the competent contracts and assisting in the final deed, and also after the acquisition of the property, advising in the management and maintenance of the assets. What do we provide you: 1 Assisting you in all the negotiating process and doing a safe promissory sale and purchase agreement; Analysis of all documentation mainly the Land Registry, in the tax office, and at the local municipal council; Obtaining a Portuguese Fiscal Number, at the local tax office; Representation for tax purposes; Opening a bank account on your behalf; Drafting of Power-of-Attorneys to solve all your problems without you being here; Acting on behalf of the owner, with the various utility companies electricity, gas, water, telephone, cable,etc; Subscribe the necessary and mandatory health insurance; 1 All legal acts and paperwork regarding the process for application for residency permits, must be performed exclusively by lawyers or a law firm. Any other entities who perform such acts are prohibited and practicing a crime punishable by Law. our law firm is covered by confidentiality regarding all operations of our clients, thus benefiting the client of this status that protects the client and their identity. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

15 Preparation and submission of the residence permit, and follow-up of the process, near the Portuguese Immigration and borders Authorities ( SEF ); Full assistance with renewals of the residence permit; Applications for Permanent Residence Permits and citizenship; The Management / Investment Consultancy service we provide: Advising in the management and maintenance of the assets; Rental agreements or other type of contracts; Issuance of the competent receipts regarding the rent; Serving as interface near the tax local authorities, paying the respective taxes; Serving as interface near an Insurance company, assisting the client in choosing a competitive packaged Liability Insurance Policy regarding the real estate; Representing the client during the several types of assemblies of the condominium of the property, signing the competent minutes in the name of the client and reporting him the respective decisions and annual expenses. Government and Legal Fees - Investor Visa Residence permit Description amount Analysis of the investment and requirements Analysis of all the documents regarding for each family member Issuance the residence permit card Renewal of the residence permit card (for person) (for person) Notary fees (public deed and registration) Legal fees Please contact our office by , skype or phone to receive an offer. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

16 Schedule of Payments - Investor Visa When Buying Real Estate 1) 50% of the Legal Fees to Start the Program 2) Public Notary Fees for Power-of-Attorney ( usually 150 Euro per adult paid in cash when visiting Portugal) 3) Deposit for Real Estate Promissory Contract of Purchase and Sale (Expect to pay 5-20% deposit) or Reservation Fee (5.000 Euro) 4) Payment of IMT Tax and Stamp Tax After property registration. 5) Payment of Public Notary Fees - When registering the Properties (800 euro per property) 6) Payment of Real Estate Remaining Value Final Public Deed 7) Payment of Government Fees when Applying for PR Analysis Fees 8) Payment of Government Fees Issuance of Residence Permit Cards 9) 50% of the Legal Fees on Residency Permit against Cards delivery All payments will be done from your Personal Portuguese Bank account to each entity and will have to be instructed by you directly to your personal account manager. Residence Permit Card Example PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

17 - Next Steps Proceed with First Steps If you are looking for to proceed with our solution for PTGoldenVisa, the steps are: Plan a trip to Portugal. The Investor can choose to start the program alone and join the remaining members of the family at a later stage or can choose to do all the family members at once. On the initial trip is just to select the investment and at a later stage all persons will have to travel to Portugal to submit biometric data. Send us and ( info@ptgoldenvisa.com ) with your passport copies advising which dates you plan to arrive in Portugal for us to confirm availability and the number of persons and names that will be traveling with you. Please advise which type of investment you would like to do and what is the budget you will be looking at to spend and in which purpose. (ex. Budget Euro, buy one residential property well located for rental purpose. Do not intent to live there. or minimum investment Euro with high rentability.) If you have the time please Prepare the Police Clearance Report for Main Investor Apostille or Stamped at Portuguese Embassy or Consulate and Proof of Address and Proof of Profession before you come to Portugal (Proof of Address and Profession do not need to be stamped or apostille). When sending us an please note that you have to elect of one the following options: a) We select the Real Estate opportunities for you and just introduce them for your visit and decision during your trip to Portugal. b) You choose the Real Estate on your own and we will only complete the procedure for you after your decision to make sure you get all the benefits. (please note that is mandatory for you to choose the option which you feel more comfortable before arriving to Portugal in order for us to make the plan accordingly) For Real Estate Visits we recommend you book 3 complete days in Lisbon and 4 days if you want to see Properties outside of Lisbon. We will make all arrangements for the visits. Apply for Schengen Tourist Visa in your closest Embassy in order to be able to arrive in Portugal. Note: For clients which need an Invitation Letter in order to obtain a Schengen Visa, we will only provide invitation letter for clients which have already submit the 50% fees payment. Advise us your airport arrival time in case you want us to pick you up at airport or hotel you are going to stay with meeting hour. Visit the Real Estate opportunities and check which one you are comfortable to negotiate and proceed with acquisition. Do a Power-of-Attorney with one of our lawyers for us to be able to manage all procedures without needing your physical presence. You will need to prepare and send all documents required for Visa Application: Police Clearance Record for Adults and Childs over 16 years old, Birth Certificate for all Dependents except for wife, Marriage Certificate when applying with spouse (if applicable) and proof of Studies or Dependency for all dependents over 18 years old. Please note that all the documents we require to be presented for Residence Permit application can always be sent to us anytime after your trip to Portugal. You do not need to have them prepared before you make your trip. PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

18 - Example of Full Costs for a Family of 3 (1 Investor + Wife + 1 Kid) without Legal Fees INVESTMENT OPTION: Euro PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

19 - Example of Full Costs for a Family of 3 (1 Investor + Wife + 1 Kid) without Legal Fees INVESTMENT OPTION: Euro (Old properties more than 30 years old) PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

20 - Example of Full Costs for a Family of 3 (1 Investor + Wife + 1 Kid) without Legal Fees INVESTMENT OPTION: Euro (Ex. 3 Hotel Apartments with guaranteed rentals) (Old properties more than 30 years old and located in areas with less than 100 habitants per km2) PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel

21 Contacts PTGoldenVisa Contact: Luisa Aguiar Tel: info@ptgoldenvisa.com Website: Skype: PTgoldenvisa Whatsapp: Viber: Wechat: Please follow our updates and blog at: Facebook: Google + : plus.google.com/+ptgoldenvisa Real Estate Consultant License AMI: APEMIP Member License: 5181 PTGoldenVisa E-Book - 9 th Edition info@ptgoldenvisa.com Tel