December 2017 Credit Suisse Index Solutions Private Investor Share Classes. As Perfect As the Original: Credit Suisse Index Funds

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1 December 2017 Credit Suisse Index Solutions Private Investor Share Classes As Perfect As the Original: Credit Suisse Index Funds

2 What exactly sets Credit Suisse Index Funds apart? Index funds pursue a so-called passive investment approach that sees the reference index underlying the respective fund replicated as precisely as possible. This results in the investors capital closely following the development in the underlying index. Credit Suisse Index Funds include various benefits: They have a long-term track record, boast a high volume of fund assets and demonstrate great precision in their index replication. They offer daily liquidity. They have exceptionally favorable yearly costs. Credit Suisse possesses more than 20 years of experience in the management of indexed portfolios. How do our Index Funds differ from Exchange-Traded Funds? Alongside index funds, exchange-traded funds (ETFs) also replicate a benchmark index. Our index funds offer the following advantages: They track their benchmark indices physically. The price of our index funds is based on the net asset value (NAV) plus a minimal premium or discount (spread) that serves solely to cover the funds transaction costs (protection against dilution). However, ETFs trade on a bid/offer price, with the price range strongly dependent on the trading volume. Broker and stock exchange fees also apply to ETFs. For our index funds governed by Swiss law, there is no stamp duty at all for Swiss investors, and for funds that fall under Luxembourg law, redemptions of shares are exempt (but not subscriptions). In contrast, ETFs are traded on the stock market, so are subject to stamp duty on both purchases and sales. As Perfect As the Original What gives Morpho butterflies their exceptional blue hue is the unique surface structure of their wings. Whoever seeks to harness such amazing feats of nature must perfectly master the technique of replicating. Bionics, as an interdisciplinary research field, has set itself this very objective. It transfers outstanding natural phenomena to technical applications that humans can use in everyday life. At Credit Suisse Index Solutions, we share this enthusiasm for exact replication. By combining knowledge, experience and technology, we make selected indices investable for our clients on a global scale. Our requirements for the greatest possible precision have made us one of Europe s leading providers of index funds that are as perfect as the original. Clear and Understandable Investments for over 20 Years Credit Suisse Index Solutions has specialized in the area of indexed asset management since 1994 and is now the largest provider of index funds and indexed mandates in Switzerland. Our global competence center, which is based in Switzerland, works in a careful and precise manner to develop clear and understandable investment products. Our qualified team of portfolio managers possesses long-standing experience in managing indexed portfolios. With our state-of-the-art systems for portfolio management and risk monitoring, we create security for our clients at all times. The meticulous selection of our partners for index calculation, administration and securities trading allows us to guarantee the high quality of our products. Dr. Valerio Schmitz-Esser Managing Director, Head of Index Solutions 2/12 3/12

3 Index funds for private investors Fund name Reference index Index Bloomberg Ticker Spread in % Subscription Redemption Subscription currencies Share class ISIN Ongoing charge in % Cut-off (CET) Value date Fund assets in CHF million Equity Funds (Swiss domicile) Switzerland CSIF (CH) Switzerland Total Market Index Blue SPI (TR) SPI CHF, EUR, USD FA CH :00 T+2 9, CSIF (CH) Switzerland Large Cap Index Blue SMI (TR) SMIC CHF, EUR, USD FA CH :00 T+2 2, CSIF (CH) Switzerland Small & Mid Cap Index SPI EXTRA (TR) SPIEX CHF, EUR, USD FA CH :00 T CSIF (CH) Switzerland Index Blue MSCI Switzerland (TR) GDDLSZ CHF, EUR, USD FA CH :00 T CSIF (CH) SPI Multi Premia Index Blue SPI Multi Premia (TR) SPIMTPC CHF, EUR, USD FA CH :00 T CSIF (CH) Switzerland Minimum Volatility Index Blue MSCI Switzerland IMI Minimum Volatility (TR) M8CXCSK CHF, EUR, USD FA CH :00 T CSIF (CH) Switzerland Large Cap Classic Index Blue SPI 20 (TR) SPI2C CHF, EUR, USD FA CH :00 T Europe CSIF (CH) Eurozone Index MSCI EMU (NR) MSDEEMUN EUR, CHF, USD FA CH MSCI EMU (NR) (CHF hedged) M0EMHCHF CHF FAH CH :00 T+2 2, CSIF (CH) Europe ex Eurozone/CH Index MSCI Europe ex EMU ex Switzerland (NR) M7EUMXCH CHF, EUR, GBP FA* 14:00 T+2 1, CSIF (CH) Europe ex CH Index Blue MSCI Europe ex Switzerland (NR) NDDUEXSZ CHF, EUR, USD FA CH :00 T+2 2, North America CSIF (CH) Canada Index MSCI Canada (NR) NDDLCA CAD, CHF, USD FA CH :00 T CSIF (CH) US Index Blue MSCI USA (NR) NDDUUS USD, CHF, EUR FA CH :00 T+2 2, Asia Pacific CSIF (CH) Japan Index MSCI Japan (NR) NDDLJN JPY, CHF, USD FA CH MSCI Japan (NR) (CHF hedged) M0JPHCHF CHF FAH CH :00 T+3 1, CSIF (CH) Pacific ex Japan Index Blue MSCI Pacific ex Japan (NR) NDDUPXJ CHF, EUR, USD FA CH :00 T+3 1, World CSIF (CH) World ex CH Index MSCI World ex Switzerland (NR) M1CXCSAQ CHF, EUR, USD FA CH MSCI World ex Switzerland (NR) (CHF hedged) MACXCSLA CHF FAH CH :00 T+3 1, CSIF (CH) World ex CH Small Cap Index Blue MSCI World ex Switzerland Small Cap (NR) M7CXCSAM CHF, EUR, USD FA CH MSCI World ex Switzerland Small Cap (NR) (CHF hedged) M1CXCSAO CHF FAH CH :00 T Emerging Markets CSIF (CH) Emerging Markets Index Blue MSCI EM (NR) NDUEEGF CHF, EUR, USD FA CH :00 T+3 5, Fixed Income Funds (Swiss domicile) CHF CSIF (CH) Switzerland Bond Index AAA-AA Blue SBI AAA-AA (TR) SBR12T CHF, EUR, USD FA CH :00 T+2 2, CSIF (CH) Switzerland Bond Index AAA-BBB Blue SBI AAA-BBB (TR) SBR14T CHF, EUR, USD FA CH :00 T+2 6, CSIF (CH) Switzerland Bond Index Domestic AAA-BBB Blue SBI Domestic AAA-BBB (TR) SBD14T CHF, EUR, USD FA CH :00 T+2 1, CSIF (CH) Switzerland Bond Index Foreign AAA-BBB Blue SBI Foreign AAA-BBB (TR) SBF14T CHF, EUR, USD FA CH :00 T CSIF (CH) Switzerland Bond Index AAA-BBB 1 5Y Blue SBI AAA-BBB 1 5 (TR) ST15T CHF, EUR, USD FA CH :00 T+2 1, CSIF (CH) Switzerland Bond Index Corporate Blue SBI Corporate (TR) S71T CHF, EUR, USD FA CH :00 T EUR CSIF (CH) Bond Corporate EUR Index Bloomberg Barclays Euro-Aggr. Corp. (TR) LECPTREU EUR, CHF, USD FA CH :00 T GBP CSIF (CH) Bond Aggregate GBP Index Bloomberg Barclays Global Aggr. GBP (TR) LC58TRGU GBP, CHF, EUR FA CH :00 T USD Bloomberg Barclays Global Aggr. Corp. - USD (TR) BGAUTRUU USD, CHF, EUR FA CH CSIF (CH) Bond Corporate USD Index Blue Bloomberg Barclays Global Aggr. Corp. - USD (TR) :00 T BGAUTRCH CHF FAH CH (CHF hedged) * Share class to be launched 4/12 5/12

4 Index funds for private investors Fund name Reference index Index Bloomberg Ticker Spread in % Subscription Redemption Subscription currencies Share class ISIN Ongoing charge in % Cut-off (CET) Value date Fund assets in CHF million Fixed Income Funds (Swiss domicile) World CSIF (CH) Bond World ex CHF Fiscal Strength Index Blue CSIF (CH) Bond World ex CHF Fiscal Strength 1 5Y Index Blue CSIF (CH) Bond Global Corporate ex CHF Index Blue CSIF (CH) Inflation-Linked Bond World ex Japan ex Italy ex Spain Index Blue Emerging Markets CSIF (CH) Bond Emerging Markets Index Blue Bloomberg Barclays Global Treasury ex CHF Fiscal Strength Weighted (TR) (CHF hedged) Bloomberg Global Treasury ex CHF Fiscal Strength Weighted 1 5Y (TR) Bloomberg Barclays Global Aggr. Corp. ex CHF (TR) Bloomberg Barclays Global Aggr. Corp. ex CHF (TR) (CHF hedged) Bloomberg Barclays WGILB ex-italy ex-japan ex-spain (TR) Bloomberg Barclays WGILB ex-italy ex-japan ex-spain (TR) (CHF hedged) FSXSTRCH CHF FAH CH :00 T+3 2, BXC5TRUU EUR, CHF, USD FA CH :00 T BES1TRUU CHF, EUR, USD FA CH BES1TRCH CHF FAH CH BCIEJSA CHF, EUR, USD FA CH BCIEJSH CHF FAH CH JPM EMBI Global Diversified (TR) JPGCCOMP USD, CHF, EUR FA CH JPM EMBI Global Diversified (TR) (CHF hedged) JPGCHFCP CHF FAH CH :00 T+3 2, :00 T+3 1, :00 T+3 1, Indirect Real Estate Funds (Swiss domicile) CSIF (CH) Europe ex CH Real Estate Index FTSE EPRA/NAREIT Dev. Europe ex CH (NR) CSEXRFA SW CHF, EUR, USD FA CH :00 T CSIF (CH) Asia Real Estate Index FTSE EPRA/NAREIT Dev. Asia (NR) GPCS CHF, JPY, USD FA CH :00 T Commodity Funds (Swiss domicile) CSIF II (CH) Gold Blue London Gold Fixing PM GOLDLNPM USD, CHF, EUR FB CH London Gold Fixing PM (CHF hedged) GLDLNCHF CHF FBH CHF CH FBH 0.25 London Gold Fixing PM (EUR hedged) GLDLNEUR EUR EUR* 14:00 T * Share class to be launched 6/12 7/12

5 Index funds for private investors Fund name Reference index Index Bloomberg Ticker Spread in % Subscription Redemption Subscription currencies Share class ISIN Ongoing charge in % Cut-off (CET) Value date Fund assets in CHF million Equity Funds (Luxembourg domicile) Europe CSIF (Lux) Equities EMU MSCI EMU (NR) MSDEEMUN EUR FB EUR LU CHF FB CHF LU :00 T+2 1, CSIF (Lux) Equities Europe Small Caps MSCI Europe Small Cap (NR) NCUDE EUR FB EUR LU :00 T North America CSIF (Lux) Equities US Blue MSCI USA (NR) NDDUUS USD FB USD LU EUR FB EUR LU :00 T CSIF (Lux) Equities Canada MSCI Canada (NR) NDDLCA CAD FB CAD LU EUR FB EUR LU :00 T Asia Pacific CSIF (Lux) Equities Pacific ex Japan MSCI Pacific ex Japan (NR) NDDUPXJ USD FB USD LU EUR FB EUR LU :00 T JPY FB JPY LU MSCI Japan (NR) NDDLJN 0.22 CSIF (Lux) Equities Japan EUR FB EUR LU :00 T MSCI Japan (NR) (EUR hedged) M0JPHEUR EUR FBH EUR LU World CSIF (Lux) Equities World Fundamental FTSE RAFI Developed 1000 (NR) TFRDNU USD FB USD LU EUR FB EUR LU :00 T CSIF (Lux) Equities World Minimum Volatility MSCI World Minimum Volatility (NR) M1WOMVOL USD FB USD LU EUR FB EUR LU :00 T EUR FB EUR LU CSIF (Lux) Equities World Factor Mix MSCI World Factor Mix A-Series (NR) M1WOQM USD FB USD LU :00 T CHF FB CHF LU Emerging Markets CSIF (Lux) Equities Emerging Markets MSCI EM (NR) NDUEEGF USD FB USD LU EUR FB EUR LU :00 T CSIF (Lux) Equities Emerging Markets Fundamental FTSE RAFI Emerging (NR) TFREMNU USD FB USD LU EUR FB EUR LU :00 T CSIF (Lux) Equities Emerging Markets Minimum Volatility MSCI EM Minimum Volatility (NR) M1EFMVOL USD FB USD LU EUR FB EUR LU :00 T USD FB USD LU CSIF (Lux) Equities Emerging Markets Sustainability Blue MSCI EM ESG Leaders (NR) M1EFES CHF FB CHF LU :00 T EUR FB EUR LU Fixed Income Funds (Luxembourg domicile) CSIF (Lux) Government Bonds EUR Blue CGBI WGBI EMU All Mats. (TR) SBEGEU EUR FB EUR LU :00 T CSIF (Lux) Aggregate Bonds EUR Bloomberg Barclays Euro-Aggr. (TR) LBEATREU EUR FB EUR LU :00 T CSIF (Lux) Global High Yield Corporate Bonds Bloomberg Barclays Global High Yield Corp. (TR) LG50TRUU USD FB USD* LU EUR FB EUR* LU :00 T+3 * Share class to be launched The ongoing charges figure is based on last year s expenses. This figure may vary from year to year. It excludes performance fees and portfolio transaction costs, except in the case of an entry/exit charge paid by the Fund when buying or selling shares/units in another collective investment undertaking.the spreads are credited to the fund and cover the transaction costs arising from subscriptions and redemptions (antidilution levy).the subfunds with the suffix Blue do not enter into securities lending. All CSIF (CH) in Switzerland are licensed for distribution in Switzerland. All CSIF (Lux) are licensed for distribution in the following countries: AT/CH/DE/ES/FR/UK/IT/LU/NL/SE/SG/LI. The suffix TR after an index name stands for total return (gross dividends reinvested); NR stands for net return (net dividends reinvested). Denominations containing the letter A indicate distributing share classes, the letter B indicates accumulating share classes. F share classes can be subscribed by both qualified and private investors. Source: Credit Suisse, as of /12 9/12

6 Fund Distribution Switzerland and Liechtenstein Product Specialists Rainer Lenzin, CFA Head Nils Radojewski Holger Kahlert Product Specialist Index Arnaud d Anterroches French-speaking Switzerland arnaud.danterroches@credit-suisse.com Remo Etter remo.etter@credit-suisse.com Axel Blase Client Portfolio Manager Germany/ Austria axel.blase@credit-suisse.com Markus Stecher French-speaking Switzerland markus.stecher@credit-suisse.com Pascal Isner pascal.isner@credit-suisse.com Elemer Schneider elemer.schneider@credit-suisse.com Joachim Suter Institutional joachim.suter@credit-suisse.com Olivier Gilliéron French-speaking Client Portfolio Manager olivier.gillieron@credit-suisse.com Marc Kilbert Client Portfolio Manager International marc.kilbert@credit-suisse.com Fairouz Bouhmida fairouz.bouhmida@credit-suisse.com Andrea Semino Italian-speaking Client Portfolio Manager andrea.semino@credit-suisse.com /12 11/12

7 CREDIT SUISSE ASSET MANAGEMENT (Switzerland) Ltd. Client Services Tel.: credit-suisse.com Source: Credit Suisse, unless specified otherwise Disclaimer The information provided herein constitutes marketing material. It is not investment advice or otherwise based on a consideration of the personal circumstances of the addressee nor is it the result of objective or independent research. The information provided herein is not legally binding and it does not constitute an offer or invitation to enter into any type of financial transaction. The information provided herein was produced by Credit Suisse Group AG and/or its affiliates (hereafter CS ) with the greatest of care and to the best of its knowledge and belief. The information and views expressed herein are those of CS at the time of writing and are subject to change at any time without notice. They are derived from sources believed to be reliable. CS provides no guarantee with regard to the content and completeness of the information and does not accept any liability for losses that might arise from making use of the information. If nothing is indicated to the contrary, all figures are unaudited. The information provided herein is for the exclusive use of the recipient. Neither this information nor any copy thereof may be sent, taken into or distributed in the United States or to any U. S. person (within the meaning of Regulation S under the US Securities Act of 1933, as amended). It may not be reproduced, neither in part nor in full, without the written permission of CS. Investment principal on bonds can be eroded depending on sale price, market price or changes in redemption amounts. Care is required when investing in such instruments. Investments in foreign currencies involve the additional risk that the foreign currency might lose value against the investor s reference currency. Equities are subject to market forces and hence fluctuations in value, which are not entirely predictable. Emerging market investments usually result in higher risks such as political, economic, credit, exchange rate, market liquidity, legal, settlement, market, shareholder and creditor risks. Emerging markets are located in countries that possess one or more of the following characteristics: a certain degree of political instability, relatively unpredictable financial markets and economic growth patterns, a financial market that is still at the development stage or a weak economy. With a discretionary mandate clients enable CS to manage their money or part of it on their behalf. The return on discretionary mandates depends on the selected asset classes and correct market assessment. No capital or return is guaranteed. The liquidity of the instruments depends on the product and market conditions in each case. Decisions taken by CS may result in investment losses for the clients. The underlying indices are registered trademarks and have been licensed for use. The indices are compiled and calculated solely by licensors and the licensors shall have no liability with respect thereto. The products based on the indices are in no way sponsored, endorsed, sold or promoted by the licensors. CSIF (CH) funds, CSIF II (CH) Gold Blue: These funds are domiciled and registered in Switzerland. The fund management company is Credit Suisse Funds AG, Zurich. The custodian bank is Credit Suisse (Switzerland) Ltd, Zurich. The prospectus, the simplified prospectus and/or the Key Investor Information Document (KIID) and the annual and half-yearly reports may be obtained free of charge from the fund management company or from any branch of Credit Suisse (Switzerland) Ltd. in Switzerland. CSIF (Lux) Funds: These funds are domiciled in Luxembourg. The representative in Switzerland is Credit Suisse Funds AG, Zurich. The paying agent in Switzerland is Credit Suisse AG, Zurich. The prospectus, the simplified prospectus and/or the Key Investor Information Document (KIID) and the annual and half-yearly reports may be obtained free of charge from Credit Suisse Funds AG, Zurich or from any branch of Credit Suisse AG in Switzerland. Copyright 2017 Credit Suisse Group AG and/or its affiliates. All rights reserved

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