The solar system for your home
|
|
- Sheryl Reeves
- 5 years ago
- Views:
Transcription
1 The solar system for your home System Size: 6.84 kwp Estimated energy production: 6549 kwh per year Estimated annual CO2 savings: 3.47 Tonnes Estimated 25 year income: 39,
2 30/06/2016 A solar system for your home Dear Nickname Thank you for contacting us to request a quote for a solar PV installation for your home. Address, County At Joju Solar we understand that choosing your solar PV system and installer is an important decision so I ve put together a detailed estimate and proposal for your roof based on our remote survey and the information you have given me. I hope that this answers your questions but if you would like any more information at all, then please don't hesitate to call or me. My details are below. If you would like to go to the next stage, then please contact me and I will arrange to carry out a Technical Site Visit at no cost to you. Yours sincerely, Jon Cowdrill
3 Your solar system at a glance Size of your system 6.84 kwp Total Cost (all inclusive) 9, v Anticipated energy production Estimated CO2 savings 6549kWh 3.47 tonnes v 25 year income (est) 39,841 v v Solar Panels Inverter SolarWorld 285W All Black Mono (33mm) SolarEdge 6000W 1ph Inverter Set 3
4 A little bit about Joju Solar Joju Solar has a long and successful track record as a solar installer. In fact we are one of the longest standing MCS-accredited installers in the country. Our customers are truly at the heart of everything we do and we are committed to providing you with an excellent product and service from design through to completed installation. Perhaps that is why Joju Solar has so many happy customers. In fact, lots of them have taken the time to recommend us enthusiastically. Click on the button on the right to see what our customers say about us on the independent YouGen web site. We pride ourselves on being true solar experts: leaders in the field. That's one reason why we are approved installation partners to the leading names in solar. 4
5 Our design philosophy Every one of our installations is designed individually to suit your property and your budget. Our design philosophy means that we only use high-quality and proven equipment selected in each case by our trained designers and installed by our own experienced installers. We also carry out a detailed shading and orientation analysis of your property. In designing this system we have carefully matched your inverter to the panels chosen. This maximises the amount of energy that your system will generate and is an important part of our design. We use high quality components throughout your system to help you get the best possible return. If you would like to understand more about this choice or about any other aspect of our system design then please feel free to ask. We never forget that this is your system. 5
6 How much will my system produce? The performance of solar PV systems is impossible to predict with certainty due to the variability in the amount of solar radiation (sunlight) from location to location and from year to year. This estimate is based upon the standard MCS procedure is given as guidance only. It should not be considered as a guarantee of performance. This is modelled on a remote survey and is based on the level of solar radiation (sunlight) in your particular post-code area adjusted by the following factors: The amount of energy that your system should produce is measured in kilowatt hours (kwh). 1 kwh is the same as 1 unit on your electricity bill. The amount that your system generates is critical as it determines the amount you earn from the FIT. The average home uses 3,330 kwh per year on lights and appliances. (Source Ofgem 2011) - Orientation, (Direction) of your roof - Size of your system,in kwp - Pitch of the Roof - Detailed Shading Analysis undertaken using the standard MCS procedure - it is estimated that this method will yield results within 10% of the actual annual energy yield for most systems Using this Government approved methodology your system is estimated to produce 6549 kwh per year. Actual performance may be significantly lower or higher if the characteristics of the installed system vary from the estimated values. We will carry out a full site survey before installation commences. If this survey results in a lower performance estimate than in this quote, then we will issue you with a new 6
7 More detail on how much your system will produce We have used the numbers below to calculate your yearly generation. Please ask if you would like us to talk it through with you. A. Installation Data Installed capacity of Solar PV System 6.84 kwp Orientation of the PV system - degrees from South 0 Inclination of PV system - degrees from horizontal 30 Postcode region 1 B. Calculations Unshaded yield (Kk) from table 977 kwh / kwp Shade factor (SF) 98 % Estimated annual output (kwp x Kk x SF) 6,549 kwh The performance of solar PV systems is impossible to predict with certainty due to the variability in the amount of solar radiation (sunlight) from location to location and from year to year. This estimate is based upon the standard MCS procedure is given as guidance only. It should not be considered as a guarantee of performance. Additionally where data has been estimated or taken remotely (clause 3.7.1): This system performance calculation has been undertaken using estimated values for array orientation, inclination or shading. Actual performance may be significantly lower or higher if the characteristics of the installed system vary from the estimated values. Additionally where the shade factor is less than 1 (clause 3.7.7): This shade assessment has been undertaken using the standard MCS procedure - it is estimated that this method will yield results within 10% of the actual annual energy yield for most systems. 7
8 How does the money work? The Feed in Tariff For all electricity you generate you will get paid the feed-in-tariff (FIT). Despite its confusing name this is simply a 'clean energy cashback' mechanism designed by the Government to reward people like you who invest in renewable energy. An installation of this size will be paid 4.25 pence per unit of electricity that your system generates. Remember, you get paid for every unit you produce even if you use the electricity yourself. This payment is Inflation-linked and so will keep its value over time. You claim the FIT payment direct from the electricity company. We hope that you enjoy sending your electricity company a bill for a change! Savings on my bills Any electricity from your panels that you use yourself is a saving because you don't have to buy it from your supplier. Get used to smaller bills! How much you save depends on the cost of electricity - now and in the future. As electricity prices go up - your savings get bigger. At typical residential prices, every unit you use yourself will save you 15p. In estimating your financial benefits we use that number. You also get paid an additional 4.85p bonus for every unit of electricity that you export (this is assumed to be 50% of all the electricity you produce). 8
9 What are the financial returns from my system? Year one Estimated Benefits 25 year Estimated Benefits Feed-in Tariff 278 Feed-in Tariff 7,479 Bill Savings 491 Bill Savings 26,572 Export Payment 159 Export Payment 5,790 Total Benefit 928 Total Benefit 39,841 The estimates in this quote are based on the estimated generation for your solar system and on assumed levels of inflation and electricity price rises. We have assumed average inflation of 3% and annual electricity price rises of 2.9%. We believe those assumptions are conservative. As with any estimate of this type the precise returns are impossible to predict with certainty due to the variability in the amount of solar radiation from year to year. If you would like to know more about how we make these estimates please ask. 9
10 A very good investment 2,500 FiT Payment Exported electricity Avoided Imports 2,000 1,500 1, Year 1 Year 4 Year 7 Year 10 Year 13 Year 16 Year 19 Year 22 Year 25 On the basis of the above figures your system should pay for itself in 8.86 years, and any income after that time is surplus. Another way to look at this is to see it as equivalent to an investment earning 12.3% per year. We know that different people measure their investment rates differently but we think that is a fair and helpful comparison. 10
11 A bit more detail on the money side... 30,000 25,000 20,000 15,000 26,572 Over 25 years this is where your savings and earnings will come from 10,000 5,000 7,479 5, Feed-in-tariff payment (20 years only) Avoided imported electricity (25 years) Payment for exported electricity (25 years)
12 Detailed Quote and Payment Terms Components 7, Labour & Scaffolding 1, Net Cost 9, VAT at 5% Total 9, This price is valid for 30 days from the date of this quote. If you would like to order an installation after that time please contact us to check whether there has been any price change. If you wish to go ahead with a Joju Solar installation we ask for payment in three stages as follows. The first on acceptance of this quotation, the second 21 days before the installation and the remainder on completion of your system. The payment schedule for your installation will be as follows: 1, (20%) on acceptance of this quotation 3, (35%) 21 days before installation 4, (45%) on completion of your system
13 What is included in my solar PV system? 24 SolarWorld 285W All Black Mono (33mm) SolarEdge 6000W 1ph Inverter Set All electrical peripherals Schletter mounting system Elster A100-C The Solar World mono-crystalline photovoltaic 285W panel comes with an attractive all black design giving a appealing uniformed view especially when paired with black mounting clips. These robust and durable modules can maintain a consistent output and can withstand build-ups of snow and ice. Solar World panels are produced in Germany and are therefore exempt from any EU anti- To minimise the effect of shading and significantly improve the performance we have configured the system with Solar Edge optimisers. Optimisers reduce the impact of shading allowing each module to operate as individual unit. This means no one panel is adversely affecting the other and each is performing to its optimum ability.
14 What happens next? If you like this quote then please call or me and I will arrange to carry out a Technical Site Survey. When I visit I will check that your roof is structurally sound, make surei understand your current electrical system and that we are fully familiar with the property before we arrange to carry out any installation. The survey allows you to meet me face to face and ask me any questions that you might have. If you decide to go ahead then we will agree a date with you to carry out the installation. We will keep you informed at every step of the way and ensure that you understand what is happening. I will always be on hand to answer your questions. To find out more about some of our other home installations please click on the pictures on the right.
15 Page 15 F07 - RESI Quote Template JC Update xlsx A thoroughly personal service Our Promises We promise to give our customer an excellent service from beginning to end We promise to be straightforward in how we talk to you We promise to listen to what you want and to work with you to try and make it happen We promise to give you a fair price that is easy to understand with no hidden extras v We promise to keep trying to do things even better - we know we are not perfect Page 15
16 Some legal bits and pieces Please make sure that you read our terms and conditions. You can find these by clicking here: Those Terms and Conditions set out our respective rights and responsibilities if you order an installation from Joju. A pdf version of our terms and conditions has also been attached to the forwarding . The Joju Solar Warranty Our confidence and experience means that we provide a five year workmanship warranty for all our installations. That warranty covers all our work and all the materials we supply. Importantly our warranty is fully insurance backed. If for any reason we are not able to meet our obligations under this warranty then you are protected by the Renewable Energy Consumer Code Scheme backed Deposit and Workmanship Warranty Insurance Scheme. We pay for this for every single customer. You can find full details of that insurance by clicking here. Panel and Inverter Warranties All of our panels come with at least a ten year product warranty and a 25 year energy output and performance warranty. All of our inverters come with at least a five year product warranty. If you would like to extend this to ten years then please let us know and we can advise you of the cost.
Checklist for PV Installations Feb 2012
Checklist for PV Installations Feb 2012 Installation of Solar Photovoltaic systems (PV) can generate an income in the form of the Feed In Tariff, which is paid for every kwh generated, plus a separate
More informationUSaver. USaver Reach. USaver SMSF. UHomeLoan. Features. 1. Save money. 2. Save time. 3. Save worry
U BANK UBank information 13.10.2017 U BANK ubank.com.au 13 30 80 Hello. We designed UBank with one thing in mind; to help you make more of your money, the easy way. Lee Hatton, CEO, UBank UBank is all
More informationBank Financing Solar PV. Ireland s Solar Energy Future Cork 29 th January 2016
Bank Financing Solar PV Ireland s Solar Energy Future Cork 29 th January 2016 1 Content 1. Triodos Bank Group Overview 2. Examples of types of solar projects financed 3. Raising Equity from the Crowd 4.
More informationALL OUR MORTGAGES BTL EXCLUSIVE 2 YEAR FIXED RATE AT 2.19% UP TO 60% LTV ISSUE 73 VALID FROM
ALL OUR MORTGAGES ISSUE 73 VALID FROM 25.09.15 BTL EXCLUSIVE 2 YEAR FIXED RATE AT 2.19% UP TO 60% For professional intermediary use only. This description of Virgin Money s mortgages is directed at professional
More informationUK Solar Investment. 8% return per annum. Defined exit strategy at the end of year 3 with option to extend. Pension Compatible.
UK Solar Investment 8% return per annum. Defined exit strategy at the end of year 3 with option to extend. Pension Compatible. Sovereign backed income. All investments presently generating projected real
More informationALL OUR MORTGAGES 5 YEAR FIXED RATE AT 65% LTV AVAILABLE AT 2.27% ISSUE 92 VALID FROM
ALL OUR MORTGAGES ISSUE 92 VALID FROM 29.04.16 5 YEAR FIXED RATE AT 65% AVAILABLE AT 2.27% For professional intermediary use only. This description of Virgin Money s mortgages is directed at professional
More informationColchester Community Solar Farm
Colchester Community Solar Farm Prospectus for Community Ownership April 2015 To members of the local community, Green Energy Nayland (GEN) is an award winning Community Energy Co-operative with national
More informationSolar is a Bright Investment
Solar is a Bright Investment Investing in a solar system seems like a great idea, but what are the financial implications? How much will it cost and what is the payback? These are common questions that
More informationAvoid Annuity Traps Page 1
Avoid Annuity Traps Page 1 Thinking About Purchasing An Annuity? Are you thinking about purchasing an annuity? Or maybe you already own one and are considering surrendering it? If so, then before you do
More informationSheffield Renewables AGM
Sheffield Renewables AGM th 24 February 2018 Agenda for the Meeting Minutes of last year s AGM and matters arising Chair s Report Financial Report, Annual Accounts and Audit Exemption Interest and Capital
More informationForex Scalping CHEAT SHEETS. By Jason Fielder
Forex Scalping CHEAT SHEETS By Jason Fielder 1 Fellow trader, If you are currently scalping FX markets (or are planning to), there are certain universal rules that you simply need to know to survive. Beyond
More informationALL OUR MORTGAGES 5 YEAR FIXED RATE AT 65% LTV REDUCED TO 2.24% ISSUE 85 VALID FROM
ALL OUR MORTGAGES ISSUE 85 VALID FROM 05.02.16 5 YEAR FIXED RATE AT 65% REDUCED TO 2.24% For professional intermediary use only. This description of Virgin Money s mortgages is directed at professional
More informationThe Easy Picture Guide to Insurance for People Living Independently. Your Money Your Insurance
for People Living Independently Your Money Your Insurance 2 This guide is all about insurance. Insurance is something you buy to make sure if something goes wrong, you will get money to put things right.
More informationStarting or Buying a Business
ENGAGE FINANCIAL GROUP 11622 North Michigan Road Suite 100 Zionsville, IN 46077 317-794-3800 ReachUs@EngageFinGroup.com www.engagefingroup.com Starting or Buying a Business Page 1 of 5, see disclaimer
More informationLESSON TWO: Estimating the sales of produce
Making a Budget A Self Study Guide for Members and Staff of Agricultural Cooperatives LESSON TWO: Estimating the sales of produce Objective: In this lesson the committee discuss the estimates of how much
More informationTO FIT YOUR BUSINESS
For employers Retirement Solutions TAILORED SOLUTIONS TO FIT YOUR BUSINESS A guide for employers WORK SMARTER NOT HARDER These days, offering your workers a good pension is vital. Of course, as pensions
More informationGuide to buying an annuity
Guide to buying an annuity 2 Welcome to our guide to buying an annuity You now have more choice than ever before when it comes to using your pension savings. Of course having more options can make it difficult
More informationHow Much Profits You Should Expect from Trading Forex
How Much Profits You Should Expect from Trading Roman Sadowski Trading forex is full of misconceptions indeed. Many novice s come into trading forex through very smart marketing techniques. These techniques
More informationINSTALLER PARTNERSHIP PROGRAMME PRE-QUALIFICATION QUESTIONNAIRE & APPLICATION FORM
INSTALLER PARTNERSHIP PROGRAMME PRE-QUALIFICATION QUESTIONNAIRE & APPLICATION FORM APPLICATION DETAILS Company name: Applicant name: Job Title: Address: Postcode: Email: Tel no: Mobile no: INSURANCE &
More informationInformation for mortgage customers. Mortgages
Information for mortgage customers. Mortgages Hello. This is your guide to TSB mortgages. This guide provides lots of information about our mortgages. Some of it is relevant to everyone but some of it
More informationMEDIGAP MADE SIMPLE. By Rick Teska Rick Teska. All Rights Reserved
Ne! w MEDIGAP MADE SIMPLE By Rick Teska 2017 Rick Teska. All Rights Reserved Medicare Made Simple By Rick Teska WELCOME! Thank you for downloading our Medicare Made Simple Kit, we hope it is a helpful
More informationYOUR FINANCIAL COMPARISON REPORT
Prepared on April 12th, 2009 INGCompareMe.com ALL RESULTS OK. You've compared yourself to other people like you. What's next? First, you can use this checklist and personalized report to help you keep
More informationChange of Ownership for Feed in Tariffs (FIT) Form Change of Responsibility Form First Utility accepts no liability for the accuracy for this form.
This form should be used to notify First Utility of transfer of responsibility from the FIT Generator to another party. Examples might be where a FIT Generator no longer resides at the installation address
More informationA word from our Chief Executive, Alan Rubenstein
Member Focus Our annual look at the performance of the Pension Protection Fund December 2014 A word from our Chief Executive, Alan Rubenstein It s been another year of growth for the PPF. We grew not only
More informationThe answer s yes your indispensable guide to securing a mortgage
The answer s yes your indispensable guide to securing a mortgage Hello from HOOCHT These days, life moves faster than ever. To keep pace with it, we re used to doing everything at lightning speed, with
More informationHow to Control Your Own Destiny, Generate More Fees and Explode Your Wealth By Structuring Your Own Deals Using Little of Your Own Money WEALTH
How to Control Your Own Destiny, Generate More Fees and Explode Your Wealth By Structuring Your Own Deals Using Little of Your Own Money A Business Designed for Brokers That ll Increase Your Fees and Explode
More informationuncover a world of accounting with effective strategy and real advice
uncover a world of accounting with effective strategy and real advice Accounting. Strategy. Advice. Having an accountant that is experienced, knowledgeable and that you can trust is essential. These principles
More informationAUGUST Financial Tips for the Back to School Season
AUGUST 2018 8 Financial Tips for the Back to School Season Date/time to schedule: Thursday, August 2 @ 10:45 a.m. Preheader Text: Iowa s tax-free weekend starts tomorrow! Facebook Share Text: Iowa s tax-free
More informationGetting started with Alliance Trust Savings How to guide
Getting started with Alliance Trust Savings How to guide Contents Getting started 05 How to... Log in 07 How to... Set up a Direct Debit 10 How to... Set up regular monthly dealing 12 How to... Change
More informationCustomer Brochure and Application Form. Easy Access Investment Bond
Customer Brochure and Application Form Easy Access Investment Bond Available until 30 April 2015 Allow us to introduce ourselves. We are Zurich. We are part of a global insurance group with Swiss roots.
More informationIntroduction to Depreciation. from businessbankingcoach.com in association with
Introduction to Depreciation from businessbankingcoach.com in association with There s a lot of confusion about what depreciation actually is. Some think it has something to do with an asset losing its
More informationCustomer Guide. Don t just be good with money, be MoneyBrilliant
Customer Guide Welcome to MoneyBrilliant. Your Financial Partner has invited you to use the MoneyBrilliant service and to share your MoneyBrilliant information with them. They can work with you and provide
More informationTaking responsibility. future. Pensions for the public sector.
Taking responsibility for the future. Pensions for the public sector. 2 Responsibility. 4.4 million people trust and put their confidence in us regarding their occupational pension provision. They are
More informationGROUP STAKEHOLDER PENSION. A guide to help you prepare for the retirement you want
YOUR COMPANY PENSION GROUP STAKEHOLDER PENSION A guide to help you prepare for the retirement you want Your Sanctuary Group company pension is provided by Scottish Widows. SUPPORTING LITERATURE AND TOOLS
More informationLifeMark Securities Linda Black, ChFC, CRPC PO Box 4375 Leesburg, VA Retirement Analysis
LifeMark Securities Linda Black, ChFC, CRPC PO Box 4375 Leesburg, VA 20177 703-777-4077 lblack@lifemark.com www.lindajblack.com Retirement Analysis LifeMark Securities Page 2 of 9 Table of Contents Social
More informationDo you want more from life more money, more freedom, more security, and more time for the activities you love?
Introduction Why I wrote this guide Do you want more from life more money, more freedom, more security, and more time for the activities you love? If so welcome to the best decision you ve ever made in
More informations e r v i c e h o n e s t y c o m m i t m e n t p r o f e s s i o n a l i s m i n t e g r i t y
IAS12pp new_layout 1 22/07/2011 11:19 Page 2 s e r v i c e h o n e s t y c o m m i t m e n t p r o f e s s i o n a l i s m i n t e g r i t y Comprehensive financial & lifestyle planning IAS12pp new_layout
More informationDomestic Renewable Heat Incentive (RHI) Frequently Asked Questions
Domestic Renewable Heat Incentive (RHI) Frequently Asked Questions Contents Application questions...3 1. How do I apply for the Domestic RHI?... 3 2. Can I apply for the Domestic RHI if I live in Northern
More informationForex Morning Trade. System manual. by Mark Fric
Forex Morning Trade System manual by Mark Fric Dedicated to Elisabeth, for her ongoing support. 1 2 Risk Disclosure Statement Trading any financial market involves risk. This Manual is neither a solicitation
More information1. Remortgaging: The Basics
Remortgage Guide There are many reasons why you might want to remortgage your home, but have been hesitant to do it. We ve created this remortgage guide to show you that remortgaging your home can actually
More informationTHE AURUM COMPANY PENSION GROUP PERSONAL PENSION. A guide to help you prepare for the retirement you want
THE AURUM COMPANY PENSION GROUP PERSONAL PENSION A guide to help you prepare for the retirement you want Your AURUM company pension is provided by Scottish Widows. SUPPORTING LITERATURE AND TOOLS TO HELP
More informationThere is no education like adversity.
PAF 101 Module 3, Lecture 7 There is no education like adversity. ~Benjamin Disraeli Class Agenda Announcements Competition Debriefing Fireside Chat Allison Dale Carnegie Principles Don't criticize, condemn
More informationThe Easiest Way To Make Money In Real Estate
The Easiest Way To Make Money In Real Estate Introduction Here we go You re interested in making money in real estate. That s why you re reading this report. I know your goal You want a better return than
More informationCOMBINE YOUR PENSIONS
COMBINE YOUR PENSIONS PAGE 1 INTRODUCTION PAGE 2 WHY COMBINE MY PENSIONS WITH SCOTTISH WIDOWS? PAGE 3 ARE THERE ANY PENSIONS THAT CAN T BE COMBINED? PAGE 4 THINGS TO CONSIDER PAGE 8 USE ILLUSTRATIONS PAGE
More informationHPM Module_2_Breakeven_Analysis
HPM Module_2_Breakeven_Analysis Hello, class. This is the tutorial for the breakeven analysis module. And this is module 2. And so we're going to go ahead and work this breakeven analysis. I want to give
More informationGREAT REASONS TO MAKE ALLIANCE FINANCING GROUP YOUR MAIN CHOICE FOR LEASING
GREAT REASONS TO MAKE ALLIANCE FINANCING GROUP YOUR MAIN CHOICE FOR LEASING Alliance Financing Group is active North America wide in providing innovative financing solutions to all types of businesses.
More informationTHAMESWEY SOLAR LIMITED
THAMESWEY SOLAR LIMITED BUSINESS PLAN 2017-19 Address: 2 nd Floor, Gloucester Chambers, Jubilee Square, Woking, Surrey GU21 6GA Registered Address: The St Botolph Building, 138 Houndsditch, London, EC3A
More informationMr. Sunny Customer and Ms. Happy Buyer
Your Logo Here PS State incentives will decline at the end of the year if the rebate funds OnGrid Solar is privileged to present A personalized solar electric analysis for: Mr Sunny Customer and Ms Happy
More information123MoneyMaker Guide. Trading Revolution. The Money Making Strategy Guide Presents: Seize your profits with a simple click!
The Money Making Strategy Guide Presents: 123MoneyMaker Guide See, Follow, and Copy the best traders in the world Seize your profits with a simple click! Trading Revolution Introduction You can make huge
More informationVIENNA INSURANCE GROUP (VIG) Results for the first quarter th of May, :00 CEST
VIENNA INSURANCE GROUP (VIG) Results for the first quarter 2016 24 th of May, 2016 15:00 CEST Conference Call Q&A-Session Transcription Conference Duration: Speakers: Chairperson: Approximately 35 minutes,
More informationSaving Money On Electricity Bills With Solar
Saving Money On Electricity Bills With Solar A Net Metering Case Study As electricity rates continue to rise, smart businesses are locking in their energy costs to protect themselves against growing operating
More informationSTART HERE. Small Business Retirement Plans. Prospecting Guide to. American National Insurance Company
American National Insurance Company START HERE Prospecting Guide to Small Business Retirement Plans 1 Getting Started Every business owner needs a plan for retirement. 2 WHY? They work hard to make their
More informationBECOME THE KEY TO YOUR CLIENTS WEALTH PRESERVATION
COVER STORY BECOME THE KEY TO YOUR CLIENTS WEALTH PRESERVATION HOW TO USE LPL S HELP TO LEAVE NO OPPORTUNITY BEHIND PLAN 32 LPL Magazine Winter 2016 Only 18% of affluent investors are receiving estate
More informationWarmer homes for everyone
Warmer homes for everyone If you have a low income and high heating bills, you could save money through funding available from our Warm Home Assistance scheme. You can use this funding for a new gas supply
More informationVoluntary Code of Conduct for Solar PV Retail Businesses
Voluntary Code of Conduct for Solar PV Retail Businesses Clean Energy Council Solar PV Retailer Code of Conduct 1 Contents 1. Introduction... 4 1.1 Purpose and Objectives... 4 CEC Accreditation for Solar
More informationBuilding Your Future. with the Kohl s 401(k) Savings Plan. Kohl s supports planning for your financial future with increased confidence.
Building Your Future with the Kohl s 401(k) Savings Plan Kohl s supports planning for your financial future with increased confidence. FINANCIAL Me? Save for Retirement? YES. THE MOST IMPORTANT REASON
More informationFirst Utility Feed-in Tariffs v3
Feed-In Tariff Statement of Terms Please read these terms carefully 1 Definitions Accreditation MCS Microgeneration Certification Scheme, which certifies Microgeneration products and installers in accordance
More informationEverything you need is enclosed in this pack, making it as easy as possible for you to take part.
Dear Supporter, Do you want to enjoy the exhilarating and unforgettable feeling of a skydive, flying through the clouds from over 10,000 ft at up to 120mph? We are looking for thrill-seeking fundraisers
More informationWelcome to HESTA. March make it count
Welcome to March 2018 make it count Camille Koch Registered Nurse Winner - Individual Distinction Award Aged Care Awards 2 hello and welcome You ve joined the super fund dedicated to people like you, people
More informationJurisdictional Schemes. October 2014
04.01.02 Jurisdictional s October 2014 Contents 1 Introduction... 2 1.1 Overview... 2 1.2 Jurisdictional schemes in Queensland... 2 2 Retailer of Last Resort... 2 3 Solar Bonus... 3 3.1 Overview... 3 3.2
More informationLEASING & RENTAL. Flexibility and Competitive Pricing. The Value of the TIP Network
LEASING & RENTAL LEASING & RENTAL 1 Short Term Rental solutions from TIP Trailer Services provide Flexibility, Choice, and most importantly, true Peace of Mind, to enable you to meet the demands of your
More informationBudgeting & Accounting Handbook. A Guide to Responsible Money Management for Services, Clubs, Societies, and Other Student Groups
Budgeting & Accounting Handbook A Guide to Responsible Money Management for Services, Clubs, Societies, and Other Student Groups Vice-President, Administration & Finance 2001 2002 Introduction A Message
More informationFeed-in Tariff (FiT) Terms and Conditions Last updated 16 May 2016
Feed-in Tariff (FiT) Terms and Conditions Last updated 16 May 2016 1. How this Agreement works 1.1 This Agreement (including your FiT Plan and any appendices) is between you and us. It s important for
More informationEquestrian Professional s Horse Business Challenge. Member s Support Program Workbook. Steps 1-3
Equestrian Professional s Horse Business Challenge Member s Support Program Workbook Steps 1-3 STEP 1 Get Your Books Ready for Year-end Step 1: Complete our bookkeeping checklist and get your books ready
More informationAt home. Gas. Level Pay - the manageable way to pay your bill
BGE/RG/AH/1011 Level Pay - the manageable way to pay your bill Gas October / November 2011 i n t h i s i s s u e Natural Gas Price increase details 3 Level Pay - Pay the same amount every month 4 Boiler
More informationHow Do You Calculate Cash Flow in Real Life for a Real Company?
How Do You Calculate Cash Flow in Real Life for a Real Company? Hello and welcome to our second lesson in our free tutorial series on how to calculate free cash flow and create a DCF analysis for Jazz
More informationTAX LIEN INVESTING REPORT
Tax Lien Investing for Robust Returns TAX LIEN INVESTING REPORT Tax Lien Investing for Robust Returns Tax-related investments such as tax lien certificates and tax deeds are unique and little-talked- about
More informationALL OUR MORTGAGES NEW CUSTOM BUILD MORTGAGES AVAILABLE ISSUE 120 VALID FROM
ALL OUR MORTGAGES ISSUE 120 VALID FROM 24.07.17 NEW CUSTOM BUILD MORTGAGES AVAILABLE For professional intermediary use only. This description of Virgin Money s mortgages is directed at professional intermediaries
More informationYale Property Example
Yale Property Example Prepared For PAMA MANAGEMENT (909) 973-2335 frank@americansolar.ca This Is An Example Only!! We took data from one month to create an example of monthly and yearly usage. Until we
More informationIndex to The Path to Gold: 175 Proven Stamp Exhibiting Tips by Steven Zwillinger. Tip Number Title Page
Index to The Path to Gold: 175 Proven Stamp Exhibiting Tips by Steven Zwillinger Chapter 1 Creating Your Exhibit Tip Number Title Page 1 Enjoy yourself 2 2 You can put descriptions above the stamps as
More informationHPM Module_6_Capital_Budgeting_Exercise
HPM Module_6_Capital_Budgeting_Exercise OK, class, welcome back. We are going to do our tutorial on the capital budgeting module. And we've got two worksheets that we're going to look at today. We have
More informationPensions News WIN. A newsletter for members of the Royal Mail Pension Plan. Your pension, in a nutshell
Pensions News Your pension, in a nutshell November 2014 royalmailpensionplan.co.uk A newsletter for members of the Royal Mail Pension Plan WIN 500 High Street shopping vouchers or an M&S Christmas hamper!
More informationYour Financial Well-Being Assessment
Your Financial Well-Being Assessment Congratulations! You are on your way to a better understanding of financial well-being. Downloading this guide is the first step. Now, take some time to review and
More informationWhat s the best way for me to save for retirement?
What s the best way for me to save for retirement? The Barrow County School System Retirement Savings Plan The BCSS Retirement Savings Plan! As an employee of Barrow County School System, your retirement
More informationThe Retirement Account. Certainty, flexibility and simplicity for life
Certainty, flexibility and simplicity for life Introducing Retirement Advantage Retirement Advantage is a well-established company that can trace its roots back to 1852. We provide those who are in, at
More informationYOUR HOMEBUYER S GUIDE
YOUR HOMEBUYER S GUIDE Contents: What Every Home Buyer Needs To Know: Outlines important information every homebuyer needs. Types of Loans: Provides a brief explanation of the different types of loan programs
More informationYOU TOOK YOUR FIRST STEP TOWARDS GOING SOLAR
CONGRATULATIONS YOU TOOK YOUR FIRST STEP TOWARDS GOING SOLAR Across India, families are realising the benefits of going solar. From savings on energy bills to saving the planet, clean energy makes absolute
More informationThe Ultimate Guide to Contracting
The Ultimate Guide to Contracting Accountants Experts for Experts Contents About us 3 Welcome to contracting 4 The benefits of contracting How to find your first contract 5 Limited vs Umbrella 6 Limited
More informationTTIP: Why Ireland needs it
European Commission Speech [Check against delivery] TTIP: Why Ireland needs it 27 March 2015 Cecilia Malmström, Commissioner for Trade Dublin Launch event, Report on Ireland and TTIP Ladies and gentlemen,
More informationReal Estate Private Equity Case Study 3 Opportunistic Pre-Sold Apartment Development: Waterfall Returns Schedule, Part 1: Tier 1 IRRs and Cash Flows
Real Estate Private Equity Case Study 3 Opportunistic Pre-Sold Apartment Development: Waterfall Returns Schedule, Part 1: Tier 1 IRRs and Cash Flows Welcome to the next lesson in this Real Estate Private
More informationAn Assessment of Incentives for Solar Power in Washington State. Prepared by: Center for Economic and Business Research Western Washington University
An Assessment of Incentives for Solar Power in Washington State Prepared by: Center for Economic and Business Research Western Washington University For: Solar Installers of Washington January 2016 Executive
More informationCorporate Presentation
Corporate Presentation November 2018 Forward Looking Statements This presentation contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that
More informationMonthly Treasurers Tasks
As a club treasurer, you ll have certain tasks you ll be performing each month to keep your clubs financial records. In tonights presentation, we ll cover the basics of how you should perform these. Monthly
More informationMORTGAGES. The easy guide for customers looking for a mortgage
MORTGAGES The easy guide for customers looking for a mortgage Introduction Buying a Home Your home is where you ll spend most of your life, and so it should be somewhere you really love. Whether buying
More informationIf you are over age 50, you get another $5,500 in catch-up contributions. Are you taking advantage of that additional amount?
Let s start this off with the obvious. I am not a certified financial planner. I am not a certified investment counselor. Anything I know about investing, I ve learned by making mistakes, not by taking
More informationBe open, play fair. The EOS team meets the challenge. With head and heart in finance
Be open, play fair The EOS team meets the challenge With head and heart in finance Open-minded It s an important issue let s take care of it Securing liquidity has been part of your day-to-day work for
More informationHomeowner s Guide. Choosing a Professional Roofer
Homeowner s Guide Choosing a Professional Roofer Reroofing is a process you may not be familiar with until it becomes time to replace the roof on your own home. And even then, there s a lot to learn about
More informationProject: The American Dream!
Project: The American Dream! The goal of Math 52 and 95 is to make mathematics real for you, the student. You will be graded on correctness, quality of work, and effort. You should put in the effort on
More informationINFORMATION FOR MORTGAGE CUSTOMERS.
INFORMATION FOR MORTGAGE CUSTOMERS. WELCOME TO YOUR GUIDE TO HALIFAX MORTGAGES. Fold back this page for a brief summary of key mortgage features. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
More informationdealing with aging parents
dealing with aging parents PERSONAL FINANCE You need to talk to your adult parents about their plans Whether it s happened already or not, you will eventually switch roles with your parents. They will
More informationPAUSE AND THINK BEFORE YOU BORROW
PAUSE AND THINK BEFORE YOU BORROW Short-term loans can help you out of a hole when the unexpected happens and you just don t have enough money to cover the essentials this month. The trouble is, if you
More informationSimple Sales Tax Setup
Lesson 3 Sales Tax Date: January 24, 2011 (1:00 EST, 12:00 CDT, 11:00 MDT 10:00 PDT) Time: 1.5 hours Presented by:vickie Ayres The Countess of QuickBooks & Tech Support Specialist for QuickBooks & Quoting
More informationTranscript - The Money Drill: The Long and Short of Saving and Investng
Transcript - The Money Drill: The Long and Short of Saving and Investng J.J.: Hi. This is "The Money Drill," and I'm J.J. Montanaro. With the help of some great guest, I'll help you find your way through
More informationSOLAR PV CONTRACT owe r & Light Pty. Ltd. AB PO x 321 Belg ia Gard en s, QLD poweran dlig ht. com.
SOLAR PV CONTRACT Acknowledgements and consents You acknowledge that this agreement is subject to a 10 business day cooling off period.this periods ends 10 days after the date shown on the Solar PV Grid
More informationWORKPLACE SAVINGS GUIDE
WORKPLACE SAVINGS GUIDE START HERE. We understand that pensions can be confusing and difficult to understand. That s why we ve created this guide, to explain to you how they work and why they re so important
More informationall the insurances you need - and all straight to the point
all the insurances you need - and all straight to the point www.starlimited.co.uk contents It was nice to make such a big saving and in just one phone call. ST&R cut my home insurance costs by a third.
More informationFidelity Wealth Service
Fidelity Wealth Service Dear Investor, New opportunities. The perfect property. The ideal retirement. Or maybe just the freedom to make it up as you go along. At Fidelity Wealth, we know every investor
More informationSign up for your Feed-in Tariff from Good Energy. 1. Owner contact details. Solar over 30kW and non-solar
Sign up for your Feed-in Tariff from Good Energy Solar over 30kW and non-solar Before you get started The information you give us will help us check your eligibility for our Feed-in Tariff (FiT) and then
More informationPrices from a month. For a 50yr old with 2,000 cover. Peace of mind for you and your loved ones. Over 50s life insurance information pack
Peace of mind for you and your loved ones Over 50s life insurance information pack Prices from 5.80 a month For a 50yr old with 2,000 cover Introducing British Seniors At British Seniors we know your loved
More informationLooking to invest in property? Getting smart when it comes to financing your property investment.
Looking to invest in property? Getting smart when it comes to financing your property investment. Is property the place to build your wealth? Australia is a country of homeowners. If we haven t already
More information