SPI EXIT ADVISORS AFFILIATE PROGRAM

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1 SPI EXIT ADVISORS AFFILIATE PROGRAM "76 million baby boomers are nearing retirement......what will you do to differentiate yourself and grab a piece of that market? ". The Nations Most Comprehensive Program Built Specifically To Help YOU Succeed In The Exit Planning Marketplace With The Ensured Installment Sale (aka Structured Sale), For The Safe And Secure Deferral Of Capital Gains Taxes.» Position yourself as the expert» Help your clients better meet their goals» Add a lucrative stream of income to your bottom line» Gain a unique advantage over your competition» Work side by side with the nation s top experts Are you up for the challenge...? Settlement Professionals Inc. - Portland, OR

2 A Market on the Verge of an Explosion... THE FACTS: $11 Trillion worth of businesses will be sold by baby boomers A $4 Billion a Year Private Annuity Trust Industry Disappears 76 Million Baby Boomers Are Nearing Retirement 12 Million Private Businesses Are Owned By Baby Boomers How do you plan on grabbing your piece of the largest appreciated asset mass exit in U.S. history? Dear fellow professional advisor, In the next 25 years the U.S. will see the largest and most affluent generation in history move from their income phase to their retirement phase. Some say this is the perfect storm when it comes to opportunities for professionals in the financial, real estate, health, vacation, and various other industries. Baby Boomers will begin to exit their highly-appreciated real estate and businesses and transfer those assets into other financial vehicles that will best help them to live the lifestyle they want to live during retirement. Already, we have seen the beginnings of this market explosion start to take shape. Sellers by the thousands are seeking information and advice on how to best exit their highly-appreciated assets and transfer that wealth into something that can help them reach their financial and lifestyle goals during retirement. As you know, no one strategy will fit the needs of ALL sellers. So... it is your obligation as a professional advisor to equip yourself with a variety of strategies, each tailored to help your client accomplish a specific set of goals. In this impending market explosion, the professional advisors who position themselves as the experts who can best meet their clients needs, will succeed. Will you be one of the few who will choose to rise up as the expert in your area? With the help of the Exit Advisors Affiliate Program... YOU CAN! Read on...

3 Capturing YOUR Share of the Market... How Will You Capture Your Share of the Market? With the massive growth of the exit planning and wealth transfer markets, you need to position yourself for success right now. There are two schools of thought on how to become an expert in your area and capture more market share: Pick one or two strategies and specialize - Specialization places you as an expert in your area of specialty and people look to you when your specialty fits their needs perfectly....planners who only think about wealth accumulation will miss their piece of this $40 trillion pie today and in the future. Insurance Journal $10 trillion wealth transfer over the next 18 years into the hands of the baby boomers. Forbes Magazine 5 percent of all baby boomers own at least one vacation home... Realtor.org the number of baby boomers who are planning retirement will hit a record number in 2011 and stay strong for another 10 or 11 years... EconSouth 57 % of Americas vacation homes are owned by baby boomers... Licensed Realtor - Sarasota Experience Become a Full Service firm with various solutions and options for sellers - Often these firms are seen more as comprehensive planners who can solve their clients needs, whatever those needs are. Either method you choose to capture market share, you need to have a solid solution for the ever growing group of sellers looking for the following benefits: > Capital gains tax deferral > Safe; secure stream of GUARANTEED income > 100% safety Do you have a solid and safe strategy that helps sellers reach ALL of the goals above? Odds are... YOU DON T Read on...

4 Add A Powerful Strategy To Your Arsenal... Are you working with a FULL bag of tools? Take a good look at what you are currently working with in your practice. Do you truly have a full array of solid strategies that you can use to help your clients in their exit from a highly-appreciated asset such as real estate or a business? Odds are, you don t. As you know, there are no one size fits all strategies that will work for every client you work with. Some client goals are...» Capital gains deferral» To reduce capital gains» A safe income stream» To acquire new real estate» Control over their asset» To liquidate their real estate holdings» A guaranteed return» To pass on assets to their heirs» Reduction of estate taxes» To put their retirement in a safe place» A high yield» To fulfill charitable desires... and that is only a partial list! Do You Want to Add a Powerful Strategy to Your Arsenal? Do you have clients who want to defer capital gains taxes, create a guaranteed stream of income, and not worry about how the stock or real estate markets will perform? If so, you will want to read more about the Ensured Installment Sale (aka Structured Sale) and how it fills that gap that other strategies currently do not fully address. Turn the page to learn more about the Ensured Installment Sale... Read on...

5 The Ensured Installment SAle What is the Ensured Installment Sale? The Ensured Installment Sale is a capital gains tax deferral strategy that enables the sellers of highly appreciated assets such as real estate and businesses to collect fully customizable installment payments GUARANTEED by a Fortune 50 life insurance company. Currently, Allstate Life and Prudential Life offer the Structured Sale annuity, although more insurance companies are planning to enter this growing market. This strategy was developed by Allstate Insurance in 2005 and has become more and more popular even garnering attention from the Wall Street Journal and other top authorities in the tax and financial world. One of the nation's top tax attorneys, Robert W. Wood - Wood and Porter San Fransisco, has written several widelyread articles on the Structured Sale which speak extremely positively of this strategy from a tax standpoint. IMAGE HERE Ensured Installment Sales are nothing like the now defunct Private Annuity Trust. The Ensured Installment Sale actually follows the IRS guidelines... rather than tramples over them like the PAT. In essence, the seller sells his asset to a cash and/or financed buyer... and is able to defer his or her capital gains tax (for as long as they want!) and collect a GUARANTEED stream of income (that the seller helps design!) that is 100% backed by the Fortune 50 Life Insurance company. You can't get awhole lot safer than that! Basically, the seller gets all of the benefits of an installment sale... WITHOUT THE RISK of buyer default! Better yet... it usually doesn't cost the seller, buyer, professional advisor, etc. anything at all to use this strategy. No ongoing maintenance fees, no set up fees, NONE. Can you imagine actually offering your client a strategy that truly doesn't cost them anything... but that you still earn a nice profit from? Read on...

6 What is the Exit Advisors Affiliate Program? The Exit Advisors Affiliate Program is an affiliation between Settlement Professionals Inc., a national structured annuity specialist, and you the professional advisor to offer the Ensured Installment Sale to your clients coupled with the industry's best service and support from SPI. By joining the Exit Advisors Affiliate Program you are choosing to equip yourself with one of the newest and most effective tools for deferring capital gains tax, providing a guaranteed stream of income... not to mention the many other benefits it offers. The Affiliate program enables you to offer this strategy to your clients and earn large commissions in doing so. For instance, for a $1,000,000 annuity, you can earn up to $30,000. With the average size of these transactions being between $500,000 and $1,000, these commissions can really add a nice income stream to your current business. To this date, the largest Ensured Installment Sale transaction through one of the annuity issuers is around $8,000,000 (that's up to a $240,000 commission!). The reason for the top transaction of around $8,000,000 is because of the "Special Interest" rule that charges the seller on capital gains deferrals of over $5,000,000 an interest penalty for every dollar over the $5,000,000 mark. For this reason, the Ensured Installment Sale is most effective for deferrals of $5,000,000 or less... which is an extremely large and ever growing market. So, why can't you just work directly through the annuity issuer rather than working with us? The annuities used in these transactions are structured annuities borrowed from the Structured Settlement industry. They run by different rules than normal annuities and require a certain designation and series of training to offer them. As of now, there are less than 30 companies in the entire U.S. (SPI is among the top in the industry) that qualify and are designated to offer these annuities directly from the annuity issuers... and less than 500 industry professionals within these companies. Until now, no one outside of these companies can offer the Ensured Installment Sale and earn commissions this high. The Exit Advisors Affiliate Program was created to enable professional advisors to transact the Ensured Installment Sale through our company... and earn most of the commission generated by the annuity placement. After all, why should your client have to work with us rather than you to use this strategy?... we don't think they should.

7 A Truly Comprehensive System... What is included in the Exit Advisors Affiliate Program We truly want YOU to be successful in building a serious income stream from the Exit Advisors Affiliate Program. Afterall... YOUR SUCCESS = OUR SUCCESS As a result, our affiliates are provided with many benefits including: (we apologize about the small print... there s a lot of benefits!) - The most comprehensive and advanced training on the Ensured Installment Sale (Structured Sale) anywhere! With this online multimedia training by the Settlement Education Institute you can access it anytime from anywhere. (you have over 4 hours of audio and video training at your disposal) - An online portal for ALL transaction documents in both PDF and word.doc formats for easy access through the Settlement Education Institute. - Updated industry news, techniques, and training to keep you abreast on the newest developments on exit planning and the Ensured Installment Sale. - Our back office processes all transaction paperwork and sends your commission directly to you within 72 hours after we receive it! - Marketing templates and ads to use to market the Ensured Installment Sale - Our PR and marketing efforts funnel prospects through our system, where we then refer the prospects to our loyal affiliates. This prospect becomes your customer and you can benefit from years of advisory services you may provide them. - If we cannot help our clients by using the Ensured Installment Sale, we gladly refer them to our Affiliates who offer different strategies that can better help the clients meet their goals. - Our periodic newsletter highlighting news, updates, marketing techniques, and much more to give you an edge in the market. - Access to the vast national rolodex of attorney s, tax advisors, and other professionals that we use and that you can utilize when you come across a sticky situation in need a top industry professional. - Our industry s best structured annuity specialists to help you through the difficulties you may encounter with your transactions. - Easy to use Ensured Installment Sale quoting software so you can do quotes right on the spot for your clients without having to call us first (Contact SPI for quoting software requirements) - You will become part of our exclusive nationwide network of professional advisors including, financial planners, CPA s, insurance agents, real estate professionals... and the opportunities for networking and referral will be endless! - Continuing education credits as part of the overall Affiliate training program (available summer 2007). - You will most likely be one of the first in your area offering this technique and have an immediate competitive advantage over your competition. Read on...

8 Become Part of This Exclusive Program... What Does it Take to Become a Part of Our Exclusive Exit Advisors Affiliate Program? Because of our desire to provide our valued Affiliates with the best possible attention and support, we must reserve membership in the Exit Advisors Affiliate Program to the professionals who can qualify based on the following criteria: In order to qualify to become a member of the Exit Advisors Affiliate Program we ask that you: - Hold a valid and current life insurance license in the states you wish to solicit business - Have current Errors and Omissions insurance coverage to cover yourself and Settlement Professionals Inc. of at least $1,000,000 in case of any quoting or transaction error on your part - Go through the comprehensive multimedia training on the Ensured Installment Sale in the Settlement Education Institute Exit Advisors Affiliate Resource Portal so you can advise your clients accurately and professionally. - Be certified by SPI to offer the Ensured Installment Sale. This occurs after completing the online training, submitting all qualified documents to SPI, and demonstrating professional and ethical business practices in the past. NOTE: If you currently do not have your Errors and Omissions Insurance coverage, you can still join the affiliate program now, and obtain your coverage later. Joining now ensures your spot in the exclusive network and grants you access to all training, materials, marketing, and everything else that goes along with the Exit Advisors Affiliate Program. In order to enjoy the full commission benefits of the affiliate program E & O Insurance is required. If you do not have current E & O Insurance, feel free to contact us at for a referral to a reputable E & O carrier.

9 Here s What Professionals Are Saying... I feel it s my obligation as a professional advisor to let my clients know about... my experience was this powerful strategy... excellent excellent! I had a chance to go through module 1 and my experience was excellent. The material was well laid out, the system worked flawlessly and the information gives me a great start in understanding the process. It was great, kudos to everyone. I look forward to completing the remaining modules. Thanks,Vic Victor G. Financial Planner San Diego, California Excellent! Abu A. Financial Strategist Chicago, Illinois I just joined and am about done with Module 2. I have never had a more supportive and informative experience with a company since my employment with the NASD in Washington D.C. Trevor is a remarkable asset to your company. I hope to offer competent and well received introductions to the Ensured Installment Sale over the next 12 months. I am rather new in the entire market but it looks promising! Joseph T. D. Financial Strategist Temecula, California Very thorough presentation... covers all of the bases from start to finish and left me with no questions... Steve C. Exit Planning Strategist Woodland Hills, California

10 Capitalize On This Historic Opportunity... How can you become a valued member of the Exit Advisors Affiliate Program? Joining our exclusive Exit Advisors Affiliate Program is easy but there is a nominal barrier of entry to ensure only the most motivated and serious professionals enter the program. What is the investment? The initial investment is just $397 for the complete training, updated content, marketing materials, CE credits*, support, setup, and all of the other valuable resources that you will have available to you as an Affiliate. After the first year, there is only a $99 annual membership fee that enables you to keep your certification and continue receiving all of the exclusive benefits that our Affiliates enjoy. Why is there an investment required? We want to weed out those professional advisors who are tire kickers, as opposed to those who are serious about building another potentially large income stream for their business. As you know, 20% of your clients take up 80% of your time. We found that requiring this investment weeds out most of the 20% who bog us down and prevent us from concentrating on our other, more productive Affiliates. I want to join, what do I do next? Sign up with the Settlement Institute to gain access to the Advanced Training and Marketing Portal by: - Visiting - Calling and speaking with one of our representatives - Requesting a Fax Priority Sign Up Form by calling Once you have signed up with the Settlement Institute and gained access to the Advanced Training Portal, you can complete the multi-media training course at your own leisure. Complete the entire training course which includes on demand personal training from SPI specialists. Once 100% comfortable and confident in your knowledge of the strategy, contact SPI to become certified to begin offering the Ensured Installment Sale to your clients and be eligible for the maximum commission rate. Becoming certified by SPI is easy: - Send SPI all of the required documents - Life insurance license - Proof of sufficient E&O insurance - Signed Affiliate Agreement We have had Affiliates go through the training and become certified in less than 48 hours, so you can add this powerful strategy and top notch support team to your arsenal in no time flat! *CE credits may not yet be available for your state. Contact us for verification. Once again we ask you... Are you up for the challenge?

11 Who is Settlement Professionals Inc? At the Top of Our Industry... Settlement Professionals, Inc. (SPI) is at the top of our industry and has been for the last 22 years. Started in 1985 by Jack Meligan CSSC, BCFE... SPI has grown to become a preeminent expert in financial instruments, specializing in structured annuities. Always at the forefront of innovation, SPI has consistently brought its clients and professional partners the newest and most effective tools and advice to help secure their financial futures. Based just outside of Portland, Oregon, SPI has affiliated offices around the U.S. and is the top trainer for professional advisors on the Ensured Installment Sale (Structured Sale) since the strategy s creation a few years back. "... always helpful, professional, and committed to doing the very best possible for our clients on many different occasions". Michael A. Greene Rosenthal & Greene With two divisions within the company, SPI s services cover the capital gains tax deferral and income needs for those selling highly appreciated assets as well as the full planning and negotiation for personal injury plaintiffs in the structured settlement indusrty. We at Settlement Professionals, Inc. are committed to helping our clients and professional advisor partners meet their financial and lifestyle goals. We look forward to working with you and building our businesses together! - The SPI Team P.S. - Feel free to call us any time at:

12 Contacts and Additional Resources Get a hold of us anytime... We know that people like things easy (we do too!). That s why we give you as many ways to contact us as possible. So, feel free to contact us with any of the methods below and we ll promptly serve you. By Telephone: By Fax: Toll Free: Local: (Oregon) By info@structuredsalespro.com Or, if you re in the area... stop on by at: Old River Landing Lake Oswego, Oregon On the Web: or Don t hesitate to contact us for any reason at all! Additional Exit Planning Resources Top 9 Ways to Sell Your Real Estate or Business Comprehensive Manual: Advanced 1031 Exchange Training Program 98 Minute In-Depth Interview With Top Tax Attorney Robert Wood on the Structured Sale structured-sale-resources.html training.html structured-sale-resources.html

13 Exit Advisors Affiliate Program For more information on the Exit Advisors Affiliate Program or Ensured Installment Sale, feel free to contact us anytime by: Calling us at OR Visiting us on the web at For less than the cost of 1 cup of coffee per week, you can become a certified Exit Advisor Affiliate with Settlement Professionals, Inc. and add a powerful strategy to your financial planning arsenal and a lucrative income stream to your bottom line. To join, call us or visit: