SANADI PLAN BY NATIONAL BONDS. Terms & conditions apply CAMERA / PLAN AHEAD. PROTECT YOUR FUTURE.

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1 Terms & conditions apply SANADI PLAN BY NATIONAL BONDS CAMERA / PLAN AHEAD. PROTECT YOUR FUTURE.

2 Remember when you patiently used a pencil to rewind cassettes? Or when you had to wait a week to share your photos? It may only feel like yesterday, but these are things you did over ten years ago. Today, it s impossible to think of a world where you can t do everything instantly, wherever you are. Which brings up the question: what will your world look like ten years from now? More importantly, will you be prepared for it? Plan ahead and protect your future with Sanadi by National Bonds. With this unique savings and protection plan, you ll get all the rewards of saving, combined with complete protection cover from life, job loss, illness and more. Save as little as AED 1,000 of your salary every month to protect yourself and your family for life. It s your all-in-one-plan for the future. what is Sanadi? Sanadi is National Bonds newest offering and it consists of a savings element along with protection, devised to comply with Shari a principles through which money is pooled and invested. With Sanadi, you get a well-defined product that allows you to reap the rewards of consistent savings, and in the process get complete protection cover for serious issues like life, job loss, illness and more. Furthermore, you can even customise your Sanadi cover at various stages of saving, to address your immediate needs at the time. In short, Sanadi is the perfect plan for wealth accumulation, alongside protection and peace of mind at a minimal cost. BENEFITS OF Sanadi Peace of mind Become financially secure for the future Highly Cost effective Simple documentation and quick processing Flexibility in customisation Savings for future financial goals Chance to become a millionaire Exclusive prizes for regular savers Up to 7 bundles of protection including life and income Shari a Compliant

3 Sanadi FEATURES Plan ahead for your future in a hassle-free manner with National Bonds. A plan such as Sanadi is a brilliant combination of regular savings and protection cover. PROTECTION 1. Involuntary Loss of Employment (ILOE) Ensure your income when times are tough by securing an extra layer of protection with Sanadi. Sanadi Job Loss Protection provides added comfort and security by reducing default costs that would otherwise affect your short and long-term financial stability. It allows you to continue receiving a monthly salary in the absence of your job. The protection coverage offered with ILOE is flexible (3 or 6 months salary) and is exclusive to UAE residents only. 2. COVER for LIFE Sanadi gives you the total peace of mind that only comes with knowing your family members will be able to maintain their standard of living if you are no longer here to provide for them. While money will never replace you, it will help compensate for the loss of your income and will help cover outstanding debts, your children s school fees and more. 3. Permanent Disability Don t risk the future you envision by jeopardising your ability to save for tomorrow. Sanadi can help you cover the costs of rehabilitation as well as your future cost of living. It does this by providing you with the complete agreed sum cover in case of a bodily injury that results in permanent disability within 180 days of the accident. 4. CRITICAL ILLNESS Don t add unnecessary debt to the burden of a life-altering illness. Sanadi Critical Illness coverage provides financial assistance when you need it most, by covering you against critical conditions like heart attacks, major cancers, kidney failure, major organ or bone marrow transplantation, multiple sclerosis, coronary artery disease and more. 5. TERMINAL ILLNESS Protect your loved ones by offsetting the high costs of medical care that comes with a terminal illness. Sanadi Terminal Illness Cover pays out when the policyholder is diagnosed, by a qualified doctor, as having an illness that is likely to cause death in the near future. 6. Hospital Cash Benefit Make sure you have access to additional financial aid should the unexpected happen. Sanadi s Hospital Cash Benefit is specially designed to ease your pain and support your financial needs in the event of hospitalisation for a minimum period of 7 days with a lump sum cash benefit of AED 700 when you sustain an injury covered under this policy. 7. Second Medical Opinion Don t take unnecessary chances when it comes to your health. With Sanadi s Second Medical Opinion you can receive a second opinion directly from medical specialists working in world-class medical institutions, if you are suffering from any covered critical illness deemed deserving of such an external evaluation based on the nature, severity, or complexity of the condition.

4 SAVINGS 1. Your financial support Accumulate wealth for all your future plans. Every time you save any amount with National Bonds, you accumulate wealth for your future reserve. This not only gives you the confidence to achieve your short, medium and long term goals, but also the possibility to make those goals perfectly achievable. 2. Flexibility Save in a way that complements your lifestyle. With the Sanadi savings plan, you get the flexibility to decide how much you want to save, as well as your preferred date of saving every month. Saving and becoming financially independent is the vision that National Bonds aims to achieve for all its investors. Even saving as low as AED 1,000 every month gives you the satisfaction of securing your financial future through our regular savings plan. 3. High Annual Expected Return on Investments Ensure financial security with guaranteed returns. The regular savings scheme of Sanadi is one of the biggest products National Bonds offers to the community. It has the benefit of great annual returns, bundled up with the opportunity to win huge rewards. This has allowed National Bonds to be named the Best Islamic Savings product in the UAE 3 times in a row. 4. BEST REWARD PROGRAM IN THE REGION Save more, win more. Saving with National Bonds has more benefits than just a great return on investment. Every Sanadi subscriber also automatically gets the best opportunity every month, to win prizes through our unparalleled rewards program. This program gives you multiple chances per bond, with exclusive prizes for ladies, minors, and regular savers. Apart from this, you even get the chance to achieve your dream of becoming a millionaire! 5. Shari a Compliance All your savings, done ethically. All our products and services are completely in line with Islamic Principles of Finance. Every investment we make or every operating aspect we observe are in compliance with Shari a principles, giving you the satisfaction of ensuring savings in an ethical manner. This is one of the major reasons why we are the leading Shari a compliant investment company in UAE. 6. FREE SMS UPDATES AND ONLINE ACCESS Technology that makes the handling of your finances quick and convenient. Every Sanadi subscriber gets access to our easy-to-use online interface, which gives you the chance to view your account details, in addition to receiving regular updates regarding our products and services. Using this service, you can even purchase bonds as and when you prefer and receive regular SMS updates about your purchases or any other product related information.

5 SIGN UP TODAY Sanadi PLAN Get protection for life, permanent disability and terminal illness for a minimum cover of AED 10,000 up to a maximum cover of 60 salaries. Get the option of including job loss protection for a period of 3 or 6 months to your coverage. Along with protection, get the benefits of saving with National Bonds.* * The customer must save a minimum of AED 1,000/month to be eligible for Sanadi. ENHANCED Sanadi PROTECTION Along with all the benefits of the Sanadi plan, you also get the choice to enhance your protection by including 7 types of critical illness (on minimum sum cover of AED 10,000 and maximum of up to the multiple of 24 salaries), second medical opinion, and hospital cash benefits. Eligibility requirements Eligibility conditions as stipulated by National Bonds are as follows: 1. Individual must apply as a regular saver with National Bonds. 2. Individual Covered shall be within the age criteria mentioned in each plan. 3. Individual Covered must be a resident of UAE at the time of enrolment. 4. Individual Covered must be a salaried customer. 5. Individual Covered should not be absent from work because of an accident, sickness or disability at the time of enrolment. 6. Minimum age at issue: 21 completed years. 7. Maximum age at issue: 64 completed years, 58 completed years with respect to ILOE benefits. 8. Maximum Cover age: 65 completed years, 59 completed years with respect to ILOE benefits. Signing up for Sanadi is easy. Just visit sms Sanadi to 3004 or call us at National Bonds Corporation PJSC is a distributor of Takaful plan. The Takaful policy is the contract between customer and Dar Al Takaful PJSC. T&C's apply. Licensed & regulated by Central bank of UAE