EAU CLAIRE COUNTY B E N E F I T I N F O R M A T I O N

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1 EAU CLAIRE COUNTY B E N E F I T I N F O R M A T I O N

2 HEALTH INSURANCE Available to employees working 30+ hours per week and at least 3 months If elected, coverage begins on the first day of the month following hire Eau Claire County offers two options, both with HSA s Participation in Eau Claire County s Wellness Program lowers premiums of both plans and Eau Claire County provides a contribution to your HSA Click here for rates Click here for coverage options

3 HEALTH SAVINGS ACCOUNT (HSA) Employees who elect the higher-deductible health insurance plan receive additional funds from Eau Claire County to be used towards health-related expenses You may elect to contribute additional funds to your account from your paycheck, pre-tax Your HSA funds are yours and roll-over each year Click here for more information

4 FLEXIBLE SPENDING Available to full-time employees 6 months after hire Flexible Spending Accounts reimburse specific costs Dependent Care Expense Account Health Care Expense Account Limited Medical Expense Account

5 FLEXIBLE SPENDING- LIMITED Available to employees who have an HSA Use tax-free dollars to pay for eligible out-of-pocket dental and eye care expenses for yourself and eligible family members Contribute up to $2,600 per plan year (2017) $500 can be rolled over to the next year

6 FLEXIBLE SPENDING- HEALTH Not available to employees who have an HSA Use tax-free dollars to pay for eligible out-of-pocket medical, dental, and eye care expenses for yourself and eligible family members Contribute up to $2,600 per plan year (2017) $500 can be rolled over to the next year

7 FLEXIBLE SPENDING- DEPENDENT CARE Use tax-free dollars to pay for eligible child and elder daycare expenses Contribute up to $5,000 per plan year

8 DENTAL Available to employees working 30+ hours per week and at least 3 months If elected, coverage begins on the first day of the month following hire Click here for rates Click here for more information

9 VISION Available to employees working 30+ hours per week and at least 3 months If elected, coverage begins on the first day of the month following hire Click here for rates Click here for more information

10 RETIREMENT Available to regular employees working 24+ hours per week and temporary employees working 30+ hours per week for at least one year Fund on their first day of employment County pays the Employer share (6.8% of gross earnings in 2017) Employees pay the Employee share (6.8% of gross earnings in 2017) Click here for more information

11 SHORT-TERM DISABILITY INSURANCE Available to regular employees working 20+ hours per week and temporary employees working 30+ hours per week for at least three months If elected, coverage begins on the first day of the month following hire Premiums are paid with after-tax dollars, so benefits are not subject to federal income tax This benefit covers employees on and off the job Benefits are payable through 13 weeks of disability Click here for more information

12 LONG-TERM DISABILITY INSURANCE Available to regular employees working 20+ hours per week and temporary employees working 30+ hours per week for at least three months If elected, coverage begins on first day of the month following hire Premiums are paid with after-tax dollars, so benefits are not subject to federal income tax Covers employees on and off the job Benefits are payable to Social Security Normal Retirement Age Click here for more information

13 TERM LIFE INSURANCE Available to regular employees working 24+ hours per week and temporary employees working 30+ hours per week for least at one year If elected, coverage begins the first of the month following 30 days of employment One times previous year s WRS earnings, rounded to the next higher $1,000 Additional, supplemental, spouse and dependent coverage available

14 WHOLE LIFE INSURANCE Available to regular employees working 20+ hours per week and temporary employees working 30+ hours per week for at least three months Premiums never increase and you can continue coverage post retirement or leaving your employment with the County

15 DEFERRED COMPENSATION Available to regular employees working 20+ hours per week and temporary employees working 30+ hours per week for at least three months Pre-tax, automatic payroll contributions to save for retirement through Nationwide Retirement Specialists May contribute from $10 per pay period up to 100% of pay, but no more than the annual limit established by the IRS Benefits are subject to income tax. There is no penalty for withdrawing early. Click here for more information

16 ROTH IRA Available to regular employees working 20+ hours per week and temporary employees working 30+ hours per week for at least three months After-tax, automatic payroll contributions to save for retirement through Securities America May contribute from $25 per pay period up to 100% of pay, but no more than the annual limit established by the IRS Benefits are not subject to income tax and earnings grow tax-free. There is a penalty for withdrawing early.

17 COVERDELL EDUCATION SAVINGS ACCOUNT Available to regular employees working 20+ hours per week and temporary employees working 30+ hours per week for at least three months Enables you to save for your education or for a beneficiary using automatic payroll contributions Can be used for elementary and secondary school as well as higher education costs May contribute from $25 per pay period up to $2000 per year Funds are not subject to federal taxes

18 EDVEST Available to regular employees working 20+ hours per week and temporary employees working 30+ hours per week for at least three months Enables you to save for your education or for a beneficiary using automatic payroll contributions Funds may be used for higher education costs May contribute $15/month up to the maximum allowable contribution limit set by Wisconsin Funds are not subject to federal taxes and WI residents can claim tax credit for contributions on WI income tax return

19 ADDITIONAL BENEFITS AAA Discount AT&T Discount Office Depot Contract Rates Verizon Discount Enterprise Rental Car Decreased Rates Dell Products and Accessories Deals Discounted Movie Tickets Carmike Cinemas at Oakwood Mall Micon Cinemas Restrictions apply. Eau Claire County does not endorse these or any other company that offers promotional discounts.

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