Level 1 l Pre-intermediate / Intermediate

Size: px
Start display at page:

Download "Level 1 l Pre-intermediate / Intermediate"

Transcription

1 1 Warmer a. Write five words that you would expect to read in an article about universal basic income. b. Scan the article to see how many of your words you can find. 2 Key words Match the key words with the definitions. Then, find them in the article to read them in context. The paragraph numbers will help you. aspects community in favour of pilots unaffordable 1. something that costs too much money and so it is difficult to pay for (para 1) 2. projects that test an idea in one place or with only a few people to find out if it will be successful or popular (para 2) 3. parts (para 3) 4. If you are something, you support it because you believe it is right. (para 3) 5. a particular area and the people who live there (para 4) abuse nutrition recipients unconditional social security 6. people who receive something (para 4) 7. If something is, you receive it without limits and a certain situation does not need to exist before you receive it. (para 5) 8. the system by which the government regularly pays money to people who do not have a job or who are too ill or old to work (para 6) 9. use of alcohol or illegal drugs in a way that is bad for your health (para 8) 10. food considered as something that keeps you healthy (para 10)

2 Universal basic income is becoming an urgent necessity Guy Standing 12 January, Recently, there has been a lot of interest in basic income. The idea is that a monthly income should be paid to everybody. Many people criticize the idea and say it is unaffordable and creates laziness but basic income is now getting support from many places. 2 There are already basic income pilots around the world. One pilot started on 1 January, 2017 in Finland. Others are planned in Ontario, Canada, Oakland, California, Aquitaine, France and Catalonia, Spain. And there are discussions in Fife and Glasgow, Scotland. A US non-governmental organization, GiveDirectly, is raising $30 million for a 12-year experiment in Kenya. 3 It is important to emphasize that pilots can only test some aspects of paying a basic income and seeing what people do differently. People in favour of a basic income say that the main benefits of a universal basic income are social justice, freedom and financial security. 4 Most pilots are not exactly the same as a universal basic income system, in which everyone in a community receives a basic income so its benefits cannot be tested. And if only a few people get a basic income, recipients may soon be under pressure from relatives and neighbours to share it. 5 At the moment, Finland s pilot is receiving global attention. Two thousand unemployed people aged between 25 and 58 have started to receive 560 as a tax-free monthly unconditional benefit. They will receive this money for two years. It will not be reduced if they earn income and they will not have to search for jobs. 6 The reason for the experiment is that the complicated Finnish social security system no longer works. A basic income removes benefit conditions that say people must look for and take employment. It encourages unemployed people to take low-income jobs because their basic income is not taken away when they earn money. The people who designed the pilot are trying to answer the question: could a basic income simplify the social security system and increase employment? 7 A well-known experiment in the Canadian town of Dauphin in the 1970s showed that recipients of the basic income had better health and less mental stress. 8 And in an accidental basic income pilot in North Carolina, when a Cherokee community decided to share casino profits with all members of their tribe, children did better in school and were less likely to commit crimes. Alcohol and drug abuse also reduced. 9 In a pilot in India, about 6,000 people in eight villages received a small basic income for 18 months. Their experience was compared with what happened in 12 similar villages where nobody received the basic income. 10 There were four positive effects. Firstly, there was better nutrition, health and schooling. Secondly, it supported equality because the basic income helped the disabled more than other people and women more than men. Thirdly, a basic income led to more work. And lastly, more people were able to start self-employed work. Guardian News and Media 2017 First published in The Guardian, 12/01/17

3 3 4 5 Find the information Answer the questions using information from the article. 1. Where has a universal basic income pilot recently started? 2. Where is it planned? 3. Where are they discussing the introduction of a universal basic income pilot? 4. For which country is a non-governmental organization raising money for a 12-year experiment? 5. Where has a pilot already happened by accident? 6. In which large country has there already been a pilot? Comprehension check Match these sentence halves to summarize the article. 1. Current social security systems aren t working and they are Universal basic income has been criticized because some people say People who are in favour of universal basic income say that In a pilot in Finland, 2,000 unemployed people have started to Universal basic income would encourage unemployed people to take low-paid jobs because A project in a Native American community showed that A pilot in India showed that people who received the money... Using the language 1. In the article, what a. is unaffordable? b. are some people in favour of? c. no longer works? 2. Now, briefly talk about a. something that you think is unaffordable. b. something that you are in favour of. c. something that no longer works. a.... receive 560 every month for two years. b.... had better health and nutrition, and worked more. c.... too complicated. d.... it supports financial security, fairness and freedom. e.... children did better at school. f.... it costs too much money and it makes people lazy. g.... it is not taken away when you earn money.

4 6 Discussion In your country, can unemployed people get social security money and/or other benefits? Can people who receive this money work part time or in temporary jobs at the same time? Do people who receive social security benefits have to look for jobs, go to regular appointments or follow any other rules? Could a basic income simplify the social security system and increase employment? What do you think?

5 KEY 1 Warmer Teacher s note: You may want to offer a simple definition of universal basic income a monthly income paid to everybody and/or give some example words to get students started, such as unemployment and poverty. 5 Using the language 1. a. universal basic income b. a basic income c. the Finnish social security system 2 Key words 1. unaffordable 2. pilots 3. aspects 4. in favour of 5. community 6. recipients 7. unconditional 8. social security 9. abuse 10. nutrition 3 Find the information 1. Finland 2. Ontario in Canada, Oakland in California, Aquitaine in France and Catalonia in Spain 3. Fife and Glasgow in Scotland 4. Kenya 5. North Carolina, USA, in a Cherokee community 6. India 4 Comprehension check 1. c 2. f 3. d 4. a 5. g 6. e 7. b

A TRIAL OF UNIVERSAL BASIC INCOME

A TRIAL OF UNIVERSAL BASIC INCOME POLICY INITIATIVE A TRIAL OF UNIVERSAL BASIC INCOME SECURING A FUTURE FOR ALL OF US The Greens are announcing a $55 million plan for Australia s first-ever universal basic income trial, to be undertaken

More information

Pensions and Retirement. Pension benefits, housing allowance and care allowance

Pensions and Retirement. Pension benefits, housing allowance and care allowance Pensions and Retirement Pension benefits, housing allowance and care allowance Contents Pensions and Retirement 1 What kind of pension can I get? 2 Earnings-related pension 3 Pensions provided by Kela

More information

Costing a Basic Income for Ireland

Costing a Basic Income for Ireland 9. Costing a Basic Income for Ireland Eamon Murphy and Seán Ward Introduction What should citizens of a Republic expect in 2016? Social Justice Ireland believes that all people are entitled to seven rights:

More information

Can Universal Basic Income solve future Income Security Challenges?

Can Universal Basic Income solve future Income Security Challenges? Can Universal Basic Income solve future Income Security Challenges? Some tentative answers from the Finnish Basic Income (BI) experiment Olli Kangas (olli.kangas@kela.fi) Professor, PhD, Director of Governmental

More information

Level 2 l Upper intermediate

Level 2 l Upper intermediate 1 2 Warmer Match the generations to the years they were born in. Scan the article to check your answers. 1. millennials a. 1946 1965 2. baby boomers b. 1966 1980 3. Generation X c. 1981 2000 Key words

More information

Basic Income: What is it and what could it mean for social assistance?

Basic Income: What is it and what could it mean for social assistance? Basic Income: What is it and what could it mean for social assistance? Jennefer Laidley, Research & Policy Analyst Income Security Advocacy Centre (ISAC) October 14, 2016 Who is ISAC? Income Security Advocacy

More information

Your Words are Worth Something Identifying Barriers to the Well Being of Older Women

Your Words are Worth Something Identifying Barriers to the Well Being of Older Women The Older Women s Dialogue Project Your Words are Worth Something Identifying Barriers to the Well Being of Older Women Community Partner WHY GENDER MATTERS Recently there has been much discussion in Canada

More information

C-BIG PEI. Campaign for a Basic Income Guarantee for Prince Edward Island

C-BIG PEI. Campaign for a Basic Income Guarantee for Prince Edward Island C-BIG PEI Campaign for a Basic Income Guarantee for Prince Edward Island Like slavery and apartheid, poverty is not natural. It is man-made and it can be overcome and eradicated by the actions of human

More information

State Proposals for Medicaid Work and Community Engagement Requirements

State Proposals for Medicaid Work and Community Engagement Requirements State Proposals for Medicaid Work and Community Engagement Requirements In January 2018, the Centers for Medicare & Medicaid Services (CMS) issued a new policy allowing states to implement work and community

More information

Moving to or from Finland. How to get covered by the Finnish social security and what happens when you move from Finland to another country

Moving to or from Finland. How to get covered by the Finnish social security and what happens when you move from Finland to another country Moving to or from Finland How to get covered by the Finnish social security and what happens when you move from Finland to another country Contents When you move to Finland and from Finland 1 When you

More information

DATE: January 11, 2017 REPORT NO. PHSSS TYPE OF REPORT CONSENT ITEM [ x ] ITEM FOR CONSIDERATION [ ]

DATE: January 11, 2017 REPORT NO. PHSSS TYPE OF REPORT CONSENT ITEM [ x ] ITEM FOR CONSIDERATION [ ] DATE: January 11, 2017 REPORT NO. PHSSS2017-08 TO: FROM: PREPARED BY: Chair and Members Social Services Committee Jo Cupoli-Atanas, General Manager Public Health, Safety & Social Services Anthony Labatt,

More information

Unemployed Adults Without Children CalFresh Forum

Unemployed Adults Without Children CalFresh Forum Unemployed Adults Without Children CalFresh Forum February 2017 Ed Bolen Center on Budget and Policy Priorities 107 Agenda The Rule Who is Affected State Challenges 108 Overview: The Rule Benefits are

More information

Basic Income as a policy option: Can it add up?

Basic Income as a policy option: Can it add up? Basic Income as a policy option: Can it add up? ELS policy brief, 24 th May 2017 Universal Basic Income Lots of interest, but also unanswered questions Proposals for a BI are much in the news Several pilots

More information

What is a basic income and how could it benefit Family Carers?

What is a basic income and how could it benefit Family Carers? What is a basic income and how could it benefit Family Carers? John Baker (Basic Income Ireland and UCD School of Social Policy, Social Work and Social Justice) Anne B Ryan (Basic Income Ireland and Dept

More information

Level 1 l Pre-intermediate / Intermediate

Level 1 l Pre-intermediate / Intermediate 1 Warmer Match the generations to the years they were born in. Scan the article to check your answers. 1. millennials a. 1946 1965 2. baby boomers b. 1966 1980 3. Generation X c. 1981 2000 2 Key words

More information

Ontario's Basic Income Pilot April 24, :00 A.M.

Ontario's Basic Income Pilot April 24, :00 A.M. NEWS Ministry of Community and Social Services Ontario's Basic Income Pilot April 24, 2017 9:00 A.M. Finding a Better Way: A Basic Income Pilot for Ontario Ontario is launching a pilot project to assess

More information

Basic Income as a policy option: Can it add up?

Basic Income as a policy option: Can it add up? Basic Income as a policy option: Can it add up? Poverty in Europe and how to fight it Sapienza Università di Roma,26 May 2017 Herwig Immervoll Jobs and Income, OECD Herwig.immervoll@oecd.org Concerns about

More information

Facts about Welfare. History of Welfare. The Qualifications to have Welfare. Types of Welfare Available

Facts about Welfare. History of Welfare. The Qualifications to have Welfare. Types of Welfare Available Facts about Welfare History of Welfare Welfare has always been around, from the beginning of the United States to our current time. Although the form welfare has taken has changed throughout the years.

More information

Employment Insurance: The Prince Edward Island Story

Employment Insurance: The Prince Edward Island Story Employment Insurance: The Prince Edward Island Story PEI has many seasonal and part-time workers. Employment Insurance (EI) is especially important to Prince Edward Island, given the Island s seasonal

More information

Basic Income in the Finnish Context. End of previous Forum article. Olli Kangas, Miska Simanainen and Pertti Honkanen. Forum

Basic Income in the Finnish Context. End of previous Forum article. Olli Kangas, Miska Simanainen and Pertti Honkanen. Forum DOI: 10.1007/s10272-017-0652-0 Forum End of previous Forum article Olli Kangas, Miska Simanainen and Pertti Honkanen Basic Income in the Finnish Context The basic income experiment is one of the key projects

More information

Basic Income as a policy option: Can it add up?

Basic Income as a policy option: Can it add up? Basic Income as a policy option: Can it add up? Workshop on the Future of Social Protection Berlin, 12 June 2017 Herwig Immervoll Jobs and Income, OECD Herwig.immervoll@oecd.org Follow us on Twitter, via

More information

A report on the perspectives of service delivery in Salvation Army shelters.

A report on the perspectives of service delivery in Salvation Army shelters. A report on the perspectives of service delivery in Salvation Army shelters. T he persistence of poverty continues today largely because of an indifference that is morally unacceptable and unnecessary.

More information

Ways to increase employment

Ways to increase employment Ways to increase employment Iceland Luxembourg Spain Canada Italy Norway Denmark Germany Portugal Ireland Japan Belgium Switzerland Austria Slovenia United States New Zealand Finland France Netherlands

More information

Estate Planning & Administration

Estate Planning & Administration Estate Planning & Administration Introduction If you ve been putting off creating an estate plan, then you re missing out on a chance to get some peace of mind. Many of our clients tell us that they feel

More information

We all need public supports and services that provide avenues to economic security.

We all need public supports and services that provide avenues to economic security. Economic Security Investments in economic security ensure that people can survive difficult financial times and take steps to improve their quality of life. Families succeed when parents are secure in

More information

- Flexicurity - INTENSIVE PROGRAMME IMPLEMENTATION OF LISBON STRATEGY KAUNAS. Oulu University of Applied Sciences, Finland

- Flexicurity - INTENSIVE PROGRAMME IMPLEMENTATION OF LISBON STRATEGY KAUNAS. Oulu University of Applied Sciences, Finland - Flexicurity - INTENSIVE PROGRAMME 2008-2009 IMPLEMENTATION OF LISBON STRATEGY KAUNAS Arto Kallunki Arianna Giovannardi Judith Moosmann Alexandre Casadevall Portas Derrick Sweers Raimonda Karanauskyte

More information

Volusia County School District

Volusia County School District Educator Salary Protection Insurance Plan Volusia County School District Disability Insurance Plans are offered and underwritten by Unum Life Insurance Company WHAT IF YOU WEREN'T GETTING A PAYCHECK? Chances

More information

PAGE TABLE OF CONTENTS... O-1 OVERVIEW OF TRUST FUNDS... O-2 DISCLAIMER... O-4 CHECK LIST, UPON POST-RETIREMENT DEATH... O-5

PAGE TABLE OF CONTENTS... O-1 OVERVIEW OF TRUST FUNDS... O-2 DISCLAIMER... O-4 CHECK LIST, UPON POST-RETIREMENT DEATH... O-5 TRUST FUND DETAILS TABLE OF CONTENTS TRUST FUND DETAILS Table Of Contents PAGE TABLE OF CONTENTS... O-1 OVERVIEW OF TRUST FUNDS... O-2 DISCLAIMER... O-4 CHECK LIST, UPON POST-RETIREMENT DEATH... O-5 O-1

More information

Universal Basic Income

Universal Basic Income Universal Basic Income The case for UBI in Developed vs Developing Countries Maitreesh Ghatak London School of Economics November 24, 2017 Universal Basic Income Three dimensions Cash transfers (not in-kind,

More information

BASIC INCOME. Background

BASIC INCOME. Background BASIC INCOME Background The term basic income, sometimes referred to as guaranteed annual income, guaranteed livable income, or citizen s wage, refers to proposals for a minimum level of income security

More information

Trivia Time contains three trivia game boards, a student answer sheet and eight sets of trivia game questions.

Trivia Time contains three trivia game boards, a student answer sheet and eight sets of trivia game questions. Trivia Time Trivia Time contains three trivia game boards, a student answer sheet and eight sets of trivia game questions. The three game boards are included to allow students to play different games as

More information

Health Insurance Considerations for College Students

Health Insurance Considerations for College Students Health Insurance Considerations for College Students Sarah Van Orman, MD, MMM, FACHA Executive Director University Health Services University of Wisconsin-Madison College Student Health Care Needs More

More information

Universal Basic Income

Universal Basic Income What financial support are unemployed people given where you live? B Read the first part of the two articles below and check your ideas. Various countries are proposing universal basic income plans to

More information

Town of Grand Chute. Employer Paid Short Term Disability Insurance. NCSTD1_Value Employer Paid Short Term Disability Insurance

Town of Grand Chute. Employer Paid Short Term Disability Insurance. NCSTD1_Value Employer Paid Short Term Disability Insurance NCSTD1_Value Employer Paid Short Term Disability Insurance This this text box here. A post process uses the text above to do a "Find/Replace" of variable text and the header. Tempalte: NCSTD_BHS Employer

More information

The Royal Conservatory School. BURSARY ASSISTANCE PROGRAM SMART START Early Years Instruction APPLICATION FORM FOR THE ACADEMIC YEAR D D

The Royal Conservatory School. BURSARY ASSISTANCE PROGRAM SMART START Early Years Instruction APPLICATION FORM FOR THE ACADEMIC YEAR D D The Royal Conservatory School BURSARY ASSISTANCE PROGRAM SMART START Early Years Instruction APPLICATION FORM FOR THE 2018.19 ACADEMIC YEAR D D Mail, fax, or hand your completed application to The Royal

More information

HUNGARY Overview of the tax-benefit system

HUNGARY Overview of the tax-benefit system HUNGARY 2006 1. Overview of the tax-benefit system Unemployment insurance is compulsory for everyone in employment, except self-employed persons and employed pensioners; unemployment benefit is paid for

More information

West Berkshire Council Personal Budget Policy

West Berkshire Council Personal Budget Policy West Berkshire Council Personal Budget Policy 1. Introduction and Background 1.1 This policy relates to the provision of Personal Budgets as detailed in the Children & Families Act 2014 (Part 3, section

More information

Global Society and The Health Gap

Global Society and The Health Gap 資料 2 Global Society and The Health Gap Professor Sir Michael Marmot @MichaelMarmot JMA Annual Policy Symposium Tokyo 16 February 2018 Why treat people and send them back to the conditions that made them

More information

Revolutionising Global Student Travel Insurance

Revolutionising Global Student Travel Insurance Revolutionising Global Student Travel Insurance For international students studying in the United Kingdom HealthCare International s Global Student Travel Insurance An insurance policy for international

More information

In 2004, the federal-provincial-territorial governments had an agreement on providing affordable, quality childcare.

In 2004, the federal-provincial-territorial governments had an agreement on providing affordable, quality childcare. Childcare Families have identified lack of access to affordable, quality child care as a barrier to: finding and keeping jobs; participating in job training getting out of poverty Canada has no national

More information

Policy: Welfare. Principles. The Liberal Democrats:

Policy: Welfare. Principles. The Liberal Democrats: Policy: Welfare www.ldp.org.au / info@ldp.org.au fb.com/ldp.australia @auslibdems PO Box 773, DICKSON ACT 2602 The Liberal Democrats will modify the welfare system to foster a culture of independence and

More information

Introduction 1 Key Findings 1 The Survey Retirement landscape 2

Introduction 1 Key Findings 1 The Survey Retirement landscape 2 Contents Introduction 1 Key Findings 1 The Survey 1 1. Retirement landscape 2 2. Aspirations and expectations for a changing retirement 2 The UK is ranked in the middle of the AEGON Retirement Readiness

More information

Welcome to AARP s presentation focusing on the health care law so you ll know where your small business fits in to it all.

Welcome to AARP s presentation focusing on the health care law so you ll know where your small business fits in to it all. Welcome to AARP s presentation focusing on the health care law so you ll know where your small business fits in to it all. Today, we will focus on what employers need to know, what their employees should

More information

Direct Payments and Personal Budgets

Direct Payments and Personal Budgets Date of Resource: April 2015 Page 1 of 9 Learning Aims The learning aims of this legal briefing are to enable you to understand: 1 What a personal budget is and in what circumstances a local authority

More information

ROUGH DRAFT NO. 1 AN ACT

ROUGH DRAFT NO. 1 AN ACT 4210H.01Ia ROUGH DRAFT NO. 1 AN ACT To repeal section 105.711, RSMo, and to enact in lieu thereof two new sections relating to a MO HealthNet benefits pilot project, with penalty provisions. BE IT ENACTED

More information

AFFORDABLE CARE ACT. And the Aging Population Jan Figart, MS & Laura Ross-White, MSW. A Sign of the Times: Health Trends and Ethics

AFFORDABLE CARE ACT. And the Aging Population Jan Figart, MS & Laura Ross-White, MSW. A Sign of the Times: Health Trends and Ethics AFFORDABLE CARE ACT And the Aging Population Jan Figart, MS & Laura Ross-White, MSW A Sign of the Times: Health Trends and Ethics LiveStream: http://ostate.tv Learning Objectives Describe the history of

More information

To what extent should the United States government increase funding and aid impoverished areas? (1905 words)

To what extent should the United States government increase funding and aid impoverished areas? (1905 words) To what extent should the United States government increase funding and aid impoverished areas? (1905 words) Poverty in The United States of America has been increasing since the year 2000, whereas in

More information

Alameda County Human Impact Project

Alameda County Human Impact Project Alameda County Human Impact Project San Leandro Breakfast Club June 19, 2013 Government Funds County Programs 2012-13 Alameda County Funding Sources 10% 7% 6% 5% 30% State Federal Property Taxes 10% 12%

More information

Purpose: To provide information regarding eligibility for WIOA funded Dislocated Worker, Adult, and Youth programs

Purpose: To provide information regarding eligibility for WIOA funded Dislocated Worker, Adult, and Youth programs Northern Illinois Workforce Alliance Policy Title: Eligibility Adult / Dislocated Worker / Youth Approved: 06/07/2016 Effective: 06/07/2016 Reference Number 2015-400-01 Status: Active Modifications: Purpose:

More information

Foundations in Personal Finance - Chapter 9 Test

Foundations in Personal Finance - Chapter 9 Test Foundations in Personal Finance - Chapter 9 Test Name Date MULTIPLE CHOICE. Choose the one alternative that best completes the statement or answers the question. 1) Which of the following would not be

More information

Residence based. Is there a future for residence based Social Security in EU? Tax financed Non - discriminatory

Residence based. Is there a future for residence based Social Security in EU? Tax financed Non - discriminatory 23.10.2018 Is there a future for residence Social Security in EU? Essi Rentola Residence Tax financed Non - discriminatory 2 1 FINNISH SOCIAL SECURITY SYSTEM Residence Services and benefits provided by

More information

Kela s values: respect for the individual expertise cooperation renewal

Kela s values: respect for the individual expertise cooperation renewal Kela s mission statement: With you throughout life supporting you through times of change Kela s values: respect for the individual expertise cooperation renewal Kela s mission is to secure the income

More information

Submission to the Commission for the Review of Social Assistance in Ontario

Submission to the Commission for the Review of Social Assistance in Ontario Toronto Central Council Composed of: DURHAM ETOBICOKE HUMBER VALLEY PEEL PEEL NORTH SCARBOROUGH EAST Submission to the Commission for the Review of Social Assistance in Ontario Social Assistance Reform

More information

Invalidity: Qualifying Conditions a), 2005

Invalidity: Qualifying Conditions a), 2005 Austria All employees in paid employment, trainees. Family members working in the enterprises of self-employed persons. Persons who do not have a formal employment contract but essentially work like an

More information

SURVIVAL GUIDE FOR PRODUCTIVE DISCUSSIONS

SURVIVAL GUIDE FOR PRODUCTIVE DISCUSSIONS SURVIVAL GUIDE FOR PRODUCTIVE DISCUSSIONS Representatives must be sure to obtain all pertinent information about their clients in order to better understand them and make appropriate recommendations. This

More information

BASIC INCOME FROM SOCIAL IDEA TO SOCIAL POLICY

BASIC INCOME FROM SOCIAL IDEA TO SOCIAL POLICY UNIVERSAL BASIC INCOME: NEW AVENUES IN SOCIAL WELFARE POLICY SCHOOL OF SOCIAL SCIENCES AND HUMANITIES, UNIVERSITY OF TAMPERE JURGEN DE WISPELAERE UNIVERSITY OF TAMPERE JURGEN.DEWISPELAERE@GMAIL.COM BASIC

More information

Connie Saaristo, Fond du Lac Ojibwe, Minnesota

Connie Saaristo, Fond du Lac Ojibwe, Minnesota Connie Saaristo, Fond du Lac Ojibwe, Minnesota My name is Connie Saaristo and I am the Circle of Health Director for the Mille Lacs Band of Ojibwe. I am a Fond du Lac enrollee. I have been given this position

More information

Discussion Paper Guaranteed Annual Income:

Discussion Paper Guaranteed Annual Income: Discussion Paper Guaranteed Annual Income: An important component of an integrated and comprehensive approach to dealing with poverty June 2016 Guaranteed Annual Income: An important component of an integrated

More information

Social and Economic Determinants of Household Food Insecurity in the United States and Canada

Social and Economic Determinants of Household Food Insecurity in the United States and Canada Social and Economic Determinants of Household Food Insecurity in the United States and Canada Mark Nord Economic Research Service, USDA 5 th McGill Conference on Global Food Security Montreal, October

More information

New 2008 T2050 Application to Register a Charity Under the

New 2008 T2050 Application to Register a Charity Under the New 2008 T2050 Application to Register a Charity Under the Income Tax Act: A discussion of the changes By Mark Blumberg (December 20, 2008) The last time the T2050 Application to Register a Charity Under

More information

MINISTRY OF COMMUNITY, FAMILY AND CHILDREN'S SERVICES

MINISTRY OF COMMUNITY, FAMILY AND CHILDREN'S SERVICES THE ESTIMATES, 2003-04 1 SUMMARY The mandate of the Ministry is to provide an affordable and effective system of community and social services that supports and invests in: families and communities, to

More information

HUNGARY Overview of the tax-benefit system

HUNGARY Overview of the tax-benefit system HUNGARY 2007 1. Overview of the tax-benefit system Unemployment insurance is compulsory for everyone in employment, except self-employed persons and employed pensioners; unemployment benefit is paid for

More information

Peer Review on Social Protection Information System

Peer Review on Social Protection Information System Peer Review on Social Protection Information System Finland On the way from separate systems to the national service architecture Lithuania, 23 November 2017 DG Employment, Social Affairs and Inclusion

More information

Submission to House of Commons Standing Committee on Finance Pre-Budget Consultation Giving Priority to Low-Income, Unattached, Women Seniors

Submission to House of Commons Standing Committee on Finance Pre-Budget Consultation Giving Priority to Low-Income, Unattached, Women Seniors 383 Parkdale Avenue Suite 402 Ottawa ( Ontario) K1Y 4R4 Tel. : (613) 729-6668 Fax. : (613) 729-9608 E-mail : casw@casw-acts.ca Submission to House of Commons Standing Committee on Finance Pre-Budget Consultation

More information

Comprehensive Paid Family and Medical Leave for Today s Families and Workplaces

Comprehensive Paid Family and Medical Leave for Today s Families and Workplaces ASSOCIATED PRESS PHOTO/KEVIN RIVOLI Comprehensive Paid Family and Medical Leave for Today s Families and Workplaces Crafting a System that Builds on the Experience of Existing Federal and State Programs

More information

Unemployment: Benefits, 2010

Unemployment: Benefits, 2010 Austria Unemployment benefit: The benefit is 55% of net earnings and is paid for up to 20 weeks; may be extended to 30 weeks with at least 156 weeks of coverage in the last 5 years; 39 weeks if aged 40

More information

2013 Group Benefits Employer Markets Legislative Notice

2013 Group Benefits Employer Markets Legislative Notice 2013 Group Benefits Employer Markets Legislative Notice Employee Version Note: The purpose of this Notice is to provide an overview of new laws passed in 2013 that may impact your insurance policy. These

More information

EU Gender Equality law

EU Gender Equality law EU Gender Equality law Serbia explanatory screening meeting Chapter 19 SOCIAL POLICY AND EMPLOYMENT 10-12 February 2014 DG Treaties and EU Charter Outline Employment: Directive 2006/54/EC Access to goods

More information

Class Wars/Culture Wars 1 st March 2012

Class Wars/Culture Wars 1 st March 2012 Class Wars/Culture Wars 1 st March 2012 Who makes chavs? Sue Christoforou www.equalitytrust.org.uk Causes of disadvantage V Professor Sir Michael Marmot, internationally acclaimed epidemiologist Income

More information

Basic Income? Basically unaffordable, say most Canadians

Basic Income? Basically unaffordable, say most Canadians Basic Income? Basically unaffordable, say most Canadians Page 1 of 10 Two-in-three say a basic income program would discourage people from working August 11, 2016 As governments across the country and

More information

WEALTH. Financial Planning For Life.

WEALTH. Financial Planning For Life. WEALTH Financial Planning For Life Our Approach What is Wealth Management? Financial planning can mean different things to different people, but in essence it s to help you achieve your goals and protect

More information

Laws & Regulations on Setting Up Business in Japan

Laws & Regulations on Setting Up Business in Japan Laws & Regulations on Setting Up Business in Japan Contents Chapter 1 About our office Chapter 6 Work rules Chapter 2 Introduction Chapter 7 Safety and hygiene Chapter 3 Labor contracts Chapter 8 Resignation

More information

Voluntary Benefits. So Important. Your Guide to Understanding Voluntary Disability Income Protection

Voluntary Benefits. So Important. Your Guide to Understanding Voluntary Disability Income Protection Voluntary Benefits Your Guide to Understanding Voluntary Disability Income Protection What would happen if you couldn t work? How would your life change if you became ill or injured and couldn t bring

More information

Metadata. Title: Purpose: Date created: 02/27/17. Created by: Megha Pradhan. Last edited on: 02/27/2017. Last edited by: Megha Pradhan

Metadata. Title: Purpose: Date created: 02/27/17. Created by: Megha Pradhan. Last edited on: 02/27/2017. Last edited by: Megha Pradhan Metadata Title: Purpose: Date created: 02/27/17 Created by: Megha Pradhan Last edited on: 02/27/2017 Last edited by: Megha Pradhan Notes/guidelines:. Universal Basic Income What does rigorous evidence

More information

Is the Western Welfare State Still Sustainable?

Is the Western Welfare State Still Sustainable? Is the Western Welfare State Still Sustainable? James Heckman University of Chicago and University College Dublin ILO Institute March 23, 2007 1 / 36 Half a century ago, the free-market economist Friedrich

More information

Government can choose to reduce poverty and hardship by taking three steps:

Government can choose to reduce poverty and hardship by taking three steps: A roof over every head, a meal on every table. Government must raise the rate. Australia s social safety net is something most of us contribute to, and most of us benefit from, at different times in our

More information

NHS Ayrshire & Arran Organisation & Human Resource Development Policy RETIREMENT POLICY

NHS Ayrshire & Arran Organisation & Human Resource Development Policy RETIREMENT POLICY NHS Ayrshire & Arran Organisation & Human Resource Development Policy Change Record RETIREMENT POLICY Version Date Reason Author d1a Initial Draft i1a Issued for Review a1 06.09.11 Approved Mary Anne Black

More information

0pinions on organised, cross-border crime and corruption

0pinions on organised, cross-border crime and corruption Special Eurobarometer European Commission 0pinions on organised, cross-border crime and corruption Fieldwork: November - December 2005 Publication: March 2006 Special Eurobarometer 245 / Wave 64.3 TNS

More information

Ruth Szanto, Esq. & Nina Targovnik, Esq. Community Legal Services

Ruth Szanto, Esq. & Nina Targovnik, Esq. Community Legal Services Ruth Szanto, Esq. & Nina Targovnik, Esq. Community Legal Services Types of Income Boosts Quiz! Administrative Hearings Nutritional Assistance (Food Stamps) Arizona Health Care Cost Containment System

More information

Baltic Sea Region Report

Baltic Sea Region Report Macro Research December 6, 2017 Baltic Sea Region Report Heart-warming growth is a poor excuse to postpone reforms Growth at its cyclical peak Productivity is the key to income convergence in the Baltics

More information

A Society for All-the Key to Sustainable Social and Economic Development

A Society for All-the Key to Sustainable Social and Economic Development A Society for All-the Key to Sustainable Social and Economic Development Finland s Experience Aino-Inkeri Hansson, Director General The Finnish Success Story Finland has developed from a poor, agrarian,

More information

The purpose of preventive social assistance is to further a person s or family s social security and ability to function in society.

The purpose of preventive social assistance is to further a person s or family s social security and ability to function in society. Ministry of Social Affairs and Health, Finland N.B. Unofficial translation. Legally valid only in Finnish and Swedish No. 1412/1997 Social Assistance Act Chapter 1 General provisions Section 1 Purpose

More information

Caregiver s Handbook LEGAL AND FINANCIAL MATTERS

Caregiver s Handbook LEGAL AND FINANCIAL MATTERS Section 3 The Caregiver s Handbook LEGAL AND FINANCIAL MATTERS This section offers a brief overview of some of the legal and financial issues faced by caregivers and care recipients, and where to turn

More information

Promoting a lifelong work career by enabling employment for vulnerable youth

Promoting a lifelong work career by enabling employment for vulnerable youth Norwegian Ministry of Labour Promoting a lifelong work career by enabling employment for vulnerable youth The Healthy Workplaces Summit 2017, Bilbao, Spain, Wednesday 22. November 2017 Mrs. Trude Eliassen

More information

Travel Insurance Guide for Professionals. The Introductory Guide to Travel Insurance

Travel Insurance Guide for Professionals. The Introductory Guide to Travel Insurance Travel Insurance Guide for Professionals The Introductory Guide to Travel Insurance INTRO Welcome to your association travel insurance guide. The purpose of this guide is to provide you with a better understanding

More information

Social Protection Floor an update on ILO and international agenda

Social Protection Floor an update on ILO and international agenda Social Protection Floor an update on ILO and international agenda Krzysztof Hagemejer Social Security Department December 7, 2010 1 Structure of the presentation Need for social security, right to social

More information

CONTENTS 1. THE FINNISH SOCIAL PROTECTION SYSTEM A SUMMARY

CONTENTS 1. THE FINNISH SOCIAL PROTECTION SYSTEM A SUMMARY FINNISH SOCIAL PROTECTION IN 2003 CONTENTS 1. THE FINNISH SOCIAL PROTECTION SYSTEM A SUMMARY... 5 Basic elements in Finnish social protection... 6 Social expenditure near EU-average... 6 Close connection

More information

Summary of Benefits SUNRUN, INC.

Summary of Benefits SUNRUN, INC. Summary of Benefits SUNRUN, INC. US Active Full Time Employees Basic Term Life, Basic Accidental Death & Dismemberment, Optional Term Life, Dependent Term Life, Optional Accidental Death & Dismemberment,

More information

Part 6 PROTECTING ASSETS AND PLANNING FOR THE FUTURE

Part 6 PROTECTING ASSETS AND PLANNING FOR THE FUTURE Part 6 PROTECTING ASSETS AND PLANNING FOR THE FUTURE 191 192 Module 14 PROTECTING ASSETS AND PLANNING FOR FINANCIAL INDEPENDENCE Let 's Discuss... $ $ Insurance $ $ Planning for Financial Independence

More information

LONG TERM DISABILITY BENEFITS SUMMARY PLAN DESCRIPTION

LONG TERM DISABILITY BENEFITS SUMMARY PLAN DESCRIPTION LONG TERM DISABILITY BENEFITS SUMMARY PLAN DESCRIPTION August 1, 2009 TABLE OF CONTENTS DEFINITIONS...1 SCHEDULE OF BENEFITS...4 HOW TO FILE A CLAIM FOR BENEFITS...5 PAYMENT OF CLAIMS...5 REHABILITATION...5

More information

QUESTIONNAIRE A SOCIAL STUDY AND PUBLIC OPINION POLL OF THE POPULATION OF SANTIAGO Work document No. 83 May 1987

QUESTIONNAIRE A SOCIAL STUDY AND PUBLIC OPINION POLL OF THE POPULATION OF SANTIAGO Work document No. 83 May 1987 1 QUESTIONNAIRE A SOCIAL STUDY AND PUBLIC OPINION POLL OF THE POPULATION OF SANTIAGO Work document No. 83 May 1987 1. In general terms, how do you view your actual economic situation? (0.9%) very good

More information

Administrative Disability Program Information

Administrative Disability Program Information Administrative Disability Program Information Table of Contents Income Protection... 2 Eligibility... 2 Definition of Total Disability... 2 Benefits... 3 Payment of Benefits... 3 Integration of Benefits...

More information

CENTURY TABLES. For Members who joined the Society from 1 January 2013

CENTURY TABLES. For Members who joined the Society from 1 January 2013 CENTURY TABLES For Members who joined the Society from 1 January 2013 1 IMPORTANT NOTE It is important that you read this document carefully and understand it. As a member you have certain notification

More information

The Report of Transnational Survey Concerning on Expectations and Visions of Elderly Care Among People Ranging in Age from 50 to 59 Years

The Report of Transnational Survey Concerning on Expectations and Visions of Elderly Care Among People Ranging in Age from 50 to 59 Years The Report of Transnational Survey Concerning on Expectations and Visions of Elderly Care Among People Ranging in Age from 50 to 59 Years Finland, the Netherlands, Poland and Hungary 28.1.2004 Toward Active

More information

Health Inequalities the Northern Ireland context. Dr Michael McBride Chief Medical Officer DHSSPS

Health Inequalities the Northern Ireland context. Dr Michael McBride Chief Medical Officer DHSSPS Health Inequalities the Northern Ireland context Dr Michael McBride Chief Medical Officer DHSSPS That Poverty is associated with ill health must always have been obvious, except to those who did not care

More information

HALTON CATHOLIC CHILDREN S EDUCATION FOUNDATION

HALTON CATHOLIC CHILDREN S EDUCATION FOUNDATION Financial Statements of HALTON CATHOLIC CHILDREN S EDUCATION FOUNDATION Year ended March 31, 2017 KPMG LLP Commerce Place 21 King Street West, Suite 700 Hamilton Ontario L8P 4W7 Canada Telephone (905)

More information

RBC Wealth Management Benefits Highlights for Non-Financial Advisors

RBC Wealth Management Benefits Highlights for Non-Financial Advisors RBC Wealth Management Benefits Highlights for Non-Financial Advisors - 2017 RBC Wealth Management offers competitive, comprehensive benefits, many of which are briefly described below. To be eligible for

More information

Survivor s Benefits. If your spouse, common-law partner, parent, or guardian dies, you may be entitled to survivor s benefits.

Survivor s Benefits. If your spouse, common-law partner, parent, or guardian dies, you may be entitled to survivor s benefits. CPP benefits: Are you entitled? Survivor s Benefits If your spouse, common-law partner, parent, or guardian dies, you may be entitled to survivor s benefits. What is the Canada Pension Plan? The Canada

More information

Financial Support in Ontario

Financial Support in Ontario SYSTEM NAVIGATION Financial Support in Ontario Employment Insurance Sickness Benefits Employment Insurance (EI) Sickness Benefits offer temporary financial aid to people who are unable to work because

More information

COPING WITH FINANCIAL STRESS

COPING WITH FINANCIAL STRESS COPING WITH FINANCIAL STRESS A free publication provided by Consolidated Credit Counseling Services of Canada, Inc., a registered charitable credit counselling and debt management organization. Consolidated

More information