Subjective Wellbeing and National Policy

Size: px
Start display at page:

Download "Subjective Wellbeing and National Policy"

Transcription

1 Subjective Wellbeing and National Policy Robert A. Cummins President, ISQOLS and Australian Centre on Quality of Life Deakin University

2 Quality of Life Objective Conditions e.g. Physical wealth, health, etc Subjective Perceptions e.g. Satisfaction with wealth, health, etc Objective QOL? Subjective Wellbeing [happiness]

3 Subjective Wellbeing A positive state of mind that involves the whole life experience How do we measure it?

4 Personal Wellbeing Index International Wellbeing Group (2006) How satisfied are you with your-----? Standard of living Health Achieving in life Relationships Safety Community connectedness Future security Spirituality/Religion

5 We code all data to lie on a range from Complete dissatisfaction Complete satisfaction 0 100

6 In 2000 Deakin University and Australian Unity formed a partnership Purpose: to create a quarterly index of subjective wellbeing for the Australian population. As an adjunct to the traditional economic indicators such as GDP

7 The Australian Unity Wellbeing Index Surveys Geographically representative sample N = 2,000 Telephone interview #1: April #21: May 2009

8 Personal Wellbeing Index >S11 >S2, S4, S Strength of satisfaction Scores above this line are significantly higher than S This represents a 3.0 percentage point variation Maximum = 76.3 Current = 75.6 Minimum = 73.2 Major events preceding survey 72 a b c d e f g h i j k Survey Date

9 Essential for Policy Relevance To establish the SWB normal range using population sample mean scores as data Very satisfied 100 Subjective Wellbeing Very dissatisfied N = 21 survey mean score Mean = Standard deviation = 0.75 Normal range =

10 Very satisfied Policy relevance: group mean scores can be compared against the SWB normal range Subjective Wellbeing Group mean score is too low Normal range Very dissatisfied 0

11 Very satisfied Policy relevance: group mean scores can be compared against the SWB normal range Subjective Wellbeing Very dissatisfied Group mean score Normal range A group at this level needs more resources

12 The normative range can be used to identify geographic regions at risk

13 New South Wales Above average Average Below average

14 The Personal Wellbeing Index can be used to determine the optimal size of towns

15 Personal Wellbeing Index How satisfied are you with your-----? Standard of living Health Achieving in life Relationships Safety Community connectedness Future security Spirituality/Religion Each domain has its own normal range

16 PWI Normal range for the domain of Community Connection SWB Normal range Town/City Size

17 Community connection PWI Normal range Largest Town/City Size Smallest

18 Community connection 76 30,000 to 40, PWI Normal range Largest Town/City Size Smallest

19 The normal range can be used to measure the effect of policy on the SWB of the population

20 Report 19.1 SWB vs geographic areas rated on---- % of people not born in Australia

21 % of people not born in Australia PWI Normal range % not born in Australia

22 Normal ranges for domains Level of satisfaction PWI Living Standard Health Achieving Relations Safety Community Future Security

23 <6% not born in Australia Level of satisfaction PWI Living Standard Health Achieving Relations Safety Community Future Security

24 <6% not born in Australia Level of satisfaction PWI Living Standard Health Achieving Relations Safety Community Future Security

25 36-40% not born in Australia Level of satisfaction PWI Living Standard Health Achieving Relations Safety Community Future Security

26 40-55% not born in Australia 85 Level of satisfaction PWI Living Standard Health Achieving Relations Safety Community Future Security

27 Summary 1. The measurement of Subjective Wellbeing is simple, quick, reliable and valid 2. A crucial aspect for policy usefulness is to establish a normal range for each country. 3. Areas of disadvantage can be identified by reference to the normal range 4. Data from the Personal Wellbeing Index can be analysed either in combination or as separate domains

Population happiness and Public Policy

Population happiness and Public Policy Population happiness and Public Policy Robert A. Cummins Australian Centre on Quality of Life and School of Psychology Deakin University http://www.deakin.edu.au/research/acqol Financial crisis of 2007?

More information

Australian Unity Wellbeing Index (AUWI)

Australian Unity Wellbeing Index (AUWI) Australian Unity Wellbeing Index (AUWI) Report 35.0 Financial Control December 2018 The Australian Unity Wellbeing Research Team: Ms Tanja Capic, A/Prof Matthew Fuller-Tyszkiewicz, Prof Robert A. Cummins,

More information

Australian Unity Wellbeing Index Survey 9

Australian Unity Wellbeing Index Survey 9 Australian Unity Wellbeing Index Survey 9 Report 9.0 February 2004 The Wellbeing of Australians Owning a Pet Robert A. Cummins School of Psychology, Deakin University Richard Eckersley National Centre

More information

Australian Unity Wellbeing Index Survey Part A: The Report

Australian Unity Wellbeing Index Survey Part A: The Report Australian Unity Wellbeing Index Survey 32.0! Report 32.0 November 2015 Part A: The Report The Wellbeing of Australians: Housing affordability The Australian Unity Wellbeing Research Team: Ms Tanja Capic,

More information

Is life in Sydney getting better? SGS Seminar Series 13 October 2015

Is life in Sydney getting better? SGS Seminar Series 13 October 2015 Is life in Sydney getting better? SGS Seminar Series 13 October 2015 Event speakers Tim Williams, CEO Committee for Sydney Sue Weatherley, Director Strategic Outcomes and Development Parramatta City Council

More information

Social, psychological and health-related determinants of retirement: Findings from a general population sample of Australians

Social, psychological and health-related determinants of retirement: Findings from a general population sample of Australians Social, psychological and health-related determinants of retirement: Findings from a general population sample of Australians Sarah C. Gill, Peter Butterworth, Bryan Rodgers & Kaarin J. Anstey Centre for

More information

Financial Advice Satisfaction Index April 2017

Financial Advice Satisfaction Index April 2017 Financial Advice Satisfaction Index April 2017 About the Financial Advice Satisfaction Index The Financial Advice Index (FASI) is a tool for financial advisers who want to improve their levels of client

More information

The measurement of the quality of society as part of monitoring social progress

The measurement of the quality of society as part of monitoring social progress The measurement of the quality of society as part of monitoring social progress Tadas Leoncikas (tle@eurofound.europa.eu) Research manager, Surveys and Trends Unit, Eurofound Social Reporting in Europe

More information

The Policy Uses of Subjective Well-being Measures

The Policy Uses of Subjective Well-being Measures The Policy Uses of Subjective Well-being Measures Villa Vigoni 26 April 2012 Conal Smith A model of subjective well-being Drivers of wellbeing (income, health status, social connections, education ) Positive

More information

Energy Consumer Sentiment Survey Findings. Queensland

Energy Consumer Sentiment Survey Findings. Queensland Energy Consumer Sentiment Survey Findings Queensland July 2016 Research findings 2 Energy Consumer Sentiment Survey, July 2016 Queensland Energy Consumer Australia tracks consumer and small business sentiment

More information

The Relationship between Psychological Distress and Psychological Wellbeing

The Relationship between Psychological Distress and Psychological Wellbeing The Relationship between Psychological Distress and Psychological Wellbeing - Kessler 10 and Various Wellbeing Scales - The Assessment of the Determinants and Epidemiology of Psychological Distress (ADEPD)

More information

VARIABILITY: Range Variance Standard Deviation

VARIABILITY: Range Variance Standard Deviation VARIABILITY: Range Variance Standard Deviation Measures of Variability Describe the extent to which scores in a distribution differ from each other. Distance Between the Locations of Scores in Three Distributions

More information

THE ASEAN BUSINESS OUTLOOK SURVEY 2011

THE ASEAN BUSINESS OUTLOOK SURVEY 2011 THE ASEAN BUSINESS OUTLOOK SURVEY 2011 INDONESIA REPORT Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore 228208 Copyright Standards This

More information

Reasons for homeostatic failure in subjective wellbeing. NATSEM Working Paper 12/18

Reasons for homeostatic failure in subjective wellbeing. NATSEM Working Paper 12/18 Reasons for homeostatic failure in subjective wellbeing NATSEM Working Paper 12/18 Robert Tanton Itismita Mohanty Anthony Hogan July 2012 ABOUT NATSEM The National Centre for Social and Economic Modelling

More information

Australian Households

Australian Households October 2018 Australian Households What is CommBank data telling us? Australian households are a source of economic stability and risk PAGE 3 CommBank s balance sheet provides some interesting insights

More information

Long-term strategy delivers continuing customer satisfaction and profit growth

Long-term strategy delivers continuing customer satisfaction and profit growth Long-term strategy delivers continuing customer satisfaction and profit growth Highlights of 2015 Result Statutory net profit after tax (NPAT) of $9,063 million up 5 per cent on prior year (1) (2) ; Cash

More information

SUPERANNUATION CHOICE

SUPERANNUATION CHOICE SUPERANNUATION CHOICE A Tracking Study into Consumer Behaviour and Fund Performance in Australia Quarterly Report, Issue 6 October December, 2006 Roy Morgan Research 401 Collins St Melbourne, VIC, 3000

More information

Quality of Life in Rural Nebraska: Trends and Changes

Quality of Life in Rural Nebraska: Trends and Changes University of Nebraska - Lincoln DigitalCommons@University of Nebraska - Lincoln Publications from the Center for Applied Rural Innovation (CARI) CARI: Center for Applied Rural Innovation August 2004 Quality

More information

My Favourite Things: the relationship between asset classes and satisfaction

My Favourite Things: the relationship between asset classes and satisfaction My Favourite Things: the relationship between asset classes and satisfaction Marcia Keegan, Rebecca Cassells, Cathy Gong July 2012 Paper prepared for the 2012 Australian Conference of Economists PRESENTER

More information

THAILAND REPORT. Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore AND

THAILAND REPORT. Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore AND THAILAND REPORT Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore 228208 AND The United States Chamber of Commerce 1615 H St NW Washington

More information

Retirement and Unexpected Health Shocks

Retirement and Unexpected Health Shocks Retirement and Unexpected Health Shocks BÉNÉDICTE APOUEY (PSE, FRANCE) CAHIT GUVEN (DEAKIN UNIVERSITY, AUSTRALIA) CLAUDIA SENIK (PSE, FRANCE) Motivation Workers plan to retire as soon as they are entitled

More information

SINGAPORE REPORT. Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore AND

SINGAPORE REPORT. Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore AND SINGAPORE REPORT Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore 228208 AND The United States Chamber of Commerce 1615 H St NW Washington

More information

ACA Youth Outcomes Battery Norming Tables 2012

ACA Youth Outcomes Battery Norming Tables 2012 ACA Youth Outcomes Battery Norming Tables 2012 Acknowledgements are extended to the Not-for-Profit Council for their support in funding as well as the participation of various nonprofit camps in several

More information

National Society of Professional Engineers. Membership Model Research and Options Overview

National Society of Professional Engineers. Membership Model Research and Options Overview National Society of Professional Engineers Membership Model Research and Options Overview 1 Association Landscape in 2016 Technology Expectations Changing Member Demographics Information Overload Calls

More information

What is the relationship between financial satisfaction and happiness among older people?

What is the relationship between financial satisfaction and happiness among older people? What is the relationship between financial satisfaction and happiness among older people? An analysis using the World Values Survey 1981-2008 Jessica Watson, International Longevity Centre UK @ilcuk This

More information

Issue 3 Are your clients satisfied?

Issue 3 Are your clients satisfied? Vero SME Insurance Index 2017 Issue 3 Are your clients satisfied? Understanding customers helps make smarter decisions Vero SME Insurance Index 2017 Issue 3 1 Introduction In this, our third and final

More information

An Introduction to Frameworks for Evaluating Tax Reform

An Introduction to Frameworks for Evaluating Tax Reform An Introduction to Frameworks for Evaluating Tax Reform Discussion Paper for Session 2 of the Tax Working Group This paper contains advice that has been prepared by the Tax Working Group Secretariat for

More information

INDONESIA REPORT. Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore AND

INDONESIA REPORT. Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore AND INDONESIA REPORT Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore 228208 AND The United States Chamber of Commerce 1615 H St NW Washington

More information

Notice of change of General Partner details Excluding NZ registered companies Limited Partnerships Act 2008

Notice of change of General Partner details Excluding NZ registered companies Limited Partnerships Act 2008 Page 1 of 9 Form version October2017 www.limitedpartnerships.govt.nz 0508 266 726 Post your completed form to: National Processing Centre, Private Bag 92061, Victoria Street West, Auckland 1142 Notice

More information

Index of Wellbeing for Older Australian (IWOA) Robert Tanton

Index of Wellbeing for Older Australian (IWOA) Robert Tanton Index of Wellbeing for Older Australian (IWOA) Robert Tanton Team Dr Yogi Vidyattama Dr Riyana Miranti Format Background and reason for measuring wellbeing The Index of Wellbeing for Older Australians

More information

For personal use only

For personal use only Media Release CBA FY17 Results For the full year ended 30 June 2017¹ Reported 9 August 2017 Commonwealth Bank delivers for Australia CEO Comment: Ian Narev Commonwealth Bank s performance this year has

More information

THE ASEAN BUSINESS OUTLOOK SURVEY 2011

THE ASEAN BUSINESS OUTLOOK SURVEY 2011 THE ASEAN BUSINESS OUTLOOK SURVEY 2011 THAILAND REPORT Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore 228208 Copyright Standards This

More information

Strength in capital and operating performance supporting customers, delivering for shareholders

Strength in capital and operating performance supporting customers, delivering for shareholders Strength in capital and operating performance supporting customers, delivering for shareholders Highlights of the Full Year 2016 Results Statutory net profit after tax (NPAT) up 2% to $9,227 million 1,

More information

RESULTS OF THE 2011 SURVEY OF THE. cidb CONSTRUCTION INDUSTRY INDICATORS MARCH Prepared by: Prof. HJ Marx

RESULTS OF THE 2011 SURVEY OF THE. cidb CONSTRUCTION INDUSTRY INDICATORS MARCH Prepared by: Prof. HJ Marx RESULTS OF THE 2011 SURVEY OF THE cidb CONSTRUCTION INDUSTRY INDICATORS MARCH 2012 Prepared by: Prof. HJ Marx of Quantity Surveying and Construction Management University of the Free State marxhj@ufs.ac.za

More information

The study of happiness & the equity premium controversy

The study of happiness & the equity premium controversy The study of happiness & the equity premium controversy Rational investors Rational behavior in economics and finance - Axioms of utility: Utility is driven by wealth Risk aversion Decreasing marginal

More information

Terms & Conditions. My Credit File and My Credit Alert. You are dealing with Equifax. Compliance. Payment and Services.

Terms & Conditions. My Credit File and My Credit Alert. You are dealing with Equifax. Compliance. Payment and Services. Terms & Conditions My Credit File and My Credit Alert You are dealing with Equifax 1. You are sending your personal information to Equifax Australia Information Services and Solutions Pty Limited ABN:

More information

WELLBEING TRENDS NAB AUSTRALIAN WELLBEING INDEX. NOT ANXIOUS YESTERDAY - HIGH & LOW INCOME (0 = not at all; 100 = completely)

WELLBEING TRENDS NAB AUSTRALIAN WELLBEING INDEX. NOT ANXIOUS YESTERDAY - HIGH & LOW INCOME (0 = not at all; 100 = completely) NAB AUSTRALIAN WELLBEING REPORT Q4 2017 In this latest update of NAB s Wellbeing Index, we explore a hotly debated topic: does money buy happiness, or more particularly, does it improve wellbeing? NAB

More information

Schedule of Interest Rates Lending Interest rates are correct as at 31 January 2019

Schedule of Interest Rates Lending Interest rates are correct as at 31 January 2019 Schedule of Interest Rates Lending Interest rates are correct as at 31 January 2019 1. Credit Cards Credit Cards Product Purchase Rate p.a. Cash Advance Rate p.a. Low Rate Visa Credit Card 9.90% 18.99%

More information

Hong Kong Talent Trends What s on the minds of the professional workforce

Hong Kong Talent Trends What s on the minds of the professional workforce Hong Kong Talent Trends 2014 What s on the minds of the professional workforce Introduction For career-minded people in Hong Kong, these are interesting times, we are in an era of unprecedented transparency.

More information

December 2018 Financial security and the influence of economic resources.

December 2018 Financial security and the influence of economic resources. December 2018 Financial security and the influence of economic resources. Financial Resilience in Australia 2018 Understanding Financial Resilience 2 Contents Executive Summary Introduction Background

More information

Does Growth make us Happier? A New Look at the Easterlin Paradox

Does Growth make us Happier? A New Look at the Easterlin Paradox Does Growth make us Happier? A New Look at the Easterlin Paradox Felix FitzRoy School of Economics and Finance University of St Andrews St Andrews, KY16 8QX, UK Michael Nolan* Centre for Economic Policy

More information

My favourite things: the. and satisfaction. Marcia Keegan Research Fellow 23 March 2012

My favourite things: the. and satisfaction. Marcia Keegan Research Fellow 23 March 2012 My favourite things: the relationship between asset classes and satisfaction Marcia Keegan Research Fellow 23 March 2012 Which people are happy? Young (late teens/early 20s) and older people Good health

More information

The Dynamics of Multidimensional Poverty in Australia

The Dynamics of Multidimensional Poverty in Australia The Dynamics of Multidimensional Poverty in Australia Institute for Social Science Research, ARC Centre of Excellence for Children and Families over the Life Course The University of Queensland, Australia

More information

Re: Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry

Re: Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry Re: Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry Written Submissions of the Australian Prudential Regulation Authority (APRA) Round 2: Financial Advice

More information

Community Wellbeing Indicators: Measures for Local Government

Community Wellbeing Indicators: Measures for Local Government Community Wellbeing Indicators: Measures for Local Government MAY 2013 Community Wellbeing Indicators Measures for local government May 2013 About the author This report was prepared by Alan Morton and

More information

Dr Itismita Mohanty, Research Fellow, NATSEM, University of Canberra. Dr Yogi Vidyattama, Senior Research Fellow, NATSEM, University of Canberra

Dr Itismita Mohanty, Research Fellow, NATSEM, University of Canberra. Dr Yogi Vidyattama, Senior Research Fellow, NATSEM, University of Canberra SUBJECTIVE WELLBEING: A SPATIAL MICROSIMULATION OF AUSTRALIAN UNITY QUALITY OF LIFE SURVEY AUTHORS Dr Itismita Mohanty, Research Fellow, NATSEM, University of Canberra Associate Prof Robert Tanton, NATSEM,

More information

Continuing Education Employee Perception Survey. Briefing. Prepared by: SDCCD Office of Institutional Research and Planning September 4, 2009

Continuing Education Employee Perception Survey. Briefing. Prepared by: SDCCD Office of Institutional Research and Planning September 4, 2009 Continuing Education Employee Perception Survey Spring 2009 Briefing Prepared by: SDCCD September 4, 2009 Introduction 2 Overview & Purpose The three SDCCD colleges and Continuing Education conducted employee

More information

The Relative Income Hypothesis: A comparison of methods.

The Relative Income Hypothesis: A comparison of methods. The Relative Income Hypothesis: A comparison of methods. Sarah Brown, Daniel Gray and Jennifer Roberts ISSN 1749-8368 SERPS no. 2015006 March 2015 The Relative Income Hypothesis: A comparison of methods.

More information

our city our future DRAFT RESOURCING STRATEGY July 2014 FOR PUBLIC EXHIBITION 4 August - 15 September 2014

our city our future DRAFT RESOURCING STRATEGY July 2014 FOR PUBLIC EXHIBITION 4 August - 15 September 2014 our city our future SUSTAINABLE BLUE MOUNTAINS FOR PUBLIC EXHIBITION 4 August - 15 September 2014 DRAFT RESOURCING STRATEGY 2014-2024 July 2014 Including three possible options for Resourcing Our Future

More information

FUND QUALITY ASSESSMENT 2018

FUND QUALITY ASSESSMENT 2018 FUND QUALITY ASSESSMENT 2018 Independent quality assessments and market wide comparisons 1 Helping Australians ensure that one of their biggest choices is the right one. With so many superannuation funds

More information

Operating momentum across all divisions, cash earnings up 4 per cent

Operating momentum across all divisions, cash earnings up 4 per cent Operating momentum across all divisions, cash earnings up 4 per cent Interim Result Highlights Half year to 31 December 2015. Unless otherwise indicated, all comparisons are to prior comparative period.

More information

COMMONWEALTH BANK OF AUSTRALIA PROFIT ANNOUNCEMENT FOR HALF YEAR ENDED 31 DECEMBER 2010

COMMONWEALTH BANK OF AUSTRALIA PROFIT ANNOUNCEMENT FOR HALF YEAR ENDED 31 DECEMBER 2010 COMMONWEALTH BANK OF AUSTRALIA PROFIT ANNOUNCEMENT FOR HALF YEAR ENDED 31 DECEMBER 2010 Sydney 7 February 2011: The Commonwealth Bank of Australia (the Group) is scheduled to release its results for the

More information

Introductory Macroeconomics

Introductory Macroeconomics Introductory Macroeconomics What is economics all about? The role of incentives: Why do people, firms and governments behave the way they do? (policies) The constraint of scarce resources: how does this

More information

Housing affordability Keeping a home on a low-income

Housing affordability Keeping a home on a low-income Housing affordability Keeping a home on a low-income 28 August 2014 Making the connections between lower incomes, housing and wellbeing Dr Sharon Parkinson AHURI Research Centre RMIT University Overview

More information

Does economic growth improve social service provision in Tanzania?

Does economic growth improve social service provision in Tanzania? WWW.AFROBAROMETER.ORG Does economic growth improve social service provision in Tanzania? Findings from the Afrobarometer Round 6 Survey in Tanzania Prepared by Lucas Katera (PhD) Dar es Salaam, 11 March

More information

SYMBIOSIS CENTRE FOR DISTANCE LEARNING (SCDL) Principles and Practices of Management

SYMBIOSIS CENTRE FOR DISTANCE LEARNING (SCDL) Principles and Practices of Management Sample Questions: Section I: Subjective Questions 1. Write any four principles of the 14 general principles of management. 2. What do you understand by contingency approach? 3. Write down the types of

More information

Subjective well-being and socio-ecological transition

Subjective well-being and socio-ecological transition Subjective well-being and socio-ecological transition Gunther Tichy WWWforEurope: Feedback Conference I September 18 th and 19 th, 2013 Austrian Chamber of Commerce WWWforEurope intends to lay the analytical

More information

Topic 12 capital investment

Topic 12 capital investment Topic 12 capital investment Aldi press- release - There is a strong appetite among South Australians for an alternative place to shop and we are eager to show them the significant benefits that can come

More information

A U S T S A F E SUPER THE INDUSTRY SUPER FUND FOR RURAL AND REGIONAL AUSTRALIA

A U S T S A F E SUPER THE INDUSTRY SUPER FUND FOR RURAL AND REGIONAL AUSTRALIA A U S T S A F E SUPER THE INDUSTRY SUPER FUND FOR RURAL AND REGIONAL AUSTRALIA The information in this seminar is of general nature only. It does not take into account your personal financial needs, circumstances

More information

Associate Professor Anne Taylor, The University of Adelaide, South Australia. Retirement intentions of the working Baby Boomers

Associate Professor Anne Taylor, The University of Adelaide, South Australia. Retirement intentions of the working Baby Boomers Associate Professor Anne Taylor, The University of Adelaide, South Australia Retirement intentions of the working Baby Boomers Outline Background Methods Results Conclusion Acknowledgements University

More information

DINING AUSTRALIA 2016

DINING AUSTRALIA 2016 Industry Insights DINING AUSTRALIA 2016 Latest Trends in Australian Dining Australian Card Members are driving continued, strong growth across all dining categories. American Express Business Insights

More information

Measuring subjective well-being in the ESS

Measuring subjective well-being in the ESS World Statistics Congress Hong Kong, 25-30 August 2013, IPS042 session Measuring subjective well-being in the ESS Marleen De Smedt Adviser to the DG, Eurostat European Commission Eurostat as part of the

More information

Event Performance Indices (EPI) Report

Event Performance Indices (EPI) Report Event Performance Indices (EPI) Report MeetingMetrics SM A comprehensive snapshot report to help you and your organization understand the value and performance of your meetings. Use this report to evaluate,

More information

MALAYSIA REPORT. Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore AND

MALAYSIA REPORT. Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore AND MALAYSIA REPORT Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore 228208 AND The United States Chamber of Commerce 1615 H St NW Washington

More information

THE DISTRIBUTION AND DYNAMICS OF ECONOMIC AND SOCIAL WELL-BEING IN THE UK:

THE DISTRIBUTION AND DYNAMICS OF ECONOMIC AND SOCIAL WELL-BEING IN THE UK: THE DISTRIBUTION AND DYNAMICS OF ECONOMIC AND SOCIAL WELL-BEING IN THE UK: An analysis of recession using multidimensional indicators of living standards (MILS) Summary Findings November 08 Marco Pomati

More information

Afrobarometer Briefing Paper No March 2012

Afrobarometer Briefing Paper No March 2012 Introduction After many years of crisis in the 1970s and 1980s, reforms to the Ugandan economy ensured that it gained a reputation for slow but steady growth, macroeconomic stability, and sound economic

More information

C I T Y R E P O R T PERTH REPORT CARD PERTH QUICK STATS HOW DID PERTH COMPARE? LIVABILITY SCORE ** : 59.7 POPULATION * :

C I T Y R E P O R T PERTH REPORT CARD PERTH QUICK STATS HOW DID PERTH COMPARE? LIVABILITY SCORE ** : 59.7 POPULATION * : PERTH REPORT CARD HOW DID PERTH COMPARE? Western Australia's capital has exploded in recent years, mainly thanks to the state's huge mining boom. Reflecting this new-found wealth, Perth's skyline has shot

More information

New Zealand s Economic & Fiscal Outlook, Treasury s Long-Term Fiscal Statement, and Treasury s Living Standards Framework October 2013.

New Zealand s Economic & Fiscal Outlook, Treasury s Long-Term Fiscal Statement, and Treasury s Living Standards Framework October 2013. New Zealand s Economic & Fiscal Outlook, Treasury s Long-Term Fiscal Statement, and Treasury s Living Standards Framework October 2013 Short-Term (next five years) Economic and Fiscal Outlook Five Key

More information

CENTRELINK WORKSHOP MAY 2016 WARNING GENERAL INFORMATION ONLY

CENTRELINK WORKSHOP MAY 2016 WARNING GENERAL INFORMATION ONLY 1 CENTRELINK WORKSHOP MAY 2016 WARNING GENERAL INFORMATION ONLY WWW.CIFP.COM. AU 2 WORKSHOP AGENDA 1. INTRODUCTION: CIFP HISTORY 2. EXPERIENCE: CIFP 3. COSTS: FEES FOR SERVICES PROVIDED 4. CIFP SERVICES:

More information

Media Release CBA 1H17 Results

Media Release CBA 1H17 Results Media Release CBA 1H17 Results For the half year ended 31 December 2016¹ Reported 15 February 2017 Summary Statutory net profit after tax (NPAT) of $4,895 million, up 6%. 2 Cash NPAT of $4,907 million,

More information

Estimating Internet Access for Welfare Recipients in Australia

Estimating Internet Access for Welfare Recipients in Australia 3 Estimating Internet Access for Welfare Recipients in Australia Anne Daly School of Business and Government, University of Canberra Canberra ACT 2601, Australia E-mail: anne.daly@canberra.edu.au Rachel

More information

Wellbeing at the Victorian Bar survey

Wellbeing at the Victorian Bar survey 1 Wellbeing at the Victorian Bar survey The Wellbeing at the Victorian Bar survey was completed by 856 members, which represents an overall response rate of of total Victorian practising Counsel. Who filled

More information

Income Inequality in Canada: Trends in the Census

Income Inequality in Canada: Trends in the Census Income Inequality in Canada: Trends in the Census 1980-2005 Kevin Milligan Vancouver School of Economics University of British Columbia kevin.milligan@ubc.ca May, 2013 1 The focus of this paper: Analysis

More information

ASX Announcement CBA 1H18 Result

ASX Announcement CBA 1H18 Result ASX Announcement CBA Result For the half year ended 31 December 2017 Reported 7 February 2018 Guide to CBA s financial results CBA s net profit after tax is disclosed on both a statutory and cash basis,

More information

2007 Minnesota Department of Revenue Taxpayer Satisfaction with the Filing Process

2007 Minnesota Department of Revenue Taxpayer Satisfaction with the Filing Process 2007 Minnesota Department of Revenue Taxpayer Satisfaction with the Filing Process Prepared for: The Minnesota Department of Revenue July 2007 2007 Minnesota Department of Revenue Taxpayer Satisfaction

More information

4th Quarter Analysis Australian Late Payments

4th Quarter Analysis Australian Late Payments 4th Quarter Analysis 2017 Australian Late Payments Business payments fastest on record Late payment times down 17.5% in 2017 Late payment times for Australian business dropped to their lowest level on

More information

11/6/2013. Chapter 17: Consumption. Early empirical successes: Results from early studies. Keynes s conjectures. The Keynesian consumption function

11/6/2013. Chapter 17: Consumption. Early empirical successes: Results from early studies. Keynes s conjectures. The Keynesian consumption function Keynes s conjectures Chapter 7:. 0 < MPC < 2. Average propensity to consume (APC) falls as income rises. (APC = C/ ) 3. Income is the main determinant of consumption. 0 The Keynesian consumption function

More information

Consumer access to mortgages report

Consumer access to mortgages report 01 Contents I Contents 02 II Introduction 03 III Key Findings 04 IV Section one: Consumer outcomes 05 1.1 Mortgage brokers and competition in mortgage lending 06 1.2 Consumer satisfaction with the mortgage

More information

PAPER F3 FINANCIAL STRATEGY. Acorn Chapters

PAPER F3 FINANCIAL STRATEGY. Acorn Chapters PAPER F3 FINANCIAL STRATEGY Acorn Chapters 1 Introduction to financial strategy 2 Analysing performance 3 Planning and forecasting 4 Long term finance 5 Cost of capital & capital structures 6 CAPM 7 Dividend

More information

THE ASEAN BUSINESS OUTLOOK SURVEY 2011

THE ASEAN BUSINESS OUTLOOK SURVEY 2011 THE ASEAN BUSINESS OUTLOOK SURVEY 2011 SINGAPORE REPORT Compiled by: The American Chamber of Commerce (AmCham) in Singapore 1 Scotts Road #23-03/04/05 Shaw Centre Singapore 228208 Copyright Standards This

More information

What can Health Economics do for you?

What can Health Economics do for you? Incorporating Health Economics into Grant Proposals Health Economics Short Course For more information and course dates, please visit our website: http://go.unimelb.edu.au/i8ba Or email us: health-economics@unimelb.edu.au

More information

Research (Level 6, FBE Building, 111 Barry St), University of Melbourne, Victoria, 3010 Australia. [

Research (Level 6, FBE Building, 111 Barry St), University of Melbourne, Victoria, 3010 Australia. [ Original article Scand J Work Environ Health. 2016;42(3):201 208. doi:10.5271/sjweh.3553 Sickness absence and mental health: evidence from a nationally representative longitudinal survey 1 by Mark Wooden,

More information

RESEARCH ENTERPRISE RESEARCH

RESEARCH ENTERPRISE RESEARCH Contemporary (post-wills) survey of the views of Australian medical researchers: importance of funding, infrastructure and motivators for a research career Louise G Shewan, Jane A Glatz, Christine C Bennett

More information

Consumer Perceptions and Reactions to the CARD Act

Consumer Perceptions and Reactions to the CARD Act Consumer Perceptions and Reactions to the CARD Act Prepared for: Consumer Financial Protection Bureau Prepared by: Synovate Date: February 22 nd 11 Synovate 11 0 Contents Executive Summary 2 Research Overview

More information

Whiplash claimants health outcomes and cost pre and post the 1999 NSW CTP legislative reforms

Whiplash claimants health outcomes and cost pre and post the 1999 NSW CTP legislative reforms Whiplash claimants health outcomes and cost pre and post the 1999 NSW CTP legislative reforms Prepared by Sarah Johnson, Marnie Higlett, John Walsh, Anne-Marie Feyer, Ian Cameron and Trudy Rebbeck Presented

More information

Matching Science with Insight. Citizen Satisfaction Survey

Matching Science with Insight. Citizen Satisfaction Survey Matching Science with Insight Citizen Satisfaction Survey Final Results - November 25th, 2003 Agenda Objectives Methodology Key Findings Detailed Findings Life in Kamloops Needs and Priorities City Government

More information

Evaluation of the Active Labour. Severance to Job. Aleksandra Nojković, Sunčica VUJIĆ & Mihail Arandarenko Brussels, December 14-15, 2010

Evaluation of the Active Labour. Severance to Job. Aleksandra Nojković, Sunčica VUJIĆ & Mihail Arandarenko Brussels, December 14-15, 2010 Evaluation of the Active Labour Market Policy in Serbia: Severance to Job Aleksandra Nojković, Sunčica VUJIĆ & Mihail Arandarenko Brussels, December 14-15, 2010 1 Summary The paper evaluates the treatment

More information

MYOB Business Monitor. November The voice of New Zealand s business owners. myob.co.nz

MYOB Business Monitor. November The voice of New Zealand s business owners. myob.co.nz MYOB Business Monitor The voice of New Zealand s business owners November 2009 myob.co.nz Quick Link Summary Just over half (55%) of New Zealand s business owners surveyed expect that the economy will

More information

UBS Financial Services Conference

UBS Financial Services Conference UBS Financial Services Conference Philip Chronican Westpac Institutional Bank 22 June 2006 Australia s lead institutional bank Westpac Institutional Bank has: A clear strategy to build on its lead bank

More information

Chapter 1: Introduction to accounting and finance (week 1)

Chapter 1: Introduction to accounting and finance (week 1) Chapter 1: Introduction to accounting and finance (week 1) Nature and role of accounting Def n : Accounting: The process of identifying, measuring and communicating information to permit informed judgements

More information

Poland sustains good climate for international business

Poland sustains good climate for international business Poland sustains good climate for international business Survey - Investment climate in Poland Edition 2016 summary May, 2017 Introduction Poland s economy has been growing continuously for more than a

More information

Measuring progress, GDP and beyond looking at Horizon 2020

Measuring progress, GDP and beyond looking at Horizon 2020 Web-COSI Kick-off Meeting Rome, 9 January 2014 Measuring progress, GDP and beyond looking at Horizon 2020 Adviser to the DG,, European Commission Measuring progress: GDP and beyond Economy People Environment

More information

Investment and Investment Finance in Slovenia

Investment and Investment Finance in Slovenia Investment and Investment Finance in Slovenia Debora Revoltella Chief Economist European Investment Bank Bank of Slovenia, European Investment Bank, European Commission Conference Ljubljana November 16,

More information

The Economy Wide Benefits of Increasing the Proportion of Students Achieving Year 12 Equivalent Education

The Economy Wide Benefits of Increasing the Proportion of Students Achieving Year 12 Equivalent Education January 2003 A Report prepared for the Business Council of Australia by The Economy Wide Benefits of Increasing the Proportion of Students Achieving Year 12 Equivalent Education Modelling Results The

More information

Employment Transitions and Health: Data from the English Longitudinal Study of Ageing

Employment Transitions and Health: Data from the English Longitudinal Study of Ageing Employment Transitions and Health: Data from the English Longitudinal Study of Ageing Neil Rice Epidemiology & Public Health Group, Peninsula Medical School, University of Exeter Briefly today An introduction

More information

NEBRASKA RURAL POLL. A Research Report. Optimism in Nonmetropolitan Nebraska: Perceptions of Well-Being Nebraska Rural Poll Results

NEBRASKA RURAL POLL. A Research Report. Optimism in Nonmetropolitan Nebraska: Perceptions of Well-Being Nebraska Rural Poll Results NEBRASKA RURAL POLL A Research Report Optimism in Nonmetropolitan Nebraska: Perceptions of Well-Being 2015 Nebraska Rural Poll Results Rebecca Vogt Cheryl Burkhart-Kriesel Randolph Cantrell Bradley Lubben

More information

CRO Survey Results. Gloria Yu. Risk Management Practice Committee (RMPC) Actuaries Institute

CRO Survey Results. Gloria Yu. Risk Management Practice Committee (RMPC) Actuaries Institute CRO Survey Results Gloria Yu Risk Management Practice Committee (RMPC) Actuaries Institute This presentation has been prepared for the Actuaries Institute 2017 ERM Seminar. The Institute Council wishes

More information

BANKWEST CURTIN ECONOMICS CENTRE INEQUALITY IN LATER LIFE. The superannuation effect. Helen Hodgson, Alan Tapper and Ha Nguyen

BANKWEST CURTIN ECONOMICS CENTRE INEQUALITY IN LATER LIFE. The superannuation effect. Helen Hodgson, Alan Tapper and Ha Nguyen BANKWEST CURTIN ECONOMICS CENTRE INEQUALITY IN LATER LIFE The superannuation effect Helen Hodgson, Alan Tapper and Ha Nguyen BCEC Research Report No. 11/18 March 2018 About the Centre The Bankwest Curtin

More information

Social capital Predicts Happiness over Time: Evidence from Macro and Micro Data

Social capital Predicts Happiness over Time: Evidence from Macro and Micro Data 10 ISQOLS Conference, Bangkok, December 8-11, 2010 Social capital Predicts Happiness over Time: Evidence from Macro and Micro Data Stefano Bartolini University of Siena CEPS/Instead In collaboration with:

More information

Building Societies and Credit Unions

Building Societies and Credit Unions Building Societies and Credit Unions 2004 Flourishing in a cooler market 28 October 2004 Introduction Building societies and credit unions performed solidly in the year to June 2004. Building societies

More information