It s Never too Late to Become a Midlife Millionaire
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1 It s Never too Late to Become a Midlife Millionaire Part One: How to Retire to Something Not from Something Money, Mindset & Manifesting Workbook
2 MEET KATANA Katana Abbott, CFP is a Life and Legacy Wealth Coach, author of three books, and the host of Smart Women Talk Radio with over 500,000 subscribers worldwide. Rising from a life of poverty, Katana knows too well the struggles of trying to achieve financial security. At the age of 48, Katana sold her million-dollar planning practice to launch Smart Women's Coaching and Midlife Millionaires where she offers private wealth coaching, group intensives and life purpose retreats in Costa Rica. She is the creator of the Six Pillars of Awakened Prosperity, the proven step-by-step process showing you how to create wealth while making a difference and living a life you truly love. To receive your free Video Course and receive weekly money, mindset and manifesting tips on attracting more wealth, joy and ease into your life, visit
3 How do you answer these questions? 1 How do you really want to spend the second half of your life? 2 Is your goal to retire someday or do you plan to work forever? 3 Have you ever thought about what it would be like to get paid to follow your passion and fulfill your life purpose? Would it even be considered work? Describe how it feels to be paid for following your passion
4 With over 78 million baby boomers approaching retirement over the next 10 years, more than 80% expect to continue working after retiring to supplement their pensions, Social Security and Savings. There are two reasons to continue working: 1. To supplement retirement plans 2. To stay vibrant and to continue to do something with passion and meaning FACT As long as the work remains low stress, people who work in retirement are less likely to suffer from major diseases such as cancer, high blood pressure, and cardiovascular disease. They are also less likely to become depressed.* This is great news because I see many of us continuing to work, doing something we absolutely love. I call this Reinventing Midlife or Retiring to Something Not from Something. *Source: Lifescience.com
5 Traditional View of Saving This is the formula that many of us use to determine how much you need to save to have $1 million by age 65 at an annual rate of 10% Age Daily Savings Yearly Savings 20 $4.00 $1, $11.00 $4, $30.00 $10, $95.00 $34,675 Consider the amount necessary to save annually according to age. Even with a $1 million portfolio based on diligent saving, you can only withdraw 4% annually if you need it to last 30 years. It comes down to the equivalent of $800/week. Note: In this scenario, withdrawing more than 4% will impact the principal. It could put the retiree at risk of not being able to fund retirement due to unexpected market fluctuation. The amount of withdrawal from a $1 million portfolio is $800 per week (At age 65 if you need it to last 30 years) $800
6 T he definition of a Midlife Millionaire is simple yet powerful. When you can earn $800 per week doing something you love, it's the equivalent to having $1 million in the bank for your retirement. That, in its simplest form is my concept of becoming a Midlife Millionaire. Today s Secret I believe in saving and investing money, of course. But today's secret is simply about the power of creating income during retirement AND that you don't need $1 million in the bank to create Your Unique Midlife Millionaire Lifestyle. What is your passion? How could you turn it into a path to receive $800 a week? Take a moment and list the possibilities here.
7 TIP Visit the Latte Factor Calculator I If your life, your money and your clarity aren t where you d like them to be, let s work together in a loving, savvy and supportive community to change that. As you head into midlife, there s no better time to better understand what works and what doesn t when it comes to designing and living your life, exactly as you envision. If you re ready to see rapid transformation, visit MidlifeMillionaireChallenge.com
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