Helping you provide sound guidance

Transcription

1 RETIREMENT PLAN SERVICES Helping you provide sound guidance For financial advisor use only

2 the landscape is changing Plan sponsors have an evolving list of challenges As the regulatory landscape changes, plan sponsors need to ensure that their employees have access to investment solutions that will help them achieve their retirement goals. Finding the right partner to help is often a daunting task. Plan sponsor challenges what s keeping plan sponsors awake at night How to increase participation How to increase contribution levels Where to outsource fiduciary responsibility Help with plan design, investments, and education via a partner Providing plan sponsors access to retirement products, education, planning tools and guidance, allows a greater potential to improve participant retirement outcomes. Plan sponsors need advisors: 1 58% need help with investments 53% want to know how well the plan is working for employees 48% are concerned about fiduciary responsibilities 31% have less time to devote to their plan Source: What s Keeping Plan Sponsors Awake at Night Nevin E. Adams, NAPANet, 12/26/15. 1 Fidelity Plan Sponsor Attitudes survey, 2014

3 seeking advice Participants and plan sponsors need advisors Despite having access to a 401(k) plan, employees cite obstacles that are preventing them from utilizing its full potential and consequently, not adequately saving for retirement. Participant challenges what s on the minds of participants Materials more confusing than health care benefits Personalized investment advice is needed Unsure how to invest their 401(k) Don t know the best 401(k) options Although demand is growing for retirement plan services, few advisors are seizing this opportunity to grow their practice. Most plan sponsors (80%) are open to advisors cross-selling additional services outside of the parameters of the retirement plan; however, only 31% are taking advantage of this. 2 Cultivating plan sponsor relationships can: Diversify revenue streams Maintain steady income with growth potential Reduce the impact of market fluctuations Provide greater access to centers of influence Deepen existing client relationships Source: A Smarter Plan to Make Retirement Savings Last. Teresa Ghilarducci & Hamilton James, NY Times, 1/1/16. 2 Fidelity Plan Sponsor Attitudes survey, 2013

4 For 10 years, Brinker Capital Retirement Plan Services has worked with advisors to offer plan sponsors the solutions to help participants reach their retirement goals Brinker Capital provides Fiduciary coverage We assume ERISA 3(38) fiduciary coverage, in writing. This allows plan sponsors to transfer fiduciary responsibility and liability for the selection and management of their investments in the plan while reducing the amount of risk your practice takes on. Comprehensive solutions Leading-edge strategies offered through our time-tested Destinations program. We utilize a multi-asset class investment philosophy using strategies typically employed by endowments. Independence Brinker Capital is employee-owned and has provided investment solutions since Independent and objective analysis with broad diversification provides the best opportunity for plan sponsors to help their employees reach their investment goals. Whether your practice is fully or partially dedicated to the retirement plan market, partnering with a firm like Brinker Capital can help you grow your business. We provide the support and services to keep you abreast of the changing regulatory landscape and reduce your amount of time managing the investment menu of a retirement plan to focus on what you do best cultivating relationships. a partner to help build your practice

5 backed by a 21-year success story Destinations managed account program Through our Destinations program we offer a range of risk-based model portfolios that include mutual funds, exchange-traded funds, and index funds in a fully bundled or unbundled format. In addition to the models, participants can select from a list of active and passive investment options to customize their strategy. All of these options are covered by Brinker Capital s role as a 3(38) fiduciary. Stability Growth RETURN Domestic Equity International Equity Fixed Income Private Equity Absolute Return Real Assets RISK Conservative Moderately Conservative Moderate Moderately Aggressive Aggressive Aggressive Equity 3+ Years 5+ Years 5+ Years 5+ Years 10+ Years 10+ Years TIME HORIZON The Destinations portfolio managers are governed by the investment philosophy of diversification, innovation and active management. Grounded by a rigorous process and solid research, the Destinations investment team takes an active approach to investing. A diversified investment approach Traditional Asset Classes Domestic Equity International Equity Fixed Income Non-Traditional Asset Classes Private Equity Absolute Return Real Assets Source: Brinker Capital. Holdings as of 12/31/15 and subject to change.

6 Service and support Partnering with Brinker Capital helps to keep you informed. Brinker Capital works with a strategic network of third-party administrators and platform providers to offer robust support for your clients from plan design to recordkeeping. Together we will work to identify the right investment strategy recommendation to meet the plan s needs. Brinker Capital can help with: Customized enrollment and education materials Benchmarking tools Enrollments and yearly review meetings Sales support Next steps Contact us at or 401k@brinkercapital.com to speak with a retirement investment professional Visit brinkercapital.com to learn more about our experience and innovation Connect with us at blog.brinkercapital.com to see the latest from our investment team and industry experts Who we are At Brinker Capital we implement great ideas with a disciplined approach to offer solutions designed to deliver better outcomes based on investors personal goals. Connect With Us: 1055 Westlakes Drive Suite 250 Berwyn, PA great ideas + strong discipline = better outcomes TM Brinker Capital Inc., a registered investment advisor. BRO_RPS_ADV