Statistical Section. for Fiscal Year ending June 30, 2013
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1 Statistical Section for Fiscal ending June 3,
2 This section of the Kentucky Teachers' Retirement System Comprehensive Annual Financial Report (KTRS CAFR) presents detailed information as a context for understanding the information in the financial statements, note disclosures, and required supplementary information regarding the System's overall financial health. CONTENTS Financial Trends... page 5 These schedules contain trend information to help the reader understand how KTRS's financial performance & well-being have changed over time. Demographic & Economic Information... page 53 These schedules offer demographic and economic indicators to help the reader understand the System's environment within which KTRS's financial activities take place. Operating Information... page 59 These schedules contain benefits, service, and employer contribution data to help the reader understand how KTRS's financial report relates to KTRS's services and activities. 5 Kentucky Teachers Retirement System Ended June 3,
3 Defined Benefit Plan Past Ten Fiscal s Employer Contributions Additions by Source Member Contributions Net Investment Income Total Additions to Plan Net 568,233,446 34,738,728 2,39,874,263 2,92,846, ,339,552 39,729,924 39,696,252,76,765,728,37,935,993 32,262,89 2,76,972,224 4,,7,36 479,85,88 297,63,965,59,785,38 2,287,24, ,549, ,247, ,678,564 29,423,948 (2,2,682,522) (99,83,525) (,284,454,23) (5,4, ,89, ,687,864 2,63,878,767 2,768,457, 4,92, ,464,856 77,38,2,386,693, ,346, ,24,58 946,7,556,58,44,52 382,28,99 238,922,86,58,82,688,779,384,873 Deductions by Type (Including Benefits by Type) Service Retirants Disability Retirants Survivors Life Insurance* TOTAL Benefits Refunds Administrative Expense Total Deductions to Plan Net ,483,42,23,4,38,86,326,33,698,249,272,57,84,75,934,5,78,345,4,3,47 972,8,57 92,863,42 827,73,523 75,229,293 65,297,49 6,95,24 57,782,65 54,562,38 5,842,27 48,863,876 2,8,428 6,26,858 5,55,8 4,754,62 4,342,435 4,48,485 3,67,586,57,722,924,482,939,65,42,535,73,32,88,77,252,98,47,7,969,,2,538,879 22,59,94 9,549,73 7,325,387 5,3,68 5,28,49 5,965,83 4,822,827 46,75,585 44,7,7 4,49,49 2,943,639 2,585,248 2,47,275 3,894, 3,852,8 4,5,8,35,66,28 963,37, ,286,89 2,834,222,975,94,47,67 8,377,3 7,762,88 7,322,739 8,83,54 8,65,757 7,55,936 7,35,846 6,839,859 6,652,673 6,578,42,6,59,2,5,25,8,427,83,839,345,949,54,276,354,583,94,486,2,24,73,552,55,28,362 98,,53 92,336,6 * Life Insurance Plan valued separately-- see page 53. Changes in Net Total Additions to Plan Net Total Deductions to Plan Net 2,92,846,437,76,765,728 4,,7,36 2,287,24,434 (,284,454,23) (5,4,795) 2,768,457,,386,693,827,58,44,52,779,384,873,6,59,2,5,25,8,427,83,839,345,949,54,276,354,583,94,486,2,24,73,552,55,28,362 98,,53 92,336,6 Changes in Plan Net,3,687,46 (333,485,39) 2,673,987,97 94,254,93 (2,56,88,66) (,345,897,95),643,743,548 33,43,465 6,44, ,48,757 Kentucky Teachers Retirement System Ended June 3, 5
4 Medical Insurance Plan Past Ten Fiscal s Additions by Source Employer Contributions Member Contributions Recovery Income Net Investment Income Total Additions to Plan Net ,576,444 73,966,623 88,24,22 58,76,433 64,48,37 48,929,322 3,233,784 89,39,498 79,22,562 53,346,747 9,795,78,346,7 84,47,337 63,85,573 58,688,767 55,42,83 53,99,678 5,697,67 5,576,3 53,93,55 34,976 3,78, ,32 4,68,348 3,683,83,936,887,337,338 6,7,979 3,78,836 (3,989,22 ) 8,334,296 2,32,999,296,28 8,28,79 6,722,8 6,84,286 6,57,537 7,27,9 37,26,36 274,4,73 28,26,47 249,498, ,76,94 224,397,28 83,392,88 53,938,93 37,6,3 4,377,47 Deductions by Type (Including Benefits by Type) Insurance Benefit Expense Under Age 65 Age 65 & Over Administrative Expense Total Insurance Benefits Expense Changes in Net Refunds* Total Deductions to Plan Net 42,7,438 56,228,8 45,544,45 36,72,52 23,89,475 98,76,8 72,746,945 8,89,958,675,376 8,37,647,275,26,2,629,86,29 242,26,824 23,76, ,62, ,377,528 24,857,22 242,26,824 23,76, ,62, ,377,528 24,857,22 7,437,45 4,828,254 2,97,29 82,86,847 69,39,458 7,838,765 69,4,843 66,66,6 64,233,482 54,28,2 79,276,25 74,229,97 69,63,396 46,42,329 23,267,668,4 5,834 5,43 9,72 2,5 79,286,229 74,234,93 69,635,539 46,429,4 23,279,88 *Refunds are netted against member contributions beginning fiscal year Total Additions to Plan Net Total Deductions to Plan Net Changes in Plan Net 37,26,36 242,26,824 74,99,22 274,4,73 23,76,755 43,927,958 28,26,47 227,62,392 53,594, ,498, ,377,528 2,2, ,76,94 24,857,22 43,29, ,397,28 79,286,229 45,,989 83,392,88 74,234,93 9,57,949 53,938,93 37,6,3 4,377,47 69,635,539 46,429,4 23,279,88 (5,696,69) (9,323,27) (8,92,4) 52 Kentucky Teachers Retirement System Ended June 3,
5 Life Insurance Plan Past Seven Fiscal s Additions by Source Employer Contributions,68,495,684,7,668,822,966,826 5,455,473 5,4,249 5,22,37 Net Investment Income 674,76 6,45,22 3,94,776 5,383,644 5,282,958 6,32,49 (3,43,537) Total Additions to Plan Net 2,355,255 8,34,733 4,763,598 7,35,47,738,43,732,74,68,6 Deductions by Type (Including Benefits by Type) Changes in Net Life Insurance Total Deductions to Plan Net Total Additions to Plan Net Total Deductions to Plan Net Changes in Plan Net 4,64,78 4,397,28 4,2, 4,48,5 3,694, 4,3, 4,245, 4,639,43 4,42,67 4,4,5 4,48,5 3,694, 4,3, 4,245, 2,355,255 8,34,733 4,763,598 7,35,47,738,43,732,74,68,6 4,639,43 4,42,67 4,4,5 4,48,5 3,694, 4,3, 4,245, (2,283,888) 3,74, ,87 3,2,959 7,44,43 7,729,74 (2,636,4) Distribution of Active Contributing Members as of June 3, updated By Age By Service Age Male Female s of Service Male Female & over Total 54 4,96 2,426 2,496 2,637 2,62,98,655,4,6 8,2,73 6,229 7,473 7,44 8,947 7,27 6,98 5,83 3,934 2,52 56,62 Less than or more TOTAL 2,548 4,3 3,538 2,778 2,274, ,2 8,56 3,95,85 9,82 6,74 4,765 2, ,62 Kentucky Teachers Retirement System Ended June 3, 53
6 Principal Participating Employers Current and Nine s Ago 24 Covered Employees Rank Percentage of Total System Covered Employees Rank Percentage of Total System Jefferson County Schools Fayette County Public Schools Boone County Schools Hardin County Schools Kenton County Schools Warren County Schools Bullitt County Schools Oldham County Schools Madison County Schools Daviess County Schools All Other*,25 4,69,852,357,297,26,238,23,59,87 5, % ,457 3,944,385,23,94, ,22,9 5, % % TOTAL (28 Employers) 76,.% 72,732.% * In, all other consisted of: Type Number Employees Local School Districts 64 44,943 Higher Education 6 3,663 State Agencies 6,642 Regional Coops 7 3 Other 5 2 TOTAL 98 5,65. Adair 2. Allen 3. Anderson 4. Ballard 5. Barren 6. Bath 7. Bell 8. Boone 9. Bourbon. Boyd. Boyle 2. Bracken 3. Breathitt 4. Breckinridge 5. Bullitt 6. Butler 7. Caldwell 8. Calloway 9. Campbell 2. Carlisle 2. Carroll 22. Carter 23. Casey 24. Christian 25. Clark 26. Clay 27. Clinton 28. Crittenden 29. Cumberland 3. Daviess 3. Edmonson 32. Elliott 33. Estill 34. Fayette 35. Fleming 36. Floyd 37. Franklin 38. Fulton 39. Gallatin 4. Garrard 4. Grant 42. Graves 43. Grayson 44. Green 45. Greenup 46. Hancock 47. Hardin 48. Harlan KTRS Schedule of Participating Employers School Districts: County Schools 49. Harrison 5. Hart 5. Henderson 52. Henry 53. Hickman 54. Hopkins 55. Jackson 56. Jefferson 57. Jessamine 58. Johnson 59. Kenton 6. Knott 6. Knox 62. Larue 63. Laurel 64. Lawrence 65. Lee 66. Leslie 67. Letcher 68. Lewis 69. Lincoln 7. Livingston 7. Logan 72. Lyon 73. Madison 74. Magoffin 75. Marion 76. Marshall 77. Martin 78. Mason 79. McCracken 8. McCreary 8. McLean 82. Meade 83. Menifee 84. Mercer 85. Metcalfe 86. Monroe 87. Montgomery 88. Morgan 89. Muhlenberg 9. Nelson 9. Nicholas 92. Ohio 93. Oldham 94. Owen 95. Owsley 96. Pendleton 97. Perry 98. Pike 99. Powell. Pulaski. Robertson 2. Rockcastle 3. Rowan 4. Russell 5. Scott 6. Shelby 7. Simpson 8. Spencer 9. Taylor. Todd. Trigg 2. Trimble 3. Union 4. Warren 5. Washington 6. Wayne 7. Webster 8. Whitley 9. Wolfe 2. Woodford 54 Kentucky Teachers Retirement System Ended June 3,
7 KTRS Schedule of Participating Employers (continued) School Districts: City Schools. Anchorage 2. Ashland 3. Augusta 4. Barbourville 5. Bardstown 6. Beechwood 7. Bellevue 8. Berea 9. Bowling Green. Burgin. Campbellsville 2. Caverna 3. Cloverport 4. Corbin 5. Covington 6. Danville 7. Dawson Springs 8. Dayton 9. East Bernstadt 2. Elizabethtown 2. Eminence 22. Erlanger-Elsmere 23. Fairview 24. Fort Thomas 25. Frankfort 26. Fulton 27. Glasgow 28. Harlan 29. Hazard 3. Jackson 3. Jenkins 32. Ludlow 33. Mayfield 34. Middlesboro 35. Monticello 36. Murray 37. Newport 38. Owensboro 39. Paducah 4. Paintsville 4. Paris 42. Pikeville 43. Pineville 44. Raceland 45. Russell 46. Russellville 47. Science Hill 48. Silver Grove 48. Somerset 5. Southgate 5. Walton-Verona 52. West Point 53. Williamsburg 54. Williamstown Universities & Community/ Technical Colleges. Eastern Kentucky 2. Kentucky State 3. Morehead State 4. Murray State 5. Western Kentucky 6. Kentucky Community & Technical College System State of Kentucky/ Other Organizations State of Kentucky. Education and Humanities Cabinet 2. Legislative Research Commission 3. Workforce Investment Cabinet 4. Finance and Administration Cabinet Other Organizations. Education Professional Standards Board 2. Kentucky Education Association 3. Kentucky Academic Association 4. Kentucky Educational Development Cooperative 5. Kentucky High School Athletic Association 6. Kentucky School Boards Association 7. Kentucky Valley Educational Cooperative 8. Northern Kentucky Cooperative for Educational Services 9. Ohio Valley Educational Cooperative. West Kentucky Education Cooperative. Green River Regional Education Cooperative 2. Central Kentucky Special Education Cooperative Kentucky Teachers Retirement System Ended June 3, 55
8 ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS LOUISIANNA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING Distribution of Retirement and Medical Payments Worldwide As of June 3, Additional Distribution Outside USA Australia Barbados 5 Canada 7 District of Columbia 2 Military APO Philippines Switzerland TOTAL: Number of Out of State Payments...5,34 TOTAL: Out of State Payments... 38,96,82 TOTAL: Number of Payments... 48,74 GRAND TOTAL: Amount of Payments...,733,296, Kentucky Teachers Retirement System Ended June 3,
9 Kentucky Teachers Retirement System Ended June 3, 57 Distribution of Retirement and Medical Payments Statewide as of June 3, County Name Number of Recipients Adair Allen Anderson Ballard Barren Bath Bell Boone Bourbon Boyd Boyle Bracken Breathitt Breckinridge Bullitt Butler Caldwell Calloway Campbell Carlisle Carroll Carter Casey Christian Clark Clay Clinton Crittenden Cumberland Daviess Edmonson Elliott Estill Fayette Fleming Floyd Franklin Fulton Gallatin Garrard Grant Graves Grayson Green Greenup Hancock Hardin Harlan Harrison Hart Henderson Henry Hickman Hopkins Jackson Jefferson Jessamine Johnson Kenton Knott Knox Larue 6,242,878 6,94,938 7,89,732 4,336,77 4,88,2 4,35,329 3,23,779 32,635,28 6,673,696 9,56,3 6,276,3 3,652,78 8,69,676 6,562,334 6,285,5 3,443,798 6,467,9 23,5,89 26,233,875,456,56 2,97,484 2,73,54 5,324,77 8,82,669,89,58,328,93 5,86,597 2,25,39 3,37,9 38,78,85 3,672,599 2,94,74 5,,796,42,558 5,739,688 9,9,889 26,59,99 2,58, ,366 6,74,84 6,79,44 4,439,28 9,296,68 4,53,3 3,634,73 2,694,9 3,468,2 3,978,998 7,44,29 5,62,238 5,92,86 6,44,42,27,478 6,542,346 4,347, ,33,692,949,392 2,37,328 32,585,335 8,83,545 9,35,8 5,523, Total Payments Laurel Lawrence Lee Leslie Letcher Lewis Lincoln Livingston Logan Lyon Madison Magoffin Marion Marshall Martin Mason McCracken McCreary McLean Meade Menifee Mercer Metcalfe Monroe Montgomery Morgan Muhlenberg Nelson Nicholas Ohio Oldham Owen Owsley Pendleton Perry Pike Powell Pulaski Robertson Rockcastle Rowan Russell Scott Shelby Simpson Spencer Taylor Todd Trigg Trimble Union Warren Washington Wayne Webster Whitley Wolfe Woodford 2,39,25 5,49,22 2,568,353 5,28,29,383,77 6,435,76,372,48 3,253,79 9,462,678 3,789,274 47,83,595 6,7, 6,3,54 2,743,463 4,96,84 6,93,623 25,398,824 6,757,8 4,29,455 6,698,398 2,45,626 8,373,946 3,84,587 5,376,33,568,396 6,324,96,369,66 4,372,885 2,2,73 7,9,784 7,8,53 2,9,6 3,95,257 4,873,26 3,234,747 29,4,85 4,4,859 23,829,8 784,948 6,735,366 6,569,435 7,973,833 3,964,536 5,695,497 5,679,85 5,65,65,29,62 3,98,56 5,955,4 2,2,3 4,87,272 56,722,79 3,756,29 7,92,998 4,63,5 22,987,72 3,96,35,52,422,594,389, ,4 County Name Number of Recipients Total Payments Total in Kentucky
10 Growth in Annuitants as of June 3, Service Retirees Disabilities Beneficiaries of Retired Members Survivors Eligible to Retire Fiscal Service Retirees Disabilities Beneficiaries of Retired Members Survivors Eligible to Retire ,68 2,39, ,462 2,86, ,55 2,55, ,684 2,29, ,67 2,284, ,75 2,379 2, ,7 2,478 2, ,255 2,582 2, Kentucky Teachers Retirement System Ended June 3,
11 Schedule of Annuitants by Type of Benefit as of June 3, Amount of Monthly Benefit () Number of Annuitants Type of Retirement* ,, -,5,5-2, 2, - 2,5 2,5-3, 3, - 3,5 3,5-4, 4, - 4,5 4,5-5, 5, & OVER 3,46 2,679 3,39 3,78 5,725 8,732 7,29 4,773 3,,822 2,995 2,56 2,89 2,228 2,928 4,69 7,89 6,797 4,52 2,996,767 2, Total** 47,38 4,255 2, ,88 33 *Type of Retirement -Normal Retirement for Age & Service 2-Disability Retirement 3-Survivor Payment - Active Member 4-Beneficiary Payment - Retired Member 5-Disabled Adult Child ** Retirees in waiver program are not included. Amount of Monthly Benefit () Option Selected* None ,, -,5,5-2, 2, - 2,5 2,5-3, 3, - 3,5 3,5-4, 4, - 4,5 4,5-5, 5, & OVER,762,4,555 2, 2,74 4,38 3,756 2,433,597 9, ,425, Total 24,64 4,94 4,4, ,755 4,569,39 *Option selected: - Straight-life annuity with refundable balance 2 - Period certain benefit and life thereafter 3 - Joint-survivor annuity 4 - Joint-survivor annuity, one-half benefit to beneficiary 5 - Other payment - special option 6 - Joint-survivor annuity with pop-up option 7 - Joint-survivor annuity, one-half benefit to beneficiary with pop-up option Kentucky Teachers Retirement System Ended June 3, 59
12 Defined Benefit Plan Average Benefit Payments for the Past Ten s By s of Service Credit Retirement Effective Dates >= TOTAL 7//23 TO 6/3/ , , ,349 98,444 3,936 96,94 4, ,758 4, ,486 5, ,52 4,435,689 7//24 TO 6/3/ , , ,647 7,488 4,55 6,978 4, ,892 4,62 8 3,86 5, ,883 4,724 2,97 7//25 TO 6/3/ , ,253 5,9 4,52 6,493 4,7 32 2,37 4, ,998 4, ,63 5, ,827 4,773,873 7//26 TO 6/3/ 78 4, , ,59 9,559 4, ,36 4, ,4 4, ,263 5, ,9 4,96,577 7// TO 6/3/ 99 3, ,66 3,7 4,25 2,658 4,42 5 2,276 4, ,279 5, ,39 5, ,984 5,7,83 7// TO 6/3/ 2 4, ,942 68,5 3,873 37,725 4, ,436 4, ,368 5, ,496 5, ,94 5,64,824 7// TO 6/3/ 85 3, ,637 33,4 4,24 98,7 4,58 3 2,427 4, ,468 5, ,67 6,2 6 3,222 5,36,647 7//TO 6/3/ 49 3, ,64 57,225 4,423 44,78 4, ,53 5, ,62 5, ,827 6, ,24 5,392,854 7// TO 6/3/ 75 3, ,759 97,7 4,37 46,897 4, ,63 5, ,674 5, ,726 6, ,48 5,33 2,2 7// TO 6/3/ 6 3, ,66 234,86 4,498 56,963 4, ,78 5, ,8 5, ,62 6, ,49 5,476 2,4 Ten s Ended June 3, 86 4, ,565,49,67 4,58,94,69 4,499,239 2,429 4,96 2,85 3,276 5,6 6,363 4,373 5,82 5,832 2,985 5,6 8,76 6 Kentucky Teachers Retirement System Ended June 3,
13 Medical Insurance Plan Average Insurance Premium Supplements for the Last Ten s s of Service Credit >= TOTAL Retirement Effective Dates 7//23 to 6/3/ ,365,536 7//24 to 6/3/ ,768,967 7//25 to 6/3/ ,44,623 7//26 to 6/3/ , 7// to 6/3/ ,53 7// to 6/3/ ,329,522 7// to 6/3/ ,276,484 7// to 6/3/ ,36,53 7// to 6/3/ ,568,799 7// to 6/3/ ,373,596 Kentucky Teachers Retirement System Ended June 3, 6
14 Summary of Fiscal - ACTUARIAL RATE Retiree Sick Leave Payments Grand Total Members Retiring Total members receiving sick leave payments Total amount of sick leave contribution rate Average payment per retiree Total increase in final 3/5 average salary base Average increase in final average salary Total service credit of,539 retirees Average service credit of,539 retirees Additional Average Monthly Annuity payment per Retirement Formula 3,825 x 25.3 x 2.5% = 2,42 / 2 months Anticipated Lifetime Payout of Additional Annuity 22 x x,539 new factor ,244,4 3,84 5,886,567 3,825 38, , ,33,35 Funding of Additional Payments Member contributions 9.5% x 2,244,4 = Employer contributions 2.35% x 2,244,4 = DEFICIT: Total Contributions Anticipated additional payout Less total contributions Subtotal unfunded debt Less current year appropriation TOTAL DEFICIT (overpayment)*,934,33 2,64,23 4,548,426 44,33,35 4,548,426 39,584,69 4,9, 35,394,59 * NOTE: Actuarial factors used for sick leave calculations changed effective July, 998. Sick leave deficits are amortized over 2 year periods. 62 Kentucky Teachers Retirement System Ended June 3,
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