Descriptives for Cyprus 2002 LWS file Descriptives

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1 Descriptives for Cyprus 2002 LWS file Descriptives Descriptive Statistics N Minimum Maximum Mean Std. Deviation HID HOUSEHOLD IDENTIFICATION NUMBER WGT HOUSEHOLD WEIGHT CTRY COUNTRY AND YEAR ID HRSH HOURS WORKED HEAD 0 HRSS HOURS WORKED SPOUSE 0 HRS2H HOURS WORKED AT MAIN JOB HEAD HRS2S HOURS WORKED AT MAIN JOB SPOUSE WKH WEEKS WORKED HEAD WKS WEEKS WORKED SPOUSE AGMH AGE OF MOTHER (HEAD) AGFH AGE OF FATHER (HEAD) AGMS AGE OF MOTHER (SPOUSE) AGFS AGE OF FATHER (SPOUSE) NOPRS NUMBER OF PERSONS IN HOUSEHOLD NOCH5 NUMBER OF CHILDREN UNDER NOCH15 NUMBER OF CHILDREN UNDER 15 (<=14) NOCH18 NUMBER OF CHILDREN UNDER NOPRS65 NUMBER OF PERSONS OVER NOERN NUMBER OF EARNERS INH1 INHERITANCE BEQUEST 1 RECEIVED ($) INH2 INHERITANCE BEQUEST 2 RECEIVED ($) INH3 INHERITANCE BEQUEST 3 RECEIVED ($) INH4 REMAINING INHERITANCE BEQUEST RECEIVED ($) YRINH1 YEAR INHERITANCE BEQUEST 1 RECEIVED YRINH2 YEAR INHERITANCE BEQUEST 2 RECEIVED YRINH3 YEAR INHERITANCE BEQUEST 3 RECEIVED BUS OWN BUSINESS (0/1) NHD NON-HOUSING DEBT DA DEPOSIT ACCOUNTS RA RISKY ASSETS TB TOTAL BONDS ST STOCKS TM MUTUAL FUNDS AND OTHER INVESTMENT FUNDS

2 LI LIFE INSURANCE OFA OTHER FINANCIAL ASSETS PA1 PENSION ASSETS: PRIVATE PENSION ACCOUNTS/ SAVING PLANS PA2 PENSION ASSETS: ANNUITIES AND OTHER DEFERRED PROFIT PLANS PA3 PENSION ASSETS: VALUE OF PENSION THROUGH EMPLOYER PENSION PLANS PR PRINCIPAL RESIDENCE IR INVESTMENT REAL ESTATE BA BUSINESS ASSETS 0 BD BUSINESS DEBT 0 BE BUSINESS EQUITY VH VEHICLES DRCL DURABLES AND/OR COLLECTIBLES 0 ONF OTHER NON-FINANCIAL ASSETS 0 HSD HOME SECURED DEBT (MG,OMG,OHSD) 0 MG PRINCIPAL RESIDENCE MORTGAGE OMG OTHER PROPERTY MORTGAGE OHSD OTHER HOME SECURED DEBT 0 VL VEHICLE LOANS IL TOTAL INSTALLMENT DEBT (INC.CREDIT CARDS) EL EDUCATIONAL LOANS OL OTHER LOANS FROM FINANCIAL INSTITUTIONS ID INFORMAL DEBT OWL MISCELLANEOUS NET WORTH COMPONENT 0 TFA1 TOT. FINANCIAL ASSETS D TNF1 TOT. NON-FINANCIAL ASSETS D TNF2 TOT. NON-FINANCIAL ASSETS D TD TOTAL DEBT TA_CS TOTAL ASSETS (ctry) TFA_CS TOTAL FINANCIAL ASSETS (ctry) TNF_CS TOTAL NON-FINANCIAL ASSETS (ctry) NW1 NET WORTH D1 334 NW2 NET WORTH D2 284 NW_CS NET WORTH (ctry) 223 FDXP FOOD AND NON-ALCOHOLIC BEVERAGES 0 ALCOXP ALCOHOL AND TOBACCO 0 APXP CLOTHING AND FOOTWEAR

3 HSXP HOUSING AND UTILITIES 0 EQUIPXP HOUSING EQUIPMENT 0 MDXP HEALTH 0 TRXP TRANSPORT 0 COMMXP COMMUNICATION 0 CULTXP RECREATION AND CULTURE 0 EDXP EDUCATION 0 RESTOXP RESTAURANTS AND HOTELS 0 MISCXP MISCELLANEOUS GOODS AND SERVICES 0 TXP TOTAL EXPENDITURES 0 RIXP ACTUAL RENTS AND INTEREST 0 UTXP UTILITIES EXPENDITURES 0 OHSXP OTHER HOUSING EXPENDITURES 0 MORTXP MORTGAGE INSTALLMENTS 0 WAGE WAGES AND SALARIES WAGENET NET WAGES AND SALARIES 0 SELF SELF-EMPLOYMENT INCOME CPRI CASH PROPERTY INCOME CPRI1 INTERESTS AND DIVIDENDS CPRI2 RENTS CPRI3 PRIVATE SAVINGS PLANS 0 CPRI4 ROYALTIES 0 CPRI5 OTHER CASH PROPERTY INCOME OCCPEN OCCUPATIONAL AND OTHER PENSIONS OCPEN1 OCCUPATIONAL PENSIONS 0 OCPENO OTHER PENSIONS PUBPEN STATE OLD-AGE AND SURVIVORS BENEFITS PUPEN1 UNIVERSAL OLD-AGE AND SURVIVORS PENSIONS 0 PUPEN2 EMPLOYMENT-RELATED OLD-AGE AND SURVIVORS PENSIONS 0 PUPENO OTHER STATE OLD-AGE AND SURVIVORS PENSIONS SOCIBEN OTHER SOCIAL INSURANCE BENEFITS MNSBEN SOCIAL ASSISTANCE BENEFITS 0 NRCBEN NEAR CASH BENEFITS 0 PRIVTRA PRIVATE TRANSFERS RECEIVED OTHCINC OTHER CASH INCOME 0 CONTRIB MANDATORY EMPLOYEE CONTRIBUTIONS 0 INCTAX INCOME TAXES 0 WLTHTAX WEALTH/PROPERTY TAXES INTPD INTEREST PAID 0 INTPDMG INTEREST PAID ON MORTGAGES 0

4 INTPDOL INTEREST PAID ON OTHER LOANS 0 PTPD PRIVATE TRANSFERS PAID GAIN CAPITAL GAINS 47 NCPRI NON CASH PROPERTY INCOME, IMPUTED RENT LUMP LUMP SUM INCOME GIFT NON-REGULAR GIFTS 0 EARNH EARNINGS HEAD EARNS EARNINGS SPOUSE OCCPENH OCCUPATIONAL PENSIONS HEAD OCCPENS OCCUPATIONAL PENSIONS SPOUSE PUBPENH PUBLIC PENSIONS HEAD PUBPENS PUBLIC PENSIONS SPOUSE PENH ALL PENSIONS HEAD PENS ALL PENSIONS SPOUSE EARNW EARNINGS EARNWNET NET EARNINGS 0 FIW FACTOR INCOME FIWNET NET FACTOR INCOME 0 MIW MARKET INCOME MIWNET NET MARKET INCOME 0 TRANS TRANSFER INCOME GIW GROSS INCOME GIWNET NET INCOME 0 LIS_DPI DISPOSABLE INCOME ACCORDING LIS STANDARDS 0 DPIW DISPOSABLE INCOME 0 DPIT DISPOSABLE INCOME + CAPITAL GAINS 0 PRECS AMOUNT NEEDED TO COVER UNEXPECTED EXPENSES 0 HOP1 HHLD OPEN SLOT 1 0 N (listwise) 0 Frequencies for Cyprus 2002 LWS file Frequency Table SEXH SEX OF HEAD 1.00 male female

5 100.0 SEXS SEX OF SPOUSE 1.00 male female Total Missing System AGEH AGE OF HEAD

6

7 AGES AGE OF SPOUSE

8 Total Missing System MARTH MARITAL STATUS HEAD 1.00 Married Living with a partner Separated Separated/Divorced Widowed

9 6.00 Never married Total Missing System 2.2 MARTS MARITAL STATUS SPOUSE 1.00 Married Living with a partner Widowed Total Missing System SMART MARITAL STATUS (STANDARDIZED) 1.00 single no children lone parent couple no children couple with children RACEH RACE/ETHNICITY OF HEAD 1.00 Greek-Cypriot expatriate Greek-Cypriot other Turkish-Cypriot Greek Armenian Maronite Other race RACES RACE/ETNICITY OF SPOUSE COBH COUNTRY OF BIRTH OF HEAD 1.00 Nicosia Occupied Nicosia/Morfou Limassol

10 4.00 Larnaca Famagusta Occupied Famagusta Pafos Kerynia not specified Total Missing System 2.2 COBS COUNTRY OF BIRTH OF SPOUSE 1.00 Nicosia Occupied Nicosia/Morfou Limassol Larnaca Famagusta Occupied Famagusta Pafos Kerynia not specified Total Missing System IMMH IMMIGRATION STATUS OF HEAD IMMS IMMIGRATION STATUS OF SPOUSE YSMH YEARS OF RESIDENCE IN THIS COUNTRY HEAD EDUCH EDUCATIONAL LEVEL OF HEAD 1.00 Did not attend school Elementary

11 3.00 High School (3-class) High School (6-class) College University EDUCS EDUCATIONAL LEVEL OF SPOUSE 1.00 Did not attend school Elementary High School (3-class) High School (6-class) College University Total Missing System LFSH LABOR FORCE STATUS HEAD WORKING NOW/SELF-EMPLOYED TEMPORARILY LAID OFF/ LOA/sick leave/maternity leave UNEMPLOYED AND LOOKING FOR WORK STUDENT HOMEMAKER/never worked DISABLED RETIRED Worker + disabled Worker + retired homeworker/other not in labor force LFSS LABOR FORCE STATUS SPOUSE WORKING NOW/SELF-EMPLOYED TEMPORARILY LAID OFF/ LOA/sick leave/maternity leave UNEMPLOYED AND LOOKING FOR WORK STUDENT HOMEMAKER/never worked DISABLED

12 7.00 RETIRED homeworker/other not in labor force Unpaid volunteer Other Total Missing System MAH MAIN ACTIVITY HEAD MAS MAIN ACTIVITY SPOUSE OCCH OCCUPATION OF HEAD 1.00 accountant agriculture artist building and construction car servicing and repair cashier chemist civil service clerical cosmetology craftsman customs officer driver electrician engineer courier services financial fireman forester health services journalist lawyer manager military

13 25.00 officer policeman and security press and advertising programmer IT restaurant and hotel retail retail food sales self-employed sports and recreation supervisor teacher technician travel/tourism wholesale/warehouse worker businessman economist tallic crack wallflower Total Missing System OCCS OCCUPATION OF SPOUSE INDH INDUSTRY OF HEAD N/A Dont Know Agriculture, forestry, fishing, hunting and trapping Mining Manufacturing Utilities (electric, gas and water supply) Construction Wholesale and retail trade Restaurants and Hotels Transportation, communications and other public utilities Finance, Insurance, Real estate and management services

14 10.00 Social and personal services Public administrator INDS INDUSTRY OF SPOUSE N/A Dont Know Agriculture, forestry, fishing, hunting and trapping Mining Manufacturing Utilities (electric, gas and water supply) Construction Wholesale and retail trade Restaurants and Hotels Transportation, communications and other public utilities Finance, Insurance, Real estate and management services Social and personal services Public administrator Total Missing System ACTH ACTIVITY STATUS HEAD N/A work for someone else government employee semi-government employee self-employed ACTS ACTIVITY STATUS SPOUSE N/A work for someone else government employee semi-government employee self-employed Total Missing System

15 DISH DISABILITY STATUS HEAD.00 no yes Total Missing System DISS DISABILITY STATUS SPOUSE.00 no yes Total Missing System HLTHH HEALTH STATUS OF HEAD DK Excellent Good Fair Poor HLTHS HEALTH STATUS OF SPOUSE DK Excellent Good Fair Poor Total Missing System REGA GEOGRAPHIC REGION A REGB GEOGRAPHIC REGION B

16 URB URBAN/RURAL INDICATOR HHLD HOUSEHOLD STRUCTURE FMLY FAMILY COMPOSITION OWN TENURE (OWNED/RENTED HOUSING) 1.00 owns rents neither DWELL TYPE OF DWELLING 1.00 own HOUSE own APARTMENT rented HOUSE/APARTMENT TURKISH-CYPRIOT HOUSE REFUGEE HOUSE RISK1 FINANCIAL RISK TAKING WILLINGNESS Don't know not willing to take any financial risks take average financial risks expecting to earn average retur take above average financial risks expecting to earn above a take substantial financial risks expecting to earn substanti Total Missing System 3.3 RISK2 DEMAND FOR SAFE INVESTMENTS Don't know

17 1.00 absolutely certain totally disagree Total Missing System 3.3 RISK3 LOTTERY QUESTION RISK4 SELF-ASSESSED ACTUAL RISK TAKING IN THE PAST Don't know I have not taken any risk at all Take small financial risk Take average financial risk Take above average financial risk Take substantial financial risk Total Missing System 3.3 SAVE_1 SAVING MOTIVE PRIORITY Children's education / education of grandchildren Own education, spouse's education, education - NA for whom For the children/family, to help the kids out, estate Buying own house Purchase of cottage or second home for own use Buy a car, boat or other vehicle Home improvements/repairs To travel, take vacations, take other time off Buy durable household goods, appliances, home furnishings, h Charitable or religious contributions Buying (investing in) own business/ equipment for business Retirement/old age Reserves in case of unemployment

18 24.00 In case of illness, medical/dental expenses Emergencies, other unexpected needs Wedding, and other ceremonies To meet contractual commitments (debt repayment, insurance, 'To get ahead'; to advance standard of living Ordinary living expenses / bills No reason Investment in business Wise/prudent thing to do; good discipline to save; habit Liquidity; to have cash available/on hand Don't/can't save; 'have no money' Other Don't know Total Missing System 4.4 SAVE_2 SAVING MOTIVE PRIORITY Children's education / education of grandchildren Own education, spouse's education, education - NA for whom For the children/family, to help the kids out, estate Medical expenses Buying own house Purchase of cottage or second home for own use Buy a car, boat or other vehicle Home improvements/repairs To travel, take vacations, take other time off Buy durable household goods, appliances, home furnishings, h Charitable or religious contributions Buying (investing in) own business/ equipment for business Retirement/old age Reserves in case of unemployment In case of illness, medical/dental expenses Emergencies, other unexpected needs Wedding, and other ceremonies To meet contractual commitments (debt repayment, insurance, 'To get ahead'; to advance standard of living Ordinary living expenses / bills No reason Had extra income; saved becaused had the money left over - n

19 91.00 Wise/prudent thing to do; good discipline to save; habit Liquidity; to have cash available/on hand Don't/can't save; 'have no money' Other Don't know SAVE_3 SAVING MOTIVE PRIORITY Children's education / education of grandchildren Own education, spouse's education, education - NA for whom For the children/family, to help the kids out, estate Buying own house Purchase of cottage or second home for own use Buy a car, boat or other vehicle Home improvements/repairs To travel, take vacations, take other time off Buy durable household goods, appliances, home furnishings, h Charitable or religious contributions Buying (investing in) own business/ equipment for business Retirement/old age Reserves in case of unemployment In case of illness, medical/dental expenses Emergencies, other unexpected needs Wedding, and other ceremonies To meet contractual commitments (debt repayment, insurance, 'To get ahead'; to advance standard of living Ordinary living expenses / bills No reason Had extra income; saved becaused had the money left over - n Wise/prudent thing to do; good discipline to save; habit Liquidity; to have cash available/on hand Don't/can't save; 'have no money' Other Don't know Total Missing System 2.2 SAVE_4 SAVING MOTIVE PRIORITY 4

20 SAVE_5 SAVING MOTIVE PRIORITY 5 SAVE_6 SAVING MOTIVE PRIORITY 6 HORIZ FINANCIAL TIME HORIZON Don't know Next few months Next year Next 2-5 years Next 5-10 years Longer than 10 years Total Missing System 3.3 SPEND MONEY SHOULD BE SPENT FLIT1 EFFORT OR TIME SPENT IN OBTAINING FINANCIAL INFORMATION 1.00 almost no shopping moderate shopping FLIT2_1 IMPORTANT FINANCIAL INFORMATION SOURCES *MAGAZINES/NEWSPAPERS *TELEVISION/RADIO or *ADVERTISEMENTS *ONLINE SERVICE/INTERNET *FRIEND/RELATIVE *ACCOUNTANT *BANKER

21 11.00 *BROKER *SELF; spouse/partner *NEVER BORROW Insurance agent Total Missing System 5.6 FLIT2_2 IMPORTANT FINANCIAL INFORMATION SOURCES *TELEVISION/RADIO or *ADVERTISEMENTS *ONLINE SERVICE/INTERNET *FRIEND/RELATIVE *ACCOUNTANT *BANKER *BROKER *SELF; spouse/partner *NEVER BORROW Insurance agent Total Missing System FLIT2_3 IMPORTANT FINANCIAL INFORMATION SOURCES *ONLINE SERVICE/INTERNET *FRIEND/RELATIVE *ACCOUNTANT *BANKER *BROKER *SELF; spouse/partner *NEVER BORROW Insurance agent Total Missing System FLIT2_4 IMPORTANT FINANCIAL INFORMATION SOURCES *FRIEND/RELATIVE *ACCOUNTANT *BANKER

22 11.00 *BROKER *SELF; spouse/partner Insurance agent Total Missing System FLIT2_5 IMPORTANT FINANCIAL INFORMATION SOURCES *ACCOUNTANT *BANKER *BROKER *SELF; spouse/partner Insurance agent Total Missing System FLIT2_6 IMPORTANT FINANCIAL INFORMATION SOURCES *BROKER Missing System FLIT2_7 IMPORTANT FINANCIAL INFORMATION SOURCES 7 FLIT2_8 IMPORTANT FINANCIAL INFORMATION SOURCES 8 FLIT2_9 IMPORTANT FINANCIAL INFORMATION SOURCES 9 FLIT2_10 IMPORTANT FINANCIAL INFORMATION SOURCES 10 CARD POSSESSION OF CREDIT CARDS

23 1.00 yes Missing System NCARD NUMBER OF CREDIT CARDS at least 1 card at least 2 cards at least 3 cards at least 5 cards Total Missing System ONBK USE ONLINE BANKING HLTH1 FREQUENCY OF SPORTS HLTH2A SMOKER HLTH2B CIGARETTES PER DAY ATT1 OVERALL HAPPINESS ATT2 LEVEL OF WORRY

24 ATT3 VOLUNTARY COMMITMENT

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