PROFESSIONAL FINANCIAL AND INVESTMENT PLANNING

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1 PROFESSIONAL FINANCIAL AND INVESTMENT PLANNING 1

2 FINANCIAL ADVICE YOU CAN TRUST Helping to secure your financial future 2

3 Our approach... an investment solution that suits your circumstances. We appreciate that everybody is unique and that how, and with whom you invest your money, is one of the most important decisions you will make. We offer a comprehensive advice service that enables us to support your individual needs so that you can invest with confidence. Here is a guide of how we will support you to help you achieve your investment goals. 3

4 ABOUT US CHN Financial Consultancy was born from the experience and knowledge gained from our founders, who had worked within the financial sector for over two decades. All our senior members qualified and worked within a major bank in both private and corporate sectors. Since the creation of the business we have consistently grown, and in our opinion, we now have some of the best back office and advisory staff in their given field. We are proud to have been awarded the Corporate Chartered Financial Planners status by the Chartered Insurance Institute, (considered the gold standard in our industry) which recognises the dedication, integrity and high level of customer service we aim to give all our clients. 4

5 ABOUT US Managing your financial future Tailored professional financial advice that you can trust is the essence of our service to you. Whether you re looking for help with your personal financial management, or corporate financial planning, our experienced team is here to help. In creating a financial consultancy it was our desire from the outset to provide a quality, tailor-made approach to both private and corporate clients in all areas of financial management, financial protection and wealth creation. As a client of our practice we aim to ensure you have continual peace of mind knowing that a specialist financial consultancy has all your financial objectives in order. 5

6 ABOUT US Careful financial planning aims to provide you with confidence and security for your future. At CHN Financial Consultancy, we offer a range of tailored services that help enable you to plan and protect your private and corporate financial futures. From private investment, group pensions and corporate protection, to human resources and employee benefits, at CHN Financial Consultancy we aim to support you with your financial needs and aspirations. Discover how we may be able to help you plan, protect and grow your financial future, by calling our office on

7 OUR SERVICES FOR INDIVIDUALS INVESTMENT PORTFOLIO MANAGEMENT ALTERNATIVE ASSET INVESTMENT RETIREMENT PLANNING TAX, TRUST & ESTATE PLANNING PERSONAL PROTECTION MORTGAGE & FINANCE* PROPERTY INVESTMENT PRIVATE BANKING SERVICE FOR BUSINESSES RETIREMENT PLANNING AUTO ENROLMENT CORPORATE PROTECTION & PLANNING HUMAN RESOURCES & EMPLOYEE BENEFITS *You have the choice to pay by fee for the mortgage advice we provide, typically 1% of the loan amount (i.e a 100,000 loan equals a 1000 fee.) Payable on application, with a minimum fee of 500. We will refund any commission we receive from the lender, alternatively you can pay by fee and commission and this is typically a 195 broker fee and we will also be paid commission from this lender. YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. 7

8 FOR TODAY AND TOMORROW Individual Clients A personal approach to financial planning Staying in touch with the wealth and diversity of financial planning options on the market isn t always easy. Financial products providing new opportunities are continually being introduced. Yet, it s important that you make informed financial decisions that aim to improve your financial situation. At CHN Financial Consultancy, we take a personal approach to financial advice. We get to know you and your financial circumstances. Only then will we develop a financial plan which focuses on your short and long-term financial objectives. 8

9 FOR TODAY AND TOMORROW Corporate Clients Protecting your business today and tomorrow Building a successful business involves time, hard work and determination from the owners and directors behind the scenes. People, with their specialist skills and knowledge, are often a company s greatest asset. Have you ever asked yourself: What would happen if you were no longer there to run your organisation perhaps through untimely death or disability? Could your company continue without you to lead it? Would the business survive if you lost one of your key people? Whilst these may be unpleasant thoughts, unfortunately they are a reality of life. Our corporate financial planning services could ensure your company has an essential safety net should the unexpected happen. 9

10 FOR TODAY AND TOMORROW A systematic approach dedicated to securing your financial future Agree Objectives Financial Plan & Strategy Portfolio Monitoring & Reporting Assess risk & define Required Outcome Implement the Strategy & complete all paperwork for clients. Prepare report & recommendations for discussion & define Strategy Present the report & agree Implementation Strategy we could help implement an essential safety net should the unexpected happen. 10

11 CHOOSING THE RIGHT PLAN Since our creation we continually strive to offer a compliant, robust and reputable process for managing client s investments. Our approach to investment planning starts with three steps: Risk Assessment, Asset Allocation and Fund Selection. This approach provides a risk assessment process, incorporating compliance documentation, which has been designed to be more thorough than many systems that have existed before. STEP 1 Assess your clients attitude to risk STEP 2 Determine asset allocation STEP 3 Select appropriate funds to match asset allocation we advise on a plan designed to meet your goals, rather than taking a one size fits all approach. 11

12 TESTIMONIALS My wife and I were in a position whereby we needed to take advice in relation to our current financial circumstances. It became apparent that we needed to reconsider the life insurance that we currently held as the type we had was no longer appropriate. It was vital that we obtained advice tailored to our needs so that should the worst happen we knew there would be financial protection going forward. Working with CHN, we found the process extremely smooth and couldn t have expected better service from you and your colleagues. I would not hesitate to recommend you to my friends and family in the future. Patricia and Gordon Kirkwood On behalf of my husband Peter and I, we would like to commend you for the service that we have received from CHN. For the highly professional, prompt, friendly and efficient handling of our financial concerns when we were reviewing our provision for retirement. We will have no hesitation in recommending you to others and look forward to continuing our association with you. Joanna Kaye 12

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14 SUMMARY AND CONTACT Let us help you to secure your financial future; contact CHN Financial Consultancy today. As a practice with in excess of 30 years experience, we feel we are able to offer quality and expert advice on your financial affairs, be it for yourself, your family or your business. Planning for a secure future is one of the most important steps you will take. Changes in your circumstances will require you to regularly review your financial situation to ensure your arrangements remain appropriate. We develop long-lasting relationships with our clients and, in doing so, we help them and their families to achieve their personal and business goals. HEAD OFFICE / CORRESPONDENCE CHN Financial Consultancy CHN House, 1 John Charles Way, Gelderd Road, Leeds, LS12 6QA Tel: info@chnfc.co.uk Web: YORK OFFICE 19 Trinity Lane, Micklegate, York, YO1 6EL BINGLEY OFFICE 4 Aire Valley Park, Bingley, BD16 1WA A657 A660 A61 A58 A647 A65 A58(M) LEEDS CITY CENTRE 9 A61 10 A64 A64 A63 A6110 A653 A63 A58 A58 CHN 4 M621 A A61 A63 45 A62 M621 A643 A6110 A653 6 M M1 A639 A62 A61 27 Morley A653 M1 A654 A62 A643 M62 A650 A M A61 A6029 A650 M1 M62 A653 14

15 LEGAL NOTICE The information in this document is provided to clients of CHN Financial Consultancy as a guide only, and does not constitute giving advice or recommendation. CHN Financial Consultancy is a trading style of Clayton Holmes Naisbitt Financial Consultancy LLP which is authorised and regulated by the Financial Conduct Authority: Financial Services Registration No Clayton Holmes Naisbitt Financial Consultancy LLP is a limited liability partnership registered in England: Company number OC338091, who s designated members are Lee Clayton, Richard Holmes, Paul Naisbitt and Clayton Holmes Naisbitt Limited. Registered office: 1 Victoria Court, Bank Square, Leeds, LS27 9SE The Financial Conduct Authority does not regulate Taxation Advice, Estate Planning and some forms of Mortgages, Loans, School Fees Planning and some aspects of Auto Enrolment. 15

16 HEAD OFFICE: CHN House, 1 John Charles Way, Gelderd Road, Leeds, LS12 6QA T: E: info@chnfc.co.uk W: Authorised and regulated by the Financial Conduct Authority CHN_PRA15/06/18