AET Wholesale Access Fund investment guide (WAF.11)

Transcription

1 Issued: 1 September 2014 AET Wholesale Access Fund investment guide (WAF.11) The issuer of this guide is Australian Executor Trustees Limited (AET) ABN AFSL This guide contains important information not included in the AET Wholesale Access Fund (WAF) IDPS guide. We recommend that you read this entire guide as it contains information about the range of wholesale funds available in the WAF in which you can invest. This guide forms part of the WAF guide and should be considered before making a decision to acquire the product. The information is divided into the following sections. Which wholesale funds can you choose? 1 Labour standards, environmental, social and ethical considens 1 Conflicts of interest management 1 Differences between investing directly and investing through an IDPS (such as the WAF) 2 Product List 3 General advice warning 14 Important notice 14 Which wholesale funds can you choose? The range of investment options available includes diversified managed investments that invest across a range of different asset classes (such as balanced investments), specific asset class or sector managed investments (such as Australian shares). Labour standards, environmental, social and ethical considens Different investment managers have different policies regarding the extent to which they take into account labour standards, environmental, social or ethical considens. Information regarding these policies will be disclosed in the product disclosure statement of the managed investment. We do not currently take into account labour standards, environmental, social or ethical considens when selecting, retaining or removing investment managers and wholesale funds from the Product List. Conflicts of interest management As AET is a large financial institution that participates in both domestic and international markets both real and perceived conflicts of interest may arise when adding to or removing from the investment menu. For example, IOOF Investment Management Limited acts as the responsible entity for a number of investments on our menu. We have policies as to how conflicts are managed and these policies apply to the investment selection process. The same selection process is applied in selecting both related and unrelated managed investments to the menu. Please refer to the section The Product List and investment selection of wholesale funds available through the WAF in the WAF IDPS guide. 1

2 Differences between investing directly and investing through an IDPS (such as the WAF) The following table illustrates some key differences. Investing through the WAF You have access to a range of wholesale funds that generally charge lower fees than equivalent retail funds. We have custody of your investments but you are the beneficial owner of them. All investments are legally held by us in the name of the WAF on trust for you and not in your own name. Generally, you will not receive any direct communications from the underlying fund managers. You pay no entry, exit or switching fees when you change your managed investments within the WAF 1. Income received from any wholesale funds is collected first by us and deposited into your cash account. It is then reinvested back into those same managed investment(s) (default option) or other managed investments of your choosing. You have one point of contact for all investment administn issues and receive a consolidated report for your account. You do not have any specific cooling-off rights with respect to the underlying investments that we purchase on your behalf. We provide a five day cooling-off period in respect of your initial investment through the WAF. Any cash withdrawals from the WAF are subject to our rules and procedures, including any cash account or investment restrictions. We will receive and review all communications received in relation to the listed investment holding. All responses to these communications will be completed by us, in accordance with the terms outlined in this guide. As we are the registered holder of accessible investments, we are the direct investor and hold all relevant withdrawal rights. These rights may differ due to our wholesale client status and depending on whether we were provided with a PDS or other disclosure document for the purposes of investing on your behalf. Withdrawal rights for an accessible investment may not be available if the relevant PDS or disclosure document becomes defective before issue of the investment. Because we will be the registered owner, the product issuer would not be required to return the investment to you or provide you with other options such as notification of an option to withdraw under s724 (for disclosure documents) or s1016e (for PDSs) of the Corpons Act. If we do receive notice of an option to withdraw in the above circumstances, we would generally pass such notice onto you and make a copy of any replacement or supplementary disclosure document available, where practicable, You may notify us if you wish to withdraw. You have no entitlement to vote or to any additional benefits or interest in a wholesale fund. Investing directly Generally, you only have access to retail managed investments, unless you have a large sum of money to invest, or if you are a professional investor and can invest directly in wholesale funds. You are the legal and beneficial owner of the investments and hold the investments directly in your name. If you switch from one wholesale fund to another you may incur entry or exit fees on any amount that you switch. Income received from any managed investments will be reinvested or paid directly to you by each investment manager. You need to deal with each one separately. You need to contact each fund manager separately for all investment administn issues. You will receive numerous communications such as reports, valuations and accounts from each fund manager for each investment you hold. If you invested directly in a wholesale fund you would generally be entitled to a 14-day cooling-off period to change your mind and cancel your investment. Term deposits can generally be redeemed early subject to an interest rate penalty and/or a processing fee. You deal directly with the relevant investment manager to make cash withdrawals. They may have their own rules, procedures and restrictions. You receive and are responsible for responding to all communications from the listed entity in relation to your listed investment holding, including corporate action notices. You will have any relevant withdrawal rights. Where a PDS or disclosure document becomes defective before the issue of the investment, the issuer must offer you the ability to have your investment returned to you or offer you an option to withdraw your investment. You are entitled to vote and to any additional benefits associated with your holding of the wholesale fund. 1. When you move money in or out of the WAF or when you switch between wholesale funds, you may incur a buy-sell spread which is included in the unit price of the wholesale fund you choose. 2

3 Product List Legend * This managed fund is illiquid or suspended at the date this product list was issued. # This managed fund is entitled to charge a performance based fee at the date this product list was issued. ^ This fund is only available to clients of advisers accredited to recommend Dimensional funds. Australian share funds Aberdeen Australian Equities Fund MGL0114AU 0.80 Semi-annually Aberdeen Australian Small Companies Fund CSA0131AU 1.26 Semi-annually Advance Australia Shares Multi-Blend Fund # ADV0025AU 0.90 Quarterly Advance Australia Smaller Companies W Fund ADV0075AU 1.13 Semi-annually Alphinity Wholesale Australian Equity Fund HOW0019AU 0.90 Quarterly Alphinity Wholesale Australian Share Fund # PAM0001AU 0.90 Quarterly AMP Capital Enhanced Index Share Fund A # AMP0257AU 0.46 Semi-annually AMP Capital Small Companies Fund A AMP0446AU 1.02 Quarterly AMP Capital Sustainable Share Fund A # AMP0449AU 0.99 Semi-annually AMP Capital Wholesale Australian Equity Value Fund NML0061AU 0.78 Semi-annually AMP Capital Wholesale Australian Share Fund A # AMP0258AU 0.97 Semi-annually Antares Prof High Growth Shares Fund # PPL0106AU 1.05 Quarterly Antares Small Companies Fund PPL0107AU 0.98 Quarterly Arnhem Australian Equity Fund ARO0011AU 0.85 Annually AUI-Platypus Aust Equities Trust-WS # AUS0030AU 0.95 Semi-annually Ausbil Australian Active Equity Fund AAP0103AU 0.90 Semi-annually Ausbil Australian Emerging Leaders Fund # AAP0104AU 0.85 Semi-annually Ausbil MicroCap Fund AAP0007AU 1.20 Semi-annually Aust Unity Acorn Capital Wholesale Microcap Trust AUS0108AU 1.65 Annually Bennelong Ex-20 Australian Equities Fund BFL0004AU 0.95 Semi-annually BlackRock Scientific Australian Equity Fund BAR0814AU 0.79 Quarterly BlackRock Wholesale Australian Share Fund PWA0823AU 0.95 Quarterly BT Australian Share WS Fund BTA0055AU 0.79 Quarterly BT Core Australia Share WS Fund RFA0818AU 0.79 Semi-annually BT Imputation Shares WS Fund RFA0103AU 0.90 Quarterly BT Smaller Companies WS Fund RFA0819AU 1.24 Semi-annually Celeste Australian Small Companies Fund # FAM0101AU 0.95 Semi-annually CFS FC-Ausbil W Aus Active Equity Fund FSF0460AU 1.01 Quarterly CFS FC-Ausbil W Aus Emerging Leaders Fund FSF0716AU 1.12 Semi-annually 3

4 CFS FC-BT W Core Australian Share Fund FSF0463AU 1.02 Quarterly CFS FC-Integrity W Australian Share Fund FSF0464AU 1.00 Quarterly CFS FC-Integrity W Australian Share-No.2 Fund FSF0079AU 1.16 Quarterly CFS FC-Investors Mutual W Australian Share Fund FSF0465AU 1.20 Quarterly CFS FC-Schroder W Australian Equity Fund FSF0462AU 1.02 Quarterly CFS FC-Solaris W Core Aus Equity Fund FSF0466AU 1.02 Quarterly CFS Wholesale Australian Share Fund FSF0002AU 1.01 Quarterly CFS Wholesale Australian Share-Core Fund CFM0404AU 0.97 Semi-annually CFS Wholesale Geared Share Fund FSF0043AU 1.04 Quarterly CFS Wholesale Imputation Fund FSF0003AU 0.97 Quarterly CFS Wholesale Leaders Fund FSF0016AU 0.96 Quarterly Dimensional Australian Core Equity Trust^ DFA0003AU 0.32 Semi-annually Dimensional Australian Large Company Trust^ DFA0103AU 0.23 Semi-annually Dimensional Australian Small Company Trust^ DFA0104AU 0.60 Semi-annually Dimensional Australian Value Trust^ DFA0101AU 0.34 Semi-annually Eley Griffiths Group Small Companies Fund # EGG0001AU 1.23 Annually EQT SGH Wholesale Small Companies Fund ETL0118AU 1.18 Semi-annually Fairview Equity Partners Emerging Companies Fund # ANT0002AU 1.20 Annually Fidelity Australian Equities Fund FID0008AU 0.85 Quarterly Goldman Sachs Australian Equities Wholesale Fund JBW0009AU 0.95 Semi-annually Goldman Sachs Emerging Leaders Wholesale Fund JBW0010AU 1.25 Semi-annually Greencape Wholesale Broadcap Fund # HOW0034AU 0.95 Quarterly Hyperion Australian Growth Companies Fund BNT0003AU 0.95 Quarterly Hyperion Small Growth Companies Fund BNT0101AU 1.25 Quarterly Integrity Australian Share Fund ITG0001AU 0.94 Semi-annually Invesco Wholesale Australian Smaller Companies Fund CNA0812AU 1.25 Semi-annually Investors Mutual Small Cap Fund IML0006AU 1.15 Semi-annually Investors Mutual Wsale Austn Smaller Companies Fund IML0001AU 0.97 Semi-annually Investors Mutual Wsale Australian Share Fund IML0002AU 0.97 Semi-annually Investors Mutual Wsale Future Leaders Fund IML0003AU 0.97 Semi-annually Investors Mutual Wsale Industrial Share Fund IML0004AU 0.97 Semi-annually IOOF MultiMix Australian Shares Trust IOF0092AU 0.80 Semi-annually Kapstream Wholesale Absolute Return Income Fund # HOW0052AU 0.70 Quarterly Lincoln Wholesale Australian Share Fund ETL0043AU 0.96 Semi-annually Macquarie Australian Small Companies Fund MAQ0454AU 0.92 Quarterly 4

5 Macquarie High Conviction Fund MAQ0443AU 0.92 Quarterly Maple-Brown Abbott Imputation Wholesale Fund ADV0046AU 0.92 Quarterly Merlon Wholesale Australian Share Income Fund # HBC0011AU 0.95 Quarterly MLC Wholesale Australian Share Fund MLC0262AU 0.97 Quarterly MLC Wholesale Income Builder Fund MLC0264AU 0.97 Quarterly Northward Equity Income Fund ANT0006AU 1.00 Quarterly NovaPort Premier Smaller Companies Fund # HOW0018AU 0.90 Quarterly OnePath OA Inv-ING Blue Chip Imputation Trust MMF0012AU 0.95 Quarterly One Path Wholesale Australian Share Trust AJF0804AU 0.90 Quarterly Pengana Australian Equities Fund # PCL0005AU Semi-annually Perennial Value Australian Shares Trust # IOF0200AU 0.92 Semi-annually Perennial Value Shares for Income Trust IOF0078AU 0.92 Quarterly Perennial Value Shares Wholesale Trust # IOF0206AU 0.92 Semi-annually Perpetual Wholesale Australian Share Fund PER0049AU 0.99 Semi-annually Perpetual Wholesale Concentrated Equity Fund PER0102AU 1.10 Semi-annually Perpetual Wholesale Ethical SRI Fund PER0116AU 1.18 Semi-annually Perpetual Wholesale Geared Australian Fund PER0071AU 1.17 Semi-annually Perpetual Wholesale Industrial Share Fund PER0046AU 0.99 Quarterly Perpetual Wholesale Share Plus Fund PER0072AU 0.99 Semi-annually Plato Australian Shares Income Fund WHT0039AU 0.90 Quarterly PM Capital Australian Opportunities Fund # PMC0101AU 1.09 Annually Profile Australian Shares PBT0010AU 0.81 Semi-annually Regal Australian Long/Short Equity Fund AMR0006AU 1.00 Semi-annually Russell Australian Share Fund Class A RIM0006AU 0.83 Quarterly Schroder W Australian Equity Fund SCH0101AU 0.92 Semi-annually Tyndall Australian Share Wholesale Portfolio Fund TYN0028AU 0.80 Semi-annually UBS Australian Share Fund SBC0817AU 0.90 Quarterly UBS Australian Small Companies Fund UBS0004AU 1.10 Quarterly Vanguard Australian Shares High Yield Fund VAN0104AU 0.40 Quarterly Vanguard Australian Shares Index Fund VAN0002AU 0.18 Quarterly Zurich Investments Equity Income Fund ZUR0538AU 1.87 Monthly 5

6 International share funds Aberdeen Actively Hedged International Equities Fund CRS0005AU 0.98 Annually Aberdeen Asian Opportunities Fund EQI0028AU 1.18 Annually Aberdeen Emerging Opportunities Fund ETL0032AU 1.50 Annually Aberdeen International Equity Fund EQI0015AU 0.98 Annually Altrinsic Global Equities Trust ANT0005AU 1.25 Annually AMP Capital Core Infrastructure Fund A # AMP1179AU 1.20 Semi-annually AMP Capital Responsible Invest Leaders Int Share A Fund AMP0455AU 1.13 Semi-annually AMP Capital Wholesale Global Equity Value Fund NML0348AU 0.98 Annually Arrowstreet Global Equity Fund (Hedged) Fund MAQ0079AU 1.28 Semi-annually BlackRock Scientific International Equity Fund BAR0817AU 0.89 Semi-annually BlackRock Wholesale Global Small Cap Fund MAL0133AU 1.25 Semi-annually BlackRock Wholesale Hedged Global Small Cap Fund MAL0135AU 1.30 Semi-annually BT Asian Share WS Fund BTA0054AU 1.00 Quarterly BT Core Global Share WS Fund RFA0821AU 0.97 Annually BT Core Hedged Global Share Wholesale Fund RFA0031AU 0.97 Annually BT European Share WS Fund BTA0124AU 1.00 Quarterly BT International Share WS Fund BTA0056AU 0.97 Quarterly BT Wholesale Japanese Share Fund BTA0130AU 1.00 Quarterly CFS FirstChoice WS Asian Share Fund FSF0889AU 1.52 Semi-annually CFS FirstChoice WS Emerging Markets Fund FSF0968AU 1.52 Semi-annually CFS FirstChoice WS Global Infrastructure Sec Fund FSF0795AU 1.23 Semi-annually CFS FirstChoice WS Global Share Fund FSF0489AU 1.22 Semi-annually CFS Wholesale Glb Resources Tactical Fund FSF0698AU 1.26 Semi-annually CFS Wholesale Global Health & Biotech Fund FSF0146AU 1.19 Semi-annually CFS Wholesale Global Resources Fund FSF0038AU 1.18 Semi-annually CFS Wholesale Global Share Fund FSF0047AU 1.18 Semi-annually CFS Wholesale Global Tech & Comm Fund FSF0143AU 1.19 Semi-annually Dimensional Global Core Equity Trust^ DFA0004AU 0.45 Semi-annually Dimensional Global Small Company Trust^ DFA0106AU 1.00 Semi-annually Dimensional Global Value Trust^ DFA0102AU 0.75 Semi-annually Dimensional Multi-Factor Equity Trust DFA0035AU 0.52 Semi-annually Fidelity China Fund FID0011AU 1.20 Annually Fidelity India Fund FID0015AU 1.20 Annually Five Oceans World A Fund HOW0061AU 1.25 Annually 6

7 Goldman Sachs Global Small Companies W Fund JBW0103AU 1.43 Semi-annually Goldman Sachs International Wholesale Fund JBW0014AU 1.22 Semi-annually Grant Samuel Epoch Gl Eq Shareholder Yield (Unhedged) Fund GSF0002AU 1.25 Quarterly GVI Global Industrial Share Fund TGP0004AU 1.23 Semi-annually Hunter Hall Global Ethical Trust # HHA0002AU 1.85 Semi-annually Hunter Hall Value Growth Trust # HOW0002AU 1.64 Semi-annually IFP Global Franchise Fund MAQ0404AU 1.38 Semi-annually IFP Global Franchise Fund (Hedged) MAQ0631AU 1.38 Semi-annually Ironbark GTP Agribusiness Fund MGL0019AU 0.90 Semi-annually Ironbark GTP Global Equity Thematic Fund MGL0004AU 0.90 Semi-annually Invesco Wholesale Asian Consumer Demand Fund GTU0009AU 1.23 Semi-annually Invesco Wholesale Global Matrix Fund Hedged Class A Units GTU0008AU 1.08 Semi-annually Invesco Wholesale Global Matrix Fund Unhedged GTU0102AU 1.08 Semi-annually IOOF MultiMix International Shares Trust IOF0098AU 0.90 Semi-annually Lazard Global Listed Infrastructure Fund LAZ0014AU 0.98 Quarterly Macquarie International Infrastructure Securities Fund MAQ0432AU 1.04 Quarterly Magellan Global Fund MGE0001AU 1.35 Annually Magellan Infrastructure Fund MGE0002AU 1.05 Semi-annually Magellan Infrastructure Fund (Unhedged) MGE0006AU 1.05 Semi-annually Metisq Asian Share Fund HBC0010AU 1.15 Annually MFS Fully Hedged Global Equity ETL0041AU 0.80 Annually MFS Global Equity Trust MIA0001AU 0.77 Annually MFS Global Growth Equity Fund ARO0006AU 0.99 Annually MLC Wholesale Global Share Fund MLC0261AU 1.13 Annually Perennial Asian Shares Wholesale Trust # IOF0203AU 1.15 Annually Perennial International Shares Wholesale Trust # IOF0045AU 1.23 Semi-annually Perpetual Wholesale International Share PER0050AU 1.23 Annually Platinum Asia Fund PLA0004AU 1.54 Annually Platinum European Fund PLA0001AU 1.54 Annually Platinum International Brands Fund PLA0100AU 1.54 Annually Platinum International Fund PLA0002AU 1.54 Annually Platinum Japan Fund PLA0003AU 1.54 Annually PM Capital Absolute Performance Fund # PMC0100AU 1.09 Annually Premium China Fund # MAQ0441AU 2.30 Annually Profile International Shares PBT0008AU 0.85 Annually 7

8 Profile International Shares (Hedged) PBT0009AU 0.88 Annually RARE infrastructure Fund (unhedged) TGP0034AU 0.97 Quarterly Russell International Share Fund $A Hedged Class A RIM0009AU 1.02 Quarterly Schroder Global Active Value Fund SCH0030AU 0.98 Semi-annually T. Rowe Price Global Equity Fund ETL0071AU 1.20 Annually TAAM New Asia Fund # TGP0006AU 1.03 Annually UBS International Share Fund SBC0822AU 1.00 Semi-annually Vanguard Emerging Markets Shares Index Fund VAN0005AU 0.56 Quarterly Vanguard International Shares Index Fund VAN0003AU 0.18 Quarterly Vanguard International Shares Index Fund (Hedged) VAN0105AU 0.21 Quarterly Ventura International Shares Fund # RIM0022AU 1.03 Quarterly Walter Scott Global Equity Fund MAQ0410AU 1.28 Semi-annually Zurich Investments Global Thematic Share Fund ZUR0061AU 0.98 Semi-annually 8

9 Property funds AMP Capital Global Property Securities Fund A AMP0974AU 0.99 Quarterly AMP Capital Listed Property Trusts Fund A AMP0255AU 0.97 Quarterly APN A. Reit Fund APN0008AU 0.85 Monthly APN Property for Income Fund APN0001AU 1.05 Monthly APN Property for Income Fund No. 2 APN0004AU 1.08 Monthly Aust Unity Wsale Healthcare Property Trust AUS0112AU 1.72 Quarterly BT Property Investment WS Fund RFA0817AU 0.65 Semi-annually BT Property Securities WS Fund BTA0061AU 0.65 Quarterly CFS Wholesale Global Property Securities Fund FSF0454AU 1.03 Semi-annually CFS Wholesale Property Securities Fund FSF0004AU 0.91 Quarterly Charter Hall Direct Property Wholesale Fund # MAQ0448AU 1.22 Quarterly Dimensional Global Real Estate Trust^ DFA0005AU 0.42 Semi-annually EQT SGH LaSalle Global Listed Property Securities Fund ETL0005AU 1.10 Semi-annually EQT SGH Wholesale Property Income Fund ETL0119AU 0.95 Quarterly Freehold Evergreen A-REITs & Listed Infrastructure Fund LAM0042AU 0.87 Semi-annually Legg Mason Property Securities Trust (Class A) SSB0128AU 0.74 Quarterly Macquarie Index-Linked Property Securities Fund MAQ0431AU 0.00 Quarterly Macquarie Master Property Securities Fund MAQ0063AU 0.72 Quarterly MLC Wholesale Global Property Class A Fund MLC0786AU 0.99 Quarterly MLC Wholesale Property Securities Fund MLC0263AU 0.87 Quarterly Perennial Australian Property Wholesale Trust # IOF0044AU 0.92 Semi-annually Perennial Global Property Wholesale Trust # IOF0081AU 1.05 Semi-annually Resolution Core Plus Property Securities Fund WHT0014AU 0.70 Quarterly RREEF Global (Ex Australia) Property Securities Fund MGL0010AU 1.13 Quarterly RREEF Paladin Property Securities Fund PAL0002AU 0.85 Quarterly SG Hiscock Wholesale Property Fund # CRS0007AU 0.78 Quarterly SG Hiscock Wholesale Property Securities Fund # HBC0008AU 0.85 Quarterly The Property Income Plus Fund ACU0008AU 0.92 Quarterly UBS Property Securities Fund SBC0816AU 0.85 Quarterly Vanguard Property Securities Index Fund VAN0004AU 0.34 Quarterly 9

10 Australian cash and fixed interest funds Aberdeen Australian Fixed Income Fund CRS0004AU 0.51 Quarterly AMP Capital Corporate Bond Fund AMP0557AU 0.60 Monthly Antares Premier Fixed Income PPL0114AU 0.54 Quarterly BT Fixed Interest WS Fund RFA0813AU 0.50 Quarterly CFS Wholesale Australian Bond FSF0027AU 0.46 Quarterly CFS Wholesale Diversified Fixed Interest Fund FSF0039AU 0.56 Quarterly Dimensional Short Term Fixed Interest Trust^ DFA0100AU 0.19 Quarterly Goldman Sachs Income Plus Wholesale Fund JBW0016AU 0.68 Quarterly IOOF MultiMix Cash Enhanced Trust IOF0091AU 0.35 Quarterly IOOF MultiMix Diversified Fixed Interest Trust IOF0096AU 0.49 Quarterly Macquarie Australian Fixed Interest Fund MAQ0061AU 0.62 Quarterly Macquarie Income Opportunities Fund MAQ0277AU 0.50 Monthly Macquarie Master Enhanced Fixed Interest Fund MAQ0180AU 0.29 Quarterly Perennial Fixed Interest Wholesale # IOF0046AU 0.47 Quarterly Perpetual Exact Market Cash Fund PER0258AU 0.00 Quarterly Perpetual Wholesale Diversified Income Fund PER0260AU 0.70 Quarterly PIMCO EQT Wholesale Australian Bond Fund ETL0015AU 0.50 Quarterly PM Capital Enhanced Yield Fund # PMC0103AU 1.22 Quarterly Schroder Credit Securities Fund SCH0103AU 0.75 Quarterly Schroder Fixed Income Fund SCH0028AU 0.50 Quarterly UBS Australian Bond Fund SBC0813AU 0.45 Quarterly UBS Cash-Plus Fund SBC0812AU 0.30 Quarterly UBS Diversified Credit Fund UBS0003AU 0.70 Quarterly UBS Diversified Fixed Income Fund SBC0007AU 0.55 Quarterly Vanguard Australian Fixed Interest Index Fund VAN0001AU 0.24 Quarterly 10

11 International cash and fixed interest funds Aberdeen Global Government Bond Fund CRS0006AU 0.58 Semi-annually AMP Capital International Bond Fund A AMP0254AU 0.77 Quarterly Antares Income Fund PPL0028AU 0.55 Quarterly Bentham Wholesale Global Income Fund # CSA0038AU 0.84 Monthly BlackRock W International Bond Fund PWA0825AU 0.55 Quarterly BlackRock W Monthly Income Fund Class D MAL0012AU 0.55 Monthly Dimensional Two-Year Diversified Fixed Interest Trust^ DFA0002AU 0.20 Semi-annually Legg Mason Brandywine Global Opportunistic Fixed Income Trust SSB0028AU 0.72 Semi-annually Legg Mason Global Multi Sector Bond Fund SSB0012AU 0.54 Semi-annually Macquarie Master Diversified Fixed Interest Fund MAQ0274AU 0.62 Quarterly PIMCO EQT Wholesale Diversified Fixed Interest Fund ETL0016AU 0.50 Quarterly PIMCO EQT Wholesale Emerging Markets Bond Fund ETL0017AU 0.85 Quarterly PIMCO EQT Wholesale Global Bond Fund ETL0018AU 0.49 Quarterly PIMCO Wholesale Global Credit Fund ETL0019AU 0.61 Quarterly Profile Diversified Fixed Interest PBT0007AU 0.75 Annually UBS International Bond Fund SBC0819AU 0.49 Semi-annually Vanguard International Fixed Interest Index (Hedged) VAN0103AU 0.26 Quarterly Alternative investments funds BlackRock Global Allocation (Aust) (Class D) Fund MAL0018AU 0.20 Semi-annually Ironbark Global Diversified Alternatives Fund DEU0109AU 1.10 Annually Legg Mason Tactical Allocation Trust (Class A) SSB0130AU 0.72 Semi-annually LHP Diversified Investments HW units HFL0104AU 1.51 Annually LHP Global Long/Short Fund HFL0108AU 1.60 Annually Schroder Real Return Fund Wholesale Class SCH0047AU 0.90 Semi-annually Winton Global Alpha Fund MAQ0482AU 1.88 Semi-annually 11

12 Diversified funds Aberdeen Multi-Asset Income Fund CRS0001AU 0.72 Monthly Aberdeen Multi Asset Real Return Fund CRS0002AU 0.84 Semi-annually Advance Moderate Multi-Blend Fund ADV0091AU 0.74 Quarterly Ausbil Balanced Fund AAP0101AU 0.90 Semi-annually BlackRock Scientific Diversified Growth Fund BAR0813AU 0.79 Quarterly BlackRock Scientific Diversified Stable Fund BAR0811AU 0.69 Quarterly BlackRock Wholesale Balanced Fund PWA0822AU 0.95 Semi-annually BlackRock Wholesale Managed Income Fund PWA0821AU 0.80 Monthly BT Active Balanced WS Fund RFA0815AU 0.95 Semi-annually BT Balanced Returns WS Fund BTA0806AU 0.88 Quarterly BT Future Goals WS Fund BTA0125AU 0.95 Quarterly BT PST Conservative Outlook Fund BTA0005AU 0.86 Quarterly CFS Wholesale Balanced Fund FSF0040AU 1.01 Quarterly CFS Wholesale Conservative Fund FSF0033AU 0.91 Quarterly CFS Wholesale Diversified Fund FSF0008AU 0.96 Quarterly CFS Wholesale Enhanced Yield Fund FSF0694AU 0.52 Quarterly Dimensional Multi-Factor Balanced Trust DFA0033AU 0.46 Semi-annually Dimensional Multi-Factor Growth Trust DFA0029AU 0.48 Semi-annually Invesco Wholesale Protected Growth Fund CNA0805AU 1.09 Semi-annually IOOF MultiMix Balanced Growth Trust IOF0093AU 0.90 Semi-annually IOOF MultiMix Capital Stable Trust IOF0094AU 0.51 Semi-annually IOOF MultiMix Conservative Trust IOF0095AU 0.73 Semi-annually IOOF MultiMix Growth Trust IOF0097AU 0.95 Semi-annually Legg Mason Diversified Trust JPM0008AU 0.87 Semi-annually Macquarie Master Balanced Fund MAQ0058AU 0.92 Quarterly Macquarie Master Capital Stable Fund MAQ0059AU 0.82 Quarterly MLC Wholesale Horizon 4 Balanced Portfolio Fund MLC0260AU 0.99 Quarterly MLC Wholesale Horizon 5 Growth Portfolio Fund MLC0265AU 0.99 Quarterly One Path Tax Effective Income Trust Wholesale Units MMF0700AU 0.95 Quarterly One Path Wholesale Balanced Trust AJF0802AU 0.50 Quarterly One Path Wholesale Emerging Companies Trust MMF0112AU 0.95 Semi-annually One Path Wholesale Managed Growth Trust MMF0115AU 0.90 Quarterly Perennial Balanced Wholesale Trust # IOF0104AU 0.82 Semi-annually Perennial Tactical Income Trust IOF0145AU 0.45 Quarterly 12

13 Perpetual Wholesale Balanced Growth Fund PER0063AU 1.04 Semi-annually Perpetual Wholesale Diversified Growth Fund PER0114AU 0.96 Quarterly Perpetual Wholesale Smaller Companies Fund PER0048AU 1.25 Semi-annually Perpetual Wholesale Split Growth Fund PER0066AU 1.16 Annually Profile 45 PBT0001AU 0.74 Annually Profile 55 PBT0002AU 0.76 Annually Profile 65 PBT0003AU 0.79 Annually Profile 75 PBT0004AU 0.81 Annually Profile 85 PBT0005AU 0.83 Annually Profile 95 PBT0006AU 0.83 Annually Russell Growth Fund Class A Units RIM0004AU 0.94 Quarterly UBS Balanced Investment Fund SBC0815AU 0.95 Quarterly UBS Defensive Investment Fund SBC0814AU 0.85 Quarterly Vanguard Balanced Index Fund VAN0108AU 0.34 Quarterly Vanguard Conservative Index Fund VAN0109AU 0.33 Quarterly Vanguard Growth Index Fund VAN0110AU 0.36 Quarterly Zurich Investments Managed Growth Fund ZUR0059AU 0.87 Quarterly 13

14 General advice warning The information contained in this guide: does not and is not intended to contain any recommendations, statements of opinion or advice is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should consider the appropriateness of this information having regard to your objectives, financial situation and needs and you may wish to seek advice before deciding whether to acquire this product. Important notice This guide has been prepared and issued by Australian Executor Trustees Limited (AET) ABN AFS Licence AET is a company in the IOOF group comprising IOOF Holdings Ltd ABN and its related bodies corporate. AET is the Operator of the AET Wholesale Access Fund. The IDPS guide for the WAF is available from our website com.au or by calling us on You should consider the IDPS guide before making an investment decision. Australian Executor Trustees Limited ABN AFSL Part of the IOOF group The Operator collects the information in this form for the purpose of updating the information it holds about you. The information provided in this form will be used in accordance with the Privacy Policy at 14 PLA-9535