Flexible Lifetime - Investments (for Series 2 Investment Options) As at 30 June 2017

Transcription

1 UNITISED INVESTMENT OPTIONS Flexible Lifetime - Investments (for Series 2 Investment Options) As at 30 June 2017 The table below sets out the investment option returns for the Series 2 Investment Options in Flexible Lifetime Investments. Past performance is not necessarily an indicator of future performance. Investment option returns are calculated from changes in the unit price of the investment option over the period shown and are after the deduction of management fees and before tax. The impact of marginal tax rates is not taken into account. Investment option returns assume a sum of money is invested at the beginning of the time period and neither drawn upon nor added to throughout that period. Your actual rate of return of your account will vary from those displayed depending on the timing of contributions, switches or withdrawals that you have made over the period and any fees and rebates charged directly to your account. 1 mth 3 mth 6 mth INVESTMENT OPTION RETURNS 1 yr 3 yr 5 yr 10 yr Since inception Inception date Diversified Investment Options Conservative AMP Capital Conservative n/a /07/2010 Conservative Index n/a /07/2010 Future Directions Conservative n/a /07/2010 Professional Conservative n/a n/a n/a /07/2014 Responsible Investment Leaders Conservative n/a /07/2010 Moderately Conservative AMP Monthly Income Fund No n/a /07/2010 AMP Monthly Income Fund No n/a /07/2010 AMP Monthly Income Fund No n/a /07/2010 Future Directions Moderately Conservative n/a /07/2010 Professional Moderately Conservative n/a n/a n/a /07/2010 Balanced Balanced Index n/a /07/2010 AMP Capital Balanced Growth n/a /07/2010 Future Directions Balanced n/a /07/2010 Professional Balanced n/a n/a n/a /07/2010 Responsible Investment Leaders Balanced n/a /07/2014 Moderately Aggressive AMP Capital High Growth n/a /07/2010 Future Directions Growth n/a /07/2010 Professional Growth n/a n/a n/a /07/2014 Responsible Investment Leaders Growth n/a /07/2010 Aggressive Future Directions High Growth n/a /07/2010 Professional High Growth n/a n/a n/a /07/2014 Single Sector Investment Options Enhanced Cash AMP Capital Floating Rate Income n/a /07/2010 Australian and International Fixed Interest AMP Australian Bond n/a /07/2010 AB Dynamic Global Fixed Income n/a n/a n/a /07/2015 AMP Capital Corporate Bond n/a n/a n/a /07/2015 Bentham Global Income n/a n/a n/a /07/2015 BlackRock Global Bond n/a /07/2010 Future Directions Australian Bond n/a /07/2010 Future Directions International Bond n/a /07/2010 Schroder Fixed Income n/a n/a n/a /07/2015 Specialist Diversified Fixed Income n/a n/a n/a /07/2014 PIMCO Diversified Fixed Interest n/a n/a n/a /12/2015 Macquarie Income Opportunities n/a n/a n/a /12/2015 Property AMP Capital Australian Property Securities n/a /07/2010 AMP Capital Gobal Infrastructure Securities (Hedged) n/a n/a n/a /07/2015 AMP Capital Global Property Securities n/a n/a n/a /07/2015 Specialist Property and Infrastructure n/a /07/2010 Page 1 of 5

2 RARE Infrastructure Value n/a n/a n/a /07/2015 UBS Clarion Global Property Securities n/a n/a n/a /07/2015 UBS Property Securities n/a /07/2010 Page 2 of 5

3 UNITISED INVESTMENT OPTIONS Australian Shares 1 mth 3 mth 6 mth INVESTMENT OPTION RETURNS 1 yr 3 yr 5 yr 10 yr Since inception Inception date AMP Australian Share n/a /07/2010 AMP Australian Share Enhanced Index n/a /07/2010 AMP Capital Equity n/a /07/2010 AMP Capital Equity Income Generator n/a n/a n/a /07/2015 Ironbark Karara Australian Share 1, n/a /07/2010 Alphinity Australian Share n/a /11/2010 Ausbil Australian Active Equity n/a n/a n/a /07/2015 BT Australian Share n/a /07/2010 Yarra Australian Equities n/a /07/2010 Epoch Global Equity Shareholder Yield (Unhedged) n/a n/a n/a /07/2015 Specialist Australian Share n/a /07/2010 Specialist Australian Small Companies n/a /07/2010 Specialist Geared Australian Share n/a /07/2010 Perennial Value Australian Share n/a /07/2010 Perpetual Industrial Share n/a /07/2010 Responsible Investment Leaders Australian Share n/a /07/2010 Schroder Australian Equities n/a /07/2010 DNR Capital Australian Equities High Conviction n/a /07/2010 UBS Australian Small Companies 2, n/a /07/2010 International Shares Aberdeen Emerging Opportunities n/a n/a n/a /12/2015 AMP International Share Enhanced Index n/a /07/2010 BlackRock Scientific Hedged International Share n/a /07/2010 BlackRock Scientific International Share n/a /07/2010 Fidelity Global Equities n/a /07/2010 Future Directions Asian Share n/a /07/2010 Future Directions Emerging Markets n/a /07/2010 Specialist Hedged International Share n/a /07/2010 Specialist International Share n/a /07/2010 Zurich American Century Global Growth n/a /07/2010 Magellan Global n/a n/a n/a /07/2015 Responsible Investment Leaders International Share n/a /07/2010 Schroder Global Active Value n/a /07/2010 Investment option returns since inception are not annualised for periods less than one year, but are annualised for periods one year or more. IMPORTANT NOTES: 1. Renamed Investment Options: - AMP Capital Australian Property Securities was formerly named AMP Listed Property Trusts prior to 01/07/ AMP Capital Conservative was formerly named AMP Conservative prior to Dec AMP Capital Balanced Growth was formerly named AMP Balanced Growth prior to Dec AMP Capital Equity was formerly named AMP Equity prior to 01/07/ AMP Capital Floating Rate Income was formerly named AMP Enhanced Cash prior to 01/07/ AMP Capital High Growth was formerly named AMP High Growth prior to Dec Yarra Australian Equities was formerly named Goldman Sachs Australian Equities prior to 22/05/2017 Page 3 of 5

4 2. Replacement Investment Options: - Fidelity Global Equities replaced RCM International Share on 13/11/ Schroder Global Active Value replaced Bernstein International Share on 13/11/ UBS Australian Small Companies replaced AMP Small Companies on 13/11/ Alphinity Australian Share replaced Bennelong Australian Equities on 01/07/ Goldman Sachs Australian Equities replaced Colonial First State Australian Share on 01/07/ Ironbark Karara Australian Share replaced Arnhem Australian Equity on 01/07/ DNR Capital Australian Equities High Conviction replaced UBS-HALO Australian Share on 22/05/ UBS Property Securities replaced Resolution Capital Core Plus Property Securities on 01/07/ Zurich American Century Global Growth replaced Lazard Global Thematic on 01/07/2015 Note: Investment option returns shown for the period prior to the date of change reflect those of the previous investment option. 3. Closed to new investors: - AMP Australian Share - Future Directions Asian Share - Future Directions Australian Bond - Future Directions Australian Share Original - Future Directions Balanced - Future Directions Conservative - Future Directions Emerging Markets - Future Directions Growth - Future Directions High Growth - Future Directions International Bond - Future Directions Moderately Conservative - UBS Australian Small Companies Note: You should exercise extreme caution in making any judgements about the quality of an Investment Option based on this past performance because past performance is not indicative of future performance. There are many factors that can cause any performance comparisons to be different, including: Typically the strongest explanation of performance differences between Investment Options is the amount allocated to different asset classes (the asset allocation ). Different asset allocations arise between Investment Options in order to achieve their different investment objectives. Different asset allocations have different levels of risk. Typically growth assets can be more volatile, as an example, Australian Equities tend to be more volatile than Australian Bonds. Pricing policies the methodology used to assess the value of the underlying investments of the Investment Option, and how often any returns are applied to your account. Infrequent pricing and/or allocation of returns can cause performance to be distorted over time (i.e. not reflect the actual price you would receive if the underlying asset was sold on that day), which can give rise to inequities between members. Your returns may differ substantially to those shown the returns you receive in your account may vary substantially to the above past investment option returns, due to the timing of your contributions, the timing and amount of any deductions or switches from your account (including any fees not incorporated into the unit price) Other things you should also consider when comparing performance is your ability to access your investment when you want it (i.e. the frequency the provider allows redemptions, and the amount by which they can suspend or freeze any redemptions, which is often impacted by the amount allocated to underlying assets which are not easily sold), and any fees or costs associated with redeeming the investment. Page 4 of 5

5 What you need to know This report is issued by AMP Superannuation Limited (ASL), the issuer of this product. Other than ASL, no other company in the AMP group or any of the investment managers of the investment options is responsible for any statements or representations made in this report. No other company in the AMP group or any of the investment managers of the investment options guarantees the performance of ASL's obligations to members nor assumes any liability to members in connection with this product. None of ASL, any other company in the AMP group or any of the investment managers of the investment options guarantees the performance, the investment options or any particular rate of return. The repayment of capital is not guaranteed, unless expressly stated. Investments in this product are not bank deposits with ASL or any other company in the AMP group. The information in this report is of a general nature only and is based on information available as at the time of production. It is based on sources considered to be reliable. No representation is given in relation to the accuracy or completeness of any statement contained in it. This report may contain advice that is not based on your personal objectives, financial situation and needs. Accordingly you should consider how appropriate the advice (if any) is to those objectives, financial situation and needs before acting on the advice. Before investing in or making a decision about this product, you should read the current Product Disclosure Statement (PDS) available from amp.com.au or your financial planner. None of ASL or any other company in the AMP group accept any liability or responsibility for any acts or decisions taken by members based on the information or advice (if any) contained in this report. Any advice given is provided by ASL, ABN , AFSL No , the trustee of the AMP Superannuation Savings Trust ABN and the AMP Retirement Trust ABN ASL is part of the AMP group of companies. AMP companies receive fees and charges in relation to this product as set out in applicable PDS. AMP employees and directors receive salaries, bonuses and other benefits from the AMP group. Registered trade mark of AMP Life Limited ABN Page 5 of 5