FirstChoice Wholesale Investments withdrawal form

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Reynard Craig
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1 FirstChoice Wholesale Investments withdrawal form Is this the right form for me? This form can be used to withdraw some or all of the units in your fund please note you must leave a minimum account balance of $1,000 if you are making a partial withdrawal. You can read more about how to make a withdrawal from your fund, as well as details on how and when unit prices are calculated on the next page. We also recommend you read the following information regarding potential implications your withdrawal may have on you or your investment before completing your request. Some things to consider before making a withdrawal 1. Will you be liable for capital gains tax? If you sell some or all of the units in your fund, you may trigger a capital gains tax event. This can also occur when switching to another investment option. A capital gains event means you may pay tax on the difference between the original cost and the sale value of the units sold. This tax is at your marginal tax rate which could be as high as 46.5% (including the Medicare levy). If you have owned the investment for more than 12 months, the tax liability may be cut by up to half, but it s still worth checking with your financial adviser to assess any potential tax liability. 2. Selling crystallises a loss Most managed funds fluctuate in value, often sharply. If your investment has gone down in value because of market volatility and you decide to switch or withdraw, the possibility of recouping your losses from the investment is lost forever. So, it s important that you weigh up the chances of an investment recovering, and speak to your financial adviser. 3. You may miss future potential performance It s important to consider that you may be withdrawing at a time when markets, and potentially your investment value, are down. This means you risk missing any potential increase in your investment value due to a rebound in markets and any future growth opportunities. Even experienced investors find it almost impossible to successfully predict the movements of investment markets. If you hold multiple investments and require access to funds, it s worth talking to your adviser to ensure you withdraw from the right investment to minimise the impact on your investment strategy. Have you spoken to your financial adviser? Make sure you understand the potential impacts this withdrawal may have on your investment strategy. If you have a financial adviser, they can be invaluable in this process as they can review your situation and help you: assess the impacts of the decision explain what may happen and discuss alternative options with you assist you in balancing your short-term goals with your long-term needs If you don t have an adviser we are here to help so please call us on Although we are not licensed financial advisers, we may be able to help you understand some of the implications of withdrawing, or refer you to a qualified financial adviser.

2 How do I make a withdrawal from my investment? You can withdraw from an investment option at any time. The minimum account balance is $1,000. We normally pay the proceeds of withdrawals within seven working days of receiving your request. Longer periods may apply from time to time. In extraordinary circumstances, we may suspend withdrawals. By providing either a previously nominated Australian financial institution account instruction or an original signed request at the time of withdrawal, we can credit your nominated account with cleared funds which are generally available to you sooner than if you request a cheque. If we receive your fully completed withdrawal request (including all information required to establish your identity) in a Colonial First State office by 3pm on a NSW business day, we will process your withdrawal using the exit unit price calculated, based on market valuations, at the close of business that day. Where an option is suspended, restricted or unavailable, we may not process withdrawal requests. Any decisions whether to process withdrawals or partial withdrawals will be made in the best interests of investors as a whole, and if any payment is to be made, then the exit price used to calculate this payment will be the one determined at the time the payment is made. Please refer to a copy of the current Product Disclosure Statement (PDS) for further details. Anti-Money Laundering and Counter-Terrorism Financing laws and Sanctions laws We are required to comply with these laws, including the need to establish your identity (and, if relevant, the identity of other persons associated with your account). Additionally, from time to time, we may require additional information to assist with this process. We may be required to report information about you to the relevant authorities. We may not be able to tell you when this occurs. We may not be able to transact with you or other persons. This may include delaying, blocking, freezing or refusing to process a transaction or ceasing to provide you with a product or service. This may impact on your investment and could result in a loss of income and principal invested. prices and transaction processing Colonial First State calculates unit prices each NSW business day. When you request to invest or withdraw or switch your investment, your request must be received before the relevant cut-off time (outlined in the current PDS) and the unit price to be used for your request will be the next available unit price. The next available unit price is calculated, based on the market value of the option (less liabilities), at the close of business on the day of your request. We determine the market value of an option based on the information we have most recently available. If you ask for a unit price or investment valuation we can provide a historical unit price or investment valuation only. Should you then decide to transact, as outlined above, you will receive the next available unit price or investment value. It is important to consider this when making your transaction requests. Please refer to a copy of the current Product Disclosure Statement (PDS) for further details /FS1593/0911

3 PLEASE DO NOT STAPLE FirstChoice Wholesale Investments Withdrawal Form Please phone Colonial First State Investor Services on with any questions. Please complete this form using BLACK INK and print well within the boxes in CAPITAL LETTERS. Mark appropriate answer boxes with a cross like the following X. Start at the left of each answer space and leave a gap between words. Please complete ALL fields to ensure we hold the correct details. OFFICE USE ONLY 1. INVESTOR DETAILS FirstChoice Wholesale Investments account number Investor 1 or company/partnership Title Mr n Mrs n Miss n Ms n Other n Given name(s) Surname/Company/Partnership name Date of birth nn / nn / n Residential address (PO Box is NOT acceptable) number n number n name n n State n Postcode n Postal address for all communications and cheque payments (if applicable) Cross (X) box, where appropriate: Same as residential address, as above n Same as existing postal address on account n Different address as provided below: number n number PO Box n n name nn nn State Postcode n nn Work phone number Home phone number nn nn nn nn Fax number Mobile phone number nn nn n address for Investor 1 Investor 2 (if applicable) Title Mr n Mrs n Miss n Ms n Other n Given name(s) Surname/Company/Partnership name Date of birth nn / nn / n Residential address (PO Box is NOT acceptable) number n number n name n n State n Postcode n Postal address for all communications and cheque payments (if applicable) Cross (X) box, where appropriate: Same as residential address, as above n Same as existing postal address on account n Different address as provided below: number n number PO Box n n name nn nn State Postcode n nn Work phone number Home phone number nn nn nn nn Fax number Mobile phone number nn nn n address for Investor 2 By providing your address, you agree that we may use this address to provide you with information about your investment (such as transaction confirmations, statements, reports and other material). From time to time we may still need to send you letters in the post.

4 2. payment instructions Your instructions in this section overrides previous nominations. Only one method can be selected. Please cross (X) one: Credit nx Credit my Australian financial institution account shown in section 6 Cheque nx Mail a cheque to my address. Cheques issued are not bank cheques Cheque nx Mail a cheque to the address shown in section 7. Cheques issued are not bank cheques If no payment method is selected, a cheque will be issued. 3. withdrawal instructions Minimum remaining account balance is $1,000. n I would like to close my account OR n Leave minimum balance required OR I would like to withdraw $ n,,.nn Cross (X) one box only. If no option is selected, we will redeem as per your existing investment weightings. n I would like this withdrawal to be made in line with my investment allocation on the date of this transaction n I would like this withdrawal to be made in line with existing auto-rebalancing weightings n I would like this withdrawal to be made from my account as shown below. If this is a full withdrawal from an option, write balance next to that option. Please note: If you transact outside of existing auto-rebalancing weightings, we will automatically cancel this facility. Option code (refer to the back page of this form) TOTAL Amount $ n,,.nn $ n,,.nn $ n,,.nn $ n,,.nn $ n,,.nn $ n,,.nn $ n,,.nn $ n,,.nn $ n,,.nn $ n,,.nn $ n,,.nn Please note: If you have specified a restricted option, we will process this option on a periodic basis until your request has been completed.

5 4. AUTO REBALANCING If you have auto-rebalancing on your account and you transact outside your future investment selection weightings, your transaction will cancel this facility. You should complete this section if you wish to re-establish the facility. (!) Please note: The auto-rebalancing facility switches your investments quarterly or annually to bring them in line with your future investment selection weightings, (excluding FirstRate Term Deposits and any suspended, restricted or unavailable options). Transaction costs may apply and there may be tax consequences of using the auto-rebalancing facility. You should only complete this section under advice or if you are clear on how the facility works. Establish or re-establish auto-rebalancing n I wish to establish or re-establish auto-rebalancing on my account. I understand that the rebalancing weightings will be in line with my future investment selection, being the weightings resulting from my withdrawal details specified in section 3 withdrawal instructions. How frequently would you like auto-rebalancing to occur? (If you make no frequency selection, we will rebalance your portfolio annually) n Annually n Quarterly 5. third party payment instructions Complete this section only if making a third party payment. Issue a cheque in favour of: nn and (cross (X) as applicable) n Post to the address shown in section 7 n Hold the cheque at a Colonial First State office in: Sydney n Melbourne n Brisbane n Perth n Adelaide n where n I/We will collect the cheque personally n the cheque will be collected by (name of authorised person) nn whose signature appears below Signature of authorised person (this must be supplied) 8 6. Details of account to be credited Please note: New bank account details via fax cannot be accepted. Name of Australian financial institution nn nn Branch name nn Branch number (BSB) Account number n Name of account holder nn nn 7. address to which payment is to be sent (if different to that previously advised) Postal address number n number n PO Box n name nn n State Postcode

6 8. important information on your account If you are withdrawing the full balance of an investment option and have any of the following facilities, you will need to advise us of the investment options you wish to transfer this facility to. If no option or more than one option is nominated, we will default to the first option invested in, in the order outlined on the back page of this form. Regular investment plan Indicate one option only Option CODE (refer to the back page of this form) management cost rebate Please indicate below which investment option you would like to receive any applicable management cost rebates (adviser trail rebate and portfolio rebate) to be credited to. Indicate one option only Option CODE (refer to the back page of this form) OR FirstChoice margin loan variable rate (if applicable) n Please note: you must have a current account balance of an investment within this option in order to nominate it for rebate purposes. A portfolio rebate will apply to account balances greater than $400,000. For further details see the current Product Disclosure Statement. If no option or more than one option or an invalid option is nominated, we will credit this rebate to the first non-cash option invested in, in the order outlined on the back page of this form. 9. declaration and signature I/We declare that: I/we have received and read Part 1 and Part 2 and I/we acknowledge I/we have access to all statements and information that are incorporated by reference in the Other information booklet, together referred to below as the PDS For each option in which I am/we are invested: I/we acknowledge I am/we are bound by the relevant Constitution provisions (including consents, acknowledgements and declarations), terms and conditions contained in and related to a right, power, authority, discretion or obligation in the relevant Constitution (as amended from time to time), and I am/ we are bound as a separate commitment by the relevant product provider s provisions (including consents, acknowledgements and declarations), terms and conditions in the PDS. if this form is signed under Power of Attorney, the Attorney declares that they have not received notice of revocation of that power (a certified copy of the Power of Attorney should be submitted with this application unless we have already sighted it) sole signatories signing on behalf of a company confirm that they are signing as sole director and sole secretary of the company. I/we acknowledge and agree that Colonial First State and/or its related entities ( the Group ) will not be liable to me/us or other persons for any loss suffered (including consequential loss) where transactions are delayed, blocked, frozen or where the Group refuses to process a transaction or ceases to provide me/us with a product or service, including in circumstances where the Group reasonably believes that I am/we are a Proscribed Person. A Proscribed Person means any person or entity who the Group reasonably believes to be (i) in breach of the laws of any jurisdiction prohibiting money laundering or terrorism financing, or (ii) on a list of persons with whom dealings are proscribed by Australian laws or the laws of another recognised jurisdiction. A Proscribed Person includes any person or entity who the Group reasonably believes to act on behalf, or for the benefit of, a person or entity referred to in (i) and/or (ii). Please note that withdrawals cannot be processed until application cheques are cleared and all necessary documentation is completed. In the case of units held by companies, this form should be executed in accordance with the constitution of the company. FirstChoice Wholesale Investments is offered by Colonial First State Investments Limited ABN AFS Licence

7 9. declaration and signature (continued) Signature of investor 1 or company officer Signature of investor 2 or company officer 8 8 Print name Date nn / nn / n Print name Date If you are signing under a Power of Attorney, please comply with the following: attach a certified copy of the Power of Attorney document nn / nn / n each page of the Power of Attorney document must be certified by a Justice of the Peace, Notary Public or Solicitor should the Power of Attorney NOT contain a sample of the Attorney s signature, please also supply a certified copy of the identification documents for the Attorney, containing a sample of their signature, eg Drivers Licence, Passport, etc. The Attorney will also need to complete a power of attorney identification form (to enable us to establish the identity of the Attorney) which can be obtained from our forms library at colonialfirststate.com.au or by phoning Investor Services on Please send the completed form to: Colonial First State Reply Paid 27, Sydney NSW 2001

8 Please use the following codes under section 3 of this form to indicate which investment option(s) you would like to withdraw from. Please note: Where amounts are to be deducted from your investment, for example, adviser service fees and no option or an invalid option has been nominated by you, a default order exists. Generally, the default order draws from the more conservative option first. Please call Investor Services on should you require further information. Option name Code Multi-manager multi-sector FirstChoice Wholesale Defensive 152 FirstChoice Wholesale Conservative 151 FirstChoice Wholesale Moderate 157 FirstChoice Wholesale Balanced 251 FirstChoice Wholesale Growth 155 FirstChoice Wholesale High Growth 156 FirstChoice Wholesale Geared Growth Plus 240 Multi-manager single sector FirstChoice Wholesale Fixed Interest 153 FirstChoice Wholesale Property Securities 158 FirstChoice Wholesale Global Property Securities 074 FirstChoice Wholesale Global Infrastructure Securities 020 FirstChoice Wholesale Australian Share 150 FirstChoice Wholesale Boutique Australian Share 166 FirstChoice Wholesale Australian Small Companies 165 FirstChoice Wholesale Global Share 154 FirstChoice Wholesale Global Share Hedged 066 FirstChoice Wholesale Asian Share 202 FirstChoice Wholesale Emerging Markets 233 FirstChoice Wholesale Geared Boutique Australian Share 217 FirstChoice Multi-Index Series FirstChoice Wholesale Multi-Index Conservative 117 FirstChoice Wholesale Multi-Index Balanced 122 Single manager multi-sector Conservative Colonial First State Wholesale Conservative 042 Perpetual Wholesale Conservative Growth 116 Moderate Colonial First State Wholesale Balanced 050 ING Wholesale Balanced 118 Perpetual Wholesale Diversified Growth 119 Growth BT Wholesale Active Balanced 120 Colonial First State Wholesale Diversified 031 ING Wholesale Tax Effective Income 080 Perpetual Wholesale Balanced Growth 121 High growth Colonial First State Wholesale High Growth 096 Perpetual Wholesale Split Growth 123 Single manager single sector Cash and deposits Colonial First State Wholesale Cash 057 FirstRate Wholesale Saver FirstRate Wholesale Term Deposit 3 month FirstRate Wholesale Term Deposit 6 month FirstRate Wholesale Term Deposit 9 month FirstRate Wholesale Term Deposit 12 month Fixed interest and income Aberdeen Wholesale Australian Fixed Income 126 BlackRock Wholesale Monthly Income* 209 Colonial First State Wholesale Australian Bond 037 Colonial First State Wholesale Australian Corporate Debt* 009 Colonial First State Wholesale Diversified Fixed Interest 048 Colonial First State Wholesale Global Credit Income 029 Colonial First State Wholesale Index Australian Bond 183 ING Wholesale Diversified Fixed Interest 144 Macquarie Wholesale Income Opportunities 252 Enhanced yield Acadian Wholesale Quant Yield 236 Colonial First State Wholesale Enhanced Yield 192 Goldman Sachs Wholesale Income Plus 072 PM Capital Wholesale Enhanced Yield 188 Schroder Wholesale Hybrid Securities 178 Property and infrastructure securities BT Wholesale Property Investment 146 Challenger Wholesale Property Securities 212 Colonial First State Wholesale Index Property Securities 186 Colonial First State Wholesale Property Securities 018 Goldman Sachs Wholesale Australian Infrastructure 235 Principal Wholesale Property Securities 190 RREEF Wholesale Property Securities 159 Option name Code Global property and infrastructure securities AMP Capital Wholesale Global Property Securities 271 Colonial First State Wholesale Colliers Global Property Securities 035 Colonial First State Wholesale Global Listed Infrastructure Securities 226 Australian share BlackRock Wholesale Australian Share 103 BT Wholesale Core Australian Share 110 Colonial First State Wholesale Australian Share Core 026 Colonial First State Wholesale Australian Share Long Short Core 231 Colonial First State Wholesale Equity Income 232 Colonial First State Wholesale Imputation 017 Colonial First State Wholesale Index Australian Share 184 Colonial First State Wholesale Leaders 033 Fidelity Wholesale Australian Equities 078 ING Wholesale Australian Share 105 Maple-Brown Abbott Wholesale Imputation 108 Perpetual Wholesale Industrial Share 104 Realindex Wholesale Australian Share 241 Schroder Wholesale Australian Equity 109 Australian share boutique Acadian Wholesale Australian Equity 077 Acadian Wholesale Australian Equity Long Short 075 Ausbil Wholesale Australian Active Equity 106 Integrity Wholesale Australian Share 160 Integrity Wholesale Australian Share No. 2* 045 Investors Mutual Wholesale Australian Share 167 Ironbark Karara Wholesale Australian Share 189 Lodestar Wholesale Australian Strategic Share 253 Merlon Wholesale Australian Share Income 234 Perennial Value Wholesale Australian Share 169 PM Capital Wholesale Australian Share 032 Solaris Wholesale Core Australian Equity 168 Australian share small companies Ausbil Wholesale Australian Emerging Leaders 211 Celeste Wholesale Australian Small Companies 070 Colonial First State Wholesale Developing Companies* 181 Colonial First State Wholesale Future Leaders 182 Colonial First State Wholesale Small Companies Core 027 Realindex Wholesale Australian Small Companies 242 Global share Acadian Wholesale Global Equity 069 AXA Wholesale Global Equity Value 172 BT Wholesale Core Global Share 139 Capital International Wholesale Global Share 138 Colonial First State Wholesale Global Share 052 Colonial First State Wholesale Index Global Share 185 Colonial First State Wholesale Index Global Share Hedged 071 DWS Wholesale Global Equity Thematic 238 MFS Wholesale Global Equity 137 Perpetual Wholesale International 136 Realindex Wholesale Global Share 243 Realindex Wholesale Global Share Hedged 244 Zurich Investments Wholesale Global Thematic Share 270 Global specialist Acadian Wholesale Global Equity Long Short 076 Colonial First State Wholesale Global Emerging Markets Select 260 Colonial First State Wholesale Global Resources 049 Colonial First State Wholesale Global Soft Commodity 268 Generation Wholesale Global Share 230 Goldman Sachs Wholesale Global Small Companies 173 Magellan Wholesale Global 267 Platinum Wholesale Asia 258 Platinum Wholesale International 161 PM Capital Wholesale Absolute Performance 081 Realindex Wholesale Emerging Markets 263 Alternatives Aspect Wholesale Diversified Futures 261 BlackRock Wholesale Asset Allocation Alpha 269 Geared Acadian Wholesale Geared Global Equity 207 Colonial First State Wholesale Colliers Geared Global Property Securities 208 Colonial First State Wholesale Geared Australian Share Core 034 Colonial First State Wholesale Geared Global Share 001 Colonial First State Wholesale Geared Share 053 * Please note: This option is only available to existing investors in this option. 1 FirstRate Wholesale Saver and FirstRate Wholesale Term Deposits are deposit products of Commonwealth Bank of Australia, refer to Part 1 Key information, section 4 FirstRate Wholesale Saver and FirstRate Wholesale Term Deposits of the current PDS.

FirstChoice Wholesale Personal Super Switch Form

FirstChoice Wholesale Personal Super Switch Form B3BWBH To switch you must have a copy of the current Product Disclosure Statement. Please phone Colonial First State Investor Services on 13 13 36 with