October Unit-Linked Products FUND SELECTION. International.

Transcription

1 October 2011 International Unit-Linked Products FUND SELECTION

2 International Fund Selection from Assicurazioni Generali S.p.A. A wealth of global investments As a client of Assicurazioni Generali S.p.A. you have the opportunity to access an extensive range of top quality funds, hand-picked to maximise your investment opportunities. ost offer exciting potential for tax-efficient growth and each is managed by world-class professional asset managers. These funds range from the secure to those offering capital protection through to those aimed at the more adventurous client. In addition, each has been risk-rated by Assicurazioni Generali S.p.A. to help you select the funds that most closely match your investment aims. These funds are available through our full range of unit-linked assurance schemes. Fund information for investors Where you invest in funds managed by Assicurazioni Generali S.p.A., both income and capital gains are automatically re-invested within each fund. Similarly, any dividends paid by other fund managers are automatically re-invested by us to purchase additional units for your investment*. The bid price of units in each fund is used to determine investment values. Bid prices are calculated by the relevant fund manager by taking a market valuation of the investments in each fund (after allowing for all costs of managing, maintaining, acquiring and disposing of investments) and dividing by the number of units in each fund. All funds deal monthly, fortnightly, weekly or daily. Assicurazioni Generali S.p.A. allows gearing on its own funds, currently to a maximum of 15% of the investments held in the fund. The right to alter charges is reserved and three months notice will be provided of any variation. The initial charges (bid/offer spread) and annual management charges of the underlying external funds will be incurred in addition to Assicurazioni Generali S.p.A. s initial and annual charges. As a guide** the annual management charge is in the range 0% to 3% p.a. The maximum bid/ offer spread or initial charge is 5.75% which, after applying discounts negotiated by Assicurazioni Generali S.p.A., is substantially reduced to a maximum of 2% and a minimum of 0%. Notice of change to funds managed by Assicurazioni Generali S.p.A. Price used for unit transactions pre October 2009: Units are purchased at the last available Discounted Offer Price and redeemed at the last available Bid Price. Price used for unit transactions post October 2009: The rules laid out in your contractual literature regarding the price used for unit transactions under externally managed funds will equally apply to funds managed by Assicurazioni Generali S.p.A. This will override any existing rules laid out within the same literature for funds managed by Assicurazioni Generali S.p.A. This means that, for most transaction types, planholders will purchase units at the next available Discounted Offer Price and redeem units at the next available Bid Price. Due to potential changes in market conditions, we cannot guarantee that funds corresponding to your investment choices will continue to be available for investment or redemption. For detailed information on all fees and charges please consult the relevant principal Product Brochure (including details guide). Investment involves risks. Each investment fund is subject to market, interest rate and exchange rate fluctuations. The value of investments and their yields may go down as well as up. For further details, please refer to the individual fund prospectus published by the fund manager, which will be made available by Assicurazioni Generali S.p.A.. We reserve the right to exchange any of the units allocated to your plan for units in another fund and we will notify you in writing accordingly. If this happens, we will attempt to give you three months notice. * Please refer to the individual fund prospectus for details on investment restrictions and borrowing power. ** Assicurazioni Generali S.p.A. accepts responsibility for the accuracy of the information contained in this brochure, which is correct as at October Page 1

3 International Fund Selection Guide Risk Ratings L LOW RISK RATING These funds are for investors who require a high degree of security as they offer low risk growth potential. EDIU/LOW RISK RATING L These funds are for investors seeking capital growth with some price volatility as they offer a broad spread of investments across major world markets. Symbols & Abbreviations: # These funds are categorised as UCITS. ^ DF Please see reference to Notice of change to underlying funds managed by Assicurazioni Generali S.p.A. on page 1. Dealing Frequency. AC Annual anagement Charge. EDIU RISK RATING These funds are for investors seeking the potential of growth over the medium term as they invest in the world s major equity markets. owever, it should be noted that the potential for superior growth is balanced by the increased risk of price fluctuations. PF Annual Performance Fee (of profit on a high-on-high basis). EDIU/IG RISK RATING These funds are for investors seeking the potential of superior capital growth as they invest in the world s more specialist markets. owever, it should be noted that the volatility in these markets increases the risk of loss. IG RISK RATING These funds are for investors seeking the possibility of fast appreciation of capital as they invest in individual sectors or emerging markets. owever, it should be noted that although these markets have the potential to deliver high returns this can be offset by large falls during periods of adverse volatility. The high risk/reward ratio of these funds usually makes them suitable only for a small part of a structured portfolio. Page 2

4 L Dollar Diversified Bond SBC GIF US Dollar Bond Dis P # Aim: This fund invests in bonds denominated in US dollars, issued by governments, agencies or corporations. Investments can be in bonds issued in the US or in international markets. Launch Date: February 1987 AC: 0.50% ISIN Code: LU L USD oney arket SBC US Dollar Liquidity Fund C Acc # Aim: The US dollar sub-fund seeks to provide investors with security of capital plus daily access to their funds. This is achieved by investing in a diversified portfolio of short-term securities, instruments and obligations which carry a minimum rating of A1/P1 from Standard & Poor s and oody s respectively. The sub-fund aims to generate a higher yield which is comparable with money market deposit rates. Launch Date: November 2000 AC: 0.20% ISIN Code: IE L Investec GSF anaged Currency Fund A Inc # Aim: To out-perform cash deposit returns available internationally in the medium to longer term at materially lower levels of risk than international equity and bond funds. Additional capital gains may be made from the fund s holdings of fixed interest securities in times of falling interest rates. Launch Date: February 1984 AC: 0.75% ISIN Code: LU L OTER BOND EURO Diversified Bond Fidelity Funds - Euro Bond Fund A Inc # Aim: The fund aims to achieve an income with the possibility of capital growth. The Euro Bond Fund invests primarily in bonds issued in those countries which are members of the European onetary Union (EU) and primarily denominated in Euro or in the national currency of an EU country. Launch Date: October 1990 AC: 0.75% ISIN Code: LU L GBP oney arket SBC Sterling Liquidity Fund C Acc # Aim: The fund seeks to provide investors with security of capital plus daily access to their funds. This is achieved by investing in a diversified portfolio of short-term securities, instruments and obligations which carry a minimum rating of A1/P1 from Standard & Poor s and oody s respectively. The sub-fund aims to generate a higher yield which is comparable with money market deposit rates. Launch Date: arch 2002 AC: 0.20% ISIN Code: IE L GBP Diversified Bond Short Close Global GBP Conservative Strategy # Aim: To achieve capital returns in excess of cash and/ or inflation over the medium to long term by employing an investment strategy that places an emphasis on capital preservation with a cautious approach to long-term capital. Launch Date: June 2008 Base: Jersey Currency: GB Pound Weekly AC: 1.25% ISIN Code: JE00B2QN7Q14 L Global Bond L Euro oney arket INVESCO Bond Fund C Inc # Aim: To provide a high income and long-term capital growth by investing in fixed interest securities with a spread of various major world currencies and maturity dates. Launch Date: September 1992 AC: 0.50% ISIN Code: IE SBC Euro Liquidity Fund C Acc # Aim: The Euro sub-fund seeks to provide investors with security of capital plus daily access to their funds. This is achieved by investing in a diversified portfolio of short-term securities, instruments and obligations which carry a minimum rating of A1/P1 from Standard & Poor s and oody s respectively. The sub-fund aims to generate a higher yield which is comparable with money market deposit rates. Launch Date: ay 2001 AC: 0.20% ISIN Code: IE Page 3

5 L STERLING DIVERSIFIED Bond INVESCO Sterling Bond Fund C GBP # Aim: To achieve, in the medium to long term, a good overall investment return in Pounds Sterling with relative security of capital in comparison to equities. Launch Date: August 2001 AC: 0.5% ISIN Code: IE Investec GSF Currency Alpha A Inc Aim: To provide shareholders with both a money market related income and scope for capital appreciation, in the currency denomination of the relevant share class, from an actively managed portfolio of currencies and fixed interest securities. Launch Date: April 1988 AC: 0.75% ISIN Code: LU L KD oney arket SBC Global oney Fund KD Acc # Aim: To achieve a rate of return higher than that available for personal deposits of the relevant currency. Launch Date: arch 1991 Base: Cayman Islands Currency: K dollar AC: 0.25% ISIN Code: N/A L EUR Corporate Bond Investec GSF Investment Grade Corporate Bond A Inc - EUR # Aim: The Fund aims to generate a high level of income, with the opportunity of capital gain, from a diversified portfolio of fixed and floating rate securities, normally denominated in US dollars and issued by governments, institutions and corporations in both developing and developed countries. Launch Date: April 2009 AC: 0.75% PF: N/A ISIN Code: LU L Investec GSF Global Strategic Equity A Inc Aim: To provide long-term capital growth primarily through investment in companies from around the world, which are expected to enhance underlying profitability and shareholder value through operational or structural improvements to their business. Launch Date: April 1994 ISIN Code: LU Lloyds TSB Offshore USD Growth Strategy Acc Aim: The fund seeks to provide capital growth for USD based investors primarily through investment in a range of International Equity Funds and a limited exposure to UK Equity Funds. This strategy carries a higher risk or loss to capital value and return in the short to medium term than strategies containing bonds or cash funds, however there is greater potential for growth over the medium to long-term. Launch Date: October 2005 Base: Jersey ISIN Code: GB00B0LG5T00 L Global Large-Cap Blend equity Global Equity LargE-Cap Growth Investec GSF Global Growth Z Inc Aim: To provide long-term capital growth through investment in global equities with a bias towards growth stocks. Launch Date: August 1999 AC: 1.00%a ISIN Code: LU Page 4

6 L Global Large-Cap Value Equity Templeton Global (Euro) A Dis # Aim: To achieve long-term capital growth by investing mainly in shares of companies of any size found in any nation. Launch Date: April 1991 ISIN Code: LU Templeton Global A Dis # Aim: To achieve long-term capital growth by investing mainly in shares of companies of any size found in any nation. Launch Date: February 1991 ISIN Code: LU L GBP Cautious Allocation Close Global GBP Progressive Strategy # Aim: To maximise capital returns by employing an investment strategy which places equal importance on capital preservation and capital growth over the medium to long term. Launch Date: December 2005 Base: Jersey Weekly AC: 1.60% ISIN Code: GB00B0DCZW93 L GBP Flexible Allocation CF ilton Special Situations Portfolio Class A GBP # Aim: This is a global balanced fund giving a high priority to attractive returns and low volatility through a top down, macro-economic approach. The manager s approach is based on a conviction led, flexible approach to portfolio construction, seeking to use skills in asset allocation and investment selection to deliver superior returns without taking undue risk. In addition to the use of open ended funds, the manager invests in closed-ended funds and an element of direct equities to enhance the range of opportunities open to the portfolio and in pursuit of additional returns. The Fund has an exceptionally attractive long-term record in terms of both risk and return. artin Gray has been the manager since inception. The consistency of returns through a range of market conditions and the Fund s superior long term track record make it an ideal core holding for long term investors seeking smoother returns via a flexible, conviction based, balanced multi asset fund. Launch Date: December 1997 Base: United Kingdom ISIN Code: GB00B031C923 CF ilton Special Situations Portfolio Class C USD # Aim: This is a global balanced fund giving a high priority to attractive returns and low volatility through a top down, macro-economic approach. The manager s approach is based on a conviction led, flexible approach to portfolio construction, seeking to use skills in asset allocation and investment selection to deliver superior returns without taking undue risk. In addition to the use of open ended funds, the manager invests in closed-ended funds and an element of direct equities to enhance the range of opportunities open to the portfolio and in pursuit of additional returns. The Fund has an exceptionally attractive long-term record in terms of both risk and return. artin Gray has been the manager since inception. The consistency of returns through a range of market conditions and the Fund s superior long term track record make it an ideal core holding for long term investors seeking smoother returns via a flexible, conviction based, balanced multi asset fund. Launch Date: July 2005 Base: United Kingdom Currency: US Dollar ISIN Code: GB00B0BV9936 L CF ilton Special Situations Portfolio Class F EUr # Aim: This is a global balanced fund giving a high priority to attractive returns and low volatility through a top down, macro-economic approach. The manager s approach is based on a conviction led, flexible approach to portfolio construction, seeking to use skills in asset allocation and investment selection to deliver superior returns without taking undue risk. In addition to the use of open ended funds, the manager invests in closed-ended funds and an element of direct equities to enhance the range of opportunities open to the portfolio and in pursuit of additional returns. The Fund has an exceptionally attractive long-term record in terms of both risk and return. artin Gray has been the manager since inception. The consistency of returns through a range of market conditions and the Fund s superior long term track record make it an ideal core holding for long term investors seeking smoother returns via a flexible, conviction based, balanced multi asset fund. Launch Date: July 2008 Base: United Kingdom Currency: EUR ISIN Code: GB00B39JC797 L GBP Flexible Allocation Cont. USD oderate Allocation Investec GSF Global Strategic anaged A Acc Aim: To provide long-term total return through investment in a diversified and actively managed portfolio consisting of any combination of cash instruments, fixed interest securities, convertible securities and quoted equity securities on an international basis. Launch Date: February 1995 ISIN Code: LU Page 5

7 L Franklin Templeton Global Bond Fund A (Acc) USD # Aim: The funds principal investment objective is to maximize, consistent with prudent investment management, total investment return consisting of a combination of interest income, capital appreciation and currency gains. Launch Date: February 1991 AC: 1.05% PF: N/A ISIN Code: LU L Global Bond Europe Long/Short Funds Thames River Absolute Return Fund USD (Acc) # Aim: To achieve absolute returns by investing in a range of investment strategies. Launch Date: January 2010 Base: Ireland Weekly PF: 10% ISIN Code: IE00B4Z77353 Thames River Absolute Return Fund EUR (Acc) # Aim: To achieve absolute returns by investing in a range of investment strategies. Launch Date: January 2010 Base: Ireland Weekly PF: 10% ISIN Code: IE00B503Z646 Thames River Absolute Return Fund GBP (Reporting) # Aim: To achieve absolute returns by investing in a range of investment strategies. Launch Date: January 2010 Base: Ireland Weekly PF: 10% ISIN Code: IE00B4ZCC462 GBP Aggressive Allocation Close Global GBP Dynamic Strategy # Aim: To maximise capital returns by employing an investment strategy which places emphasis on achieving capital growth over the medium to long term and less focus on capital preservation in the short term. Launch Date: December 2005 Base: Jersey Weekly AC: 1.60% ISIN Code: GB00BODC3146 Fund of Funds Equity Green Way Select Asian Long/Short Equity Class A Aim: To achieve absolute performance with low correlation to traditional investments. Launch Date: June 2002 onthly AC: 2.00% PF: 5% ISIN Code: IE Europe ex UK Equity Large Cap INVESCO Continental European Equity Fund C Inc # Aim: To achieve capital growth by investing in securities of Continental European companies. Launch Date: August 2001 AC: 1.00% ISIN Code: IE enderson orizon Fund European Growth R EUR # Aim: To achieve long-term capital growth principally through investment in the equity of companies located or listed in Europe (excluding the UK) or, in the opinion of the Investment anager, deriving a preponderant part of their income from Europe (excluding the UK). Launch Date: June 2010 ISIN Code: LU Europe ex UK Equity Large Cap Cont. Europe Large-Cap Blend EquitY Fidelity Funds European Growth A Acc # Aim: To achieve long-term capital growth through investments primarily in an actively managed portfolio of companies listed on stock markets throughout Continental Europe. Launch Date: October 1990 ISIN Code: LU SBC GIF European Equity PD Euro # Aim: To invest in a wide range of company shares quoted or traded on any of the eligible markets in the United Kingdom and in other Continental European Countries. Launch Date: November 1993 AC: 1.00% ISIN Code: LU Page 6

8 Europe id-cap Equity The Jupiter Global Fund Jupiter European Growth Fund Class L EUR # Aim: To achieve long-term capital growth by exploiting special investment opportunities in Europe. Launch Date: August 2001 ISIN Code: LU US Large-Cap Blend Equity JPorgan Funds America Equity Fund JP America Equity A (dist) - USD # Aim: To provide long-term capital growth by investing primarily in US companies. Launch Date: November 1988 ISIN Code: LU UK Large-cap GROWT Equity Fidelity Funds United Kingdom Fund A Inc # Aim: To achieve long-term capital growth primarily through investment in shares listed in the UK. Launch Date: October 1990 ISIN Code: LU Jupiter JGF European Growth Fund Class L GBP # Aim: To achieve long-term capital growth by exploiting special investment opportunities in Europe. Launch Date: July 2008 ISIN Code: LU Europe Large-Cap Value Equity JPorgan Funds Europe Equity Fund JP Europe Equity A (acc) - USD # Aim: To provide long-term capital growth by investing primarily in European companies. Launch Date: October 2000 ISIN Code: LU Schroder International Selection Fund - Emerging arkets Debt Absolute Return USD A Acc # Aim: To provide an absolute return of capital growth and income primarily through investment in a portfolio of bonds and other fixed and floating rate securities issued by governments, government agencies, supra-national and corporate issuers in emerging markets. Launch Date: August 1997 ISIN Code: LU Global Emerging arkets Bond US Large-Cap GROWT Equity Fidelity Funds America Fund A USD Inc # Aim: To produce capital growth by investing in a diversified portfolio of primarily blue-chip US companies. Launch Date: October 1990 ISIN Code: LU UK Large Cap Blend Equity BlackRock Global Funds - United Kingdom Fund A2 GBP # Aim: The Fund seeks to maximise total return. The Fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in the UK. Launch Date: December 1985 ISIN Code: LU Page 7

9 Global Equity Large-Cap Blend Investec GSF Global Equity A Inc # Aim: It aims to achieve capital growth. The majority of the fund is invested in large companies listed on the world s principal stock exchange. Launch Date: January 1985 ISIN Code: LU Fund of Funds derivatives Permal acro oldings Ltd USD A Aim: To achieve absolute returns, with moderate volatility, that are almost completely uncorrelated to the major international equity markets. Launch Date: December 1995 Base: British Virgin Islands Fortnightly AC: 2.00% ISIN Code: VGG7011E1126 INVESCO Asia Infrastructure Fund C Acc # Aim: To achieve long-term capital growth from investments in a diversified portfolio of Asian securities of issuers which are principally engaged in infrastructure activities. Launch Date: arch 2006 AC: 1.00% ISIN Code: LU First State Global Listed Infrastructure Fund I Inc NEW # Aim: The Fund invests primarily in a diversified portfolio of listed Infrastructure and Infrastructure-related securities of issuers listed, traded or dealt in on Regulated arkets worldwide. The Infrastructure sector includes, but is not limited to, utilities (e.g. water and electricity), highways and railways, airports services, marine ports and services, and oil and gas storage and transportation. Launch Date: June 2008 Base: Ireland PF: No ISIN Code: IE00B29SXL02 (First State Global Infrastructure Fund) Equity infrastructure Asia-Pacific with Japan Equity Fidelity Funds Pacific A USD Inc # Aim: To produce long-term capital growth from an actively managed portfolio of equities in countries that have a Pacific coastline. Launch Date: January 1994 ISIN Code: LU Asia-Pacific with Japan Equity Cont. INVESCO Pacific Equity Fund C Inc # Aim: To provide long-term capital growth from a portfolio of securities selected from the Pacific region, including Japan, Australia, ong Kong and nations of South East Asia. Launch Date: September 1992 AC: 1.00% ISIN Code: IE JF Pacific Securities Fund Aim: To provide long-term capital growth through investment primarily in the securities of companies in the Asia-Pacific region, including Japan, Australia and New Zealand. Launch Date: ay 1978 Base: ong Kong ISIN Code: K GLOBAL Emerging arkets Equity BGF Emerging arkets Fund A2 USD Acc # Aim: To maximise capital growth expressed in US dollars through investing primarily in the equities of companies in the developing markets around the world (e.g. Asia, Eastern Europe and Africa). Launch Date: November 1993 ISIN Code: LU Page 8

10 Europe ex-uk Small/id Cap EQUITY INVESCO Continental European Small Cap Equity Fund C Inc # Aim: To achieve above average capital growth through investment in a diversified portfolio of equity securities of European companies (excluding United Kingdom). Launch Date: January 1993 ISIN Code: IE Europe Equity id-cap JPorgan Funds - Europe Small Cap Fund A (dist) # Aim: To provide long-term capital growth by investing primarily in small capitalisation European companies. Launch Date: April 1994 ISIN Code: LU JPorgan Funds Europe Small Cap JP Europe Small Cap A (dist) GBP # Aim: To provide long-term capital growth by investing primarily in small capitalisation European companies. Launch Date: April 1994 ISIN Code: LU Japan Large-Cap Equity Fidelity Funds Japan Fund A JPY Inc # Aim: To provide long-term capital growth from a diversified portfolio of Japanese equities. Investment may be in both large and small capitalisation issues with stocks selected on their individual merit. No restriction is made to maintain particular weightings within industry groups. Launch Date: October 1990 Currency: Japanese yen ISIN Code: LU SECTOR EQUITY FINANCIAL SERVICES Jupiter JGF Global Financials L USD # Aim: To achieve long term capital growth, principally through investment in equities of financial sector companies on an international basis. Launch Date: November 2006 PF: 15% ISIN Code: LU Jupiter JGF Global Financials L EUR # Aim: To achieve long term capital growth, principally through investment in equities of financial sector companies on an international basis. Launch Date: November 2006 PF: 15% ISIN Code: LU SECTOR EQUITY FINANCIAL SERVICES Cont. Jupiter JGF Global Financials L GBP # Aim: To achieve long term capital growth, principally through investment in equities of financial sector companies on an international basis. Launch Date: November 2006 PF: 15% ISIN Code: LU BNP Paribas L1- Equity World Utilities # Aim: Invests primarily in the international shares of companies involved in the public services sector. These may be electrical, gas or water companies. Launch Date: November 1999 ISIN Code: LU Sector Equity Utilities global large-cap blend equity Jupiter Global Equities Fund # Aim: The objective of the Fund is to achieve long term total return principally through investment in equities on an international basis. Launch Date: September 2009 ISIN Code: LU Page 9

11 Global Emerging arkets Bond Templeton Emerging arkets Bond A Dis # Aim: To achieve long-term capital growth through investing in debt obligations issued by corporations and governments of developing or emerging nations. Launch Date: July 1991 ISIN Code: LU Germany Large-Cap Equity Fidelity Funds Germany Fund A Inc # Aim: To achieve capital growth through investment in a diversified portfolio of primarily German equities. Launch Date: October 1990 ISIN Code: LU Islamic equity SBC Amanah Global Equity Index Fund Inc # Aim: Seeks to provide a comprehensive range of sub-funds combined with professional management of investors seeking income, capital conversion and growth. All investments will meet Islamic investment principles as interpreted and laid down by the Shariah Supervisory Committee and provided to the Board of Directors. The manager will endeavour to ensure that the fund remains in adherence with the principles of Shariah. Launch Date: arch 2004 AC: 0.75% ISIN Code: LU US Large-Cap Growth Equity artin Currie GF North America Inc USD # Aim: To produce capital growth by investing in the USA and Canada. This fund will invest a minimum of two thirds of its total assets (after deduction of ancillary liquid assets) in equities of companies domiciled in or exercising the predominant part of their economic activity in the US or in Canada. Launch Date: June 2008 (EUR & GBP class also available) ISIN Code: LU Eurozone large-cap equity Fidelity Funds Euro Blue Chip A Acc EUR # Aim: Aims to produce long-term capital growth from a portfolio, which is primarily invested in larger companies in those countries that are members of the European onetary Union (EU). Launch Date: September 1998 ISIN Code: LU Global Small/id-Cap Equity &G Global Basics Fund A Acc USD # Aim: The &G Global Basics Fund is a global equity fund which invests mainly in companies operating in basic ( primary and secondary ) industries and those that service these industries. The sole aim of the fund is long-term capital growth. Launch Date: November 2001 Base: United Kingdom ISIN Code: GB00B1RXYT55 Global Small/id-Cap Equity Cont. &G Global Basics Fund A Acc EUR # Aim: The &G Global Basics Fund is a global equity fund which invests mainly in companies operating in basic ( primary and secondary ) industries and those that service these industries. The sole aim of the fund is long-term capital growth. Launch Date: November 2000 Base: Guernsey ISIN Code: GB &G Global Basics Fund Inc GBP Aim: The fund is an open-ended unit trust established under the laws of Guernsey. The fund has been established as a feeder fund which will invest exclusively in Income X Shares of the &G Global Basics Fund. The Fund is a global equity fund which invests mainly in companies operating in basic ( primary and secondary ) industries and those that service these industries. The sole aim of the fund is long-term capital growth. Launch Date: November 2000 Base: Guernsey ISIN Code: GB F - Fund of Funds Thames River Water & Agriculture Absolute Return USD (Acc) # Aim: The investment objective of the Thames River Water and Agriculture Fund is to generate long term capital appreciation. The Fund will aim to achieve its objective by investing in the securities of issuers predominantly involved in water and agriculture related activities. The Fund may make use of financial derivative instruments (such as futures, swaps and options) for investment purposes and for efficient portfolio management purposes and of repurchase and stock lending agreements. Launch Date: arch 2009 Base: Ireland PF: 10% ISIN Code: IE00B3DXTC14 Page 10

12 F - Fund of Funds Cont. Thames River Water & Agriculture Absolute Return EUR (Acc) # Aim: The investment objective of the Thames River Water and Agriculture Fund is to generate long term capital appreciation. The Fund will aim to achieve its objective by investing in the securities of issuers predominantly involved in water and agriculture related activities. The Fund may make use of financial derivative instruments (such as futures, swaps and options) for investment purposes and for efficient portfolio management purposes and of repurchase and stock lending agreements. Launch Date: arch 2009 Base: Ireland PF: 10% ISIN Code: IE00B3DXTF45 Thames River Water & Agriculture Absolute Return GBP (Acc) # Aim: The investment objective of the Thames River Water and Agriculture Fund is to generate long term capital appreciation. The Fund will aim to achieve its objective by investing in the securities of issuers predominantly involved in water and agriculture related activities. The Fund may make use of financial derivative instruments (such as futures, swaps and options) for investment purposes and for efficient portfolio management purposes and of repurchase and stock lending agreements. Launch Date: arch 2009 Base: Ireland PF: 10% ISIN Code: IE00B5ZN9016 US id-cap Equity Threadneedle American Smaller Companies Fund USD 1 ACC # Aim: The Fund aims to generate long-term capital growth by investing primarily in small US companies. The portfolio typically consists of 50 to 70 stocks, most of which have market capitalisations between U$1bn and U$5bn. Launch Date: November 1997 Base: United Kingdom AC: 1.5% PF: N/A ISIN Code: GB Threadneedle American Smaller Companies Fund EUR 1 ACC # Aim: The Fund aims to generate long-term capital growth by investing primarily in small US companies. The portfolio typically consists of 50 to 70 stocks, most of which have market capitalisations between U$1bn and U$5bn Launch Date: November 1997 Base: United Kingdom AC: 1.5% PF: N/A ISIN Code: GB00B0WGY707 Threadneedle American Smaller Companies Fund GBP 1 ACC # Aim: The Fund aims to generate long-term capital growth by investing primarily in small US companies. The portfolio typically consists of 50 to 70 stocks, most of which have market capitalisations between U$1bn and U$5bn Launch Date: November 1997 Base: United Kingdom AC: 1.5% PF: N/A ISIN Code: GB Japan Large Cap- Blend Equity INVESCO Japanese Equity Core Fund C Dist USD NEW # Aim: This fund is invested to achieve capital growth in Japan. It will invest mainly in shares of companies organised under the laws of Japan. The fund will invest in securities listed or traded on recognised markets. Launch Date: August 2001 Base: Ireland AC: 1.00% PF: No ISIN Code: IE Commodities Precious Pictet (C) Precious etals Fund - Physical Gold-R (USD) NEW # Aim: To offer investors an alternative to investing directly in physical gold, with the aim of tracking the changing price of gold after deducting the costs and commissions associated with the sub fund. Launch Date: October 2009 Base: Switzerland AC: 0.45% PF: No ISIN Code: C Page 11

13 an AL Diversified Futures Ltd Acc Aim: To achieve substantial medium-term growth of capital with absolute risk adjusted returns through the investment in a diversified portfolio of international futures contracts. Launch Date: ay 1998 Base: Bermuda Weekly AC: 3.00% PF: 20% ISIN Code: BG0122Q1087 an AL Diversified (Guernsey) EUR Fund Aim: The Class B Shares seek to achieve impressive medium-term capital growth (targeting double-digit annualised returns over the medium-term) for a target annualised volatility of around 13% to 16% over the medium-term. Launch Date: October 2008 Base: Guernsey Weekly AC: 3.00% ISIN Code: GG00B3CZNT35 GLOBAL TREND Greater China Equity Fidelity Funds Greater China Fund A Inc # Aim: To maximise capital growth from an actively managed portfolio of companies listed on the stock exchanges in ong Kong, China and Taiwan. Launch Date: October 1990 ISIN Code: LU Greater China Equity Cont. Value Partners Classic Fund C Class # Aim: The investment objective of the fund is to achieve consistently superior returns through an investment discipline that places emphasis on the fundamental value of potential investments. The manager selects stocks that trade at deep discounts to their intrinsic values. The fund will concentrate on investing in the markets of the Asia Pacific Region. Launch Date: October 2009 Base: Cayman Islands AC: 1.25% PF: 15% ISIN Code: N/A JPorgan Funds JF Greater China Fund JF Greater China A (dist) - USD # Aim: To provide long-term capital growth by investing primarily in companies from the People s Republic of China, ong Kong and Taiwan (Greater China). Launch Date: ay 2001 ISIN Code: LU Asia-Pacific ex Japan Equity enderson Asia Pacific Capital Growth Fund Class A # Aim: To provide capital growth by investing in Pacific region and Indian Sub-continent companies. Launch Date: 25 September 2000 Base: United Kingdom ISIN Code: GB Asia-Pacific ex Japan Equity Cont. INVESCO Asia Consumer Demand C Acc # Aim: To achieve long-term capital appreciation by investing at least 70% of the total assets of the fund in equity securities of Asian companies whose business is likely to benefit from, or is related to growth in domestic consumption in Asian economies, excluding Japan. Launch Date: arch 2008 AC: 1.00% ISIN Code: LU JF Eastern Fund Aim: To provide long-term capital growth by investing primarily in the securities of companies in the Asia-Pacific region, excluding Japan and Australia. Launch Date: February 1971 Base: ong Kong ISIN Code: K Value Partners igh-dividend Stocks Aim: To provide capital appreciation and regular income to unit-holders by investing in relatively higher yielding debt and equity securities in Asian region. Launch Date: September 2002 Base: Cayman Islands Weekly AC: 1.25% PF: 15% ISIN Code: KYG Page 12

14 Australia & New Zealand Equity Fidelity Funds Australia Fund A Inc # Aim: The fund aims to achieve long-term capital growth through investment primarily in a diversified portfolio of Australian equities. Launch Date: December 1991 Currency: Australian dollar ISIN Code: LU CINA Equity Baring ong Kong China Fund USD Inc # Aim: The objective of the fund is to achieve long-term capital growth in the value of assets. Launch Date: December 1982 AC: 1.25% ISIN Code: IE First State China Growth Fund I Acc # Aim: The fund invests primarily in securities issued by companies with either assets in, or revenues derived from the People s Republic of China that are listed traded or dealt in on regulated markets in China, ong Kong, Taiwan, the US or in member states of the OECD. Launch Date: August 1999 AC: 2% ISIN Code: IE SBC GIF Chinese Equity Dis A # Aim: To provide medium to long-term capital growth primarily in securities quoted on an official stock exchange or traded on a regulated market in China or relating to companies whose activity is closely related to the economic development and growth of the People s Republic of China. Launch Date: June 1992 ISIN Code: LU CINA Equity Cont. Thailand Equity JF Thailand Fund Aim: To provide long-term capital appreciation through a portfolio consisting primarily of securities of companies based, or operating principally, in Thailand. Launch Date: August 1989 Base: ong Kong ISIN Code: K GA Singapore / alaysia Equity Inc Aim: To achieve capital appreciation primarily through investing in quoted securities in Singapore and alaysia. Launch Date: July 1985 Base: British Virgin Islands ISIN Code: VGG3716W1014 GLOBAL EERGING ARKETS EQUITY JPorgan Funds Emerging arkets Equity Fund JP Emerging arkets Equity A (dist) USD # Aim: To provide long-term capital growth by investing primarily in emerging markets. Launch Date: April 1994 ISIN Code: LU JPorgan Funds - Emerging arkets Equity Fund A (dist) GBP # Aim: To provide long-term capital growth by investing primarily in emerging markets. Launch Date: October 2000 ISIN Code: LU GLOBAL EERGING ARKETS EQUITY Fidelity Funds Emerging Europe, iddle East and Africa A Acc USD # Aim: To generate long-term capital growth through investing primarily in securities of companies having their activity in Central, Eastern and Southern Europe (including Russia), iddle East and Africa. Launch Date: June 2007 ISIN Code: LU Page 13

15 BRIC Equity Templeton BRIC A Acc # Aim: The fund s investment objective is to achieve long-term capital appreciation by investing in companies listed in Brazil, Russia, India and China (including ong Kong and Taiwan) (BRIC), as well as in companies that derive a significant proportion of their revenues or profits from BRIC economies, or have a significant portion of their assets there. Launch Date: October 2005 AC: 2.10% ISIN Code: LU Allianz RC BRIC Equity - AT - USD # Aim: The Fund concentrates on the stock markets of Brazil, Russia, India and China. Up to one third of fund assets may be invested in stocks or comparable securities from developed countries. Its investment objective is to attain capital growth over the long term. Launch Date: February 2008 ISIN Code: LU Allianz RC BRIC Equity - AT EUR # Aim: The Fund concentrates on the stock markets of Brazil, Russia, India and China. Up to one third of fund assets may be invested in stocks or comparable securities from developed countries. Its investment objective is to attain capital growth over the long term. Launch Date: June 2007 ISIN Code: LU EERGING EUROPE EQUITY Baring Eastern Europe Fund EUR Inc # Aim: To achieve long-term capital appreciation through investment in a diversified portfolio of securities of issuers located in or with a significant exposure to the emerging markets of Europe. Launch Date: January 1999 ISIN Code: IE Baring Eastern Europe Fund USD Inc # Aim: To achieve long-term capital appreciation through investment in a diversified portfolio of securities of issuers located in or with a significant exposure to the emerging markets of Europe. Launch Date: September 1996 ISIN Code: IE EERGING EUROPE EQUITY JPorgan Funds Eastern Europe Equity Fund JP Eastern Europe Equity A (dist) - EUR # Aim: To provide long-term capital growth by investing primarily in companies in central and eastern Europe (the Eastern Europe Countries). Launch Date: July 1994 ISIN Code: LU ONG KONG EQUITY SBC GIF ong Kong Equity Dis P # Aim: To provide capital appreciation through a managed portfolio of shares quoted on the ong Kong Stock Exchange. Launch Date: January 1987 AC: 1.00% ISIN Code: LU First State ong Kong Growth Fund Class I USD # Aim: The Fund aims to achieve long-term capital growth. The Fund invests in securities listed on the Stock Exchange of ong Kong Limited or securities issued by such companies which in the investment manager s opinion have significant assets, business, production activities, trading or other business interests in ong Kong and traded on Regulated arkets. Launch Date: February 2000 Base: Ireland AC: 1.5% PF: N/A ISIN Code: IE INDIA EQUITY JF India Fund Aim: To provide long-term capital growth through a portfolio consisting primarily of securities linked to the Indian economy. These include, but are not restricted to, securities traded on the stock markets of India and the rest of the sub-continent. Launch Date: November 1989 Base: auritius ISIN Code: U0129U00005 Page 14

16 Japan Small/id-Cap Equity Fidelity Funds Japan Smaller Companies A Inc # Aim: To achieve maximum long-term capital growth predominantly through investment in Japan, with emphasis on the securities of smaller companies. Launch Date: December 1991 Currency: Japanese yen ISIN Code: LU INDIA EQUITY Cont. SBC Indian Equity A Acc Fund # Aim: The sub-fund seeks long-term capital growth by investing in at least two thirds of its total non-cash assets in a diversified portfolio of investments in equity and equity equivalent securities of companies which have their registered office in, and with an official listing on a major stock exchange or other Regulated arket of India, as well as those companies which carry out a preponderant part of their business activities in India. Launch Date: arch 1996 NEW ISIN Code: LU KOREA Equity JF Korea Fund Aim: To provide long-term capital appreciation through investment primarily in companies whose shares are traded on the Korea Stock Exchange or on the Korean over-the-counter market. Launch Date: December 1991 Base: ong Kong ISIN Code: K Baring Latin America Fund EUR Inc # Aim: The fund seeks to achieve long-term capital growth primarily through investment in Latin America equity securities. Investors should be aware of the additional risks associated with funds which invest in emerging and developing markets. Launch Date: April 1999 AC: 1.25% ISIN Code: IE Baring Latin America Fund USD Inc # Aim: The fund seeks to achieve long-term capital growth primarily through investment in Latin America equity securities. Investors should be aware of the additional risks associated with funds which invest in emerging and developing markets. Launch Date: April 1993 AC: 1.25% ISIN Code: IE LATIN AERICA Equity BRAZIL Equity SBC GIF Brazil Equity A Acc # Aim: The sub-fund seeks long-term capital growth through a well diversified portfolio of investments in equity and equity equivalent securities of companies registered in and /or with an official listing on a major stock exchange or other regulated market of Brazil, as well as those carrying out a preponderant part of their business activities in Brazil. There are no capitalisation restrictions and it is anticipated that the sub-fund will seek to invest across a range of capitalisations. Launch Date: August 2004 ISIN Code: LU Sector Equity Consumer Goods and Services INVESCO Global Leisure C Acc # Aim: To achieve long-term growth from an international portfolio of investments in companies principally engaged in the design, production and distribution of products and services related to the leisure time activities of individuals. Launch Date: August 1999 AC: 1.00% ISIN Code: LU Sector Equity ENERGY Investec GSF Global Energy A Inc Aim: The fund seeks to achieve capital growth principally through investment in companies throughout the world in the exploration, production or distribution of oil, gas and other energy sources. Launch Date: January 1985 ISIN Code: LU Sector Equity EALT CARE INVESCO Global ealth Care C Inc # Aim: To achieve long-term capital growth by investing in healthcare companies throughout the world. Launch Date: arch 1994 ISIN Code: IE Page 15

17 Sector Equity Natural resources JPorgan Funds Global Natural Resources Fund JP Global Natural Resources A (dist) EUR # Aim: To provide long-term capital growth by investing primarily in natural resources companies, globally. Launch Date: arch 2005 ISIN Code: LU JPorgan Funds Global Natural Resources Fund JP Global Natural Resources A (acc) USD # Aim: To provide long-term capital growth by investing primarily in natural resources companies, globally. Launch Date: September 2006 ISIN Code: LU JPorgan Fund ICVC JP Natural Resources Fund A Shares # Aim: To invest, primarily in the shares of, companies throughout the world engaged in the production and marketing of commodities. The fund aims to provide capital growth over the long-term. Launch Date: June 1965 Base: United Kingdom ISIN Code: GB DWS Global Agribusiness A2 Aim: The sub-fund invests worldwide in equities of issuers operating in or profiting from the agricultural industry. Launch Date: September 2006 ISIN Code: LU GLOBAL SALL/ID-CAP EQUITY sector equity alternative energy BGF New Energy A2 USD # Aim: The fund seeks to maximise total return. The fund invests globally at least 70% of its total net assets in the equity securities of companies whose predominant economic activity is in the alternative energy and energy technology sectors. Emphasis may be given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. Launch Date: April 2001 ISIN Code: LU BlackRock Global Funds - New Energy Fund A4 GBP # Aim: The fund seeks to maximise total return. The fund invests globally at least 70% of its total net assets in the equity securities of companies whose predominant economic activity is in the alternative energy and energy technology sectors. Emphasis may be given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. Launch Date: April 2001 ISIN Code: LU Property Indirect Global Fidelity Funds Global Property A USD Inc Aim: To achieve a combination of income and long-term capital growth from investments in securities in the real-estate industry. Launch Date: December 2005 ISIN Code: LU Sector Equity Technology Fidelity Funds Global Technology Fund A # Aim: The fund aims to provide investors with long-term capital growth, principally through investment in the equity securities of companies throughout the world that have, or will develop, products, processes or services that will provide or will benefit significantly from technological advances and improvements. Launch Date: September 1999 ISIN Code: LU INVESCO Global Technology Fund C Inc # Aim: To achieve long-term capital growth by investing in small and medium-sized high technology companies, mainly in the USA. Launch Date: January 1993 ISIN Code: IE Page 16

18 Sector Equity Technology Cont. JPorgan Fund US Technology Fund JP US Technology A (dist) - USD # Aim: To provide long-term capital growth by investing primarily in technology, media and telecommunications related US companies. Launch Date: December 1997 ISIN Code: LU RUSSIA EQUITY Baring Russia A USD Acc # Aim: To achieve long-term capital growth, principally through investment in equity and equity-related securities of companies operating in Russia and, to a lesser extent, the Ukraine and the other republics of the former Soviet Union. Launch Date: arch 1997 PF: 10% ISIN Code: LU Taiwan large-cap Equity Fidelity Funds - Taiwan Fund A Inc # Aim: To achieve long-term capital appreciation through direct or indirect investment, primarily in Taiwanese equities and securities of companies outside of Taiwan, but which derive a significant proportion of their earnings from Taiwan. Launch Date: arch 1997 ISIN Code: LU JF Singapore Fund # Aim: To provide long-term capital growth by investing primarily in Singaporean companies. Launch Date: ay 2001 ISIN Code: LU SINGAPORE EQUITY sector EQUITY ecology Schroder ISF Global Climate Change A USD # Aim: To provide capital growth primarily through investment in equities securities of worldwide issuers, which will benefit from efforts to accommodate the impact of global climate change. Launch Date: June 2007 ISIN Code: LU sector EQUITY PRECIOUS ETALS BGF World Gold A2 USD Acc # Aim: The fund seeks to maximise capital growth expressed in US dollars through investing primarily in gold mining shares throughout the world. Launch Date: December 1994 ISIN Code: LU ASIAN EQUITY JF ASEAN Fund Aim: To provide long-term capital growth by investing primarily in the securities of companies with significant assets in, or earnings derived from, one or more of the countries comprising the Association of Southeast Asian Nations (ASEAN). Launch Date: July 1983 Base: ong Kong ISIN Code: K organ Stanley Investment Funds Asian Property A Acc Aim: The fund seeks long-term capital appreciation, measured in US dollars, through investment in the equity securities of companies in the Asian real estate industry. Launch Date: September 1997 AC: 1.40% ISIN Code: LU Property Indirect Asia Property Indirect Europe organ Stanley Investment Funds European Property A Acc Aim: To provide long-term capital appreciation, measured in Euro through investment in the equity securities of companies in the European real estate industry. Launch Date: September 1997 AC: 1.40% ISIN Code: LU Page 17