Fund Choice (Series 1)

Transcription

1 For financial adviser use only. Not to be used with customers. Fund Choice (Series 1) May 2017 edition Available on Deferred Annuity Plans, standalone Trustee Plans and all SIPP contracts sold before May You can get this and other documents from us in Braille or large print or on audio.

2 Asia Pacific ex Japan Equities Far East Equity Tracker 111 To replicate as closely as possible the return of the FTSE All-World Developed Asia Pacific ex Japan Index. Asian 141 To achieve capital growth by investing primarily in shares of companies in Asia and Australasia but excluding Japan. 1.35% 0.00% 1.35% Legg Mason MC Asia Pacific 190 To achieve long-term capital growth through investment in the Asia Pacific region, excluding Japan. The fund seeks to achieve its objective by investing directly principally in securities of companies in any sector domiciled or having their principal activities in the Asia Pacific region, excluding Japan. 1.30% 0.33% 1.63% Legg Mason Global Asset Newton Oriental 143 To achieve capital growth by investing in securities predominantly in Asian and Pacific markets including Australia and New Zealand but excluding Japan. 1.00% 0.21% 1.21% International Commodity & Energy BlackRock Gold & General 149 To achieve long-term capital growth by investing in gold mining, commodity and precious-metal related shares. 1.50% 0.17% 1.67% BlackRock JPM Natural Resources 201 Europe excluding UK Equities To provide capital growth over the long term by investing primarily in the shares of companies throughout the world engaged in the production and marketing of commodities. 1.30% 0.18% 1.48% JP Morgan Asset UK Artemis European Growth 167 The fund aims to provide long-term capital growth through investment principally in companies in Europe (excluding the UK). 1.25% 0.13% 1.38% Artemis Fund BlackRock European Dynamic 148 To achieve long-term capital growth through investing primarily in the shares of companies incorporated or listed in Europe, excluding the UK. 1.30% 0.17% 1.47% BlackRock European Equity Tracker 109 To track the return of the FTSE All-World Developed Europe excluding UK Index, using index replication and risk matching techniques. Fidelity European 121 To achieve long-term capital growth from a portfolio primarily made up of the shares of Continental European companies. 1.60% 0.21% 1.81% JPM Europe Dynamic ex UK 199 To maximise longterm capital growth by investing primarily in continental European equities. 1.30% 0.18% 1.48% JP Morgan Asset (UK) Newton Continental European 131 To achieve long-term capital growth by investing in equities and similar investments of companies listed or located in Europe, excluding the UK. 1.00% 0.16% 1.16% International Schroder European Alpha Plus 155 To provide capital growth through investment in equity and equity related securities of European companies. At least 80% of the fund will be invested in a concentrated portfolio (typically between 35 and 60 holdings) of large or mid-sized companies listed, incorporated or headquartered in European countries or companies that derive a significant proportion of their revenues from their European business. 1.35% 0.18% 1.53% 1

3 Flexible 7IM Adventurous 187 The fund aims to provide capital growth by investing in assets with scope for capital growth which, are likely to represent a major part of the portfolio. 1.30% 0.54% 1.84% Seven Jupiter Merlin Growth 173 To achieve long-term capital growth by investing predominantly in unit trusts, OEICs, Exchange Traded Funds and other collective investment schemes across several management groups. 1.50% 0.94% 2.44% Ltd Sentinel Enterprise 203 Global Emerging Markets Equities To provide long-term capital growth by investing in a diversified range of cºollective investment schemes. 1.35% 0.2% 1.55% Margetts Fund BlackRock Emerging Markets 147 To achieve long-term capital growth by investing in shares of companies incorporated or listed in emerging markets. 1.30% 0.22% 1.52% BlackRock JPM Emerging Europe Equities 202 To provide long-term capital growth by investing primarily in equity and equity linked securities of companies in European emerging market countries, including Russia ( Emerging Europe Countries ). 1.30% 0.18% 1.48% JP Morgan Asset UK Jupiter Emerging European Opportunities Global Equities 172 To obtain long-term capital growth through investment primarily in Central and Eastern Europe. 1.50% 0.51% 2.01% Ltd Fidelity Global Special Situations 145 To achieve capital growth over the long term through investment in a range of companies from around the world. 1.60% 0.20% 1.80% Fidelity WealthBuilder 123 To achieve long-term capital growth from a portfolio of Fidelity's OEIC sub-funds which are themselves invested across a broad range of world financial markets 1.47% 0.45% 1.92% Global Equity Tracker 98 To achieve a total return within 50 basis points per annum of the benchmark (net of transaction costs) at the lowest possible cost. Jupiter Ecology 171 To achieve long term capital appreciation together with a growing income by investing worldwide in companies which demonstrate a positive commitment to the long-term protection of the environment. 1.50% 0.03% 1.53% Ltd Legg Mason MC Global Equity Income 192 To provide an annual yield in excess of the MSCI World Index (Net) as well as the potential for capital appreciation by investing in securities of companies listed globally. 1.30% 0.22% 1.52% Legg Mason Global Asset Liontrust Global Income 127 To provide a high level of income and capital growth by investing primarily in a portfolio of high yielding global companies. 1.35% 0.16% 1.51% Liontrust Fund Partners LLP M&G Global Basics 196 The fund typically holds between 50 and 70 stocks, investing in companies considered to be the building blocks of the world s economy. Stocks are selected based on their individual merits, without reference to an index. The fund manager assesses global growth trends and seeks to identify those companies that are well positioned to benefit from them. 1.30% 0.17% 1.47% M&G s Schroder Global Equity Income 182 To provide long-term income and capital growth primarily through investment in equity and equity related securities of companies worldwide which offer attractive yields and sustanaible dividend payments. 1.35% 0.20% 1.55% 2

4 Schroder QEP Global Core Global Fixed Interest 181 To achieve the optimum overall return of captial and income in sterling terms through flexible global investment management. The fund will invest internationally in equities quoted on recognised stock exchanges. The fund may also invest in a wide range of investments including transferable securities, collective investment schemes, warrants and money market instruments. 0.95% 0.05% 1.00% Newton International Bond 133 To achieve income and capital growth by investing in bonds and similar debt investments issued by governments and other public entities located throughout the world. 1.00% 0.14% 1.14% International Global Property Fidelity Global Property 146 To achieve an attractive total return by investing in the stocks of companies engaged in the real estate business around the world. 1.50% 0.22% 1.72% Schroder Global Cities Real Estate 156 The fund aims to provide income and capital growth by investing in equity and equity related securities of real estate companies worldwide. 1.35% 0.17% 1.52% Japan Equities Japanese Equity Tracker 110 To track the return of the FTSE All-World Japan Index, using index replication and risk matching techniques. is normally limited to stocks in the benchmark. Jupiter Japan Income 193 To achieve long-term capital and income growth by investing in a combination of Japanese equities and convertible bonds as well as cash, deposits and money market instruments. 1.50% 0.24% 1.74% Ltd Schroder Tokyo 159 To achieve capital growth by investing in Japanese equities. 1.35% 0.16% 1.51% Mixed 0%-35% Shares 7IM Cautious 220 The fund aims to provide a long-term total return by actively managing its investments across predominantly passive strategies in a diverse range of asset classes and sectors. There is no guarantee that a positive return will be delivered. The fund invests predominantly in a range of collective investment vehicles and securities, which will give an exposure to a range of asset classes, including (but not limited to) UK and overseas equities, government and corporate bonds and an indirect exposure to asset classes (including but not limited to) hedge funds, currency and property. 1.00% 0.40% 1.40% Seven 7IM Moderately Cautious 184 The fund aims to provide a return consisting mainly of income but with some capital appreciation. There is no guarantee that a positive return will be delivered. Income-generating assets are likely to represent a significant part of the portfolio which may also include assets with scope for capital growth. The fund may use different asset classes, with a substantial proportion in fixed interest. 1.35% 0.36% 1.71% Seven JPM Global Macro Balanced 200 The fund aims to achieve capital growth in excess of its benchmark by investing in a global portfolio of assets. The fund will primarily invest in Debt Securities, Convertible Bonds, Equity securities and short term securities. Issuers of securities may be located in an country, including Emerging Markets and the fund may invest in assets dominated in any country. 1.15% 0.18% 1.33% JP Morgan Asset (UK 3

5 Mixed 20%-60% Shares 7IM Balanced 185 The fund aims to provide a balance of income and capital growth. The fund will comprise a mixture of income-generating assets and assets with scope for capital growth. It may use different asset classes, with investment primarily in equities and fixed interest. 1.30% 0.36% 1.66% Seven Fidelity Multi Asset Open Strategic 136 To provide long-term capital growth by investing in a range of assets to gain exposure to global markets mainly in bonds, equities, property, commodities and cash. May also invest in transferable securities, money market instruments, cash and deposits 1.89% 0.62% 2.51% Fidelity Multi Asset Strategic 162 To provide moderate long-term capital growth by investing in a range of global assets providing exposure to bonds, equities, commodities, property and cash. 1.25% 0.30% 1.55% Distribution 140 To achieve a balance of income and capital growth through a portfolio of primarily UK equity and fixed interest securities. 1.33% 0.00% 1.33% Jupiter Merlin Income 174 Mixed 40%-85% Shares To achieve a high and rising income with some potential for capital growth by investing predominantly in unit trusts, OEICs, Exchange Traded Funds and other collective investment schemes across several management groups. 1.50% 0.77% 2.27% Ltd 7IM Moderately Adventurous 186 The fund aims to provide a return mainly by capital growth. There is no guarantee that a positive return will be delivered. The fund may invest in assets with scope for capital growth and are likely to represent a significant part of the portfolio which may also include other assets held primarily for income generation. 1.30% 0.44% 1.74% Seven Fidelity Multi Asset Open Growth 135 To provide long-term growth by investing mostly in a range of assets to gain exposure to equities, bonds, commodities, property and cash based in the UK and other worldwide markets. Invests in funds and may also invest in transferable securities, money market instruments, cash and deposits. 1.89% 0.72% 2.61% Newton Multi-Asset Balanced 130 To achieve long-term capital growth and income by investing in a mixed portfolio of equities and bonds. The policy of the Fund is to gain exposure to a range of asset classes including, without limitation, equities, fixed income, property, commodities, cash, near cash and deposits. Exposure to these asset classes will be achieved through investment in transferable securities, approved money market instruments, warrants, derivative instruments, forward transactions and collective investment schemes. 1.00% 0.11% 1.11% International Sentinel Defensive 205 To achieve capital growth by investing principally in holdings with a defined return across various asset classes, as well as other suitable capital growth investments enabling accurate risk control. 1.00% 0.229% 1.229% Margetts Fund Sentinel Universal 204 To provide capital growth by investing mainly in units of collective investment schemes. The Fund may also invest in equities, fixed interest securities, money market instruments, structured products and other derivative instruments, deposits, warrants, cash or near cash. 1.00% 0.774% 1.774% Margetts Fund 4

6 North America Equities BlackRock US Dynamic 152 To achieve long-term capital growth by investing primarily in shares of companies incorporated or listed in the United States. 1.30% 0.19% 1.49% BlackRock Fidelity American 120 To achieve long-term capital growth through a portfolio composed primarily of US equities. 1.60% 0.20% 1.80% Legg Mason MC North American 189 To achieve capital growth through investment in the United States of America and Canada by investing directly principally in securities of companies domiciled or having their principal activities in the United States of America or Canada. 1.30% 0.19% 1.49% Legg Mason Global Asset M&G North American Dividend 198 The fund aims to maximise total return (the combination of capital growth and income) whilst aiming to grow distributions over the long term, by investing mainly in North American equities and across all sectors and market capitalisations. The fund may also invest in transferable securities issued by companies which are listed, registered or trading within North America and in collective investment schemes. 1.30% 0.16% 1.46% M&G s North American Equity Tracker 108 To track the return of the FTSE All-World Developed North America Index, using index replication and risk matching techniques. is normally limited to stocks in the benchmark. Schroder US Mid Cap 194 To provide capital growth and income primarily through investment in equity securities of medium-sized US companies. will be in directly held transferable securities. The Fund may also invest in collective investment schemes, warrants and money market instruments. 1.35% 0.16% 1.51% Specialist Newton Multi-Asset Diversified Return 144 To achieve long-term capital growth and income by investing in a broad multi-asset portfolio. The policy of the Fund is to gain exposure to a range of asset classes including, without limitation, equities, fixed income, property, commodities, currencies, cash, near cash and deposits. 1.25% 0.17% 1.42% International Sterling Corporate Bond Fidelity MoneyBuilder Income 188 To achieve an attractive level of income with the possibility of capital growth from a portfolio primarily invested in sterling-denominated fixed-interest securities. 0.75% 0.16% 0.91% Henderson Sterling Bond 180 To achieve a high and stable income. The fund will invest principally in sterling denominated fixed interest securities including preference shares, concentrating on investment grade corporate bonds. 1.05% 0.16% 1.21% Henderson Global Investors Corporate Bond 124 To achieve a high level of overall return,with relative security of capital by investing primarily in fixed interest securities. 1.21% 0.00% 1.21% M&G Corporate Bond 195 Sterling Strategic Bond To provide capital growth and income by investing predominantly in investment grade, or good quality, corporate bonds. The manager may also hold up to 20% of the fund in other fixed income investments, such as government bonds and high yield corporate bonds, which typically pay higher levels of interest to compensate investors for the greater risk of default. The fund may use derivatives for investment purposes. 1.00% 0.15% 1.15% M&G s Artemis High Income 169 The fund aims to achieve an above average level of income together with the prospect of rising income and some capital growth over the longer term. 1.05% 0.06% 1.11% Artemis Fund Ltd 5

7 Fidelity Strategic Bond 138 To provide an attractive income, with the potential for capital growth by investing in corporate bonds and Government issues. 1.05% 0.16% 1.21% Monthly Income Plus 164 To achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. 1.29% 0.00% 1.29% UK All Companies Artemis Capital 166 The fund aims to provide investors with a balanced spread of investments for long-term capital appreciation by seeking well-managed companies, primarily in the UK, where we believe there is superior potential for earnings growth. 1.25% 0.14% 1.39% Artemis Fund Ltd Artemis UK Special Situations 170 To Achieve long-term capital growth by exploiting special situations,investing principally in UK equities and in companies that are headquartered or have a significant part of their activities in the UK which are quoted on a regulated market outside the UK. 1.25% 0.06% 1.31% Artemis Fund Ltd BlackRock UK 150 To achieve long-term capital growth for investors. The Fund invests primarily in the shares of larger companies incorporated or listed in the UK. The Fund may also invest in collective investment schemes. 1.30% 0.17% 1.47% BlackRock BlackRock UK Special Situations 151 To achieve long-term capital growth by investing primarily in shares of small or medium sized companies incorporated or listed in the UK. 1.30% 0.17% 1.47% BlackRock Fidelity Special Situations 122 To achieve capital growth over the long term through investment in a range of small, medium-sized and larger companies from around the world. 1.60% 0.19% 1.79% High Income 125 To achieve a high level of income, together with capital growth by investing primarily in companies listed in the UK, with the balance invested internationally. 1.32% 0.00% 1.32% Income 126 To achieve a reasonable level of income, together with capital growth by investing primarily in companies listed in the UK, with the balance invested internationally. 1.31% 0.00% 1.31% UK Focus 142 To achieve long term capital growth through a portfolio of primarily UK securities. 1.32% 0.00% 1.32% Jupiter UK Growth 176 To obtain long-term capital growth by investing in any economic sector principally in the UK. 1.50% 0.27% 1.77% Ltd Liontrust UK Growth 154 To provide long-term capital growth through a portfolio of mainly UK equities, but with the option of investing part of the portfolio overseas. The Fund invests in a portfolio of UK companies, predominantly from the large and mid-cap indices, aiming for capital growth in excess of the FTSE All- Share Index over rolling three year periods. 1.35% 0.15% 1.50% Liontrust Fund Partners LLP M&G Recovery 197 To achieve long-term capital growth by investing predominantly in a diversified range of companies which are out of favour, in difficulty or whose future prospects are not fully recognised by the market. There is no particular income yield target. 1.30% 0.15% 1.45% M&G s Newton UK Opportunities 134 To achieve long-term capital growth by investing in shares and similar investments of companies listed or located in the UK. 1.00% 0.12% 1.12% International 6

8 Schroder UK Alpha Plus 160 To achieve capital growth through investment in UK companies. 1.35% 0.16% 1.51% Schroder UK Mid To achieve long-term capital growth by investing in companies listed in the FTSE 250 Index. 1.35% 0.16% 1.51% UK Equity Tracker 107 UK Direct Property To track the return of the FTSE All-Share Index, using index replication and risk matching techniques. is normally limited to stocks in the FTSE All-Share Index. Henderson UK Property (PAIF) 179 To achieve a high income together with some growth of both income & capital through investment primarily in commercial property and property related assets. -1.2% -0.16% -1.36% Henderson Global UK Equity Income Artemis Income 168 To achieve a rising income combined with capital growth from a portfolio made up of investments in the UK. 1.25% 0.04% 1.29% Artemis Fund Ltd Fidelity MoneyBuilder Dividend 137 To achieve a combination of income and long term capital growth from a portfolio primarily made up of investments in the UK. 1.05% 0.17% 1.22% Jupiter Income Trust 175 To achieve an income increasing at least in line with inflation, from a managed portfolio chiefly invested in UK equities and fixed interest stocks. 1.50% 0.19% 1.69% Ltd Newton UK Income 132 To achieve income and capital growth over the long-term by investing in shares and similar investments of companies listed or located in the UK. 1.00% 0.11% 1.11% International Schroder Income Maximiser 157 To provide income with potential for capital growth primarily through investment in equity and equity related securities of UK companies. The fund will also use derivative instruments to generate additional income. 1.35% 0.16% 1.51% UK Gilt Threadneedle UK Fixed Interest 222 To achieve capital growth by investing at least two-thirds of its assets in UK government bonds (gilts) and other bonds that are priced in British pounds. 0.51% 0.04% 0.55% Columbia Threadneedle s Threadneedle UK Money Market 95 To achieve a high level of capital security and provide income. The Fund invests in Sterling denominated cash deposits and certificates of deposit and UK government issued treasury bills. 0.36% 0.08% 0.44% Columbia Threadneedle s UK Index-Linked Gilts Threadneedle UK Index Linked 223 To achieve long-term capital growth by investing at least two-thirds of its assets in UK index linked bonds, issued by the UK government, and other index linked securities that are priced in British pounds. 0.51% 0.08% 0.59% Columbia Threadneedle s 7

9 UK Smaller Companies UK Smaller Companies Equity 139 To achieve capital growth in the UK by investing primarily in shares of smaller companies in the UK. 1.32% 0.00% 1.32% Liontrust UK Smaller Companies 129 To provide long-term capital growth by investment primarily in equities issued by smaller UK companies displaying a high degree of Intellectual Capital and employee motivation through equity ownership in their business model. The fund invests in a portfolio of smaller UK companies aiming for capital growth in excess of the FTSE Small Cap. Index over rolling three year periods. 1.35% 0.13% 1.48% Liontrust Fund Partners LLP Please note the fund charges shown in this brochure are correct as at May 2017, and may change in the future. For an up to date list of our current fund options and charges, or for more information about our range of funds, including past performance, volatility and fund prices, please contact us. You can also ask for monthly Fund Performance Statistics with short and long-term past performance data on all our funds. For funds invested wholly or partly in property, it may not be possible to switch units, or take a transfer value, which includes the value of any units in these funds, at the chosen time. This is because property in the fund may not always be readily saleable. For funds not invested in property, we reserve the right to defer the switching of units or transfers for up to three months, if we consider it is in the interests of customers generally. LV= accepts no responsibility for the performance and any acts, or omissions, or other defaults, of those involved in the operation of the unit trust or OEIC represented by the fund links. The performance of the fund links will not exactly mirror the performances of the underlying funds because of the different fund charges and the timing of the purchase and sale of units in the underlying funds. LV.com/adviser You can get this and other documents from us in Braille, large print or audio by contacting us. Liverpool Victoria Friendly Society : Pease House, Tilehouse Street, Hitchin, Herts, SG5 2DX. LV= is a registered trade mark of Liverpool Victoria Friendly Society (LVFS) and a trading style of the Liverpool Victoria group of companies. LVFS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number NM Pensions Trustees, (registered in England No ), acts as trustee, and is authorised and regulated by the Financial Conduct Authority, register number Registered address for all companies: County Gates, Bournemouth BH1 2NF. Tel: /17