Bestinvest Top Rated Funds Review

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1 Bestinvest Top Rated Funds Review

2 Bestinvest Top Rated Funds Review Introduction To cater to those seeking investment inspiration online investment service Bestinvest, publish their Premier selection or Top Rated funds list twice every year. This list showcases funds they rate between 3 and 5 star which they believe to be of the highest quality. Rivalling the Hargreaves Lansdown s Wealth 150 and Fidelity s Select 50 recommended funds lists, the Bestinvest top rated funds list holds significant bearing among many DIY investors when it comes to making fund choices. With a total of 262 funds (which includes both income & accumulation fund type) rated between 3 and 5 stars, their Top Rated funds list is more than double the size of their rivals. To identify the performance and ranking of each of these funds our research team analysed each fund over the recent 1, 3 & 5 years. As detailed in this report less than 8% of the funds they favour have consistently maintained a level of performance that was better than 75% of competing same sector funds, with the majority of funds underperforming.

3 How Yodelar s Empowering investors with factual fund research, insights and information Yodelar continually review the performance and ranking of fund managers and their funds, helping investors to clearly identify the quality of all investment funds. Fund Colour Definitions Funds that rank in the top 25% in their sector for performance Funds that rank in the top 50% in their sector for performance Funds that rank in the bottom 50% in their sector for performance Funds that rank in the bottom 25% in their sector for performance Based on how a fund ranks over the most recent 1, 3 and 5 year period they will be classified as a TOP MEDIOCRE or POOR performing fund. Top Performing Funds Yodelar classifies a top-performing fund as a fund that has consistently performed better than 75% of competing funds within the relevant sector. All consistently top performing funds will only have a purple colour code. Mediocre Performing Funds A fund will be classified as mediocre performing if at anytime during the 1, 3 and 5-year period analysed they had performed worse than the top 25% of competing funds but maintained a ranking which was better than the remaining 50% of competing funds. Poor Performing Funds Yodelar classifies a poor performing fund as one which has performed worse than 50% of competing funds at anytime over the most recent 1, 3 and 5 year periods. Funds that have a yellow or a red colour code will be classified as poor performing. All fund information provided in this report is factual and accurate as of the time of completion. It s purpose is to provide investors with factual performance insights and does not constitute financial advice.

4 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Old Mutual UK Specialist Equity F IA Targeted 28/04/ Insight Insight W UT Targeted / / / POOR Global Targeted s Y UT Targeted / / /03/2014 Standard Life Global Abs Strategies Ret Platform 1 UT Targeted / / / POOR Threadneedle European Select Z / / / POOR Threadneedle European Select Z / / / POOR First State Asia Focus B / /08/2015 Stewart Investors Asia Pacific Leaders B Stewart Investors Asia Pacific Leaders B / / / POOR / / / POOR CF Morant Wright B UT / / / MEDIOCRE CF Morant Wright B UT / / / MEDIOCRE Fidelity Cash Y UT Short Term Money Market / / / MEDIOCRE Fidelity Cash Y UT Short Term Money Market / / / POOR Fidelity Y Fidelity Y Dis Kames B Kames B M&G Optimal Inst M&G Optimal Inst Fidelity Moneybuilder Y / / / POOR / / / POOR / / / POOR / / / POOR / / / POOR / / / POOR / / / POOR

5 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Fidelity Moneybuilder Y Dis / / / POOR Royal London M / / / MEDIOCRE Royal London M / / / MEDIOCRE AXA Global High Z High Yield / / / POOR AXA Global High Z High Yield / / / POOR Threadneedle High Yield Z High Yield / / / POOR Threadneedle High Yield Z High Yield / / / POOR Threadneedle UK Equity Z / / / MEDIOCRE Threadneedle UK Equity Z / / / MEDIOCRE AXA Framlington UK Select Opportunities ZI / / / POOR AXA Framlington UK Select Opportunities ZI / / / POOR JOHCM UK Opportunities Y / / / POOR JOHCM UK Opportunities Y / / / POOR Liontrust Special Situations I / / / TOP

6 (5 Star ) Bestinvest Top Rated Funds 5 Year Summary Summary Number of Funds Percentage of Funds Amount Held in Funds Based on ( Million) Percentage Held in Funds Based on 5 Yr (%) TOP % % MEDIOCRE % 10, % POOR % 110, % % 9, % TOTAL NUMBER OF FUNDS % 131, %

7 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Dodge & Cox US Stock A FO Equity - USA / / / TOP Dodge & Cox US Stock D FO Equity - USA / / / TOP T. Rowe Price US Smaller Equity Q FO Equity - USA / / / MEDIOCRE Muzinich Enhancedyield Short Term A Hedged FO Fixed Int - Global / / / POOR JOHCM A IA / / / POOR Aviva Inv Multi Strategy Target 2 UT Targeted / /12/2014 JPM Global Macro Opportunities C UT Targeted / / /02/2013 JPM Global Macro Opportunities C UT Targeted / / /02/2013 Jupiter I Threadneedle UK Alpha Z Threadneedle UK Alpha Z UT Targeted UT Targeted UT Targeted / / / MEDIOCRE / / / POOR / / / POOR Troy Asset Management Ltd Trojan O UT Flexible Investment / / / POOR Troy Asset Management Ltd Trojan O UT Flexible Investment / / / POOR Baring Europe Select I Argonaut FP Argonaut European Alpha R Argonaut FP Argonaut European Alpha R an Smaller / / / MEDIOCRE / / / POOR / / / POOR Henderson European Focus I / / / MEDIOCRE Standard Life European Equity Inst Standard Life Investments European Equity Inst / / / POOR / / / POOR Fidelity Asia W / / / MEDIOCRE

8 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Schroder Asian Alpha Plus L / / / MEDIOCRE Schroder Asian Alpha Plus L / / / MEDIOCRE Artemis Global I Equity / / / MEDIOCRE Artemis Global I Equity / / / MEDIOCRE Fidelity Global Dividend W Equity / / / POOR Fidelity Global Dividend W Equity / / / POOR Fidelity Markets W Markets / / / POOR AXA US Short Duration High Yield ZI s / / / POOR AXA US Short Duration High Yield ZI s / / / POOR Fundsmith Equity I / / / MEDIOCRE Fundsmith Equity I / / / MEDIOCRE CF Morant Wright Nippon Yield B UT / / / TOP CF Morant Wright Nippon Yield B UT / / / TOP Man GLG Core Alpha C Professional UT / / / MEDIOCRE Man GLG Core Alpha D Professional UT / / / MEDIOCRE BlackRock Cash D UT Short Term Money Market / / / MEDIOCRE BlackRock Cash D UT Short Term Money Market / / / POOR Aviva Inv US Equity II 2 UT North America / / /09/2013 Aviva Inv US Equity II 2 UT North America / / /09/2013 Natixis Loomis Sayles U.S. Equity Leaders I/A UT North America / / /06/2013

9 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Aberdeen UK Property Feeder I UT Property / / / POOR Aberdeen UK Property Feeder I UT Property / / / POOR Henderson UK Property PAIF Feeder I UT Property / / / POOR Henderson UK Property PAIF Feeder I UT Property / / /05/2016 Kames Property Feeder B UT Property / /03/2014 Kames Property Feeder B UT Property / /03/2014 M&G Feeder of Property Portfolio I UT Property / / / POOR M&G Feeder of Property Portfolio I UT Property / / / POOR Tactical Y Tactical Y M&G UK Inflation Linked I M&G UK Inflation Linked I TwentyFour Dynamic I Net TwentyFour Dynamic I Net Y Y M&G Inst M&G Inst M&G I M&G I / / / POOR / / / POOR / / / POOR / / / POOR / / / MEDIOCRE / / / MEDIOCRE / / / POOR / / / POOR / / / POOR / / / POOR / / / POOR / / / POOR

10 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Jupiter Financial Opportunities I UT Specialist / / / MEDIOCRE Jupiter Financial Opportunities I UT Specialist / / / MEDIOCRE Fidelity Enhanced W in GB / / / POOR Fidelity Enhanced W / / / POOR Fidelity Moneybuilder Dividend Y / / / POOR Schroder UK Alpha L / / / POOR Schroder UK Alpha L Standard Life UK Equity Unconstrained Inst Standard Life UK Equity Unconstrained Inst AXA Framlington UK Mid Cap Z / / / POOR / / / POOR / / / POOR / / / POOR AXA Framlington UK Mid Cap Z / / / POOR JOHCM UK Dynamic Y / / / TOP JOHCM UK Dynamic Y / / / TOP Majedie UK Equity X / / / MEDIOCRE Majedie UK Equity X / / / MEDIOCRE Old Mutual UK Alpha U / / / POOR Old Mutual UK Alpha U / / / POOR Wise Investments Evenlode C / / / MEDIOCRE Wise Investments Evenlode C / / / MEDIOCRE Franklin UK Smaller W UT UK Smaller / / / POOR Franklin UK Smaller W UT UK Smaller / / / POOR

11 (4 Star ) Bestinvest Top Rated Funds 5 Year Summary Summary Number of Funds Percentage of Funds Amount Held in Funds Based on ( Million) Percentage Held in Funds Based on 5 Yr (%) TOP % 2, % MEDIOCRE % 54, % POOR % 75, % % 7, % TOTAL NUMBER OF FUNDS % 140, %

12 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Jul Baer RobecoSAM Smart Materials Na FO Commodity & Energy / / /03/2013 Templeton Frontier Markets W FO Equity - Markets / / / POOR Veritas Global Equity D FO Equity - International / / /07/2012 GAM Star Technology Inst GAM Star Technology Inst F&C Real Estate Securities B FO Equity - Tech Media & Telecom FO Equity - Tech Media & Telecom FO Property - Europe / / / POOR / / / POOR / / / MEDIOCRE F&C Real Estate Securities C Dis TR FO Property - Europe / / / MEDIOCRE JOHCM Global Opportunities A IA Global / / /06/2012 TwentyFour Vontobel TwentyFour Credit G IA Targeted / /08/2015 TwentyFour I IA Sterling / /01/2015 TwentyFour I Dis IA Sterling / /01/2015 Ardevora UK C IA UK Equity / / / POOR Ardevora UK D IA UK Equity / / / POOR Vanguard UK Government Index Vanguard UK Government Index IA UK Gilts / / / TOP IA UK Gilts / / / TOP Threadneedle Dynamic Real S UT Targeted / / /05/2015 TM Fulcrum Diversified Core C UT Targeted / /11/2014 First State Greater China B UT China/Greater China / / / MEDIOCRE F&C European Small Cap ex UK 3 an Smaller / /03/2015 F&C European Small Cap ex UK 3 an Smaller / /03/2015

13 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Threadneedle European Smaller Z an Smaller / / / POOR Threadneedle European Smaller Z an Smaller / / / POOR Artemis European Opportunities I / / / POOR Artemis European Opportunities I / / / POOR HSBC European Index C / / / MEDIOCRE HSBC European Index C / / / MEDIOCRE JPM Europe Dynamic Ex UK C / / / TOP JPM Europe Dynamic Ex UK C / / Jupiter European I / / / POOR Jupiter European I / / / POOR Thesis TM Sanditon European F / /09/2014 Thesis TM Sanditon European F / /09/2014 Vanguard FTSE Developed Europe ex UK Equity Index A Vanguard FTSE Developed Europe ex UK Equity Index A / / / POOR / / / POOR Pacific Y Pacific Y luding luding / / / TOP / / / TOP Fidelity Index Pacific ex W / /05/2014 Fidelity Index Pacific ex W / /08/2014 Henderson Asian Dividend I / / / POOR Henderson Asian Dividend I / / / POOR

14 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % HSBC Pacific Index C HSBC Pacific Index C Asian Y Asian Y / / / POOR / / / POOR / / / TOP / / / TOP Jupiter Asian Z / /03/2016 Jupiter Asian Z / /03/2016 Investec Markets Local Currency Debt I Investec Markets Local Currency Debt I -2 Market Market / / / POOR / / / POOR Fidelity Global Enhanced W Equity / / /10/2013 Fidelity Global Enhanced W Equity / / /10/2013 Newton Global Inst W Equity / / / POOR Newton Global Inst W Equity / / / POOR Fidelity Index Markets W Markets / /05/2014 Fidelity Index Markets W Markets / /08/2014 JPM Markets B JPM Markets B Markets Markets / / / MEDIOCRE / / / MEDIOCRE JPM Markets C Markets / / /03/2013 JPM Markets C Markets / / /03/2013 Newton Global Markets Inst W Newton Global Markets Inst W Markets Markets / / / POOR / / / POOR

15 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Global Y s / / / POOR Global Y s / / / POOR Threadneedle European High Yield Z s / / / POOR F&C Responsible Global Equity / / / MEDIOCRE F&C Responsible Global Equity / / / MEDIOCRE Jupiter Ecology I / / / POOR Jupiter Ecology I / / / POOR Old Mutual Global Equity R / / / TOP Vanguard FTSE Developed World ex UK Equity Index A Vanguard FTSE Developed World ex UK Equity Index A / / / TOP / / / TOP AXA Framlington Z UT / / / POOR AXA Framlington Z UT / / / POOR Fidelity Index W UT / /05/2014 Fidelity Index W UT / /08/2014 L&G Index Trust I UT / / / POOR L&G Index Trust I UT / / / POOR Legg Mason IF Equity X UT / / / POOR HSBC American Index C UT North America / / / POOR HSBC American Index C UT North America / / / POOR Old Mutual North American Equity U2 UT North America / / / TOP

16 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Vanguard US Equity Index A UT North America / / / MEDIOCRE Vanguard US Equity Index A UT North America / / / MEDIOCRE F&C Global Real Estate Securities 3 UT Property / / /12/2013 F&C Global Real Estate Securities 3 UT Property / / /12/2013 F&C UK Property Feeder 2 UT Property / / / POOR F&C UK Property Feeder 2 UT Property / / / POOR Premier Pan European Property Share C UT Property / / / POOR Premier Pan European Property Share C UT Property / / / POOR Fidelity Extra Y Fidelity Extra Y Henderson Fixed Interest Monthly I Henderson Fixed Interest Monthly I Henderson Preference & I Henderson Preference & I Henderson I Henderson I Monthly Plus Y Monthly Plus Y Kames Ethical B Kames Ethical B / / / MEDIOCRE / / / MEDIOCRE / / / MEDIOCRE / / / MEDIOCRE / / / MEDIOCRE / / / MEDIOCRE / / / POOR / / / POOR / / / MEDIOCRE / / / MEDIOCRE / / / POOR / / / POOR

17 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Standard Life Ethical Ret Platform / / / POOR Standard Life Ethical Ret Platform / / / POOR BlackRock Gold & General D UT Specialist / / / POOR BlackRock Gold & General D UT Specialist / / / POOR Investec Enhanced Natural Resources J UT Specialist / / / POOR Artemis I / / / MEDIOCRE Artemis I / / / MEDIOCRE CF Woodford Equity C / /06/2014 CF Woodford Equity C / /06/2014 JOHCM UK Equity Y / / / MEDIOCRE JOHCM UK Equity Y / / / MEDIOCRE Schroder Maximiser L / / / POOR Schroder Maximiser L / / / POOR Troy Asset Management Ltd Trojan O / / / POOR Troy Asset Management Ltd Trojan O / / / POOR Unicorn UK B / / / POOR Unicorn UK B / / / POOR Vanguard FTSE UK Equity Index A / / / POOR Vanguard FTSE UK Equity Index A / / / POOR Fidelity Index UK W / / / POOR

18 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Fidelity Index UK W / / / POOR Franklin UK Mid Cap W / / / POOR Franklin UK Mid Cap W / / / POOR HSBC FTSE 100 Index C / / / POOR HSBC FTSE 100 Index C / / / POOR HSBC FTSE 250 Index C / / / POOR HSBC FTSE 250 Index C / / / POOR High Y / / / POOR High Y / / / POOR Y / / / POOR Y / / / POOR Kames Ethical Equity B / / / POOR Kames Ethical Equity B / / / POOR L&G UK Index Trust I / / / POOR L&G UK Index Trust I / / / POOR Standard Life Investments UK Ethical Ret Platform / / / POOR L&G All Stocks Gilt Index Trust I UT UK Gilts / / / MEDIOCRE L&G All Stocks Gilt Index Trust I UT UK Gilts / / / MEDIOCRE L&G All Stocks Gilt Index Trust M UT UK Gilts / / / MEDIOCRE Royal London Index Linked M UT UK Index - Linked Gilts / / / POOR

19 Bestinvest Top Rated Funds Review 27th March Year 3 Year 5 Year % Royal London Index Linked M UT UK Index - Linked Gilts / / / POOR Vanguard UK Inflation UT UK Index - Linked Gilt Index A Gross Linked Gilts Vanguard UK Inflation UT UK Index - Linked Gilt Index A Gross Linked Gilts / / / MEDIOCRE / / / MEDIOCRE Liontrust UK Smaller I UT UK Smaller / / / TOP Liontrust UK Smaller I UT UK Smaller / / / TOP Marlborough Special Situations P UT UK Smaller / / / MEDIOCRE Marlborough UK Micro Cap P UT UK Smaller / / / MEDIOCRE

20 (3 Star ) Bestinvest Top Rated Funds 5 Year Summary Summary Number of Funds Percentage of Funds Amount Held in Funds Based on ( Million) Percentage Held in Funds Based on 5 Yr (%) TOP % 16, % MEDIOCRE % 50, % POOR % 116, % % 27, % TOTAL NUMBER OF FUNDS % 211, %

21 Bestinvest Top Rated Funds Summary Our analysis of the Bestinvest Top Rated Funds list identifies that the significant majority of the funds they praise to be Exceptional, Very High Quality or High Quality have factually ranked within the lowest 50% of funds in their sectors for growth during the recent 5 year period. With the inclusion of serial poor performing funds, investors may wish to think twice before they seek inspiration or plan to make fund choices based on the funds promoted in Bestinvests Premier Selection list. Unsure of the quality of your investments? If you are unsure of the performance of each of the funds in your investment portfolio or you would like to find out if you can improve your portfolio growth, you might wish to benefit from the 5 star rated Yodelar portfolio review service. This unique service provides investors with complete clarity on the performance and ranking of each individual fund within their portfolio. Our investment research team will undertake a comprehensive analysis of your portfolio for performance and volatility as well as provide a growth comparison alongside a similar risk model portfolio of consistently top performing funds. FIND OUT MORE

22 Independent & Impartial Analysis Upload your portfolio today and get an independent analysis of your existing investment funds and overall portfolio. Our 5 star rated portfolio review service will detail the factual ranking and performance of your individual funds, and the overall performance of your entire portfolio. Simply upload your most recent investment statement or attach a list of funds including the amounts invested in each and our team of experts will provide you with a comprehensive portfolio analysis. HOW IT WORKS Upload your fund statement / information today, and receive a detailed fund analysis within 48 hrs. 1. Complete the purchase 2. Upload your portfolio Info 3. Receive your analysis PURCHASE NOW Get a complete fund analysis and assessment of each fund contained within your pension, ISA or investment portfolio. 1, 3 & 5 year performance analysis of each fund. Positional ranking comparing each fund to all other same sector funds. Individual fund rating as TOP, MEDIOCRE or POOR. I would recommend this portfolio review service to anyone with an investment portfolio. I have a very different view on fund performance and investing now, as a result of this service. - Paul Fallowfield Portfolio growth comparison. We analyse your portfolio against model portfolios that contain only consistently TOP performing funds.

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