UNDERSTANDING THE HEART OF GOD Worksheets DANIEL L. HARDT,

Transcription

1 R UNDERSTANDING THE HEART OF GOD Worksheets DANIEL L. HARDT, CLU, ChFC, CFP, AAMS, CFCA, Qualified Kingdom Advisor Kingdom Advisors Biblically Responsible Investing Community Group Financial planner and investment advisor, Louisville, KY Updates in red were made after the video was recorded.

2 Module 1: Introduction to Biblically Responsible Investing Sample Personal Conviction Statements My Personal Convictions (First Pass) My Personal Convictions (Refined) 1. Investing, just like all activities in life, is to be an act of worship. 2. Faithful stewardship requires Knowing, Believing, and Doing. 3. The authority of what is good and right is God s Word: the Bible. 4. The Bible provides a perspective on why, when, how, and where to invest. 5. Capitalism is a system that produces good results and evil results. As an active participant in that system, I have a responsibility. 6. Every dollar invested is a vote. 7. Investing in a Biblically responsible manner affects us, others, the church, and society Name: Date:

3 Module 2: Scriptural Principles for Selecting Investments Sample Personal Conviction Statements My Personal Convictions (First Pass) My Personal Convictions (Refined) 1. A Biblical life principle that also applies to investing is: Glorify God in all we do. 2. A Biblical life principle that also applies to investing is: Seek first God s Kingdom and righteousness. 3. A Biblical life principle that also applies to investing is: Treat everything in life as an act of worship. 4. A Biblical life principle that also applies to investing is: Pursue holiness and purity. 5. A Biblical life principle that also applies to investing is: Respect the dignity and value of each person. 6. A Biblical life principle that also applies to investing is: Submit to Scripture as our authority. 7. A Biblical life principle that also applies to investing is: Have no other gods - no idols - in our lives. 8. A Biblical life principle that also applies to investing is: Avoid evil. 9. A Biblical life principle that also applies to investing is: Avoid being unequally yoked. 10. A Biblical life principle that also applies to investing is: Shun Ill-gotten gain. Name: Date:

4 Based on my convictions at this point, I feel led to Investigate the Following Actions regarding investment in the stocks or bonds of corporations involved in these activities. (Place a check mark in the appropriate columns.) 1. Protecting and Preserving Marriage and Family / Sexual Immorality Issue Pornography For this issue, I desire to Screen Out Module 3: Moral Issues in Today s Corporate Culture For this issue, I desire to utilize Shareholder Activism t Sure 2. Protecting and Preserving Marriage and Family / Sexual Immorality 3. Protection for the Defenseless: 4. Protection for the Defenseless: 5. Minimize Harmful Addictions: 6. Minimize Harmful Addictions: 7. Minimize Harmful Addictions: 8. Physical and Cultural Pollution: 9. Physical and Cultural Pollution: 10. Other: 11. Other: 12. Other: n-married sexual lifestyles / Homosexuality Abortion Human Rights Alcohol Tobacco Gambling Environment Anti-Biblical Entertainment Weapons Predatory Lending Corporate Governance Concerns 13. Other: 14. Other: Name: Date:

5 Do the Investment providers below invest in companies that >> Manufacture / Distribute Abortifacients? Offer Elective Abortion Insurance Coverage Own Hospitals Offering Elective Abortions Do Research Using Embryonic Stem Cell or Fetal Tissue Donate To Pro-Abortion Organizations Screening Service/Source American Values Investments SMA Aris Corp - Faith-Based Portfolios Aris Corp - BRI Portfolios Ave Maria Funds CAMCO Investors Fund Camelot Portfolios: Biblically Responsible Epiphany Funds Eventide Gilead Fund Foxhall Capital Management SMA Foxhall Global Trends Fund LKCM Aquinas Funds LVZ Advisors New Covenant Funds PIMCO Total Return Fund III Praxis Funds Steward Mutual Funds Stewardship Asset Management Stewardship Partners SMA Timothy Plan Funds Avoids t knowingly t knowingly t knowingly t knowingly t knowingly t knowingly t knowingly t knowingly t knowingly t knowingly t knowingly Only In Accordance with Bush 2001 Only In Accordance with Bush 2001 t Declared Only In Accordance with Bush 2001 Only In Accordance with Bush 2001 t Knowingly t Knowingly t Knowingly t Knowingly t Knowingly t Knowingly t Knowingly t Declared t Knowingly t Specified MSCI Riskmetrics MSCI Riskmetrics & evalueator Catholic Bishops Internal / Cornerstone evalueator: 95% pass rate Catholic Bishops BRI Institute Internal. Screen securities, not ETFs IW Financial - guarantee Catholic Bishops t Specified General Assembly PCUSA MSCI Riskmetrics and Internal MSCI Riskmetrics CFS Consulting / Assemb of God BRI Institute BRI Institute evalueator For illustrative purposes only. Investment advisors should conduct their own due dilligence issue that is important to them or their clients. This report completed in 2011.

6 Module 5: Building a Biblically-Sound Investment Portfolio Further Research Check items for further research and due diligence Screening Tools: BRI Institute ( IW Financial ( evalueator ( Ensogo Analytics ( Mutual Funds: Steward Funds ( Ave Maria Funds ( Timothy Plan Funds ( PIMCO Total Return III Fund ( Epiphany Funds ( Eventide Funds ( New Covenant Funds ( LKCM Aquinas Funds ( Praxis Funds (formerly MMA Praxis) ( Variable Annuity and/or Life: OneAmerica ( Jefferson National ( Separately Managed Accounts: Stewardship Partners SMAs ( American Values Investments SMAs ( Christian Fund Strategist SMAs * Capstone Asset Management SMAs ( Eventide on FolioFN * Cornerstone Asset Management SMAs ( Dana Investment Advisors ( Horizon Investment Service ( Turn-Key Investment Programs: ARIS Corporation ( Stewardship Asset Management ( Camelot Portfolios ( Frontier Asset Management ( PTS Asset Management ( LVZ Advisors ( Mission-Based Investing: Everence OneWorld MicroLoan Fund ( Calvert Community Investment tes ( * website 6 MODULE 5: BUILDING A BIBLICALLY SOUND INVESTMENT PORTFOLIO

7 Module 5: Building a Biblically-Sound Investment Portfolio Decision Points Flow Chart and Issues and Strategies Matrix Check items for further research and due diligence 1. I will discuss the moral side of investment selection with clients? (check one) How will I do so? (Tell all clients at one time or do so one client at a time? What teaching resources will I use?) To question #2 2. For clients who want to implement Biblically Responsible Investing (BRI), I will (check all that apply) Develop the skill to be able to help them Use mutual funds that apply BRI Use separate account managers that apply BRI Use separate account managers who will accept a screen list that Iwill develop Use mission-based investments Use inherently clean investments Buy individual securities after doing my own BRI research I will Use negative screens Use positive screens Vote proxies Employ shareholder activism Other _ To question #3 Use a turn-key BRI investment program To question #3 Refer clients to another BRI practitioner COPYRIGHT 2015 FAITH AND FINANCES, INC. ALL RIGHTS RESERVED 7

8 Module 5: Building a Biblically-Sound Investment Portfolio 3. List Issues (use the attached Issues and Strategies Matrix for assistance) a. The moral issues that will be considered when implementing BRI for myself and my clients are 4. Who will determine which moral issues are priorities? (check one) Me, the investment representative The client A combination 8 MODULE 5: BUILDING A BIBLICALLY SOUND INVESTMENT PORTFOLIO

9 Module 5: Building a Biblically-Sound Investment Portfolio Issues and Strategies Matrix Place check marks to indicate which issues you will consider and what strategies you will use Issues Strategy Screen Out Favor Shareholder The Client Study (Negative Screening) (Positive Screening) Activism Decides Further Ignore Marriage and Family - Sexual Immorality Pornography Homosexuality Protection for the defenseless Abortion Human Rights Atrocities Harmful addictions Alcohol Tobacco Gambling Pollution Physical: Environment Cultural: Anti-Biblical Entertainment Other Weapons Manufacturing Predatory Lending Child Labor Abuses Corporate Governance Concerns Positive Issues COPYRIGHT 2015 FAITH AND FINANCES, INC. ALL RIGHTS RESERVED 9

10 Module 6: The Disciple-Making BRI Advisor What w? Prayerfully Review, and fine-tune, the Conviction Statements of Modules One, Two, and Three. Review my own investments with the investment screening tools. Consider alternatives, if appropriate. (Screening tools are listed on the Further Research page at the end of Module 4.) Review the investments I typically use with clients. Consider alternatives, if appropriate. (Screening tools are listed on the Further Research page at the end of Module 4.) Review and finish the Decision Points Flowchart at the end of Module Five Interact with the other investment advisors who are committed to investing in a Biblically responsible manner: Kingdom Advisors Biblically Responsible Investing Community Group (see www. kingdomadvisors.org, then Get Connected, and Biblically Responsible Investing) National Association of Christian Financial Consultants (see Other: How is God leading me to advance my pursuit of investing in a Biblically responsible manner?