inspire Low Cost High Impact Investing GOOD VALUES AND GOOD RETURNS ARE NOT MUTUALLY EXCLUSIVE
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1 Low Cost High Impact Investing GOOD VALUES AND GOOD RETURNS ARE NOT MUTUALLY EXCLUSIVE Inspire maximum Portfolio Management Fee: 0.65%. Industry average ETF expense ratio: 0.78%. Source: ETF.com as of 06/23/17 Good values and good returns are not mutually exclusive, nor does investing with good values guarantee favorable results. All investing involves risk.
2 INSPIRE MAKING HEADLINES Perhaps it can even outperform the broader index or ESG [Environment, Social, Governance] portfolios. If so, it [may] attract lots of capital -Bloomberg.com The Chik-fil-A of investments. -Huffington Post [Inspire ETFs] should be closely watched by ETF issuers could potentially be the next big thing in the socially responsible ETF world. -ETF.com Biblically responsible investing (BRI) is a space with enormous potential. -The Wall Street Journal This will be an interesting company to watch ETF Advisor Magazine Learn National Admin Office: 650 San Benito St, Ste. 130 Hollister, CA 95023; Phone: (877) ; There is no guarantee that any investment strategy will reach its objectives.
3 INVEST IN WHAT MATTERS Every dollar you invest with Inspire helps us in our mission to create meaningful change in the lives of people in need across the globe. Through our Inspire Give50 Campaign, we give 50% or more of the profits we earn from our management fees each year to fund Christian ministry projects such as clean water wells, fighting human trafficking, justice for the oppressed, Bible distribution and help for the poor. Give50 Inspire Investing can help you make an eternal impact while you work toward your financial goals. Join the movement! Impact potential of a $250,000 portfolio 333 PEOPLE PROVIDED WITH A CLEAN WATER SOURCE1 or 1,000 BIBLES GIVEN TO THE PERSECUTED CHURCH4 or 1,147 PEOPLE REACHED FOR THE GOSPEL3 or 48 DAYS OF LEGAL REPRESENTATION FOR THE OPPRESSED5 Impact estimates based on Inspire donating an average of 0.10% of initial investment for 20 years. Does not include calculation for potential growth rate of assets over time. Actual donations may be higher or lower depending on growth rate, length of time assets are held at Inspire, and other factors. Donation amounts, performance, profit and other factors are not guaranteed. Donations are paid by Inspire from the revenues generated by all of our products and services. Calculation of minimum annual donation amount is (Revenue - Expenses)*50%. Learn more about how your investments can make an impact with Inspire at IMPACT DATA SOURCES: 1 WorldHelp.net: $75 provides clean water for 5 people. 2 International Justice Mission ( Slavery rescue operation cost of $6,300 each. 3 JesusCares.com: Cost per visitor to of $4.36 each. 4 WorldHelp.net: $5 provides one Bible to Christians in persecution. 5 International Justice Mission ( Cover trial fees for one case defending a victim of human trafficking for $105. National Admin Office: 650 San Benito St, Ste. 130 Hollister, CA 95023; Phone: (877) ; The use of the Inspire Impact Score does not guarantee that an investment will generate profits or avoid losses.
4 INSPIRE BIBLICAL VALUES Inspire gives you the power to invest according to biblical values without paying high fees or sacrificing performance potential. We are committed to invest in only the most inspiring companies aligned with biblical values, and are diligent to filter out companies involved with immoral activities, such as those listed in the chart below. Together we can send an impactful message to corporate boardrooms everywhere and transformation for God s glory. Join us! S&P 500 INDEX VALUES ANALYSIS Many investors are surprised to learn what activities they are profiting from and supporting through the companies they own in their investment portfolios. Below is an analysis of the practices reflected in one of the world's most widely tracked stock indexes, the S&P 500, which is a market cap weighted index comprised of 500 of the largest companies in the United States.1, 2 Abor on 31.80% Pornography 16.10% An -Family 21.40% LGBT Ac vism 69.80% Human Rights Viola ons 0.50% Alcohol 2.60% Tobacco 3.40% Gambling 1.60% 0% % 20% 30% 40% 50% 60% 70% 80% Data sourced on evalueator.com (8/30/17) You cannot invest directly in an index. Learn National Admin Office: 650 San Benito St, Ste. 130 Hollister, CA 95023; Phone: (877) ; There is no guarantee that any investment strategy will reach its objectives.
5 INSPIRE IMPACT SCORE -25 impact At Inspire Investing, we believe that investing in the most inspiring companies aligned with biblical values offers investors a powerful way to make a positive impact on the world while also providing the potential for above average performance. We identify these inspiring businesses of blessing with our revolutionary Inspire Impact Score methodology, which is an objective, rules based scoring system that rates companies based on their alignment with biblical values and the degree to which they operate as blessings to their customers, communities, workforce and the world. Inspire Impact Scores range from -100 to +100, with +100 being the best possible score. Following is the framework for how we develop Inspire Impact Scores to create impactful, inspiring, biblically aligned portfolios. impact score CUSTOMERS Positive Points = Negative Points = COMMUNITIES Business model Product integrity & innovation ABORTION Social impact Supply chain PORNOGRAPHY HUMAN RIGHTS VIOLATIONS ANTI-FAMILY ENTERTAINMENT WORKFORCE Corporate governance Human capital LGBT ACTIVISM ALCOHOL WORLD Environment Sustainable energy use and production GAMBLING STOCK MARKET Learn National Admin Office: 650 San Benito St, Ste. 130 Hollister, CA 95023; Phone: (877) ; The use of the Inspire Impact Score does not guarantee that an investment will generate profits or avoid losses. TOBACCO
6 LOW COST, HIGH IMPACT INVESTING Inspire is changing the investment landscape by creating low cost, biblically aligned investments that help you create a meaningful impact and work toward your financial goals without sacrificing performance or paying high fees. We call that inspiring transformation. INSPIRE: LOW COST, HIGH IMPACT INVESTING Inspire offers lower fees than the average expense of most mutual funds and ETFs, which means you have more money le to work toward your financial goals. And you're helping impact the world for the be er. Bonus. 1.40% 1.25% 1.20% 1.05% 1.00% 0.78% 0.80% 0.65% 0.60% 0.40% 0.20% 0.00% Mutual Funds1 Socially Responsible Mutual Funds2 ETFs3 Inspire4 SOURCES (as of 6/23/17): Inspire s maximum Portfolio Management Fee. Learn National Admin Office: 650 San Benito St, Ste. 130 Hollister, CA 95023; Phone: (877) ; There is no guarantee that any investment strategy will reach its objectives.
7 INVEST WITH INSPIRE Why Inspire? 1 Low cost 1 access to hundreds of the most inspiring, biblically aligned companies in the United States and globally. 2 Inspire donates 50% of management fee profits to support Christian ministry 3 Use as primary holding of your portofolio to work toward your long-term growth objectives. Inspire is a social enterprise dedicated to inspiring transformation by equipping investors with low cost, biblical investments that create meaningful impact in the lives of people and business for God s glory throughout the world. 1 Inspire maximum Portfolio Management Fee: 0.65%. Industry average ETF expense ratio: 0.78%. Source: ETF.com as of 06/23/17 PERFORMANCE IMPACT STUDY: A recent study by Shane Enete, CFA at Biola University s Inspire Research Institute For Biblically Responsible Investing, has shown that applying the Inspire Impact Score methodology to portfolio security selection can actually generate outperformance in a portfolio when compared to the broader, non-inspire Impact Score screened benchmark. This finding adds new data to the debate of what effect values-based screening (Socially Responsible, Biblically Responsible, etc) has on the performance of a portfolio. At Inspire we believe that good values and good returns are not mutually exclusive, and the findings from this study validate that belief. While screening a portfolio does not guarantee favorable returns, this study clearly shows that using the Inspire Impact Score methodology does have the potential to provide outperformance when compared to a non-screened benchmark. BIOLA STUDY RESULTS The results of the study found that the Inspire Impact Score methodology of security selection resulted in an annualized outperformance compared to the non-screened benchmark. Learn National Admin Office: 650 San Benito St, Ste. 130 Hollister, CA 95023; Phone: (877) ; Investment advisory services offered through CWM Advisors, LLC dba Inspire, a Registered Investment Advisor. The use of the Inspire Impact Score does not guarantee that an investment will generate profits or avoid losses. Portfolio holdings are subject to change and should not be considered investment advice.
8 INVEST IN WHAT MATTERS Learn National Admin Office: 650 San Benito St, Ste. 130 Hollister, CA 95023; Phone: (877) ; Investment advisory services offered through CWM Advisors, LLC dba Inspire, a Registered Investment Advisor. The use of the Inspire Impact Score does not guarantee that an investment will generate profits or avoid losses.
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