Adobe and BT Workplace Super Prepare for the best. October 2018

Transcription

1 Adobe and BT Workplace Super Prepare for the best. October 2018

2 Disclaimer This presentation has been prepared by BT Financial Group Limited (ABN ) BT and is for general information only. Every effort has been made to ensure that it is accurate, however it is not intended to be a complete description of the matters described. The presentation has been prepared without taking into account any personal objectives, financial situation or needs. It does not contain and is not to be taken as containing any securities advice or securities recommendation. Furthermore, it is not intended that it be relied on by recipients for the purpose of making investment decisions and is not a replacement of the requirement for individual research or professional tax advice. BT does not give any warranty as to the accuracy, reliability or completeness of information which is contained in this presentation. Except insofar as liability under any statute cannot be excluded, BT and its directors, employees and consultants do not accept any liability for any error or omission in this presentation or for any resulting loss or damage suffered by the recipient or any other person. Unless otherwise noted, BT is the source of all charts; and all performance figures are calculated using exit to exit prices and assume reinvestment of income, take into account all fees and charges but exclude the entry fee. It is important to note that past performance is not a reliable indicator of future performance. This document was accompanied by an oral presentation, and is not a complete record of the discussion held. No part of this presentation should be used elsewhere without prior consent from the author. For more information, please call BT Customer Relations on :00am to 6:30pm (Sydney time)

3 Workplace super People and their wellbeing Future focus Employer support Member engagement Award winning insurance Flexible investment solutions

4 A flexible member experience BT Super. For life. INVESTMENTS AND INSURANCE Default (MySuper) Grow your super with simple yet smart investments that automatically adjust with age. Simple choice A great way to start taking control of your own super. Choose from a range of managed funds including active and passive/low-cost options. Expanded choice Freedom of investment choice without the responsibility of a SMSF: listed securities (491) managed funds (62) managed portfolios (23) term deposits (24) Self Managed Super Discover a smart new way to invest for your SMSF. Or let us help you set one up.

5 BT Super Digital engagement 5

6 BT Super Super Invest Fees Administration fee Annual account based fee $540 Plus: Annual asset based fee: Up to $1,000, % Balance over $1,000,000 Nil Customers can combine up to four family account balances to take advantage of the administration fee cap. Other fees, costs and charges may apply to your BT Super Invest account, such as cash account fee and transaction costs e.g. buy/sell spread. For further details, please refer to the PDS. Term deposits $0 Managed funds 0.18% pa to 2.01% pa (charged by the fund manager) Shares $12.50 per transaction or 0.11% of the transaction value (whichever is greater) ETFs 0.04% pa to 1.35% pa (charged by the manager) Managed portfolios 0.34% pa to 1.15% pa (charged by the issuer) Other management, transactional and operational costs may apply to the managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s) for the fund or portfolio option. 9

7 Fees Worked example of administration fees Scenario A In this example, a portion of superannuation in MySuper and Choice options is transferred to Super Invest. Annual administration fees # MySuper Choice Super Invest Total FUM $20,000 $80,000 $400,000 $500,000 Account based administration fee $0 $0 $540 $540 #Other fees, costs and charges may apply to your BT Super Invest account, such as cash account fee and transaction costs e.g. buy/sell spread. For further details, please refer to the PDS. Other management, transactional and operational costs may apply to the managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s) for the fund or portfolio option. Asset based administration fee $ % $ % $ % $710 Total administration fee $30 $80 $1,140 $1,250 10

8 Your Super Invest account ID Process Customers information such as Name, Address, DOB, Gender, Contact number, address, residential address, tax residency confirmation and tax file number. A valid Australian license, passport or proof of age card. We will set up a profile, complete the ID checks and issue online log in details. Direct employees onto our Online Banking site to set up a Super Invest account. 8