Banco do Brasil 2010

Transcription

1 Banco do Brasil

2 Disclaimer The tables and charts in this presentation show the financial numbers rounded. The columns of changes and the totalizers use the financial figures as basis, not the rounded numbers. The used roundings follows the rules established by Resolution 886/66 of IBGE: If the last digit is more or equal than 5, it increases by one unit the last digit to stay; if the last figure is less than 5, the last digit to stay remains unchanged. The variations in both percentage and nominal, were calculated using numbers in units. 2

3 Economic Environment Price Index IPCA¹ - % Interest Rate Selic² - % (1) 12 mouths. Source: IBGE (2) End of Period. Source: Central Bank Total Payroll Index³ Unemployment 4 - % (3) Basis 100 = Source: IBGE (4) 12 months average. Source: IBGE 3

4 Banking Industry Banking Industry Loan Portfolio - R$ billion Banking Industry Loan Operations¹ - R$ billion Consumer Loans² - R$ billion Credit Risk (1) Loan as reference for interest rate Contracted amount (2) Free Resources. Source: Central Bank 4

5 Organizational Structure Shareholders General Meeting Board of Directors Board of Auditors Audit Committee Internal Audit Board of Officers CEO VP of International Business and Wholesale VP of Retail Business VP of Retail and Distribution VP of Agribusiness and SME VP of Government VP of Finance, Capital Market and IR VP of Technology VP of People Management and Sustainable Development VP of Credit Controllership and Global Risk International and Foreign Trade Cards Distribution Agribusiness Government Finance Technology People Management Controllership Internal Controls Commercial High Income Loans and Financing Insurance, Pension Plans and Saving Bonds São Paulo Distribution Business Suport and Operations Micro and Small Enterprises Capital Market and Investments Investor Relations Structuring Solutions Construction Solutions Relations with Employees and Sponsored Entities Sustainable Development Credit Risk Management Strategy and Organization Security Management Pension Fund Management Retail Operation Solutions Restructuring of Operational Assets Legal Distribution Network Management Accouting Marketing and Communication Executive Secretariat Position: Directorships Units 5

6 Corporate Configuration Banco do Brasil S.A. National Treasury % Fundo Fiscal de Inv. e Estabilização % Previ % Fundo Garantidor para Investimentos % BNDESPar % Foreign Capital % Fundo de Garantia à Exportação % Brazilian Investors % C O N T R O L L E D COBRA BB 99.89% ON 99.95% Total BI 0.001% ON 0.001% Total BB LEASING BB - 100% ON BB DTVM BB -100% ON BB CONSÓRCIOS BB - 100% ON BB CARTÕES BB - 100% ON BB BI BB - 100% ON BAMB BB -100% ON BB LEASING Co. LTD BB - 100% ON BANCO DO BRASIL AG VIENA BB -100% ON BB ALIANÇA PARTICIPAÇÕES BB 100% ON 100%Total Aliança do Brasil BB Aliança Part. 100% ON BB CORRETORA BB 100%ON BESCVAL BB 99.62% ON 99.62% Total NOSSA CAIXA ADM. DE CARTÕES BB 100% ON BB SEGUROS PARTICIPAÇÕES BB 100% ON 100%Total NOSSA CAIXA CAPITALIZAÇÃO BB 100% ON BB ALIANÇA REV PARTICIPAÇÕES BB Seguros Part. 100% ON BANCO DO BRASIL SECURITIES LLC BB - 100% ON BRASILVEÍCULOS BB Aliança REV Part. 100%ON ATIVOS S.A. BB BI - 49% ON % Total BAMB - 51% ON 25.50% Total BB SECURITIES LTD BAMB -100% ON BB TURISMO BAMB - 99% ON 99% Total BB Leasing Co - 1% ON 1% Total BB USA HOLDING COMPANY, INC. BB AGViena-100%ON BB MONEY TRANSFERS, INC. BB USA HoldCo-100% ON R E L A T E D C O M P A N I E S / S H A R E S BB SEGUROS PARTICIPAÇÕES BB BI BANCO DO BRASIL Strategic Interest Insurance Group BRASILCAP BB Seguros Part % ON 49.99% Total BRASILPREV BB Seguros Part % ON 74.99% Total SBCE BB-BI 12.09% ON 12.09% Total EBP BB BI 11.11% ON 11.11% Total CIBRASEC BB-BI 9.09% ON 9.09% Total BB 3.03% ON 3.03 % Total Strategic Interest CIELO BB BI 28.65% ON 28.65% Total CBSS BB BI 44.31% ON 45.69% PN 45.00% Total TECBAN BB BI 9.02% ON 9.02% Total BB 4.51% ON 4.51% Total Non-strategic Interest ITAPEBI BB-BI 19% ON 19% Total KEPLER WEBER BB-BI 17.55% ON 17.54% Total BBDTVM 0.02% ON 0.02% Total PRONOR BB-BI 5.51% PN 3.27% Total BBDTVM 29.51% ON 12.02% Total BB 1.77% PN 1.05% Total NEOENERGIA BB-BI 8.81% ON 8.81% Total Participações Strategic Estratégicas Interest BANCO VOTORANTIM BV PARTICIPAÇÕES BB 49.99% ON 50% Total BANCO VOTORAN VIDA E PREVIDÊNCIA BB ON TIM49% Total MAPFRE NOSSA CAIXA Participação BB 49,99% Não ON Estratégica 50% Total Non-strategic Interest CADAM BB 56.19% PN 21.64% Total M A N A G E D F O U N D A T I O N S P O N S O R E D BB PREVIDÊNCIA Entidade Fechada de Previdência Privada FBB CASSI PREVI FUSESC SIM PREVBEP ECONOMUS Position:

7 Ownership Structure Shareholding Breakdown - % Free float: 30.4% 7

8 Share s Performance Price / Book Value Dividends and Interest on Own Capital / Share R$ Earnings / Share R$ Price / Earnings¹ (1) Profit in 12 months 8

9 Share s Performance 203.7% 124.5% 107.2% 106.5% 5,4% 12/29/ /30/2010 Banco do Brasil Bradesco Itaú Bovespa Santander¹ (1) Since 10/07/2009, date of first operation with Unit SANB11 9

10 Profitability 10

11 Assets CAGR = 28.6% (1) Source: Central Bank of Brazil. The market share of 2010 refers to the position in September. 11

12 Capital Structure BIS Ratio 12

13 Funding¹ R$ billion CAGR (%): Time Deposits Money Market Borrowing Saving Deposits Demand Deposits Other (1) BV and BNC are included since

14 Loan Portfolio¹ R$ billion CAGR (%): (1) Loan Portfolio considering BV and BNC since 2009 (2) Domestic Loan Portfolio / SFN Loan Portfolio 14

15 Loans to Individuals¹ R$ billion CAGR (%): ² (1) BV and BNC are included since (2) Since

16 Loans to Companies¹ R$ billion CAGR (%): (1) BV and BNC are included since

17 Loans to Agribusiness¹ R$ billion CAGR (%): (1) BV and BNC are included since

18 Loans to Agribusiness Working Capital (R$ billion) Crop Insurance Breakdown - % 49.4% 66.3% 43.9% 29.2% 76.0% (¹) up to december 2010 % Mitigated Costs² Rural Insurance Hedge Price Soybean 3, Corn 1, Coffee 1, Rice Sugarcane Orange Beans Wheat Other 1, Total 10, (²) Crop 2010/2011 up to december 2010 R$ billion 18

19 Credit Risk (1) Average Loan Portfolio and 12 months expenses (2) Without one-off items (3) Net of credit recovery 19

20 Net Interest Income R$ billion 20

21 NIM (1) Net Interest Income / Earning Assets (2) Annualized 21

22 Productivity (1) Without one-off items 22

23 Productivity (1) Without one-off items 23

24 Credit and Debit Cards CAGR (%):

25 Structure Employees - thousand Points of Service - thousand ATM¹ - thousand Transaction in Automated Channels - % (1) It is included ATM from partnerships. 25

26 Structure 1,058 Branches 16,589 Employees 269 Branches 4,320 Employees 427 Branches 17,271 Employees 2,291 Branches 51,095 Employees 1,042 Branches 19,678 Employees Position: December

27 Structure Internet Banking million of customers Breakdown of transactions - %

28 Asset Management Customer Profile R$ billion 2010 Investment Profile CAGR = 18.5% 2010 Doesnt t included the BV amount (50%): R$ 9.5 billion in 2009 and R$ 12.1 billion in

29 Asset Management, cards and insurance businesses boost revenues. = 17.2% = 8.5% = 29.6% = 70.9% (1) Insurance Net Income / BB s Recurring Net Income 29

30 Investor Relations Unit SBS - Quadra 1 - Bloco C - Ed. Sede III - 7 floor Brasília (DF) Phone: (61) Fax: (61) bb.com.br ri@bb.com.br 30