Retirement Redesign Mapping Strategy Guide. How investment options will transfer to the new investment lineup

Transcription

1 Retirement Redesign Mapping Strategy Gide How investment options will transfer to the new investment linep

2 YOUR DUKE FACULTY AND STAFF RETIREMENT PLAN Beginning Janary 15, 2019, Fidelity will become Dke s primary recordkeeping and retirement services provider. A new investment linep has been added to the plan that will allow yo to contine to create a well-diversifed portfolio. This Retirement Redesign Mapping Gide otlines how accont balances at each vendor will transfer to the new investment linep. It s important to know how yor accont balances may be reallocated and mapped to the new investment linep. Refer to the following sections to review yor vendor(s) investment option changes. Content Pages New Investment Linep 2 3 Fidelity Mapping Strategy 4 15 TIAA Mapping Strategy VALIC Mapping Strategy Vangard Mapping Strategy Defalt Investment Option 26 New Investment Linep Yo may fnd additional information to compare the crrent mtal fnds offered nder the plan to the mtal fnds to which they will be mapped in the Mapping Appendix at hr.dke.ed/ retirementredesign. The information provided will permit yo to make a flly informed investment decision so that yo may choose to direct the investment of yor mtal fnd balances to the new options nder the new investment linep rather than having yor investments atomatically mapped according to the strategy set forth in the mapping gide. Before making yor investment decisions, it is important that yo become familiar with the varios options that will be available in the Dke 403(b) Retirement Plan. Additional information regarding each investment option s risk, as well as its strategy and objective, can be viewed at fdelity.com/dke. Please consider all investment information before choosing yor investments. For an explanation of yor rights to direct investments, any Plan restrictions, and a description of the types of fees and expenses associated with yor Plan accont, refer to the enclosed Participant Disclosre Notice. ASSET CLASS FUND NAME CATEGORY* Tier 1: Target Date Fnds Target Date Fnds Vangard Instittional Target Retirement Income Fnd Instittional Shares Vangard Instittional Target Retirement 2015 Fnd Instittional Shares Vangard Instittional Target Retirement 2020 Fnd Instittional Shares Vangard Instittional Target Retirement 2025 Fnd Instittional Shares Vangard Instittional Target Retirement 2030 Fnd Instittional Shares Vangard Instittional Target Retirement 2035 Fnd Instittional Shares Vangard Instittional Target Retirement 2040 Fnd Instittional Shares Vangard Instittional Target Retirement 2045 Fnd Instittional Shares Vangard Instittional Target Retirement 2050 Fnd Instittional Shares Vangard Instittional Target Retirement 2055 Fnd Instittional Shares Vangard Instittional Target Retirement 2060 Fnd Instittional Shares Vangard Instittional Target Retirement 2065 Fnd Instittional Shares VITRX VITVX VITWX VRIVX VTTWX VITFX VIRSX VITLX VTRLX VIVLX VILVX VSXFX 2

3 ASSET CLASS CATEGORY* Tier 2: Core Fnds FUND NAME Money Market Vangard Federal Money Market Fnd VMFXX Stable Vale VALIC Fixed-Interest Option N/A Intermediate-Term Bond Metropolitan West Total Retrn Bond Fnd Plan Class Vangard Total Bond Market Index Fnd Instittional Shares VBTIX Mltisector Bond PIMCO Income Fnd Instittional Class PIMIX Large Vale MFS Vale Fnd Class R6 MEIKX Vangard Eqity-Income Fnd VEIRX Large Blend Vangard FTSE Social Index Fnd Instittional Shares VFTNX Vangard Instittional Index Fnd Instittional Pls Shares Large Growth Fidelity Contrafnd K6 FLCNX Tier 3: Fidelity BrokerageLink Fidelity BrokerageLink provides yo with an opportnity to invest in a broad range of investment options beyond those offered directly throgh the plan. T. Rowe Price Growth Stock Fnd I Class PRUFX Vangard PRIMECAP Fnd VPMAX Mid-Cap Vale American Centry Mid Cap Vale Fnd R6 Class AMDVX Fidelity Low-Priced Stock K6 Fnd MFS Mid Cap Vale Fnd Class R6 FLKSX MVCKX Mid-Cap Blend Vangard Extended Market Index Fnd Instittional Pls Shares Mid-Cap Growth MassMtal Select Mid Cap Growth Fnd Class I MEFZX Small Vale Fidelity Small Cap Vale Fnd FCPVX Small Blend Goldman Sachs Small Cap Vale Fnd Class R6 GSSUX Small Growth Fidelity Small Cap Growth K6 Fnd FOCSX Jans Henderson Triton Fnd Class N JGMNX Foreign Small/Mid Blend Fidelity International Small Cap Fnd FISMX Foreign Large Blend Vangard Total International Stock Index Fnd Instittional Shares VTSNX Diversifed Emerging Vangard Emerging Markets Stock Index Fnd Instittional Shares VEMIX Markets Foreign Large Growth American Fnds EroPacifc Growth Fnd Class R-6 RERGX Vangard International Growth Fnd VWILX Real Estate Vangard Real Estate Index Fnd Instittional Shares VGSNX *Last categorization pdate date 10/04/2018. TIAA Traditional will contine to be available for ftre contribtions in Janary 2019 on TIAA s platform. The TIAA Traditional will be offered nder the new Retirement Choice contract. BrokerageLink incldes investments beyond those in yor Plan s linep. Yo shold compare investments and share classes that are available in yor Plan s linep with those available throgh BrokerageLink, and determine the available share class that is appropriate for yor sitation. The Plan fdciary neither evalates nor monitors the investments available throgh BrokerageLink. It is yor responsibility to ensre that the investments yo select are sitable for yor sitation, inclding yor goals, time horizon, and risk tolerance. 3

4 FIDELITY MAPPING STRATEGY Investment Options Not Changing The crrent investment options listed below will remain available in the plan. Any balance yo have in these options, as of 4 p.m. Eastern time, Janary 14, 2019, will remain invested in these options. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections in the new investment linep. INVESTMENT OPTION NAME American Centry Mid Cap Vale Fnd R6 Class American Fnds EroPacifc Growth Fnd Class R-6 Fidelity Contrafnd K6 Fidelity International Small Cap Fnd Fidelity Low-Priced Stock K6 Fnd Fidelity Small Cap Growth K6 Fnd Fidelity Small Cap Vale Fnd Goldman Sachs Small Cap Vale Fnd Class R6 Jans Henderson Triton Fnd Class N MassMtal Select Mid Cap Growth Fnd Class I Metropolitan West Total Retrn Bond Fnd Plan Class MFS Mid Cap Vale Fnd Class R6 MFS Vale Fnd Class R6 PIMCO Income Fnd Instittional Class AMDVX RERGX FLCNX FISMX FLKSX FOCSX FCPVX GSSUX JGMNX MEFZX MVCKX MEIKX PIMIX T. Rowe Price Growth Stock Fnd I Class PRUFX VALIC Fixed-Interest Option Vangard Emerging Markets Stock Index Fnd Instittional Shares Vangard Eqity-Income Fnd Vangard Extended Market Index Fnd Instittional Pls Shares Vangard Federal Money Market Fnd Vangard FTSE Social Index Fnd Instittional Shares Vangard Instittional Index Fnd Instittional Pls Shares Vangard Instittional Target Retirement 2015 Fnd Instittional Shares Vangard Instittional Target Retirement 2020 Fnd Instittional Shares Vangard Instittional Target Retirement 2025 Fnd Instittional Shares Vangard Instittional Target Retirement 2030 Fnd Instittional Shares Vangard Instittional Target Retirement 2035 Fnd Instittional Shares Vangard Instittional Target Retirement 2040 Fnd Instittional Shares n/a VEMIX VEIRX VMFXX VFTNX VITVX VITWX VRIVX VTTWX VITFX VIRSX 4

5 FIDELITY MAPPING STRATEGY INVESTMENT OPTION NAME Vangard Instittional Target Retirement 2045 Fnd Instittional Shares Vangard Instittional Target Retirement 2050 Fnd Instittional Shares Vangard Instittional Target Retirement 2055 Fnd Instittional Shares Vangard Instittional Target Retirement 2060 Fnd Instittional Shares Vangard Instittional Target Retirement 2065 Fnd Instittional Shares Vangard Instittional Target Retirement Income Fnd Instittional Shares Vangard International Growth Fnd Vangard PRIMECAP Fnd Vangard Real Estate Index Fnd Instittional Shares Vangard Total Bond Market Index Fnd Instittional Shares Vangard Total International Stock Index Fnd Instittional Shares VITLX VTRLX VIVLX VILVX VSXFX VITRX VWILX VPMAX VGSNX VBTIX VTSNX Investment Options Being Removed When the market closes (generally 4 p.m. Eastern time) on Janary 14, 2019, the following investment options crrently offered throgh the plan will no longer be available. As a reslt, all existing balances in the closing options will be liqidated and transferred to the new investment options. See the following chart for details. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections in the new investment linep. Balances in the closing investment options may transfer in-kind to a Fidelity BrokerageLink accont provided yo establish a brokerage accont prior to December 31, To view fnds eligible to transfer in-kind, review the Optional One-Time Transfer In-Kind to BrokerageLink instrctions at fdelity.com/dke. FIDELITY BALANCE AS OF DWS Core Eqity Fnd - Class R6 SUWZX DWS CROCI Eqity Dividend Fnd - Class R6 DWS CROCI International Fnd - Class R6 SUIRX DWS Emerging Markets Eqity Fnd - Class Inst DWS Emerging Markets Fixed Income Fnd - Class Inst DWS Global Income Bilder Fnd - Class R6 Vangard Instittional Index Fnd Instittional Pls Shares KDHTX MFS Vale Fnd Class R6 MEIKX SEKIX American Fnds EroPacifc Growth Fnd Class R-6 Vangard Emerging Markets Stock Index Fnd Instittional Shares RERGX VEMIX SZEIX PIMCO Income Fnd Instittional Class PIMIX KTRZX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 5

6 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF DWS Global Small Cap Fnd - Class R6 KGDZX DWS Large Cap Focs Growth Fnd - Class Inst DWS GNMA Fnd - Class Inst GIGGX DWS High Conviction Global Bond Fnd - Class S DWS International Growth Fnd - Class Inst The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 SGGIX Fidelity Contrafnd K6 FLCNX Metropolitan West Total Retrn Bond Fnd Plan Class SSTGX PIMCO Income Fnd Instittional Class PIMIX SGQIX DWS Latin America Eqity Fnd - Class S SLAFX DWS Mid Cap Vale Fnd - Class Instittional DWS S&P 500 Index Fnd - Class R6 SXPRX DWS Total Retrn Bond Fnd - Class Inst SZIIX Fidelity Asset Manager 20% FASIX Fidelity Asset Manager 30% FTANX Fidelity Asset Manager 40% FFANX Fidelity Asset Manager 50% FASMX Fidelity Asset Manager 60% FSANX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 MIDIX MFS Mid Cap Vale Fnd Class R6 MVCKX Vangard Instittional Index Fnd Instittional Pls Shares Metropolitan West Total Retrn Bond Fnd Plan Class The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 6

7 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Asset Manager 70% FASGX Fidelity Asset Manager 85% FAMRX Fidelity Balanced Fnd - Class K FBAKX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity Ble Chip Growth K6 Fnd FBCGX Fidelity Contrafnd K6 FLCNX Fidelity Ble Chip Vale Fnd FBCVX MFS Vale Fnd Class R6 MEIKX Fidelity Canada Fnd FICDX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity Capital & Income Fnd FAGIX PIMCO Income Fnd Instittional Class PIMIX Fidelity Capital Appreciation Fnd - Class K FCAKX Fidelity Contrafnd K6 FLCNX Fidelity China Region Fnd FHKCX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity Conservative Income Bond Fnd - Instittional Class FCNVX Vangard Federal Money Market Fnd VMFXX Fidelity Convertible Secrities Fnd FCVSX Fidelity Corporate Bond Fnd FCBFX Fidelity Disciplined Eqity Fnd - Class K FDEKX Fidelity Diversifed International K6 Fnd FKIDX Fidelity Dividend Growth Fnd - Class K FDGKX Fidelity Emerging Asia Fnd FSEAX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Metropolitan West Total Retrn Bond Fnd Plan Class Vangard Instittional Index Fnd Instittional Pls Shares Vangard International Growth Fnd Vangard Instittional Index Fnd Instittional Pls Shares The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 VWILX 7

8 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Emerging Erope, Middle East, Africa (EMEA) Fnd FEMEX Fidelity Emerging Markets Fnd - Class K FKEMX Fidelity Eqity Dividend Income Fnd - Class K Vangard Emerging Markets Stock Index Fnd Instittional Shares Vangard Emerging Markets Stock Index Fnd Instittional Shares VEMIX VEMIX FETKX MFS Vale Fnd Class R6 MEIKX Fidelity Eqity-Income Fnd - Class K FEIKX MFS Vale Fnd Class R6 MEIKX Fidelity Erope Fnd FIEUX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity Export and Mltinational Fnd - Class K FEXKX Vangard Instittional Index Fnd Instittional Pls Shares Fidelity Floating Rate High Income Fnd FFRHX PIMCO Income Fnd Instittional Class PIMIX Fidelity Focsed High Income Fnd FHIFX PIMCO Income Fnd Instittional Class PIMIX Fidelity Focsed Stock Fnd FTQGX Fidelity Contrafnd K6 FLCNX Fidelity For-in-One Index Fnd FFNOX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity Fnd - Class K FFDKX Fidelity Contrafnd K6 FLCNX Fidelity Global Commodity Stock Fnd FFGCX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity Global Credit Fnd FGBFX PIMCO Income Fnd Instittional Class PIMIX Fidelity Global Eqity Income Fnd FGILX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity Global High Income Fnd FGHNX PIMCO Income Fnd Instittional Class PIMIX Fidelity GNMA Fnd FGMNX Fidelity Government Income Fnd FGOVX Metropolitan West Total Retrn Bond Fnd Plan Class Metropolitan West Total Retrn Bond Fnd Plan Class 8

9 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Growth & Income Portfolio - Class K FGIKX Vangard Instittional Index Fnd Instittional Pls Shares Fidelity Growth Company Fnd - Class K FGCKX Fidelity Contrafnd K6 FLCNX Fidelity Growth Discovery Fnd - Class K FGDKX Fidelity Contrafnd K6 FLCNX Fidelity Growth Strategies K6 Fnd FSKGX MassMtal Select Mid Cap Growth Fnd Class I MEFZX Fidelity High Income Fnd SPHIX PIMCO Income Fnd Instittional Class PIMIX Fidelity Independence Fnd - Class K FDFKX Fidelity Contrafnd K6 FLCNX Fidelity Intermediate Bond Fnd FTHRX Fidelity Intermediate Government Income Fnd Fidelity International Capital Appreciation K6 Fnd Fidelity International Discovery Fnd - Class K Fidelity International Enhanced Index Fnd FSTGX FAPCX FIDKX FIENX Fidelity International Growth Fnd FIGFX Fidelity International Real Estate Fnd FIREX Fidelity International Small Cap Opportnities Fnd Fidelity International Vale Fnd FIVLX Fidelity Investment Grade Bond Fnd FBNDX Fidelity Japan Fnd FJPNX Fidelity Japan Smaller Companies Fnd FJSCX Fidelity Large Cap Core Enhanced Index Fnd Metropolitan West Total Retrn Bond Fnd Plan Class Metropolitan West Total Retrn Bond Fnd Plan Class Vangard International Growth Fnd Vangard International Growth Fnd American Fnds EroPacifc Growth Fnd Class R-6 Vangard International Growth Fnd The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 VWILX VWILX RERGX VWILX FSCOX Fidelity International Small Cap Fnd FISMX FLCEX American Fnds EroPacifc Growth Fnd Class R-6 Metropolitan West Total Retrn Bond Fnd Plan Class The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Vangard Instittional Index Fnd Instittional Pls Shares RERGX 9

10 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Large Cap Growth Enhanced Index Fnd Fidelity Large Cap Stock K6 Fnd FCLKX Fidelity Large Cap Vale Enhanced Index Fnd Fidelity Latin America Fnd FLATX Fidelity Leveraged Company Stock Fnd - Class K FLGEX Fidelity Contrafnd K6 FLCNX Vangard Instittional Index Fnd Instittional Pls Shares FLVEX MFS Vale Fnd Class R6 MEIKX FLCKX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 MassMtal Select Mid Cap Growth Fnd Class I Fidelity Limited Term Government Fnd FFXSX VALIC Fixed-Interest Option N/A MEFZX Fidelity Magellan Fnd - Class K FMGKX Fidelity Contrafnd K6 FLCNX Fidelity Mega Cap Stock Fnd FGRTX Fidelity Mid Cap Enhanced Index Fnd FMEIX Vangard Instittional Index Fnd Instittional Pls Shares Vangard Extended Market Index Fnd Instittional Pls Shares Fidelity Mid Cap Vale Fnd FSMVX MFS Mid Cap Vale Fnd Class R6 MVCKX Fidelity Mid Cap Vale K6 Fnd FCMVX Fidelity Mortgage Secrities Fnd FMSFX MassMtal Select Mid Cap Growth Fnd Class I Metropolitan West Total Retrn Bond Fnd Plan Class MEFZX Fidelity Nasdaq Composite Index Fnd FNCMX Fidelity Contrafnd K6 FLCNX Fidelity New Markets Income Fnd FNMIX PIMCO Income Fnd Instittional Class PIMIX Fidelity New Millennim Fnd FMILX Fidelity Contrafnd K6 FLCNX Fidelity Nordic Fnd FNORX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity OTC Portfolio - Class K FOCKX Fidelity Contrafnd K6 FLCNX Fidelity Overseas Fnd - Class K FOSKX Fidelity Pacifc Basin Fnd FPBFX Vangard International Growth Fnd The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 VWILX 10

11 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Pritan Fnd - Class K FPUKX Fidelity Real Estate Income Fnd FRIFX Fidelity Real Estate Investment Portfolio Fidelity Select Air Transportation Portfolio FRESX FSAIX Fidelity Select Atomotive Portfolio FSAVX Fidelity Select Banking Portfolio FSRBX Fidelity Select Biotechnology Portfolio FBIOX Fidelity Select Brokerage and Investment Management Portfolio FSLBX Fidelity Select Chemicals Portfolio FSCHX Fidelity Select Commnications Eqipment Portfolio FSDCX Fidelity Select Compters Portfolio FDCPX Fidelity Select Constrction and Hosing Portfolio Fidelity Select Consmer Discretionary Portfolio FSHOX FSCPX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Vangard Real Estate Index Fnd Instittional Shares Vangard Real Estate Index Fnd Instittional Shares The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 MassMtal Select Mid Cap Growth Fnd Class I The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 VGSNX VGSNX MEFZX 11

12 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Select Consmer Finance Portfolio Fidelity Select Consmer Staples Portfolio Fidelity Select Defense and Aerospace Portfolio FSVLX FDFAX FSDAX Fidelity Select Energy Portfolio FSENX Fidelity Select Energy Service Portfolio FSESX Fidelity Select Environment and Alternative Energy Portfolio Fidelity Select Financial Services Portfolio FSLEX FIDSX Fidelity Select Gold Portfolio FSAGX Fidelity Select Health Care Portfolio FSPHX Fidelity Select Health Care Services Portfolio FSHCX Fidelity Select Indstrials Portfolio FCYIX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 12

13 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Select Insrance Portfolio FSPCX Fidelity Select IT Services Portfolio FBSOX Fidelity Select Leisre Portfolio FDLSX Fidelity Select Materials Portfolio FSDPX Fidelity Select Medical Technology and Devices Portfolio FSMEX Fidelity Select Mltimedia Portfolio FBMPX Fidelity Select Natral Gas Portfolio FSNGX Fidelity Select Natral Resorces Portfolio Fidelity Select Pharmaceticals Portfolio FNARX FPHAX Fidelity Select Retailing Portfolio FSRPX Fidelity Select Semicondctors Portfolio FSELX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 13

14 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Select Software and IT Services Portfolio FSCSX Fidelity Select Technology Portfolio FSPTX Fidelity Select Telecommnications Portfolio FSTCX Fidelity Select Transportation Portfolio FSRFX Fidelity Select Utilities Portfolio FSUTX Fidelity Select Wireless Portfolio FWRLX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Fidelity Short-Term Bond Fnd FSHBX VALIC Fixed-Interest Option N/A Fidelity Small Cap Discovery Fnd FSCRX Fidelity Small Cap Enhanced Index Fnd FCPEX Fidelity Small Cap Stock K6 Fnd FKICX Fidelity Stock Selector All Cap Fnd - Class K Fidelity Stock Selector Large Cap Vale Fnd Fidelity Stock Selector Mid Cap Fnd FSSMX Fidelity Stock Selector Small Cap Fnd FDSCX Fidelity Strategic Dividend & Income Fnd Vangard Extended Market Index Fnd Instittional Pls Shares Vangard Extended Market Index Fnd Instittional Pls Shares Vangard Extended Market Index Fnd Instittional Pls Shares FSSKX Fidelity Contrafnd K6 FLCNX FSLVX MFS Vale Fnd Class R6 MEIKX FSDIX MassMtal Select Mid Cap Growth Fnd Class I Vangard Extended Market Index Fnd Instittional Pls Shares The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 MEFZX 14

15 FIDELITY MAPPING STRATEGY FIDELITY BALANCE AS OF Fidelity Strategic Real Retrn Fnd FSRRX Fidelity Telecom and Utilities Fnd FIUIX Fidelity Total Bond K6 Fnd FTKFX Fidelity Total International Eqity Fnd FTIEX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Metropolitan West Total Retrn Bond Plan Fnd Vangard International Growth Fnd VWILX Fidelity Trend Fnd FTRNX Fidelity Contrafnd K6 FLCNX Fidelity Vale Discovery K6 Fnd FDVKX MFS Vale Fnd Class R6 MEIKX Fidelity Vale Fnd - Class K FVLKX MFS Mid Cap Vale Fnd Class R6 MVCKX Fidelity Vale Strategies Fnd - Class K FVSKX MFS Vale Fnd Class R6 MEIKX Fidelity Worldwide Fnd FWWFX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Oppenheimer Developing Markets Fnd Class I ODVIX Vangard Emerging Markets Stock Index Fnd Instittional Shares VEMIX Virts Ceredex Mid-Cap Vale Eqity Fnd Class R6 SMVZX MFS Mid Cap Vale Fnd Class R6 MVCKX FIDELITY BALANCE AS OF 4 P.M. ET ON OR ABOUT DECEMBER 12, 2018 Strategic Advisers Core Income Mlti-Manager Fnd* Strategic Advisers Emerging Markets Fnd of Fnds* Strategic Advisers Income Opportnities Fnd of Fnds* Strategic Advisers International Mlti-Manager Fnd* Strategic Advisers Small-Mid Cap Mlti-Manager Fnd* FWHBX FLILX WILL TRANSFER TO THE NEW FIDELITY ON OR ABOUT DECEMBER 12, 2018 Metropolitan West Total Retrn Bond Plan Fnd Vangard Emerging Markets Stock Index Fnd Instittional Shares VEMIX FSADX PIMCO Income Fnd Instittional Class PIMIX FMJDX American Fnds EroPacifc Growth Fnd Class R-6 RERGX FNAPX Jans Henderson Triton Fnd Class N JGMNX *Fnd will be frozen to new contribtions on or abot December 4, 2018, and will be liqidated and transferred to the new investment option on or abot December 12,

16 TIAA MAPPING STRATEGY Investment Options Not Changing The balances in the following options will not transfer to Fidelity and will remain invested in these options at TIAA. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections at Fidelity in the new investment linep or make an election with Dke to direct contribtions to the TIAA Traditional Annity. TIAA ANNUITY BALANCES THAT WILL NOT TRANSFER CREF Bond Market CREF Eqity Index CREF Global Eqities CREF Growth CREF Infation-Linked Bond CREF Money Market CREF Social Choice CREF Stock TIAA Traditional TIAA Real Estate Investment Options Transferring In-Kind The balances in the following mtal fnds at TIAA will transfer in-kind to Fidelity at 4 p.m. Eastern time on Janary 14, 2019, and will remain invested in these options. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections at Fidelity in the new investment linep. TIAA MUTUAL FUND BALANCE WILL TRANSFER IN-KIND TO FIDELITY ON JANUARY 14, 2019 American Fnds EroPacifc Growth Fnd Class R-6 Jans Henderson Triton Fnd Class N MassMtal Select Mid Cap Growth Fnd Class I Vangard Federal Money Market Fnd Vangard Instittional Target Retirement 2015 Fnd Instittional Shares Vangard Instittional Target Retirement 2020 Fnd Instittional Shares Vangard Instittional Target Retirement 2025 Fnd Instittional Shares Vangard Instittional Target Retirement 2030 Fnd Instittional Shares Vangard Instittional Target Retirement 2035 Fnd Instittional Shares Vangard Instittional Target Retirement 2040 Fnd Instittional Shares Vangard Instittional Target Retirement 2045 Fnd Instittional Shares Vangard Instittional Target Retirement 2050 Fnd Instittional Shares Vangard Instittional Target Retirement 2055 Fnd Instittional Shares Vangard Instittional Target Retirement 2060 Fnd Instittional Shares Vangard Instittional Target Retirement 2065 Fnd Instittional Shares Vangard Instittional Target Retirement Income Fnd Instittional Shares RERGX JGMNX MEFZX VMFXX VITVX VITWX VRIVX VTTWX VITFX VIRSX VITLX VTRLX VIVLX VILVX VSXFX VITRX 16

17 TIAA MAPPING STRATEGY Investment Options Being Removed When the market closes (generally 4 p.m. Eastern time) on Janary 14, 2019, the mtal fnds listed below will no longer be available. As a reslt, all existing balances will be liqidated and transferred to the new investment option at Fidelity on Janary 15, See the following chart for details. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections at Fidelity in the new investment linep. TIAA MUTUAL FUND BALANCE AS OF American Fnds Washington Mtal R5 RWMFX MFS Vale Fnd Class R6 MEIKX DFA Emerging Markets Portfolio Instittional Class DFEMX Vangard Emerging Markets Stock Index Fnd Instittional Shares VEMIX Prdential Jennison Growth Fnd Class Z PJFZX Fidelity Contrafnd K6 FLCNX TIAA-CREF Eqity Index Instittional TIEIX TIAA-CREF Growth & Income Fnd Instittional Class TIAA-CREF International Eqity Fnd Instittional Class TIAA-CREF International Eqity Index Fnd Instittional Class TIAA-CREF Large-Cap Growth Index Fnd Instittional Class TIAA-CREF Large-Cap Vale Fnd Instittional Class TIAA-CREF Large-Cap Vale Index Fnd Instittional Class TIAA-CREF Mid-Cap Vale Fnd Instittional Class TIAA-CREF Real Estate Secrities Fnd Instittional Class TIAA-CREF S&P 500 Index Fnd Instittional Class TIAA-CREF Small-Cap Blend Index Instittional TIAA-CREF Small-Cap Eqity Fnd Instittional Class TIAA-CREF Social Choice Eqity Fnd Instittional Class Western Asset Core Pls Bond Fnd Class I Vangard Instittional Index Fnd Instittional Pls Shares TIGRX Fidelity Contrafnd K6 FLCNX TIIEX TCIEX Vangard International Growth Fnd Vangard Total International Stock Index Fnd Instittional Shares VWILX VTSNX TILIX Fidelity Contrafnd K6 FLCNX TRLIX MFS Vale Fnd Class R6 MEIKX TILVX MFS Vale Fnd Class R6 MEIKX TIMVX MFS Mid Cap Vale Fnd Class R6 MVCKX TIREX TISPX TISBX Vangard Real Estate Index Fnd Instittional Shares Vangard Instittional Index Fnd Instittional Pls Shares Vangard Extended Market Index Fnd Instittional Pls Shares VGSNX TISEX Jans Henderson Triton Fnd Class N JGMNX TISCX WACPX Vangard FTSE Social Index Fnd Instittional Shares Metropolitan West Total Retrn Bond Fnd Plan Class VFTNX 17

18 VALIC MAPPING STRATEGY Investment Options Not Changing The balances in the following options will not transfer to Fidelity and will remain invested in these options at VALIC. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections at Fidelity in the new investment linep. VALIC ANNUITY BALANCES THAT WILL NOT TRANSFER Aggressive Growth Lifestyle Government Secrities Fnd Short Term Fixed Accont American Beacon Broadway Large Cap Growth Growth & Income Fnd Small Cap Aggressive Growth Ariel Appreciation Fnd Growth Fnd Small Cap Fnd Ariel Fnd Health Sciences Fnd Small Cap Growth Fnd Asset Allocation Fnd High Yield Bond Fnd Small Cap Index Fnd Ble Chip Growth Fnd International Government Bond Small Cap Special Vale Fnd Broad Cap Vale Income International Growth Fnd Small Cap Vale Fnd Capital Appreciation Fnd International Eqities Index Fnd Small Mid Growth Fnd Capital Conservation International Opportnities Socially Responsible Fnd Conservative Growth Lifestyle Large Cap Core Stock Index Fnd Core Bond Fnd Large Cap Vale Fnd Strategic Bond Fnd Core Eqity Fnd Large Capital Growth Vale Fnd Dividend Vale Mid Cap Growth Fnd Vangard Lifestrategy Conservative Emerging Economics Mid Cap Index Fnd Vangard Lifestrategy Growth Fixed Accont Pls Mid Cap Strategic Growth Vangard Lifestrategy Moderate Foreign Vale Mid Cap Vale Fnd Vangard Long-term Treasry Global Social Awareness Fnd Moderate Growth Lifestyle Vangard Long-Term Investment-Grade Fnd Global Strategy Mlti-year Enhanced Fixed 3 Year Vangard Wellington Fnd Inc. Government Money Market I Nasdaq-100 Index Fnd Vangard Windsor II Government Money Market II Science & Technology Fnd 18

19 VALIC MAPPING STRATEGY Investment Options Transferring In-Kind The balances in the following investment options at VALIC will transfer in-kind to Fidelity at 4 p.m. Eastern time on Janary 14, 2019, and will remain invested in these options. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections at Fidelity in the new investment linep. VALIC INVESTMENT OPTION BALANCE WILL TRANSFER IN-KIND TO FIDELITY ON JANUARY 14, 2019 Jans Henderson Triton Fnd Class N Metropolitan West Total Retrn Bond Fnd Plan Class VALIC Fixed-Interest Option Vangard Federal Money Market Fnd Vangard Instittional Target Retirement 2015 Fnd Instittional Shares Vangard Instittional Target Retirement 2020 Fnd Instittional Shares Vangard Instittional Target Retirement 2025 Fnd Instittional Shares Vangard Instittional Target Retirement 2030 Fnd Instittional Shares Vangard Instittional Target Retirement 2035 Fnd Instittional Shares Vangard Instittional Target Retirement 2040 Fnd Instittional Shares Vangard Instittional Target Retirement 2045 Fnd Instittional Shares Vangard Instittional Target Retirement 2050 Fnd Instittional Shares Vangard Instittional Target Retirement 2055 Fnd Instittional Shares Vangard Instittional Target Retirement 2060 Fnd Instittional Shares Vangard Instittional Target Retirement 2065 Fnd Instittional Shares Vangard Instittional Target Retirement Income Fnd Instittional Shares JGMNX N/A VMFXX VITVX VITWX VRIVX VTTWX VITFX VIRSX VITLX VTRLX VIVLX VILVX VSXFX VITRX 19

20 VALIC MAPPING STRATEGY Investment Options Being Removed When the market closes (generally 4 p.m. Eastern time) on Janary 14, 2019, the investment options on the VALIC mtal fnd platform listed below will no longer be available. As a reslt, all existing balances will be liqidated and transferred to the new investment options at Fidelity on Janary 16, See the following chart for details. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections at Fidelity in the new investment linep. VALIC MUTUAL FUND BALANCE AS OF FIDELITY ON JANUARY 16, 2019 American Centry Infation Adjsted Bond Fnd R5 Class AIANX Metropolitan West Total Retrn Bond Fnd Plan Class American Centry Mid Cap Vale Fnd I Class AVUAX American Centry Mid Cap Vale Fnd R6 Class AMDVX American Fnds AMCAP Fnd Class R-4 RAFEX Fidelity Contrafnd K6 FLCNX American Fnds EroPacifc Growth Fnd Class R-4 Colmbia Balanced Fnd Instittional Class REREX CBALX Dreyfs Bond Market Index Fnd Class I DBIRX Dreyfs Small Cap Stock Index Fnd Goldman Sachs Small Cap Vale Fnd Instittional Class DISSX GSSIX Vangard 500 Index Fnd VFIAX Vangard Mid-Cap Index Fnd Admiral Shares Virts Ceredex Large-Cap Vale Eqity Fnd Class I VIMAX American Fnds EroPacifc Growth Fnd Class R-6 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Vangard Total Bond Market Index Fnd Instittional Shares Vangard Extended Market Index Fnd Instittional Pls Shares Goldman Sachs Small Cap Vale Fnd Class R6 Vangard Instittional Index Fnd Instittional Pls Shares Vangard Extended Market Index Fnd Instittional Pls Shares RERGX VBTIX GSSUX STVTX MFS Vale Fnd Class R6 MEIKX 20

21 VANGUARD MAPPING STRATEGY Investment Options Not Changing The balances in the following mtal fnds at Vangard will transfer in-kind to Fidelity at 4 p.m. Eastern time on Janary 14, 2019, and will remain invested in these options. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections at Fidelity in the new investment linep. VANGUARD MUTUAL FUND BALANCE WILL TRANSFER IN-KIND TO FIDELITY ON JANUARY 14, 2019 Jans Henderson Triton Fnd Class N MassMtal Select Mid Cap Growth Fnd Class I Metropolitan West Total Retrn Bond Fnd Plan Class JGMNX MEFZX T. Rowe Price Growth Stock Fnd I Class PRUFX Vangard Emerging Markets Stock Index Fnd Instittional Shares Vangard Eqity-Income Fnd Vangard Federal Money Market Fnd Vangard Instittional Target Retirement 2015 Fnd Instittional Shares Vangard Instittional Target Retirement 2020 Fnd Instittional Shares Vangard Instittional Target Retirement 2025 Fnd Instittional Shares Vangard Instittional Target Retirement 2030 Fnd Instittional Shares Vangard Instittional Target Retirement 2035 Fnd Instittional Shares Vangard Instittional Target Retirement 2040 Fnd Instittional Shares Vangard Instittional Target Retirement 2045 Fnd Instittional Shares Vangard Instittional Target Retirement 2050 Fnd Instittional Shares Vangard Instittional Target Retirement 2055 Fnd Instittional Shares Vangard Instittional Target Retirement 2060 Fnd Instittional Shares Vangard Instittional Target Retirement 2065 Fnd Instittional Shares Vangard Instittional Target Retirement Income Fnd Instittional Shares Vangard International Growth Fnd Vangard PRIMECAP Fnd Vangard Real Estate Index Fnd Instittional Shares Vangard Total Bond Market Index Fnd Instittional Shares Vangard Total International Stock Index Fnd Instittional Shares VEMIX VEIRX VMFXX VITVX VITWX VRIVX VTTWX VITFX VIRSX VITLX VTRLX VIVLX VILVX VSXFX VITRX VWILX VPMAX VGSNX VBTIX VTSNX 21

22 VANGUARD MAPPING STRATEGY Investment Options Being Removed When the market closes (generally 4 p.m. Eastern time) on Janary 14, 2019, the mtal fnds listed below will no longer be available. As a reslt, all existing balances will be liqidated and transferred to the new investment options at Fidelity on Janary 15, See the following chart for details. Ftre contribtions will be directed to the plan s defalt investment option, nless yo make investment elections at Fidelity in the new investment linep. Balances in the closing investment options may transfer in-kind to a Fidelity BrokerageLink accont provided yo establish a brokerage accont prior to December 31, To view fnds eligible to transfer in-kind, review the Optional One-Time Transfer In-Kind to BrokerageLink instrctions at fdelity.com/dke. VANGUARD FUND BALANCE AS OF Vangard Balanced Index Fnd Instittional Shares Vangard Capital Opportnity Fnd Vangard Capital Vale Fnd Vangard Convertible Secrities Fnd Vangard Developed Markets Index Fnd Vangard Diversifed Eqity Fnd Vangard Dividend Appreciation Index Fnd Vangard Dividend Growth Fnd VBAIX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 VHCAX Fidelity Contrafnd K6 FLCNX VCVLX VCVSX VTMGX Vangard Extended Market Index Fnd Instittional Pls Shares The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Vangard Total International Stock Index Fnd Instittional Shares VTSNX VDEQX Fidelity Contrafnd K6 FLCNX VDADX VDIGX Vangard Energy Fnd VGELX Vangard Eropean Stock Index Fnd VEUSX Vangard Instittional Index Fnd Instittional Pls Shares Vangard Instittional Index Fnd Instittional Pls Shares The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Vangard Explorer Fnd VEXRX Jans Henderson Triton Fnd Class N JGMNX Vangard Extended Market Index Fnd Instittional Shares VIEIX Vangard Extended Market Index Fnd Instittional Pls Shares Vangard FTSE All-World ex-us Index Fnd VFWAX Vangard Total International Stock Index Fnd Instittional Shares VTSNX 22 Vangard FTSE All-World ex-us Small Capital Index Fnd VFSVX Fidelity International Small Cap Fnd FISMX

23 VANGUARD MAPPING STRATEGY VANGUARD FUND BALANCE AS OF Vangard FTSE Social Index Fnd Vangard Global Eqity Fnd VFTSX Vangard FTSE Social Index I VFTNX VHGEX Vangard GNMA Fnd VFIJX Vangard Growth and Income Fnd Vangard Growth Index Fnd Instittional Shares Vangard Health Care Fnd Vangard High Dividend Yield Index Fnd Vangard High-Yield Corporate Fnd Vangard Infation-Protected Secrities Fnd Instittional Shares Vangard Instittional Index Fnd Instittional Shares Vangard Intermediate-Term Bond Index Fnd Instittional Shares Vangard Intermediate-Term Investment-Grade Fnd Vangard Intermediate-Term Treasry Fnd Vangard International Explorer Fnd Vangard International Vale Fnd Vangard Large Cap Index Fnd Vangard LifeStrategy Conservative Growth Fnd VGIAX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Metropolitan West Total Retrn Bond Fnd Plan Class Vangard Instittional Index Fnd Instittional Pls Shares VIGIX Fidelity Contrafnd K6 FLCNX VGHAX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 VHDYX MFS Vale Fnd Class R6 MEIKX VWEAX VIPIX VINIX VBIMX VFIDX VFIUX Metropolitan West Total Retrn Bond Fnd Plan Class Metropolitan West Total Retrn Bond Fnd Plan Class Vangard Instittional Index Fnd Instittional Pls Shares Vangard Total Bond Market Index Fnd Instittional Shares Metropolitan West Total Retrn Bond Fnd Plan Class Metropolitan West Total Retrn Bond Fnd Plan Class VBTIX VINEX Fidelity International Small Cap Fnd FISMX VTRIX VLCAX VSCGX American Fnds EroPacifc Growth Fnd Class R-6 Vangard Instittional Index Fnd Instittional Pls Shares The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 RERGX 23

24 VANGUARD MAPPING STRATEGY VANGUARD FUND BALANCE AS OF Vangard LifeStrategy Growth Fnd Vangard LifeStrategy Income Fnd Vangard LifeStrategy Moderate Growth Fnd Vangard Long-Term Bond Index Fnd Instittional Shares Vangard Long-Term Investment-Grade Fnd Vangard Long-Term Treasry Fnd Vangard Mid-Cap Index Fnd Instittional Shares VASGX VASIX VSMGX VBLLX VWETX VUSUX VMCIX Vangard Mid-Cap Growth Index Admiral VMGMX Vangard Mid-Cap Vale Index Fnd Vangard Morgan Growth Fnd Vangard Pacifc Stock Index Fnd Vangard Global Capital Cycles Fnd Vangard PRIMECAP Core Fnd The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Vangard Extended Market Index Fnd Instittional Pls Shares MassMtal Select Mid Cap Growth Fnd Class I MEFZX VMVAX MFS Mid Cap Vale Fnd Class R6 MVCKX VMRAX Fidelity Contrafnd K6 FLCNX VPADX VGPMX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 VPCCX Fidelity Contrafnd K6 FLCNX 24

25 VANGUARD MAPPING STRATEGY VANGUARD FUND BALANCE AS OF Vangard Selected Vale Fnd Vangard Short-Term Bond Index Fnd Instittional Shares Vangard Short-Term Federal Fnd Vangard Short-Term Investment-Grade Fnd Instittional Shares Vangard Short-Term Treasry Fnd Vangard Small-Cap Growth Index Fnd Instittional Shares Vangard Small-Cap Index Fnd Instittional Shares Vangard Small-Cap Vale Index Fnd Instittional Shares VASVX MFS Mid Cap Vale Fnd Class R6 MVCKX VBITX VALIC Fixed-Interest Option N/A VSGDX VALIC Fixed-Interest Option N/A VFSIX VALIC Fixed-Interest Option N/A VFIRX VALIC Fixed-Interest Option N/A VSGIX Jans Henderson Triton Fnd Class N JGMNX VSCIX VSIIX Vangard Star Fnd VGSTX Vangard Strategic Eqity Fnd Vangard Strategic Small-Cap Eqity Fnd Vangard Total Stock Market Index Fnd Instittional Shares VSEQX VSTCX VITSX Vangard Total World Stock Index Inv VTWSX Vangard U.S. Growth Fnd Vangard Extended Market Index Fnd Instittional Pls Shares Goldman Sachs Small Cap Vale Fnd Class R6 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Vangard Extended Market Index Fnd Instittional Pls Shares Vangard Extended Market Index Fnd Instittional Pls Shares Vangard Instittional Index Fnd Instittional Pls Shares The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 GSSUX VWUAX Fidelity Contrafnd K6 FLCNX Vangard U.S. Vale Fnd VUVLX MFS Vale Fnd Class R6 MEIKX Vangard Vale Index Fnd Instittional Shares VIVIX MFS Vale Fnd Class R6 MEIKX Vangard Wellesley Income Fnd Vangard Wellington Fnd VWIAX VWENX The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 The Vangard Instittional Target Retirement Fnd with the target yo trn age 65 Vangard Windsor Fnd VWNEX MFS Vale Fnd Class R6 MEIKX Vangard Windsor II Fnd VWNAX MFS Vale Fnd Class R6 MEIKX 25

26 DEFAULT INVESTMENT OPTION The Plan s Investment Committee has determined that certain crrent accont balances transferring to the Dke Faclty and Staff Retirement Plan defalt investment option and ftre contribtions to yor accont that yo have not directed to a specifc investment option in the new investment linep at Fidelity will be invested in a Vangard Instittional Target Retirement Fnd. Yor applicable crrent balance and ftre contribtions will be invested in the Vangard Instittional Target Retirement Fnd that has a target yo might retire and assmes a retirement age of 65. The date of birth range was selected by the Plan s Investment Committee. Simply fnd yor date of birth range in the chart below to determine which fnd yor balance or contribtions will be directed. Target date fnds are an asset mix of stocks, bonds, and other investments that atomatically become more conservative as the fnd approaches its target retirement date and beyond. Principal invested is not garanteed. DATE OF BIRTH FUND NAME Before 1/1/1948 Vangard Instittional Target Retirement Income Fnd Instittional Shares 1/1/ /31/1952 Vangard Instittional Target Retirement 2015 Fnd Instittional Shares 1/1/ /31/1957 Vangard Instittional Target Retirement 2020 Fnd Instittional Shares 1/1/ /31/1962 Vangard Instittional Target Retirement 2025 Fnd Instittional Shares 1/1/ /31/1967 Vangard Instittional Target Retirement 2030 Fnd Instittional Shares 1/1/ /31/1972 Vangard Instittional Target Retirement 2035 Fnd Instittional Shares 1/1/ /31/1977 Vangard Instittional Target Retirement 2040 Fnd Instittional Shares 1/1/ /31/1982 Vangard Instittional Target Retirement 2045 Fnd Instittional Shares 1/1/ /31/1987 Vangard Instittional Target Retirement 2050 Fnd Instittional Shares 1/1/ /31/1992 Vangard Instittional Target Retirement 2055 Fnd Instittional Shares 1/1/ /31/1997 Vangard Instittional Target Retirement 2060 Fnd Instittional Shares 1/1/1998 and after Vangard Instittional Target Retirement 2065 Fnd Instittional Shares Before investing in any mtal fnd, consider the investment objectives, risks, charges, and expenses. Contact Fidelity for a prospects or, if available, a smmary prospects containing this information. Read it careflly. 26

27 IMPORTANT DISCLOSURES Investing involves risk, inclding risk of loss. The timing of the plan changes and transition period, inclding any asset reallocations, described within this brochre depends on a variety of factors, which may inclde the timing and accracy of the transfer of data, receipt of instrctions, and receipt of assets. Changes in any of these factors may reslt in changes to the timing of the delivery of services, the transition period, and/or the dates on which, and ths the prices at which, assets in yor accont are sold and/or reinvested. This docment provides only a smmary of the main featres of the Dke Faclty and Staff Retirement Plan, and the Plan docment will govern in the event of any discrepancies. TIAA, VALIC, Vangard and Fidelity Investments are independent entities and are not legally affliated. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfeld, RI FMR LLC. All rights reserved

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