TRANSITION OF THE WIPRO LIMITED 401(K) PLAN TO PRUDENTIAL RETIREMENT: NOTICE OF BLACKOUT PERIOD AND INVESTMENT CHANGES

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1 TRANSITION OF THE WIPRO LIMITED 401(K) PLAN TO PRUDENTIAL RETIREMENT: NOTICE OF BLACKOUT PERIOD AND INVESTMENT CHANGES We re moving the recordkeeping of the Wipro Limited 401(k) Plan from Principal Financial Group to Prudential Retirement to bring you the very best in retirement savings resources. This letter includes information about: A brief blackout period when you will be unable to perform most account transactions Changes to your investments that will take place when your account is transferred BLACKOUT PERIOD To enable us to transfer your account balance and other information to Prudential Retirement completely and accurately, you will be unable to perform most account transactions during a brief blackout period. During the blackout period, you will be temporarily unable to exercise rights otherwise available under the plan, such as directing or diversifying investments in your individual account, or receiving a distribution from the plan. Whether or not you are planning retirement in the near future, we encourage you to carefully consider how this blackout period may affect your retirement planning, as well as your overall financial plan. The blackout will begin at 4 p.m. ET on July 20, 2017 and is expected to end on or about August 9, REVIEW YOUR CURRENT INVESTMENT ALLOCATIONS It is very important that you review and consider the appropriateness of your current investments in light of your inability to direct or diversify those investments during the blackout period. For your long-term retirement security, you should give careful consideration to the importance of a wellbalanced and diversified investment portfolio, taking into account all your assets, income, and investments and any fees. 30-DAY REQUIREMENT We re required to give you this notice at least 30 days before the blackout period starts. This gives you time to review your account and financial plans and, if you wish, initiate transactions you will not be able to make during the blackout. INVESTMENT CHANGES On July 31, 2017, Principal Financial Group will sell your investments. The proceeds will then be wired to Prudential Retirement, where the proceeds will be mapped to (invested in) the same or similar funds as shown in the chart below. Your assets will be out of the market for at least one business day. There is a possibility this process can take more than one business day, possibly more if trades take longer to settle or there is a need for additional reconciliation of Principal Financial Group s data. 1

2 Old Fund Asset Class From: Investment Option Name Old Gross Expense Ratio New Fund Asset Class To: Investment Option Name New Gross Expense Ratio Large Cap Value Principal Equity Income 0.52% Large Cap Invesco and Inst (PEIIX)* Stock Value Income R6 (GIFFX)* 0.38% Large Cap Blend Principal Large Cap S&P 0.16% Large Cap Fidelity 500 Index 500 Index Instl (PLFIX)* Stock Blend Institutional (FXSIX)* 0.04% Large Cap Principal Large Cap 0.63% JPMorgan Intrepid Large Cap 0.62% I 1 (PLGIX)* R6 (JGISX)* Stock Large Cap Vanguard Index 0.22% Vanguard Index 0.05% Inv (VIGRX)* Institutional (VIGIX)* Mid Cap Value Victory Sycamore Principal Mid Cap Value 1.00% Mid Cap Stock Established Value R6 I Instl (PVMIX)* Value (VEVRX)* 0.59% Mid Cap Blend Principal MidCap S&P 0.19% Mid Cap Stock Fidelity Mid Cap Index 400 Index Instl (MPSIX)* Blend Institutional (FSTPX)* Mid Cap Goldman Sachs Opportunities Instl 1.00% Mid Cap Stock MassMutual Select Mid Cap Gr Eq II I (MEFZX)* (GGOIX)* 0.73% Small Cap Value Franklin Small Cap 0.88% Small Cap American Beacon Small Value Adv (FVADX)* Stock Value Cap Value Instl (AVFIX)* 0.84% Small Cap Blend Principal SmallCap S&P 0.20% Small Cap Fidelity Small Cap Index 600 Index Instl (PSSIX)* Stock Blend Institutional (FSSSX)* Small Cap Small Cap Principal Small Cap 1.10% Stock I Instl (PGRTX)* Janus Triton N (JGMNX)* 0.68% Foreign Large Principal Diversified Intl 0.85% Foreign Large Fidelity International Blend Instl (PIIIX)* Blend Index Instl (FSPNX)* Oppenheimer Diversified American Century Emerging Developing Markets Y 1.06% Emerging Emerging Markets R6 Markets (ODVYX)* Markets (AEDMX)* 1.29% Cohen & Steers Real Specialty Real Principal Real Estate 0.89% Real Estate Estate Securities Z Estate Securities Instl (PIREX)* (CSZIX)* 0.84% Stable Value Principal Stable Value 0.90% Stable Value Guaranteed Income Fund 0.00% Intermediate Principal Core Plus 0.50% Intermediate- Prudential Total Return Term Bond Bond Inst (PMSIX)* Term Bond Bond Q (PTRQX)* 0.43% Inflation Inflation- BlackRock Inflation Principal Inflation Protected 0.39% Protected Protected Bond K Protection Inst (PIPIX)* Bond Bond (BPLBX)* 0.46% Principal LifeTime % Retirement Instl (PTTIX)* Principal LifeTime Strategic Income Instl (PLSIX)* Principal LifeTime 2020 Instl (PLWIX)* Principal LifeTime 2030 Instl (PMTIX)* Principal LifeTime 2040 Instl (PTDIX)* Principal LifeTime 2050 Instl (PPLIX)* Principal LifeTime 2060 Instl (PLTZX)* * Registered mutual fund 0.60% 0.69% 0.72% 0.74% 0.76% 0.81% Inc Instl (VITRX)* 2020 Instl (VITWX)* 2030 Instl (VTTWX)* 2040 Instl (VIRSX)* 2050 Instl (VTRLX)* 2060 Instl (VILVX)* 0.09% 2

3 In the absence of affirmative investment instructions from you to the contrary, your account will be invested in the new option. Instl are target-date funds. The target date is the approximate date when investors plan to retire and may begin withdrawing their money. The asset allocation of the target date funds will become more conservative as the target date approaches by lessening the equity exposure and increasing the exposure in fixed income type investments. The principal value of an investment in a target date fund is not guaranteed at any time, including the target date. There is no guarantee that the fund will provide adequate retirement income. A target date fund should not be selected based solely on age or retirement date. Participants should carefully consider the investment objectives, risks, charges and expenses of any Fund before investing. Funds are not guaranteed investment and the stated asset allocation may be subject to change. It is possible to lose money by investing in securities, including losses near and following retirement. Your investment options once your plan transfers to Prudential Retirement: Investment Category Stable Value Inflation Protected Bond Intermediate Term Bond High Yield Bond Large Cap Stock Value Large Cap Stock Blend Large Cap Stock Mid Cap Stock Value Mid Cap Stock Blend Mid Cap Stock Small Cap Stock Value Small Cap Stock Blend Small Cap Stock Real Estate Foreign Large Blend Foreign Large Foreign Small/Mid Diversified Emerging Mkts *Registered mutual fund Fund Name Guaranteed Income Fund BlackRock Inflation Protected Bond K (BPLBX)* Prudential Total Return Bond Q (PTRQX)* Prudential High-Yield Q (PHYQX)* Inc Instl (VITRX)* 2015 Instl (VITVX)* 2020 Instl (VITWX)* 2025 Instl (VRIVX)* 2030 Instl (VTTWX)* 2035 Instl (VITFX)* 2040 Instl (VIRSX)* 2045 Instl (VITLX)* 2050 Instl (VTRLX)* 2055 Instl (VIVLX)* 2060 Instl (VILVX)* Invesco and Income R6 (GIFFX)* Fidelity 500 Index Institutional (FXSIX)* JPMorgan Intrepid R6 (JGISX)* Vanguard Index Institutional (VIGIX)* Victory Sycamore Established Value R6 (VEVRX)* Fidelity Mid Cap Index Institutional (FSTPX)* MassMutual Select Mid Cap Gr Eq II I (MEFZX)* American Beacon Small Cp Val Inst (AVFIX)* Fidelity Small Cap Index Institutional (FSSSX)* Janus Triton N (JGMNX)* Cohen & Steers Real Estate Securities Z (CSZIX)* Fidelity International Index Instl (FSPNX)* American Funds Europacific R6 (RERGX)* Oppenheimer International Small-Mid Co I (OSCIX)* American Century Emerging Markets R6 (AEDMX)* The most recent fund fact sheets for the funds are enclosed for your review. 3

4 FEES Below are fees and expenses for general plan administrative services and individual expenses that may apply to your account: Fee Type Fee Amount Frequency Express Mail Fee $25.00 Per applicable transaction Basic Administration Fee $60.00 Annual amount deducted quarterly Hardships / In-service Withdrawals $35.00 Per applicable transaction Installment Payment $5.00 Per applicable transaction QDRO Service Charge $ Per applicable transaction DSO Account Maintenance Charge $ Annual amount deducted quarterly DSO Transaction Fee $35.00 Per applicable transaction RESTRICTIONS ON FREQUENT TRADING If you make excessive transfers into and out of (or out of and into) the same investment fund, your ability to make investment transfers involving those funds may be restricted. Excessive trading is: One or more round-trip trades (transfers into and out of the same fund) within a 30-day period where each buy or sell in the transaction is more than $25,000 The trading pattern did not result from automatic or system-driven transactions such as payroll contributions, re-mapping transactions, hardship withdrawals, regularly scheduled or periodic distributions, or periodic rebalancing through a systematic rebalancing program that is not initiated by the Plan. Certain investment options may not be subject to these restrictions. Funds may also have their own market timing policy, and Prudential Retirement will take action, as directed by the investment provider, to enforce that provider s rule or policy. To obtain a copy of the complete Market Timing Policy, please contact Prudential. DESIGNATED INVESTMENT MANAGERS A designated investment manager is a party designated by the plan to manage all or a portion of the assets held in or contributed to participant accounts. To determine whether your plan offers this service, please contact your plan sponsor. VOTING RIGHTS If you invest in a mutual fund, it is your plan sponsor's right to vote for members of the fund company's board of directors and other matters of corporate policy, such as the issuance of senior securities, stock splits, and substantial changes in operations. QUESTIONS? Please call Prudential at , Monday through Friday, 8 a.m. to 9 p.m. ET with questions. See the next page for important disclosures. 4

5 Investors should consider the fund s investment objectives, risks, charges and expenses before investing. The prospectus and, if available, the summary prospectus, contain complete information about the investment options available through your plan. Please call for a free prospectus and, if available, a summary prospectus that contain this and other information about our mutual funds. You should read the prospectus and the summary prospectus, if available, carefully before investing. It is possible to lose money when investing in securities. Securities products and services are offered through Prudential Investment Management Services LLC (PIMS), Newark, NJ, a Prudential Financial company. For informational or educational purposes only. This material is not intended as advice or recommendation about investing or managing your retirement savings. By sharing it, Prudential Retirement is not acting as your fiduciary as defined by the Department of Labor s fiduciary rule or otherwise. If you need investment advice, please consult with a qualified professional. The Guaranteed Income Fund (GIF) is a group annuity product issued by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT Amounts contributed to the contract are deposited in PRIAC s general account. Payment obligations and the fulfillment of any guarantees specified in the group annuity contract are insurance claims supported by the full faith and credit of PRIAC. PRIAC periodically resets the interest rate credited on contract balances, subject to a minimum rate specified in the group annuity contract. Past interest rates are not indicative of future rates. This product is neither a mutual fund nor a bank product. The obligations of PRIAC are not insured by the FDIC or any other federal governmental agency. Contract form # GA-2020-IA-0805 or state variation thereof. Prudential Retirement is compensated in connection with this product when general account investment returns exceed the interest credited on contract balances. Prudential Retirement may earn fee revenue in addition to the foregoing compensation if your plan has agreed to pay contract charges, which are sometimes paid in respect of plan and participant recordkeeping and distribution services. For some plans, Prudential Retirement uses a portion of its aggregate compensation to satisfy the plan's request for allowances and for payments to defray plan expenses. If Prudential Retirement s aggregate compensation from this product and from other plan investment products exceeds the costs of servicing your plan, Prudential Retirement earns a profit; otherwise we incur a loss. Frequent exchanging between plan investment options may harm long-term investors. Your plan or the plan s investment funds may have provisions to deter exchanges that may be abusive. These policies may require us to modify, restrict or suspend purchase or exchange privileges and/or impose redemption fees. Amounts withdrawn, except for qualified withdrawals from a Roth 401(k), are generally taxed at ordinary income tax rates. Amounts withdrawn before age 59 1/2 may be subject to a 10% federal income tax penalty, applicable taxes and plan restrictions. Neither Prudential Financial nor any of its affiliates provide tax or legal advice for which you should consult your qualified professional. In order for distributions to be made from a Roth 401(k) free of penalties and federal income taxes, your Roth 401(k) must have been established at least five tax years before the withdrawal and your distribution must be: a) made on or after the date you attain age 59½; b) made to your beneficiary or your estate after your death; c) attributable to your being disabled; or d) taken because you are a qualified firsttime home buyer (lifetime limit of $10,000). Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT or its affiliates Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide