These are bonds that have been converted from Charge Basis 1, either by request or automatically.*

Transcription

1 *APIPC0700F* August 2018 Application for a collective investment BOND (CIb) trust and corporate applicants With this form you can: invest in a new CIB top up an existing CIB. Did you know? Your financial adviser can apply for you online in which case we do not require a paper application as well because we will only use the information submitted online. This form cannot be used for: our Managed Portfolio Service (MPS) This service is only available online through financial advisers to investors on Charge Basis 3. For new or top-up investments into the MPS, please speak to your financial adviser. individual or joint applicants, for which there is a separate form, available from your financial adviser.! IMPORTANT DOCUMENTS YOU NEED TO HAVE RECEIVED BEFORE PROCEDING You need to have received several important documents about this product and the funds you choose, before you send us your application to invest in, or top up, a CIB. More information about these documents is in section 1. Charge Basis Information We have three charge bases. They are: Charge Basis 1 Charge Basis 2 Charge Basis 3 These are bonds opened before 18 December 2012, that have not been converted to Charge Basis 2 either by request or automatically.* These bonds are subject to the Investor Charge and financial advisers are entitled to receive commission. On Charge Basis 1 you can only invest in our SelfSelect investment range. These are bonds that have been converted from Charge Basis 1, either by request or automatically.* These bonds are subject to the Investor Charge and Adviser Charging, where financial advisers are paid by fees rather than commission. On Charge Basis 2 you can only invest in our SelfSelect investment range. These are bonds opened from 18 December These bonds are subject to the Old Mutual Wealth Product Charge and Adviser Charging, where financial advisers are paid by fees rather than commission. On Charge Basis 3 you can invest: in our SelfSelect investment range in our WealthSelect investment range using our Managed Portfolio Service (MPS). * The Terms and Conditions outline which transactions automatically convert bonds to Charge Basis 2; your financial adviser will be able to advise you if your bond has been converted. New bonds will be on Charge Basis 3. Topping up an existing bond You need to know the Charge Basis for your bond because this will determine the sections you need to complete, the investment range available and what happens if you top up. If you are unsure of your current Charge Basis, please contact your financial adviser or call our Customer Contact Centre on The flowchart overleaf will help you understand which sections of this application form you need to complete. 1 of 12

2 Is your application for a new bond? Yes NO Your new bond will be opened on Charge Basis 3. Please ignore sections 11 and 12a. Which Charge Basis is your BOND currently on? Charge Basis 1 Charge Basis 2 Your bond will remain on Charge Basis 2. Please ignore sections 11 and 12a. Charge Basis 3 Your bond will remain on Charge Basis 3. Please ignore sections 11 and 12a. Have you received advice from your financial adviser for this application? Yes NO Do you wish to remain on Charge Basis 1 or convert to Charge Basis 2? This top-up application will convert your bond to Charge Basis 2,* please ignore sections 11 and 12a). Charge Basis 1 To remain on Charge Basis 1, please ignore sections 11, 12b) and 13. Charge Basis 2 To convert to Charge Basis 2,* please complete section 11 and ignore section 12a). * Once you convert to Charge Basis 2, you cannot revert to Charge Basis 1. 2 of 12 PDF5415/ /August 2018 (CIB app trust/corp)

3 Please tick/complete this form, as applicable, using BLOCK CAPITALS and blue or black ink. ucomplete the form carefully; errors or omissions by you or your financial adviser will not be corrected retrospectively 1 FINANCIAL ADVICE We only accept business for investors who have received financial advice. This is because financial advisers can recommend investments that are most suitable for investors financial circumstances. Old Mutual Wealth cannot provide such advice. However, in exceptional circumstances we can accept top-up applications on an execution only (without advice) basis, provided we ensure you have been given appropriate information and you complete some additional paperwork, see 1.2. Tick 1.1 or 1.2 as applicable 1.1 I have received financial advice in respect of this application On what basis was the advice given? (your financial adviser will help you answer this) Restricted Independent IMPORTANT DOCUMENTS YOU NEED TO HAVE RECEIVED BEFORE APPLYING Your financial adviser will have provided you with the following: A Key Features Document and Terms & Conditions for the Collective Investment Bond A Key Information Document (KID) about the Collective Investment Bond Information, including rebates, about the funds chosen for your investment In section 14, the declaration you sign will include your confirmation that you have received and read these documents. Key Investor Information Documents (KIIDs) or Key Information Documents (KIDs) are also produced by fund managers and provide important information about their funds. We strongly recommend reading these documents to assist you in making an informed investment decision. 1.2 I have NOT received financial advice in respect of this application This section applies to top-ups only; if you are opening a new Collective Investment Bond you must do so through a financial adviser. Please contact us on or by at ask@omwealth.com. We can then: assess whether we can accept your top-up application on an execution only basis explain the restrictions when investing without financial advice tell you which documents you need to have read before you send us your top-up application provide you with the additional Execution Only Form you will need to sign and attach to your application. Tick here, if you have already contacted us, and your signed Execution Only Form is attached to this application. PDF5415/ /August 2018 (CIB app trust/corp) 3 of 12

4 2 APPLICANT DETAILS Type of applicant Trust Type of investment New bond* Corporate Top up into this bond number: * for a new bond, you must also complete the separate tax information form at the end of this application. If the form is not returned with your application, the investment could be delayed. Client reference number u if known Full name of trust/company Registered UK office address Company registration number u if applicable Name of person dealing with correspondence u please note the Personal Data Statement in section 14 Correspondence address u if different from above Names of all directors u private companies only Telephone number address Tick below to indicate whom we should contact if we have a query about this application: The financial adviser OR The applicant, using the details shown above. 3 Trust DETAILs u if applicable Trust date u this is the date of the declaration of trust or the testator s death (dd/mm/yyyy) Is/are the beneficiary/beneficiaries known? Yes u please complete the beneficiary details in section 4 No u please state the class(es) of the beneficiary/beneficiaries: Class(es) u eg grandchildren 4 of 12 PDF5415/ /August 2018 (CIB app trust/corp)

5 4 Details of other parties Use this section to give details of parties to the investment who fall into one of the categories listed. u If there are more than four related parties, please provide the same information for any others by using a copy of this page. Tick as applicable: Individual Trustee Corporate Trustee Director/Authorised Signatory Beneficiary Surname/ company name Date of birth (dd/mm/yyyy) Company registration number u if applicable Permanent UK residential address/registered office address Tick as applicable: Individual Trustee Corporate Trustee Director/Authorised Signatory Beneficiary Surname/ company name Date of birth (dd/mm/yyyy) Company registration number u if applicable Permanent UK residential address/registered office address Tick as applicable: Individual Trustee Corporate Trustee Director/Authorised Signatory Beneficiary Surname/ company name Date of birth (dd/mm/yyyy) Company registration number u if applicable Permanent UK residential address/registered office address Tick as applicable: Individual Trustee Corporate Trustee Director/Authorised Signatory Beneficiary Surname/ company name Date of birth (dd/mm/yyyy) Company registration number u if applicable Permanent UK residential address/registered office address PDF5415/ /August 2018 (CIB app trust/corp) 5 of 12

6 5 Life/lives assured u Please provide the same information for any additional lives assured by using a copy of this page. First life assured Surname Gender Male Female Date of birth (ddmmyyyy) / / Relationship to the applicant Second life assured u if applicable Surname Gender Male Female Date of birth (ddmmyyyy) / / Relationship to the applicant Third life assured u if applicable Surname Gender Male Female Date of birth (ddmmyyyy) / / Relationship to the applicant 6 investment details CIB investment amount Select payment method Cheque number* (minimum 10,000 for new bonds, no minimum for top ups) please enclose cheque payable to Old Mutual Wealth Life & Pensions Limited Electronic bank transfer* (in favour of Old Mutual Wealth Life & Pensions Limited) To: Natwest. Sort code Account number In the reference field on your bank transfer please enter your postcode and applicant name to help us process your application. If this investment is being paid by a third party, please complete section 7. *If you are sending payment for more than one application, please send a separate payment for each one. 7 third-party payer details This section must be completed with details of any third party paying for your investment. u please provide the same information for any additional third-party payers by using a copy of this page. Surname/Company name u if applicable Full postal address Date of birth (ddmmyyyy) / / Company registration number u UK companies only u the payer must be at least 18 years of age. 6 of 12 PDF5415/ /August 2018 (CIB app trust/corp)

7 8 FUND CHOICE Complete part A, then B or C if required A Tick one of the following to indicate which investment range* your fund choice is from, then list the funds below: WealthSelect u only available for bonds on Charge Basis 3 SelfSelect u available for bonds on Charge Basis 1, 2 or 3 Bundled funds u SelfSelect only Where both bundled funds (full Annual Management Charge (AMC) with rebates) and unbundled funds (lower AMC with reduced rebates) are available, we will automatically default to unbundled funds even if you currently hold the bundled version in your bond. Tick here if you wish us to use the bundled version of the funds selected (where available) *If you are topping up a CIB on Charge Basis 3, and have chosen a different investment range from that which you currently hold, we will automatically swap all of the funds in your bond and replace them with the funds listed below before carrying out your top-up application. However, we will not automatically apply a switch fee as part of the swap process. Full name of fund or portfolio u the funds must all be from the same investment range, not a mixture from both Unit/Share type ie Inc/Acc Investment % An investment choice continuation sheet is available on request. TOTAL % If no unit/share type (ie Inc/Acc) is stated, accumulation units (where available) will automatically be applied. Where accumulation units have been selected and they are not available, income units will be automatically applied or vice versa. For more information on income and accumulation units/shares, refer to our Funds List. note If the fund choice you give is: missing, illegible or otherwise invalid, or from an investment range that is not available for your Charge Basis, we will place the investment into the BlackRock Cash Fund, after which you or your adviser can switch* into a revised fund choice. * Remember: if you have automatic rebalancing on your bond, switches will cause it to be cancelled and you will need to provide us with a new rebalancing instruction for it to continue. B Phased investment u not available in conjunction with automatic rebalancing We can place your investment into the BlackRock Cash Fund then phase it into your selected fund choice on the first working day of each month over 3, 6 or 12 months. To request phased investment, complete the required frequency and start date below: Phase every month for: 3 months 6 months 12 months Starting on: Phased investment instructions will apply to all BlackRock Cash Fund holdings within your CIB, not just the investment in this application. You cannot phase back into the BlackRock Cash Fund. If you do not specify a start date, phasing will begin in the next available month following your application. C AUTOMATIC REBALANCING u not available in conjunction with Phased Investment We can automatically rebalance your CIB back to your selected fund choice and proportions on the 15th of the month every 3, 6 or 12 months. To request automatic rebalancing complete the required frequency and start date below: Automatically rebalance every: 3 months 6 months 12 months Starting on: If you do not specify a start date, rebalancing will begin on the next available date for the frequency selected. If automatic rebalancing applies to your bond, and you top up with a different fund choice, or you switch funds, you will need to complete a new rebalancing instruction to continue with it. You can obtain the necessary form from your financial adviser or by calling our Customer Contact Centre on PDF5415/ /August 2018 (CIB app trust/corp) 7 of 12

8 9 capital Protected Death Benefit Please tick to indicate which of these options you require note If neither option is ticked, Capital Protected Death Benefit will NOT apply. The Capital Protected Death Benefit CANNOT be added at a later date. With Capital Protected Death Benefit* This benefit is independently calculated on each policy within your bond. The benefit payable on each policy within the bond will be: a cash sum equal to the greater of the total premiums paid on each policy less any previous encashments, including adviser fees where appropriate, or 101% of the policy encashment value. * A monthly Death Benefit Charge - may apply depending on the value of your bond. More information is in the CIB Terms and Conditions. OR Without Capital Protected Death Benefit This benefit is independently calculated on each policy within your bond. The benefit payable on each policy within the bond will be: a cash sum equal to 101% of the policy encashment value. 10 AUTOMATIC WITHDRAWAL INSTRUCTION u if required note Any instructions you give in this section will apply to your entire bond, and will override any existing instructions. Automatic withdrawals paid from your bond will count towards your 5% annual withdrawal allowance and may therefore have tax implications. We recommend that you consult your financial adviser before requesting automatic withdrawals. AMOUNT Fixed amounts of (minimum payment 25) You can choose the funds to be used to pay your withdrawals by selecting one of the following options: Largest fund OR Proportionally from all funds OR The following fund(s) If you do not specify a preference, or if you invest using our Managed Portfolio Service (MPS), we will deduct withdrawals from all funds in your bond. Automatic withdrawals will be deducted proportionally across all life policies in your bond. FREQUENCY OF AUTOMATIC WITHDRAWAL PAYMENTS Do you want to receive payments every month? Yes No tick below the months in which you would like to receive payments: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec When would you like payments to start? u if left blank it will be the next available of the months you selected BANK DETAILS FOR AUTOMATIC WITHDRAWALS Payments will be made by direct credit and we CANNOT make withdrawal payments to third parties. Some banks or building societies cannot accept direct credits. We may need to see proof of bank account ownership. We will let you know if this is the case as soon as we can. Name and address of the bank/building society u this must be in the UK Sort code Bank account number Building society reference number u if applicable Bank account holder s name 11 converting to a new Charge Basis (only applicable if you are topping up an existing bond on Charge Basis 1) Tick here to convert from Charge Basis 1 to Charge Basis 2. This will mean that: all commission payments to your financial adviser will stop part of any fund manager rebates will be reinvested into your bond you can authorise us to pay fees from your bond to your financial adviser by completing section 12b once you have converted to Charge Basis 2, you cannot go back to Charge Basis 1. Please note that existing bonds on Charge Basis 1 or 2 cannot be converted to Charge Basis 3. Charge Basis 3 is available for new bonds only. 8 of 12 PDF5415/ /August 2018 (CIB app trust/corp)

9 12 payments to your financial adviser (to be completed with your financial adviser) a) commission (Charge Basis 1) This section is only relevant to you if you are topping up an existing bond which is on Charge Basis 1, is to remain on Charge Basis 1, and you have received no advice for this investment. note If you do not complete this section, we will pay the maximum commission amount to your financial adviser. If our records show that you do not have a financial adviser then Old Mutual Wealth will make an initial charge of 4.5% of your investment amount, which we will deduct before we invest the balance into your bond. We will also retain any rebates we receive from the fund managers in respect of the funds in your bond. Initial commission (If the reduction box is left blank, your adviser will receive the maximum commission amount under their agreed terms with us) The standard initial commission rate is 4.5 % Reduction of initial commission % Use multiples of 0.05% Please enter the % by which the standard amount of commission is to be reduced. For example, if no commission is payable, this should be completed as 4.5%. Trail commission option (Select one only; if neither option is selected, fund-based trail will apply.) Fund-based trail (tick) Up to 0.5% depending on the funds selected Payments will be met from rebates we receive from fund managers; they are not deducted from your bond. OR Nominated trail of Minimum 0% maximum 1.5% Enter the rate in multiples of 0.1% and 0.25%.This is an annual rate, which we will divide by 12 to make monthly payments to your adviser. Payments will be met by fund-based trail commission, but if this is not enough to meet the required amount, we will deduct any shortfall from your bond, as an additional charge, by selling units. % b) Adviser charging (Charge Basis 2 or 3) Complete this section if you wish us to deduct fees for your financial adviser from your bond. note Percentage fees must be entered in multiples of 0.05%. If you wish to cancel an existing fee instruction using this form, enter 0 or 0% in the boxes for the fee in question. It will be cancelled for the whole bond, not just the investment in this application. Initial fees are deducted prior to investment. The 5% tax-deferred allowance on the bond should therefore be calculated using the net investment amount. Any switch or servicing fees paid from your bond will count towards your 5% annual withdrawal allowance and may therefore have tax implications. Initial Fee for lump sum Initial fee required: OR % from your lump sum payment Fund Switch Fee Switch Fee required up to: OR % from each switch The amount you authorise using this form is the maximum fund Switch Fee payable to your financial adviser. The actual fee payable for each switch must be stipulated up to this limit, at the time the switch instruction is given. Any Switch Fee you authorise here will apply to the entire bond and will override any existing Switch Fee instruction on your bond. Servicing Fee Servicing Fee required: OR % each year Add VAT on top of the Servicing Fee? Yes Tick the frequency required Monthly Quarterly Half-yearly Yearly If you leave the frequency blank, we will assume monthly. The fee is an annual amount which will be divided by the payment frequency selected and paid to your adviser accordingly. If VAT applies to this fee, your financial adviser can either include VAT within this fee or add it on top. If you tick yes VAT will be added to the amount shown above. Any Servicing Fee you authorise here will apply to the entire bond and will therefore override any existing Servicing Fee instruction. Where a percentage fee amount is agreed, the fee paid to your financial adviser may go up or down depending on the value of your bond on the date the fee is deducted. We will only pay an ongoing adviser fee to your authorised financial adviser. If you are receiving discretionary fund management services from a third party, your adviser may pay all or a proportion of the fee to the third party as payment for these services, and where relevant, to cover any associated VAT. PDF5415/ /August 2018 (CIB app trust/corp) 9 of 12

10 13 Old Mutual Wealth Product Charge and adviser servicing fee deductions (where applicable) Only complete this section if: you are setting up a new bond; or your existing bond is on Charge Basis 3; or you have agreed a servicing fee for your adviser in section 12b. We will sell units as follows to meet the Product Charge and Adviser Servicing Fee (as applicable): Managed Portfolio Service (MPS) investors we will sell units proportionally from all of your funds. Other investors choose one of the following options: Select one of the following options: Largest fund OR Proportionally from all funds OR The following fund(s) note For each of these choices, deductions will be made proportionally across all life policies within your bond. If you do not specify a preference, we will deduct the payments from the largest fund in your bond. More information about charges and fees is in the document Making the cost of investment clear. 14 Declaration and signature(s) Please read this section carefully it is important that you read and understand the Terms & Conditions as well as this declaration. You should ask questions if you do not understand anything before you sign and date below. This declaration is made by each trustee, authorised signatory or beneficiary shown in this application. 1. a) I apply to invest in 1,000 unit-linked, whole of life assurance policies referred to collectively as the Collective Investment Bond. Alternatively I apply to invest an additional amount into my existing Collective Investment Bond with that additional amount invested equally in each policy. b) I declare that: the trust or corporate entity shown in section 2 is registered in the United Kingdom and will inform Old Mutual Wealth Life & Pensions Limited if this changes in the future. c) I understand that Old Mutual Wealth Life & Pensions Limited will administer the Collective Investment Bond in accordance with UK tax legislation. d) I understand that incorrect information regarding lives assured may result in a reduced death benefit being paid. f) I confirm that if withdrawals are to be paid to a beneficiary, the beneficiary is 18 or over. g) I am acting as a trustee, or on behalf of a corporate entity described in section 2 and I confirm I am suitably authorised to invest and deal in all aspects of this investment. 2. I authorise Old Mutual Wealth Life & Pensions Limited: a) to hold interest distributions, dividends, rebates and any other rights or proceeds in respect of my investments in the Collective Investment Bond; and b) to sell units or shares in investments within my bond to meet any charges or fees for my financial adviser, in accordance with the Terms and Conditions; and c) to give effect to my instructions in accordance with the Terms and Conditions. 3. I understand that I will not receive confirmation relating to transactions involving the purchase or sale of investments which are carried out on a periodic basis in the manner agreed to in this application. Details of these transactions will be shown in the periodic statement which will be sent to me. In particular, such transactions include: phased investments automatic rebalances automatic withdrawals dividend and rebate reinvestments, and sales of units to meet Old Mutual Wealth Life & Pensions Limited charges and fees for my financial adviser (if applicable). 4. I have been given the opportunity to read and keep the following, and to have any questions concerning them answered to my satisfaction: a) Terms and Conditions, to which I agree b) Key Features Document c) Key Information Document about the Collective Investment Bond d) information including rebates, in respect of my chosen funds. 5. I confirm that I have seen and read the privacy notice at 6. I declare that this application has been completed correctly and to the best of my knowledge and belief. 7. If I have completed section 12b of this form: a) I authorise Old Mutual Wealth to deduct any fees detailed in section 12b from my investment and pay them to my financial adviser. b) I understand that: i) the fees agreed will be met as follows (as applicable): Initial fee by deduction from my payment before the balance is invested into my choice of funds Fund switch fee by deduction from the sale proceeds of the switch, before they are invested into my new choice of funds Servicing fee by selling units as instructed in section 13. ii) if I have ticked Yes in section 12b to add VAT to any servicing fees, the amount of the agreed fee will be increased to include VAT at the rate prevailing when the fee is deducted. iii) if I select a percentage amount servicing or switch fee, the fee paid to my financial adviser may go up or down depending on the value of my bond on the date the fee is calculated iv) I will need to re-authorise any increases to fees that have been previously agreed. c) I confirm that: i) I have completed and agreed section 12b with my financial adviser. ii) my financial adviser has explained the effect that selling units to pay Adviser Charges from my investment will have on its future value. d) I understand that: i) I can cancel an adviser servicing fee at least 10 working days before it is deducted, by contacting Old Mutual Wealth. ii) I cannot cancel a fee once it has been deducted, instead I would need to contact my financial adviser to discuss whether a refund is payable. e) If I am converting to Charge Basis 2: i) I instruct Old Mutual Wealth to stop any commission payments currently being paid to my adviser in respect of this investment under Charge Basis 1 with immediate effect. ii) I confirm that Old Mutual Wealth has brought to my attention the importance of reading and discussing section 12b of this form with my financial adviser before signing below. 10 of 12 PDF5415/ /August 2018 (CIB app trust/corp)

11 14 DeclarATion and signature(s) (continued) All trustees/signatories for the account must sign. uin signing below you confirm that you have read and agree to the declaration on the previous page 1. Signature Date (dd/mm/yyyy) D D M M 2 0 Y Y Print full name On behalf of u state the name of the company, if applicable Capacity eg trustee, signatory 2. Signature Date (dd/mm/yyyy) D D M M 2 0 Y Y Print full name On behalf of u state the name of the company, if applicable Capacity eg trustee, signatory 3. Signature Date (dd/mm/yyyy) D D M M 2 0 Y Y Print full name On behalf of u state the name of the company, if applicable Capacity eg trustee, signatory 4. Signature Date (dd/mm/yyyy) D D M M 2 0 Y Y Print full name On behalf of u state the name of the company, if applicable Capacity eg trustee, signatory u please continue on a separate sheet if necessary PDF5415/ /August 2018 (CIB app trust/corp) 11 of 12

12 15 financial adviser s declaration u to be completed by your financial adviser 1. I understand that adviser fees will be paid subject to the limits outlined in Old Mutual Wealth s Remuneration Guide. 2. I confirm that: (a) I have verified the identity of all parties referred to in this application, other than any listed in (e) below (b) the information in this form was obtained by me in respect of those parties (c) the evidence I have obtained to verify the identity of the relevant parties can be produced on demand and meets the standard of evidence set out within the guidance for the UK Financial Sector issued by the Joint Money Laundering Steering Group (JMLSG) (d) if any individual referred to in this application has changed address within the last three months, I can provide evidence on demand (e) I have not verified the identity of the following parties referred to in this application because they are exempt from verification under Money Laundering Regulations (f) this section is signed below by the person who has seen the documentary evidence (which may include an electronic identity check). 3. Tax information Based on the knowledge I have gained of the relevant parties, I have no reason to believe that the tax residency self-certification requires any follow-up action from me. Financial adviser s signature Print name Financial Services number Full name of regulated firm (or sole trader) Position Contact number Date (dd/mm/yyyy) 2 0 Tax information If this investment is for a new bond, you must include the tax information form available at the end of the application. If the completed form is not returned with your application, the investment could be delayed. Non UK Tax if you are subject to tax in any country outside the UK, please contact your tax specialist, to understand whether you will be liable for tax in that country. Send the completed form to: Old Mutual Wealth Old Mutual House Portland Terrace Southampton SO14 7AY Tel: Customer Contact Centre *APIPC0700X* CHECKLIST Once you have signed the application, please check that you have completed all applicable sections and enclosed the following: (as applicable) Execution Only form (see section 1.2) Signed cheque for the amount shown in section 6 Third Party Payer details in section 7 (if someone else is paying for the investment) Tax information at the end of the application (if the investment is for a new bond) Please be aware that calls and electronic communications may be recorded for monitoring, regulatory and training purposes and records are available for at least five years. Old Mutual Wealth is the trading name of Old Mutual Wealth Limited which provides an Individual Savings Account (ISA) and Collective Investment Account (CIA) and Old Mutual Wealth Life & Pensions Limited which provides a Collective Retirement Account (CRA) and Collective Investment Bond (CIB). Old Mutual Wealth Limited and Old Mutual Wealth Life & Pensions Limited are registered in England and Wales under numbers and respectively. Registered Office at Old Mutual House, Portland Terrace, Southampton SO14 7EJ, United Kingdom. Old Mutual Wealth Limited is authorised and regulated by the Financial Conduct Authority. Old Mutual Wealth Life & Pensions Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their Financial Services register numbers are and respectively. VAT number of 12 PDF5415/ /August 2018 (CIB app trust/corp)