Effec ve Cash Management

Transcription

1 Fast and Effec ve Cash Management for Accountants and their Clients Effec ve Cash Management

2 Maximising the Value of Cash It makes absolute sense to help clients maximise the value of their cash deposits. Accountants know exactly how much money all of their clients hold on deposit and exactly how much interest they earn. They are ideally placed to help their clients maximise the value of their cash deposits. Using the Deposit Sense Effec ve Cash Management system you can: 1. Very quickly iden fy how much interest your clients should be earning. 2. Provide them with the correct solu on to maximise the value of their deposits. 3. Provide them with a system to help them implement and manage the solu on. You will generate addi onal revenue for your business and your clients, and will provide them with the opportunity to mi gate some or all of your fees. Effec vely managing cash deposits protects the capital and guarantees the interest rate returns. Make more money and build more Trus ng Rela onships

3 The Performance of; Effec vely Managed Cash Mi gate your fees by helping your clients to maximise the value of their cash deposits. Key: Effec vely Managaed Cash Deposits FTSE 100 Index Mixed Asset Investment Fund Dormant Deposit Returns This chart clearly shows how the performance of effec vely managed cash has matched the performance of risk based equity investments over the last 20 years. Maximising the value of cash deposits can make a significant difference to an individuals and a businesses wealth. Even top rate tax payers could be bea ng infla on with their cash if they manage it properly. Enhance the quality of your rela onships and generate new clients by including an effec ve cash management service within your proposi on. Mi gate your fees and help your clients maximise their value - guaranteed

4 How to Maximise the Value of Cash Deposits Everyone, and every business, should maximise the value of their cash. To maximise the value of any cash held on deposit, follow these guidelines: 1. Select accounts to maximise the rate of interest obtained. 2. Spread the money with different account providers to maximise the level of FSCS protec on. 3. Only keep the amount required for access over the next 12 months on instant access. 4. Build a por olio of high interest bearing deposit accounts with any amount remaining. All capital and interest rates are guaranteed. There is no investment content and NO investment risk! 4 simple steps is all that is required

5 Cash to Manage The value of ANY CASH held on deposit should be maximised. The following deposits can be managed to maximise the rate of interest and level of protec on they receive: Personal Business Charity Trusts Pension Power of A orneys Court of Protec on Anyone Self Funding Care Planning Maximising the value of cash is a decision that is available to everyone. Higher rates of interest are available and be er protec on can be obtained. The only problem is that most people need help. Help your clients maximise the value of their savings

6 The Personal Savings Allowance (PSA) Maximise the Value of the new tax free Personal Savings Allowance. From April 2016 basic rate taxpayers will not pay any tax on the first 1,000 of personal savings interest earned and higher rate tax payers the same on the first 500 of savings interest earned. BUT ONLY IF THEY MANAGE THEIR MONEY EFFECTIVELY! IF they do not manage their savings, the basic rate taxpayer will need at least 1,000,000 on deposit to maximise the value of this allowance, and higher rate tax payers will need at least 500,000. Non-management makes the PSA virtually worthless. Whereas, if they manage their savings, they can maximise the benefit with as li le as 42,500 and 21,250 respec vely. As their accountant you can help make sure they obtain the tax advantage they deserve: GUARANTEED! A simple and straigh orward process for managing money to maximise value

7 Next Steps Obtain your Client Specific Savings Report. The report will explain how much your client should be earning from their cash deposits, and where it should be deposited to obtain this maximum value. It will explain how cash should be managed to maintain the best performance and, it will also clearly demonstrate the level of FSCS protec on they will obtain. For further information: Go To: Telephone: No risk No liability 100% Guaranteed

8 Powered by TCPDF ( Future Start Independent Financial Planning Ltd 54 Clarendon Road Watford Hertfordshire WD17 1DU The Effec ve Management of Cash is not regulated by the FCA