Worldwide Travel Insurance. As a Gold and Silver Visa cardholder, you are entitled to Basic free travel insurance benefits at no additional cost

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1 Contact Us For more information on our Worldwide Travel Insurance visit your nearest branch or contact us at Tel: (061) or

2 A member of the Worldwide Travel Insurance As a Gold and Silver Visa cardholder, you are entitled to Basic free travel insurance benefits at no additional cost

3 Worldwide Travel Insurance & Assistance As a Bank Windhoek Silver and Gold Visa cardholder you are entitled to Basic free travel insurance benefits at no additional cost. Bank Windhoek s Worldwide Travel Insurance enables you to enjoy your travel knowing that you are covered. The Worldwide Travel Insurance provides protection against most hazards and gives you peace of mind whether you are on holiday or on a business trip. How do I get access to Worldwide Travel Insurance? In order for you to qualify for the Basic free travel insurance cover you will need to purchase your public travel conveyance ticket/s making use of your Bank Windhoek Silver or Gold Visa card. We also offers you with the option to enhance your cover with Additional Travel Insurance benefits. Basic Free Travel Insurance Cover Your Basic free cover is what you receive just by being a BWK Silver or Gold Visa cardholder and includes cover for Overseas Emergency Medical assistance (24hrs) and Overseas Emergency Medical & Hospital Expenses should you experience illness or accident injury whilst you are travelling for a period of 90 days. The cover also includes permanent disability, accidental death cover and emergency medical and related expenses as a result of a Pre-existing medical condition.

4 Additional Travel Insurance Cover We also understand that travel needs of our clients vary greatly, which is why we also have a range of added extras, should you wish to enhance your Basic Free Cover, we offer you Additional Travel Insurance benefits which will provide you with greater financial protection and peace of mind. Additional Travel Insurance cover includes benefits for: Journey Cancellations, Missed Connections, Journey Extension, Replacement Airfare, Loss of Luggage and Personal items. The Additional Travel Insurance Cover is available over and above the Basic free cover and is charged at a nominal Insurance premium which is dependent on the duration of your trip. Each ticket holder will need to pay the premium as indicated below. Total Duration of Travel Premium Payable (per trip) 1-30 days N$ days N$ days N$700 Which benefits are included within the Basic Free Travel Insurance Cover? The below is BASIC FREE COVER and valid for a period of 90 days of travel Silver Card Gold Card Emergency Medical & Related Expenses: Limit: 1,000,000 2,500,000 War & Terrorism Repatriation of Travel Companion Burial, Cremation or Return of Mortal Remains HIV 500, ,000 Excesses: In-hospital nil nil Out-Patient 2,500 2,500 Emergency Medical and related expenses as a result of a preexisting 500, ,000 medical condition Accidental Permanent Disablement 250, ,000 Accidental Death 200, ,000 Legal Expenses 2,000 2,500 Personal Liability 1,000,000 1,500,000

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7 Which benefits are included within the additional Travel Insurance Cover? Additional Cover for Silver & Gold cards The below is ADDITIONAL COVER added to the Basic Free cover that you qualify for Emergency Medical & Related Expenses: Limit: 10,000,000 10,000,000 War & Terrorism Repatriation of Travel Companion Burial, Cremation or Return of Mortal Remains HIV 500, ,000 Excess: In-hospital Out-Patient 2,500 2,500 Accidental Permanent Disablement 500, ,000 Accidental Death 200, ,000 Legal Expenses 1,000 1,000 Personal Liability 2,000,000 2,000,000 Journey Cancellation 10,000 10,000 Journey Curtailment 10,000 10,000 Journey Extension 10,000 10,000 Missed Connection 10,000 10,000 Replacement Airfare 10,000 10,000 Excess: Travel delay 1,500 1,500 Excess: 6Hrs 6Hrs Personal Liability 2,000,000 2,000,000 Legal Expenses 1,000 1,000 Hijack and Hostage or Wrongful Detention N$1,000 per day Luggage cover 10,000 15,000 10,000 15,000 Single Item limit 3,750 3,750 Excess: Luggage delay 1,500 1,500 Excess: 6Hrs 6Hrs Cash & Documents 1,000 1,000 Hijack Hostage or Wrongful detention 10,000 10,000 ADDITIONAL COVER FOR SILVER & GOLD CARD - PREMIUM PAYABLE: 1-30 days days days N$500 N$600 N$700

8 How do I apply for Worldwide Travel Insurance? To apply please contact your nearest Bank Windhoek Branch and provide the Sales Adviser with the following documentation: Proof of Payment of your travel ticket(s); Point-of-Sale device receipt; Copy of travel ticket(s); and Copy of passport(s). Your application will be processed and you will receive your Travel Insurance Policy via the address you have provided within 24 Hours. Once you receive your Travel Insurance Policy please ensure that you have saved your travel insurance policy number in several ways in which you will be able to access this information in the case of an emergency. Important information You have to purchase your full travel ticket (departure & return tickets) with your Bank Windhoek Silver or Gold Visa card. You and your immediate family members are eligible for travel insurance upon application; Immediate family (Spouse, parents, grandparents, grandchildren in-laws, natural or adopted children, brothers and sisters). The policy must be issued prior to date of departure. Maximum period of cover is 90 consecutive days. Maximum age limit 75 years.

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