Prepared. Copyright, State Farm Mutual Automobile Insurance Company, 2008

Transcription

1 STATE FARM GENERAL INSURANCE COMPANY A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS RENEWAL DECLARATIONS 0106-ST Po Box Richardson, TX Named Insured AT M FAC1 F V Policy Number 92-UM Policy Period Effective Date Expiration Date 12 Months JUL JUL The policy period begins and ends at 12:01 am standard time at the premises location. CHELSEA POINT HOMEOWNERS ASSOCIATION 910 CALLE NEGOCIO STE 200 SAN CLEMENTE CA Agent and Mailing Address JOY N LIBERIO CENTRE DR STE 150 LAKE FOREST CA Residential Community Association Policy PHONE: (949) Automatic Renewal - If the policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. Entity: Corporation NOTICE: Information concerning changes in your policy language is included. Please call your agent if you have any questions. POLICY PREMIUM $ 3, V Discounts Applied: Claim Record N I Continued on Reverse Side of Page Page 1 of a (o1f3231c)

2 SECTION I - PROPERTY SCHEDULE Location Number Location of Described Premises Limit of Insurance* Coverage A - Buildings Limit of Insurance* Coverage B - Business Personal Property 001 SELVA & COAST HIGHWAY DANA POINT CA egarevoc on egarevoc on AUXILIARY STRUCTURES Location Number Description Limit of Insurance* Coverage A - Buildings Limit of Insurance* Coverage B - Business Personal Property 001A 001C 001C 001D 001E GUARD HOUSE Fence, walls, etc. SPRINKLERS LAMPPOSTS LIGHTS 006,35 $ 005,01 $ 009,94 $ 006,93 $ hcs porp ees hcs porp ees hcs porp ees hcs porp ees 006,6 $ * As of the effective date of this policy, the Limit of Insurance as shown includes any increase in the limit due to Inflation Coverage. SECTION I - INFLATION COVERAGE INDEX(ES) Inflation Coverage Index: Continued on Next Page Page 2 of 8

3 0206-ST SECTION I - DEDUCTIBLES Basic Deductible Special Deductibles: 000,1$ Money and Securities Equipment Breakdown 000,1$ 052$ Other deductibles may apply - refer to policy. Employee Dishonesty 052$ SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - EACH DESCRIBED PREMISES The coverages and corresponding limits shown below apply separately to each described premises shown in these Declarations, unless indicated by "See Schedule." If a coverage does not have a corresponding limit shown below, but has "Included" indicated, please refer to that po licy provision for an explanation of that coverage. COVERAGE Collapse Damage To Non-Owned Buildings From Theft, Burglary Or Robbery Debris Removal Equipment Breakdown Fire Department Service Charge Fire Extinguisher Systems Recharge Expense Glass Expenses Increased Cost Of Construction And Demolition Costs (applies only when buildings are insured on a replacement cost basis) Newly Acquired Business Personal Property (applies only if this policy provides Coverage B - Business Personal Property) Newly Acquired Or Constructed Buildings (applies only if this policy provides Coverage A - Buildings) LIMIT OF INSURANCE dedulcni timil B egarevoc ssol derevoc fo %52 dedulcni 000,5$ 000,5$ dedulcni %01 000,052$ 000,001$ N Continued on Reverse Side of Page Page 3 of 8

4 Ordinance Or Law - Equipment Coverage Preservation Of Property Water Damage, Other Liquids, Powder Or Molten Material Damage dedulcni syad 03 dedulcni SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - EACH COMPLEX The coverages and corresponding limits shown below ap ply separately to each complex as described in the policy. COVERAGE Accounts Receivable On Premises Off Premises Arson Reward Forgery Or Alteration Money And Securities (Off Premises) Money And Securities (On Premises) Money Orders And Counterfeit Money Outdoor Property Personal Effects (applies only to those premises provided Coverage B - Business Personal Property) Personal Property Off Premises Pollutant Clean Up And Removal Property Of Others (applies only to those premises provided Coverage B - Business Personal Property) Signs Valuable Papers And Records On Premises Off Premises LIMIT OF INSURANCE 000,51$ 000,05$ 000,5$ 000,01$ 000,5$ 000,01$ 000,1$ 000,31$ 005,2$ 000,51$ 000,01$ 005,2$ 000,5$ 000,01$ 005,2$ Continued on Next Page Page 4 of 8

5 0306-ST SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - PER POLICY The coverages and corresponding limits shown below are the most we will pay regardless of the number of described premises shown in these Declarations. COVERAGE Back-Up of Sewer or Drain Employee Dishonesty Loss Of Income And Extra Expense LIMIT OF INSURANCE dedulcni 000,52$ Actual Loss Sustained - 12 Months SECTION II - LIABILITY COVERAGE Coverage L - Business Liability Coverage M - Medical Expenses (Any One Person) Damage To Premises Rented To You Directors And Officers Liability AGGREGATE LIMITS LIMIT OF INSURANCE 000,000,5$ 000,52$ 000,003$ 000,000,5$ LIMIT OF INSURANCE Products/Completed Operations Aggregate General Aggregate Directors and Officers Aggregate Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual period. Please refer to Section II - Liability in the Coverage Form and any attached endorsements. 000,000,01$ 000,000,01$ 000,000,5$ N Continued on Reverse Side of Page Page 5 of 8

6 Your policy consists of these Declarations, the BUSINESSOWNERS COVERAGE FORM shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. FORMS AND ENDORSEMENTS CMP-4101 FE CMP CMP-4814 CMP-4696 CMP CMP-4710 CMP-4508 CMP FD-6007 Businessowners Coverage Form *Terrorism Insurance Cov Notice Addl Insd Designated Premises Directors & Officers Liability Residential Community Assoc Hired Auto Liability Employee Dishonesty Money and Securities Loss of Income & Extra Expnse Inland Marine Attach Dec * New Form Attached SCHEDULE OF ADDITIONAL INTERESTS Interest Type: Addl Insured-Section II Endorsement #: CMP47951 Loan Number: N/A AMMCOR INC A CALIFORNIA CORP 901 CALLE NEGOCIO STE 200 SAN CLEMENTE CA Continued on Next Page Page 6 of 8

7 0406-ST N Continued on Reverse Side of Page Page 7 of 8

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9 STATE FARM GENERAL INSURANCE COMPANY A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS INLAND MARINE ATTACHING DECLARATIONS Po Box Richardson, TX Policy Number 92-UM Named Insured M FAC1 F V Policy Period Effective Date Expiration Date 12 Months JUL JUL The policy period begins and ends at 12:01 am standard time at the premises location ST CHELSEA POINT HOMEOWNERS ASSOCIATION 910 CALLE NEGOCIO STE 200 SAN CLEMENTE CA ATTACHING INLAND MARINE Automatic Renewal - If the policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. Annual Policy Premium Included The above Premium Amount is included in the Policy Premium shown on the Declarations. Your policy consists of these Declarations, the INLAND MARINE CONDITIONS shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. Forms, Options, and Endorsements FE-8739 FE-6271 FE-8745 Inland Marine Conditions Amendatory Endorsement Inland Marine Computer Prop See Reverse for Schedule Page with Limits FD a (o1f3232c)

10 92-UM M ATTACHING INLAND MARINE SCHEDULE PAGE ATTACHING INLAND MARINE ENDORSEMENT NUMBER COVERAGE LIMIT OF INSURANCE DEDUCTIBLE AMOUNT ANNUAL PREMIUM FE-8745 Inland Marine Computer Prop $ 10,000 $ 500 Included Loss of Income and Extra Expense $ 10,000 Included FD OTHER LIMITS AND EXCLUSIONS MAY APPLY - REFER TO YOUR POLICY a (o1f3233c)

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