EVIDENCE OF PROPERTY INSURANCE

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1 THIS EVIDENCE OF PROPERTY INSURANCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST NAMED BELOW. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS EVIDENCE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. AGENCY PHONE (A/C, No, Ext): NFP Property & Casualty Services, Inc N Traverse Mountain Blvd Suite 301 Lehi, UT EVIDENCE OF PROPERTY INSURANCE (801) COMPANY Allied Property and Casualty Insurance Company 1100 Locust Street, Dept 2007 Des Moines, IA VICKYSIMIS DATE (MM/DD/YYYY) 8/21/2018 FAX (A/C, No): CODE: AGENCY CUSTOMER ID #: ADDRESS: SUB CODE: RIDGHOM-01 Ridgestone Home Owners Association, Inc S 1700 W Payson, UT INSURED LOAN NUMBER POLICY NUMBER EFFECTIVE DATE THIS REPLACES PRIOR EVIDENCE DATED: EXPIRATION DATE 7/26/2018 7/26/2019 ACP CONTINUED UNTIL TERMINATED IF CHECKED PROPERTY INFORMATION LOCATION/DESCRIPTION 1045 S 1700 W, Payson, UT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE OF PROPERTY INSURANCE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION PERILS INSURED BASIC BROAD SPECIAL X COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE Building, Blanket, Special (Including theft), Replacement Cost $32,069,200 5,000 Business Personal Property, Blanket, Special (Including theft), Replacement Cost $100,000 5,000 Business Income with Extra Expense, Special (Including theft), Actual Loss Sustained No Coinsurance Penalty REMARKS (Including Special Conditions) Special Conditions: Coverage applies to "walls in" specific to policy language per endorsement PB attached 180 Units Employee Dishonesty $200,000 Dec page PB attached Ordinance or Law Dec page BP attached Subject to policy terms, conditions & exclusions CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS LOAN # ADDITIONAL INSURED MORTGAGEE LENDER'S LOSS PAYABLE LOSS PAYEE AUTHORIZED REPRESENTATIVE For Informationsl Purposes Only ACORD 27 (2016/03) ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD

PREMIER HABITATIONAL PROPERTY DECLARATIONS Policy Period: Policy Number: ACP BPHC3018290226 From 07-26-18 To 07-26-19 Description of Premises Number: 001 Building Number: 001 Construction: FRAME

MORE Described as: CONDO ASSOC WE PROVIDE INSURANCE ONLY FOR THOSE COVERAGES INDICATED BY A LIMIT OR BY "INCLUDED".

4 PREMIER HABITATIONAL PROPERTY DECLARATIONS Policy Period: Policy Number: ACP BPHC From To Description of Premises Number: 001 Building Number: 001 Construction: FRAME Premises Address 1045 S 1700 W PAYSON UT Premises ID Occupancy OO Classification: CONDOMINIUM ASSOCIATION - RESIDENTIAL - MULTIPLE BUILDINGS AT A PREMISES WITH 5 OR MORE UNITS - 5 UNIT OR MORE Described as: CONDO ASSOC WE PROVIDE INSURANCE ONLY FOR THOSE COVERAGES INDICATED BY A LIMIT OR BY "INCLUDED". The Property Coverage provided at this premises is subject to a $ 5,000 Deductible, unless otherwise stated. COVERAGES LIMITS OF INSURANCE Building - Blanket Limit - Replacement cost $ 32,06 9, Business Personal Property - Blanket Limit - Replacement cost $103,000 ADDITIONAL COVERAGES - the Coverage Form Includes other Additional Coverages not shown. Business Income - ALS - 12 Months - NO Hour Waiting Period - 60 Day Ordinary Payroll Limit INCLUDED Extra Expense - Actual Loss Sustained (ALS) - 12 Months - NOHour Waiting Period INCLUDED Equipment Breakdown INCLUDED Automatic Increase in Insurance - Building 3% Automatic Increase in Insurance - Business Personal Property 2.9% Back Up of Sewer and Drain Water (limit shown per Building, subject to $ policy aggregate) $ 5,0 0 0 Appurtenant Structures - 10% of Building Limit of Insurance - maximum $50,000 any one structure INCLUDED Increased Cost of Construction $25,000 OPTIONAL INCREASED LIMITS Included Limit Additional Limit Account Receivable $25, 00 0 $25,000 Valuable Papers and Records (At the Described Premises) $25, 00 0 $25,000 Forgery and Alteration $10, 00 0 $10,000 Money and Securities - Inside the Premises $10, 00 0 $10,000 Outside the Premises (Limited) $10, 00 0 $10,000 Outdoor Signs $2,500 $ 2,5 0 0 Outdoor Trees, Shrubs, Plants and Lawns $10, 00 0 $10,000 Business Personal Property Away From Premises $15, 00 0 $15,000 Business Personal Property Away From Premises - Transit $15, 00 0 $15,000 Electronic Data $10, 00 0 $10,000 Interruption of Computer Operations $10, 00 0 $10,000 Building Property of Others $10, 00 0 $10,000 OPTIONAL COVERAGES - Other frequently purchased coverage options. Employee Dishonesty $150,000 Policy Occurrence INCLUDED Ordinance or Law Loss to Undamaged Portion NOT PROVIDED 2 - Demolition Cost and Broadened Increased Cost of Construction NOT PROVIDED Ordinance or Law Broadened NOT PROVIDED ADVANTAGE - Blanket Additional Limit $100,000 PROTECTIVE SAFEGUARDS This premise has Protective Safeguards identified by symbols below. Insurance for Fire or Burglary and Robbery at this premise will be excluded if you do not notify us immediately if any of these safeguards are impaired. See PB for a description of each symbol. APPLICABLE SYMBOLS: P - 1 ; P - 2 ; ALLIED PROPERTY AND CASUALTY INS COMPANY PB (04-11) Page 1 of 2 DIRECT BILL 5I3W AMD INSURED COPY UID

CERTIFICATE OF PROPERTY INSURANCE

INSR LTR A X PROPERTY BPG4523D 6/13/2016 6/13/2017 X BUILDING $ 10,517,316 CAUSES OF LOSS BASIC BROAD SPECIAL EARTHQUAKE WIND FLOOD CERTIFICATE OF PROPERTY INSURANCE COVERAGES CERTIFICATE NUMBER: 696866560