FREE EYRE FREE EYRE & AG GUARD AGRICULTURAL INSURANCE SOLUTIONS TAILORED. COMPETITIVE. PERSONAL.

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1 FREE EYRE AGRICULTURAL INSURANCE SOLUTIONS FREE EYRE & AG GUARD TAILORED. COMPETITIVE. PERSONAL.

2 FREE EYRE & AG GUARD The adequate protection of crops and farming assets is one of the most important annual investment decisions a farming family will make. At FREE Eyre, we have always believed that competition of critical input costs, like crop and farm insurance, is essential. Only through new competition can we ensure that our shareholders and supporters are receiving the most competitively priced services, delivered locally and tailored to the individual farming entity. FREE EYRE HAS ENGAGED RURAL INSURANCE SPECIALIST, AG GUARD, TO WORK WITH FARMERS TO UNDERSTAND THEIR INDIVIDUAL BUSINESS INSURANCE NEEDS AND THEN SOURCE THE MOST APPROPRIATE AND COMPETITIVE PRODUCTS AVAILABLE TO COVER THEIR INSURABLE RISK. TAILORED. COMPETITIVE. PERSONAL.

3 OUR REFERRAL PARTNER Ag Guard is a specialist broker of agricultural insurance products, marketing its personalised services to the rural community across Australia. Ag Guard s business model focuses on tailoring structured insurance products between growers and underwriters to address variable rural risks in a transparent and trustworthy manner benefiting by sharing in reduced risk premiums. With more competitive premiums available through this transparent liaison between grower and underwriter, Ag Guard s focus is to access the best available options from national and international insurers and deliver qualified, tailored insurance advice to the individual farming entity. Ag Guard operates as an Australian Financial Service (AFS) Licencee AFSL No While FREE Eyre has a contractual arrangement with Ag Guard, it is focused solely on referring and introducing clients to Ag Guard. Any requirement for advice or product recommendations will be provided solely by Ag Guard as your insurance intermediary. FREE Eyre are proud to be associated with Ag Guard. It should be noted however that FREE Eyre in no way acts as your insurance provider. It is solely a referrer to Ag Guard. Any advice will be provided by Ag Guard as your insurance intermediary. For further information please contact Mark Rodda at FREE Eyre on or 1300 FREE Eyre ( ) or Alex Cohn at Ag Guard on

4 ACCESS TO INSURANCE MARKETS Ag Guard through its agricultural expertise brings access to a large number of rural insurers and underwriting agencies. Ag Guard can facilitate crop, farm, domestic, business and commercial insurance solutions. WORKING WITH FREE EYRE The FREE Eyre strategic partnership with Ag Guard is simple, personal and transparent. The FREE Eyre team will introduce andrefer growers to the Ag Guard team. Ag Guard will then searchfor the most appropriate and cost effective insurance cover in the market place and prepare a formal proposal to the farmer, personally explaining the terms and conditions of the insurance cover that has been recommended. WHAT HAPPENS WHEN I HAVE AN INSURANCE CLAIM? In the event of a claim event, Ag Guard will assist our growers to complete a claim notification form which will then be forwarded to the insurance company. The insurer will then appoint a local assessor who will contact the client accordingly. Each insurance company has a slightly different claims process, but the majority of insurers utilise the same panel of local assessors and Ag Guard would help to coordinate this assessment process. FREE Eyre are proud to be associated with Ag Guard. It should be noted however that FREE Eyre in no way acts as your insurance provider. It is solely a referrer to Ag Guard. Any advice will be provided by Ag Guard as your insurance intermediary. For further information please contact Mark Rodda at FREE Eyre on or 1300 FREE Eyre ( ) or Alex Cohn at Ag Guard on

5 SO WHY CONSIDER FREE EYRE AND AG GUARD? PERSONAL SERVICE: The formation of the strategic partnership between FREE Eyre and Ag Guard supports the model that FREE Eyre was founded on. In addition, Ag Guard brings increased competition to a relatively closed insurance market, as well as offering a more personalised service for local farmers. COMPETITIVE: Ag Guard work with many insurance underwriters and being a fully licensed insurance broker, have access to almost all insurance markets. This access provides the ability to obtain the best value insurance cover available in the market. TAILORED TO SUIT: Our commitment will always be to find and tailor the most suitable package to ensure protection of your farm assets. PROFITS TO SHAREHOLDERS: FREE Eyre will receive a referral fee for any insurance products that are transacted through Ag Guard. As with all strategic partnerships FREE Eyre enters into, profits from its operations are returned to shareholders or re-invested into other value adding and competition building businesses. FREE Eyre are proud to be associated with Ag Guard. It should be noted however that FREE Eyre in no way acts as your insurance provider. It is solely a referrer to Ag Guard. Any advice will be provided by Ag Guard as your insurance intermediary. For further information please contact Mark Rodda at FREE Eyre on or 1300 FREE Eyre ( ) or Alex Cohn at Ag Guard on

6 FREE EYRE FREE CALL: 1300 FREE EYRE ( ) E: info@freeeyre.com.au W: FREE EYRE LIMITED: Level 1, 33 Hutt Street, Adelaide S.A AGRICULTURAL INSURANCE SOLUTIONS CALL: E: sales@agguard.com.au W: AG GUARD PTY LTD: Coca Cola Place Level 17, 40 Mount Street, North Sydney AFSL: ABN: TAILORED. COMPETITIVE. PERSONAL.

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