Aon Risk Solutions. Risk Solutions for Greenhouse Owners. Designed to meet the specific needs of Canadian growers. Risk. Reinsurance. Human Resources.

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1 Aon Risk Solutions Risk Solutions for Greenhouse Owners Designed to meet the specific needs of Canadian growers Risk. Reinsurance. Human Resources.

2 About Aon Risk Solutions Canada Aon Reed Stenhouse For more than 160 years, in one form or another, Aon Reed Stenhouse has been a major force in the Canadian insurance industry. Aon Reed Stenhouse, operating under the brand name Aon Risk Solutions, is Canada s leading insurance brokerage and risk management services firm. We serve an extensive client base, handling more than $2 billion in annual premiums on behalf of our clients. Insurance brokerage Risk management Employee health and benefits Our 1,600 professionals serve clients from 23 offices located across Canada. We provide our clients with a wide range of innovative solutions. Each day, Aon professionals work to deliver the best solutions to our clients.

3 Aon s Greenhouse-Solutions Program As specialists in farming and agribusiness, Aon obtains the broadest insurance coverage available with the necessary features in order to ensure you get the best protection for your operation. We offer individually tailored programs designed to fit your specific needs at competitive rates. Aon also offers same-day claims response with knowledgeable and experienced professionals who can also provide loss-control advice when necessary. Our teams are here to help Claims Our claims consulting professionals assist in the pre- and post-loss design and implementation of strategies that reduce the overall financial impact of events. Extending significantly beyond the traditional scope of broker claims support, Aon has developed a range of solutions that contribute to casualty and property risk management programs. Risk control Aon s experienced and multi-disciplinary risk control consultants provide our clients with deep subject matter expertise both locally and globally. With access to an expansive network of resources, markets, underwriting capital, and capability in the risk industry we can offer you unique insights, backed by powerful data and analytics.

4 How We Can Help You Our team can help you create and maintain an effective plan that addresses all stages of your business, including: Service buildings Glass and poly greenhouses, including all permanently attached fixtures and equipment such as lighting, plumbing, and electrical systems Service buildings, including all permanently attached fixtures and equipment (e.g. boilers, generators, irrigation systems, refrigeration equipment, environmental computers, and pumps) Comprehensive coverage that includes collapse or damage due to snow load Equipment breakdown (boiler coverage) Protection to cover the mechanical breakdown of equipment necessary for your operations (e.g. boilers, generators, pumps, irrigation equipment, and refrigeration equipment) Production equipment Consequential loss offered as well Machinery/equipment (non-fixed or mobile) Contents of every description Stock Refrigerated produce Packaging supplies Crop Growing plants, including soil or growing media while in the greenhouse Business interruption (loss of income) Coverage to replace loss of income while your facility is being replaced or rebuilt due to an insured loss Brand/reputation protection available Liability Protection to cover you for losses arising from your premises, operations, and products Tenants legal liability Non-owned auto Pollution liability Replacement cost on all equipment Loss of use Non-owned equipment coverage available

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6 Why Choose Aon? We value partnership It is our priority to understand what is important to you. Our job is to know you, your business, and your people in order to anticipate your needs and help you to make informed business decisions. Industry-leading expertise Aon employs teams with smart, talented professionals who you can trust to act with integrity. As your insurance broker, we work independently on your behalf, making sure you have the best protection available. We have no vested interest in any one insurance carrier, so you benefit from objective information and straightforward advice. Innovation We are committed to continuous investment in creative ideas, fact-based solutions, and pragmatic research that anticipates your needs and solves your current and future business challenges. We can help you translate risk into actionable insights and solutions to help you achieve real results.

7 Contacts We re here to empower results To learn more about how we can create custom solutions for your organization, please contact: Wally McNeilly aon.ca

8 About Aon Aon plc (NYSE:AON) is the leading global provider of risk management, insurance and reinsurance brokerage, and human resources solutions and outsourcing services. Through its more than 72,000 colleagues worldwide, Aon unites to empower results for clients in over 120 countries via innovative and effective risk and people solutions and through industry-leading global resources and technical expertise. Aon has been named repeatedly as the world s best broker, best insurance intermediary, best reinsurance intermediary, best captives manager, and best employee benefits consulting firm by multiple industry sources. Visit aon.com for more information on Aon and aon.com/ manchesterunited to learn about Aon s global partnership with Manchester United Aon Reed Stenhouse Inc. The information contained herein and the statements expressed are of a general nature and are not intended to address the circumstances of any particular individual or entity. Although we endeavor to provide accurate and timely information and use sources we consider reliable, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No one should act on such information without appropriate professional advice after a thorough examination of the particular situation. aon.ca Risk. Reinsurance. Human Resources.