BULLETIN 3/1/ This is a redistribution of the 2/9/10 Bulletin (no changes)
|
|
|
- Marlene Dennis
- 6 years ago
- Views:
Transcription
1 GET THERE TOGETHER Contract P&C BULLETIN 3/1/ This is a redistribution of the 2/9/10 Bulletin (no changes) TO: All Contract Agents We are pleased to announce an up-date to the ISO Commercial Property, ISO Commercial General Liability, and ISO Farm forms and various proprietary forms in our DocuCorp library as of March 1, We are sending you this listing now, ahead of our 3/1/2010 DocuCorp release. This advance notification of the form changes will allow you to indicate the correct edition date of forms on any quotes you release with an effective date of 3/1/2010 or later. Any business with an effective date of 3/1/2010 or later must be issued using the newest edition of the forms contained in the DocuCorp library update scheduled for release on 3/1/2010. The ISO Commercial Property forms are being up-dated from the 0402 editions to the current 0607 versions. Various proprietary forms have also been revised to incorporate the ISO changes or to include underwriting revisions. The ISO Commercial Liability forms are being up-dated from the 1204 edition to include the 1207 and 0509 versions. Various proprietary forms have also been revised to incorporate the ISO changes, underwriting revisions, and company wide editorial changes. We are current with ISO s Farm forms but have taken the opportunity to up-date our library to include new and revised forms for underwriting reasons. Please refer to Item D. MISCELLANEOUS FORM CHANGES ADDED TO DOCUCORP AT THIS TIME summarizing additional forms implemented prior to 3/1 but included in this DocuCorp up-date. The following summarizes the changes included in a DocuCorp up-date scheduled for March 1, 2010: A. COMMERCIAL PROPERTY I. NEW PROPRIETARY FORMS U Cancellation or Loss of Contract Period of Restoration Limit REVISED PROPRIETARY FORMS: U Value-Pak Endorsement replaces 0707 edition. U Value-Pak Endorsement Schedule of Limits of Insurance replaces 0702 edition. U Windstorm or Hail Dollar Deductible (Including Business Income) replaces 1107 edition. U121A 0310 Windstorm or Hail Percentage Deductible (Including Business Income) replaces 0807 edition. U Mercantile Property Endorsement replaces 0707 edition. U Mac Pac Endorsement replaces 0208 edition. RICHMOND: Stony Point Parkway, Suite 300 Richmond, VA SCOTTSDALE: East Indian School Road, Suite 500 Scottsdale, AZ DENVER: E. Crescent Pkwy, Crescent V 3rd Floor Greenwood Village, CO
2 I WITHDRAWN PROPRIETARY FORMS: U Windstorm or Hail Exclusion replaced by ISO form CP1054. U Tenants Glass Coverage Leased Buildings replaced by ISO form CP1470. IV. NEW ISO FORMS: CP Windstorm or Hail Exclusion CP Additional Insured Building Owner CP Building Glass - Tenant s Policy V. REVISED ISO FORMS: CP Building and Personal Property Coverage Form replaces 0402 edition (mandatory form). CP Condominium Association Coverage Form replaces 0402 edition. CP Business Income (and Extra Expense) Coverage Form replaces 0402 edition. CP Business Income (Without Extra Expense) Coverage Form replaces 0402 edition. CP Extra Expense Coverage Form replaces 0402 edition. CP Windstorm or Hail Percentage Deductible replaces 0695 edition. CP Causes of Loss Basic Form replaces 0402 edition. CP Causes of Loss Broad Form replaces 0402 edition. CP Causes of Loss Special Form replaces 0402 edition. CP Broken or Cracked Glass Exclusion replaces 1000 edition. CP Vandalism Exclusion replaces 0695 edition. CP Sprinkler Leakage Exclusion replaces 0695 edition. CP Loss Payable Provisions replaces 0695 edition. CP Outdoor Signs replaces 1000 edition. CP Contributing Insurance replaces 1090 edition. CP Household Personal Property Coverage replaces 1185 edition. VI. CHANGES IN UNDERWRITING GUIDELINES: CP Water Exclusion Endorsement is now a mandatory form. B. COMMERCIAL GENERAL LIABILITY I. REVISED PROPRIETARY FORMS (COMPANY INITIATED CHANGES AND EDITORIAL REVISIONS ONLY): OCP replaces 0703 edition - Miscellaneous Exclusions Endorsement OCP replaces 0707 edition - Open Roof Coverage Limitation OCP replaces 0707 edition - Contractors Coverage Limitations OCP replaces 1007 edition - Demolition Exclusion OCP replaces 0707 edition - Subsidence Exclusion OCP replaces 0905 edition - Additional Insured - Mortgagee, Assignee or Receiver U replaces 0707 edition - Miscellaneous Exclusions Endorsement U replaces 0702 edition - Open Roof Coverage Limitation 2
3 B. COMMERCIAL GENERAL LIABILITY (cont d) I. REVISED PROPRIETARY FORMS (COMPANY INITIATED CHANGES AND EDITORIAL REVISIONS ONLY): U008A 0310 replaces 0308 edition - Contractors Coverage Limitations and Audit U008CP 0310 replaces 0707 edition - Contractors Coverage Limitations and Audit U008R 0310 replaces 0707 edition - Contractors Coverage Limitations U replaces 0702 edition - Exclusion - All Hazards - Auto Services and Liquid Propane Gas U replaces 1007 edition - Demolition Exclusion U replaces 0702 edition - Athletic or Sport Participants Exclusion U replaces 1106 edition - Communicable Disease Exclusion U029A 0310 replaces 0308 edition - Garagekeepers Coverage - Legal Liability Only U replaces 0702 edition - Fireworks, Rides, Motorsports and Animals Exclusion U replaces 0904 edition - Dog Exclusion U replaces 0702 edition - Daycare Services Limitation U replaces 0702 edition - Exclusion - All Hazards - Waste Sites, Fertilizer or Rendering Plants U replaces 0702 edition - Animal Liability Exclusion U replaces 0904 edition - Limitation of Coverage to Designated Premises or Project U replaces 0702 edition - Transfer of Rights of Recovery Against Others to Us U047A 0310 replaces 1008 edition - Transfer of Rights of Recovery Against Others to Us U replaces 0707 edition - Farming Exclusions U replaces 0707 edition - Farming Exclusions U064A 0310 replaces 0702 edition - Pest Control Contractors Coverage Limitation U064B 0310 replaces 0702 edition - Herbicide and Pesticide Applicator Coverage Limitation U replaces 0703 edition - Stop Gap - Employers Liability Coverage U replaces 0807 edition - Work Height Exclusion U076A 0310 replaces 0807 edition - Work Height Exclusion U replaces 0702 edition - Athletic or Sport Participants Coverage Limitation U replaces 0702 edition - Locksmiths Coverage Extension U replaces 0702 edition - Liability for Guests Property - Premises Coverage Form U replaces 0702 edition - Total Liquor Liability Exclusion U replaces 0904 edition - Subsidence Exclusion U replaces 0702 edition - Security, Patrol or Detective Agency Coverage Extension U replaces 0704 edition - Barbers and Beauticians Coverage Extension U122A 0310 replaces 0504 edition - Exclusion - Designated Work - All Residential Construction 3
4 U122B replaces 0504 edition - Exclusion - Designated Work - Residential New Construction U replaces 0702 edition - Contractors Professional Liability Coverage Limitation U replaces 0702 edition - Weapons Exclusion U replaces 0702 edition - Damage to Trees and Crops Coverage Limitation U replaces 0702 edition - Fire Damage to Trees and Crops Coverage Limitation U replaces 0702 edition - Absolute Auto, Aircraft and Watercraft Exclusion U replaces 0807 edition - Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization U replaces 0707 edition - Additional Insured - Managers or Lessors of Premises U replaces 0707 edition - Additional Insured - Lessor of Leased Equipment U replaces 0707 edition - Ownership, Maintenance or Use of Premises Coverage Limitation U replaces 0702 edition - Damage to Premises Rented to You Limitation - Fire Legal Liability Coverage U replaces 0702 edition - Directors and Officers Liability Exclusion U replaces 0702 edition - Guides and Outfitters Exclusion U replaces 0702 edition - Over Spray Property Damage Exclusion U replaces 0702 edition - Stable Liability Exclusion U replaces 0702 edition - Overcutting Exclusion U replaces 0702 edition - Tanning Salon Services Exclusion U replaces 0707 edition - Lost Key Liability Coverage Extension U replaces 0703 edition - Exclusion - Logging and Lumbering Operations U replaces 0707 edition - Contractors Exclusion - Specific Limitation in Coverage Territory U replaces 0605 edition - Exclusion - Alarm Monitoring and Dispatch Service U replaces 0605 edition - Chemical Treatment of Lumber Exclusion U replaces 0705 edition - Services for Health or Exercise Clubs or Facilities Exclusion U replaces 0506 edition - Habitability Exclusion U replaces 0307 edition - Exclusion - Designated Work U replaces 0907 edition - Exclusion - Bed Bugs REVISED PROPRIETARY FORMS (REVISIONS DUE TO ISO CHANGES): U replaces 0904 edition - Employment-Related Practices Exclusion U replaces 0702 edition - Employee Benefits Liability Coverage UCG replaces 0309 edition - Liquor Liability Coverage Form 4
5 I NEW ISO FORMS: CG Recording or Distributing of Material or Information in Violation of Law Exclusion CG Limited Exclusion - Designated Operations Covered By A Consolidated (Wrap-Up) Insurance Program CG Communicable Disease Exclusion CG Snow Plow Operations Coverage CG Canoes or Rowboats IV. REVISED ISO FORMS: CG replaces 1204 edition - Commercial General Liability Coverage Form (Occurrence Version) CG replaces 1204 edition - Owners and Contractors Protective Liability Coverage Form - Coverage for Operations of Designated Contractor CG replaces 0798 edition - Additional Insured - State or Governmental Agency or Subdivision - Permits Or Authorizations CG replaces 1185 edition - Additional Insured - State or Governmental Agency or Subdivision - Permits or Authorizations Relating to Premises CG replaces 0798 edition - Limitation of Coverage - Real Estate Operations CG replaces 0397 edition - Designated Construction Project (s) General Aggregate Limit CG replaces 0397 edition - Designated Location(s) General Aggregate Limit CG replaces 0202 edition - Extended Reporting Period Endorsement or Employee Benefits Liability Coverage CG replaces 1188 edition - Additional Insured - State or Governmental V. WITHDRAWN ISO FORMS: CG Exclusion - Violation of Statutes That Govern s, Fax, Phone Calls or Other Methods of Sending Material or Information - this exclusion is now included in CG0001 and CG0002. C. COMMERCIAL FARM I. NEW MANDATORY PROPRIETARY FORMS: U Amendatory Endorsement Heat, Smoke, Fumes from Fire and Chemical Drift NEW OPTIONAL PROPRIETARY FORMS: U016A 0709 Athletic or Sports Participants Exclusion U042A 0709 Dog Bite Exclusion U520A 0709 Exclusion Injury to Volunteer Workers U Milk Contamination Coverage U Windstorm or Hail Flat Deductible U Beekeepers Equipment Endorsement U Exclusion Products and Completed Operations 5
6 I REVISED PROPRIETARY FORMS: U001FARM 0709 Schedule of Forms and Endorsements replaces 1004 edition U Stable Liability Exclusion replaces 0308 edition U Farm and Ranch Coverage Part replaces 0709 edition IV. NEW ISO FORM: FP Replacement Cost Household Personal Property V. REVISED ISO FORM: FP Collision Resulting in Death of Livestock amended schedule only - no change in edition date. VI. WITHDRAWN ISO FORM: FL Exclusion Products and Completed Operations D. MISCELLANEOUS FORM CHANGES ADDED TO DOCUCORP AT THIS TIME: I. NEW FORMS: U Additional Insured Equipment Providers Trucking REVISED FORM: LA NOTICE WD 0110 LA Notice with wind not excluded replaces 0908 edition U no change in edition date - Cancellation U Exclusion - Drywall Damage - replaces U In the near future there will be details of all changes in a chart located on the Colony Website in the Underwriting Manual under What s New. If you have any questions in regards to these changes, please contact your Colony Underwriter. RICHMOND: Stony Point Parkway, Suite 300 Richmond, VA SCOTTSDALE: East Indian School Road, Suite 500 Scottsdale, AZ DENVER: E. Crescent Pkwy, Crescent V 3rd Floor Greenwood Village, CO
GENERAL LIABILITY UNDERWRITING REQUIREMENTS
REQUIREMENTS GENERAL LIABILITY Casualty business that you can quote, bind and issue must meet the following requirements: The Classification Manual must indicate that the Classification is Contract or
The 2013 Changes To The ISO Businessowners Policy (BOP) May 15, 2013 at 2pm ET National Webinar
The 2013 Changes To The ISO Businessowners Policy (BOP) May 15, 2013 at 2pm ET National Webinar Overview Effective July 1, 2013 in most states Insurance Services Office will make: 33 major property form
U Minimum Policy Premium 25% minimum earned premium. Policy is subject to audit.
FARM AND RANCH POLICY FORMS ROADMAP Farm and Ranch Policy Prefix is always FO COMMON POLICY FORMS All policies must be issued with these common forms. DCJ 6550 07 05 Common Policy Declarations - Property,
Underwriting Bulletin
Underwriting Bulletin To: All Colony Contract Producers Date: January 23, 2008 Re: Revised Policyholder Notices and Endorsements Associated With the Terrorism Risk Insurance Program Reauthorization Act
BULLETIN Page 1 of 2 OREGON MUTUAL INSURANCE COMPANY TO: October 30, Commercial Lines. FAR (Farm/Agribusiness/Ranch) Program
OREGON MUTUAL INSURANCE COMPANY DEPT: SUBJECT: DATE: BULLETIN NO: 2073 October 30, 2007 Commercial Lines TO: OMI Washington Commercial Lines Agents FAR (Farm/Agribusiness/Ranch) Program Effective December
OREGON MUTUAL INSURANCE COMPANY COMMERCIAL UMBRELLA POLICY PROGRAM
GENERAL DESCRIPTION The following information is a general description of the Commercial Umbrella Program. Refer to the policy for an explanation of definitions, terms, limitations, and exclusions. Our
BULLETIN Page 1 of 2 OREGON MUTUAL INSURANCE COMPANY TO: October 30, Commercial Lines. FAR (Farm/Agribusiness/Ranch) Program
OREGON MUTUAL INSURANCE COMPANY DEPT: SUBJECT: DATE: BULLETIN NO: 2071 October 30, 2007 Commercial Lines TO: OMI Nevada Commercial Lines Agents FAR (Farm/Agribusiness/Ranch) Program FAR (Farm/Agribusiness/Ranch)
Denver Address Richmond Address Scottsdale Address
COMMERCIAL GENERAL LIABILITY GENERAL GUIDELINES CONTACT INFORMATION Inspection Reports, Compliance letters Incoming Quotes Requiring Company Approval Supporting Documents for Bound New or Renewal Denver
CONTRACTORS PROTECTOR PROGRAM
CONTRACTORS PROTECTOR PROGRAM ITEM TABLE OF CONTENTS NSCO PAGE Applications... 1 Billing Procedures... 2 Eligibility and Underwriting Requirements... 1 Features and Coverages... 3 Inland Marine Coverages...
CONTRACTORS PROTECTOR PROGRAM
CONTRACTORS PROTECTOR PROGRAM ITEM TABLE OF CONTENTS NSCO PAGE Applications... 1 Billing Procedures... 2 Eligibility and Underwriting Requirements... 1 Features and Coverages... 3 Inland Marine Coverages...
Condominium. Travelers Condominium Pac SM and Condominium Pac Plus SM are designed for owners of buildings used exclusively as condominiums.
25 Condominium Travelers Condominium Pac SM and Condominium Pac Plus SM are designed for owners of buildings used exclusively as condominiums. Eligibility Up to $10 million Total Insured Values per building,
Farm and Ranch Liability Program
GENERAL ELIGIBILITY GUIDELINES - FARM AND RANCH LIABILITY COVERAGE The FARM AND RANCH LIABILITY PROGRAM is intended to provide coverage for the principle farm premises and all additional farm premises
ARTISAN CONTRACTORS PROGRAM
Offered through: PO Box 747 Tustin CA 92781 714-389-2460 FAX (714) 783-3291 Edition 05/01/2005 TABLE OF CONTENTS PAGE Program Summary 1 Part I. Scope of Coverage 1 Part II. General Rules 1 A. Policy Term
Mobile homes are eligible if they are permanently located, but may only be covered by the Basic Form. Coverage may not include an attached carport.
4 Dwelling Policy OVERVIEW The Dwelling Policy is used to insure private residential property that is not occupied by its owner, such as rental property, as well as some owner-occupied private residential
Farm Liability Coverage Gaps and How To Fill Them
Farm Liability Coverage Gaps and How To Fill Them Policy forms available in the marketplace must be tailored to fit the needs of the agribusiness client. This presentation will familiarize the attendee
GENERAL LIABILITY ELITE EXTENSION LOUISIANA
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. GENERAL LIABILITY ELITE EXTENSION LOUISIANA This endorsement modifies insurance provided under the following:
THIS DOCUMENT IS FOR REFERENCE PURPOSES ONLY PLEASE COMPLETE AGENT CENTER APPLICATION TO SUBMIT
THIS DOCUMENT IS FOR REFERENCE PURPOSES ONLY PLEASE COMPLETE AGENT CENTER APPLICATION TO SUBMIT ** The Agent Center application requires further detail for any answers marked YES. ** AgriChoice Insurance
LIABILITY COVERAGE SECTION-FARM
ML-10F Ed. 6/99 LIABILITY COVERAGE SECTION-FARM DEFINITIONS-The following definitions apply to the Liability Coverage Section. 1. Farm Employee means an employee of any insured whose duties are in connection
LIABILITY COVERAGE SECTION-FARM
ML-10 Ed. 1/87 LIABILITY COVERAGE SECTION-FARM DEFINITIONS-The following additional definitions apply to the Liability Coverage Section. 1. Farming means the ownership, maintenance or use of premises for
FARM LIABILITY APPLICATION APPLICANT INFORMATION SECTION
FARM LIABILITY APPLICATION Renewal of # APPLICANT INFORMATION SECTION Date: Producer: : Underwriter: Producer Contact: Producer Phone # Producer FAX # Producer Code Producer Email: Farm or General Liability
FARM PROPERTY - COVERAGE AND FORM REFERENCE GUIDE
FARM PROPERTY - COVERAGE AND FORM REFERENCE GUIDE MONLINE FARM PROPERTY IS NOT AVAILABLE These guidelines do NOT establish risk acceptability. See Eligible and Prohibit in the Farm/Ranch Owners PDQ Guidelines.
OREGON MUTUAL INSURANCE COMPANY COMMERCIAL UMBRELLA POLICY PROGRAM
GENERAL DESCRIPTION The following information is a general description of the Commercial Umbrella Program. Refer to the policy for an explanation of definitions, terms, limitations, and exclusions. Our
BUSINESS KEY POLICY PROTECTING YOUR DREAMS
BUSINESS KEY POLICY PROTECTING YOUR DREAMS WHY A BUSINESS KEY POLICY? A standard business policy is fine for some businesses. But many businesses have unique needs that require specialized or supplemental
/ / / / / / / / / / / / /06
MSO, Inc. 139 Harristown Road Glen Rock, New Jersey 07452 (201) 447-6900 (800) 935-6900 FAX (201) 447-9468 ORDER BLANK BUSINESSOWNERS PROGRAM 2007 DELAWARE, INDIANA, MAINE, MARYLAND NEW HAMPSHIRE, NEW
QUICK REFERENCE TEXAS DWELLING POLICY FORM 1
Page 1 of 13 QUICK REFERENCE TEXAS DWELLING POLICY FORM 1 Insuring Agreement 2 Definitions 2 Coverage A 2 Dwelling 2 Other Structures 2 Coverage B 2 Personal Property 2 Personal Property Off Premises 2
DWELLING PROGRAM. Designed specifically for agents of
DWELLING PROGRAM Designed specifically for agents of DWELLING 5/86 SMIC 11/2002 INDEX DESCRIPTION RULE NO. PAGES Basic Policy Coverage and Limits 2 2 Eligibility 1 1 Forms List --- 18 General Rules 3-a
Prescribed by the Texas Department of Insurance Texas Dwelling Policy Form 1 Effective January 1, DFForm 1-1
QUICK REFERENCE TEXAS DWELLING POLICY FORM 1 Insuring Agreement... 2 Definitions... 2 Coverage A Dwelling... 2 Other Structures... 2 Coverage B Personal Property... 2 Personal Property Off Premises...
Table of Contents. Underwriting Property Risks...4 The National Underwriter Company Coverage Guides...6
Table of Contents Introduction: The Building and Personal Property Coverage Form, CP 00 10...1 ISO Building and Personal Property Coverage Form, CP 00 10...1 Property Coverage Forms...3 ISO Rules...3 Underwriting
TOWN DWELLING/RENTAL PROGRAM
TOWN DWELLING/RENTAL PROGRAM RULES/UNDERWRITING GUIDELINES Page Standard Amounts of Coverage DW - 1 Perils Insured Against DW - 1 Eligible List DW - 2 Consideration List - Submit Non-Bound DW - 2 Prohibited
FARM PROPERTY OTHER FARM PROVISIONS FORM ADDITIONAL COVERAGES, CONDITIONS, DEFINITIONS
FARM FP 00 90 01 98 FARM PROPERTY OTHER FARM PROVISIONS FORM ADDITIONAL COVERAGES, CONDITIONS, DEFINITIONS A. Additional Coverages 1. Debris Removal a. We will pay your expense to remove debris of Covered
2012 GENERAL LIABILITY MULTISTATE FORMS REVISION ADVISORY NOTICE TO POLICYHOLDERS
COMMERCIAL GENERAL LIABILITY CG P 015 04 13 2012 GENERAL LIABILITY MULTISTATE FORMS REVISION ADVISORY NOTICE TO POLICYHOLDERS This is a summary of the major changes in your policy. No coverage is provided
COMBINATION PACKAGE POLICY HEADINGS DOCUMENT
COMBINATION PACKAGE POLICY HEADINGS DOCUMENT BACK TO MAIN MENU TABLE OF CONTENTS ITEM NSCPP PAGE Additional Coverages NS-710 & NS-700 Declarations Print Statements... 9-10 Applies to NS-710... 9 Applies
MUNICIPAL EXCESS LIABILITY JOINT INSURANCE FUND 9 Campus Drive, Suite 216 Parsippany, NJ Telephone (201) BULLETIN MEL 17-03
Date: January 1, 2017 MUNICIPAL EXCESS LIABILITY JOINT INSURANCE FUND 9 Campus Drive, Suite 216 Parsippany, NJ 07054 Telephone (201) 881-7632 To: From: Re: Fund Commissioners of Member Joint Insurance
MINIMUM INSURANCE REQUIREMENTS FOR CLOSING OF VHDA FINANCED DEVELOPMENTS
MINIMUM INSURANCE REQUIREMENTS FOR CLOSING OF VHDA FINANCED DEVELOPMENTS The Commitment issued by the Virginia Housing Development Authority (the Authority ) to finance housing developments contains certain
TEXAS DWELLING POLICY - FORM 1
TEXAS DWELLING POLICY - FORM 1 AGREEMENT We will provide the insurance described in this policy in return for the premium and compliance with all applicable provisions of this policy. In this policy: A.
Table of Contents. Introduction: The Building and Personal Property Coverage Form CP
Table of Contents Introduction: The Building and Personal Property Coverage Form CP 00 10...1 Property Coverage Forms...3 ISO Rules...3 Underwriting Property Risks...5 The National Underwriter Company
HOMEOWNERS PROGRAM RULES/UNDERWRITING GUIDELINES
HOMEOWNERS PROGRAM RULES/UNDERWRITING GUIDELINES Page Standard Amounts of Coverage HO - 1 Perils Insured Against HO - 1 Eligible List HO - 2 Consideration List - Submit Non-Bound HO - 2 Prohibited List
Additional Insured Lessor PP Assisted Living Care Coverage DP
Table of Contents Chapter 1: Other Insureds... 1 Additional Insured Residence Premises HO 04 41...2 Additional Interests Residence Premises HO 04 10...3 Additional Insured Student Living Away From the
FARM DWELLING/RENTAL PROGRAM
FARM DWELLING/RENTAL PROGRAM RULES/UNDERWRITING GUIDELINES Page Standard Amounts of Coverage FDW - 1 Perils Insured Against FDW - 1 Eligible List FDW - 2 Consideration List - Submit Non-Bound FDW - 2 Prohibited
Commercial Risk Summary Real Estate & Rental Property
Commercial Risk Summary Real Estate & Rental Property SHOPPING CENTERS SIC CODE: 6512 Operators of Nonresidential Buildings NAICS CODE: 53112 Lessors of Nonresidential Buildings (except Mini-Warehouses)
A MUST-HAVE GUIDE TO OUR SPECTRUM COVERAGES AND LIMITS.
A MUST-HAVE GUIDE TO OUR SPECTRUM COVERAGES AND LIMITS. Delivering the broad property and liability coverage that businesses need is what The Hartford has done for decades. We continue to advance our Spectrum
OTHER COVERAGES CONTENTS. Marine Hull & Machinery H-3. Underground Storage Tank H-9. Landfill Pollution Legal Liability H-15
OTHER COVERAGES CONTENTS PAGE Marine Hull & Machinery H-3 Underground Storage Tank H-9 Landfill Pollution Legal Liability H-15 Special Event Liability Coverage H-21 Esparto School Bus Property Damage H-29
LIABILITY COVERAGE SECTION PRINCIPAL LIABILITY AND MEDICAL PAYMENTS COVERAGES
ML-9 Ed. 1/87 LIABILITY COVERAGE SECTION PRINCIPAL LIABILITY AND MEDICAL PAYMENTS COVERAGES Coverage L-Personal Liability We pay, up to our limit of liability, all sums for which any insured is legally
Dwelling Policy. 4.1 Dwelling Policies LEARNING OBJECTIVES OVERVIEW. Dwelling Program Eligibility. Dwelling Coverage Forms.
4 Dwelling Policy LEARNING OBJECTIVES Upon the completion of this chapter, you will be able to: 1. Identify the purpose of a dwelling policy, including eligibility requirements 2. Differentiate between
MINIMUM INSURANCE REQUIREMENTS FOR CLOSING OF DHCD FINANCED DEVELOPMENTS
MINIMUM INSURANCE REQUIREMENTS FOR CLOSING OF DHCD FINANCED DEVELOPMENTS The Commitment issued by the Department of Housing and Community Development ( DHCD ) to finance housing developments contains certain
CONDOMINIUM COMMERCIAL UNIT-OWNERS COVERAGE FORM
COMMERCIAL PROPERTY CP 00 18 10 12 CONDOMINIUM COMMERCIAL UNIT-OWNERS COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and
INSURANCE AND INDEMNIFICATION MANUAL. Supplement to Policy 560 i
INSURANCE AND INDEMNIFICATION MANUAL Supplement to Policy 560 Table of Contents.1 INTRODUCTION... 1.2 EXHIBIT I INSURANCE AND INDEMNITY REQUIREMENTS FOR CONSTRUCTION AND SERVICE CONTRACTS... 1 2.1 INDEMNIFICATION/HOLD
Farm Liability & Pollution. It s More Than Just Dicamba
Farm Liability & Pollution It s More Than Just Dicamba Black s Law Dictionary, 2 nd edition online The presence of harmful substances (either physical or gaseous), noise or energy (radiation), within a
KEY CHANGES TO YOUR COMPREHENSIVE TENANT POLICY
Definitions applicable to the entire policy KEY CHANGES TO YOUR COMPREHENSIVE TENANT POLICY Definition Definition Changes Data Roomer or Boarder Tenant Vacant This definition has been amended and now reads
HO-3 Special Standard Homeowners Structure = Open, Contents = Broad
DP-1 Basic Named Peril Fire, Lightning Explosion -- Extended : Wind Hail Aircraft Riot Volcano Internal Explosion Smoke WHARVES DP-2 Broad Named Peril WHARVES + BBBICEGOLF Ice, Burglary, Collapse, DP-3
COMMERCIAL GENERAL LIABILITY OCCURRENCE COVERAGE PART
COMMERCIAL GENERAL LIABILITY OCCURRENCE COVERAGE PART PROVISIONS Various provisions in this Policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not
NEW YORK LANDLORDS PACKAGE POLICY PROGRAM
NEW YORK LANDLORDS PACKAGE POLICY PROGRAM INDEX DESCRIPTION RULE NO. PAGE Eligibility 1 1 Basic Policy Coverage and Limits 2 2 Mandatory Forms 2 2 General Rules 3 A - 3 F 3 Rating 4 4 Rating - Descriptions
PAINTING & POWER WASHING CONTRACTORS UNDERWRITING SUPPLEMENTAL QUESTIONNAIRE
PAINTING & POWER WASHING CONTRACTORS UNDERWRITING SUPPLEMENTAL QUESTIONNAIRE ALL QUESTIONS MUST BE COMPLETED IN ORDER TO REVIEW FOR QUOTATION SECTION I GENERAL INFORMATION Policy Number: Effective Date:
Closing the Gaps - Insurance Review for Pet Services Professionals
Closing the Gaps - Insurance Review for Pet Services Professionals By David Pearsall, CIC Most professionals working in the Pet Services Industry today are aware of the need to be insured. But it is one
FARM PREMISES LIABILITY INSURANCE COVERAGE PART
FL-OLT-F Ed. 1/92 FARM PREMISES LIABILITY INSURANCE COVERAGE PART AGREEMENT We agree to provide Premises Liability insurance and the other related coverages described in this Policy in return for payment
Farm and Ranch Owners, Commercial Growers and Packers. Agribusiness We insure a way of life
Farm and Ranch Owners, Commercial Growers and Packers Agribusiness We insure a way of life Agribusiness We insure a way of life Farm and Ranch owners have a different lifestyle than other businesses, which
FARM PREMISES LIABILITY INSURANCE COVERAGE PART
FL-OLT-F PA Ed. 2/08 FARM PREMISES LIABILITY INSURANCE COVERAGE PART AGREEMENT We agree to provide Premises Liability insurance and the other related coverages described in this Policy in return for payment
SME PROPERTIES REFRESH
SME PROPERTIES REFRESH UKC05010 NEWS ABOUT IMPROVEMENTS TO OUR SME PROPERTIES PRODUCT We first launched our etraded Properties All Under One Roof policy for SME landlords and property owners in 2010. Since
MINIMUM INSURANCE REQUIREMENTS FOR CLOSING OF VHTF FINANCED DEVELOPMENTS
MINIMUM INSURANCE REQUIREMENTS FOR CLOSING OF VHTF FINANCED DEVELOPMENTS The Commitment issued by the Virginia Housing Trust Fund ( VHTF ) to finance housing developments contains certain insurance requirements
C O M M E R C I A L L I N E S U N D E R W R I T I N G G U I D E C A B R I L L O P R O G R A M S
C O M M E R C I A L L I N E S U N D E R W R I T I N G G U I D E C A B R I L L O P R O G R A M S Contact: Gaby Martinez Cabrillo Pacific Insurance Services, LLC Tel: 1-800-681-2045 Ext 202 gmartinez@cabrillopac.com
Chapter Eight LEARNING OBJECTIVES OVERVIEW
Chapter Eight Commercial Property Insurance LEARNING OBJECTIVES Upon the completion of this chapter, you will be able to: 1. Recognize the structure and components of the commercial package policy 2. Identify
ADM.21 INSURANCE AND INDEMNITY REQUIREMENTS FOR CONTRACTS
ADM.21 INSURANCE AND INDEMNITY REQUIREMENTS FOR CONTRACTS Washington Cities Insurance Authority PO Box 88030 Tukwila, WA 98138 (206) 575-6046 TABLE OF CONTENTS Insurance and Indemnity Requirements for
The Homeowners Coverage Guide: Interpretation and Analysis
The Homeowners Coverage Guide: Interpretation and Analysis Table of Contents Chapter 1: An Overview... 1 Introduction... 1 Forms Overview... 1 Eligibility: Homeowners Forms... 3 Eligibility: Tenant Homeowners...
Personal Property Forms & Endorsements
Personal Property Forms & Endorsements Introduction ISO is a licensed rating and advisory organization that maintains over 7,500 policy forms and endorsements for 18 lines of insurance spread across 54
DWELLING PROPERTY 1 BASIC FORM
DWELLING DP 00 01 12 02 DWELLING PROPERTY 1 BASIC FORM AGREEMENT We will provide the insurance described in this policy in return for the premium and compliance with all applicable provisions of this policy.
DWELLING PROPERTY BASIC FORM
DWELLING PROPERTY BASIC FORM AGREEMENT We will provide the insurance described in this policy in return for the premium and compliance with all applicable provisions of this policy. DEFINITIONS In this
ArborMAX Insurance Program
ArborMAX Insurance Program Package Eligibility Guidelines 1. Company must be in business at least three years. New ventures may be considered if owner has at least five years experience in the tree care
BUILDING AND PERSONAL PROPERTY COVERAGE PART
Page 1 of 12 BUILDING AND PERSONAL PROPERTY COVERAGE PART "We" cover direct physical loss to covered property at the premises described on the "declarations" caused by a covered peril. PROPERTY COVERED
Underwriting Guidelines:
AN INSURED MUST BE SAFETY CONSCIOUS AND HAVE A GOOD ATTITUDE TOWARDS LOSS PREVENTION. Underwriting Guidelines: 1. A policy may be issued for 1-4 unit owner-occupied structure, including Townhouses and
Farmowners/Ranchers, Commercial Growers and Packers. Agribusiness In-synch with your GROWING business SM
Farmowners/Ranchers, Commercial Growers and Packers Agribusiness In-synch with your GROWING business SM Travelers offers you the following Agribusiness insurance advantages: Financial Strength and Stability
HOG CONFINEMENT QUESTIONNAIRE
HOG CONFINEMENT QUESTIONNAIRE Named Insured: Agency: PROPERTY Exposures: In addition to answering the following questions, please provide photos and a diagram of the complete complex, illustrating the
Premises Coverages 3. Additional Coverages 4. Limits Of Insurance 6. Waiting Period 6. Loss Determination 6. Loss Payment Limitations 7
Rental Income Table of Contents Section Page No. Premises Coverages 3 Additional Coverages 4 Limits Of Insurance 6 Waiting Period 6 Loss Determination 6 Loss Payment Limitations 7 Conditions (Including
Physical Damage Factor No operator licensed less than 5 years Operator licensed less than 5 years not owner or principal operator
1. APPLICATION OF THIS DIVISION The following is added to Paragraph D.3. Loss Cost Conversion: To convert the loss costs shown in this division to Oregon Mutual Insurance Company rates, multiply by the
Farm & Ranch Application
Farm & Ranch Application PO Box 4479, Houston Texas 77210 or 3131 Eastside #600, Houston Texas 77098 P. 713.351.8348 800:235:3817 F. 713.351.8492 800.294.0851 ncy Information Code: Address: Name: City:
STATE NATIONAL INSURANCE COMPANY, INC.
INSURANCE APPLICATION STATE NATIONAL INSURANCE COMPANY, INC. APPLICATION DETAIL Effective / Expiration Date Policy Number Date [MM/DD/YYYY] [MM/DD/YYYY] 12:01 AM Standard Time at the residence premises
Golf & Country Club Application
Golf & Country Club Application To accurately and promptly process your application, please complete and include each of the following with your submission: Completed new business application Statement
Leatherstocking Cooperative Insurance Company Policy Application, Dwelling Fire & Seasonal Residence Dwelling Fire Dwelling Fire Mobile Home Seasonal Residence Seasonal Residence Mobile Home Proposed Term
INSURANCE SCHEDULE F
Trade Contractors, Subcontractors or Sub-Subcontractors INSURANCE SCHEDULE F Class A: Asbestos Removal Asphalt Paving Concrete Construction Managers Cranes Culverts Decking Demolition Deconstruction Earthwork
HO-3 HOMEOWNERS FORMS AS OF:
N OF HO 00 03 04 91 ISO HOMEOWNERS 3 - SPECIAL Ed. 1990 (1991) FP-7955 FL HO 00 04 10 00 ISO HOMEOWNERS 3 - SPECIAL Ed. 1999 (2000) AP617-2 HO 01 09 05 03 SPECIAL PROVISIONS - SECTION I CIT 231005 HO 01090998
Homeowners Insurance Consumer Information Brochure; Summary of Notable Coverages
INSURANCE 47 NJR 3(1) March 2, 2015 Filed February 11, 2015 DEPARTMENT OF BANKING AND INSURANCE DIVISION OF INSURANCE Homeowners Insurance Consumer Information Brochure; Summary of Notable Coverages and
DWELLING COVERAGE -- BASIC FORM
THIS IS A LEGAL CONTRACT Page 1 of 10 -- PLEASE READ THIS CAREFULLY -- DWELLING COVERAGE -- BASIC FORM The following Table of Contents shows how this Dwelling Coverage is organized. It will help "you"
UTICA FIRST INSURANCE COMPANY ARTISANS PROGRAM NEW JERSEY
UTICA FIRST INSURANCE COMPANY RULES TABLE OF CONTENTS Eligibility Program Description Policywriting Instructions Definitions Premium Modifications Deductibles Premium Development Property Coverage Options
Commercial Casualty ISO Changes
Commercial Casualty ISO Changes Presented by: Allen Messer, CIC, CPCU February 28, 2013 CGL Multistate Changes 2013 1 Coverage Form Exclusions Definitions Conditions Endorsements Revised New Overview REVISED
HOMEOWNERS POLICY PROGRAM MANUAL GENERAL RULES
HOMEOWNERS POLICY PROGRAM MANUAL GENERAL RULES RULE 613. OWNED SNOWMOBILE A. Coverage Description 1. The policy may be endorsed to provide coverage when a snowmobile is used off of the insured location.
Commercial Risk Summary Casual & Artisan Contractors
Commercial Risk Summary Casual & Artisan Contractors LANDSCAPE CONTRACTORS SIC CODE: 0781 Landscape Counseling and Planning NAICS CODES: 54132 Landscape Architectural Services 56173 Landscaping Services
Pollution Exposures an a d n d Co C ve v r e a r g a e g s e
Pollution Exposures and Coverages Video Presentation Introduction of Pollution Exposures Pollution Exposures and Coverages Section 1 Overview of the Pollution Exposure What are Pollution Exposures? Site
NEW HAMPSHIRE HOMEOWNERS HO-2 RATES
AEGIS SECURITY INSURANCE COMPANY RATED A EXCELLENT A NEW HAMPSHIRE ADMITTED CARRIER NEW HAMPSHIRE HOMEOWNERS HO-2 RATES Insurance with a Conscientious Approach to Today s Needs SURPLUS LINE MANAGERS, INC.
IIAT Job Applicant Technical Test
Instructions How to use this test This test is designed to help member agents assess job applicants technical insurance knowledge. It is one of many tools that can be used to determine which candidate
SENIOR LIVING COMMUNITIES
SENIOR LIVING COMMUNITIES Specialized Coverage for Senior Living Communities Safeguarding the residents and staff of independent living, assisted living and skilled care communities. Caring for residents
Commercial Property. Commercial Package Policy (CPP) The CPP is made up of:
Commercial Property... 2 Commercial Package Policy (CPP)... 2 Advantages to Packaging a Policy:... 2 The CPP is made up of:... 2 Coverage Parts... 2 The following are included on the CPP Common Declarations
Commercial Risk Summary Aviation Risks
Commercial Risk Summary Aviation Risks FIXED BASE OPERATORS Category: Aviation Risks SIC CODE: 4581 Airports, Flying Fields & Services NAICS CODE: 488119 Other Airport Operations Suggested ISO General
FARM PROPERTY OTHER FARM PROVISIONS FORM ADDITIONAL COVERAGES, CONDITIONS, DEFINITIONS
FARM FP 00 90 09 03 FARM PROPERTY OTHER FARM PROVISIONS FORM ADDITIONAL COVERAGES, CONDITIONS, DEFINITIONS A. Additional Coverages 1. Debris Removal a. We will pay your expense to remove debris of Covered
Protector Plus Homeowners Package
Protector Plus Homeowners Package Expanded coverage for your special needs Improve the coverage on your home You ve worked hard to earn the finer things in life. And your home is the ultimate statement
Certificate of. Insurance Information. Packet
Insurance INSURANCE Certificate of CERTIFICATE Insurance Information INFORMATION Packet PACKET INSURANCE CERTIFICATE INFORMATION PACKET Insurance Requirements The California State University has established
CHANGES IN THE GARAGE COVERAGE FORM
THIS ENDORSEMENT RESTRICTS YOUR POLICY. PLEASE READ IT CAREFULLY. CHANGES IN THE GARAGE COVERAGE FORM This endorsement modifies the insurance provided under the following: GARAGE COVERAGE FORM I. CHANGES
EQUIPMENT BREAKDOWN COVERAGE
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EQUIPMENT BREAKDOWN COVERAGE This endorsement modifies insurance provided under the following: FARM PROPERTY FARM DWELLINGS, APPURTENANT STRUCTURES
COMMERCIAL GENERAL LIABILITY COVERAGE FORM COVERAGES A AND B PROVIDE CLAIMS-MADE COVERAGE PLEASE READ THE ENTIRE FORM CAREFULLY.
COMMERCIAL GENERAL LIABILITY CG 00 02 12 07 COMMERCIAL GENERAL LIABILITY COVERAGE FORM COVERAGES A AND B PROVIDE CLAIMS-MADE COVERAGE PLEASE READ THE ENTIRE FORM CAREFULLY Various provisions in this policy
Dicamba Injury: General Farm Liability Insurance Perspectives. Ray Massey Agricultural Economist
Dicamba Injury: General Farm Liability Insurance Perspectives Ray Massey Agricultural Economist Dicamba Injury is risk with a moving target Risk Management Strategies Avoid Reduce Retain Transfer (Insurance)
Premier Building Owner s Package Policy
Premier Building Owner s Package Policy INTRODUCTION Please read the entire policy. See the Table of Contents for some of the more frequently referred to subjects. Words in bold print, other than titles