A National Conference for Credit Union CEOs
|
|
|
- Lizbeth Baker
- 6 years ago
- Views:
Transcription
1 Welcome to the Contract & Compensation virtual roundtable. We will begin at 11 am central. A National Conference for Credit Union CEOs Hotel Del Coronado San Diego, CA - October TOPICS: Effective Strategy Execution Envisioning the Future Evolving, Adapting & Succeeding Examining Credit Union Business Models & Why They Work Dialogue with CUNA s CEO Jim Nussle Personal Leadership Growth Shared CEO Insights: Great Decisions, Best Ideas of the Year Contracts, Board Negotiations and Executive Compensation Full details coming soon on
2 Employment and Compensation Agreement Pitfalls & Benefits: A Topical Conversation
3 Your Presenters Deedee Myers Chief Executive Officer DDJ Myers John Moreno, Sr. Executive Benefits Specialist CUNA Mutual Group
4 Agenda Why have a compensation agreement? Negotiating the contract Ongoing review & update of contract terms Recommendations for immediate follow-up
5 Why have a Compensation Agreement? Clear expectations for both parties Start off on the right foot Verbal offer enforced Starting from a place of trust No gray areas CEO can focus on doing his job CEO perspective Search is being commoditized Achieve the best market can offer Board perspective Have a compensation philosophy How is the CEO performance
6 Do Your Research What to be aware of before the contract? Who are you benchmarking against? What biases does the board bring to the table? What items are NOT open to negotiation? (CEO & Board)
7 Do s and Don ts of Hiring a Consultant Establish RFP Clear scope Experience/certified/proven success Not just a recruiter Credibility in CEO market/references
8 Where to Start Board should have a compensation philosophy Align with CEO expectations and performance Upside/Downside Board should have a compensation framework Timeline of contract development Scope of authority/governance framework
9 What to Consider Contract Components 1. Role 2. Start date and term 3. Scope of authority 4. Expectations 5. Ethics 6. Resignation terms 7. Compensation/Benefits
10 What to Consider Types of Compensation 1. Standard compensation (base salary) 2. Incentive compensation 3. Deferred compensation 4. Fringe benefits
11 What to Consider Incentive Compensation 1. PTO 2. Continuing education 3. Social membership 4. Civic organizations 5. Health insurance 6. Disability insurance
12 What to Consider Incentive Compensation, cont. 1. Death, Discharge Without Cause, Resignation for Good Reasons 2. Severance Pay 3. Outplacement Services 4. Medical Benefits Continuation 5. Liquidated Damages upon Failure to give Reasonable Notice 6. Dispute as to Existence of Cause or Good Reason 7. Competitive Release
13 What to Consider Deferred Compensation 457(b) Plan 457(f) Plan Split-Dollar Life Insurance Bonus Plan Key Person Insurance
14 Do s and Don ts of Contract Negotiation Know your cut-off points for you and Board Observe the appropriate negotiating style Ascribe a value to each component of the agreement Use tautology to your benefit
15 Stay Engaged After the Contract is Signed Engagement does stop after you re hired Stay current with the competition/marketplace Your needs may change
16 Checklist for Existing Contract Review Changes in status since original contract execution Adjustments to desired perquisites and benefits Organizational governance updates Change in the competitive landscape
17 Key Take-Aways Keep in mind the end goal of both parties Inherently complex negotiation Benefits of using qualified 3 rd party Use appreciative approach
18 Thank you! DEEDEE MYERS Chief Executive Officer DDJ Myers , Ext. 101 JOHN MORENO Sr. Executive Benefits Specialist CUNA Mutual Group , Ext
19 Proprietary insurance is underwritten by CMFG Life Insurance Company. Proprietary and brokered insurance is sold by CUNA Mutual Insurance Agency, Inc., a wholly owned subsidiary. This insurance is not a deposit and is not federally insured or guaranteed by your credit union. For more information, contact your Executive Benefits Specialist at Representatives are registered through, and securities are sold through, CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, 2000 Heritage Way, Waverly IA 50677, tollfree Insurance and annuity products are sold through CMFG Life Insurance Company. Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union. EXBEN CUNA Mutual Group, 2017 All Rights Reserved
Prove to Your Leadership Team The Grass is Greener Right Here
Prove to Your Leadership Team The Grass is Greener Right Here By John Moreno Sr. Executive Benefits Specialist CUNA Mutual Group CUNA Mutual Group Proprietary Reproduction, Adaptation or Distribution Prohibited
Smart Investment Practices: The Do s & Don ts of Preparing for Retirement
Smart Investment Practices: The Do s & Don ts of Preparing for Retirement Scott D. Knapp, CFA Director of Investment Strategy You ve Changed! You ve Changed! Investment Do s Do: Understand Your Objective
Are you ready to retire?
Are you ready to retire? Six steps to take now. Rob Peters, Senior Strategist. Agenda. 1. Develop a strategy. 2. Create your budget. 3. Get quotes on guaranteed income. 4. Maximize your Social Security.
Your retirement plan. Know how much to contribute. CUNA Mutual Retirement Solutions People driven. Outcome focused.
Your retirement plan. Know how much to contribute. Something to think about. 75% say they would save more if they could do it over. Income & Wealth Study, 2012, University of Michigan Page 2 Agenda. 1.
Pier 1 Imports, Inc. Charters of the Committees of the Board of Directors Compensation Committee ( Compensation Committee or Committee )
1. Purpose Pier 1 Imports, Inc. Charters of the Committees of the Board of Directors Compensation Committee ( Compensation Committee or Committee ) The Compensation Committee's purpose is to (a) develop,
CUNA Mutual Group. Eight decades of service. Products designed to stand the test of time.
CUNA Mutual Group Eight decades of service. Products designed to stand the test of time. Built to serve our members, CUNA Mutual Group works with over 95% of the credit unions in the U.S. 1 Through our
Guiding your. Retirement. Retirement GUIDE Information to help you build your financial future. FR
Guiding your Retirement Retirement GUIDE Information to help you build your financial future. FR-1613580.1-1016-1118 Intro You may have a very idealistic vision of retirement doing all of the things that
Funds Designed for Retirement
Differentiating the American Funds Insurance Series Funds in the MEMBERS Horizon Variable Annuity Funds Designed for Retirement Investments are not FDIC-insured, nor are they deposits of or guaranteed
Social Security. What s in it for you.
Social Security. What s in it for you. Presented by Michael Mason, March 9, 2016. Agenda. 1. The role of Social Security 2. Understanding your benefit 3. How to maximize your benefit Page 2 What lies ahead?
2014 Mid Year Economic & Financial Market Outlook. Scott D. Knapp, CFA Director of Investment Strategy
2014 Mid Year Economic & Financial Market Outlook Scott D. Knapp, CFA Director of Investment Strategy Agenda 1. Review Recent Data 2. Look Forward to Remainder of 2014 3. Long-Term Outlook: Reaching a
Chart your retirement course. It s easier than you think.
Chart your retirement course. It s easier than you think. Page 1 What can you control? Page 2 Today s discussion. 1. Your goals and vision 2. 4. 3. Set contribution Establish an investment strategy Roth
MEMBERS Focus Fixed Annuity
MEMBERS Focus Fixed Annuity GUARANTEED, SECURE RATES Move confidently into the future FFA-862705 3-1016-1118 A financial services company serving financial institutions and their clients worldwide. It
Creating Successful Participant Outcomes
Creating Successful Participant Outcomes Helping your employees retire on time CUNA Mutual Retirement Solutions People driven. Outcome focused. Page 1 Today s topics. 1. The increasing needs of your employees
Social Security. What s in it for you. Presented by Cindi Hill, Aug. 5, CUNA Mutual Retirement Solutions People driven. Outcome focused.
Social Security. What s in it for you. Presented by Cindi Hill, Aug. 5, 2015. Agenda. 1. The value of Social Security 2. Rules of the road 3. Ways to maximize benefits 4. Summary Page 2 What lies ahead?
Preparing for Retirement at ANY Age
Preparing for Retirement at ANY Age Sue Godfrey, Manager Retirement & Investment Solutions Center RPS-0613-6CEC To Work or Not To Work We re seeing more than three quarters of mature workers putting off
Retirement options. Set up for success. CUNA Mutual Retirement Solutions People driven. Outcome focused.
Retirement options. Set up for success. Agenda. 1. Basic considerations 2. Minimize 7 common risks 3. Resources for you Page 2 Start with the basics. Basic expenses Retirement budget Health care What if
Executive Benefits: Recruiting in Today s Market
Executive Benefits: Recruiting in Today s Market NCOFCU, September 2016 Rob Fitzgerald, Area Vice President Agenda Overview of executive compensation strategies Overview of executive benefit plans Trends
MEMBERS Zone Annuity CONFIDENCE, WITH POTENTIAL AND PROTECTION. Move confidently into the future REV 0418
MEMBERS Zone Annuity CONFIDENCE, WITH POTENTIAL AND PROTECTION Move confidently into the future 10003559 REV 0418 A financial services company serving financial institutions and their clients worldwide.
MEMBERS Index Annuity
MEMBERS Index Annuity GUARANTEES, WITH FLEXIBILITY AND UPSIDE POTENTIAL Move confidently into the future IA-838877 2-065-077 A financial services company serving financial institutions and their clients
Severance & separation practices benchmark study
Severance & separation practices benchmark study 2008-2009 From HR executives to the C-suite, a regular discussion item high on the strategic agenda of most successful organizations is employing effective
Investment Guide. Explore new possibilities for diversified investing. MEMBERS Life Insurance Company
M E M B E R S H O R I Z O N Guide Explore new possibilities for diversified investing MEMBERS Life Insurance MHA-1449442 NOT FDIC/NCUA/NCUSIF INSURED NOT BANK OR CREDIT UNION GUARANTEED MAY LOSE VALUE
SEMIANNUAL REPORTS. For Period Ended June 30, Move confidently into the future TM
SEMIANNUAL REPORTS For Period Ended June 30, 2015 This booklet contains the CMFG Variable Life Insurance Account s and CMFG Variable Annuity Account s unaudited financial statements and the semiannual
MEMBERS Horizon Annuity: New Possibilities for Diversified Investing
MEMBERS Horizon Annuity: New Possibilities for Diversified Investing MHA-1724847(CM) FOR REGISTERED REPRESENTATIVE USE ONLY. NOT FOR USE BY THE GENERAL PUBLIC. 2-0618-0720 2018 CUNA Mutual Group MEMBERS
Executive Compensation: State of the (Credit) Union
Executive Compensation: State of the (Credit) Union Tom Telford, BFB Gallagher Bob Lemke, Human Resources & Compensation Consulting May 2018 Welcome Compensation Trends Fair and Reasonable Market Surveys
PURSUE YOUR FINANCIAL GOALS. Model Wealth Portfolios
PURSUE YOUR FINANCIAL GOALS Model Wealth Portfolios INVESTMENT STRATEGIES FOR THE ROAD AHEAD Your financial advisor has the tools and experience to help you evaluate your situation and adapt your investment
Guarantee your retirement income
Guarantee your retirement income ANNUITY INCOME OPTIONS MEMBERS Deferred Annuities Move confidently into the future FFA-830834 4-1016-1118 A financial services company serving financial institutions and
2016 NAFCU-BFB Gallagher Executive Compensation and Benefits Survey. July 2016
2016 NAFCU-BFB Gallagher Executive Compensation and Benefits Survey Jack E. Clark, Clark Research Associates Chris Burns-Fazzi, BFB Gallagher Agenda Survey respondents How to read the data Asset size and
Paul and Sally Williams 34 Bonnie Drive Agoura Hills CA 91301
Prepared for: Paul and Sally Williams 34 Bonnie Drive Agoura Hills CA 91301 Prepared by: Frank Smith, CFP Cuna 20271 SW Birch Newport Beach CA 92660 Phone: 949-922-7536 Email: steven.chapin@advisys.com
Responsible Investment: Policies and Principles
Responsible Investment: Policies and Principles At Franklin Templeton Investments (FTI), responsible investment (RI) refers to the integration of environmental, social and governance (ESG) factors into
Money Matters. We Love Our Members! February FREE Tax Preparation Assistance
Money Matters A newsletter for First Credit Union members. February 2018 Stop by any branch on Wednesday, 2/14 for a sweet treat We Love Our Members! FREE Tax Preparation Assistance F irst Credit Union
BUILDING INVESTMENT PORTFOLIOS WITH AN INNOVATIVE APPROACH
BUILDING INVESTMENT PORTFOLIOS WITH AN INNOVATIVE APPROACH Asset Management Services ASSET MANAGEMENT SERVICES WE GO FURTHER When Bob James founded Raymond James in 1962, he established a tradition of
Due Diligence Information
Due Diligence Information CUNA Mutual Group Proprietary Reproduction, Adaptation or Distribution Prohibited 2014 CUNA Mutual Group, All Rights Reserved. About CUNA Brokerage Services, Inc. CUNA Brokerage
THE POWER OF AFFILIATION. Supporting Your Financial Advisor Who Serves You
THE POWER OF AFFILIATION Supporting Your Financial Advisor Who Serves You Effective wealth management is enhanced by the right partner. In the same way you benefit from the knowledge and guidance of your
Introduction. The Assessment consists of: A checklist of best, good and leading practices A rating system to rank your company s current practices.
ESG / CSR / Sustainability Governance and Management Assessment By Coro Strandberg President, Strandberg Consulting www.corostrandberg.com September 2017 Introduction This ESG / CSR / Sustainability Governance
Compensation Philosophy
The Board of Education of School District No. 34 (Abbotsford) Executive Compensation Disclosure The Board of Education encourages and adopts practices that enable the district to attract, retain, incent,
Your Retirement Guide 2017 Retirement Guide and Instructions for Defined Benefit Members
Your Retirement Guide 2017 Retirement Guide and Instructions for Defined Benefit Members This booklet contains information for a CalSTRS Defined Benefit service retirement. If you think you may be eligible
THE POWER OF AFFILIATION
CONFIDENT CHOICES We offer no proprietary investment products and engage in no investment banking activities, which means: 1. Our research and market insights are always objective. 2. Your advisor is free
Global ESPP Implementation Keys for Success
Global ESPP Implementation Keys for Success Carrie Daligou, HCC Insurance Holdings, Inc. Melanie Parsons, E*TRADE Financial Corporate Services, Inc. Geoff Hammel, ISP Advisors The information contained
Washington Supreme Court to Review Whether a Pool Should be Treated Like an Insurer
Uniting the pooling community for excellence in pool governance, management, and services. March 1, 2016 enews We invite you to submit information and notable pool news to be included in any of these areas
The Strength of Partnership:
The Strength of Partnership: Preparing for Changes in the Retirement Plan Marketplace Plan Sponsor and Employer Guide LPL Financial Navigating the Sea Change in Retirement Plans As an employer, you share
CONFIDENCE THROUGH GUIDANCE INVESTMENTS TRUST ASSET MANAGEMENT
CONFIDENCE THROUGH GUIDANCE INVESTMENTS TRUST ASSET MANAGEMENT We provide the expertise, products, and technology of a national wealth manager with the highly personal service and attention of a boutique
Subject Company: CH2M HILL Companies, Ltd. Commission File No
Filed by CH2M HILL Companies, Ltd. Pursuant to Rule 425 Under the Securities Act of 1933 And Deemed Filed Pursuant to Rule 14a-12 Under the Securities Exchange Act of 1934 Subject Company: CH2M HILL Companies,
Franklin European Small Mid Cap Growth Fund
Franklin Templeton Investment Funds Franklin European Small Mid Cap Growth Fund Core Growth Fund Profile Fund Details Inception Date 3 December 2001 Investment Style Benchmark(s) Core Growth MSCI Europe
In This Issue. Plan Guidance for You. Hop Off the Emotional Roller Coaster A cool head and a calm approach will serve you well in the long run
RetireOnTarget Newsletter, Spring 2013 In This Issue Hop Off the Emotional Roller Coaster Delaying Social Security Could Be Your Best Investment What to Do with Your Old 401(k) Pay It Forward Plan Guidance
Washington Paid Family Medical Leave
Washington Paid Family Medical Leave Presented by: Jean Shearer, Absence Management Consultant, The Partners Group Daris Freeman, AVP and Legal Counsel, UNUM Total Absence Management Today s Agenda Welcome
Executive Benefits: When Is Enough, Enough?
Executive Benefits: When Is Enough, TJ Telford, Area Vice President Agenda Welcome Overview of executive benefits Overview of compensation Key concepts for developing compensation Next steps Q&A 1 Executive
WELCOME. Newsletter March 2016 FUND CONTACT DETAILS SANLAM RETIREMENT FUND WEBSITE INVESTMENT ROADSHOW
Newsletter March 2016 SANLAM RETIREMENT FUND WEBSITE P2 ROADSHOW P4 WELCOME Welcome to your first UCT Retirement Fund newsletter for 2016. We hope that you will enjoy reading the articles included here
GALLAGHER REAL ESTATE & HOSPITALITY PRACTICE. Real Insurance Solutions for Real Estate and Hospitality
GALLAGHER REAL ESTATE & HOSPITALITY PRACTICE Real Insurance Solutions for Real Estate and Hospitality Real Estate & Hospitality Risk Management Services We Understand Your Business Understanding the specific
Introduction to Representatives Compensation
Introduction to Representatives Compensation This disclosure document describes the compensation received by certain representatives of Fidelity Brokerage Services LLC ( FBS ) 1, Portfolio Advisory Services
INA. SUCCESSFUL SALE of your. Agency. Planning the. Guide. the Nanny Agency EXIT STRATEGY
INA the Nanny Agency EXIT STRATEGY Guide Planning the SUCCESSFUL SALE of your Agency the Nanny Agency Exit Strategy Guide INTERNATIONAL NANNY ASSOCIATION WHAT'S INSIDE WELCOME Exit Strategies Business
Core Bond, Diversified Income, Large Cap Growth, Large Cap Value, and Mid Cap Funds, each a series of the Ultra Series Fund.
ANNUAL REPORTS For Period Ended December 31, 2016 This booklet contains the CMFG Variable Life Insurance Account s audited financial statements and the annual reports for the following mutual funds in
Your guidance helps clients know the difference.
ALL GUARANTEES ARE NOT CREATED EQUAL. Some investment guarantees make complex promises with fees to match. Others deliver the clarity and protection investors deserve. Your guidance helps clients know
p e r s o n a l p r o f i l e
va l u e s a n d g o a l s a s s e s s m e n t p e r s o n a l p r o f i l e personal profile for: Date Representative Representative Number How We Work Together Collect Information and Discuss Your Goals
Part 2: Remuneration Policy
72 Corporate governance QinetiQ Group plc Annual Report and Accounts 2017 Directors Remuneration Report continued Part 2: Remuneration Policy The policy will be put forward for binding vote at the AGM
Guide to Working with
Mutual of Omaha Insurance Company United of Omaha Life Insurance Company Companion Life Insurance Company Guide to Working with Headline Business Owners SUBHEAD 167456 Form No. For producer use only. Not
STATEMENT OF ADDITIONAL INFORMATION May 1, 2017
STATEMENT OF ADDITIONAL INFORMATION May 1, 2017 For MEMBERS HORIZON FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY (a combination variable and index-linked deferred annuity contract) Issued through MEMBERS
Growth Through Partnership
THE CPA ADVANTAGE Growth Through Partnership OPPORTUNITIES PARTNERS EXPERIENCE TC92715(1116)3 Cat No 62900(1116) GROWTH THROUGH opportunities partners experience PARTNERSHIP While CPAs and financial advisors
AdviceOne Advisory Services, LLC 100 Western Boulevard Glastonbury, CT (860) August 27, 2018
AdviceOne Advisory Services, LLC 100 Western Boulevard Glastonbury, CT 06033 (860) 659-4900 www.adviceoneretirement.com August 27, 2018 Form ADV, Part 2A; our Disclosure Brochure or Brochure as required
3300 Mutual of Omaha Plaza Omaha, Nebraska August 1, 2018
Item 1 Cover Page Mutual of Omaha Investor Services, Inc. (also doing business as Mutual of Omaha Financial Advisors) 3300 Mutual of Omaha Plaza Omaha, Nebraska 68175-1020 800-228-2499 www.mutualofomaha.com/investments
PROSPECTUSES. MEMBERS Variable Universal Life MAY 2017
MEMBERS Variable Universal Life PROSPECTUSES MAY 2017 This booklet is for policyowners of MEMBERS Variable Universal Life, a flexible premium variable universal life insurance policy issued by CMFG Life
Seven Steps to Handling Your Loved One s Estate
Seven Steps to Handling Your Loved One s Estate How to close out accounts, notify key authorities, access death benefits and begin the probate or trust administration process after the loss of a loved
PROSPECTUSES. UltraVers-ALL LIFE SM MEMBERS Variable Universal Life II MAY 2018
UltraVers-ALL LIFE SM MEMBERS Variable Universal Life II PROSPECTUSES MAY 2018 This booklet is for policyowners of UltraVers-ALL Life SM and MEMBERS Variable Universal Life II, flexible premium variable
REDEFINING WEALTH MANAGEMENT
REDEFINING WEALTH MANAGEMENT SIMPLIFY YOUR FINANCIAL LIFE Wealth is always accompanied by complexity whether preserving assets in the face of volatile markets, leaving a legacy without subjecting heirs
Credit Union Investment Advisory Services Firm Overview. MEMBERS Capital Advisors ASSET MANAGEMENT
ASSET MANAGEMENT Credit Union Investment Advisory Services Firm Overview MEMBERS Capital Advisors MCA-0113-69F2 - Not For Distribution to the General Public Table of Contents CUNA Mutual Group Overview
CADOGAN PETROLEUM PLC
1. Introduction DIRECTORS REMUNERATION POLICY This Directors' Remuneration Policy (the "Policy") contains the information required to be set out as the directors' remuneration policy for the purposes of
Investigating the Merits of Regulating Financial Planners in Ontario January 30, 2014
Changing how the world does planning Investigating the Merits of Regulating Financial Planners in Ontario January 30, 2014 A statement of views by: Shawn Brayman President & CEO PlanPlus Inc. 411 Richmond
SA Metropolitan Fire Service Superannuation Scheme
SA Metropolitan Fire Service Superannuation Scheme Your Member Benefit Guide Retained Fire Fighters Prepared 4 June 2010 Trustee: SA Metropolitan Fire Service Superannuation Pty Ltd 99 Wakefield Street
Report of the Programme, Budget and Administration Committee of the Executive Board
EXECUTIVE BOARD EB133/2 133rd session 20 May 2013 Provisional agenda item 4 Report of the Programme, Budget and Administration Committee of the Executive Board 1. The eighteenth meeting of the Programme,
SCHOOL DISTRICT No. 73 (KAMLOOPS / THOMPSON) th Avenue, Kamloops, B.C. V2C 3X7 Tel: (250) Fax: (250)
SCHOOL DISTRICT No. 73 (KAMLOOPS / THOMPSON) 1383-9 th Avenue, Kamloops, B.C. V2C 3X7 Tel: (250) 374-0679 Fax: (250) 372-1183 www.sd73.bc.ca Executive Compensation The Board of Education encourages and
NFP Executive Benefits
NFP Executive Benefits NFP Executive Benefits ranked in the top five providers in four out of six categories in the 2011 PLANSPONSOR Buyer s Guide. NFP Executive Benefits The right solution for your company
VIRTUAL FINANCIAL... COMMITTED TO HELPING FAMILIES
VIRTUAL FINANCIAL... COMMITTED TO HELPING FAMILIES The last several years have been tough on our country. Many families don t feel financially secure or have given up on their dreams of realizing the lifestyle
Retirement Plan for Michigan Credit Union Employees - 401(k) Savings Plan Distribution Form
CUNA Mutual Retirement Solutions P.O. Box 2978 5910 Mineral Point Road Madison, WI 53701-2978 Phone: 800.999.8786 Fax: 608.236.8017 Email: DCBenefitAdmin@cunamutual.com www.benefitsforyou.com Retirement
The Job Changer Sales Opportunity
The Job Changer Sales Opportunity Make Your Mark on the Billion Dollar Rollover Market RISK MANAGEMENT FINANCIAL SOLUTIONS CF-76-50000-0911 The Time: Now. The Potential: Wow! People are changing jobs at
Retirement Plan Best Practices:
Securing the Future Together Retirement Plan Best Practices: Plan Governance White Paper 1 of five-part series November 2016 Contributors: Ryan Cunningham, CAIA; Corrie Oliva, CFA; Jillian Perkins; Terri
The archive of Ameritas Product & Service Notices can be found on Producer Workbench > Product Portfolio.
Date: September 1, 2016 Form Number: PS 4030 To: Field Associates Discard After: Keep Indefinitely RE: Ameritas Update #5: Recent Business Decisions and Other Developments Summary: Since our last update,
32110 Agoura Road Westlake Village, CA Ph Fax Contact for more information: Ken Doyle.
32110 Agoura Road Westlake Village, CA 91361-4026 Ph. 800-801-2300 Fax 800-609-0111 Contact for more information: Ken Doyle media kit Who is Warner Pacific? Founded in 1982, Warner Pacific serves more
Defined Contribution Pension Solutions Supporting you on every step of the journey
Intended for pension fund trustees and their investment consultants only. Not to be distributed to pension scheme members. Defined Contribution Pension Solutions Supporting you on every step of the journey
Claims Standard Practices Administrative Guide and Frequently Asked Questions
CREDIT DISABILITY INSURANCE CREDIT LIFE INSURANCE Claims Standard Practices Administrative Guide and Frequently Asked Questions Common Purpose. Uncommon Commitment. This informative document explains common
Benefit from a new fiduciary approach
RUSSELL INVESTMENTS DEFINED CONTRIBUTION FIDUCIARY OUTSOURCING SERVICES Benefit from a new fiduciary approach INVESTED. TOGETHER. New challenges require new solutions In a world where many employees will
we want to start a financial services career in a targeted market
recruiting we want to start a financial services career in a targeted market retirement benefits group market opportunity People who work for public schools, colleges, universities, hospitals, nonprofit
Allstate Retirement Plan
Allstate Retirement Plan This Summary Plan Description ( SPD ) describes the Cash Balance provisions of the Allstate Retirement Plan (the Plan ) in effect as of January 1, 2014. The attached Appendix A
Launching ERM: Experiences from Progress Energy
Launching ERM: Experiences from Progress Energy ERM Roundtable Discussion North Carolina State University David Fox Joe McCallister Raymond Phillips April 16, 2004 Progress Energy Overview $8.7B revenues
Exploiting Risk Woody Ratterman, III Sr. Vice President Marsh, Berry & Company, Inc
Exploiting Risk Woody Ratterman, III Sr. Vice President Marsh, Berry & Company, Inc. www.marshberry.com 615-815-6502 Woody@MarshBerry.com transmitted by any means, electronic or mechanical, without prior
Employee Education Catalog
2017 CUNA Mutual Retirement Solutions Education Curriculum Employee Education Catalog CUNA MUTUAL RETIREMENT SOLUTIONS People driven. Outcome focused. Improving employees financial wellness is the theme
Your Relationship with an Eagle Strategies Financial Advisor
Your Relationship with an Eagle Strategies Financial Advisor PROTECTION. RETIREMENT. INVESTMENT. ESTATE. Trusted Guidance. Comprehensive Solutions. The value of professional advice. It is a common practice
KNOW THE RULES BEFORE WORKING IN RETIREMENT Annual Delegates Meeting
KNOW THE RULES BEFORE WORKING IN RETIREMENT 2018 Annual Delegates Meeting KNOW THE RULES BEFORE WORKING IN RETIREMENT What you need to know as a Service Retiree Retirement & Social Security Law (RSSL)
BANK OF AMERICA CORPORATION CORPORATE GOVERNANCE GUIDELINES. As of October 25, 2017
BANK OF AMERICA CORPORATION CORPORATE GOVERNANCE GUIDELINES As of October 25, 2017 The Board of Directors (the Board ) of Bank of America Corporation (the Company ), acting on the recommendation of its
Insights on Single Family Office Executive Compensation
Insights on Single Family Office Executive Compensation Research Provides Peer Group Comparisons of Compensation and Benefits Practices Appropriate and competitive compensation is a key component of recruiting
Northern California Chapter
Scores for CBSC: FY18 Overall High Satisfaction*: 70% FY17 Overall High Satisfaction: 68% Favorable/Unfavorable FY17 to FY18: 2% *FY18 High Satisfaction calculated by summing the total of respondents scoring
Introduction. This document serves as public disclosure of our commitment to uphold the principles of the Japan Stewardship Code.
Introduction T. Rowe Price Japan, Inc. together with T. Rowe Price Group ( T. Rowe Price as a separate entity or as a whole group according to respective descriptions or statements) agrees it is appropriate
MANAGED ACCOUNTS. Portfolio Solutions. Providing the guidance and flexibility to meet your customized investing needs
MANAGED ACCOUNTS Portfolio Solutions Providing the guidance and flexibility to meet your customized investing needs INTRODUCING PORTFOLIO SOLUTIONS When it comes to achieving your financial goals, here
Financial Planning Services
UBS Financial Services Inc. SEC File Number 801-7163 1000 Harbor Boulevard March 29, 2018 Weehawken, NJ 07086 (201)352-3000 http://financialservicesinc.ubs.com Financial Planning Services This brochure
Greater Victoria School District No Public Sector Executive Compensation Reporting
Greater Victoria School District No. 61 2015-2016 Public Sector Executive Compensation Reporting The Board of Education encourages and adopts practices that enable the District to attract, retain, incent,
Real Estate Consultant. Request for Proposal
Real Estate Consultant Request for Proposal December 2018 1 SECTION I: INTRODUCTION A. Plan Description The Police and Fire Retirement System of the City of Detroit ( PFRS, the Plan or the System ) was
Ameriprise Financial Planning Service
Ameriprise Financial Planning Service Client Disclosure Brochure (Form ADV Part 2A) March 2017 Ameriprise Financial Services, Inc. 2773 Ameriprise Financial Center Minneapolis, MN 55474 ameriprise.com
CBSI Paperwork Guidelines New Accounts
CBSI Paperwork Guidelines New Accounts Mutual Fund Accounts on the Brokerage Platform... 2 Mutual Fund Accounts on the Fund Direct Platform... 3 529 Accounts on the Brokerage Platform... 4 529 Accounts
Retirement Plan Distribution Request Form
CUNA Mutual Retirement Solutions Phone: 800.999.8786 Fax: 608.236.8017 BenefitsForYou.com Retirement Plan Distribution Request Form DEFINED CONTRIBUTION PLANS INCLUDING 401(K), PROFIT SHARING, AND 403(B)
START HERE. Small Business Retirement Plans. Prospecting Guide to. American National Insurance Company
American National Insurance Company START HERE Prospecting Guide to Small Business Retirement Plans 1 Getting Started Every business owner needs a plan for retirement. 2 WHY? They work hard to make their
PGIM INVESTMENTS. And the investment managers that make a difference. PGIM Fixed Income QMA
PGIM INVESTMENTS Bringing you the investment managers of Prudential Financial, Inc. PGIM INVESTMENTS And the investment managers that make a difference PGIM Fixed Income Jennison Associates QMA PGIM REAL
Aberdeen believes that rewarding staff for their contribution is key to recruiting and retaining a talented workforce.
Alternative Investment Fund Managers Directive (AIFMD) Remuneration Disclosure AIF Annual Report and Accounts Aberdeen Private Equity Fund Limited Remuneration Policy Please note, Aberdeen Asset Management