Assessing Your School Risks
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- Gwendolyn Johnson
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1 Assessing Your School Risks
2 Agenda: Defining Risk What is Risk Assessment? Defining Categories of Risk Prioritizing Categories of Risk Selecting Risk Strategies
3 What is Risk?
4 Risk: Defined as: A chance of harm or loss; danger. Some level of risk exists in every facet of our environment All risks are not equal Taking risk is necessary to gain rewards or benefits Calculated Risk Taking vs Uninformed Risk Taking
5 Calculated Risk Uninformed Taking Identify foreseeable risks/hazards Assess Risk vs Benefits Remove/avoid unnecessary risks Set procedures to manage remaining risks Risk Taking Unaware of risks or injury potential Inexperience Disregard for risks Thrill-seeking quest Invincible attitude Reckless, cavalier attitude towards rules or structure
6 Risk Appetite Subjective varies from person to person Based on personal experience (I didn t get hurt; It never happened to me; I knew a guy who did that ) Attitudes, values, aggressive nature Personal proficiency can skew the perception of risks to inexperienced participants School boards responsible for the risk appetite of their organizing groups/committees
7 Assessing your Risks
8 Risk Assessment The process of analyzing the nature of the risks faced by your school board based on expected frequency of occurrence and severity Recognizes that all elements of risk are not equal in resulting frequency and/or severity Systematic method of categorizing risk by level of priority Simplest method is to set priority according to Low, Medium, High elements of risk
9 Low Risk Characteristics: Low Frequency - The risk of loss exists, but the likelihood of it occurring is low Small # or no incidents/losses in past 15 years in province Low Severity Little or no impact on students or school operations
10 Low Risk Category Examples Sedentary classroom activities Lead in drinking water, exposure to asbestos; exposure to mould Hurricane Earthquake Nuclear radiation?? (unless near a reactor or industrial area..)
11 Medium Risk Characteristics Inherent hazards that are known or foreseeable to a reasonable, prudent person Losses/incidents occur regularly; usually low severity (but can be catastrophic) Medium to Medium (High) risks Steps can be taken to remove or reduce the risk of loss occurring
12 Medium Risk Examples Contact sports Downhill sports, phys.ed. Transportation (bus, car, boat) Playground equipment Premises maintenance Winter conditions snow clearing
13 High-Medium Risk Examples Extreme sports e.g. downhill mountain bike; rock climbing walls Wilderness Excursions (camping, etc.) High Ropes Canopy Walks Technical Studies Programs Water Activities (swimming, wave pools)
14 High Risk Characteristics Nature of activity or presence of severe hazards = high chance of loss occurring Catastrophic injuries or loss outcome Foreseeable that a loss will occur You have no control over the hazards
15 High Risk Examples Fall height exceeds 8 feet High speed Severe weather conditions Free fall or jumps (e.g. trampoline, cliff) Water currents, waves or tidal conditions Inexperienced participants Students operating vehicles
16 Risk Assessment Chart High Frequency Low Frequency High Severity Low Severity HIGH RISK MEDIUM RISK HIGH MEDIUM RISK LOW RISK Ontario School Boards Insurance Exchange 2006
17 Selecting Risk Strategies
18 Common Risk Management Strategies Avoidance Risk Control Loss Reduction Risk Transfer (Insurance or Contractual) Duplication of Resources Segregation of Exposures
19 Avoidance 100% effective in eliminating risk of loss Limited in scope can t avoid all risks Applies to: High Risk activities category Activities that have no educational value or are not necessary to fulfill education goals Risks that are not acceptable to board Inadequate resources to manage safely
20 Risk Control Proactive steps can be taken to manage the identified risks Remove known risks where possible Set rules/procedures to minimize loss resulting from remaining risks Enforce rules/procedures; Document steps taken (checklists, etc.) E.g. Supervision, Safety Rules, use of safety equipment, etc.
21 Risk Reduction Post loss planning reduces severity Emergency Response Plan, BCP, etc. Natural Disasters Technological Events Man-made Events
22 Risk Transfer By Law Occupier s Liability; J&S Liability; Vicarious Liability Contractual agreement to assume or relinquish legal responsibility (e.g. contractor for board; permit holder) Insurance
23 Duplication of Resources Alternate or back-up resources in case loss occurs (post loss strategy) where will students go if school burns down? Supply Chain interruption (alternate suppliers due to strike, labour dispute, pandemic) Alternate sites for computer operations
24 Segregation of Risks Physical barriers or geographic divisions to reduce chance of total loss occurring Spreads exposure to loss across different locations Isolates and controls known sources of loss
25 Risk Profile Priority Example Strategy High Severity/High Frequency High - High probability of loss occurring, it is foreseeable and you have little control over it - fall height, speed, weather uncontrolled fall, violence High Severity/Low Frequency High - Medium - Risk can be controlled, but severity of loss is present due to speed, fall height, uncontrolled falls, extreme weather, etc. Snow board, white water rafting/canoeing, trampolines, cliff rapelling, sky diving, extreme sports, travel to war/disaster areas etc. Wilderness excursions, rock climbing, high ropes, canopy walks, etc. Avoidance Transfer (Contractual) Self-Retention Avoidance Risk Control Loss reduction Low Severity/High Frequency Medium - Risk is readily recognized and measured - probability of a loss or no loss. You can takes steps to control or reduce the risk Low Severity/Low Frequency Low - Risk exists but low probability of loss Downhill skiing, conventional sports, camping, amusement parks, playground equipment, etc. Regular classroom programs, educational field trips - museums, ROM, art galleries, etc. Risk Control Loss Reduction Risk Transfer (Contract) Duplicate Resources Segregate Exposures Self Retention Loss Reduction Self Retention
26 Visit us at
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