Score Some Tee Time With the Pros Allianz's annual contest to Play with the Pros at the Allianz Championship began May 1st. Learn more.
|
|
- Shanna Gilmore
- 6 years ago
- Views:
Transcription
1 Accordia Life Accordia Life Launches New Underwriting Program On May 1st, Accordia Life launched a new underwriting program called Accordia Life Credits, which is a robust, personalized underwriting program that allows a proposed insureds' favorable health factors to improve the underwriting offer. Details available on page 12 of the Accordia Life Underwriting Guide. News on Contracting, Submitting Business, and Updates on What Hasn't Changed From the New Agent Contracting kit to the list of "Business as Usual" processes, Aviva has a lot to share this week. To stay up to date, visit their transition site: Allianz Life Insurance Illustration Backcasting Tool Updated The backcasting tool's hypothetical historical index reports have been updated with new information. Learn more. Score Some Tee Time With the Pros Allianz's annual contest to Play with the Pros at the Allianz Championship began May 1st. Learn more. The New Product Enhancements Are Here Exciting, new product enhancements to Allianz Life Pro+ FIUL policy have arrived, and they make the top selling Allianz Life Pro+ even better. Learn more Join a Webinar on May 8 FIUL web banner ads are now available, giving you another way to market to prospective clients. Learn more.
2 American General Provide Clients with Innovative IRA Wealth Transfer Solutions Learn how to maximize after-tax value of clients' IRA's or eliminate taxes paid on an IRA inheritance. Introduction Video Consumer Brochure Presentation Two Strategies Video Out With the Old, In With the New There are great new premiums on AG Select-a-Term. Significant, competitive improvements were achieved, with reductions up to 10% and sometimes more in popular durations and risk classes. Learn more. Client Unable to Buy Additional Life Coverage? Offer AD&D as an alternative: AG AccidentCare Direct Plus is easy and affordable. Learn more by ing Video Tour Available for Advanced Markets Website The AG advanced markets website has many features, including consumer and producer content, no log in ID or password required, CE credits, sample documents and a searchable reference library. View a short video overview of the site and its resources here. Cost-Effective Life Insurance with Upside Potential and Downside Protection Elite Index II provides cost-effective permanent life insurance with the potential for cash value accumulation, tax advantages and premium flexibility, all wrapped up into one policy. Now available with a new chronic illness rider, choice loan option, and higher cap and participation rates. Top reasons to sell Elite Index II Elite Index II brochure Aviva News on Contracting, Submitting Business, and Updates on What Hasn't Changed From the New Agent Contracting kit to the list of "Business as Usual" processes, Aviva has a lot to share this week. To stay up to date, visit their transition site, New Webcasts Begin April 22nd Learn about the new products that Accordia Life will be launching next month, the Accordia Life Provider and Accordia Life Assure. You can also learn about Accordia Life and get a preview of the new Underwriting Program available on Accordia Life's permanent life products. See the schedule. AXA Equitable It's that time of year: AML is an ever important item to be up to date with. Don't wait. Anti- MoneyLaundering training and CE credit hours opportunity. Details. AXA began accepting applications for their newest product, BrightLife Protect, on April 21st and they're off to a spectacular start. For more information on the launch, and to see how BrightLife Grow stacks up against the competition, click here. Take a good defense and make it great with AXA's Term Conversion play, in which you can opt to add AXA's Long-Term Care Services rider with limited underwriting and no labs or exams. Limited time offer. Learn more.
3 By The Numbers Brought to you by AXA, By The Numbers is an interesting analysis of our industry, the markets, and other topics with an emphasis on analysis by numbers. Learn more. ING Announcing the New Premium Deposit Fund Rider! Details Why is it good for your client? State Estate & Inheritance Taxes 2014 Although the majority of states do not impose any taxes on wealth transfers, there are some states that impose an estate tax and/or inheritance tax. For a producer flyer that lists what states impose these taxes and what they may mean for clients, click here. How Life Insurance May Add to Your Retirement This new consumer brochure provides an overview of the many ways that cash value life insurance can help with clients' retirement planning - providing a financial defense against both the expected and unexpectedview brochure. John Hancock LTC Captivate Brainshark on LTC Sales Insider With LTC Captivate, you have the ability to overcome logistical and geographical obstacles with selling LTC insurance. To learn more about this web selling platform, click here. Legal & General America The Extra Might Beat the Great Rates OPTerm rates are in the top 5 in 98% of cells across all bands, term lengths and rating classes, for both men and women. But, with LGA, you get value beyond just price. To learn What More Do You Get from LGA and OPTerm, click here. Scratch the 30-Year Itch Not many carriers scratch it. At LGA, OP Term is competitive in all underwriting classes. Back by popular demand, these flyers have been updated with Gen X and Gen Y examples for $500k and $1MM face amounts. click here Lincoln National Lincoln Keeps Innovation at the Forefront Lincoln is pleased to announced the new Lincoln LifeReserve Indexed UL Accumulator (2014) effective May 12, and is pleased to share the details for upcoming enhancements to Lincoln Lifetime Income Edge, a guaranteed withdrawal benefit available with a Lincoln fixed indexed annuity effective May 15. Learn about LifeReserve Indexed UL Learn about Lifetime Income Edge Lincoln Investment Advisors Market Commentary Click here for a brief client-approved recap of Lincoln's observations on markets and volatility for the first quarter of 2014.
4 MetLife Customize Your Whole Life Presentations According to LIMRA, the majority of producers who own tablets use them in the education and sales process with clients. MetLife's own research uncovered a common theme: It can be as difficult and complex for producers to explain all the intricacies of whole life as it is for clients to absorb and understand. The Whole Life Up Close app can help you interactively show whole life concepts and the impact they have on policies. Learn more. White Paper - Price vs. Value A new white paper from bobby Samuelson and Susan Pierce explores price vs. value with lifetime death benefit guarantees in VUL policies. Learn more. Latest Edition of the BOSS Newsletter Articles include "Pass Thru Business Entities-Sales Opportunities Abound", "Retirement Plans for Small Businesses" and Mult-Owner Firms are Great Prospects for Disability Buy-Out Sales". View BOSS Newsletter. Underwriting Updates From capacity and retention updates and new APS guidelines to revisions to more favorable medical underwriting guidelines for underwriting depression, your MetLife Underwriting team's been busy. Capacity, Retention and APS guidelines Capacity, Retention and APS guidelines Medical Underwriting Guidelines for update Depression update Minnesota Life Term Life is Getting a Brighter Future On May 19th, Minnesota Life is lighting up your term life business by enhancing new Advantage Elite Select policies. Enhancements include a new Benefit Distribution Agreement, which guarantees an income stream for clients' beneficiaries, and lower Express Issue minimum on 10 and 20 year plans, among other enhancements. Summary of Enhancements Join a Webex on May 22, 1pm Central, to learn more Eclipse IUL is Eating Up the Competition When comparing IUL policies, special attention should often be paid to how well the policy performs during distributions, as this is often the primary objective of an IUL policy holder. For a new comparison of IUL policy distributions from Minnesota Life, click here. Mutual of Omaha FIT Pushed to a New Level Fit Underwriting credit program increased maximum face amount to $5MM. Learn about the enhancements Comparing Chronic Illness vs LTC Riders There are many nuances and differences between Chronic Illness and LTC riders. To see a recently published comparison from Mutual of Omaha, click here. United of Omaha Raising the Cap on Premiums!
5 Effective immediately, they've raised the premium caps on their UL products. Learn more. Nationwide Let Nationwide Help You Tap into Executive Benefit Opportunities 54% of businesses without executive benefits have never been approach, which means there's a big opportunity, and Nationwide can help you tap into it. Learn more. Nationwide Life Illustrator: Illustrating Products, Riders and Sales Ideas Join an upcoming Nationwide Retirement Institute webinar. Key topics will include how to illustratenationwide YourLife GUL and IUL, the Extended Death Benefit Guarantee rider and much more! May 6 2pm ET Learn more Protective Life Lab Results Now Available Via Inside Look Online by ExamOne Beginning May 2, life insurance applicants can convenient access lab results using Inside Look online by ExamOne. Learn more. Maximize Life Policy Review Meetings with Protective's Life Check-Up Program The Life Check-Up program offers simple tools that help agents pinpoint opportunities for changes that will benefit their clients. Learn more. Is a level-term policy really the best option for clients who need short-duration life insurance coverage? What if clients realize they still need life insurance coverage but the amount they need has lessened? Protective Custom Choice UL is a solution that offers decreasing coverage without an increase in out-of-pocket cost as clients age. Learn more. Prudential Good Things are Blooming at Pru The new ekits for the PruTerm One and even better VUL protector are now available. VUL Protector now has more affordable premiums and greater cash value growth potential and the PruTerm One is an annually renewable, convertible term insurance policy for temporary protection needs. VUL Protector ekit PruTerm One ekit Three New Advanced Marketing Client Brochures Three new client brochures are now available focusing on asset repositioning strategies for the wealth transfer marketplace. Dynasty Trust Zero Estate Tax Planning Leveraged Gifting SBLI SBLI Whole Life illustrations Now Available on Winflex
6 SBLI is pleased to announce that their new suite of whole life products and riders are now available for illustration on WinFlex. With strong guaranteed cash values, a comprehensive range of riders to meet your clients varied needs, and dividends issued by a company with an outstanding actual vs. projected dividend history, it is only fitting that their exceptional whole life lineup be included on this industry-leading illustration platform. To begin illustrating SBLI whole life products, request access via your WinFlex web sign-on. Their team will review and approve your request promptly. You will receive an confirmation once they've approved your access. Their term products continue to be available for quoting on ipipeline, Compulife, and VitalTerm. Feel free to call them at with illustration questions. For WinFlex technical support, call Symetra Are Your Clients' Life Policies Keeping Up with Their Dynamic Lives? Change is inevitable. The dynamics of lie will often require your clients to reassess their personal needs, as the things that once suited their lifestyles don't necessarily suit them now. A routine assessment of their life insurance needs should be no different. Help your clients complete a routing life insurance policy review and make sure their existing coverage still meets their current needs. Learn more. Clients Can Earn Credits for Healthy Habits Symetra GoodLife Rewards is an underwriting crediting program designed to reward clients age 70 or younger for their good health by upgrading them to better underwriting classes. Learn more. Benefits of Trust Planning in New Tax Paradigm Life insurance can be an effective vehicle for increasing the wealth that passes to your clients' beneficiaries. But with a life insurance policy properly structured in a truest held outside the estate, their assets can work even harder. Success Story Brainshark Presentation Symetra's 2013 Corporate Report Want to learn more about Symetra's progress and performance in 2013? Symetra President and CEO Tom Marra shares the results, and their plans for 2014, in their latest corporate report. Learn more. Transamerica New Foreign Nationals Resources a Click Away Transamerica offers an unparalleled combination of products, materials and expertise to help you succeed in the Foreign Nationals market. Their experts understand the needs of your global citizens. Here are just a few of the flyers, brochures and presentations that will help you understand the Foreign Nationals opportunity: Producer Checklist Strategy Summary Underwriting Guidelines Country Code Chart ACE Interest Rates are Changing Week of May 5
7 Estate Planning Flowchart US Estate and Gift Taxation Reference Guide Worth Article Producer Presentation Threshold interest rates have increased 15 basis points for TransACE 2013 and TransACE Survivor To view threshold rates click here.
Carrier & Product Updates
As of 5/19/2014 Accordia Life Accordia Life Website and Microsite Available Accordia Life is exited to introduce Accordia Life s new public website, www.accordia.com, and our new product/brand microsite
More informationAll Companies - All Products
Selected Features:, Accordia Life - Accordia Term Convertible to any permanent plan of insurance offered by the company without evidence of insurability, in the level term period or to age 75, if earlier.
More informationTake Care of 2 issues with 1 Strategy
TBA works with Advisors to help find opportunities for their clients and deliver solutions that protect their future. We do this by: Delivering marketing support and education that will help advisors uncover
More informationLinked Benefits/Combo Products Key Differences UL & IUL Products
Carrier & Accordia Life Access Available on all permanent products $100,000 minimum face amount. The eligible amount is the cash value plus a percentage of the net amount at risk. The percentage increases
More informationLife with Long-Term Care and Chronic Illness Riders
Life with Long-Term Care and Chronic Illness Riders Given the recent modernization of long-term care coverage it is important that insurance professionals can distinguish and understand the multiple options
More informationNationwide s EDBG VUL to GUL:
Solution Focus Nationwide s EDBG VUL to GUL: Due to low interest rates and increased reserve requirements with AG38, no-lapse guarantee (NLG) VUL has become competitively priced compared to GUL. BGAs and
More informationTurn on... The new Zurich Protection Index UL TM. Offered by Zurich American Life Insurance Company
Turn on... The new Zurich Protection Index UL TM Offered by Zurich American Life Insurance Company For agent and broker information only. Not for use with clients or the public. Zurich Protection Index
More informationLTC/CHRONIC CARE RIDER
Company Allianz American General AXA Rider Name LTC Accelerated Rider Accelerated Access Solution LTC Services Rider. Impairments must be. Life Pro+ IUL AG Secure Lifetime GUL II Athena UL Athena IUL Incentive
More informationPROTECTION. Everything you need to sell Protection UL & Protection SUL SELLER S GUIDE
SELLER S GUIDE PROTECTION Everything you need to sell Protection UL & Protection SUL LIFE-5256 8/16 THIS MATERIAL IS FOR AGENT USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC. Table of Contents Meet
More informationLONG-TERM CARE AND CHRONIC ILLNESS RIDER DETAILS
Carrier Name AIG AIG Allianz ANICO Rider Name Accelerated Access Rider Accelerated Access Rider Accelerated Benefit Rider Accelerated Benefit Rider Type of Rider Chronic Illness Chronic Illness Chronic
More informationPrincipal Universal Life Provider Edge SM SALES GUIDE
Principal Universal Life Provider Edge SM SALES GUIDE LOW-COST PROTECTION AND MORE SEE INSIDE FOR: XX Product features & highlights XX Sales applications XX Competitive insights XX Product positioning
More informationTerm Conversion Quick Guide
AIG Select-a-Term 10, 15 through 30 year Earlier of level term period or attained age 70 Years 1-10 full portfolio (10yr: yrs 1-8); Years 11+ limited to AG Extend IUL & Elite WL (10yr: yrs 9-10) American
More informationCurrent Interest Rate. Guar. Interest Rate. Cash Value Test Used
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 A B C D E F G H I J Survivorship Universal Life Insurance Illustrated Values (on 05/01/12) Male
More informationLevel DB Current Accum Value Year 5. Guaranteed Crediting Rate
Indexed Universal Life Policy Illustrated Values $250,000 Male Age 55/Standard NS Class^/; $6,500 Annual Premium As of July 1 2012; In Most States These illustrations were requested using indexing options
More informationBENEFITACCESS RIDER (BAR) HIGHLIGHTS
Access Rider vs. Other Chronic Illness and/or Terminal Illness Riders CHARTS Click on number to jump to desired information. Many prominent carriers offer products that provide death benefit and chronic
More informationBasics of Life Insurance
Basics of Life Insurance Understanding the World of Life Insurance Presented by. Policies issued by American General Life Insurance Company ("AGL ) What is Life Insurance at it s Core? A contract where,
More informationWEALTH MANAGEMENT EXPERTS Helping you become your clients key advisor.
Wealth Management WEALTH MANAGEMENT EXPERTS Helping you become your clients key advisor. Sometimes your clients wants and needs extend beyond a simple solution. They require more advanced services from
More informationSales Ideas from AIG American General. Presented by: Michael Brandenburg, CLU, ChFC RVP Midwest Life Insurance AIG Financial Distributors
Sales Ideas from AIG American General Presented by: Michael Brandenburg, CLU, ChFC RVP Midwest Life Insurance AIG Financial Distributors MEC RESCUE Policies issued by American General Life Insurance Company,
More informationBenefitAccess Rider vs. Other Chronic Illness and/or Terminal Illness Riders
comparison Access Rider vs. Other Chronic Illness and/or Terminal Illness Riders Comparison Charts Life insurance with an optional Chronic Illness, Long Term Care, and/or Terminal Illness Rider Hybrid
More informationCARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND AG Secure Lifetime GUL 3 AG Secure Survivor GULII Elite Global Plus Elite Survivor Index II Max Accumulator+ IUL Value+ Protector IUL Term s Lifestyle Income Solution / Asset Protector
More informationMaximizing a legacy IF AN ASSET IS NOT NEEDED TO SUPPORT A CLIENT S LIFESTYLE, it often becomes earmarked as an inheritance for the next generation. T
Using Life Insurance to Maximize the Value of an Annuity LIFE-9295 10/17 JOHN HANCOCK PLAYBOOK Maximizing a legacy IF AN ASSET IS NOT NEEDED TO SUPPORT A CLIENT S LIFESTYLE, it often becomes earmarked
More informationLTC AND CHRONIC ILLNESS RIDER DETAILS
AIG AIG Allianz ANICO Assurity Life Accelerated Access Rider Accelerated Access Rider LTC Accelerated Benefit Rider Accelerated Benefit Rider Accelerated DB - LTC/Home Care Option Chronic/Critical Chronic/Critical
More informationLTC AND CHRONIC ILLNESS RIDER DETAILS
Carrier Name AIG AIG Allianz ANICO Accelerated Access Rider Accelerated Access Rider LTC Accelerated Benefit Rider Accelerated Benefit Rider Chronic/Critical Chronic/Critical LTC Chronic / Critical Illness
More informationa guide for producers
variable universal life insurance a guide for producers Life Insurance: Is Not a Deposit of Any Bank Is Not FDIC Insured Is Not Insured by Any Federal Government Agency Is Not Guaranteed by Any Bank or
More informationCARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND Elite Global Plus Elite Survivor Index II Max Accumulator+ IUL Secure Lifetime GUL 3 Secure Survivor GULII Select-a-Term Value+ Protector IUL Lifestyle Income Solution / Asset Protector
More informationCARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND Lifetime Foundation IUL which provides lifetime guarantees (DB drops to 50% around LE) / Solid cash build on the non Guaranteed side and COIs drop off at age 95 which allow the DB on
More informationCARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND Elite Global Plus Elite Survivor Index II Max Accumulator+ IUL Secure Lifetime GUL 3 Secure Survivor GULII Select-a-Term Value+ Protector IUL Lifestyle Income Solution / Asset Protector
More informationThe Long-Term Care Rider
Producer Guide An Accelerated Death Benefit Rider FOR AGENT USE ONLY. THIS MATERIAL MAY NOT BE USED WITH THE PUBLIC. The Long-Term Care Rider The Long-Term Care Rider The Long-Term Care (LTC) rider 1
More informationHello, my name is [Name]. I m here to talk about planning for long-term care expenses and the importance of helping to protect your clients' wealth
Hello, my name is [Name]. I m here to talk about planning for long-term care expenses and the importance of helping to protect your clients' wealth and their loved ones. 1 We ll talk about: [Read from
More informationManage your account online Lghealthretire.org puts your financial future at your fingertips.
LG Health Retirement Plans Plan today for tomorrow s retirement Plan today for tomorrow s retirement Manage your account online Manage your account online Lghealthretire.org puts your financial future
More information2018 Carriers At-A-Glance
2018 Carriers At-A-Glance Insurance Marketing Since 1972 for Life, DI, CI, Annuity, LTC, Life Settlements & Accident Term Coverage Carrier Product E-App /Drop Ticket Lightning Issue Term Level Benefit
More informationTax-Free Investment Planning
Tax-Free Investment Planning Engage More Advisors with VUL The Power of Tax-Free $100,000 Invested for 20 Years Tax Equivalent Yield (Federal) Tax Free Rate 24% Tax 32% Tax 35% Tax 5.00% 6.58% 7.35% 7.69%
More informationHighlights, features and benefits John Hancock Term
PRODUCER GUIDE Highlights, features and benefits John Hancock Term OFFERING CLIENTS SAVINGS AND REWARDS FOR LIVING HEALTHY LIFE-6162 6/18 John Hancock Term Life Insurance This product provides affordable
More informationPRODUCER GUIDE. Product Highlights, Features and Benefits LIFE /17
PRODUCER GUIDE Product Highlights, Features and Benefits LIFE-4815 5/17 Protection IUL from John Hancock is often the most affordable Indexed UL product on the market. And now your clients can save even
More informationPRODUCER GUIDE. Protection IUL with. Product Highlights, Features and Benefits LIFE /15
PRODUCER GUIDE Protection IUL with Product Highlights, Features and Benefits LIFE-4815 7/15 Protection IUL with Protection IUL from John Hancock is often the most affordable Indexed UL product on the market.
More informationPrincipal Term life insurance. Affordable protection to help drive sales. Sales guide
Principal Term life insurance Affordable protection to help drive sales Sales guide Term insurance offers many advantages Target market Term insurance is ideal for individuals who need: To provide money
More informationA more secure retirement WHENEVER YOUR CLIENT DISCUSSIONS TURN TO RETIREMENT PLANNING,* there s no doubt that one of the key concerns you will hear is
Using Life Insurance for Supplemental Retirement Income LIFE-9293 8/17 JOHN HANCOCK PLAYBOOK A more secure retirement WHENEVER YOUR CLIENT DISCUSSIONS TURN TO RETIREMENT PLANNING,* there s no doubt that
More informationLife Insurance Product Portfolio
Life Insurance Product Portfolio UNIVERSAL LIFE INDEXED UNIVERSAL LIFE VARIABLE UNIVERSAL LIFE TERM LIFE LIFE-1832 12/17 THIS MATERIAL IS FOR INSTITUTIONAL/BROKER-DEALER USE ONLY. NOT FOR DISTRIBUTION
More informationFor Agent Use Only. Not For Use With The Public.
What s New at John Hancock? Todd Miles, CFP Account Distribution Mgr For Agent Use Only. Not For Use With The Public. Insurance policies and/or associated riders and features may not be available in all
More informationNFP Carriers Present: Hot Sales Ideas Part 2
NFP Carriers Present: Hot Sales Ideas Part 2 Moderated By: Stephanie Ahr Manager, Product Marketing NFP Prudential: Seven Sales Ideas in Seven Minutes Presented By: Rich Brugger VP, Individual Life Insurance,
More informationHighlights, features and benefits John Hancock Term with Vitality
PRODUCER GUIDE Highlights, features and benefits John Hancock Term with Vitality LIFE-5940 9/18 John Hancock Term with Vitality This product offers the unique combination of affordable protection, along
More informationBarry J. Fisher/Paradigm Insurance Marketing American Capital/Paradigm Insurance Marketing Featuring Barry J. Fisher, LTCP Paul D.
Barry J. Fisher/Paradigm Insurance Marketing American Capital/Paradigm Insurance Marketing Featuring Barry J. Fisher, LTCP Paul D. Kaplan, CLU Susan M. Blais, LTCP www.paradigmins.com Today s Topics Industry
More informationCARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND Lifetime Foundation IUL which provides lifetime guarantees (DB drops to 50% around LE) / Solid cash build on the non Guaranteed side and COIs drop off at age 95 which allow the DB on
More informationACTUARIAL GUIDELINE (AG) 38 CARRIER SUMMARY
ACTUARIAL GUIDELINE (AG) 38 CARRIER SUMMARY AMERICAN GENERAL New rates were effective October 24, 2012. AVIVA If all of the following deadlines are met, NLG submissions will be issued with the current
More informationProtect what you have
Nationwide Variable Universal Life Protector Client guide Protect what you have Plan for what you want 1 NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY 2 Tomorrow starts today As the world continues to
More informationThe product offers a rolling target compensation structure (in all states except New York and Puerto Rico).
May 26, 2015 AD15-0526 For Financial Professional Use Only Audience: Life Producers Re: Introducing BrightLife Protect Survivorship, Series 156 Available in approved jurisdictions June 22 From: Product
More informationPrincipal Term life insurance. Affordable protection to help drive sales. Sales guide
Principal Term life insurance Affordable protection to help drive sales Sales guide Term insurance offers many advantages Target market Term insurance is ideal for individuals who need: To provide money
More informationA plan for tomorrow can make all the difference
Nationwide Variable Universal Life Accumulator Client guide A plan for tomorrow can make all the difference Make your future count 1 NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY 2 Tomorrow starts today
More informationA more secure future A COMPREHENSIVE FINANCIAL PLAN SHOULD INCLUDE CONSIDERATION OF JUST-IN-CASE SCENARIOS and statistics provide insight into what th
Using Life Insurance to Meet Death Benefit and Long-Term Care Needs LIFE-9294 8/17 JOHN HANCOCK PLAYBOOK A more secure future A COMPREHENSIVE FINANCIAL PLAN SHOULD INCLUDE CONSIDERATION OF JUST-IN-CASE
More informationPrincipal Life Insurance Company (Principal Life) gives you a competitive survivorship edge by offering seven tables of uninsurable:
Uninsurable ratings Principal Life Insurance Company (Principal Life) gives you a competitive survivorship edge by offering seven tables of uninsurable: Table U1 600% of standard mortality Table U2 850%
More informationCARRIER PRODUCT AND UNDERWRITING NICHES
CARRIER PRODUCT AND AG Secure Lifetime GUL 3 AG Secure Survivor GULII Elite Global Plus Elite Survivor Index II Max Accumulator+ IUL Value+ Protector IUL Term s Extremely flexible NLG with 5 ways clients
More informationSimplifying Life Insurance
Simplifying Life Insurance Think Differently About Life A sound financial plan is essential to ensure a smooth path through all stages of life and help you reach future goals. A plan centered on life insurance
More informationOffering numerous innovative features that help meet your clients needs throughout their life journey
Max Accumulator+ Index Universal Life Insurance FINANCIAL PROFESSIONALS GUIDE A powerful life insurance solution that can provide a route to cash value accumulation and tax-free income potential GROWTH
More informationLONG TERM CARE AND CHRONIC ILLNESS RIDER DETAILS
Accordia AIG Allianz Assurity Life AXA Equitable Accelerated Access Rider Accelerated Access Rider LTC Accelerated Benefit Rider Accelerated DB - LTC/Home Care Option LTC Services Rider Chronic/Critical
More informationAT-A-GLANCE. Products. Life Insurance. Approved for Independent Distribution Group use only. Financial Professional
Approved for Independent Distribution Group use only Life Insurance Financial Professional Products AT-A-GLANCE Insurance products are issued by Minnesota Life Insurance Company in all states except New
More informationPRODUCER GUIDE. Product Highlights, Features and Benefits LIFE /16
PRODUCER GUIDE Product Highlights, Features and Benefits LIFE-2232 10/16 Protection SIUL from John Hancock is already one of the most affordable Survivorship Indexed UL products on the market. Now, your
More informationAnnuity Owner Mistakes
Annuity Owner Mistakes Tips and Ideas That Could Save You Thousands Provided to you by: Greg McMullen CSA Annuity Owner Mistakes Written by Javelin Marketing, Inc. Provided to you by Greg McMullen CSA
More informationStrategies to develop more opportunities
Life Insurance Strategies to develop more opportunities Concept marketing guide Sales strategies to help solve your clients needs Are you looking for new opportunities to talk to your clients? Life insurance
More informationStandard Producer. Standard Producer. Standard Producer
Key: =Term, ROP= Return of Premium, UL=Universal Life, IUL=Indexed UL, American General Life Select A 10 yr 6 Select A 15 yr 8 85.00 Select A 16 yr 81.00 86.00 Select A 17 yr 8 87.00 Select A 18 yr 83.00
More informationPRULIFE FOUNDERS PLUS UL
CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS PRULIFE FOUNDERS PLUS UL PROTECTION AND FLEXIBILITY THAT CAN LAST A LIFETIME NOT FOR CONSUMER USE. 0254988-00002-00 Ed. 12/2013 Exp. 06/12/2015 ONE WAY TO
More informationGUIDE TO LONG-TERM CARE PLANNING USING 1035 EXCHANGES. merican ssociation for Long-Term Care Insurance
merican ssociation for Long-Term Care Insurance GUIDE TO LONG-TERM CARE PLANNING USING 1035 EXCHANGES A TAX-ADVANTAGED WAY TO REPURPOSE EXISTING ANNUITIES & LIFE INSURANCE 2018 EDITION Who Should Read
More informationthe right product for the right market
AXA Equitable Life Insurance Company MONY Life Insurance Company of America the right product for the right market products and features guide IU-97150 (9/14) (Exp. 9/16) For Financial Professional Use
More informationLife Insurance Update
Life Insurance Update Presenter: Liz Michel, JD Chief Marketing Officer AgencyONE, LLC A Solutions Driven Company February 25, 2014 The Educational Series Insurance Trust Monitor, Inc. 809 W. 1st Street,
More informationWelcome to Crump Life Insurance Services!
Welcome to Crump Life Insurance Services! Offering you a world of insurance solutions and world-class service Welcome to Crump Life Insurance Services - the industry s leading insurance outsourcing organization.
More informationP A C E S P I TOP PICKS Technology Parkway, Ste 200 Cedar Falls, IA
P I P A C L I F E S TOP PICKS 2018 www.pipaclife.com 1304 Technology Parkway, Ste 200 Cedar Falls, IA 50613 866.452.3670 319.268.7300 Table of Contents Life Insurance Whole Life... 3 Index Universal Life...
More informationLincoln life insurance
Lincoln life insurance Term, universal life and variable universal life product portfolio LIFE SOLUTIONS Not a deposit Not FDIC-insured May go down in value Not insured by any federal government agency
More informationLong Term Care: Catching the Big Wave. Presented By: Bob Saylor, LTCI Partners
Long Term Care Long Term Care: Catching the Big Wave Presented By: Bob Saylor, LTCI Partners Definition of the Market LTC Insurance Overview Increased life expectancy means that most Americans will require
More informationDiscover What s Possible
Discover What s Possible Guaranteed Choice Whole Life Guaranteed Choice Whole Life for Individuals and Families PM6373 Page 1 of 20 There is comfort in predictability There s a certain comfort that comes
More informationBecause your time matters PRODUCER GUIDE. ipipeline Tools for AG Quick Ticket Processing
PRODUCER GUIDE ipipeline Tools for AG Quick Ticket Processing Because your time matters Policies issued by American General Life Insurance Company (AGL), except in New York, where issued by The United
More informationTo help advisors and their high net worth clients accumulate, protect, and efficiently transfer wealth through: Strategy Products Advocacy
Thank you for your interest in Trumark Wholesale Insurance Services. We at Trumark base our success on the excellent value added service we provide. We look forward to working with you and hope that we
More informationNationwide YourLife Indexed UL Protector. Client guide. Protect your future with confidence. Affordable protection plus growth potential.
Nationwide YourLife Indexed UL Protector Client guide Protect your future with confidence. Affordable protection plus growth potential. Before we get started Be sure to choose a product that meets long-term
More informationTrue External Term Exchange Program Program Information Guide
True External Term Exchange Program Program Information Guide For Producer And Internal Use Only - Not For The General Public. INDIVIDUAL PRODUCTS DISTRIBUTION MARKETING PROGRAM DEVELOPMENT & ANALYTICS
More informationLong-Term Care / Chronic Illness Benefit Riders - Carrier Offering
Long-Term Care / Chronic Illness Benefit Riders - Carrier Offering Insurance Company Rider Rider Definition American General Terminal Illness Accelerated Benefit Rider - This rider provides an accelerated
More informationUnderstanding fixed index universal life insurance
Allianz Life Insurance Company of North America Understanding fixed index universal life insurance Protection, wealth accumulation potential, and tax advantages in one policy M-3959 Page of 8 Understanding
More informationA Special Publication for CENCO Related Agents. Beneficiary Reviews May Help Increase Sales
A Special Publication for CENCO Related Agents CENCO STREET JOURNAL Check Out The Cenco Website: www.cencoinsurance.com You will have access to: Quotes Forms Introduc on Kits for Our Core Carriers Archived
More informationLife insurance you don't have to die to use. Policies issued by American General Life Insurance Company, a member company of AIG
Life insurance you don't have to die to use AG Secure Lifetime GUL II with AG Asset Protector SM Accelerated Access Solution Lifestyle Income Solution Live Longer. Retire Stronger. Presented by Levi Robinson,
More informationWealth protection with added growth potential
LINCOLN FIXED INDEXED ANNUITY Wealth protection with added growth potential Lincoln OptiPoint fixed indexed annuity INCOME SOLUTIONS Not a deposit Not FDIC-insured May go down in value Not insured by any
More informationWhat Can You Do for Me?
What Can You Do for Me? Al Stockwell Director of Life Marketing I hear this question a lot as I work with new agents. Producers want to know what sets Davis Life Brokerage apart from everyone else. After
More informationProtective Classic Choice Term Protective Custom Choice Universal Life
Protective Classic Choice Term Protective Custom Choice Universal Life SHORT-TERM SOLUTIONS PLAG.688940 (07.17) For Financial Professional Use Only. Not for Use With Consumers. For Financial Professional
More informationChanges to variable annuities: first quarter 2011
RIKB snapshot Changes to variable annuities: first quarter 2011 Ernst & Young s Retirement Income Knowledge Bank (RIKB) is a continually updated, extensive source of retirement income product information
More informationInsurance Designers of Dallas makes contracting. Fast & Easy
Insurance Designers of Dallas makes contracting Fast & Easy 1. Fill out the entire packet & sign 2. Return the completed packet to Chelsie Parker E Mail: cparker@insdesign.com Fax: 214 368 0308 (no cover
More informationGuide to buying an annuity
Guide to buying an annuity 2 Welcome to our guide to buying an annuity You now have more choice than ever before when it comes to using your pension savings. Of course having more options can make it difficult
More informationLife Insurance. Protection for you and your family
Life Insurance Protection for you and your family Life insurance: An important piece of your plan for the future. As you go through each stage of life, your relationship with money, income and savings
More informationHelp protect your future and save for the unexpected
Life insurance Help protect your future and save for the unexpected Principal Indexed Universal Life Flex II SM BB12042 What financial goals do you have? Protecting your family or business Replacing your
More informationInteractive Participant Education and Managed Participant Choice
The Ideal 401(k) Plan SM 9-10 Interactive Participant Education and Managed Participant Choice Savant Engaged Participant Education The following is the last in a series of six Savant position papers.
More informationPLC.9359 (12.13) UL INDEXED UNIVERSAL LIFE INSURANCE Product Guide Protective Indexed Choice
PLC.9359 (12.13) SM UL INDEXED UNIVERSAL LIFE INSURANCE Product Guide Protective Indexed Choice You need life insurance to provide financial protection for your loved ones. But you also understand the
More informationFOREIGN NATIONAL LTC/CI DETAILS
FOREIGN NATIONAL LTC/CI DETAILS Carrier AIG AXA Brighthouse Financial Global Atlantic Can rider be issued on insureds other than U.S. Citizens and permanent residents?, if the country has an "A" rating.
More informationTHE SINGLE PREMIUM ALTERNATIVE TO THE VA: USING THE #1 CARRIER FOR VUL
THE PLACE FOR VARIABLE LIFE SALES AND EDUCATION THE SINGLE PREMIUM ALTERNATIVE TO THE VA: USING THE #1 CARRIER FOR VUL by Charles Arnold Single premium VUL can be found among the long list of great solutions
More informationPRODUCER GUIDE PROTECTION. JOHN HANCOCK TERM Take center court LOW PREMIUMS. GUARANTEED PROTECTION. FOR AGENT USE ONLY.
PRODUCER GUIDE PROTECTION JOHN HANCOCK TERM Take center court LOW PREMIUMS. GUARANTEED PROTECTION. LIFE-6162 2/17 FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC. PRODUCER GUIDE JOHN HANCOCK TERM 3 John
More informationFinancial Services An Independent Insurance Marketing Company
Darholy Financial Services An Independent Insurance Marketing Company Who We Are Darholy Financial Services is an independent insurance marketing company affiliated with the best insurance companies available
More informationHelp protect your future and save for the unexpected
Life insurance Help protect your future and save for the unexpected Principal Indexed Universal Life FlexSM BB11135-03 What financial goals do you have? Protecting your family or business Replacing your
More informationBarry J. Fisher, LTCP. (818)
Barry J. Fisher, LTCP barry@paradigmins.com (818) 444-7730 www.bjfim.com Reality and opportunity Operating in reality = EMPOWERMENT THE ELEPHANTS in the room Pressure on the insurance industry Long-term
More informationRetirement Timing 4/15/2016
1 There are four kinds of people in the world. Those who: Have been caregivers; Currently are caregivers; Will be caregivers; and Will need caregivers. - former First Lady Rosalyn Carter 2 Retirement Timing
More informationAsset-Care. Asset-Care. producer guide. OneAmerica is the marketing name for the companies of OneAmerica
Asset-Care Asset-Care producer guide OneAmerica is the marketing name for the companies of OneAmerica For use with financial professionals only. Not for public distribution. 2 Asset-Care from OneAmerica
More informationAvoid Mistakes in Buying Long-Term Care Insurance
Avoid Mistakes in Buying Long-Term Care Insurance Provided to you by: Alan R. Benoy Avoid Mistakes in Buying Long-Term Care Insurance Written by Financial Educators Provided to you by Alan R. Benoy CA
More informationLife insurance. Quick reference. Protecting what matters most in life
Life insurance Quick reference Protecting what matters most in life The confidence of knowing you ve prepared As difficult as it is to think about, the unexpected can change everything. Life insurance
More informationProduct Portfolio CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS CURRENT PRODUCTS AND RIDERS, KEY FEATURES, AND COMMONLY USED STRATEGIES
CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS Product Portfolio CURRENT PRODUCTS AND RIDERS, KEY FEATURES, AND LY USED STRATEGIES 4 TERM ESSENTIAL 4 TERM ELITE 4 PRUTERM WORKLIFE 65 S M 4 PRULIFE RETURN
More informationLife & Financial Interactive Virtual Sessions offered in 2017
Life & Financial Interactive Virtual Sessions offered in 2017 BASIC LIFE Develop competence in the essentials of selling traditional Nationwide Life products. Audience: Entry level material for newly life
More informationPRESERVE ANNUITY ASSETS FOR OTHERS
Optional Death Benefits Issued by Minnesota Life PRESERVE ANNUITY ASSETS FOR OTHERS Available with MultiOption Guide and Extra variable annuities What s inside Protecting assets, providing guarantees 3
More informationLincoln life insurance
Lincoln life insurance Term, universal life and variable universal life product portfolio LIFE SOLUTIONS Not a deposit Not FDIC-insured May go down in value Not insured by any federal government agency
More information