HERE S YOUR FUN WITH BENEFITS. Experience M life the ultimate way to earn rewards for virtually every dollar you spend.

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1 HERE S YOUR FUN WITH BENEFITS. Experience M life the ultimate way to earn rewards for virtually every dollar you spend.

2 Get with the program. Experience M life the ultimate way to earn rewards for virtually every dollar you spend. All you have to do is enjoy select hotel, dining, entertainment, and spa experiences along with slots and table games and you ll earn your way toward amazing rewards and benefits. Get extra credit. Tier Credits are the engine that drives M life. Each Tier Credit you earn gets you closer to the next tier of membership. Here s how: n Slots and Video Poker 10 Tier Credits for every Base Point earned n Table Games Based on length of play and average bet n Hotel Accommodations, Dining, Entertainment, and Spa 25 Tier Credits per dollar spent

3 The power of your perks. Sapphire Up to 24,999 Tier Credits Platinum 200,000 Tier Credits n Discounts on Rooms, Shows, and at Participating Retail Shops n Presale Tickets to Select Events, Concerts, and Fights n Access to Exclusive/Personalized Offers on mlife.com All the benefits of Gold membership, enhanced with all this and more: n Tier Multiplier 30% Bonus on Points and Express Comps n Priority Valet and Taxi Service n 15% Discount at Participating Retail Shops Pearl 25,000 Tier Credits Enjoy all the perks of Sapphire membership, along with: n Tier Multiplier 10% Bonus on Points and Express Comps n 10% Discount at Participating Retail Shops n Buffet Line Pass (Las Vegas Resorts) Gold 75,000 Tier Credits NOIR By invitation only As part of our ultra-elite, NOIR Members get the best of everything. Period. n Tier Multiplier 40% Bonus on Points and Express Comps n Complimentary Limo Service from/to Airport n Guaranteed Room, Show, and Restaurant Reservations Experience everything Pearl Members do, plus: n Tier Multiplier 20% Bonus on Points and Express Comps n Priority Hotel Check-in Line n VIP Line Access to Nightclubs and Pool Dayclubs for You and a Guest Tier Credits earned from October 1 to September 30 qualify you for your tier beginning each October 1. If you advance to a higher tier at any time, you ll enjoy those benefits for at least one full year.

4 M life brings you more. Rewards for your play. Have a moment. M life Moments are unique members-only experiences available exclusively at M life resorts. This could include anything from swimming with dolphins, choosing the song for Bellagio s famed dancing fountains, or even enjoying a private mixology lesson. Online and in the know. Log on to the user-friendly mlife.com to see all your rewards and benefits and build an entire itinerary easily including rooms, entertainment, dining, and M life Moments and then book it with a single click. You can also find all your personalized offers and more right from the M life home page. For benefits on the go, download the M life mobile app and get social with M life on Facebook and Twitter. See all your benefits and rewards at mlife.com. Play to a happier holiday. As a member of M life, you ll earn Holiday Gift Shoppe Gift Points in addition to your other rewards and benefits. Earn one Gift Point for every slot point accumulated, and redeem them for electronics, jewelry, and more at our incredible year-end shopping event. You ll be earning your way toward a happy holiday, all year long. Here s a look at everything you earn when you play: Express Comps n Play slots, video poker, or table games and earn Express Comps the fastest way to comp yourself. n Earn $0.01 of Express Comps for every point earned on slots or video poker. n Earn Express Comps for table game play based on your average bet and time played. n Redeem Express Comps for hotel accommodations, dining, entertainment, M life Moments, and more at any M life destination. Points n Earn points when playing your favorite slots or video poker machines. n Earn 1 point for every $3 coin-in on reel slots and $10 coin-in on video poker*. n Redeem your points for FREEPLAY (simply select POINTPlay from the menu at any slot machine) or convert them to even more Express Comps (visit the M life desk). Tier Multipliers n As you move up in tiers, you earn even more points and Express Comps for your play: Pearl 10% Bonus on Points and Express Comps Gold 20% Bonus on Points and Express Comps Platinum 30% Bonus on Points and Express Comps NOIR 40% Bonus on Points and Express Comps *Some specialty games earn at different rates. A complete list of machines and earning rates is available at the M life desk. Points and Express Comps will not expire as long as you play within a 12-month period. Express Comps earning is limited to $5,000 for Sapphire through Platinum Members and $10,000 for NOIR Members.

5 You re gonna love this. M life brings you benefits by land, air, and sea. M life has partnered with leading brands to bring you even more rewards. To name just a few, these include: Hyatt Earn M life Tier Credits all around the world, just by staying at over 500 Hyatt locations worldwide. You are now eligible to opt-in for a Hyatt Gold Passport tier status matched to your M life Tier Level. Royal Caribbean International Members will be eligible to receive personalized benefits and exclusive cruise offers when sailing with Royal Caribbean International including complimentary cruises for qualifying Platinum and NOIR Members. Southwest Airlines Southwest Airlines Rapid Rewards Members earn 600 Rapid Rewards Points with every eligible stay at participating M life resorts. Avis As an M life member, you can enjoy Avis at any Las Vegas M life resort and save up to 30% on your next rental. Game on. Looking for another great way to get M life rewards? Then check out myvegas the official Facebook and Mobile Game partner of MGM Resorts. It s free to download and play, and it gives you a chance to earn free rooms, meals, shows, and VIP Club access. The myvegas Facebook game is available on your desktop, while the myvegas Slots and myvegas Blackjack mobile apps are available on your favorite Apple, Android, and Kindle devices. Visit myvegas.com to download and play today. Five tiers. Countless benefits. Access Ability to Room Charge from Any Other MGM Resorts Destination Dedicated Reservation Lines Access to M life Moments Access to Exclusive/Personalized Offers on mlife.com Access to Benefits and Offers from M life Preferred Partners Gaming Earn Express Comps Earn Points and Convert to FREEPLAY or Express Comps Earn Holiday Gift Shoppe Gift Points (Las Vegas only) Invitations to M life Members-Only Events and Tournaments Tier Multiplier Bonus on Points 10% 20% 30% 40% Tier Multiplier Bonus on Express Comps 10% 20% 30% 40% Hotel Room Discounts or Comps Best Room Rate Guarantee Room Upgrade (subject to availability) Priority Hotel Check-In Line Turndown Service Priority Access to Pool Cabanas and Bungalows Access to Dedicated Concierge Phone Line Spa/Salon Priority Reservations VIP Lounge Check-In Guaranteed Hotel Reservations Shopping Discount at Participating Retail Shops (exclusions may apply) 5% 10% 10% 15% 15% Dining Buffet Line Pass (Las Vegas resorts) Café Line Pass Fine Dining Priority Reservations Guaranteed Dining Reservations Best Table Available Entertainment Presale Ticket Access to Select Events, Concerts, and Fights Discounts on Select MGM Resorts Shows Exclusive Seating at Arena Events VIP Line Access to Nightclubs and Pool Dayclubs for You and a Guest Guaranteed Show Reservations Transportation Avis Rental Car Discount (at on-property rental counters) Priority Valet Service Priority Taxi Service Complimentary Limousine Service from/to Airport

6 Yes, there are a few rules to follow. The following rules (referred to as Terms and Conditions ) form the basis of participation in the MGM Resorts International ( MGM ) M life Program ( M life ) (the Program ). Your participation in this Program will be governed by these Terms and Conditions. It is your responsibility to read these Terms and Conditions so that you understand the Program s rules and benefits and your responsibilities under the Program. Your enrollment as a member of the M life Program constitutes your acceptance of the Program s Terms and Conditions. Card Issuance 1. M life membership generally is available to any person 21 years of age or older with valid government-issued photo identification. Types of valid photo identification include Drivers License, Passport, State Identification Card, or Military Identification. Eligible individuals may sign up for the M life Program at MGM s M life website, at an M life Program desk, or at another designated M life location at participating M life resorts (referred to herein as M life station ). M life enrollment and membership can only be activated by presentation of valid identification at an M life station at participating M life resorts. An M life Card (the Card ) will be issued to each M life member. 2. Only individual persons are eligible for M life Program membership; corporations or other entities cannot become M life members. 3. Up to two (2) eligible M life members residing at the same address may link accounts to share M life benefits. Both members must be present with valid photo identification at an M life station to link accounts. Either member may request that a link be removed from his/her account in person at an M life station with valid government-issued photo identification. M life Cards, accounts, points, Tier Credits, and/or benefits cannot otherwise be combined among members, their estates, successors, or assigns. Neither accrued M life points or Tier Credits, nor M life benefits are transferable by a member (i) upon death, (ii) as part of a domestic relations matter, or (iii) by operation of law. 4. Each member is responsible for selecting a confidential Personal Identification Number (PIN) for his/her account and for keeping the PIN secure. Each member is responsible for all transactions on his/her account when his/her confidential PIN is used. 5. A member is required to present valid government-issued photo identification bearing the same name as stated on his/her M life Card when requesting that his/her confidential PIN be reset or changed. 6. Duplicate M life Cards will be issued to a member with proper identification. Neither the M life Program nor MGM is responsible for lost or stolen M life Cards. 7. Except as permitted by these Terms and Conditions, a member may not transfer, sell, purchase, trade, or barter an M life Card, M life account, points, complimentaries ( comps ), Express Comps, Tier Credits, or any membership benefit to another individual. Violators of this rule are subject to termination of M life Program membership and forfeiture of accumulated points, Tier Credits, and/or benefits, and may be liable for damages and litigation costs, including any Program attorneys fees incurred in enforcing this rule. 8. MGM Resorts International is a member of the American Gaming Association and adheres to its Code of Conduct for Responsible Gaming. Persons who are on the MGM Resorts International Self-Limit Access Program of Nevada, Self-Exclusion Program of Mississippi, or Disassociated Persons Program of Michigan are not eligible for membership in the M life Program. 9. By enrolling in the M life Program, members consent to the terms of the MGM Privacy Policy and the sharing of their personal information among all casinos and resorts of MGM Resorts International. Members also consent to receiving promotional and informational communications from participating M life casinos, hotels, affiliates, and strategic partners. Members may opt-out of receiving marketing communications from participating M life resorts or MGM s business partners, or may update their preferences by contacting Member Services. M life Card Usage 10. M life benefits are based on a member s expenditures for gaming play or certain nongaming purchases at participating M life resorts with presentation or use of a member s M life Card. Questions about the eligibility of nongaming Tier Credits for specific purchases should be directed to the participating M life resort for the practice of that resort. 11. To ensure proper recording of Express Comps, points, or Tier Credits for gaming activity each M life member is responsible for properly inserting his/her M life Card into a slot machine prior to play and/or presenting his/her M life Card to a table games pit supervisor prior to table games play. 12. M life members must satisfy minimum betting requirements to be rated for table games. Please see a table games pit supervisor at participating M life resorts for such assistance. 13. To ensure proper recording of Tier Credits for eligible nongaming purchases, each M life member is responsible for presenting his/her M life Card at the point of sale. Members may earn Tier Credits by room charging eligible purchases and associating their M life account number to their folio by contacting the Front Desk. However, M life Cards are not credit cards. 14. An M life member may not accrue points or Tier Credits or receive Express Comps, comps, or any other membership benefits if his/her M life Card is used by another individual. Redemption of Benefits and Rewards 15. A member qualifies for the corresponding benefits under M life on the date on which the member earns the minimum amount of Tier Credits associated with the Tier Level. Tier Level benefits are valid from point of Tier Level advancement until September 30 of the following year. Tier Credit accumulation and qualification for Tier advancement is determined between October 1 and September 30 ( Accumulation and Advancement Period ). Tier Credits may be accumulated towards tier advancement during the Accumulation and Advancement Period; however on October 1, Tier Credits will reset to 0. A member s tier will be established on October 1, based upon the Tier Credits earned from the previous Accumulation and Advancement Period. 16. A member s accumulated points and Express Comps may be subject to forfeiture if the member s M life account does not reflect any gaming activity for a period of twelve (12) months. 17. A member is required to present valid government-issued photo identification bearing the same name as stated on his/her M life Card in order to redeem member benefits, including comps, Express Comps, or tier benefits at the M life station or other point-of-sale locations. 18. Points and comps under the M life Program have no cash value. 19. Express Comps or Tier Credits have no cash value and may not be converted to points or FREEPLAY. 20. Redemption of Express Comps, tier benefits, or M life Moments by a member is subject to limitations determined in the sole discretion of management. 21. M life members who qualify for gaming-related allowance programs (i.e. those that may result in reduction of a member s gaming indebtedness) are not eligible to earn Express Comps. Further, allowances received by a member, at the sole and absolute discretion of management, may be applied to reduce a member s accumulated Express Comps balance. 22. Members whose gaming-related indebtedness remains unpaid for a period of at least sixty (60) days after incurrence, may have the member s accumulated Express Comps balance forfeited at the sole and absolute discretion of management. 23. Any tax liability resulting from the accumulation or use of M life Program benefits is the obligation of the M life member. General Program Conditions 24. Violation of the Terms and Conditions of the M life Program, including fraud, misrepresentation, misuse of M life Card to manipulate accumulation of benefits, or misuse of FREEPLAY and/or Express Comps by a member, or other improper conduct, as determined by management, may subject the member, without limitation, to termination of M life Program membership, demotion of the member s account status, forfeiture of all of the member s benefits, including accumulated points, Tier Credits, Tier Level benefits, FREEPLAY and/or Express Comps, and/or appropriate administrative and/or legal action by MGM or applicable governmental authorities. In addition, MGM reserves the right to take appropriate legal action to recover damages, including its attorneys fees incurred in prosecuting or defending any lawsuit related thereto. 25. Membership in M life and accumulation of points, Express Comps, Tier Credits, and/or benefits do not confer any enforceable contract or vested property rights with respect to Program benefits. Changes to the M life Program 26. M life members acknowledge and agree that M life membership and its benefits are provided at the discretion of management. Management reserves the right to unilaterally change, amend, suspend, cancel, or terminate any aspect of the M life Program, its benefits, and/or its Terms and Conditions, in whole or in part, at any time, with or without notice for any or no reason. This means that management in its sole discretion may at any time, among other things, (1) amend, modify, or withdraw any of the M life Program Terms and Conditions, (2) cancel, revoke, forfeit, or change any member s membership status, points, Express Comps, Tier Credits, Program benefits, and/or promotions, (3) change the value of accumulated or future points, point multipliers, Tier Credits or benefits, (4) adjust point or Tier Credit balances and/or otherwise restrict the continued availability of awards, benefits, special offers, or promotions, and/or (5) forfeit any M life benefits not yet redeemed for reasons management deems appropriate (such as, but not limited to, technical malfunction, error, or any of the listed items in Rule 22 above). Management may make one or more of these changes at any time even though such changes may affect a member s comps, Express Comps, or ability to use accumulated points or receive accrued benefits. Management will make reasonable efforts to notify M life members of general Program changes that may alter, diminish, forfeit, or terminate members benefits at least sixty (60) days prior to the effective date of such changes, except where the termination or adjustment of member benefits is based on the matters described in Rule 22 above as determined in the sole judgment of management, in which case the changes may result without notice to the member(s). 27. The M life Program is not responsible for products or services offered by other companies that may participate in benefits, offers, or special promotions provided to members. 28. All decisions concerning the interpretation and application or administration of M life Program Terms and Conditions are within the sole discretion of management and any dispute regarding the accumulation of points, Express Comps, or Tier Credits maintained in an M life account, and/or the forfeiture of points, Express Comps, Tier Credits, Tier Level benefits, or other M life benefits will be reviewed by management. Management s decision in any dispute will be final and binding, subject to the exclusive jurisdiction of the gaming regulatory authority of the state of the M life resort where the dispute arose. By joining M life, all members acknowledge that such applicable regulatory authority has exclusive jurisdiction over all disputes pertaining to the M life Program. The courts of the state of the M life resort where the dispute arose shall have exclusive jurisdiction to review any regulatory decision made concerning an M life dispute. Claims relating to the M life Program may not be resolved through any form of class action. 29. If it is determined that the M life Program has improperly denied a credit, benefit, or award to a member, the member s sole and exclusive remedy shall be the issuance of the improperly denied credit, benefit, or award if available, or such other alternative comparable benefit as determined by management of the M life Program, which shall not have additional liability whatsoever. In no event shall the M life Program be liable to any member, or anyone claiming through a member, for any direct, indirect or consequential damages, or lost revenue or profits, claimed to arise out of the acts or omissions of M life Program management or any participating M life resort in connection with the Program. 30. The laws of the State of Nevada shall govern the validity, construction, and interpretation of the Terms and Conditions of the M life Program. No effect shall be given to any Nevada choice of law or conflict of law rules or provisions that would cause the application of the laws of any other state. 31. A member s enrollment in the M life Program indicates acceptance of these Terms and Conditions of the M life Program. MGM Resorts International endorses responsible gaming. If you or someone you know has a problem gaming responsibly, please call the 24-hour Problem Gamblers HelpLine at

7 BELLAGIO ARIA VDARA MGM GRAND THE SIGNATURE AT MGM GRAND MANDALAY BAY DELANO LAS VEGAS THE MIRAGE MONTE CARLO NEW YORK-NEW YORK LUXOR EXCALIBUR BEAU RIVAGE GOLD STRIKE TUNICA MGM GRAND DETROIT

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