Doctor s Letter Request. While you are a volunteer overseas, you will be insured under Project Trust s emergency medical insurance policy.

Size: px
Start display at page:

Download "Doctor s Letter Request. While you are a volunteer overseas, you will be insured under Project Trust s emergency medical insurance policy."

Transcription

1 Doctor s Letter Request While you are a volunteer overseas, you will be insured under Project Trust s emergency medical insurance policy. This means that you will be required to pay up front for non urgent, necessary treatment while you are overseas. Should the treatment you receive cost more than approximately 250, you can make a claim for the amount you have spent over and above approximately 250 by sending receipts detailing your treatment to Project Trust. In the event of an emergency requiring immediate hospital treatment overseas, First Assist guarantees the costs for your treatment. This means that you should not be required to make upfront payments for emergency medical treatment. You or your parents will however be invoiced for the approximately 250 excess at a later date. In order to qualify for this cover, you will need to provide Project Trust with a letter from your doctor, stating that you are fit and well enough to travel and spend a year overseas in another country. It is also absolutely vital that you make us aware of any pre-existing medical (including mental health) conditions that you have before you go overseas as this can not only invalidate the insurance cover, but also put in jeopardy the whole experience you have in your placement. Your doctor s surgery may decide to charge you a fee for providing a letter, but as you may already have spent a large amount on vaccinations, it may be worth reminding them that you are going to do voluntary work for a charity. Obtaining a letter of this type can take time, so please make sure you request it as soon as possible and post to the address noted below or a copy to Adam Renwick (adam.renwick@projecttrust.org.uk) by 21st June Example letter shown on page below:

2 Dr Susan Carruthers Hebridean Health Centre Tel April 2014 Project Trust Hebridean Centre Isle of Coll PA78 6TE To Whom It May Concern Re: Sam Jones As Sam s General Practitioner, I can confirm that he does not have any significant health problems. He does not need to take any regular prescription medicines. I consider him fit to travel and spend time abroad. S Carruthers Dr S. Carruthers General Practitioner

3 Basic Disclosure Instructions It is essential that Project Trust volunteers obtain a Basic Disclosure certificate prior to going overseas. This can be a lengthy process so please ensure that you apply online immediately. Once you have obtained the certificate, you must post this to Project Trust immediately; a certificate is often needed to obtain a visa. Below is advice on how to apply for a Basic Disclosure. How to apply for an Online Basic Disclosure: Go to Read the instructions on the page carefully and ensure you have the details required to hand and your card for payment ready. Press the next Start application button; If at any point you are asked Is the Basic Disclosure to be sent to an employer? you should select No ; Once you have received your Basic Disclosure certificate you must post it immediately to Project Trust at the address below: Peter Wilson The Hebridean Centre, Isle of Coll, Argyll, PA78 6TE If you have any questions about the above, please phone Disclosure Scotland in the first instance and if your query cannot be answered by them then please contact Peter Wilson at Project Trust by ing (peter.wilson@projecttrust.org.uk) or phoning on NON UK PASSPORT HOLDERS If you do NOT have a UK Passport then you CANNOT apply through Disclosure Scotland and you must obtain a criminal record check through some other means. This process can often take a long time so you must apply for one immediately. Republic of Ireland In the Republic of Ireland, you should send a written disclosure request to the Garda, clearly stating that you are making the request under section 4 of the Irish Data Protection Act 1988 and that you require all the information that may be held about you on computer. Please then send the information to the above address. Holland Karlijn Baker, the Dutch Project Trust Administrative Assistant will you to explain the process to follow.

4 InterHealth Information 1. Please go to the InterHealth website using the link below or type InterHealth into a search engine 2. Please go to Around the World at the top of the page. 3. Please go to the Search by country box and type in the country you are going to. 4. Information on your country will then be shown. 5. Start organising any additional vaccinations recommended on the webpage from your GP or Travel Centre. The InterHealth web page relevant to your country will also give you information on malaria tablets. We suggest that volunteers do not purchase malaria tablets until they have attended Training at which we will provide more detailed information about the number and type of tablets required for the country you have been placed in.

5 Insurance Although we have an emergency medical insurance policy, we do not cover personal belongings. If you choose to take expensive belongings overseas we suggest you obtain personal belongings insurance. Money Matters It is essential that volunteers are able to take cash out overseas especially when travelling. The best method of taking cash out does vary from country to country. Many volunteers take credit or debit cards with them. It is essential to check how much you have to pay per withdrawal and what security measures are in place in case your card is stolen or cloned. If taking a credit card, Visa or MasterCard, it is very important to give your parents/guardians power of attorney so that they are able to cancel the card should the need arise or check the transaction in the event of fraud. Some banks will not issue credit cards to those under 18, so it is important to do your research as soon as possible. Please note that we have encountered problems with volunteers trying to use Visa Electron cards overseas. We strongly advise that you obtain a Visa Debit or credit card, or a MasterCard. Some volunteers will also have their pocket money put directly into their UK accounts so being able to access this money is essential. You will be asked to provide details of these accounts before you leave so that Project Trust can deposit your pocket money monthly. Setting up bank accounts overseas can be extremely difficult and almost impossible in certain countries. It is unlikely that these accounts will be able to receive money directly from overseas. Also note that if you take cash with you overseas, make sure they are Bank of England notes as Bank of Scotland notes are not accepted in many countries. Travellers cheques can be useful and also provide a bit of security if they are stolen. The Post Office also offers a Travel Money Card Plus which is a useful way to use money overseas however there are other cards and providers available. Transferring money overseas, the internet has a number of money transfer companies that can be used such as Western Union and Money Gram however there are other providers available.

Cardholder Guide. Discover how to get the most from your Royal Bank of Scotland VISA Business Card

Cardholder Guide. Discover how to get the most from your Royal Bank of Scotland VISA Business Card Cardholder Guide Discover how to get the most from your Royal Bank of Scotland VISA Business Card The Royal Bank of Scotland VISA Business Card Cardholder Guide Index Welcome to VISA Business Card 4 Getting

More information

Tax Residency Self-Certification Declaration Form

Tax Residency Self-Certification Declaration Form Tax Residency Self-Certification Declaration Form Some important information before you start You should complete either Part 1a and Part 1b of this form for individual plan owner(s) or solely Part 2 (entities).

More information

Glenville Nutrition. Agency Booking Terms & Conditions

Glenville Nutrition. Agency Booking Terms & Conditions Glenville Nutrition Agency Booking Terms & Conditions Except where otherwise specified, we Glenville Nutrition Limited of 14 St. Johns Road, Tunbridge Wells, Kent, England, TN4 9NP ( we, us, our ) act

More information

Volunteer Abroad Booking Form

Volunteer Abroad Booking Form Volunteer Abroad Booking Form Instructions: 1. Please save this form to your computer 2. Complete the form with your information 3. Save your changes 4. Email the saved form, as an attachment, to info@volunteerabroad.ie

More information

Commonly Asked Questions Regarding The Benny Card Participant Information

Commonly Asked Questions Regarding The Benny Card Participant Information Commonly Asked Questions Regarding The Benny Card Participant Information Note: This document describes various types of expenses the Benny Card can be used for, some of which may not be applicable to

More information

Corporate & Commercial. Your onecard account. An administrator s guide

Corporate & Commercial. Your onecard account. An administrator s guide Corporate & Commercial Your onecard account An administrator s guide Contents Get to know your onecard account 3 Making changes to your onecard account 4 New and replacement cards 5 Troubleshooting transaction

More information

Dr. Sarah Y. Vinson s Practice Policies

Dr. Sarah Y. Vinson s Practice Policies Dr. Sarah Y. Vinson s Practice Policies FEE SCHEDULE: $230 50 minute psychotherapy and/or psychopharmacology appt. $450 2 hour initial intake appt. $155 30 minute phone, Skype or in-person appt.; $125

More information

Application for an early payment of preserved pension medical assessment EPPA1 (classic only)

Application for an early payment of preserved pension medical assessment EPPA1 (classic only) Civil Service Pension Scheme Notes for the former scheme member Application for an early payment of preserved pension medical assessment EPPA1 (classic only) The EPPA1 form is an application for a medical

More information

Garda Síochána (Irish

Garda Síochána (Irish FAQ: GARDA VETTING + THE ARTS (revised 2013) 1. What is Garda Vetting? Garda vetting is a background check that an employer usess to ensure the suitability of an individual who has been offered work that

More information

BSP First Membership TERMS AND CONDITIONS

BSP First Membership TERMS AND CONDITIONS BSP First Membership TERMS AND CONDITIONS I AVAILABLE FROM AUGUST 2015 CONTENT SECTION A INTRODUCTION 1. Application of Terms and Conditions SECTION B BECOMING A BSP FIRST CLIENT 1. Admission to BSP First

More information

General Terms and Conditions

General Terms and Conditions General Terms and Conditions UBL UK January 2016 C O N T E N T S G e n e r a l Pe r s o n a l a n d B u s i n e s s 2 I s l a m i c A c c o u n t 21 M a r h a r b a 9 0 d a y s a c c o u n t 22 A d d i

More information

Global Travel Policy Global Travel Policy

Global Travel Policy Global Travel Policy Global Travel Policy 1 Global Travel Policy March 2017 Document control Document title Global Travel Policy Document author Head of Corporate Services Document owner Director of Finance and Performance

More information

ECE Travel LTD. Standard Terms and Conditions. with

ECE Travel LTD. Standard Terms and Conditions. with ECE Travel LTD Standard Terms and Conditions with The following booking conditions, together with the information set out on the relevant programme itinerary from ECE will form the contract between your

More information

Your account charges explained

Your account charges explained Your account charges explained 2 Contents Our Business Banking current accounts 2 Our accounts for not-for-profit organisations 2 Our general accounts in more detail 3 Our 5 Fixed Fee account plans 3 Day-to-day

More information

GUIDE TO MAKING A MOTOR INSURERS BUREAU CLAIM. Guide to making an MIB claim - Issue 6 (10.15)

GUIDE TO MAKING A MOTOR INSURERS BUREAU CLAIM. Guide to making an MIB claim - Issue 6 (10.15) 1 GUIDE TO MAKING A MOTOR INSURERS BUREAU CLAIM Guide to making an MIB claim - Issue 6 (10.15) This booklet This booklet gives important information about the Motor Insurers Bureau (MIB) and making a claim.

More information

By signing this form I consent to the Bank of Ireland Group and its contracted agents storing, using and processing my personal details:-

By signing this form I consent to the Bank of Ireland Group and its contracted agents storing, using and processing my personal details:- Consent to Use Personal Data By signing this form I consent to the Bank of Ireland Group and its contracted agents storing, using and processing my personal details:- (a) (b) (c) (d) (e) (f) (g) (h) (i)

More information

Any fee charged by the member s GP for providing information for completion of the claim form will not be covered.

Any fee charged by the member s GP for providing information for completion of the claim form will not be covered. TRAVEL COVER CLAIM FORM FILLING IN THIS FORM Please fill in this form if a claim is being made from the Worldwide Travel Cover. Complete this form in black ink and as fully and truthfully as possible.

More information

Medical Referral HAS THE ANSWERS!

Medical Referral HAS THE ANSWERS! Medical Referral HAS THE ANSWERS! MEDICAL REFERRAL ABROAD A medical referral is when your GP determines that you have a medical condition that needs to be evaluated and possibly treated by a specialist.

More information

Personal Accident and Sickness Claim Form

Personal Accident and Sickness Claim Form Personal Accident and Sickness Claim Form The claimant should complete and sign this form. If the claimant is under 18 years of age, this form should be completed by one of their parents or legal guardians.

More information

Experience business banking with more control.

Experience business banking with more control. Experience business banking with more control. Business Visa Debit Card User Guide. Welcome to an easier way of doing business, with the HSBC Business Visa Debit Card. Now you re in control of your business

More information

CUSTOMER RELATIONSHIP AGREEMENT

CUSTOMER RELATIONSHIP AGREEMENT CUSTOMER RELATIONSHIP AGREEMENT Terms and Conditions Lloyds Bank (Gibraltar) Limited Effective from 13 January 2018 This booklet contains: information about how to contact us and how we will contact you;

More information

Volunteering and state benefits

Volunteering and state benefits Volunteering and state benefits Summary Although there can be confusion over whether volunteering affects an individual s benefits or not - including amongst some Jobcentre Plus staff - the rules are actually

More information

Withdrawal Form. Section A. Section B. Section C. Don t forget to enclose:

Withdrawal Form. Section A. Section B. Section C. Don t forget to enclose: Withdrawal Form PLEASE READ THE QUESTIONS CAREFULLY BEFORE ANSWERING THEM AND USE BLOCK CAPITALS. If any item is blank or illegible, this will cause a delay in processing your application. Don t forget

More information

Application for an early payment of preserved pension medical assessment EPPA1 (classic only)

Application for an early payment of preserved pension medical assessment EPPA1 (classic only) Civil Service Pension Scheme Notes for the former scheme member Application for an early payment of preserved pension medical assessment EPPA1 (classic only) The EPPA1 form is an application for a medical

More information

SUPPLEMENTAL QUESTIONS DTS

SUPPLEMENTAL QUESTIONS DTS Youth With A Mission Carlisle SUPPLEMENTAL QUESTIONS DTS Please return completed form to: The Registrar YWAM Carlisle The Old Vicarage,West Walls, Carlisle, CA3 8UF England Tel: +44 (0)1228 319058 Email:

More information

Overseas Student Health Cover (OSHC) Star Ratings and Awards

Overseas Student Health Cover (OSHC) Star Ratings and Awards METHODOLOGY Overseas Student Health Cover (OSHC) Star Ratings and Awards What are the Canstar Overseas Student Health Cover Star Ratings and Awards? Canstar s Overseas Student Health Cover (OSHC) Star

More information

CHECKLIST OF DOCUMENTS REQUIRED. DOCUMENTATION SHOWING YOUR TRAVEL DATES AND FULL COST OF THE TRIP (booking invoice)

CHECKLIST OF DOCUMENTS REQUIRED. DOCUMENTATION SHOWING YOUR TRAVEL DATES AND FULL COST OF THE TRIP (booking invoice) PA PERSONAL ACCIDENT Dear Customer, Travel Claims Facilities PO Box 395 Monks Green Farm Mangrove Lane Hertford SG13 9JW Email: claims@tif-plc.co.uk Web: www.tifgroup.co.uk In order that we can process

More information

Interest rates, charges and important information

Interest rates, charges and important information Interest rates, charges and important information Guide to Changes: We are making some changes to this brochure. The changes will come into effect on 6 April 2018 and will apply to all Intelligent Finance

More information

Appendix 4: Credit card policy and procedures CREDIT CARD POLICY AND PROCEDURES. 1. Introduction

Appendix 4: Credit card policy and procedures CREDIT CARD POLICY AND PROCEDURES. 1. Introduction Appendix 4: Credit card policy and procedures CREDIT CARD POLICY AND PROCEDURES 1. Introduction 1.1 The Academy credit card is issued to enable key staff to make purchases relating to academy business

More information

MORTGAGE PAYMENT PROTECTION INSURANCE

MORTGAGE PAYMENT PROTECTION INSURANCE MORTGAGE PAYMENT PROTECTION INSURANCE Accident, Sickness and Involuntary Unemployment Policy Document CUNA MUTUAL GROUP Contents Introduction... 1 Changing Your Mind Your Cancellation Rights, Eligibility

More information

Business Banking. Terms and Conditions

Business Banking. Terms and Conditions Business Banking 1 Terms and Conditions Effective from 1 March 2012 (unless stated otherwise) for new and existing business accounts/services and renewed fixed term deposits 2 Contents Page Business Banking

More information

OUR TERMS OF BUSINESS AND COMMITMENT TO YOU

OUR TERMS OF BUSINESS AND COMMITMENT TO YOU OUR TERMS OF BUSINESS AND COMMITMENT TO YOU CONTENTS Page 2 Page 3 Page 4 5 Page 6 7 Page 8 12 The Keys Difference Mortgage Process Service Level Agreement Fees and Costs Client Agreement Keys (UK) Limited

More information

SEPA - Frequently Asked Questions

SEPA - Frequently Asked Questions SEPA - Frequently Asked Questions Contents SEPA Overview Questions...2 What is SEPA?...2 What is the aim of SEPA?...3 Where did SEPA come from?...3 What countries are included in SEPA?...3 What currencies

More information

Savings. Savings account conditions and information. April (For personal savings accounts that are no longer available to new customers.

Savings. Savings account conditions and information. April (For personal savings accounts that are no longer available to new customers. Savings Savings account conditions and information. April 2018 (For personal savings accounts that are no longer available to new customers.) Welcome to Bank of Scotland. This booklet explains how your

More information

Lending Fees and Charges. Effective from 12 November 2016

Lending Fees and Charges. Effective from 12 November 2016 Lending Fees and Charges Effective from 12 November 2016 2 Suncorp Bank About this brochure These fees and charges are applicable at the time of printing and are subject to change. We recommend you confirm

More information

Platinum Balance Transfer

Platinum Balance Transfer Platinum Balance Transfer Terms and Conditions These are the conditions of an agreement between us, TSB Bank plc of PO Box,16591, Birmingham B25 9GR, and: Name of customer: Address: ( you ) The credit

More information

Credit Card Important Information

Credit Card Important Information Credit Card Important Information Representative Example: Representative 11.1% APR (variable) based on an assumed Credit Limit of 1,200. Standard interest rate for purchases: 6.9% p.a. (variable). Annual

More information

Do the right thing see your lawyer first

Do the right thing see your lawyer first Do the right thing see your lawyer first The information in this guide has been published by the New Zealand Law Society. Our objective is to inform you of your legal rights, the law, and how lawyers can

More information

Private Banking Currency Account. Terms and Conditions Personal Currency Account Individuals. Non-personal Currency Account PRIVATE BANKING

Private Banking Currency Account. Terms and Conditions Personal Currency Account Individuals. Non-personal Currency Account PRIVATE BANKING PRIVATE BANKING Private Banking Currency Account Terms and Conditions Personal Currency Account Individuals Non-personal Currency Account Sole Traders, Partnerships, Executors and Administrators, Trusts

More information

MASTHAVEN BANK FIXED RATE BOND TERMS AND CONDITIONS

MASTHAVEN BANK FIXED RATE BOND TERMS AND CONDITIONS MASTHAVEN BANK FIXED RATE BOND TERMS AND CONDITIONS These terms and conditions ("conditions") contain basic information about us, Masthaven Bank Limited, our services, and our agreement with you, the account

More information

General Terms and Conditions of Business of HolidayCheck AG for the mediation of Travel and Other Tourist Services

General Terms and Conditions of Business of HolidayCheck AG for the mediation of Travel and Other Tourist Services General Terms and Conditions of Business of HolidayCheck AG for the mediation of Travel and Other Tourist Services Holidaycheck AG Bahnweg 8 CH-8598 Bottighofen CEO: Anja Keckeisen Commercial register

More information

Cancellation Expenses Claim Form

Cancellation Expenses Claim Form Please complete this claim fully and return to us by following the postal instructions below. Please return your completed form to: Staysure Trip Cancellation Claims PO Box 9 Mansfield Nottinghamshire

More information

CURTAILMENT OF A TRIP

CURTAILMENT OF A TRIP C CURTAILMENT OF A TRIP Travel Claims Facilities PO Box 395 Monks Green Farm Mangrove Lane Hertford SG13 9JW Email: claims@tifgroup.co.uk Web: www.tifgroup.co.uk/services/claims Dear Customer, In order

More information

Account Application Form

Account Application Form Account Application Form Before you apply There are a few things you should know before you make an application: Applicants must be UK residents or applying through Citi At Work; All applicants must be

More information

CREDIT CARD AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974

CREDIT CARD AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 CREDIT CARD AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 Between us, Creation Financial Services Limited, Chadwick House, Blenheim Court, Solihull B91 2AA and you, the Customer. KEY FINANCIAL INFORMATION

More information

Personal Banking. Terms and Conditions and Charges. Effective from 16 September 2016

Personal Banking. Terms and Conditions and Charges. Effective from 16 September 2016 Personal Banking Terms and Conditions and Charges Effective from 16 September 2016 2 Personal Banking Terms and Conditions and Charges Contents Page Charges and Overdrafts 3 Charges.......................................................................................

More information

Hello, we re making a few changes to business banking.

Hello, we re making a few changes to business banking. Hello, we re making a few changes to business banking. Click anywhere to begin, and then use the navigation buttons on the bottom. All interactive features require Adobe Reader. So we ve created a useful

More information

Mobility Exemption Pass

Mobility Exemption Pass It doesn t take its toll Mobility Exemption Pass Information & application form Toll exemption for disabled customers Are you eligible for a Mobility Exemption Pass? If you are disabled or an organisation

More information

This document is a record of the information provided in the Annual Return 2017.

This document is a record of the information provided in the Annual Return 2017. Charity Commission Charity Commission Annual Return 2017 WORLD HERITAGE UK Charity registration number: 1163364 Submitted on 16/01/2018 Most of the information you give in this form will become publicly

More information

RETAIL SPECIFIC NEWS Keeping you in the know

RETAIL SPECIFIC NEWS Keeping you in the know Autumn 2014 EDITION RETAIL SPECIFIC NEWS Keeping you in the know Important Information -- Please keep in in a safe place This Edition of Retail Specific Card Scheme Updates Tel: 0845 702 3344 Card Scheme

More information

A guide to major works Information for leaseholders

A guide to major works Information for leaseholders CITYWEST HOMES A guide to major works Information for leaseholders Contents Introduction 1 How we tell you about major works 1 How we bill you for major works 3 Your payment options 3 How you pay 5 Advice

More information

RALEIGH INTERNATIONAL TRUST TERMS AND CONDITIONS

RALEIGH INTERNATIONAL TRUST TERMS AND CONDITIONS RALEIGH INTERNATIONAL TRUST TERMS AND CONDITIONS YOU MUST READ THESE CAREFULLY BEFORE SIGNING UP FOR AN OVERSEAS PROGRAMME: Application for an overseas programme (otherwise known as the programme ) is

More information

Firms that register with us between 1 October and 31 December will pay 50% of the registration fee for the first year.

Firms that register with us between 1 October and 31 December will pay 50% of the registration fee for the first year. REGULATORY FEES Audit fees 2018 Audit annual fees are made up of three parts: audit registration fee; Financial Reporting Council (FRC) levy; and FRC Audit Quality Review team levy only payable by firms

More information

Account Application Form Staff Accounts

Account Application Form Staff Accounts Account Application Form Staff Accounts Before you apply There are a few things you should know before you make an application: Applicants must be UK residents or applying through Citi At Work; All applicants

More information

Group Benefits. Emergency Out of Country Coverage

Group Benefits. Emergency Out of Country Coverage Group Benefits Emergency Out of Country Coverage Keep this brochure and a copy of your Emergency Medical Travel Assistance card with your passport so that you or anyone you re travelling with can get assistance

More information

Interest Rates, Charges & Important Information

Interest Rates, Charges & Important Information Interest Rates, Charges & Important Information Guide To Changes We are making some changes to this brochure. The changes will come into effect on 6th April 2018 and will apply to all St. James s Place

More information

Key product information

Key product information Key product information This Key product information sheet provides full details of the accounts available to you, so please read it carefully together with the Savings Terms and Conditions, to choose

More information

Key product information

Key product information Key product information This Key product information sheet provides full details of the accounts available to you, so please read it carefully together with the Savings Terms and Conditions, to choose

More information

Switching Terms for current accounts

Switching Terms for current accounts Switching Terms for current accounts 234000211.indd 1 09/11/2017 05:23 Contents There are two ways you can move your account from your old bank to a new one with us. They work in different ways, so read

More information

Interest rates, charges and important information

Interest rates, charges and important information Interest rates, charges and important information CONTENTS Savings 1 Current Accounts 9 International Payment Services 13 Mortgages 14 Important Information 15 Savings Intelligent Finance isaver Intelligent

More information

YOUR GUIDE - SWITCHING YOUR ACCOUNT TO ADAM

YOUR GUIDE - SWITCHING YOUR ACCOUNT TO ADAM YOUR GUIDE - SWITCHING YOUR ACCOUNT TO ADAM Switching your account to Adam 1 Contents Section Page Current Account Switch Guide Transferring your account to Adam Current Account Switch Service About the

More information

THE NEW WAY TO CARRY CURRENCY USER GUIDE

THE NEW WAY TO CARRY CURRENCY USER GUIDE THE NEW WAY TO CARRY CURRENCY USER GUIDE Find out how to; USE YOUR CARD OVERSEAS MANAGE YOUR BUDGET RELOAD YOUR CARD AND MUCH MORE... Welcome to your new The Cash Passport is a traveller s card, issued

More information

We, act as retail booking agents in respect of all bookings we take and/or make on your behalf.

We, act as retail booking agents in respect of all bookings we take and/or make on your behalf. Terms and Conditions for The Travel Concept The Travel Concept Limited company number 5849466, with its registered office address at Field Cottage, Bodiam, East Sussex TN32 5UY ( The Travel Concept, we,

More information

Student Finance Guide

Student Finance Guide 1 Pay online at www.exeter.ac.uk/epay Payment deadlines: 15 Oct 2010 21 Jan 2011 13 May 2011 Student Finance Guide Exeter Campuses 2010/2011 Payment Periods Term 1 Autumn: When registering and up to Friday

More information

Guide to completing Tier 4 (General) Student Online Application Form

Guide to completing Tier 4 (General) Student Online Application Form Guide to completing Tier 4 (General) Student Online Application Form Last updated 2 November 2017 When you apply in your home country for a Tier 4 student visa you need to register for and complete an

More information

Debt Management Plan Agreement

Debt Management Plan Agreement Debt Management Plan Agreement Introduction Following the review of your financial circumstances which led to our recommendation of a debt management plan (DMP) to deal with your debts, this Agreement

More information

Help with health costs

Help with health costs Help with health costs There are a number of benefits and entitlements available to help older people with the cost of healthcare, such as prescription costs, dental treatment, eye tests and travel to

More information

Additional Cardholder means a person nominated by you, and accepted by us, to whom we issue a Card;

Additional Cardholder means a person nominated by you, and accepted by us, to whom we issue a Card; Your Mastercard is issued by: Creation Financial Services Limited (Company number: England 1091883) - Registered Office: Chadwick House, Blenheim Court, Solihull, West Midlands, B91 2AA. Authorised and

More information

Factoring with Credit Protection Guide

Factoring with Credit Protection Guide Factoring with Credit Protection Guide Invoice Finance Why are we providing this guide? As part of our commitment to treating clients fairly we want to provide you with information which is clear and gives

More information

Welcome to York ESSENTIAL FINANCIAL INFORMATION 2018/19

Welcome to York ESSENTIAL FINANCIAL INFORMATION 2018/19 Welcome to York ESSENTIAL FINANCIAL INFORMATION 2018/19 CONTENTS Introduction 1 Student loans/arrangements for payment of student support 2 What to do if you have not received your student loan 2 NHS Students

More information

Protection. Free Life Insurance A HELPING HAND TO PROTECT YOUR LOVED-ONES FREE LIFE INSURANCE IS PROVIDED BY IRISH LIFE ASSURANCE PLC.

Protection. Free Life Insurance A HELPING HAND TO PROTECT YOUR LOVED-ONES FREE LIFE INSURANCE IS PROVIDED BY IRISH LIFE ASSURANCE PLC. Protection Free Life Insurance A HELPING HAND TO PROTECT YOUR LOVED-ONES FREE LIFE INSURANCE IS PROVIDED BY IRISH LIFE ASSURANCE PLC. FREE LIFE INSURANCE Aim To give you a head start with your life insurance

More information

Moving from Pediatric to Adult Care: Prescription Medicines, Supplies, and Equipment

Moving from Pediatric to Adult Care: Prescription Medicines, Supplies, and Equipment Moving from Pediatric to Adult Care: Prescription Medicines, Supplies, and Equipment To take care of your own health, you need to know how to fill prescriptions. Most prescriptions for medicines can be

More information

Before completing this form, please read the Regular Saver Brochure and Key Features document given to you by your Financial Broker.

Before completing this form, please read the Regular Saver Brochure and Key Features document given to you by your Financial Broker. Regular Saver Before completing this form, please read the Regular Saver Brochure and Key Features document given to you by your Financial Broker. A. Checklist of documents to be given by you TO YOUR FINANCIAL

More information

Savings. Savings account conditions

Savings. Savings account conditions Savings Savings account conditions For use from 6 April 2018 Welcome to Bank of Scotland This booklet explains how your Bank of Scotland savings account works, and includes its main conditions. 1 This

More information

Terms of Business Agreement

Terms of Business Agreement Terms of Business Agreement Welcome to Supercover Insurance Ltd ( We ). We are an independent intermediary, part of the Markerstudy Group of companies which includes Markerstudy Insurance Company Ltd and

More information

REGULATIONS FOR THE PAYMENT OF UNIVERSITY FEES

REGULATIONS FOR THE PAYMENT OF UNIVERSITY FEES REGULATIONS FOR THE PAYMENT OF UNIVERSITY FEES Document Title: Document Author: Responsible Person and Department: Approving Body: Regulations for the Payment of University Fees Carole Trantham Simon Day,

More information

Help with health costs

Help with health costs Help with health costs There are a number of benefits and entitlements available to help older people with the cost of healthcare, such as prescription costs, dental treatment, eye tests and travel to

More information

FlexStudent. How to use your account Plus the FlexStudent terms and conditions. Building Society

FlexStudent. How to use your account Plus the FlexStudent terms and conditions. Building Society FlexStudent How to use your account Plus the FlexStudent terms and conditions Building Society What is this leaflet for? In this leaflet, you ll find information on how to use your FlexStudent account,

More information

emoneysafe debit Mastercard Terms and Conditions of Use

emoneysafe debit Mastercard Terms and Conditions of Use debit Mastercard Terms and Conditions of Use 1. The card 1.1 These terms and conditions apply to any holder of this card ( the card ). By using your card, you are demonstrating your agreement to these

More information

Citizens Advice / ABCUL Frequently asked questions for advisers

Citizens Advice / ABCUL Frequently asked questions for advisers Citizens Advice / ABCUL 2008 Frequently asked questions for advisers 1 This guide for advisers aims to answer some of the additional questions you may have about TV Licensing. If you need any more help

More information

YOUR VIRGIN MONEY ESSENTIAL CURRENT ACCOUNT. The Terms January 2018

YOUR VIRGIN MONEY ESSENTIAL CURRENT ACCOUNT. The Terms January 2018 YOUR VIRGIN MONEY ESSENTIAL CURRENT ACCOUNT The Terms January 2018 These are the Terms of your Virgin Money Essential Current Account. These Terms, along with our Welcome guide, make up our agreement with

More information

Global cover with a local touch. Benefits. I n t e r n at i o n a l H e a lt h c a r e P l a n APACA (9/10)

Global cover with a local touch. Benefits. I n t e r n at i o n a l H e a lt h c a r e P l a n APACA (9/10) Global cover with a local touch I n t e r n at i o n a l H e a lt h c a r e P l a n for individuals Aetna Global Benefits 46.02.917.1-APACA (9/10) the AGB difference The AGB difference 1 Our service philosophy

More information

Welcome to this Contact a Family Webinar. If there is a technical hitch, please do bear with us

Welcome to this Contact a Family Webinar. If there is a technical hitch, please do bear with us Welcome to this Contact a Family Webinar If there is a technical hitch, please do bear with us Those of you joining by pc, laptop, tablet or smart phone should now be able to see this introduction slide

More information

Savings account conditions (inc cash ISAs)

Savings account conditions (inc cash ISAs) Savings account conditions (inc cash ISAs) For use from 6th April 2018 Welcome to Halifax This booklet explains how your Halifax savings account works, and includes its main conditions. This booklet contains:

More information

Switching Current Account and Additional Account Form

Switching Current Account and Additional Account Form Switching Current Account and Additional Account Form Please complete this application in BLOCK CAPITALS Personal details Customers Name Please state your existing Citi Debit Card number (if applicable)

More information

Mary Kate W. DiTursi MD PhD FAAP William A. Grattan MD FAAP Ruth E. Kelleher PNP

Mary Kate W. DiTursi MD PhD FAAP William A. Grattan MD FAAP Ruth E. Kelleher PNP Mary Kate W. DiTursi MD PhD FAAP William A. Grattan MD FAAP Ruth E. Kelleher PNP 55 Mohawk Street, Suite 101 Cohoes NY 12047 (518) 233-9500 Fax: (518) 235-4827 www.harmonymillspeds.com Welcome to Harmony

More information

CHARITY TERMS AND CONDITIONS

CHARITY TERMS AND CONDITIONS CHARITY TERMS AND CONDITIONS 1 YOUR TERMS AND CONDITIONS Here are the terms and conditions of your Virgin Money Charity Account. Together with your Key product information sheet with summary box, they

More information

Choices NL. Comprehensive local & international medical insurance for expats living in the Netherlands.

Choices NL. Comprehensive local & international medical insurance for expats living in the Netherlands. Choices NL Comprehensive local & international medical insurance for expats living in the Netherlands. Introducing Choices NL Alexander Beard International Benefits is the broker and advisor of the insured

More information

Accessing Healthcare in the UK

Accessing Healthcare in the UK Accessing Healthcare in the UK All you need to know when accessing healthcare as an international student at King s College London Non-EEA students studying for 6+ months and have paid the Immigration

More information

Long Term Attachment (LTA) Overseas. Pre LTA Guide

Long Term Attachment (LTA) Overseas. Pre LTA Guide Long Term Attachment (LTA) Overseas Pre LTA Guide Isobel Haskins 5 May 2006 Pre-LTA Guide When planning a Long Term Attachment (LTA) the most important thing to remember is to allow plenty of time, as

More information

BOOKING CONDITIONS. A binding contract between us comes into existence when we despatch our confirmation invoice to the party leader.

BOOKING CONDITIONS. A binding contract between us comes into existence when we despatch our confirmation invoice to the party leader. BOOKING CONDITIONS The following booking conditions form the basis of your contract with Think Galapagos Ltd, registered number 5224319 and registered office Millcote, Mill Lane, Bishop Burton, East Yorkshire

More information

Business Credit Card Application Form Sole Traders or Partnerships (of 2 partners) requesting up to 2 cardholders

Business Credit Card Application Form Sole Traders or Partnerships (of 2 partners) requesting up to 2 cardholders Business Credit Card Application Form Sole Traders or Partnerships (of 2 partners) requesting up to 2 cardholders This pack contains various separate sections containing information relating to the Business

More information

TERMS OF BUSINESS. We will notify you how to renew in good time prior to the expiry of your policy.

TERMS OF BUSINESS. We will notify you how to renew in good time prior to the expiry of your policy. TERMS OF BUSINESS Please read this document carefully as it contains important information. If you require clarification or wish to discuss any of the content further please contact us. About Us Quote

More information

AutoCheck from Experian - Terms and Conditions Applicable to any AutoCheck performed on or after 27/04/2016

AutoCheck from Experian - Terms and Conditions Applicable to any AutoCheck performed on or after 27/04/2016 AutoCheck from Experian - Terms and Conditions Applicable to any AutoCheck performed on or after 27/04/2016 1. Important Information 2. Conducting an AutoCheck 3. Price and Payment 4. Use of Information

More information

GENERAL SERVICE FEES AND CHARGES

GENERAL SERVICE FEES AND CHARGES GENERAL SERVICE FEES AND CHARGES ANZ BUSINESS BANKING 02.2017 Contents General Banking Agent Deposit Books 4 2 3 Bank Cheques 4 Certificates Supplied 4 Custodial Services 4 Miscellaneous Service Fee 4

More information

dent HEALTH Assistance

dent HEALTH Assistance STUDENT Health Internation dent HEALTH Assistance The comprehensive insurance solution for international students Your user-friendly guide T able of contents Your IHTTI insurance plan... 3 Table of benefits...4

More information

Savings account conditions (inc cash ISAs)

Savings account conditions (inc cash ISAs) Savings account conditions (inc cash ISAs) For use from 2nd November 2017 Changes to your terms and conditions We are making some changes to your savings account terms and conditions. The changes will

More information

Questions & Answers. for customers transferring from HSBC (Cayman) Limited to Butterfield Bank (Cayman) Limited

Questions & Answers. for customers transferring from HSBC (Cayman) Limited to Butterfield Bank (Cayman) Limited Questions & Answers for customers transferring from HSBC (Cayman) Limited to Rev.22102014 TABLE OF CONTENTS Note: This information is applicable to retail (personal) and corporate banking customers. Definitions...

More information

will be able to help you. d d mm y y

will be able to help you. d d mm y y Personal Accident Claim Form This form has been designed to help you provide all the information we need to process your claim quickly. Failure to complete this form correctly may delay your claim. We

More information

Raffle guidelines. when life gets tough. An information and advice guide

Raffle guidelines. when life gets tough. An information and advice guide supporting UNISON members when life gets tough An information and advice guide Raffle guidelines Your information guide of hints and tips for holding a raffle to raise funds for There for You Raffle guidelines

More information